Homeowners/Bakersville, NC
Homeowner Resources in Bakersville, NC
Local resources for homeowners in Bakersville, NC dealing with foreclosure, probate, tax liens, bankruptcy, and other difficult situations. Real contacts, phone numbers, and next steps.
✓19 resource categories
More local resources in Bakersville
Verified local contacts for other situations Bakersville homeowners face — attorneys, government offices, and financial counselors, organized by topic.
Foreclosure
Foreclosure Attorneys
Holmes & Holmes, Attorneys at Law (Elizabeth L. Holmes)
Founded in 2004, Holmes & Holmes focuses on real estate transactions and estate administration. Elizabeth Holmes has 21+ years of experience and serves Mitchell, Avery, Yancey, and McDowell counties from the downtown Spruce Pine office.
Holmes & Holmes real estate servicesMichaelle Poore, PA (Lisa Michaelle Poore)
Civil law firm with offices in Mitchell County and Avery County. Practice areas include real estate closings, wills, trusts and estates, local government law, and civil litigation.
Michaelle Poore real estate servicesThe Law Office of William Bomar
William Bomar handles civil, criminal, and real estate matters in Spruce Pine. Past president of the Judicial District Bar with additional practice areas in estate planning and wills.
William Bomar real estate and civil servicesHousing Counseling and Foreclosure Prevention
HUD Housing Counselor Referral Line
Federal HUD counselor locator and hotline for Bakersville homeowners who need foreclosure-prevention counseling, loan-workout planning, and mortgage-servicing dispute help in Mitchell County.
Find a HUD-approved housing counselorNorth Carolina Housing Finance Agency Homeowner Help
State mortgage-delinquency and foreclosure-prevention guidance for North Carolina homeowners, with referrals to HUD-approved counseling agencies serving western NC counties including Mitchell.
NCHFA homeowner assistanceNC 211 Rent, Utility, and Emergency Financial Assistance
Statewide 211 referral service run by United Way of North Carolina for emergency rent, utility, food, and crisis-support resources available to Mitchell County residents.
NC 211 emergency assistance programsFree and Low-Cost Legal Aid
Legal Aid of North Carolina — Morganton Office
Regional Legal Aid office serving Alexander, Avery, Burke, Caldwell, Catawba, McDowell, Mitchell, Watauga, and Yancey county residents with housing, family law, consumer, and public-benefits disputes.
Legal Aid NC Morganton officePisgah Legal Services — Spruce Pine Office
Free civil legal aid for Mitchell and Yancey county residents. Over 40 years of service in western NC covering housing, domestic violence, bankruptcy, and consumer issues for low-income residents.
Pisgah Legal Services Spruce Pine officeNC Bar Association Lawyer Referral Service
Statewide lawyer referral service for homeowners who need private counsel in foreclosure, probate, bankruptcy, divorce, or title/lien disputes.
NC Bar lawyer referral serviceForeclosure Real Estate Agents in Bakersville
Chamiese Evans — Licensed Realtor
Specializing in helping Bakersville homeowners navigate foreclosure situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.
Visit listrobin.comInheritance
Inheritance Attorneys
Holmes & Holmes, Attorneys at Law
Estate planning and estate administration is one of the firm's primary focus areas. Holmes & Holmes has served Mitchell, Avery, Yancey, and surrounding counties since 2004 from downtown Spruce Pine.
Holmes & Holmes estate and probate servicesHockaday & Hockaday, PA (Daniel M. and Heather N. Hockaday)
General practice firm founded in 1991 in Burnsville. Both attorneys have 33+ years of experience and received "Distinguished" Martindale-Hubbell ratings in 2025. Practice areas include elder law, trust matters, and probate.
Hockaday & Hockaday probate and elder law servicesHousing Counseling and Foreclosure Prevention
HUD Housing Counselor Referral Line
Federal HUD counselor locator and hotline for Bakersville homeowners who need foreclosure-prevention counseling, loan-workout planning, and mortgage-servicing dispute help in Mitchell County.
Find a HUD-approved housing counselorNorth Carolina Housing Finance Agency Homeowner Help
State mortgage-delinquency and foreclosure-prevention guidance for North Carolina homeowners, with referrals to HUD-approved counseling agencies serving western NC counties including Mitchell.
