Homeowners/Conway, SC/Foreclosure
Foreclosure Support in Conway, SC
Homeowners in Conway, SC often need immediate direction when foreclosure risk appears. We help you evaluate options and choose next steps fast.
✓Local Conway resources✓Verified contacts✓Updated regularly
Situation overview
Foreclosure in Conway, SC follows a judicial process that gives homeowners time to act — but only if you move quickly. Understanding your lender's loss mitigation options, HUD counseling resources, and legal timeline is the first step toward protecting your equity.
What to do first
Foreclosure is mostly a timing problem. In Conway, quick action reduces equity loss from late fees, notices, and auction risk. Stabilize communication, confirm legal timing, then compare sale paths.
Start with
- Review your notices and mark every deadline date.
- Contact a HUD counselor and lender in Conway before making promises to buyers.
- Create a three-option plan: loan workout, modification, and cash settlement.
Avoid
- Ignore first notices and hope deadlines change.
- Sign documents before you understand the long-term legal effects.
- Accept the first offer without validating close date and exit costs.
SC law reference
Key legal facts for foreclosure situations in South Carolina.
- Foreclosure type
- Judicial foreclosure via Court of Common Pleas unless non-judicial power of sale is expressly authorized.
- Pre-foreclosure notice
- South Carolina foreclosure actions generally require formal service of summons and complaint before judgment.
- Delinquency threshold
- Most mortgage servicers begin formal foreclosure review after 120+ days delinquent under federal servicing rules.
Step-by-step action plan
A starting path you can follow before committing to any contract or agreement.
- Call your lender immediately and ask for documented loss mitigation options before default deadlines.
- Save all notices and billing records in one email folder and photo them before they disappear.
- Get advice from a legal or housing professional before signing anything under time pressure.
Who to contact in Conway
Foreclosure Attorneys
DesChamps Law Firm
Myrtle Beach real-estate litigation firm with a dedicated foreclosure practice page; the firm states it serves Conway and surrounding Horry County communities.
DesChamps foreclosure servicesStone Law Firm, LLC (Daniel Stone)
Daniel Stone publishes foreclosure-defense guidance focused on Chapter 13 repayment structures and serves clients across South Carolina, including Horry County residents.
Stone Law foreclosure attorney guidanceThompson & King
South Carolina bankruptcy practice with a dedicated foreclosure-defense page describing mortgage-debt relief options and court protection strategies.
Thompson & King foreclosure defenseMortgage Servicer and Bank Loss-Mitigation Contacts
Wells Fargo Mortgage Assistance
Wells Fargo loss-mitigation contact for forbearance, repayment plans, and modification review for qualifying mortgage borrowers.
Wells Fargo mortgage helpBank of America Mortgage Assistance
Bank of America loss-mitigation contact for forbearance, repayment plans, and modification review for qualifying mortgage borrowers.
Bank of America mortgage helpTruist Mortgage Assistance
Truist loss-mitigation contact for forbearance, repayment plans, and modification review for qualifying mortgage borrowers.
Truist mortgage helpChase Mortgage Assistance
Chase loss-mitigation contact for forbearance, repayment plans, and modification review for qualifying mortgage borrowers.
Chase mortgage helpFirst Horizon Mortgage Assistance
First Horizon loss-mitigation contact for forbearance, repayment plans, and modification review for qualifying mortgage borrowers.
First Horizon mortgage helpHousing Counseling and Foreclosure Prevention
HUD Housing Counselor Search Portal
Primary HUD counselor lookup portal for Conway homeowners; filter by Horry County or local ZIP code for nearby approved counseling agencies.
Open HUD counselor search portalSouth Carolina Housing Foreclosure-Avoidance Resources
State housing agency page with loan-counselor contacts, loss-mitigation guidance, and escalation paths for borrowers behind on mortgage payments.
South Carolina Housing foreclosure resourcesHorry County Treasurer
County tax-payment and collections office for property-tax balances, delinquency questions, and payment processing for Conway parcels.
Horry County Treasurer officeHorry County Assessor
County appraisal and listing office for valuation, legal-residence review, and assessment questions tied to Horry County real property.
Horry County Assessor officeSouth Carolina HELP Program Resources
State homeowner-assistance hub with foreclosure counseling references and program updates for mortgage hardship cases.
SC HELP homeowner resourcesFree and Low-Cost Legal Aid
South Carolina Legal Services - Conway Office
Regional legal-aid office serving Horry and nearby counties with civil legal help, including housing, consumer debt, and family-law intake for eligible households.
South Carolina Legal Services locationsSouth Carolina Legal Services - Online Intake
Statewide intake portal and hotline for civil legal screening, case prioritization, and referral to the appropriate local legal-services office.
Start SCLS intakeSouth Carolina Bar Lawyer Referral Service
Referral option for residents who need private-counsel consultation when legal-aid eligibility is not met or specialized representation is required.
SC Bar lawyer referralForeclosure Real Estate Agents in Conway
Chamiese Evans — Licensed Realtor
Specializing in helping Conway homeowners navigate foreclosure situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.
Visit listrobin.comCommon questions
What is the first step if Conway homeowners are already behind on payments?
The first move in Conway is getting a realistic valuation and timeline quickly. That helps you compare a workout plan against a cash-close sale.
Can we sell fast in Conway without a full listing process?
Yes. RobinOffer evaluates Conway properties as-is and can often structure an offer with enough confidence to avoid the long listing pipeline.
Will foreclosure paperwork affect how quickly we can close?
Closing speed in Conway varies by lender and title posture, but we can usually provide a clear plan and short timeline where possible.
Related situations in Conway
Homeowners dealing with foreclosure often face overlapping issues. These resources may also help.
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View resourcesResearched by CC Evans, Marketing Analyst — RobinOffer
Licensed Real Estate Broker · NC License #332092
NorthGroup Real Estate · Charlotte, NC
Last reviewed: February 2026
This directory is for informational purposes only. It does not constitute legal, financial, or tax advice. Confirm all options with licensed counsel or a qualified financial professional before signing any agreement.
Sources: SC Code of Laws · HUD.gov · CFPB.gov
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