Homeowners/North Myrtle Beach, SC/Job Loss
Homeowners in North Myrtle Beach, SC who have lost their job need to act fast. Find unemployment offices, mortgage forbearance options, and workforce retraining programs.
Job loss in North Myrtle Beach, SC triggers a critical timeline. File for unemployment at dew.sc.gov (up to $350/week for up to 20 weeks), contact your mortgage servicer immediately for forbearance, and register with your nearest SC Works center for job search assistance and retraining.
Job loss creates a race between depleting savings and finding new income. In North Myrtle Beach, filing for unemployment immediately, requesting mortgage forbearance, and connecting with workforce programs buys time to make clear-headed decisions about your home.
Key legal facts for job loss situations in South Carolina.
A starting path you can follow before committing to any contract or agreement.
State unemployment and workforce portal for claim filing, claimant updates, and reemployment resources.
SC DEW unemployment resourcesLocal workforce center providing free job search assistance, resume writing, career counseling, computer access, and job referrals for Horry County residents.
200-A Victory Ln, Conway, SC 29526
Attorney Robert R. Meredith Jr. founded the firm and has over 31 years of experience exclusively practicing bankruptcy law. Represents debtors in Chapter 7, Chapter 11, and Chapter 13 cases with free consultations.
2411 N Oak St, Suite 107, Myrtle Beach, SC 29577
Founded by Attorney Huong T. Lam, the firm specializes in Chapter 7 and Chapter 13 bankruptcy. Also handles estate planning and workers compensation for Horry County clients.
1335 44th Ave N, Suite 100, Myrtle Beach, SC 29577
Attorney Allen Jeffcoat has 41 years of experience in Myrtle Beach. Practice areas include bankruptcy, real estate, foreclosures, loan workouts, estate planning, and probate across Horry and Georgetown Counties.
1125 48th Ave N, Suite 304A, Myrtle Beach, SC 29577
Wells Fargo loss-mitigation contact for forbearance, repayment plans, and modification review for qualifying mortgage borrowers.
Wells Fargo mortgage helpBank of America loss-mitigation contact for forbearance, repayment plans, and modification review for qualifying mortgage borrowers.
Bank of America mortgage helpTruist loss-mitigation contact for forbearance, repayment plans, and modification review for qualifying mortgage borrowers.
Truist mortgage helpChase loss-mitigation contact for forbearance, repayment plans, and modification review for qualifying mortgage borrowers.
Chase mortgage helpFirst Horizon loss-mitigation contact for forbearance, repayment plans, and modification review for qualifying mortgage borrowers.
First Horizon mortgage helpPrimary HUD counselor lookup portal for North Myrtle Beach homeowners; filter by Horry County or local ZIP code for nearby approved counseling agencies.
Open HUD counselor search portalHUD-certified and SC Housing-approved nonprofit providing foreclosure prevention counseling, reverse mortgage counseling, and homebuyer education for coastal SC homeowners.
OriginSC housing counselingState housing agency page with loan-counselor contacts, loss-mitigation guidance, and escalation paths for borrowers behind on mortgage payments.
South Carolina Housing foreclosure resourcesCounty tax-payment and collections office for property-tax balances, delinquency questions, and payment processing. Installment payment plans available for real property taxes.
1301 2nd Ave, Suite 1C09, Conway, SC 29526
County appraisal and listing office for valuation, legal-residence review, and assessment questions tied to Horry County real property. Quadrennial reassessments (most recent: 2024).
1301 2nd Ave, Conway, SC 29526
Regional legal-aid office serving Horry, Georgetown, Marion, and Williamsburg Counties with free civil legal help including housing, foreclosure prevention, consumer debt, and family-law intake for eligible households.
1201-B Creel St, Wing A-1, Conway, SC 29526
Statewide intake portal and hotline for civil legal screening, case prioritization, and referral to the appropriate local legal-services office.
Start SCLS intakeReferral option for residents who need private-counsel consultation when legal-aid eligibility is not met or specialized representation is required.
SC Bar lawyer referralSpecializing in helping North Myrtle Beach homeowners navigate job loss situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.
Visit listrobin.comYes. Job loss is a qualifying financial hardship for mortgage forbearance. Contact your servicer immediately — for federally-backed loans (FHA, VA, USDA, Fannie/Freddie), servicers must offer forbearance options. Do not wait until you miss a payment.
In North Carolina, file online at des.nc.gov or call 1-888-737-0259. The maximum weekly benefit is $450 for 12-20 weeks. In South Carolina, file at dew.sc.gov or call 1-866-831-1724. SC maximum is $350/week for up to 20 weeks.
Not necessarily. Explore forbearance, loan modification, and state assistance programs first. If your savings will run out before you find new income, a fast cash sale may prevent foreclosure and protect your credit. A HUD counselor can help you evaluate the timeline.
Homeowners dealing with job loss often face overlapping issues. These resources may also help.
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View resourcesResearched by CC Evans, Marketing Analyst — RobinOffer
Last reviewed: February 2026
This directory is for informational purposes only. It does not constitute legal, financial, or tax advice. Confirm all options with licensed counsel or a qualified financial professional before signing any agreement.
Sources: SC Code of Laws · HUD.gov · CFPB.gov
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