Homeowners/Lincolnton, NC

Homeowner Resources in Lincolnton, NC

Local resources for homeowners in Lincolnton, NC dealing with foreclosure, probate, tax liens, bankruptcy, and other difficult situations. Real contacts, phone numbers, and next steps.

Verified local resources19 resource categoriesCurated by a licensed Realtor

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Resource categories for Lincolnton

Select a topic below to see local resources including government offices, attorneys, financial counselors, and nonprofit organizations.

Bankruptcy

Resources for homeowners in Chapter 7 or Chapter 13 bankruptcy who need to sell their home.

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Code Violations

Resources for homeowners facing code enforcement notices, building code violations, minimum housing standards, or condemnation.

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See open code cases and activity around any Lincolnton address

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IRS Tax Lien

Resources for homeowners with IRS federal tax liens — lien discharge, Fresh Start program, and Taxpayer Advocate.

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HELOC Default

Resources for homeowners in default on a HELOC or second mortgage — settlement negotiation, lien stripping, and foreclosure defense.

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Judgment Lien

Resources for homeowners with civil judgment liens — lien negotiation, homestead exemption, and selling with liens.

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More local resources in Lincolnton

Verified local contacts for other situations Lincolnton homeowners face — attorneys, government offices, and financial counselors, organized by topic.

Foreclosure

Foreclosure Attorneys

King Law — Lincolnton Office

Founded in 2002 by attorney Ken King (30+ years experience), King Law operates from a dedicated Lincolnton office across from the Lincoln County Courthouse. Handles foreclosure defense, Chapter 7 and Chapter 13 bankruptcy, and real estate matters. Firm has 20+ offices across NC, SC, and TN.

(980) 389-0030

101 E. Main St., Suite 102, Lincolnton, NC 28092

King Law — Lincolnton foreclosure and bankruptcy

The Schweppe Law Firm, P.A.

Attorney David M. Schweppe established this family-managed practice in 1997. Handles personal bankruptcy, home foreclosure defense, real estate, and civil litigation. Serves Lincoln County from the Shelby office with free consultations available.

(704) 487-7204

211 E. Warren St., Shelby, NC 28150

The Schweppe Law Firm — foreclosure defense and bankruptcy

Hance & Hance, P.A.

Gastonia-based firm specifically serving Lincoln, Cleveland, Gaston, and Mecklenburg counties. Focuses on real estate transactions, consumer bankruptcy, and foreclosure matters. Long-established presence in the Gaston County legal community.

(704) 861-9091

317 S. South St., Gastonia, NC 28052

Hance & Hance — real estate and foreclosure

Lutz Law Firm, PLLC

Attorney Robert H. Lutz has 35+ years of experience and formerly served as prosecutor for the District Attorney's Office for Cleveland and Lincoln Counties. Handles Chapter 7, Chapter 13, and Chapter 11 bankruptcy, foreclosure defense, and estate matters. Deep Lincoln County courtroom familiarity.

(704) 751-0048

310-8 East Graham St., Shelby, NC 28150

Lutz Law Firm — bankruptcy and foreclosure defense

Housing Counseling and Foreclosure Prevention

Charlotte Center for Legal Advocacy — HUD-Approved Housing Counseling

HUD-approved counseling agency serving Lincoln County homeowners with foreclosure prevention, pre-purchase counseling, and loss-mitigation guidance. Serves Mecklenburg, Gaston, Lincoln, Cabarrus, and surrounding counties.

(704) 376-1600

5535 Albemarle Road, Charlotte, NC 28212

Charlotte Center for Legal Advocacy — HUD housing counselors

North Carolina Housing Finance Agency Homeowner Help

State mortgage-delinquency and foreclosure-prevention guidance for North Carolina homeowners, with referrals to HUD-approved counseling agencies serving Lincoln County.

NCHFA homeowner assistance

Lincoln County DSS — Energy Assistance Programs (CIP & LIEAP)

Federally funded energy assistance for Lincoln County residents facing heating/cooling crises or disconnect notices. Crisis Intervention Program (CIP) accepts applications July 1 through June 30 or until funds exhausted.

(704) 732-0738

1136 East Main Street, Lincolnton, NC 28092

Lincoln County energy assistance programs

Habitat for Humanity of Lincoln County

Local Habitat affiliate that has built 143 homes and repaired 100+ homes in Lincoln County. Offers affordable homeownership programs and critical home repair services for qualifying Lincolnton-area homeowners.

