Employment and Benefit Resources
South Carolina Department of Employment and Workforce
State unemployment and workforce portal for claim filing, claimant updates, and reemployment resources.
SC DEW unemployment resourcesHomeowners/Conway, SC/Job Loss
Job Loss & Income Reduction in Conway, SC
Homeowners in Conway, SC who have lost their job need to act fast. Find unemployment offices, mortgage forbearance options, and workforce retraining programs.
✓Local Conway resources✓Verified contacts✓Updated regularly
Situation overview
Job loss in Conway, SC triggers a critical timeline. File for unemployment at dew.sc.gov (up to $350/week for up to 20 weeks), contact your mortgage servicer immediately for forbearance, and register with your nearest SC Works center for job search assistance and retraining.
What to do first
Job loss creates a race between depleting savings and finding new income. In Conway, filing for unemployment immediately, requesting mortgage forbearance, and connecting with workforce programs buys time to make clear-headed decisions about your home.
Start with
- File for unemployment and contact your mortgage servicer within the first week of job loss.
- Request forbearance in writing and keep copies — verbal promises are not enforceable.
- Register with SC Works for job search assistance and potential retraining programs.
Avoid
- Wait until you miss mortgage payments to contact your servicer — early contact opens more options.
- Use retirement savings or credit cards to make mortgage payments without first exploring forbearance.
- Ignore the timeline — forbearance is temporary, and you need a plan before it expires.
SC law reference
Key legal facts for job loss situations in South Carolina.
- Homestead exemption
- South Carolina homestead exemption is adjusted periodically (about $63,250; verify current statutory amount).
Step-by-step action plan
A starting path you can follow before committing to any contract or agreement.
- File for unemployment benefits immediately — SC online at dew.sc.gov or call 1-866-831-1724.
- Contact your mortgage servicer within 30 days of income loss to request forbearance or hardship options.
- Register with your local SC Works Career Center for job search assistance and retraining programs.
Who to contact in Conway
Job-Loss Debt Attorneys
Moss & Associates, Attorneys, P.A.
Large South Carolina bankruptcy filer with Chapter 13 guidance describing arrears repayment, foreclosure prevention, and debtor representation.
(800) 346-4916
Moss Chapter 13 bankruptcy services816 Elmwood Ave, Columbia, SC 29201
Benjamin R. Matthews and Associates, LLC
Consumer-bankruptcy firm with Chapter 13 service pages and multiple offices serving debtors throughout South Carolina, including Conway-area homeowners.
(803) 799-1700
Matthews Chapter 13 attorney services3406 West Ave, Columbia, SC 29203
Stone Law Firm, LLC (Daniel Stone)
Stone Law focuses on Chapter 7 and Chapter 13 debtor representation and lists offices in Columbia, Florence, Greenville, and Charleston.
Stone Law bankruptcy servicesMortgage Servicer and Bank Loss-Mitigation Contacts
Wells Fargo Mortgage Assistance
Wells Fargo loss-mitigation contact for forbearance, repayment plans, and modification review for qualifying mortgage borrowers.
Wells Fargo mortgage helpBank of America Mortgage Assistance
Bank of America loss-mitigation contact for forbearance, repayment plans, and modification review for qualifying mortgage borrowers.
Bank of America mortgage helpTruist Mortgage Assistance
Truist loss-mitigation contact for forbearance, repayment plans, and modification review for qualifying mortgage borrowers.
Truist mortgage helpChase Mortgage Assistance
Chase loss-mitigation contact for forbearance, repayment plans, and modification review for qualifying mortgage borrowers.
Chase mortgage helpFirst Horizon Mortgage Assistance
First Horizon loss-mitigation contact for forbearance, repayment plans, and modification review for qualifying mortgage borrowers.
First Horizon mortgage helpHousing Counseling and Foreclosure Prevention
HUD Housing Counselor Search Portal
Primary HUD counselor lookup portal for Conway homeowners; filter by Horry County or local ZIP code for nearby approved counseling agencies.
Open HUD counselor search portalSouth Carolina Housing Foreclosure-Avoidance Resources
State housing agency page with loan-counselor contacts, loss-mitigation guidance, and escalation paths for borrowers behind on mortgage payments.
South Carolina Housing foreclosure resourcesHorry County Treasurer
County tax-payment and collections office for property-tax balances, delinquency questions, and payment processing for Conway parcels.
(843) 915-5470
Horry County Treasurer office1301 2nd Ave, Conway, SC 29526
Horry County Assessor
County appraisal and listing office for valuation, legal-residence review, and assessment questions tied to Horry County real property.
(843) 915-5040
Horry County Assessor office1301 2nd Ave, Conway, SC 29526
South Carolina HELP Program Resources
State homeowner-assistance hub with foreclosure counseling references and program updates for mortgage hardship cases.
SC HELP homeowner resourcesFree and Low-Cost Legal Aid
South Carolina Legal Services - Conway Office
Regional legal-aid office serving Horry and nearby counties with civil legal help, including housing, consumer debt, and family-law intake for eligible households.
(888) 346-5592
South Carolina Legal Services locations1201 Creel St, Unit A-1, Conway, SC 29527
South Carolina Legal Services - Online Intake
Statewide intake portal and hotline for civil legal screening, case prioritization, and referral to the appropriate local legal-services office.
Start SCLS intakeSouth Carolina Bar Lawyer Referral Service
Referral option for residents who need private-counsel consultation when legal-aid eligibility is not met or specialized representation is required.
SC Bar lawyer referralJob Loss Real Estate Agents in Conway
Chamiese Evans — Licensed Realtor
Specializing in helping Conway homeowners navigate job loss situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.
Visit listrobin.comCommon questions
Can I get mortgage forbearance if I lose my job in Conway?
Yes. Job loss is a qualifying financial hardship for mortgage forbearance. Contact your servicer immediately — for federally-backed loans (FHA, VA, USDA, Fannie/Freddie), servicers must offer forbearance options. Do not wait until you miss a payment.
How do I file for unemployment in SC?
In North Carolina, file online at des.nc.gov or call 1-888-737-0259. The maximum weekly benefit is $450 for 12-20 weeks. In South Carolina, file at dew.sc.gov or call 1-866-831-1724. SC maximum is $350/week for up to 20 weeks.
Should I sell my home if I lose my job in Conway?
Not necessarily. Explore forbearance, loan modification, and state assistance programs first. If your savings will run out before you find new income, a fast cash sale may prevent foreclosure and protect your credit. A HUD counselor can help you evaluate the timeline.
Related situations in Conway
Homeowners dealing with job loss often face overlapping issues. These resources may also help.
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View resourcesResearched by CC Evans, Marketing Analyst — RobinOffer
Licensed Real Estate Broker · NC License #332092
NorthGroup Real Estate · Charlotte, NC
Last reviewed: February 2026
This directory is for informational purposes only. It does not constitute legal, financial, or tax advice. Confirm all options with licensed counsel or a qualified financial professional before signing any agreement.
Sources: SC Code of Laws · HUD.gov · CFPB.gov
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