NCHFA homeowner assistanceNC 211 Rent, Utility, and Emergency Financial Assistance
Statewide 211 referral service run by United Way of North Carolina for emergency rent, utility, food, and crisis-support resources available to Mitchell County residents.
NC 211 emergency assistance programsFree and Low-Cost Legal Aid
Legal Aid of North Carolina — Morganton Office
Regional Legal Aid office serving Alexander, Avery, Burke, Caldwell, Catawba, McDowell, Mitchell, Watauga, and Yancey county residents with housing, family law, consumer, and public-benefits disputes.
Legal Aid NC Morganton officePisgah Legal Services — Spruce Pine Office
Free civil legal aid for Mitchell and Yancey county residents. Over 40 years of service in western NC covering housing, domestic violence, bankruptcy, and consumer issues for low-income residents.
Pisgah Legal Services Spruce Pine officeNC Bar Association Lawyer Referral Service
Statewide lawyer referral service for homeowners who need private counsel in foreclosure, probate, bankruptcy, divorce, or title/lien disputes.
NC Bar lawyer referral serviceInheritance Real Estate Agents in Bakersville
Chamiese Evans — Licensed Realtor
Specializing in helping Bakersville homeowners navigate inheritance situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.
Visit listrobin.comDivorce
Divorce Attorneys
King Law Offices, PLLC (Spruce Pine)
Multi-office firm across NC, SC, and TN with a Spruce Pine location serving Mitchell County. Practice areas include family law, divorce, child custody, support, alimony, and domestic violence matters.
King Law Offices family law servicesHousing Counseling and Foreclosure Prevention
HUD Housing Counselor Referral Line
Federal HUD counselor locator and hotline for Bakersville homeowners who need foreclosure-prevention counseling, loan-workout planning, and mortgage-servicing dispute help in Mitchell County.
Find a HUD-approved housing counselorNorth Carolina Housing Finance Agency Homeowner Help
State mortgage-delinquency and foreclosure-prevention guidance for North Carolina homeowners, with referrals to HUD-approved counseling agencies serving western NC counties including Mitchell.
NCHFA homeowner assistanceNC 211 Rent, Utility, and Emergency Financial Assistance
Statewide 211 referral service run by United Way of North Carolina for emergency rent, utility, food, and crisis-support resources available to Mitchell County residents.
NC 211 emergency assistance programsFree and Low-Cost Legal Aid
Legal Aid of North Carolina — Morganton Office
Regional Legal Aid office serving Alexander, Avery, Burke, Caldwell, Catawba, McDowell, Mitchell, Watauga, and Yancey county residents with housing, family law, consumer, and public-benefits disputes.
Legal Aid NC Morganton officePisgah Legal Services — Spruce Pine Office
Free civil legal aid for Mitchell and Yancey county residents. Over 40 years of service in western NC covering housing, domestic violence, bankruptcy, and consumer issues for low-income residents.
Pisgah Legal Services Spruce Pine officeNC Bar Association Lawyer Referral Service
Statewide lawyer referral service for homeowners who need private counsel in foreclosure, probate, bankruptcy, divorce, or title/lien disputes.
NC Bar lawyer referral serviceDivorce Real Estate Agents in Bakersville
Chamiese Evans — Licensed Realtor
Specializing in helping Bakersville homeowners navigate divorce situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.
Visit listrobin.comRelocation
Relocation and Sale Attorneys
Holmes & Holmes, Attorneys at Law (Elizabeth L. Holmes)
Founded in 2004, Holmes & Holmes focuses on real estate transactions and estate administration. Elizabeth Holmes has 21+ years of experience and serves Mitchell, Avery, Yancey, and McDowell counties from the downtown Spruce Pine office.
Holmes & Holmes real estate servicesMichaelle Poore, PA (Lisa Michaelle Poore)
Civil law firm with offices in Mitchell County and Avery County. Practice areas include real estate closings, wills, trusts and estates, local government law, and civil litigation.