(704) 748-1800

809 E Sycamore Street, Lincolnton, NC 28092

Habitat for Humanity Lincoln County

Free and Low-Cost Legal Aid

Legal Aid of North Carolina — Gastonia Office

Free civil legal services for low-income Lincoln County residents facing foreclosure, eviction, landlord-tenant disputes, family law matters, and public-benefits issues. The Gastonia office serves Cleveland, Gaston, and Lincoln counties.

(704) 865-2357

1508 S. York Road, Gastonia, NC 28052

Legal Aid NC — Gastonia office serving Lincoln County

NC Bar Association Lawyer Referral Service

Statewide referral service connecting Lincoln County residents with licensed NC attorneys for an initial 30-minute consultation at a reduced fee, covering real estate, foreclosure defense, probate, and family law.

NC Bar lawyer referral service

Foreclosure Real Estate Agents in Lincolnton

Chamiese Evans — Licensed Realtor

Specializing in helping Lincolnton homeowners navigate foreclosure situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.

Visit listrobin.com
Inheritance

Probate and Estate Attorneys

The Jonas Law Firm, P.L.L.C.

Trusted since 1912 — over 110 years serving Lincoln County. Attorney Rebecca J. Pomeroy (fourth-generation lawyer, partner since 2000) handles residential real estate, probate, estate planning, and estate settlements. Richard E. Jonas has practiced since 1978. Steps from the Lincoln County Courthouse.

(704) 666-1210

210 East Main St., Lincolnton, NC 28092

Jonas Law Firm — probate and estate planning since 1912

The Pendleton Law Firm, P.A.

Established 1958, over 65 years serving Lincoln County. Attorney Danielle N. Randolph focuses on estate planning and estate administration. David Simmons handles real estate and estate planning (Gonzaga School of Law, admitted 2017). 115+ years combined attorney experience. NC State Bar Certified Paralegals on staff.

(704) 666-2368

211 N. Academy St., Lincolnton, NC 28092

Pendleton Law Firm — estate planning since 1958

Teddy, Meekins & Talbert, P.L.L.C.

Shelby-based firm with a dedicated Lincolnton office at 908 Dontia Drive. Attorneys David R. Teddy, Ralph W. Meekins, and Daniel R. Talbert handle estate planning, wills, trusts, elder law, guardianship, executorship, and estate administration across Cleveland, Gaston, and Lincoln counties.

(704) 459-4053

908 Dontia Drive, Lincolnton, NC 28092

Teddy, Meekins & Talbert — estate and elder law

Thomas J. Wilson, Jr., P.A.

Serving Lincoln County for 65+ years. Attorney Thomas J. Wilson Jr. holds a Distinguished rating from Martindale-Hubbell (2026), licensed 41 years (B.A. UNC Charlotte 1981). Handles wills, estates, real estate, family law, and business law.

(704) 735-8013

212 E. Water St., Lincolnton, NC 28092

Thomas J. Wilson Jr. — Distinguished-rated estate attorney

Lincoln County Probate and Court Services

Lincoln County Clerk of Superior Court — Fred R. Hatley

County clerk office at the new Lincoln County Courthouse (opened June 2022) handling foreclosure hearings, probate filings, estate administration, and civil proceedings for Lincolnton and all Lincoln County residents. Fred R. Hatley has served as Clerk since 2002.

(704) 742-7800

120 Justice Drive, Lincolnton, NC 28092

Lincoln County Clerk of Court

Free and Low-Cost Legal Aid

Legal Aid of North Carolina — Gastonia Office

Free civil legal services for low-income Lincoln County residents facing foreclosure, eviction, landlord-tenant disputes, family law matters, and public-benefits issues. The Gastonia office serves Cleveland, Gaston, and Lincoln counties.

(704) 865-2357

1508 S. York Road, Gastonia, NC 28052

Legal Aid NC — Gastonia office serving Lincoln County

NC Bar Association Lawyer Referral Service

Statewide referral service connecting Lincoln County residents with licensed NC attorneys for an initial 30-minute consultation at a reduced fee, covering real estate, foreclosure defense, probate, and family law.

