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Homeowners/Conway, SC/Bankruptcy

Bankruptcy & Home Sale in Conway, SC

Selling a home during bankruptcy in Conway, SC requires court approval. Find local bankruptcy court contacts, attorneys, and homestead exemption details.

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Situation overview

Selling a home during bankruptcy in Conway, SC requires court approval from the bankruptcy trustee. Your path depends on whether you file Chapter 7 or Chapter 13, and South Carolina's homestead exemption protects up to $63,250 in equity.

What to do first

Selling a home during bankruptcy in Conway requires court approval. Understanding which chapter you are filing and your homestead exemption determines your path forward.

Start with

  1. Consult a bankruptcy attorney before making any decisions about your home.
  2. Understand your NC homestead exemption ($35,000, or $60,000 if 65+) before filing.
  3. Get written court approval from the trustee before listing or accepting any offer.

Avoid

  1. Sell or transfer property without trustee and court approval — it can be reversed.
  2. File bankruptcy without understanding the difference between Chapter 7 and Chapter 13 for homeowners.
  3. Ignore the automatic stay — it protects you, but only if you follow the process correctly.

SC law reference

Key legal facts for bankruptcy situations in South Carolina.

Homestead exemption
South Carolina homestead exemption is adjusted periodically (about $63,250; verify current statutory amount).

Step-by-step action plan

A starting path you can follow before committing to any contract or agreement.

  1. Determine whether Chapter 7 or Chapter 13 best fits your situation with a bankruptcy attorney.
  2. Understand your state homestead exemption amount before making any decisions about your home.
  3. Get court approval from the bankruptcy trustee before listing or accepting any offer on your property.

Who to contact in Conway

Bankruptcy Attorneys

Moss & Associates, Attorneys, P.A.

Large South Carolina bankruptcy filer with Chapter 13 guidance describing arrears repayment, foreclosure prevention, and debtor representation.

(800) 346-4916

816 Elmwood Ave, Columbia, SC 29201

Moss Chapter 13 bankruptcy services

Benjamin R. Matthews and Associates, LLC

Consumer-bankruptcy firm with Chapter 13 service pages and multiple offices serving debtors throughout South Carolina, including Conway-area homeowners.

(803) 799-1700

3406 West Ave, Columbia, SC 29203

Matthews Chapter 13 attorney services

Housing Counseling and Foreclosure Prevention

Horry County Treasurer

County tax-payment and collections office for property-tax balances, delinquency questions, and payment processing for Conway parcels.

(843) 915-5470

1301 2nd Ave, Conway, SC 29526

Horry County Treasurer office

Horry County Assessor

County appraisal and listing office for valuation, legal-residence review, and assessment questions tied to Horry County real property.

(843) 915-5040

1301 2nd Ave, Conway, SC 29526

Horry County Assessor office

South Carolina HELP Program Resources

State homeowner-assistance hub with foreclosure counseling references and program updates for mortgage hardship cases.

SC HELP homeowner resources

Free and Low-Cost Legal Aid

South Carolina Legal Services - Conway Office

Regional legal-aid office serving Horry and nearby counties with civil legal help, including housing, consumer debt, and family-law intake for eligible households.

(888) 346-5592

1201 Creel St, Unit A-1, Conway, SC 29527

South Carolina Legal Services locations

South Carolina Legal Services - Online Intake

Statewide intake portal and hotline for civil legal screening, case prioritization, and referral to the appropriate local legal-services office.

Start SCLS intake

South Carolina Bar Lawyer Referral Service

Referral option for residents who need private-counsel consultation when legal-aid eligibility is not met or specialized representation is required.

SC Bar lawyer referral

Bankruptcy Real Estate Agents in Conway

Chamiese Evans — Licensed Realtor

Specializing in helping Conway homeowners navigate bankruptcy situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.

Visit listrobin.com

Common questions

Can I sell my house during bankruptcy in Conway?

Yes, but you must get court approval from the bankruptcy trustee first. In Chapter 7, the trustee may sell the home. In Chapter 13, you can petition the court for permission to sell while continuing your repayment plan.

What is the NC homestead exemption for bankruptcy?

North Carolina allows a homestead exemption of $35,000 (or $60,000 if you are 65 or older). This means that amount of equity in your primary residence is protected from creditors in bankruptcy.

How does a cash offer work with bankruptcy court approval in Conway?

A cash buyer can submit a formal offer to the bankruptcy court. Because cash offers close faster and with fewer contingencies, courts often approve them more readily than financed offers.

Related situations in Conway

Homeowners dealing with bankruptcy often face overlapping issues. These resources may also help.

ForeclosureJudgment LienHELOC Default

Bankruptcy in other cities

Researched by CC Evans, Marketing Analyst — RobinOffer

Licensed Real Estate Broker · NC License #332092

NorthGroup Real Estate · Charlotte, NC

Last reviewed: February 2026

This directory is for informational purposes only. It does not constitute legal, financial, or tax advice. Confirm all options with licensed counsel or a qualified financial professional before signing any agreement.

Sources: SC Code of Laws · HUD.gov · CFPB.gov

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