Relocation
Relocation-focused selling support for homeowners moving to a new city, job, or life phase.
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Get my cash offerHomeowners/Andrews, NC
Homeowner Resources in Andrews, NC
Local resources for homeowners in Andrews, NC dealing with foreclosure, probate, tax liens, bankruptcy, and other difficult situations. Real contacts, phone numbers, and next steps.
✓19 resource categories
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Get an options reviewResource categories for Andrews
Select a topic below to see local resources including government offices, attorneys, financial counselors, and nonprofit organizations.
Probate
Court-supervised probate and estate administration resources including filing requirements, timelines, and legal support.
✓Curated resourcesView resourcesSelling a home in probate? See a fast cash offer
Get my cash offerBankruptcy
Resources for homeowners in Chapter 7 or Chapter 13 bankruptcy who need to sell their home.
✓Curated resourcesView resourcesCode Violations
Resources for homeowners facing code enforcement notices, building code violations, minimum housing standards, or condemnation.
✓Curated resourcesView resourcesSee open code cases and activity around any Andrews address
Check my addressHOA Liens
Resources for homeowners behind on HOA dues facing liens, penalties, or HOA foreclosure.
✓Curated resourcesView resourcesVacant Property
Resources for owners of vacant homes including registration, insurance, maintenance, and sale options.
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Get my cash offerMore local resources in Andrews
Verified local contacts for other situations Andrews homeowners face — attorneys, government offices, and financial counselors, organized by topic.
Foreclosure
Foreclosure Attorneys
The Collins Law Firm, PLLC
Attorney Jerry Collins has practiced in Murphy and Cherokee County for 43+ years. Former NC Board of Law Examiners member (1995–2003) and NC State Bar Council representative for the 30th Judicial District (2012–2021). Handles bankruptcy (Chapter 11), real estate, banking, and civil matters.
(828) 837-9456
Collins Law bankruptcy and real estate4195 W US Highway 64, Suite 202, Murphy, NC 28906
Bata & Mello Law Office, P.A.
One of the oldest firms in western NC, established in 1978. Attorney Scott A. Mello handles real estate, foreclosure, probate, estates, mediation, family law, and civil litigation. Serves Cherokee, Clay, Graham, and Macon counties.
(828) 837-8684
Bata and Mello real estate and litigation225 Valley River Avenue, Suite B, Murphy, NC 28906
Mortgage Servicer and Bank Loss-Mitigation Contacts
Wells Fargo Mortgage Assistance
Wells Fargo loss-mitigation contact for forbearance, repayment plans, and modification review for qualifying mortgage borrowers.
Wells Fargo mortgage helpBank of America Mortgage Assistance
Bank of America loss-mitigation contact for forbearance, repayment plans, and modification review for qualifying mortgage borrowers.
Bank of America mortgage helpTruist Mortgage Assistance
Truist loss-mitigation contact for forbearance, repayment plans, and modification review for qualifying mortgage borrowers.
Truist mortgage helpChase Mortgage Assistance
Chase loss-mitigation contact for forbearance, repayment plans, and modification review for qualifying mortgage borrowers.
Chase mortgage helpFirst Horizon Mortgage Assistance
First Horizon loss-mitigation contact for forbearance, repayment plans, and modification review for qualifying mortgage borrowers.
First Horizon mortgage helpHousing Counseling and Foreclosure Prevention
HUD Housing Counselor Search Portal
Primary HUD counselor lookup portal for Andrews and Cherokee County homeowners; filter by county or local ZIP code for nearby approved counseling agencies.
Open HUD counselor search portalCherokee County Tax Collector
County tax-payment and collections office for property-tax balances, delinquency questions, and payment processing for Cherokee County parcels.
(828) 837-2421
Cherokee County Tax Collector75 Peachtree Street, Suite 225, Murphy, NC 28906
NC Home Advantage Mortgage and Homeowner Assistance
State housing finance agency programs for down payment assistance, foreclosure prevention, and homeowner support for qualifying North Carolina residents.
NC Housing Finance Agency resourcesFree and Low-Cost Legal Aid
Legal Aid of North Carolina — Smoky Mountain / Sylva Office
Free civil legal assistance to income-eligible Cherokee County residents. The Sylva office serves Cherokee County. Services include foreclosure defense, eviction defense, family law, housing discrimination, and consumer issues.
(828) 586-8931
Legal Aid NC online intake1286 West Main Street, Sylva, NC 28779
Legal Aid NC — Statewide Helpline
Statewide civil legal intake helpline for North Carolina residents. Call Monday–Friday, 8:30 AM – 3:30 PM for screening and referral to the appropriate office.
Legal Aid NC statewide helplineNC State Bar Lawyer Referral Service
Referral option for Andrews residents who need private-counsel consultation when legal-aid eligibility is not met or specialized representation is required.
NC Bar lawyer referral serviceForeclosure Real Estate Agents in Andrews
Chamiese Evans — Licensed Realtor
Specializing in helping Andrews homeowners navigate foreclosure situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.
Visit listrobin.comInheritance
Inheritance and Estate Attorneys
Stricker Law Firm, PLLC
Dedicated probate and estate planning firm in Murphy. Attorneys Marguerite Eubanks Stricker and Larry G. Simonds Jr. focus specifically on probate administration and estate planning for Cherokee County residents. Listed with the Cherokee County Chamber of Commerce.