Michaelle Poore real estate servicesThe Law Office of William Bomar
William Bomar handles civil, criminal, and real estate matters in Spruce Pine. Past president of the Judicial District Bar with additional practice areas in estate planning and wills.
William Bomar real estate and civil servicesHousing Counseling and Foreclosure Prevention
HUD Housing Counselor Referral Line
Federal HUD counselor locator and hotline for Bakersville homeowners who need foreclosure-prevention counseling, loan-workout planning, and mortgage-servicing dispute help in Mitchell County.
Find a HUD-approved housing counselorNorth Carolina Housing Finance Agency Homeowner Help
State mortgage-delinquency and foreclosure-prevention guidance for North Carolina homeowners, with referrals to HUD-approved counseling agencies serving western NC counties including Mitchell.
NCHFA homeowner assistanceNC 211 Rent, Utility, and Emergency Financial Assistance
Statewide 211 referral service run by United Way of North Carolina for emergency rent, utility, food, and crisis-support resources available to Mitchell County residents.
NC 211 emergency assistance programsFree and Low-Cost Legal Aid
Legal Aid of North Carolina — Morganton Office
Regional Legal Aid office serving Alexander, Avery, Burke, Caldwell, Catawba, McDowell, Mitchell, Watauga, and Yancey county residents with housing, family law, consumer, and public-benefits disputes.
Legal Aid NC Morganton officePisgah Legal Services — Spruce Pine Office
Free civil legal aid for Mitchell and Yancey county residents. Over 40 years of service in western NC covering housing, domestic violence, bankruptcy, and consumer issues for low-income residents.
Pisgah Legal Services Spruce Pine officeNC Bar Association Lawyer Referral Service
Statewide lawyer referral service for homeowners who need private counsel in foreclosure, probate, bankruptcy, divorce, or title/lien disputes.
NC Bar lawyer referral serviceRelocation Real Estate Agents in Bakersville
Chamiese Evans — Licensed Realtor
Specializing in helping Bakersville homeowners navigate relocation situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.
Visit listrobin.comTax Liens
Tax and Debt Attorneys
Mosley Law Firm, P.C. (Robert Todd Mosley)
Solo bankruptcy practitioner focusing exclusively on Chapter 7 and Chapter 13 filings. Serves all of western North Carolina including Mitchell County from the Asheville office in the Western District.
(828) 412-870053 S. French Broad Avenue, Suite 301, Asheville, NC 28801
Mosley Law Firm bankruptcy servicesHousing Counseling and Foreclosure Prevention
HUD Housing Counselor Referral Line
Federal HUD counselor locator and hotline for Bakersville homeowners who need foreclosure-prevention counseling, loan-workout planning, and mortgage-servicing dispute help in Mitchell County.
Find a HUD-approved housing counselorNorth Carolina Housing Finance Agency Homeowner Help
State mortgage-delinquency and foreclosure-prevention guidance for North Carolina homeowners, with referrals to HUD-approved counseling agencies serving western NC counties including Mitchell.
NCHFA homeowner assistanceNC 211 Rent, Utility, and Emergency Financial Assistance
Statewide 211 referral service run by United Way of North Carolina for emergency rent, utility, food, and crisis-support resources available to Mitchell County residents.
NC 211 emergency assistance programsFree and Low-Cost Legal Aid
Legal Aid of North Carolina — Morganton Office
Regional Legal Aid office serving Alexander, Avery, Burke, Caldwell, Catawba, McDowell, Mitchell, Watauga, and Yancey county residents with housing, family law, consumer, and public-benefits disputes.
Legal Aid NC Morganton officePisgah Legal Services — Spruce Pine Office
Free civil legal aid for Mitchell and Yancey county residents. Over 40 years of service in western NC covering housing, domestic violence, bankruptcy, and consumer issues for low-income residents.
Pisgah Legal Services Spruce Pine officeNC Bar Association Lawyer Referral Service
Statewide lawyer referral service for homeowners who need private counsel in foreclosure, probate, bankruptcy, divorce, or title/lien disputes.
NC Bar lawyer referral serviceTax Liens Real Estate Agents in Bakersville
Chamiese Evans — Licensed Realtor
Specializing in helping Bakersville homeowners navigate tax liens situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.