NC Bar lawyer referral service

Inheritance Real Estate Agents in Lincolnton

Chamiese Evans — Licensed Realtor

Specializing in helping Lincolnton homeowners navigate inheritance situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.

Visit listrobin.com

Get a no-obligation cash offer on the inherited Lincolnton home

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Tax Liens

Tax Lien Attorneys

King Law — Lincolnton Office

Founded in 2002 by attorney Ken King (30+ years experience), King Law operates from a dedicated Lincolnton office across from the Lincoln County Courthouse. Handles foreclosure defense, Chapter 7 and Chapter 13 bankruptcy, and real estate matters. Firm has 20+ offices across NC, SC, and TN.

(980) 389-0030

101 E. Main St., Suite 102, Lincolnton, NC 28092

King Law — Lincolnton foreclosure and bankruptcy

The Schweppe Law Firm, P.A.

Attorney David M. Schweppe established this family-managed practice in 1997. Handles personal bankruptcy, home foreclosure defense, real estate, and civil litigation. Serves Lincoln County from the Shelby office with free consultations available.

(704) 487-7204

211 E. Warren St., Shelby, NC 28150

The Schweppe Law Firm — foreclosure defense and bankruptcy

Hance & Hance, P.A.

Gastonia-based firm specifically serving Lincoln, Cleveland, Gaston, and Mecklenburg counties. Focuses on real estate transactions, consumer bankruptcy, and foreclosure matters. Long-established presence in the Gaston County legal community.

(704) 861-9091

317 S. South St., Gastonia, NC 28052

Hance & Hance — real estate and foreclosure

Lutz Law Firm, PLLC

Attorney Robert H. Lutz has 35+ years of experience and formerly served as prosecutor for the District Attorney's Office for Cleveland and Lincoln Counties. Handles Chapter 7, Chapter 13, and Chapter 11 bankruptcy, foreclosure defense, and estate matters. Deep Lincoln County courtroom familiarity.

(704) 751-0048

310-8 East Graham St., Shelby, NC 28150

Lutz Law Firm — bankruptcy and foreclosure defense

Tax Payment and Relief Offices

Lincoln County Tax Administration

County tax office collecting real and personal property taxes for Lincolnton and all Lincoln County jurisdictions. Tax bills mailed by September 1; payment due by January 5 (interest accrues after January 5). Online, phone, and in-person payment accepted.

(704) 736-8542

100 East Main Street, First Floor, Lincolnton, NC 28092

Lincoln County online tax payment

Free and Low-Cost Legal Aid

Legal Aid of North Carolina — Gastonia Office

Free civil legal services for low-income Lincoln County residents facing foreclosure, eviction, landlord-tenant disputes, family law matters, and public-benefits issues. The Gastonia office serves Cleveland, Gaston, and Lincoln counties.

(704) 865-2357

1508 S. York Road, Gastonia, NC 28052

Legal Aid NC — Gastonia office serving Lincoln County

NC Bar Association Lawyer Referral Service

Statewide referral service connecting Lincoln County residents with licensed NC attorneys for an initial 30-minute consultation at a reduced fee, covering real estate, foreclosure defense, probate, and family law.

NC Bar lawyer referral service

Tax Liens Real Estate Agents in Lincolnton

Chamiese Evans — Licensed Realtor

Specializing in helping Lincolnton homeowners navigate tax liens situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.

Visit listrobin.com
HOA Liens

HOA and Real Estate Attorneys

Law Firm Carolinas

First NC firm recognized by Best Lawyers in Community Association Law. Attorney Jim Slaughter (25+ years) was the first Carolinas attorney inducted as a Fellow of the College of Community Association Lawyers (CCAL) and served as CCAL national President in 2014. Handles governance, assessment collections, covenant enforcement, and HOA dispute resolution.

(704) 970-1593

1927 South Tryon St., Suite 100, Charlotte, NC 28203

Law Firm Carolinas — NC community association law leader

Thurman, Wilson, Boutwell & Galvin, P.A.

Over 30 years representing homeowners associations and condominium associations in the greater Charlotte area. Handles HOA litigation, covenant enforcement, assessment disputes, and association governance. Serves Lincoln County from Charlotte.

(704) 377-4164

301 S. McDowell St., Suite 608, Charlotte, NC 28204

Thurman, Wilson, Boutwell & Galvin — HOA law

Moretz Law Group, P.A.

