Homeowners/North Myrtle Beach, SC/Bankruptcy

Bankruptcy & Home Sale in North Myrtle Beach, SC

Selling a home during bankruptcy in North Myrtle Beach, SC requires court approval. Find local bankruptcy court contacts, attorneys, and homestead exemption details.

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Situation overview

Selling a home during bankruptcy in North Myrtle Beach, SC requires court approval from the bankruptcy trustee. Your path depends on whether you file Chapter 7 or Chapter 13, and South Carolina's homestead exemption protects up to $63,250 in equity.

What to do first

Selling a home during bankruptcy in North Myrtle Beach requires court approval. Understanding which chapter you are filing and your homestead exemption determines your path forward.

Start with

Consult a bankruptcy attorney before making any decisions about your home.
Understand your NC homestead exemption ($35,000, or $60,000 if 65+) before filing.
Get written court approval from the trustee before listing or accepting any offer.

Avoid

Sell or transfer property without trustee and court approval — it can be reversed.
File bankruptcy without understanding the difference between Chapter 7 and Chapter 13 for homeowners.
Ignore the automatic stay — it protects you, but only if you follow the process correctly.

SC law reference

Key legal facts for bankruptcy situations in South Carolina.

Homestead exemption: South Carolina homestead exemption is adjusted periodically (about $63,250; verify current statutory amount).

Step-by-step action plan

A starting path you can follow before committing to any contract or agreement.

Determine whether Chapter 7 or Chapter 13 best fits your situation with a bankruptcy attorney.
Understand your state homestead exemption amount before making any decisions about your home.
Get court approval from the bankruptcy trustee before listing or accepting any offer on your property.

Who to contact in North Myrtle Beach

Bankruptcy Attorneys

Meredith Law Firm, LLC

Attorney Robert R. Meredith Jr. founded the firm and has over 31 years of experience exclusively practicing bankruptcy law. Represents debtors in Chapter 7, Chapter 11, and Chapter 13 cases with free consultations.

(843) 445-6300

2411 N Oak St, Suite 107, Myrtle Beach, SC 29577

Meredith Law bankruptcy services

Lam Law Firm, LLC

Founded by Attorney Huong T. Lam, the firm specializes in Chapter 7 and Chapter 13 bankruptcy. Also handles estate planning and workers compensation for Horry County clients.

(843) 839-9995

1335 44th Ave N, Suite 100, Myrtle Beach, SC 29577

Lam Law Firm bankruptcy

Jeffcoat Law, LLC

Attorney Allen Jeffcoat has 41 years of experience in Myrtle Beach. Practice areas include bankruptcy, real estate, foreclosures, loan workouts, estate planning, and probate across Horry and Georgetown Counties.

(843) 626-9000

1125 48th Ave N, Suite 304A, Myrtle Beach, SC 29577

Jeffcoat Law bankruptcy and real estate

Housing Counseling and Foreclosure Prevention

HUD Housing Counselor Search Portal

Primary HUD counselor lookup portal for North Myrtle Beach homeowners; filter by Horry County or local ZIP code for nearby approved counseling agencies.

(800) 569-4287

Open HUD counselor search portal

OriginSC Foreclosure Prevention Counseling

HUD-certified and SC Housing-approved nonprofit providing foreclosure prevention counseling, reverse mortgage counseling, and homebuyer education for coastal SC homeowners.

(843) 628-3000

OriginSC housing counseling

South Carolina Housing Foreclosure-Avoidance Resources

State housing agency page with loan-counselor contacts, loss-mitigation guidance, and escalation paths for borrowers behind on mortgage payments.

(800) 476-0412

South Carolina Housing foreclosure resources

Horry County Treasurer

County tax-payment and collections office for property-tax balances, delinquency questions, and payment processing. Installment payment plans available for real property taxes.

(843) 915-5470

1301 2nd Ave, Suite 1C09, Conway, SC 29526

Horry County Treasurer office

Horry County Assessor

County appraisal and listing office for valuation, legal-residence review, and assessment questions tied to Horry County real property. Quadrennial reassessments (most recent: 2024).

(843) 915-5040

1301 2nd Ave, Conway, SC 29526

Horry County Assessor office

Free and Low-Cost Legal Aid

South Carolina Legal Services - Conway Office

Regional legal-aid office serving Horry, Georgetown, Marion, and Williamsburg Counties with free civil legal help including housing, foreclosure prevention, consumer debt, and family-law intake for eligible households.

(843) 381-8182

1201-B Creel St, Wing A-1, Conway, SC 29526

SC Legal Services Conway office

South Carolina Legal Services - Online Intake

Statewide intake portal and hotline for civil legal screening, case prioritization, and referral to the appropriate local legal-services office.

(888) 346-5592

Start SCLS intake

South Carolina Bar Lawyer Referral Service

Referral option for residents who need private-counsel consultation when legal-aid eligibility is not met or specialized representation is required.

(800) 868-2284

SC Bar lawyer referral

Bankruptcy Real Estate Agents in North Myrtle Beach

Chamiese Evans — Licensed Realtor

Specializing in helping North Myrtle Beach homeowners navigate bankruptcy situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.

(704) 712-2717

Visit listrobin.com

Common questions

Can I sell my house during bankruptcy in North Myrtle Beach?

Yes, but you must get court approval from the bankruptcy trustee first. In Chapter 7, the trustee may sell the home. In Chapter 13, you can petition the court for permission to sell while continuing your repayment plan.

What is the NC homestead exemption for bankruptcy?

North Carolina allows a homestead exemption of $35,000 (or $60,000 if you are 65 or older). This means that amount of equity in your primary residence is protected from creditors in bankruptcy.

How does a cash offer work with bankruptcy court approval in North Myrtle Beach?

A cash buyer can submit a formal offer to the bankruptcy court. Because cash offers close faster and with fewer contingencies, courts often approve them more readily than financed offers.

Related situations in North Myrtle Beach

Homeowners dealing with bankruptcy often face overlapping issues. These resources may also help.

Foreclosure Judgment Lien HELOC Default

Bankruptcy in other cities

Researched by CC Evans, Marketing Analyst — RobinOffer

Last reviewed: February 2026

This directory is for informational purposes only. It does not constitute legal, financial, or tax advice. Confirm all options with licensed counsel or a qualified financial professional before signing any agreement.

Sources: SC Code of Laws · HUD.gov · CFPB.gov

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