(828) 835-7373
Stricker Law probate and estate planning102 Hiwassee Street, Murphy, NC 28906
Mountain Legal North Carolina (Lee Goff, Attorney at Law PLLC)
Attorney Garland Lee Goff operates the only law office with a street address in Andrews proper. Opened 2025. Handles estate planning, wills, trusts, probate, business formation, and real estate closings.
(828) 282-2206
Mountain Legal NC estate and probate379 Whitaker Lane, Andrews, NC 28901
Bata & Mello Law Office, P.A.
Established 1978 Murphy firm. Attorney Scott A. Mello handles probate and estate administration alongside real estate and family law for Cherokee, Clay, Graham, and Macon county residents.
(828) 837-8684
Bata and Mello probate services225 Valley River Avenue, Suite B, Murphy, NC 28906
Cherokee County Probate and Clerk Services
Cherokee County Clerk of Superior Court
Clerk office handling Cherokee County foreclosure filings, civil dockets, estate proceedings, and special proceedings used in property and debt litigation.
(828) 835-7740
Visit website75 Peachtree Street, Murphy, NC 28906
Housing Counseling and Foreclosure Prevention
HUD Housing Counselor Search Portal
Primary HUD counselor lookup portal for Andrews and Cherokee County homeowners; filter by county or local ZIP code for nearby approved counseling agencies.
Open HUD counselor search portalCherokee County Tax Collector
County tax-payment and collections office for property-tax balances, delinquency questions, and payment processing for Cherokee County parcels.
(828) 837-2421
Cherokee County Tax Collector75 Peachtree Street, Suite 225, Murphy, NC 28906
NC Home Advantage Mortgage and Homeowner Assistance
State housing finance agency programs for down payment assistance, foreclosure prevention, and homeowner support for qualifying North Carolina residents.
NC Housing Finance Agency resourcesFree and Low-Cost Legal Aid
Legal Aid of North Carolina — Smoky Mountain / Sylva Office
Free civil legal assistance to income-eligible Cherokee County residents. The Sylva office serves Cherokee County. Services include foreclosure defense, eviction defense, family law, housing discrimination, and consumer issues.
(828) 586-8931
Legal Aid NC online intake1286 West Main Street, Sylva, NC 28779
Legal Aid NC — Statewide Helpline
Statewide civil legal intake helpline for North Carolina residents. Call Monday–Friday, 8:30 AM – 3:30 PM for screening and referral to the appropriate office.
Legal Aid NC statewide helplineNC State Bar Lawyer Referral Service
Referral option for Andrews residents who need private-counsel consultation when legal-aid eligibility is not met or specialized representation is required.
NC Bar lawyer referral serviceInheritance Real Estate Agents in Andrews
Chamiese Evans — Licensed Realtor
Specializing in helping Andrews homeowners navigate inheritance situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.
Visit listrobin.comGet a no-obligation cash offer on the inherited Andrews home
Get my cash offerDivorce
Divorce Attorneys
The Christy Law Firm
Attorney Holly Christy focuses on family law including divorce, child custody, child support, separation agreements, equitable distribution, alimony, and juvenile matters. Serves Cherokee, Clay, Graham, Macon, and Swain counties from a Murphy office.
(828) 361-7860
The Christy Law Firm family law35 Central Street, Murphy, NC 28906
Mitchell K. Brewer, PLLC
Solo practitioner Attorney Mitchell K. Brewer (19+ years of experience) handles family law, criminal defense, and estate administration in Murphy. Serves Cherokee County clients from a Peachtree Street office.
(828) 837-2178
Mitchell Brewer family law139 Peachtree Street, Suite 4, Murphy, NC 28906
Cowan & Cowan, P.A.
Attorneys Ronald M. Cowan and David E. Cowan have 50+ combined years of general practice experience in Cherokee County, including civil litigation, real estate, and family law matters.
(828) 837-2332
Cowan and Cowan civil and family law26 Tennessee Street, Murphy, NC 28906
Domestic Violence and Family Safety Resources
REACH of Cherokee County, Inc.
Nonprofit providing 24-hour crisis hotline, emergency shelter for women, men, and children, court and hospital accompaniment, protective order assistance, support groups, and case management for domestic violence survivors in Cherokee County.
(828) 837-2097
REACH of Cherokee County84 Valley River Avenue, Murphy, NC 28906
REACH of Cherokee County — 24-Hour Crisis Hotline
24-hour confidential crisis line for domestic violence survivors in Cherokee County and surrounding mountain communities.
REACH 24-hour crisis hotlineHousing Counseling and Foreclosure Prevention
HUD Housing Counselor Search Portal
Primary HUD counselor lookup portal for Andrews and Cherokee County homeowners; filter by county or local ZIP code for nearby approved counseling agencies.
Open HUD counselor search portalCherokee County Tax Collector
County tax-payment and collections office for property-tax balances, delinquency questions, and payment processing for Cherokee County parcels.
(828) 837-2421
Cherokee County Tax Collector75 Peachtree Street, Suite 225, Murphy, NC 28906
NC Home Advantage Mortgage and Homeowner Assistance
State housing finance agency programs for down payment assistance, foreclosure prevention, and homeowner support for qualifying North Carolina residents.
