Homeowners/Columbia, SC/IRS Tax Lien
IRS & Federal Tax Lien in Columbia, SC
Homeowners in Columbia, SC with an IRS tax lien can still sell with proper planning. Find IRS offices, tax attorneys, and lien discharge procedures.
✓Local Columbia resources✓Verified contacts✓1 HUD-approved counselors✓Updated regularly
Situation overview
An IRS federal tax lien in Columbia, SC attaches to all your property but does not prevent selling. File Form 14135 for lien discharge at least 45 days before closing. In SC, federal tax liens are filed with the county Register of Deeds. The IRS Fresh Start program offers expanded payment options for qualifying taxpayers.
What to do first
An IRS federal tax lien attaches to all your property but does not mean you cannot sell. Lien discharge (Form 14135), subordination, and the Fresh Start program offer paths to clear title. Acting before the 10-year collection statute expires gives you leverage.
Start with
- Request a lien discharge (Form 14135) at least 45 days before your planned closing date.
- Explore the IRS Fresh Start program — installment agreements up to $50,000 and OIC for qualifying taxpayers.
- Consult the Taxpayer Advocate Service (1-877-777-4778) if you are facing financial hardship or timing pressure.
Avoid
- Assume an IRS lien prevents selling — lien discharge allows property sales with IRS cooperation.
- Ignore the lien and hope the IRS does not enforce it — the 10-year collection period can be suspended.
- Try to transfer or hide property to avoid an IRS lien — this can result in criminal penalties.
Step-by-step action plan
A starting path you can follow before committing to any contract or agreement.
- Request a transcript from the IRS (1-800-829-1040) to confirm the exact amount owed and assessment dates.
- Search the SC Secretary of State or county records to confirm whether a Notice of Federal Tax Lien has been filed.
- Contact the IRS Taxpayer Advocate Service (1-877-777-4778) if you are facing financial hardship or need help.
Who to contact in Columbia
IRS Lien and Debt Attorneys
Moss & Associates, Attorneys, P.A.
Chapter 7 and Chapter 13 bankruptcy counsel for Columbia-area residents facing mortgage and consumer debt burdens.
Moss & Associates bankruptcyFinkel Law Firm LLC
Columbia bankruptcy representation for debtor-creditor disputes and reorganization planning.
Finkel Law bankruptcyBluestein Attorneys
Columbia legal team representing clients in high-stakes debt and civil matters tied to financial hardship.
Bluestein AttorneysHUD and Homeownership Counseling
HUD National Counselor Hotline
Referral line for HUD-approved housing counselors serving Columbia and Richland County homeowners facing payment stress.
Find a HUD counselorSouth Carolina State Housing Finance and Development Authority
State housing agency programs for foreclosure prevention and housing stability support.
SC Housing programsCommunity Hardship Support
Richland County Community Development
Housing and hardship-resource information for Richland County households.
Richland County community developmentCFPB Mortgage Help
Mortgage-servicing and foreclosure-assistance resources for homeowners facing payment disruptions.
CFPB homeowner helpCall 211
Local referrals for utilities, food support, and financial-relief programs.
Call 211Free and Low-Cost Legal Aid
South Carolina Legal Services - Columbia Office
Civil legal aid and screening for housing, family-law, tax, and debt-related matters in Richland County.
SC Legal Services ColumbiaSouth Carolina Bar Lawyer Referral Service
Statewide lawyer-referral support across South Carolina practice areas, including Richland County.
SC Bar referral serviceSistercare
Domestic-violence legal advocacy, shelter support, and victim services for Columbia and surrounding communities.
Sistercare support servicesIRS Tax Lien Real Estate Agents in Columbia
Chamiese Evans — Licensed Realtor
Specializing in helping Columbia homeowners navigate irs tax lien situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.
Visit listrobin.comCommon questions
Can I sell my house if the IRS has a tax lien on it in Columbia?
Yes, but you need IRS cooperation. File Form 14135 at least 45 days before closing to request a lien discharge. The IRS will discharge the lien from the property if they receive the proceeds or the remaining assets cover the debt.
How long does an IRS tax lien last?
The IRS has 10 years from the date of assessment to collect, but this period can be suspended by installment agreements, offers in compromise, or bankruptcy. The lien is released when the debt is paid, the statute expires, or you negotiate a settlement.
Where do I search for IRS liens on my property in SC?
In North Carolina, federal tax liens are filed with the NC Secretary of State — search free online at sosnc.gov. In South Carolina, federal tax liens are filed with the county Register of Deeds or Clerk of Court in each county where you own property.
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Homeowners dealing with irs tax lien often face overlapping issues. These resources may also help.
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View resourcesResearched by CC Evans, Marketing Analyst — RobinOffer
Licensed Real Estate Broker · NC License #332092
NorthGroup Real Estate · Charlotte, NC
Last reviewed: February 2026
This directory is for informational purposes only. It does not constitute legal, financial, or tax advice. Confirm all options with licensed counsel or a qualified financial professional before signing any agreement.
Sources: SC Code of Laws · HUD.gov · CFPB.gov
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