Visit listrobin.comProbate
Probate Attorneys
Holmes & Holmes, Attorneys at Law
Estate planning and estate administration is one of the firm's primary focus areas. Holmes & Holmes has served Mitchell, Avery, Yancey, and surrounding counties since 2004 from downtown Spruce Pine.
Holmes & Holmes estate and probate servicesHockaday & Hockaday, PA (Daniel M. and Heather N. Hockaday)
General practice firm founded in 1991 in Burnsville. Both attorneys have 33+ years of experience and received "Distinguished" Martindale-Hubbell ratings in 2025. Practice areas include elder law, trust matters, and probate.
Hockaday & Hockaday probate and elder law servicesHousing Counseling and Foreclosure Prevention
HUD Housing Counselor Referral Line
Federal HUD counselor locator and hotline for Bakersville homeowners who need foreclosure-prevention counseling, loan-workout planning, and mortgage-servicing dispute help in Mitchell County.
Find a HUD-approved housing counselorNorth Carolina Housing Finance Agency Homeowner Help
State mortgage-delinquency and foreclosure-prevention guidance for North Carolina homeowners, with referrals to HUD-approved counseling agencies serving western NC counties including Mitchell.
NCHFA homeowner assistanceNC 211 Rent, Utility, and Emergency Financial Assistance
Statewide 211 referral service run by United Way of North Carolina for emergency rent, utility, food, and crisis-support resources available to Mitchell County residents.
NC 211 emergency assistance programsFree and Low-Cost Legal Aid
Legal Aid of North Carolina — Morganton Office
Regional Legal Aid office serving Alexander, Avery, Burke, Caldwell, Catawba, McDowell, Mitchell, Watauga, and Yancey county residents with housing, family law, consumer, and public-benefits disputes.
Legal Aid NC Morganton officePisgah Legal Services — Spruce Pine Office
Free civil legal aid for Mitchell and Yancey county residents. Over 40 years of service in western NC covering housing, domestic violence, bankruptcy, and consumer issues for low-income residents.
Pisgah Legal Services Spruce Pine officeNC Bar Association Lawyer Referral Service
Statewide lawyer referral service for homeowners who need private counsel in foreclosure, probate, bankruptcy, divorce, or title/lien disputes.
NC Bar lawyer referral serviceProbate Real Estate Agents in Bakersville
Chamiese Evans — Licensed Realtor
Specializing in helping Bakersville homeowners navigate probate situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.
Visit listrobin.comBankruptcy
Bankruptcy Attorneys
Mosley Law Firm, P.C. (Robert Todd Mosley)
Solo bankruptcy practitioner focusing exclusively on Chapter 7 and Chapter 13 filings. Serves all of western North Carolina including Mitchell County from the Asheville office in the Western District.
(828) 412-870053 S. French Broad Avenue, Suite 301, Asheville, NC 28801
Mosley Law Firm bankruptcy servicesHousing Counseling and Foreclosure Prevention
HUD Housing Counselor Referral Line
Federal HUD counselor locator and hotline for Bakersville homeowners who need foreclosure-prevention counseling, loan-workout planning, and mortgage-servicing dispute help in Mitchell County.
Find a HUD-approved housing counselorNorth Carolina Housing Finance Agency Homeowner Help
State mortgage-delinquency and foreclosure-prevention guidance for North Carolina homeowners, with referrals to HUD-approved counseling agencies serving western NC counties including Mitchell.
NCHFA homeowner assistanceNC 211 Rent, Utility, and Emergency Financial Assistance
Statewide 211 referral service run by United Way of North Carolina for emergency rent, utility, food, and crisis-support resources available to Mitchell County residents.
NC 211 emergency assistance programsFree and Low-Cost Legal Aid
Legal Aid of North Carolina — Morganton Office
Regional Legal Aid office serving Alexander, Avery, Burke, Caldwell, Catawba, McDowell, Mitchell, Watauga, and Yancey county residents with housing, family law, consumer, and public-benefits disputes.
Legal Aid NC Morganton officePisgah Legal Services — Spruce Pine Office
Free civil legal aid for Mitchell and Yancey county residents. Over 40 years of service in western NC covering housing, domestic violence, bankruptcy, and consumer issues for low-income residents.
