Homeowners/Chesterfield, SC/IRS Tax Lien
IRS & Federal Tax Lien in Chesterfield, SC
Homeowners in Chesterfield, SC with an IRS tax lien can still sell with proper planning. Find IRS offices, tax attorneys, and lien discharge procedures.
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Situation overview
An IRS federal tax lien in Chesterfield, SC attaches to all your property but does not prevent selling. File Form 14135 for lien discharge at least 45 days before closing. In SC, federal tax liens are filed with the county Register of Deeds. The IRS Fresh Start program offers expanded payment options for qualifying taxpayers.
What to do first
An IRS federal tax lien attaches to all your property but does not mean you cannot sell. Lien discharge (Form 14135), subordination, and the Fresh Start program offer paths to clear title. Acting before the 10-year collection statute expires gives you leverage.
Start with
- Request a lien discharge (Form 14135) at least 45 days before your planned closing date.
- Explore the IRS Fresh Start program — installment agreements up to $50,000 and OIC for qualifying taxpayers.
- Consult the Taxpayer Advocate Service (1-877-777-4778) if you are facing financial hardship or timing pressure.
Avoid
- Assume an IRS lien prevents selling — lien discharge allows property sales with IRS cooperation.
- Ignore the lien and hope the IRS does not enforce it — the 10-year collection period can be suspended.
- Try to transfer or hide property to avoid an IRS lien — this can result in criminal penalties.
Step-by-step action plan
A starting path you can follow before committing to any contract or agreement.
- Request a transcript from the IRS (1-800-829-1040) to confirm the exact amount owed and assessment dates.
- Search the SC Secretary of State or county records to confirm whether a Notice of Federal Tax Lien has been filed.
- Contact the IRS Taxpayer Advocate Service (1-877-777-4778) if you are facing financial hardship or need help.
Who to contact in Chesterfield
IRS Lien and Debt Attorneys
Adam M. Foard Law, LLC
Full-service Pageland law firm at 128 N Maple Street with 18 years of experience in civil litigation, criminal defense, estate planning, real estate, and family law across Chesterfield County.
Foard Law legal servicesHUD and Homeownership Counseling
HUD National Counselor Hotline
Referral line for HUD-approved housing counselors serving Chesterfield and Chesterfield County homeowners facing mortgage hardship.
Find a HUD counselorSouth Carolina Housing — Mortgage Servicing
State housing agency support for payment issues, delinquency prevention, and mortgage-servicing assistance.
SC Housing homeowner programsChesterfield County Financial Programs
Chesterfield County DSS
Administers SNAP, TANF, emergency assistance, Medicaid, and crisis referrals for Chesterfield County residents.
SC DSS programsSC LIHEAP — Utility Assistance
Low-Income Home Energy Assistance Program helps Chesterfield County homeowners with utility bills to avoid service shutoff.
LIHEAP informationFree and Low-Cost Legal Aid
SC Legal Services — Statewide Intake
Free civil legal help for eligible low-income Chesterfield County residents. Covers housing, foreclosure, consumer, and family-law matters.
SC Legal ServicesSC Bar Lawyer Referral Service
South Carolina Bar Association referral to local attorneys for an initial 30-minute consultation at reduced fee.
SC Bar lawyer referralLawHelp.org South Carolina
Online directory of free legal resources, self-help guides, and pro bono attorneys available in Chesterfield County.
LawHelp SCIRS Tax Lien Real Estate Agents in Chesterfield
Chamiese Evans — Licensed Realtor
Specializing in helping Chesterfield homeowners navigate irs tax lien situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.
Visit listrobin.comCommon questions
Can I sell my house if the IRS has a tax lien on it in Chesterfield?
Yes, but you need IRS cooperation. File Form 14135 at least 45 days before closing to request a lien discharge. The IRS will discharge the lien from the property if they receive the proceeds or the remaining assets cover the debt.
How long does an IRS tax lien last?
The IRS has 10 years from the date of assessment to collect, but this period can be suspended by installment agreements, offers in compromise, or bankruptcy. The lien is released when the debt is paid, the statute expires, or you negotiate a settlement.
Where do I search for IRS liens on my property in SC?
In North Carolina, federal tax liens are filed with the NC Secretary of State — search free online at sosnc.gov. In South Carolina, federal tax liens are filed with the county Register of Deeds or Clerk of Court in each county where you own property.
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View resourcesResearched by CC Evans, Marketing Analyst — RobinOffer
Last reviewed: February 2026
This directory is for informational purposes only. It does not constitute legal, financial, or tax advice. Confirm all options with licensed counsel or a qualified financial professional before signing any agreement.
Sources: SC Code of Laws · HUD.gov · CFPB.gov
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