Homeowners/Tega Cay, SC/IRS Tax Lien

IRS & Federal Tax Lien in Tega Cay, SC

Homeowners in Tega Cay, SC with an IRS tax lien can still sell with proper planning. Find IRS offices, tax attorneys, and lien discharge procedures.

Local Tega Cay resourcesVerified contactsUpdated regularly

Situation overview

An IRS federal tax lien in Tega Cay, SC attaches to all your property but does not prevent selling. File Form 14135 for lien discharge at least 45 days before closing. In SC, federal tax liens are filed with the county Register of Deeds. The IRS Fresh Start program offers expanded payment options for qualifying taxpayers.

Median Sale Price (Dec 2025, Redfin): $570,000

The Tega Cay Real Estate Market

Tega Cay benefits from Lake Wylie and peninsula communities and access to I-77, which supports demand tied to lakefront demand and Charlotte commuting. Neighborhoods like Downtown Tega Cay and Fort Mill often move at different speeds depending on pricing and condition.

What to do first

An IRS federal tax lien attaches to all your property but does not mean you cannot sell. Lien discharge (Form 14135), subordination, and the Fresh Start program offer paths to clear title. Acting before the 10-year collection statute expires gives you leverage.

Start with

  1. Request a lien discharge (Form 14135) at least 45 days before your planned closing date.
  2. Explore the IRS Fresh Start program — installment agreements up to $50,000 and OIC for qualifying taxpayers.
  3. Consult the Taxpayer Advocate Service (1-877-777-4778) if you are facing financial hardship or timing pressure.

Avoid

  1. Assume an IRS lien prevents selling — lien discharge allows property sales with IRS cooperation.
  2. Ignore the lien and hope the IRS does not enforce it — the 10-year collection period can be suspended.
  3. Try to transfer or hide property to avoid an IRS lien — this can result in criminal penalties.

Step-by-step action plan

A starting path you can follow before committing to any contract or agreement.

  1. Request a transcript from the IRS (1-800-829-1040) to confirm the exact amount owed and assessment dates.
  2. Search the SC Secretary of State or county records to confirm whether a Notice of Federal Tax Lien has been filed.
  3. Contact the IRS Taxpayer Advocate Service (1-877-777-4778) if you are facing financial hardship or need help.

Who to contact in Tega Cay

IRS Lien and Debt Attorneys

Benjamin R. Matthews and Associates, LLC

The firm’s Rock Hill team focuses on Chapter 7 and Chapter 13 filings and advertises more than two decades of South Carolina debt-relief practice.

Rock Hill bankruptcy counsel

HUD and Homeownership Counseling

Property Tax and County Financial Offices

Free and Low-Cost Legal Aid

South Carolina Legal Services - Rock Hill Office

Regional civil legal aid office serving York County with housing, consumer, and family-law help for income-eligible residents.

(803) 327-9001

214 Johnston St, Rock Hill, SC 29730

SC Legal Services locations

IRS Tax Lien Real Estate Agents in Tega Cay

Chamiese Evans — Licensed Realtor

Specializing in helping Tega Cay homeowners navigate irs tax lien situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.

Visit listrobin.com

Areas covered

This page covers homeowners across these Tega Cay neighborhoods and surrounding areas.

  • Downtown Tega Cay
  • Fort Mill
  • Rock Hill
  • York
  • Clover
  • Lake Wylie
  • Hickory Grove

Common questions

Can I sell my house if the IRS has a tax lien on it in Tega Cay?

Yes, but you need IRS cooperation. File Form 14135 at least 45 days before closing to request a lien discharge. The IRS will discharge the lien from the property if they receive the proceeds or the remaining assets cover the debt.

How long does an IRS tax lien last?

The IRS has 10 years from the date of assessment to collect, but this period can be suspended by installment agreements, offers in compromise, or bankruptcy. The lien is released when the debt is paid, the statute expires, or you negotiate a settlement.

Where do I search for IRS liens on my property in SC?

In North Carolina, federal tax liens are filed with the NC Secretary of State — search free online at sosnc.gov. In South Carolina, federal tax liens are filed with the county Register of Deeds or Clerk of Court in each county where you own property.

Related situations in Tega Cay

Homeowners dealing with irs tax lien often face overlapping issues. These resources may also help.

IRS Tax Lien in other cities

Researched by CC Evans, Marketing Analyst — RobinOffer

Last reviewed: February 2026

This directory is for informational purposes only. It does not constitute legal, financial, or tax advice. Confirm all options with licensed counsel or a qualified financial professional before signing any agreement.

Sources: SC Code of Laws · HUD.gov · CFPB.gov

IRS lien on your property?

Share your Tega Cay property details and get clear options for selling with or resolving an IRS tax lien.

No obligationFree to useYour info stays private