One of the largest community association law practices in NC/SC since 2003. Represents hundreds of residential, commercial, and condominium associations. Handles HOA governance, commercial real estate, zoning & land use, and construction law. Appointment only.

(704) 721-3500

300 McGill Ave. NW, Suite 100, Concord, NC 28027

Moretz Law Group — community association law since 2003

Housing Counseling and Foreclosure Prevention

Charlotte Center for Legal Advocacy — HUD-Approved Housing Counseling

HUD-approved counseling agency serving Lincoln County homeowners with foreclosure prevention, pre-purchase counseling, and loss-mitigation guidance. Serves Mecklenburg, Gaston, Lincoln, Cabarrus, and surrounding counties.

(704) 376-1600

5535 Albemarle Road, Charlotte, NC 28212

Charlotte Center for Legal Advocacy — HUD housing counselors

North Carolina Housing Finance Agency Homeowner Help

State mortgage-delinquency and foreclosure-prevention guidance for North Carolina homeowners, with referrals to HUD-approved counseling agencies serving Lincoln County.

NCHFA homeowner assistance

Lincoln County DSS — Energy Assistance Programs (CIP & LIEAP)

Federally funded energy assistance for Lincoln County residents facing heating/cooling crises or disconnect notices. Crisis Intervention Program (CIP) accepts applications July 1 through June 30 or until funds exhausted.

(704) 732-0738

1136 East Main Street, Lincolnton, NC 28092

Lincoln County energy assistance programs

Habitat for Humanity of Lincoln County

Local Habitat affiliate that has built 143 homes and repaired 100+ homes in Lincoln County. Offers affordable homeownership programs and critical home repair services for qualifying Lincolnton-area homeowners.

(704) 748-1800

809 E Sycamore Street, Lincolnton, NC 28092

Habitat for Humanity Lincoln County

Free and Low-Cost Legal Aid

Legal Aid of North Carolina — Gastonia Office

Free civil legal services for low-income Lincoln County residents facing foreclosure, eviction, landlord-tenant disputes, family law matters, and public-benefits issues. The Gastonia office serves Cleveland, Gaston, and Lincoln counties.

(704) 865-2357

1508 S. York Road, Gastonia, NC 28052

Legal Aid NC — Gastonia office serving Lincoln County

NC Bar Association Lawyer Referral Service

Statewide referral service connecting Lincoln County residents with licensed NC attorneys for an initial 30-minute consultation at a reduced fee, covering real estate, foreclosure defense, probate, and family law.

NC Bar lawyer referral service

HOA Liens Real Estate Agents in Lincolnton

Chamiese Evans — Licensed Realtor

Specializing in helping Lincolnton homeowners navigate hoa liens situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.

Visit listrobin.com
Fire / Storm Damage

Property and Insurance Attorneys

King Law — Lincolnton Office

Founded in 2002 by attorney Ken King (30+ years experience), King Law operates from a dedicated Lincolnton office across from the Lincoln County Courthouse. Handles foreclosure defense, Chapter 7 and Chapter 13 bankruptcy, and real estate matters. Firm has 20+ offices across NC, SC, and TN.

(980) 389-0030

101 E. Main St., Suite 102, Lincolnton, NC 28092

King Law — Lincolnton foreclosure and bankruptcy

The Schweppe Law Firm, P.A.

Attorney David M. Schweppe established this family-managed practice in 1997. Handles personal bankruptcy, home foreclosure defense, real estate, and civil litigation. Serves Lincoln County from the Shelby office with free consultations available.

(704) 487-7204

211 E. Warren St., Shelby, NC 28150

The Schweppe Law Firm — foreclosure defense and bankruptcy

Hance & Hance, P.A.

Gastonia-based firm specifically serving Lincoln, Cleveland, Gaston, and Mecklenburg counties. Focuses on real estate transactions, consumer bankruptcy, and foreclosure matters. Long-established presence in the Gaston County legal community.

(704) 861-9091

317 S. South St., Gastonia, NC 28052

Hance & Hance — real estate and foreclosure

Lutz Law Firm, PLLC

Attorney Robert H. Lutz has 35+ years of experience and formerly served as prosecutor for the District Attorney's Office for Cleveland and Lincoln Counties. Handles Chapter 7, Chapter 13, and Chapter 11 bankruptcy, foreclosure defense, and estate matters. Deep Lincoln County courtroom familiarity.

