Homeowners/Blythewood, SC/Bankruptcy
Bankruptcy & Home Sale in Blythewood, SC
Selling a home during bankruptcy in Blythewood, SC requires court approval. Find local bankruptcy court contacts, attorneys, and homestead exemption details.
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Situation overview
Selling a home during bankruptcy in Blythewood, SC requires court approval from the bankruptcy trustee. Your path depends on whether you file Chapter 7 or Chapter 13, and South Carolina's homestead exemption protects up to $63,250 in equity.
What to do first
Selling a home during bankruptcy in Blythewood requires court approval. Understanding which chapter you are filing and your homestead exemption determines your path forward.
Start with
- Consult a bankruptcy attorney before making any decisions about your home.
- Understand your NC homestead exemption ($35,000, or $60,000 if 65+) before filing.
- Get written court approval from the trustee before listing or accepting any offer.
Avoid
- Sell or transfer property without trustee and court approval — it can be reversed.
- File bankruptcy without understanding the difference between Chapter 7 and Chapter 13 for homeowners.
- Ignore the automatic stay — it protects you, but only if you follow the process correctly.
SC law reference
Key legal facts for bankruptcy situations in South Carolina.
- Homestead exemption
- South Carolina homestead exemption is adjusted periodically (about $63,250; verify current statutory amount).
Step-by-step action plan
A starting path you can follow before committing to any contract or agreement.
- Determine whether Chapter 7 or Chapter 13 best fits your situation with a bankruptcy attorney.
- Understand your state homestead exemption amount before making any decisions about your home.
- Get court approval from the bankruptcy trustee before listing or accepting any offer on your property.
Who to contact in Blythewood
Bankruptcy Attorneys
Law Office of Barbara E. Brunson
USC School of Law graduate admitted to the SC Bar in 1989. Former bank lawyer and in-house counsel for two national mortgage lenders. Now represents individuals facing financial hardship in Chapter 7 and Chapter 13 bankruptcy. Member of NACBA and SC Bankruptcy Law Association.
Barbara Brunson bankruptcy servicesJane H. Downey — Baker Donelson
Furman University 1987, Emory University School of Law 1990. Certified by the SC Supreme Court as a specialist in bankruptcy and debtor/creditor law since 1996. American Board of Certification specialist in business bankruptcy. Named Super Lawyer multiple years.
Jane Downey bankruptcy specialistHUD and Homeownership Counseling
HUD National Counselor Hotline
Referral line for HUD-approved housing counselors serving Blythewood and Richland County homeowners facing mortgage hardship.
Find a HUD counselorSouth Carolina Housing — Mortgage Servicing
State housing agency support for payment issues, delinquency prevention, and mortgage-servicing assistance.
SC Housing homeowner programsRichland County Financial Programs
Richland County Community Development
Administers CDBG, HOME, and emergency assistance programs for Richland County homeowners facing financial hardship.
Richland County online servicesSC LIHEAP — Utility Assistance
Low-Income Home Energy Assistance Program helps Richland County homeowners with utility bills to avoid service shutoff.
LIHEAP informationFree and Low-Cost Legal Aid
SC Legal Services — Columbia Office
Free civil legal help for eligible low-income Richland County residents. Covers housing, foreclosure, consumer, and family-law matters.
SC Legal ServicesSC Bar Lawyer Referral Service
South Carolina Bar Association referral to local attorneys for an initial 30-minute consultation at reduced fee.
SC Bar lawyer referralLawHelp.org South Carolina
Online directory of free legal resources, self-help guides, and pro bono attorneys available in Richland County.
LawHelp SCBankruptcy Real Estate Agents in Blythewood
Chamiese Evans — Licensed Realtor
Specializing in helping Blythewood homeowners navigate bankruptcy situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.
Visit listrobin.comCommon questions
Can I sell my house during bankruptcy in Blythewood?
Yes, but you must get court approval from the bankruptcy trustee first. In Chapter 7, the trustee may sell the home. In Chapter 13, you can petition the court for permission to sell while continuing your repayment plan.
What is the NC homestead exemption for bankruptcy?
North Carolina allows a homestead exemption of $35,000 (or $60,000 if you are 65 or older). This means that amount of equity in your primary residence is protected from creditors in bankruptcy.
How does a cash offer work with bankruptcy court approval in Blythewood?
A cash buyer can submit a formal offer to the bankruptcy court. Because cash offers close faster and with fewer contingencies, courts often approve them more readily than financed offers.
Related situations in Blythewood
Homeowners dealing with bankruptcy often face overlapping issues. These resources may also help.
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View resourcesResearched by CC Evans, Marketing Analyst — RobinOffer
Last reviewed: February 2026
This directory is for informational purposes only. It does not constitute legal, financial, or tax advice. Confirm all options with licensed counsel or a qualified financial professional before signing any agreement.
Sources: SC Code of Laws · HUD.gov · CFPB.gov
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