NC Housing Finance Agency resourcesFree and Low-Cost Legal Aid
Legal Aid of North Carolina — Smoky Mountain / Sylva Office
Free civil legal assistance to income-eligible Cherokee County residents. The Sylva office serves Cherokee County. Services include foreclosure defense, eviction defense, family law, housing discrimination, and consumer issues.
(828) 586-8931
Legal Aid NC online intake1286 West Main Street, Sylva, NC 28779
Legal Aid NC — Statewide Helpline
Statewide civil legal intake helpline for North Carolina residents. Call Monday–Friday, 8:30 AM – 3:30 PM for screening and referral to the appropriate office.
Legal Aid NC statewide helplineNC State Bar Lawyer Referral Service
Referral option for Andrews residents who need private-counsel consultation when legal-aid eligibility is not met or specialized representation is required.
NC Bar lawyer referral serviceDivorce Real Estate Agents in Andrews
Chamiese Evans — Licensed Realtor
Specializing in helping Andrews homeowners navigate divorce situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.
Visit listrobin.comNeed a clean, fast sale in a Andrews divorce? See your offer
Get my cash offerTax Liens
Tax Payment and Relief Offices
Cherokee County Tax Collector
County office for property-tax billing, collections, delinquency support, and payment options for Cherokee County parcels.
(828) 837-2421
Visit website75 Peachtree Street, Suite 225, Murphy, NC 28906
Cherokee County Tax Department — Property Appraisal
County assessor functions for appraisal values, property listing, and assessment-related questions for Cherokee County real property.
(828) 837-2421
Visit website75 Peachtree Street, Suite 225, Murphy, NC 28906
Tax and Debt Attorneys
The Collins Law Firm, PLLC
Attorney Jerry Collins (43+ years in Murphy) explicitly lists bankruptcy (Chapter 11) as a practice area alongside real estate and banking matters. Former NC State Bar Council representative for the 30th Judicial District.
(828) 837-9456
Collins Law bankruptcy services4195 W US Highway 64, Suite 202, Murphy, NC 28906
Bata & Mello Law Office, P.A.
Established 1978 in Murphy. Handles debt-related real estate matters, foreclosure proceedings, and civil litigation affecting homeowners in Cherokee and surrounding mountain counties.
(828) 837-8684
Bata and Mello debt and civil matters225 Valley River Avenue, Suite B, Murphy, NC 28906
Housing Counseling and Foreclosure Prevention
HUD Housing Counselor Search Portal
Primary HUD counselor lookup portal for Andrews and Cherokee County homeowners; filter by county or local ZIP code for nearby approved counseling agencies.
Open HUD counselor search portalCherokee County Tax Collector
County tax-payment and collections office for property-tax balances, delinquency questions, and payment processing for Cherokee County parcels.
(828) 837-2421
Cherokee County Tax Collector75 Peachtree Street, Suite 225, Murphy, NC 28906
NC Home Advantage Mortgage and Homeowner Assistance
State housing finance agency programs for down payment assistance, foreclosure prevention, and homeowner support for qualifying North Carolina residents.
NC Housing Finance Agency resourcesFree and Low-Cost Legal Aid
Legal Aid of North Carolina — Smoky Mountain / Sylva Office
Free civil legal assistance to income-eligible Cherokee County residents. The Sylva office serves Cherokee County. Services include foreclosure defense, eviction defense, family law, housing discrimination, and consumer issues.
(828) 586-8931
Legal Aid NC online intake1286 West Main Street, Sylva, NC 28779
Legal Aid NC — Statewide Helpline
Statewide civil legal intake helpline for North Carolina residents. Call Monday–Friday, 8:30 AM – 3:30 PM for screening and referral to the appropriate office.
Legal Aid NC statewide helplineNC State Bar Lawyer Referral Service
Referral option for Andrews residents who need private-counsel consultation when legal-aid eligibility is not met or specialized representation is required.
NC Bar lawyer referral serviceTax Liens Real Estate Agents in Andrews
Chamiese Evans — Licensed Realtor
Specializing in helping Andrews homeowners navigate tax liens situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.
Visit listrobin.comFire / Storm Damage
Disaster Recovery Resources
NC Emergency Management
State emergency-management agency with disaster preparedness, alerts, and recovery guidance for Cherokee County households.
NC emergency management resourcesSBA Disaster Loan Assistance
Federal low-interest disaster-loan options for homeowners repairing or replacing eligible damaged property.
SBA disaster assistanceHousing Counseling and Foreclosure Prevention
HUD Housing Counselor Search Portal
Primary HUD counselor lookup portal for Andrews and Cherokee County homeowners; filter by county or local ZIP code for nearby approved counseling agencies.
Open HUD counselor search portalCherokee County Tax Collector
County tax-payment and collections office for property-tax balances, delinquency questions, and payment processing for Cherokee County parcels.
(828) 837-2421
Cherokee County Tax Collector75 Peachtree Street, Suite 225, Murphy, NC 28906
NC Home Advantage Mortgage and Homeowner Assistance
State housing finance agency programs for down payment assistance, foreclosure prevention, and homeowner support for qualifying North Carolina residents.