(704) 751-0048

310-8 East Graham St., Shelby, NC 28150

Lutz Law Firm — bankruptcy and foreclosure defense

Housing Counseling and Foreclosure Prevention

Charlotte Center for Legal Advocacy — HUD-Approved Housing Counseling

HUD-approved counseling agency serving Lincoln County homeowners with foreclosure prevention, pre-purchase counseling, and loss-mitigation guidance. Serves Mecklenburg, Gaston, Lincoln, Cabarrus, and surrounding counties.

(704) 376-1600

5535 Albemarle Road, Charlotte, NC 28212

Charlotte Center for Legal Advocacy — HUD housing counselors

North Carolina Housing Finance Agency Homeowner Help

State mortgage-delinquency and foreclosure-prevention guidance for North Carolina homeowners, with referrals to HUD-approved counseling agencies serving Lincoln County.

NCHFA homeowner assistance

Lincoln County DSS — Energy Assistance Programs (CIP & LIEAP)

Federally funded energy assistance for Lincoln County residents facing heating/cooling crises or disconnect notices. Crisis Intervention Program (CIP) accepts applications July 1 through June 30 or until funds exhausted.

(704) 732-0738

1136 East Main Street, Lincolnton, NC 28092

Lincoln County energy assistance programs

Habitat for Humanity of Lincoln County

Local Habitat affiliate that has built 143 homes and repaired 100+ homes in Lincoln County. Offers affordable homeownership programs and critical home repair services for qualifying Lincolnton-area homeowners.

(704) 748-1800

809 E Sycamore Street, Lincolnton, NC 28092

Habitat for Humanity Lincoln County

Free and Low-Cost Legal Aid

Legal Aid of North Carolina — Gastonia Office

Free civil legal services for low-income Lincoln County residents facing foreclosure, eviction, landlord-tenant disputes, family law matters, and public-benefits issues. The Gastonia office serves Cleveland, Gaston, and Lincoln counties.

(704) 865-2357

1508 S. York Road, Gastonia, NC 28052

Legal Aid NC — Gastonia office serving Lincoln County

NC Bar Association Lawyer Referral Service

Statewide referral service connecting Lincoln County residents with licensed NC attorneys for an initial 30-minute consultation at a reduced fee, covering real estate, foreclosure defense, probate, and family law.

NC Bar lawyer referral service

Fire / Storm Damage Real Estate Agents in Lincolnton

Chamiese Evans — Licensed Realtor

Specializing in helping Lincolnton homeowners navigate fire / storm damage situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.

Visit listrobin.com

Storm or fire damage? Get a cash offer, sold as-is

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Medical Hardship

Bankruptcy Attorneys

David R. Badger, P.A.

Board-Certified Bankruptcy Specialist by both the NC State Bar and American Board of Certification. Licensed 52 years. Named NC Super Lawyer, Top 100 Attorneys in NC, and Best Lawyer in America. Co-founded the Bankruptcy Section of the NC Bar Association. Admitted to the U.S. Supreme Court. Handles Chapters 7, 11, and 13 from Charlotte.

(704) 375-8875

831 Baxter St., Charlotte, NC 28204

David R. Badger — Board Certified bankruptcy specialist

The Law Office of Geoffrey A. Planer

Attorney Geoffrey A. Planer has 38+ years of experience in personal and business bankruptcy. Handles Chapter 7 and Chapter 13 cases, wage garnishment, creditor harassment, tax debt in bankruptcy, and debt collections. Gastonia office serves Lincoln County.

(704) 864-0235

216 S. Marietta St., Gastonia, NC 28052

Geoffrey A. Planer — bankruptcy and debt relief

King Law — Lincolnton Office

Founded in 2002 by attorney Ken King (30+ years experience), King Law operates from a dedicated Lincolnton office across from the Lincoln County Courthouse. Handles foreclosure defense, Chapter 7 and Chapter 13 bankruptcy, and real estate matters. Firm has 20+ offices across NC, SC, and TN.

(980) 389-0030

101 E. Main St., Suite 102, Lincolnton, NC 28092

King Law — Lincolnton foreclosure and bankruptcy

The Schweppe Law Firm, P.A.

