Homeowners/Matthews, NC/Tax Liens

Tax Liens & Delinquent Property Taxes in Matthews, NC

Homeowners in Matthews, NC facing property tax liens need to act before advertising begins. Find county tax office contacts, payment plans, and legal resources.

Local Matthews resourcesVerified contactsUpdated regularly

Situation overview

Property tax delinquency in Matthews, NC follows a strict county timeline — taxes are due September 1, become delinquent after January 5, and the county advertises liens from March through June. Early contact with your county tax office is critical.

Median Sale Price (Dec 2025, Redfin): $499,900

The Matthews Real Estate Market

Matthews benefits from Matthews Main Street and the I-485 loop and access to I-485, which supports demand tied to close-in suburban demand and Charlotte commuting. Neighborhoods like Downtown Matthews and Pineville often move at different speeds depending on pricing and condition.

What to do first

Property tax delinquency in Matthews follows a strict county timeline. Early contact with the tax office opens payment plan options that disappear once advertising begins.

Start with

  1. Call your county tax collector before the delinquent date to ask about installment plans.
  2. Check if you qualify for any property tax relief programs, especially for seniors, veterans, or disabled homeowners.
  3. Appeal your property assessment if the tax bill seems based on an inflated valuation.

Avoid

  1. Ignore tax notices — interest accrues monthly and advertising deadlines are strict.
  2. Assume the lien will resolve itself or that the county will negotiate after advertising.
  3. Sign any property transfer agreement without understanding the outstanding lien amounts.

NC law reference

Key legal facts for tax liens situations in North Carolina.

Property tax due
September 1
Delinquent after
After January 5
Tax lien interest
2% first month, then 3/4% each additional month
Advertising period
March 1 through June 30
Upset bid period
10 days after sale

Step-by-step action plan

A starting path you can follow before committing to any contract or agreement.

  1. Contact your county tax office immediately to ask about payment plan options before advertising begins.
  2. Gather your property tax bill, any notices received, and recent assessment records.
  3. Consult a tax attorney or HUD counselor to understand redemption periods and your rights.

Who to contact in Matthews

Tax Payment and Relief Offices

Mecklenburg County Office of the Tax Collector

County office handling property-tax billing, collection, delinquency questions, and online tax payments for Matthews parcels.

(704) 336-7600

3205 Freedom Dr, Suite 3000, Charlotte, NC 28208

Visit website

Mecklenburg County Assessor’s Office

County office for property valuation, listing, tax-relief applications, and appeals affecting Matthews homeowners.

Visit website

Tax and Debt Attorneys

Jeffrey G. Dalrymple, P.A.

Licensed in North Carolina since 1989, Jeffrey Dalrymple has operated his Matthews office since 1991 and focuses his practice on Chapter 7 and Chapter 13 debtor filings.

(704) 847-7151

2435 Plantation Center Dr, Suite 205, Matthews, NC 28105

Dalrymple bankruptcy services

Hands Law Office, PLLC

Charlotte bankruptcy lawyers at Hands Law advertise Chapter 7, 11, and 13 filings and include Matthews within their Mecklenburg County service footprint.

(704) 459-7410

5457 Monroe Rd, Charlotte, NC 28212

Hands Law bankruptcy practice

Nardone Law

Kristen Nardone’s bankruptcy boutique reports more than 20 years of debtor representation in Chapter 7 and Chapter 13 matters serving Charlotte-area clients.

(704) 784-9440

181 Church St NE, Concord, NC 28025

Nardone Law bankruptcy services

Housing Counseling and Foreclosure Prevention

HUD Housing Counselor Referral Line

Federal housing-counseling referral line and search tool for Mecklenburg County homeowners who need delinquency counseling and loan-workout support.

Find a HUD-approved counselor

Charlotte Center for Legal Advocacy — HUD-Certified Counselors

HUD-certified counseling network serving Mecklenburg County with foreclosure-prevention counseling and mortgage-servicing dispute support.

Charlotte HUD counseling partners

NC Housing Finance Agency Homeowner Help

State mortgage-delinquency and foreclosure-prevention resources for North Carolina homeowners, including referrals to approved counselors.

NCHFA homeowner assistance

Free and Low-Cost Legal Aid

Legal Aid of North Carolina - Charlotte Office

Regional legal-aid office serving Mecklenburg County with civil help on housing, foreclosure, domestic violence, and consumer debt cases.

(704) 594-8662

5525 Albemarle Rd, Suite 100, Charlotte, NC 28212

Legal Aid NC Charlotte office

Tax Liens Real Estate Agents in Matthews

Chamiese Evans — Licensed Realtor

Specializing in helping Matthews homeowners navigate tax liens situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.

Visit listrobin.com

Areas covered

This page covers homeowners across these Matthews neighborhoods and surrounding areas.

  • Downtown Matthews
  • Pineville
  • Mint Hill
  • Indian Trail
  • Stallings
  • Weddington
  • Wesley Chapel

Common questions

How long do I have before my property is sold for delinquent taxes in Matthews?

In North Carolina, property taxes are due September 1 and become delinquent after January 5. Interest begins accruing immediately. The county advertises delinquent properties March through June, and tax sales follow. Contact your county tax office in Matthews early to negotiate a payment plan.

Can I sell my home in Matthews if there is a tax lien on it?

Yes, but the tax lien must be satisfied at closing. A cash buyer experienced with liens can often close faster because they understand the payoff process and work directly with the county.

What happens during the upset bid period after a tax sale in Matthews?

In NC, there is a 10-day upset bid period after a tax sale where higher bids can be submitted. Understanding this timeline is critical if you are trying to redeem or sell your property before the sale finalizes.

Related situations in Matthews

Homeowners dealing with tax liens often face overlapping issues. These resources may also help.

Tax Liens in other cities

Researched by CC Evans, Marketing Analyst — RobinOffer

Licensed Real Estate Broker · NC License #332092

NorthGroup Real Estate · Charlotte, NC

Last reviewed: February 2026

This directory is for informational purposes only. It does not constitute legal, financial, or tax advice. Confirm all options with licensed counsel or a qualified financial professional before signing any agreement.

Sources: NC General Statutes · HUD.gov · CFPB.gov

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