Pisgah Legal Services Spruce Pine officeNC Bar Association Lawyer Referral Service
Statewide lawyer referral service for homeowners who need private counsel in foreclosure, probate, bankruptcy, divorce, or title/lien disputes.
NC Bar lawyer referral serviceBankruptcy Real Estate Agents in Bakersville
Chamiese Evans — Licensed Realtor
Specializing in helping Bakersville homeowners navigate bankruptcy situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.
Visit listrobin.comCode Violations
Code and Property Attorneys
Holmes & Holmes, Attorneys at Law (Elizabeth L. Holmes)
Founded in 2004, Holmes & Holmes focuses on real estate transactions and estate administration. Elizabeth Holmes has 21+ years of experience and serves Mitchell, Avery, Yancey, and McDowell counties from the downtown Spruce Pine office.
Holmes & Holmes real estate servicesMichaelle Poore, PA (Lisa Michaelle Poore)
Civil law firm with offices in Mitchell County and Avery County. Practice areas include real estate closings, wills, trusts and estates, local government law, and civil litigation.
Michaelle Poore real estate servicesThe Law Office of William Bomar
William Bomar handles civil, criminal, and real estate matters in Spruce Pine. Past president of the Judicial District Bar with additional practice areas in estate planning and wills.
William Bomar real estate and civil servicesHousing Counseling and Foreclosure Prevention
HUD Housing Counselor Referral Line
Federal HUD counselor locator and hotline for Bakersville homeowners who need foreclosure-prevention counseling, loan-workout planning, and mortgage-servicing dispute help in Mitchell County.
Find a HUD-approved housing counselorNorth Carolina Housing Finance Agency Homeowner Help
State mortgage-delinquency and foreclosure-prevention guidance for North Carolina homeowners, with referrals to HUD-approved counseling agencies serving western NC counties including Mitchell.
NCHFA homeowner assistanceNC 211 Rent, Utility, and Emergency Financial Assistance
Statewide 211 referral service run by United Way of North Carolina for emergency rent, utility, food, and crisis-support resources available to Mitchell County residents.
NC 211 emergency assistance programsFree and Low-Cost Legal Aid
Legal Aid of North Carolina — Morganton Office
Regional Legal Aid office serving Alexander, Avery, Burke, Caldwell, Catawba, McDowell, Mitchell, Watauga, and Yancey county residents with housing, family law, consumer, and public-benefits disputes.
Legal Aid NC Morganton officePisgah Legal Services — Spruce Pine Office
Free civil legal aid for Mitchell and Yancey county residents. Over 40 years of service in western NC covering housing, domestic violence, bankruptcy, and consumer issues for low-income residents.
Pisgah Legal Services Spruce Pine officeNC Bar Association Lawyer Referral Service
Statewide lawyer referral service for homeowners who need private counsel in foreclosure, probate, bankruptcy, divorce, or title/lien disputes.
NC Bar lawyer referral serviceCode Violations Real Estate Agents in Bakersville
Chamiese Evans — Licensed Realtor
Specializing in helping Bakersville homeowners navigate code violations situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.
Visit listrobin.comHOA Liens
HOA Attorneys
Holmes & Holmes, Attorneys at Law
Holmes & Holmes handles real estate and property-governance disputes from its Spruce Pine office, serving Mitchell County property owners with covenant-enforcement, lien, and land-use matters since 2004.
Holmes & Holmes real estate and HOA servicesHousing Counseling and Foreclosure Prevention
HUD Housing Counselor Referral Line
Federal HUD counselor locator and hotline for Bakersville homeowners who need foreclosure-prevention counseling, loan-workout planning, and mortgage-servicing dispute help in Mitchell County.
Find a HUD-approved housing counselorNorth Carolina Housing Finance Agency Homeowner Help
State mortgage-delinquency and foreclosure-prevention guidance for North Carolina homeowners, with referrals to HUD-approved counseling agencies serving western NC counties including Mitchell.
NCHFA homeowner assistanceNC 211 Rent, Utility, and Emergency Financial Assistance
Statewide 211 referral service run by United Way of North Carolina for emergency rent, utility, food, and crisis-support resources available to Mitchell County residents.
