Federal Bankruptcy Court
US Bankruptcy Court, Middle District of NC (Greensboro Division)
Federal bankruptcy court serving Guilford County for Chapter 7, 11, 12, and 13 bankruptcy filings.
101 S Edgeworth St, Greensboro, NC 27401
Homeowners/High Point, NC/Bankruptcy
Bankruptcy & Home Sale in High Point, NC
Selling a home during bankruptcy in High Point, NC requires court approval. Find local bankruptcy court contacts, attorneys, and homestead exemption details.
✓Local High Point resources✓Verified contacts✓2 HUD-approved counselors✓Updated regularly
Situation overview
Selling a home during bankruptcy in High Point, NC requires court approval from the bankruptcy trustee. Your path depends on whether you file Chapter 7 or Chapter 13, and North Carolina's homestead exemption protects up to $35,000 in equity ($60,000 if 65+).
What to do first
Selling a home during bankruptcy in High Point requires court approval. Understanding which chapter you are filing and your homestead exemption determines your path forward.
Start with
- Consult a bankruptcy attorney before making any decisions about your home.
- Understand your NC homestead exemption ($35,000, or $60,000 if 65+) before filing.
- Get written court approval from the trustee before listing or accepting any offer.
Avoid
- Sell or transfer property without trustee and court approval — it can be reversed.
- File bankruptcy without understanding the difference between Chapter 7 and Chapter 13 for homeowners.
- Ignore the automatic stay — it protects you, but only if you follow the process correctly.
NC law reference
Key legal facts for bankruptcy situations in North Carolina.
- Homestead exemption
- $35,000 ($60,000 if 65 or older)
- Foreclosure type
- Judicial (requires court involvement, NC General Statutes Chapter 45)
Step-by-step action plan
A starting path you can follow before committing to any contract or agreement.
- Determine whether Chapter 7 or Chapter 13 best fits your situation with a bankruptcy attorney.
- Understand your state homestead exemption amount before making any decisions about your home.
- Get court approval from the bankruptcy trustee before listing or accepting any offer on your property.
Who to contact in High Point
US Bankruptcy Court - Middle NC
Bankruptcy Attorneys in High Point
The Law Offices of John T. Orcutt
Chapter 7 and Chapter 13 bankruptcy representation in High Point and nearby counties.
John T. Orcutt LawSasser Law Firm
Consumer bankruptcy and debt relief counseling for NC homeowners.
Sasser Law FirmHaas & Associates, P.A.
Bankruptcy and debt-relief services for Triangle residents.
Haas & AssociatesFree Legal Aid
Legal Aid of North Carolina - Greensboro Office
Free civil legal services for qualifying low-income residents in Guilford County, including housing, consumer, domestic violence, and benefits matters.
(336) 272-0148
Legal Aid of NC - Greensboro122 N Elm St, Suite 700, Greensboro, NC 27401
NC Bar Association Lawyer Referral Service
Statewide lawyer referral support across North Carolina practice areas.
NC Bar Referral ServiceFamily Service of the Piedmont - Victim Advocate Program
Domestic violence legal advocacy, shelter coordination, and victim support in High Point and Guilford County.
Family Service of the PiedmontBankruptcy Real Estate Agents in High Point
Chamiese Evans — Licensed Realtor
Specializing in helping High Point homeowners navigate bankruptcy situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.
Visit listrobin.comAdditional verified resources
The following resources are pulled from federal government databases and updated automatically.
HUD-Approved Housing Counselors Near High PointSource: HUD
HOUSING AUTHORITY OF THE CITY OF HIGH POINT
HUD-approved counselor offering: DFC, DFW, FBC and 6 more services.
336-887-2661
Visit website500 E Russell Ave, High Point, NC 27260-6746
CCCS OF GREATER GREENSBORO
HUD-approved counselor offering: DFC, FBC, FBW and 6 more services.
336-889-6108
Visit website1401 Long Street, HIGH POINT, NC 27262-2541
Common questions
Can I sell my house during bankruptcy in High Point?
Yes, but you must get court approval from the bankruptcy trustee first. In Chapter 7, the trustee may sell the home. In Chapter 13, you can petition the court for permission to sell while continuing your repayment plan.
What is the NC homestead exemption for bankruptcy?
North Carolina allows a homestead exemption of $35,000 (or $60,000 if you are 65 or older). This means that amount of equity in your primary residence is protected from creditors in bankruptcy.
How does a cash offer work with bankruptcy court approval in High Point?
A cash buyer can submit a formal offer to the bankruptcy court. Because cash offers close faster and with fewer contingencies, courts often approve them more readily than financed offers.
Related situations in High Point
Homeowners dealing with bankruptcy often face overlapping issues. These resources may also help.
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View resourcesResearched by CC Evans, Marketing Analyst — RobinOffer
Licensed Real Estate Broker · NC License #332092
NorthGroup Real Estate · Charlotte, NC
Last reviewed: February 2026
This directory is for informational purposes only. It does not constitute legal, financial, or tax advice. Confirm all options with licensed counsel or a qualified financial professional before signing any agreement.
Sources: NC General Statutes · HUD.gov · CFPB.gov
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