NC Housing Finance Agency resourcesFree and Low-Cost Legal Aid
Legal Aid of North Carolina — Smoky Mountain / Sylva Office
Free civil legal assistance to income-eligible Cherokee County residents. The Sylva office serves Cherokee County. Services include foreclosure defense, eviction defense, family law, housing discrimination, and consumer issues.
(828) 586-8931
Legal Aid NC online intake1286 West Main Street, Sylva, NC 28779
Legal Aid NC — Statewide Helpline
Statewide civil legal intake helpline for North Carolina residents. Call Monday–Friday, 8:30 AM – 3:30 PM for screening and referral to the appropriate office.
Legal Aid NC statewide helplineNC State Bar Lawyer Referral Service
Referral option for Andrews residents who need private-counsel consultation when legal-aid eligibility is not met or specialized representation is required.
NC Bar lawyer referral serviceFire / Storm Damage Real Estate Agents in Andrews
Chamiese Evans — Licensed Realtor
Specializing in helping Andrews homeowners navigate fire / storm damage situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.
Visit listrobin.comStorm or fire damage? Get a cash offer, sold as-is
Get my cash offerMilitary PCS
Veterans and Military Support
Cherokee County Veterans Service Office
County-accredited veterans service office assisting with VA claims, benefits, and referrals to state and federal VA services for Cherokee County veterans and dependents.
(828) 835-8663
Cherokee County Veterans Services75 Peachtree Street, Murphy, NC 28906
Housing Counseling and Foreclosure Prevention
HUD Housing Counselor Search Portal
Primary HUD counselor lookup portal for Andrews and Cherokee County homeowners; filter by county or local ZIP code for nearby approved counseling agencies.
Open HUD counselor search portalCherokee County Tax Collector
County tax-payment and collections office for property-tax balances, delinquency questions, and payment processing for Cherokee County parcels.
(828) 837-2421
Cherokee County Tax Collector75 Peachtree Street, Suite 225, Murphy, NC 28906
NC Home Advantage Mortgage and Homeowner Assistance
State housing finance agency programs for down payment assistance, foreclosure prevention, and homeowner support for qualifying North Carolina residents.
NC Housing Finance Agency resourcesFree and Low-Cost Legal Aid
Legal Aid of North Carolina — Smoky Mountain / Sylva Office
Free civil legal assistance to income-eligible Cherokee County residents. The Sylva office serves Cherokee County. Services include foreclosure defense, eviction defense, family law, housing discrimination, and consumer issues.
(828) 586-8931
Legal Aid NC online intake1286 West Main Street, Sylva, NC 28779
Legal Aid NC — Statewide Helpline
Statewide civil legal intake helpline for North Carolina residents. Call Monday–Friday, 8:30 AM – 3:30 PM for screening and referral to the appropriate office.
Legal Aid NC statewide helplineNC State Bar Lawyer Referral Service
Referral option for Andrews residents who need private-counsel consultation when legal-aid eligibility is not met or specialized representation is required.
NC Bar lawyer referral serviceMilitary PCS Real Estate Agents in Andrews
Chamiese Evans — Licensed Realtor
Specializing in helping Andrews homeowners navigate military pcs situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.
Visit listrobin.comPCS orders and a home to sell fast? See your cash offer
Get my cash offerUnderwater Mortgage
Underwater Mortgage Attorneys
The Collins Law Firm, PLLC
Attorney Jerry Collins has practiced in Murphy and Cherokee County for 43+ years. Former NC Board of Law Examiners member (1995–2003) and NC State Bar Council representative for the 30th Judicial District (2012–2021). Handles bankruptcy (Chapter 11), real estate, banking, and civil matters.
(828) 837-9456
Collins Law bankruptcy and real estate4195 W US Highway 64, Suite 202, Murphy, NC 28906
Bata & Mello Law Office, P.A.
One of the oldest firms in western NC, established in 1978. Attorney Scott A. Mello handles real estate, foreclosure, probate, estates, mediation, family law, and civil litigation. Serves Cherokee, Clay, Graham, and Macon counties.
(828) 837-8684
Bata and Mello real estate and litigation225 Valley River Avenue, Suite B, Murphy, NC 28906
Mortgage Servicer and Bank Loss-Mitigation Contacts
Wells Fargo Mortgage Assistance
Wells Fargo loss-mitigation contact for forbearance, repayment plans, and modification review for qualifying mortgage borrowers.
Wells Fargo mortgage helpBank of America Mortgage Assistance
Bank of America loss-mitigation contact for forbearance, repayment plans, and modification review for qualifying mortgage borrowers.
Bank of America mortgage helpTruist Mortgage Assistance
Truist loss-mitigation contact for forbearance, repayment plans, and modification review for qualifying mortgage borrowers.
Truist mortgage helpChase Mortgage Assistance
Chase loss-mitigation contact for forbearance, repayment plans, and modification review for qualifying mortgage borrowers.
Chase mortgage helpFirst Horizon Mortgage Assistance
First Horizon loss-mitigation contact for forbearance, repayment plans, and modification review for qualifying mortgage borrowers.
First Horizon mortgage helpHousing Counseling and Foreclosure Prevention
HUD Housing Counselor Search Portal
Primary HUD counselor lookup portal for Andrews and Cherokee County homeowners; filter by county or local ZIP code for nearby approved counseling agencies.
Open HUD counselor search portalCherokee County Tax Collector
County tax-payment and collections office for property-tax balances, delinquency questions, and payment processing for Cherokee County parcels.
