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Homeowners/Marvin, NC/IRS Tax Lien

IRS & Federal Tax Lien in Marvin, NC

Homeowners in Marvin, NC with an IRS tax lien can still sell with proper planning. Find IRS offices, tax attorneys, and lien discharge procedures.

✓Local Marvin resources✓Verified contacts✓Updated regularly

Situation overview

An IRS federal tax lien in Marvin, NC attaches to all your property but does not prevent selling. File Form 14135 for lien discharge at least 45 days before closing. In NC, federal tax liens are filed with the Secretary of State — search free at sosnc.gov. The IRS Fresh Start program offers expanded payment options.

Median Sale Price (Dec 2025, Redfin): $1,095,000

The Marvin Real Estate Market

Marvin benefits from top Union County schools and large-lot communities and access to I-485, which supports demand tied to executive commuting to South Charlotte and Ballantyne. Neighborhoods like Downtown Marvin and Monroe often move at different speeds depending on pricing and condition.

What to do first

An IRS federal tax lien attaches to all your property but does not mean you cannot sell. Lien discharge (Form 14135), subordination, and the Fresh Start program offer paths to clear title. Acting before the 10-year collection statute expires gives you leverage.

Start with

  1. Request a lien discharge (Form 14135) at least 45 days before your planned closing date.
  2. Explore the IRS Fresh Start program — installment agreements up to $50,000 and OIC for qualifying taxpayers.
  3. Consult the Taxpayer Advocate Service (1-877-777-4778) if you are facing financial hardship or timing pressure.

Avoid

  1. Assume an IRS lien prevents selling — lien discharge allows property sales with IRS cooperation.
  2. Ignore the lien and hope the IRS does not enforce it — the 10-year collection period can be suspended.
  3. Try to transfer or hide property to avoid an IRS lien — this can result in criminal penalties.

Step-by-step action plan

A starting path you can follow before committing to any contract or agreement.

  1. Request a transcript from the IRS (1-800-829-1040) to confirm the exact amount owed and assessment dates.
  2. Search the NC Secretary of State database to confirm whether a Notice of Federal Tax Lien has been filed.
  3. Contact the IRS Taxpayer Advocate Service (1-877-777-4778) if you are facing financial hardship or need help.

Who to contact in Marvin

Tax and Bankruptcy Attorneys

Essex Richards, P.A.

Firm established in 1976 with 50+ years of bankruptcy experience. Attorney John Woodman named NC Business Legal Elite top bankruptcy attorney (2021). Attorney Heather Culp named NC Legal Elite top bankruptcy attorney (2017) and Top 50 Women NC Super Lawyers. US News Best Law Firms 2026 national ranking.

(704) 377-4300

1701 South Blvd, Charlotte, NC 28203

Essex Richards — bankruptcy and creditor-debtor law

David R. Badger, P.A.

Attorney David Badger has 50+ years of experience focusing on consumer and business bankruptcy. NC State Bar Board Certified Bankruptcy Specialist and American Board of Certification certified. AV rated by Martindale-Hubbell. Super Lawyers 2007-2023 and Top 100 Attorneys in NC. B.A. UNC-Chapel Hill (1969), J.D. (1972).

(704) 375-8875

325 Arlington Ave, Suite 550, Charlotte, NC 28203

David R. Badger — Board Certified bankruptcy specialist

Tax Payment and Relief Offices

Union County Tax Administration

County tax office collecting real and personal property taxes for Marvin and all Union County jurisdictions. Online payment available through QPay.

(704) 283-3848

500 N Main St, Suite 236, Monroe, NC 28111

Union County online tax payment

Free and Low-Cost Legal Aid

Legal Aid of North Carolina — Charlotte Office

Free civil legal services for qualifying Union County residents covering housing, family law, consumer matters, and public benefits. Charlotte office serves Mecklenburg and surrounding counties.

(704) 971-0180

1431 Elizabeth Ave, Charlotte, NC 28204

Legal Aid of NC Charlotte

Charlotte Center for Legal Advocacy

Non-profit legal services organization covering Union County. Provides foreclosure defense, mortgage modification assistance, and housing counseling through HUD-certified staff. Foreclosure prevention hotline available.

Charlotte Center for Legal Advocacy

IRS Tax Lien Real Estate Agents in Marvin

Chamiese Evans — Licensed Realtor

Specializing in helping Marvin homeowners navigate irs tax lien situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.

Visit listrobin.com

Areas covered

This page covers homeowners across these Marvin neighborhoods and surrounding areas.

  • Downtown Marvin
  • Monroe
  • Indian Trail
  • Waxhaw
  • Weddington
  • Wesley Chapel
  • Stallings

Common questions

Can I sell my house if the IRS has a tax lien on it in Marvin?

Yes, but you need IRS cooperation. File Form 14135 at least 45 days before closing to request a lien discharge. The IRS will discharge the lien from the property if they receive the proceeds or the remaining assets cover the debt.

How long does an IRS tax lien last?

The IRS has 10 years from the date of assessment to collect, but this period can be suspended by installment agreements, offers in compromise, or bankruptcy. The lien is released when the debt is paid, the statute expires, or you negotiate a settlement.

Where do I search for IRS liens on my property in NC?

In North Carolina, federal tax liens are filed with the NC Secretary of State — search free online at sosnc.gov. In South Carolina, federal tax liens are filed with the county Register of Deeds or Clerk of Court in each county where you own property.

Related situations in Marvin

Homeowners dealing with irs tax lien often face overlapping issues. These resources may also help.

Tax LiensJudgment LienBankruptcy

IRS Tax Lien in other cities

Researched by CC Evans, Marketing Analyst — RobinOffer

Last reviewed: February 2026

This directory is for informational purposes only. It does not constitute legal, financial, or tax advice. Confirm all options with licensed counsel or a qualified financial professional before signing any agreement.

Sources: NC General Statutes · HUD.gov · CFPB.gov

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