Attorney David M. Schweppe established this family-managed practice in 1997. Handles personal bankruptcy, home foreclosure defense, real estate, and civil litigation. Serves Lincoln County from the Shelby office with free consultations available.

(704) 487-7204

211 E. Warren St., Shelby, NC 28150

The Schweppe Law Firm — foreclosure defense and bankruptcy

Housing Counseling and Foreclosure Prevention

Charlotte Center for Legal Advocacy — HUD-Approved Housing Counseling

HUD-approved counseling agency serving Lincoln County homeowners with foreclosure prevention, pre-purchase counseling, and loss-mitigation guidance. Serves Mecklenburg, Gaston, Lincoln, Cabarrus, and surrounding counties.

(704) 376-1600

5535 Albemarle Road, Charlotte, NC 28212

Charlotte Center for Legal Advocacy — HUD housing counselors

North Carolina Housing Finance Agency Homeowner Help

State mortgage-delinquency and foreclosure-prevention guidance for North Carolina homeowners, with referrals to HUD-approved counseling agencies serving Lincoln County.

NCHFA homeowner assistance

Lincoln County DSS — Energy Assistance Programs (CIP & LIEAP)

Federally funded energy assistance for Lincoln County residents facing heating/cooling crises or disconnect notices. Crisis Intervention Program (CIP) accepts applications July 1 through June 30 or until funds exhausted.

(704) 732-0738

1136 East Main Street, Lincolnton, NC 28092

Lincoln County energy assistance programs

Habitat for Humanity of Lincoln County

Local Habitat affiliate that has built 143 homes and repaired 100+ homes in Lincoln County. Offers affordable homeownership programs and critical home repair services for qualifying Lincolnton-area homeowners.

(704) 748-1800

809 E Sycamore Street, Lincolnton, NC 28092

Habitat for Humanity Lincoln County

Free and Low-Cost Legal Aid

Legal Aid of North Carolina — Gastonia Office

Free civil legal services for low-income Lincoln County residents facing foreclosure, eviction, landlord-tenant disputes, family law matters, and public-benefits issues. The Gastonia office serves Cleveland, Gaston, and Lincoln counties.

(704) 865-2357

1508 S. York Road, Gastonia, NC 28052

Legal Aid NC — Gastonia office serving Lincoln County

NC Bar Association Lawyer Referral Service

Statewide referral service connecting Lincoln County residents with licensed NC attorneys for an initial 30-minute consultation at a reduced fee, covering real estate, foreclosure defense, probate, and family law.

NC Bar lawyer referral service

Medical Hardship Real Estate Agents in Lincolnton

Chamiese Evans — Licensed Realtor

Specializing in helping Lincolnton homeowners navigate medical hardship situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.

Visit listrobin.com
Reverse Mortgage

Estate and Probate Attorneys

The Jonas Law Firm, P.L.L.C.

Trusted since 1912 — over 110 years serving Lincoln County. Attorney Rebecca J. Pomeroy (fourth-generation lawyer, partner since 2000) handles residential real estate, probate, estate planning, and estate settlements. Richard E. Jonas has practiced since 1978. Steps from the Lincoln County Courthouse.

(704) 666-1210

210 East Main St., Lincolnton, NC 28092

Jonas Law Firm — probate and estate planning since 1912

The Pendleton Law Firm, P.A.

Established 1958, over 65 years serving Lincoln County. Attorney Danielle N. Randolph focuses on estate planning and estate administration. David Simmons handles real estate and estate planning (Gonzaga School of Law, admitted 2017). 115+ years combined attorney experience. NC State Bar Certified Paralegals on staff.

(704) 666-2368

211 N. Academy St., Lincolnton, NC 28092

Pendleton Law Firm — estate planning since 1958

Teddy, Meekins & Talbert, P.L.L.C.

Shelby-based firm with a dedicated Lincolnton office at 908 Dontia Drive. Attorneys David R. Teddy, Ralph W. Meekins, and Daniel R. Talbert handle estate planning, wills, trusts, elder law, guardianship, executorship, and estate administration across Cleveland, Gaston, and Lincoln counties.

(704) 459-4053

908 Dontia Drive, Lincolnton, NC 28092

Teddy, Meekins & Talbert — estate and elder law

Thomas J. Wilson, Jr., P.A.