(828) 837-2421
Cherokee County Tax Collector75 Peachtree Street, Suite 225, Murphy, NC 28906
NC Home Advantage Mortgage and Homeowner Assistance
State housing finance agency programs for down payment assistance, foreclosure prevention, and homeowner support for qualifying North Carolina residents.
NC Housing Finance Agency resourcesFree and Low-Cost Legal Aid
Legal Aid of North Carolina — Smoky Mountain / Sylva Office
Free civil legal assistance to income-eligible Cherokee County residents. The Sylva office serves Cherokee County. Services include foreclosure defense, eviction defense, family law, housing discrimination, and consumer issues.
(828) 586-8931
Legal Aid NC online intake1286 West Main Street, Sylva, NC 28779
Legal Aid NC — Statewide Helpline
Statewide civil legal intake helpline for North Carolina residents. Call Monday–Friday, 8:30 AM – 3:30 PM for screening and referral to the appropriate office.
Legal Aid NC statewide helplineNC State Bar Lawyer Referral Service
Referral option for Andrews residents who need private-counsel consultation when legal-aid eligibility is not met or specialized representation is required.
NC Bar lawyer referral serviceUnderwater Mortgage Real Estate Agents in Andrews
Chamiese Evans — Licensed Realtor
Specializing in helping Andrews homeowners navigate underwater mortgage situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.
Visit listrobin.comUnderwater — or do you actually have equity? Find out free
See my home valueJob Loss
Employment and Benefit Resources
NC Division of Employment Security
State unemployment insurance and workforce services portal for claim filing and reemployment resources for Cherokee County residents.
NC DES unemployment resourcesJob-Loss Debt Attorneys
The Collins Law Firm, PLLC
Attorney Jerry Collins (43+ years in Murphy) explicitly lists bankruptcy (Chapter 11) as a practice area alongside real estate and banking matters. Former NC State Bar Council representative for the 30th Judicial District.
(828) 837-9456
Collins Law bankruptcy services4195 W US Highway 64, Suite 202, Murphy, NC 28906
Bata & Mello Law Office, P.A.
Established 1978 in Murphy. Handles debt-related real estate matters, foreclosure proceedings, and civil litigation affecting homeowners in Cherokee and surrounding mountain counties.
(828) 837-8684
Bata and Mello debt and civil matters225 Valley River Avenue, Suite B, Murphy, NC 28906
Mortgage Servicer and Bank Loss-Mitigation Contacts
Wells Fargo Mortgage Assistance
Wells Fargo loss-mitigation contact for forbearance, repayment plans, and modification review for qualifying mortgage borrowers.
Wells Fargo mortgage helpBank of America Mortgage Assistance
Bank of America loss-mitigation contact for forbearance, repayment plans, and modification review for qualifying mortgage borrowers.
Bank of America mortgage helpTruist Mortgage Assistance
Truist loss-mitigation contact for forbearance, repayment plans, and modification review for qualifying mortgage borrowers.
Truist mortgage helpChase Mortgage Assistance
Chase loss-mitigation contact for forbearance, repayment plans, and modification review for qualifying mortgage borrowers.
Chase mortgage helpFirst Horizon Mortgage Assistance
First Horizon loss-mitigation contact for forbearance, repayment plans, and modification review for qualifying mortgage borrowers.
First Horizon mortgage helpHousing Counseling and Foreclosure Prevention
HUD Housing Counselor Search Portal
Primary HUD counselor lookup portal for Andrews and Cherokee County homeowners; filter by county or local ZIP code for nearby approved counseling agencies.
Open HUD counselor search portalCherokee County Tax Collector
County tax-payment and collections office for property-tax balances, delinquency questions, and payment processing for Cherokee County parcels.
(828) 837-2421
Cherokee County Tax Collector75 Peachtree Street, Suite 225, Murphy, NC 28906
NC Home Advantage Mortgage and Homeowner Assistance
State housing finance agency programs for down payment assistance, foreclosure prevention, and homeowner support for qualifying North Carolina residents.
NC Housing Finance Agency resourcesFree and Low-Cost Legal Aid
Legal Aid of North Carolina — Smoky Mountain / Sylva Office
Free civil legal assistance to income-eligible Cherokee County residents. The Sylva office serves Cherokee County. Services include foreclosure defense, eviction defense, family law, housing discrimination, and consumer issues.
(828) 586-8931
Legal Aid NC online intake1286 West Main Street, Sylva, NC 28779
Legal Aid NC — Statewide Helpline
Statewide civil legal intake helpline for North Carolina residents. Call Monday–Friday, 8:30 AM – 3:30 PM for screening and referral to the appropriate office.
Legal Aid NC statewide helplineNC State Bar Lawyer Referral Service
Referral option for Andrews residents who need private-counsel consultation when legal-aid eligibility is not met or specialized representation is required.
NC Bar lawyer referral serviceJob Loss Real Estate Agents in Andrews
Chamiese Evans — Licensed Realtor
Specializing in helping Andrews homeowners navigate job loss situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.
Visit listrobin.comMedical Hardship
Medical Hardship Debt Attorneys
The Collins Law Firm, PLLC
Attorney Jerry Collins (43+ years in Murphy) explicitly lists bankruptcy (Chapter 11) as a practice area alongside real estate and banking matters. Former NC State Bar Council representative for the 30th Judicial District.