NC 211 emergency assistance programsFree and Low-Cost Legal Aid
Legal Aid of North Carolina — Morganton Office
Regional Legal Aid office serving Alexander, Avery, Burke, Caldwell, Catawba, McDowell, Mitchell, Watauga, and Yancey county residents with housing, family law, consumer, and public-benefits disputes.
Legal Aid NC Morganton officePisgah Legal Services — Spruce Pine Office
Free civil legal aid for Mitchell and Yancey county residents. Over 40 years of service in western NC covering housing, domestic violence, bankruptcy, and consumer issues for low-income residents.
Pisgah Legal Services Spruce Pine officeNC Bar Association Lawyer Referral Service
Statewide lawyer referral service for homeowners who need private counsel in foreclosure, probate, bankruptcy, divorce, or title/lien disputes.
NC Bar lawyer referral serviceHOA Liens Real Estate Agents in Bakersville
Chamiese Evans — Licensed Realtor
Specializing in helping Bakersville homeowners navigate hoa liens situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.
Visit listrobin.comFire / Storm Damage
Property Damage Attorneys
Holmes & Holmes, Attorneys at Law (Elizabeth L. Holmes)
Founded in 2004, Holmes & Holmes focuses on real estate transactions and estate administration. Elizabeth Holmes has 21+ years of experience and serves Mitchell, Avery, Yancey, and McDowell counties from the downtown Spruce Pine office.
Holmes & Holmes real estate servicesMichaelle Poore, PA (Lisa Michaelle Poore)
Civil law firm with offices in Mitchell County and Avery County. Practice areas include real estate closings, wills, trusts and estates, local government law, and civil litigation.
Michaelle Poore real estate servicesThe Law Office of William Bomar
William Bomar handles civil, criminal, and real estate matters in Spruce Pine. Past president of the Judicial District Bar with additional practice areas in estate planning and wills.
William Bomar real estate and civil servicesHousing Counseling and Foreclosure Prevention
HUD Housing Counselor Referral Line
Federal HUD counselor locator and hotline for Bakersville homeowners who need foreclosure-prevention counseling, loan-workout planning, and mortgage-servicing dispute help in Mitchell County.
Find a HUD-approved housing counselorNorth Carolina Housing Finance Agency Homeowner Help
State mortgage-delinquency and foreclosure-prevention guidance for North Carolina homeowners, with referrals to HUD-approved counseling agencies serving western NC counties including Mitchell.
NCHFA homeowner assistanceNC 211 Rent, Utility, and Emergency Financial Assistance
Statewide 211 referral service run by United Way of North Carolina for emergency rent, utility, food, and crisis-support resources available to Mitchell County residents.
NC 211 emergency assistance programsFree and Low-Cost Legal Aid
Legal Aid of North Carolina — Morganton Office
Regional Legal Aid office serving Alexander, Avery, Burke, Caldwell, Catawba, McDowell, Mitchell, Watauga, and Yancey county residents with housing, family law, consumer, and public-benefits disputes.
Legal Aid NC Morganton officePisgah Legal Services — Spruce Pine Office
Free civil legal aid for Mitchell and Yancey county residents. Over 40 years of service in western NC covering housing, domestic violence, bankruptcy, and consumer issues for low-income residents.
Pisgah Legal Services Spruce Pine officeNC Bar Association Lawyer Referral Service
Statewide lawyer referral service for homeowners who need private counsel in foreclosure, probate, bankruptcy, divorce, or title/lien disputes.
NC Bar lawyer referral serviceFire / Storm Damage Real Estate Agents in Bakersville
Chamiese Evans — Licensed Realtor
Specializing in helping Bakersville homeowners navigate fire / storm damage situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.
Visit listrobin.comVacant Property
Vacant Property Attorneys
Holmes & Holmes, Attorneys at Law
Holmes & Holmes handles real estate and property-governance disputes from its Spruce Pine office, serving Mitchell County property owners with covenant-enforcement, lien, and land-use matters since 2004.