Serving Lincoln County for 65+ years. Attorney Thomas J. Wilson Jr. holds a Distinguished rating from Martindale-Hubbell (2026), licensed 41 years (B.A. UNC Charlotte 1981). Handles wills, estates, real estate, family law, and business law.

(704) 735-8013

212 E. Water St., Lincolnton, NC 28092

Thomas J. Wilson Jr. — Distinguished-rated estate attorney

Senior Homeowner Support

Lincoln County Senior Services

County senior services center providing family caregiver support, nutrition vouchers, transportation, SHIIP (Seniors' Health Insurance Information Program), and senior center activities for Lincoln County residents age 60+.

(704) 732-9053

612 Center Drive, Lincolnton, NC 28092

Lincoln County Senior Services

Centralina Area Agency on Aging

Regional Area Agency on Aging serving Anson, Cabarrus, Gaston, Iredell, Lincoln, Mecklenburg, Rowan, Stanly, and Union counties. Provides referrals, caregiver support, Medicare counseling, and aging services coordination.

(704) 372-2416

10735 David Taylor Drive, Suite 250, Charlotte, NC 28262

Centralina Area Agency on Aging

Housing Counseling and Foreclosure Prevention

Charlotte Center for Legal Advocacy — HUD-Approved Housing Counseling

HUD-approved counseling agency serving Lincoln County homeowners with foreclosure prevention, pre-purchase counseling, and loss-mitigation guidance. Serves Mecklenburg, Gaston, Lincoln, Cabarrus, and surrounding counties.

(704) 376-1600

5535 Albemarle Road, Charlotte, NC 28212

Charlotte Center for Legal Advocacy — HUD housing counselors

North Carolina Housing Finance Agency Homeowner Help

State mortgage-delinquency and foreclosure-prevention guidance for North Carolina homeowners, with referrals to HUD-approved counseling agencies serving Lincoln County.

NCHFA homeowner assistance

Lincoln County DSS — Energy Assistance Programs (CIP & LIEAP)

Federally funded energy assistance for Lincoln County residents facing heating/cooling crises or disconnect notices. Crisis Intervention Program (CIP) accepts applications July 1 through June 30 or until funds exhausted.

(704) 732-0738

1136 East Main Street, Lincolnton, NC 28092

Lincoln County energy assistance programs

Habitat for Humanity of Lincoln County

Local Habitat affiliate that has built 143 homes and repaired 100+ homes in Lincoln County. Offers affordable homeownership programs and critical home repair services for qualifying Lincolnton-area homeowners.

(704) 748-1800

809 E Sycamore Street, Lincolnton, NC 28092

Habitat for Humanity Lincoln County

Free and Low-Cost Legal Aid

Legal Aid of North Carolina — Gastonia Office

Free civil legal services for low-income Lincoln County residents facing foreclosure, eviction, landlord-tenant disputes, family law matters, and public-benefits issues. The Gastonia office serves Cleveland, Gaston, and Lincoln counties.

(704) 865-2357

1508 S. York Road, Gastonia, NC 28052

Legal Aid NC — Gastonia office serving Lincoln County

NC Bar Association Lawyer Referral Service

Statewide referral service connecting Lincoln County residents with licensed NC attorneys for an initial 30-minute consultation at a reduced fee, covering real estate, foreclosure defense, probate, and family law.

NC Bar lawyer referral service

Reverse Mortgage Real Estate Agents in Lincolnton

Chamiese Evans — Licensed Realtor

Specializing in helping Lincolnton homeowners navigate reverse mortgage situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.

Visit listrobin.com

Know exactly what your Lincolnton home is worth first

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Thinking about selling your Lincolnton home?

Whichever situation brought you here, you have options — and you do not have to decide today. Start with the one that fits.

Your local real estate expert

Connect with a licensed Realtor who specializes in helping homeowners navigate homeowner situations in Lincolnton, NC.

CE

Chamiese Evans

Licensed Realtor — NorthGroup Real Estate

Helping homeowners across the Carolinas find the right path forward — whether that means selling, negotiating, or exploring every option before making a decision.

Visit listrobin.com

Researched by CC Evans, Marketing Analyst — RobinOffer

Last reviewed: February 2026

This directory is for informational purposes only. It does not constitute legal, financial, or tax advice. Confirm all options with licensed counsel or a qualified financial professional before signing any agreement.

Sources: NC General Statutes · HUD.gov · CFPB.gov

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