(828) 837-9456
Collins Law bankruptcy services4195 W US Highway 64, Suite 202, Murphy, NC 28906
Bata & Mello Law Office, P.A.
Established 1978 in Murphy. Handles debt-related real estate matters, foreclosure proceedings, and civil litigation affecting homeowners in Cherokee and surrounding mountain counties.
(828) 837-8684
Bata and Mello debt and civil matters225 Valley River Avenue, Suite B, Murphy, NC 28906
Housing Counseling and Foreclosure Prevention
HUD Housing Counselor Search Portal
Primary HUD counselor lookup portal for Andrews and Cherokee County homeowners; filter by county or local ZIP code for nearby approved counseling agencies.
Open HUD counselor search portalCherokee County Tax Collector
County tax-payment and collections office for property-tax balances, delinquency questions, and payment processing for Cherokee County parcels.
(828) 837-2421
Cherokee County Tax Collector75 Peachtree Street, Suite 225, Murphy, NC 28906
NC Home Advantage Mortgage and Homeowner Assistance
State housing finance agency programs for down payment assistance, foreclosure prevention, and homeowner support for qualifying North Carolina residents.
NC Housing Finance Agency resourcesFree and Low-Cost Legal Aid
Legal Aid of North Carolina — Smoky Mountain / Sylva Office
Free civil legal assistance to income-eligible Cherokee County residents. The Sylva office serves Cherokee County. Services include foreclosure defense, eviction defense, family law, housing discrimination, and consumer issues.
(828) 586-8931
Legal Aid NC online intake1286 West Main Street, Sylva, NC 28779
Legal Aid NC — Statewide Helpline
Statewide civil legal intake helpline for North Carolina residents. Call Monday–Friday, 8:30 AM – 3:30 PM for screening and referral to the appropriate office.
Legal Aid NC statewide helplineNC State Bar Lawyer Referral Service
Referral option for Andrews residents who need private-counsel consultation when legal-aid eligibility is not met or specialized representation is required.
NC Bar lawyer referral serviceMedical Hardship Real Estate Agents in Andrews
Chamiese Evans — Licensed Realtor
Specializing in helping Andrews homeowners navigate medical hardship situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.
Visit listrobin.comReverse Mortgage
Senior Homeowner Support
Cherokee County Senior Services — J. Robert Penland Senior Center
County senior center in Murphy providing congregate and home-delivered meals (Meals on Wheels), housing and home improvement assistance, transportation, and social services referrals for Cherokee County older adults.
(828) 837-2467
Cherokee County Senior Services69 Alpine Street, Murphy, NC 28906
Southwestern Commission Area Agency on Aging (Region A)
Regional Area Agency on Aging coordinating elder care, caregiver support, nutrition programs, and senior benefits counseling for Cherokee, Clay, Graham, Haywood, Jackson, Macon, and Swain counties.
(828) 586-1962
Southwestern Commission Area Agency on Aging125 Bonnie Lane, Sylva, NC 28779
Reverse Mortgage and Estate Attorneys
Stricker Law Firm, PLLC
Dedicated probate and estate planning firm in Murphy. Attorneys Marguerite Eubanks Stricker and Larry G. Simonds Jr. focus specifically on probate administration and estate planning for Cherokee County residents. Listed with the Cherokee County Chamber of Commerce.
(828) 835-7373
Stricker Law probate and estate planning102 Hiwassee Street, Murphy, NC 28906
Mountain Legal North Carolina (Lee Goff, Attorney at Law PLLC)
Attorney Garland Lee Goff operates the only law office with a street address in Andrews proper. Opened 2025. Handles estate planning, wills, trusts, probate, business formation, and real estate closings.
(828) 282-2206
Mountain Legal NC estate and probate379 Whitaker Lane, Andrews, NC 28901
Bata & Mello Law Office, P.A.
Established 1978 Murphy firm. Attorney Scott A. Mello handles probate and estate administration alongside real estate and family law for Cherokee, Clay, Graham, and Macon county residents.
(828) 837-8684
Bata and Mello probate services225 Valley River Avenue, Suite B, Murphy, NC 28906
Housing Counseling and Foreclosure Prevention
HUD Housing Counselor Search Portal
Primary HUD counselor lookup portal for Andrews and Cherokee County homeowners; filter by county or local ZIP code for nearby approved counseling agencies.
Open HUD counselor search portalCherokee County Tax Collector
County tax-payment and collections office for property-tax balances, delinquency questions, and payment processing for Cherokee County parcels.
(828) 837-2421
Cherokee County Tax Collector75 Peachtree Street, Suite 225, Murphy, NC 28906
NC Home Advantage Mortgage and Homeowner Assistance
State housing finance agency programs for down payment assistance, foreclosure prevention, and homeowner support for qualifying North Carolina residents.
NC Housing Finance Agency resourcesFree and Low-Cost Legal Aid
Legal Aid of North Carolina — Smoky Mountain / Sylva Office
Free civil legal assistance to income-eligible Cherokee County residents. The Sylva office serves Cherokee County. Services include foreclosure defense, eviction defense, family law, housing discrimination, and consumer issues.
