Homeowners/Conway, SC/Tax Liens
Tax Liens & Delinquent Property Taxes in Conway, SC
Homeowners in Conway, SC facing property tax liens need to act before advertising begins. Find county tax office contacts, payment plans, and legal resources.
✓Local Conway resources✓Verified contacts✓Updated regularly
Situation overview
Property tax delinquency in Conway, SC follows a strict county timeline — taxes are due by January 15, with penalties beginning immediately after. Counties may begin the delinquent tax sale process after the fiscal year ends. Early contact with your county treasurer is critical.
What to do first
Property tax delinquency in Conway follows a strict county timeline. Early contact with the tax office opens payment plan options that disappear once advertising begins.
Start with
- Call your county tax collector before the delinquent date to ask about installment plans.
- Check if you qualify for any property tax relief programs, especially for seniors, veterans, or disabled homeowners.
- Appeal your property assessment if the tax bill seems based on an inflated valuation.
Avoid
- Ignore tax notices — interest accrues monthly and advertising deadlines are strict.
- Assume the lien will resolve itself or that the county will negotiate after advertising.
- Sign any property transfer agreement without understanding the outstanding lien amounts.
SC law reference
Key legal facts for tax liens situations in South Carolina.
- Property tax due
- Property tax bills are typically due annually by January 15 in many SC counties (verify local treasurer schedules).
- Delinquent after
- Delinquent property taxes can be subject to tax sale under county treasurer procedures and state law.
- Tax lien interest
- SC delinquent tax collections can include penalties/interest and tax sale costs under county procedures.
- Advertising period
- Counties publish delinquent tax sale notices prior to tax sale dates.
Step-by-step action plan
A starting path you can follow before committing to any contract or agreement.
- Contact your county tax office immediately to ask about payment plan options before advertising begins.
- Gather your property tax bill, any notices received, and recent assessment records.
- Consult a tax attorney or HUD counselor to understand redemption periods and your rights.
Who to contact in Conway
Tax Payment and Relief Offices
Horry County Treasurer
County office for property-tax billing, collections, delinquency support, and online payment options for Horry parcels.
Visit websiteHorry County Assessor
County assessor office for appraisal values, legal-residence review, manufactured-home listing, and related property-record functions.
Visit websiteTax and Debt Attorneys
Moss & Associates, Attorneys, P.A.
Large South Carolina bankruptcy filer with Chapter 13 guidance describing arrears repayment, foreclosure prevention, and debtor representation.
Moss Chapter 13 bankruptcy servicesBenjamin R. Matthews and Associates, LLC
Consumer-bankruptcy firm with Chapter 13 service pages and multiple offices serving debtors throughout South Carolina, including Conway-area homeowners.
Matthews Chapter 13 attorney servicesStone Law Firm, LLC (Daniel Stone)
Stone Law focuses on Chapter 7 and Chapter 13 debtor representation and lists offices in Columbia, Florence, Greenville, and Charleston.
Stone Law bankruptcy servicesHousing Counseling and Foreclosure Prevention
HUD Housing Counselor Search Portal
Primary HUD counselor lookup portal for Conway homeowners; filter by Horry County or local ZIP code for nearby approved counseling agencies.
Open HUD counselor search portalSouth Carolina Housing Foreclosure-Avoidance Resources
State housing agency page with loan-counselor contacts, loss-mitigation guidance, and escalation paths for borrowers behind on mortgage payments.
South Carolina Housing foreclosure resourcesHorry County Treasurer
County tax-payment and collections office for property-tax balances, delinquency questions, and payment processing for Conway parcels.
Horry County Treasurer officeHorry County Assessor
County appraisal and listing office for valuation, legal-residence review, and assessment questions tied to Horry County real property.
Horry County Assessor officeSouth Carolina HELP Program Resources
State homeowner-assistance hub with foreclosure counseling references and program updates for mortgage hardship cases.
SC HELP homeowner resourcesFree and Low-Cost Legal Aid
South Carolina Legal Services - Conway Office
Regional legal-aid office serving Horry and nearby counties with civil legal help, including housing, consumer debt, and family-law intake for eligible households.
South Carolina Legal Services locationsSouth Carolina Legal Services - Online Intake
Statewide intake portal and hotline for civil legal screening, case prioritization, and referral to the appropriate local legal-services office.
Start SCLS intakeSouth Carolina Bar Lawyer Referral Service
Referral option for residents who need private-counsel consultation when legal-aid eligibility is not met or specialized representation is required.
SC Bar lawyer referralTax Liens Real Estate Agents in Conway
Chamiese Evans — Licensed Realtor
Specializing in helping Conway homeowners navigate tax liens situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.
Visit listrobin.comCommon questions
How long do I have before my property is sold for delinquent taxes in Conway?
In North Carolina, property taxes are due September 1 and become delinquent after January 5. Interest begins accruing immediately. The county advertises delinquent properties March through June, and tax sales follow. Contact your county tax office in Conway early to negotiate a payment plan.
Can I sell my home in Conway if there is a tax lien on it?
Yes, but the tax lien must be satisfied at closing. A cash buyer experienced with liens can often close faster because they understand the payoff process and work directly with the county.
What happens during the upset bid period after a tax sale in Conway?
In NC, there is a 10-day upset bid period after a tax sale where higher bids can be submitted. Understanding this timeline is critical if you are trying to redeem or sell your property before the sale finalizes.
Related situations in Conway
Homeowners dealing with tax liens often face overlapping issues. These resources may also help.
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View resourcesResearched by CC Evans, Marketing Analyst — RobinOffer
Licensed Real Estate Broker · NC License #332092
NorthGroup Real Estate · Charlotte, NC
Last reviewed: February 2026
This directory is for informational purposes only. It does not constitute legal, financial, or tax advice. Confirm all options with licensed counsel or a qualified financial professional before signing any agreement.
Sources: SC Code of Laws · HUD.gov · CFPB.gov
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