Homeowners/Lincolnton, NC/IRS Tax Lien

IRS & Federal Tax Lien in Lincolnton, NC

Homeowners in Lincolnton, NC with an IRS tax lien can still sell with proper planning. Find IRS offices, tax attorneys, and lien discharge procedures.

Local Lincolnton resourcesVerified contactsUpdated regularly

Situation overview

An IRS federal tax lien in Lincolnton, NC attaches to all your property but does not prevent selling. File Form 14135 for lien discharge at least 45 days before closing. In NC, federal tax liens are filed with the Secretary of State — search free at sosnc.gov. The IRS Fresh Start program offers expanded payment options.

What to do first

An IRS federal tax lien attaches to all your property but does not mean you cannot sell. Lien discharge (Form 14135), subordination, and the Fresh Start program offer paths to clear title. Acting before the 10-year collection statute expires gives you leverage.

Start with

  1. Request a lien discharge (Form 14135) at least 45 days before your planned closing date.
  2. Explore the IRS Fresh Start program — installment agreements up to $50,000 and OIC for qualifying taxpayers.
  3. Consult the Taxpayer Advocate Service (1-877-777-4778) if you are facing financial hardship or timing pressure.

Avoid

  1. Assume an IRS lien prevents selling — lien discharge allows property sales with IRS cooperation.
  2. Ignore the lien and hope the IRS does not enforce it — the 10-year collection period can be suspended.
  3. Try to transfer or hide property to avoid an IRS lien — this can result in criminal penalties.

Step-by-step action plan

A starting path you can follow before committing to any contract or agreement.

  1. Request a transcript from the IRS (1-800-829-1040) to confirm the exact amount owed and assessment dates.
  2. Search the NC Secretary of State database to confirm whether a Notice of Federal Tax Lien has been filed.
  3. Contact the IRS Taxpayer Advocate Service (1-877-777-4778) if you are facing financial hardship or need help.

Who to contact in Lincolnton

Tax and Bankruptcy Attorneys

David R. Badger, P.A.

Board-Certified Bankruptcy Specialist by both the NC State Bar and American Board of Certification. Licensed 52 years. Named NC Super Lawyer, Top 100 Attorneys in NC, and Best Lawyer in America. Co-founded the Bankruptcy Section of the NC Bar Association. Admitted to the U.S. Supreme Court. Handles Chapters 7, 11, and 13 from Charlotte.

(704) 375-8875

831 Baxter St., Charlotte, NC 28204

David R. Badger — Board Certified bankruptcy specialist

The Law Office of Geoffrey A. Planer

Attorney Geoffrey A. Planer has 38+ years of experience in personal and business bankruptcy. Handles Chapter 7 and Chapter 13 cases, wage garnishment, creditor harassment, tax debt in bankruptcy, and debt collections. Gastonia office serves Lincoln County.

(704) 864-0235

216 S. Marietta St., Gastonia, NC 28052

Geoffrey A. Planer — bankruptcy and debt relief

King Law — Lincolnton Office

Founded in 2002 by attorney Ken King (30+ years experience), King Law operates from a dedicated Lincolnton office across from the Lincoln County Courthouse. Handles foreclosure defense, Chapter 7 and Chapter 13 bankruptcy, and real estate matters. Firm has 20+ offices across NC, SC, and TN.

(980) 389-0030

101 E. Main St., Suite 102, Lincolnton, NC 28092

King Law — Lincolnton foreclosure and bankruptcy

The Schweppe Law Firm, P.A.

Attorney David M. Schweppe established this family-managed practice in 1997. Handles personal bankruptcy, home foreclosure defense, real estate, and civil litigation. Serves Lincoln County from the Shelby office with free consultations available.

(704) 487-7204

211 E. Warren St., Shelby, NC 28150

The Schweppe Law Firm — foreclosure defense and bankruptcy

Tax Payment and Relief Offices

Lincoln County Tax Administration

County tax office collecting real and personal property taxes for Lincolnton and all Lincoln County jurisdictions. Tax bills mailed by September 1; payment due by January 5 (interest accrues after January 5). Online, phone, and in-person payment accepted.

(704) 736-8542

100 East Main Street, First Floor, Lincolnton, NC 28092

Lincoln County online tax payment

Free and Low-Cost Legal Aid

Legal Aid of North Carolina — Gastonia Office

Free civil legal services for low-income Lincoln County residents facing foreclosure, eviction, landlord-tenant disputes, family law matters, and public-benefits issues. The Gastonia office serves Cleveland, Gaston, and Lincoln counties.

(704) 865-2357

1508 S. York Road, Gastonia, NC 28052

Legal Aid NC — Gastonia office serving Lincoln County

NC Bar Association Lawyer Referral Service

Statewide referral service connecting Lincoln County residents with licensed NC attorneys for an initial 30-minute consultation at a reduced fee, covering real estate, foreclosure defense, probate, and family law.

NC Bar lawyer referral service

IRS Tax Lien Real Estate Agents in Lincolnton

Chamiese Evans — Licensed Realtor

Specializing in helping Lincolnton homeowners navigate irs tax lien situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.

Visit listrobin.com

Common questions

Can I sell my house if the IRS has a tax lien on it in Lincolnton?

Yes, but you need IRS cooperation. File Form 14135 at least 45 days before closing to request a lien discharge. The IRS will discharge the lien from the property if they receive the proceeds or the remaining assets cover the debt.

How long does an IRS tax lien last?

The IRS has 10 years from the date of assessment to collect, but this period can be suspended by installment agreements, offers in compromise, or bankruptcy. The lien is released when the debt is paid, the statute expires, or you negotiate a settlement.

Where do I search for IRS liens on my property in NC?

In North Carolina, federal tax liens are filed with the NC Secretary of State — search free online at sosnc.gov. In South Carolina, federal tax liens are filed with the county Register of Deeds or Clerk of Court in each county where you own property.

Related situations in Lincolnton

Homeowners dealing with irs tax lien often face overlapping issues. These resources may also help.

IRS Tax Lien in other cities

Researched by CC Evans, Marketing Analyst — RobinOffer

Last reviewed: February 2026

This directory is for informational purposes only. It does not constitute legal, financial, or tax advice. Confirm all options with licensed counsel or a qualified financial professional before signing any agreement.

Sources: NC General Statutes · HUD.gov · CFPB.gov

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