(828) 586-8931
Legal Aid NC online intake1286 West Main Street, Sylva, NC 28779
Legal Aid NC — Statewide Helpline
Statewide civil legal intake helpline for North Carolina residents. Call Monday–Friday, 8:30 AM – 3:30 PM for screening and referral to the appropriate office.
Legal Aid NC statewide helplineNC State Bar Lawyer Referral Service
Referral option for Andrews residents who need private-counsel consultation when legal-aid eligibility is not met or specialized representation is required.
NC Bar lawyer referral serviceReverse Mortgage Real Estate Agents in Andrews
Chamiese Evans — Licensed Realtor
Specializing in helping Andrews homeowners navigate reverse mortgage situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.
Visit listrobin.comKnow exactly what your Andrews home is worth first
See my home valueIRS Tax Lien
IRS Taxpayer Assistance
IRS Local Office Locator
IRS local-office locator and appointment guidance for taxpayers handling liens, balances, and payment-plan issues.
IRS local office locatorIRS Lien and Debt Attorneys
The Collins Law Firm, PLLC
Attorney Jerry Collins (43+ years in Murphy) explicitly lists bankruptcy (Chapter 11) as a practice area alongside real estate and banking matters. Former NC State Bar Council representative for the 30th Judicial District.
(828) 837-9456
Collins Law bankruptcy services4195 W US Highway 64, Suite 202, Murphy, NC 28906
Bata & Mello Law Office, P.A.
Established 1978 in Murphy. Handles debt-related real estate matters, foreclosure proceedings, and civil litigation affecting homeowners in Cherokee and surrounding mountain counties.
(828) 837-8684
Bata and Mello debt and civil matters225 Valley River Avenue, Suite B, Murphy, NC 28906
Housing Counseling and Foreclosure Prevention
HUD Housing Counselor Search Portal
Primary HUD counselor lookup portal for Andrews and Cherokee County homeowners; filter by county or local ZIP code for nearby approved counseling agencies.
Open HUD counselor search portalCherokee County Tax Collector
County tax-payment and collections office for property-tax balances, delinquency questions, and payment processing for Cherokee County parcels.
(828) 837-2421
Cherokee County Tax Collector75 Peachtree Street, Suite 225, Murphy, NC 28906
NC Home Advantage Mortgage and Homeowner Assistance
State housing finance agency programs for down payment assistance, foreclosure prevention, and homeowner support for qualifying North Carolina residents.
NC Housing Finance Agency resourcesFree and Low-Cost Legal Aid
Legal Aid of North Carolina — Smoky Mountain / Sylva Office
Free civil legal assistance to income-eligible Cherokee County residents. The Sylva office serves Cherokee County. Services include foreclosure defense, eviction defense, family law, housing discrimination, and consumer issues.
(828) 586-8931
Legal Aid NC online intake1286 West Main Street, Sylva, NC 28779
Legal Aid NC — Statewide Helpline
Statewide civil legal intake helpline for North Carolina residents. Call Monday–Friday, 8:30 AM – 3:30 PM for screening and referral to the appropriate office.
Legal Aid NC statewide helplineNC State Bar Lawyer Referral Service
Referral option for Andrews residents who need private-counsel consultation when legal-aid eligibility is not met or specialized representation is required.
NC Bar lawyer referral serviceIRS Tax Lien Real Estate Agents in Andrews
Chamiese Evans — Licensed Realtor
Specializing in helping Andrews homeowners navigate irs tax lien situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.
Visit listrobin.comHELOC Default
HELOC and Foreclosure Attorneys
The Collins Law Firm, PLLC
Attorney Jerry Collins has practiced in Murphy and Cherokee County for 43+ years. Former NC Board of Law Examiners member (1995–2003) and NC State Bar Council representative for the 30th Judicial District (2012–2021). Handles bankruptcy (Chapter 11), real estate, banking, and civil matters.
(828) 837-9456
Collins Law bankruptcy and real estate4195 W US Highway 64, Suite 202, Murphy, NC 28906
Bata & Mello Law Office, P.A.
One of the oldest firms in western NC, established in 1978. Attorney Scott A. Mello handles real estate, foreclosure, probate, estates, mediation, family law, and civil litigation. Serves Cherokee, Clay, Graham, and Macon counties.
(828) 837-8684
Bata and Mello real estate and litigation225 Valley River Avenue, Suite B, Murphy, NC 28906
Mortgage Servicer and Bank Loss-Mitigation Contacts
Wells Fargo Mortgage Assistance
Wells Fargo loss-mitigation contact for forbearance, repayment plans, and modification review for qualifying mortgage borrowers.
Wells Fargo mortgage helpBank of America Mortgage Assistance
Bank of America loss-mitigation contact for forbearance, repayment plans, and modification review for qualifying mortgage borrowers.
Bank of America mortgage helpTruist Mortgage Assistance
Truist loss-mitigation contact for forbearance, repayment plans, and modification review for qualifying mortgage borrowers.
Truist mortgage helpChase Mortgage Assistance
Chase loss-mitigation contact for forbearance, repayment plans, and modification review for qualifying mortgage borrowers.
Chase mortgage helpFirst Horizon Mortgage Assistance
First Horizon loss-mitigation contact for forbearance, repayment plans, and modification review for qualifying mortgage borrowers.
