What you keep, listed or sold as-is.
Start with two prices. We will take out everything a traditional sale charges you, and show both numbers side by side.
Listing nets you $4,337 more, and takes 69 days longer.
That is about 3 percent of what you walk away with. Money and time are two different questions, and only you can answer the second one. If nothing is forcing your timeline, the slower sale is worth the wait. If something is, the cash sale closes 69 days sooner and costs you $4,337.
Where the money goes.
Every rate below is the real one for your state, with its source under the table. Change anything and both columns move.
Listed with an agent
Sale price $422,000
Around day 90
Sold as-is for cash
Sale price $372,000
Around day 21
What this assumes
- Both columns use the prices you entered. We do not estimate what your house is worth, and we do not fill in what RobinOffer would pay. Our offer is a written offer after we see the house.
- Commission is editable because it is negotiable. The starting point is your state, not a rule.
- Carrying cost runs to the closing day in each column, at the monthly figure you entered, converted at 30 days to the month on both sides.
- Repairs and seller concessions are your own estimate. A listing agent can price them for your house better than a calculator can.
- Property-tax proration is excluded. It depends on the county billing cycle and your closing date, and a made-up figure here would be worse than none.
- The cash column charges the transfer tax, which is statutory and falls on the seller in both states, and your carrying cost to the closing day. It charges no commission, no repairs and no concessions. If another buyer is asking you to pay any of these, put them in the listing column.
- The mortgage payoff comes off both columns identically, so it never changes which one wins.
- This is an estimate for comparison. It is not a tax calculation and it is not an offer.
Rates: NC agent-commission survey (ListWithClever) · NC G.S. 105-228.30 (opens in a new tab) · Typical NC closing-attorney fee range · NC-filed owner title-insurance rates (Statewide Title, 2025) · Mecklenburg Register of Deeds fee schedule (opens in a new tab)
Want a second opinion on your numbers?
Send us the details and we will tell you what we think, including when we think you should list it instead. We buy houses in North Carolina and South Carolina.