First Horizon mortgage helpHousing Counseling and Foreclosure Prevention
HUD Housing Counselor Search Portal
Primary HUD counselor lookup portal for Andrews and Cherokee County homeowners; filter by county or local ZIP code for nearby approved counseling agencies.
Open HUD counselor search portalCherokee County Tax Collector
County tax-payment and collections office for property-tax balances, delinquency questions, and payment processing for Cherokee County parcels.
(828) 837-2421
Cherokee County Tax Collector75 Peachtree Street, Suite 225, Murphy, NC 28906
NC Home Advantage Mortgage and Homeowner Assistance
State housing finance agency programs for down payment assistance, foreclosure prevention, and homeowner support for qualifying North Carolina residents.
NC Housing Finance Agency resourcesFree and Low-Cost Legal Aid
Legal Aid of North Carolina — Smoky Mountain / Sylva Office
Free civil legal assistance to income-eligible Cherokee County residents. The Sylva office serves Cherokee County. Services include foreclosure defense, eviction defense, family law, housing discrimination, and consumer issues.
(828) 586-8931
Legal Aid NC online intake1286 West Main Street, Sylva, NC 28779
Legal Aid NC — Statewide Helpline
Statewide civil legal intake helpline for North Carolina residents. Call Monday–Friday, 8:30 AM – 3:30 PM for screening and referral to the appropriate office.
Legal Aid NC statewide helplineNC State Bar Lawyer Referral Service
Referral option for Andrews residents who need private-counsel consultation when legal-aid eligibility is not met or specialized representation is required.
NC Bar lawyer referral serviceHELOC Default Real Estate Agents in Andrews
Chamiese Evans — Licensed Realtor
Specializing in helping Andrews homeowners navigate heloc default situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.
Visit listrobin.comJudgment Lien
Judgment and Lien Defense Attorneys
The Collins Law Firm, PLLC
Attorney Jerry Collins has practiced in Murphy and Cherokee County for 43+ years. Former NC Board of Law Examiners member (1995–2003) and NC State Bar Council representative for the 30th Judicial District (2012–2021). Handles bankruptcy (Chapter 11), real estate, banking, and civil matters.
(828) 837-9456
Collins Law bankruptcy and real estate4195 W US Highway 64, Suite 202, Murphy, NC 28906
Bata & Mello Law Office, P.A.
One of the oldest firms in western NC, established in 1978. Attorney Scott A. Mello handles real estate, foreclosure, probate, estates, mediation, family law, and civil litigation. Serves Cherokee, Clay, Graham, and Macon counties.
(828) 837-8684
Bata and Mello real estate and litigation225 Valley River Avenue, Suite B, Murphy, NC 28906
Housing Counseling and Foreclosure Prevention
HUD Housing Counselor Search Portal
Primary HUD counselor lookup portal for Andrews and Cherokee County homeowners; filter by county or local ZIP code for nearby approved counseling agencies.
Open HUD counselor search portalCherokee County Tax Collector
County tax-payment and collections office for property-tax balances, delinquency questions, and payment processing for Cherokee County parcels.
(828) 837-2421
Cherokee County Tax Collector75 Peachtree Street, Suite 225, Murphy, NC 28906
NC Home Advantage Mortgage and Homeowner Assistance
State housing finance agency programs for down payment assistance, foreclosure prevention, and homeowner support for qualifying North Carolina residents.
NC Housing Finance Agency resourcesFree and Low-Cost Legal Aid
Legal Aid of North Carolina — Smoky Mountain / Sylva Office
Free civil legal assistance to income-eligible Cherokee County residents. The Sylva office serves Cherokee County. Services include foreclosure defense, eviction defense, family law, housing discrimination, and consumer issues.
(828) 586-8931
Legal Aid NC online intake1286 West Main Street, Sylva, NC 28779
Legal Aid NC — Statewide Helpline
Statewide civil legal intake helpline for North Carolina residents. Call Monday–Friday, 8:30 AM – 3:30 PM for screening and referral to the appropriate office.
Legal Aid NC statewide helplineNC State Bar Lawyer Referral Service
Referral option for Andrews residents who need private-counsel consultation when legal-aid eligibility is not met or specialized representation is required.
NC Bar lawyer referral serviceJudgment Lien Real Estate Agents in Andrews
Chamiese Evans — Licensed Realtor
Specializing in helping Andrews homeowners navigate judgment lien situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.
Visit listrobin.comThinking about selling your Andrews home?
Whichever situation brought you here, you have options — and you do not have to decide today. Start with the one that fits.
- Cash offer for your house in North and South Carolina: what cash buyers really pay: the honest breakdown of who buys, what they really pay, and how to avoid scams.
Your local real estate expert
Connect with a licensed Realtor who specializes in helping homeowners navigate homeowner situations in Andrews, NC.
CE
Chamiese Evans
Licensed Realtor — NorthGroup Real Estate
Helping homeowners across the Carolinas find the right path forward — whether that means selling, negotiating, or exploring every option before making a decision.
Visit listrobin.comResearched by CC Evans, Marketing Analyst — RobinOffer
Last reviewed: February 2026
This directory is for informational purposes only. It does not constitute legal, financial, or tax advice. Confirm all options with licensed counsel or a qualified financial professional before signing any agreement.
Sources: NC General Statutes · HUD.gov · CFPB.gov
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