Holmes & Holmes real estate and HOA servicesHousing Counseling and Foreclosure Prevention
HUD Housing Counselor Referral Line
Federal HUD counselor locator and hotline for Bakersville homeowners who need foreclosure-prevention counseling, loan-workout planning, and mortgage-servicing dispute help in Mitchell County.
Find a HUD-approved housing counselorNorth Carolina Housing Finance Agency Homeowner Help
State mortgage-delinquency and foreclosure-prevention guidance for North Carolina homeowners, with referrals to HUD-approved counseling agencies serving western NC counties including Mitchell.
NCHFA homeowner assistanceNC 211 Rent, Utility, and Emergency Financial Assistance
Statewide 211 referral service run by United Way of North Carolina for emergency rent, utility, food, and crisis-support resources available to Mitchell County residents.
NC 211 emergency assistance programsFree and Low-Cost Legal Aid
Legal Aid of North Carolina — Morganton Office
Regional Legal Aid office serving Alexander, Avery, Burke, Caldwell, Catawba, McDowell, Mitchell, Watauga, and Yancey county residents with housing, family law, consumer, and public-benefits disputes.
Legal Aid NC Morganton officePisgah Legal Services — Spruce Pine Office
Free civil legal aid for Mitchell and Yancey county residents. Over 40 years of service in western NC covering housing, domestic violence, bankruptcy, and consumer issues for low-income residents.
Pisgah Legal Services Spruce Pine officeNC Bar Association Lawyer Referral Service
Statewide lawyer referral service for homeowners who need private counsel in foreclosure, probate, bankruptcy, divorce, or title/lien disputes.
NC Bar lawyer referral serviceVacant Property Real Estate Agents in Bakersville
Chamiese Evans — Licensed Realtor
Specializing in helping Bakersville homeowners navigate vacant property situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.
Visit listrobin.comMilitary PCS
Military PCS Attorneys
Holmes & Holmes, Attorneys at Law (Elizabeth L. Holmes)
Founded in 2004, Holmes & Holmes focuses on real estate transactions and estate administration. Elizabeth Holmes has 21+ years of experience and serves Mitchell, Avery, Yancey, and McDowell counties from the downtown Spruce Pine office.
Holmes & Holmes real estate servicesMichaelle Poore, PA (Lisa Michaelle Poore)
Civil law firm with offices in Mitchell County and Avery County. Practice areas include real estate closings, wills, trusts and estates, local government law, and civil litigation.
Michaelle Poore real estate servicesThe Law Office of William Bomar
William Bomar handles civil, criminal, and real estate matters in Spruce Pine. Past president of the Judicial District Bar with additional practice areas in estate planning and wills.
William Bomar real estate and civil servicesHousing Counseling and Foreclosure Prevention
HUD Housing Counselor Referral Line
Federal HUD counselor locator and hotline for Bakersville homeowners who need foreclosure-prevention counseling, loan-workout planning, and mortgage-servicing dispute help in Mitchell County.
Find a HUD-approved housing counselorNorth Carolina Housing Finance Agency Homeowner Help
State mortgage-delinquency and foreclosure-prevention guidance for North Carolina homeowners, with referrals to HUD-approved counseling agencies serving western NC counties including Mitchell.
NCHFA homeowner assistanceNC 211 Rent, Utility, and Emergency Financial Assistance
Statewide 211 referral service run by United Way of North Carolina for emergency rent, utility, food, and crisis-support resources available to Mitchell County residents.
NC 211 emergency assistance programsFree and Low-Cost Legal Aid
Legal Aid of North Carolina — Morganton Office
Regional Legal Aid office serving Alexander, Avery, Burke, Caldwell, Catawba, McDowell, Mitchell, Watauga, and Yancey county residents with housing, family law, consumer, and public-benefits disputes.
Legal Aid NC Morganton officePisgah Legal Services — Spruce Pine Office
Free civil legal aid for Mitchell and Yancey county residents. Over 40 years of service in western NC covering housing, domestic violence, bankruptcy, and consumer issues for low-income residents.
Pisgah Legal Services Spruce Pine officeNC Bar Association Lawyer Referral Service
Statewide lawyer referral service for homeowners who need private counsel in foreclosure, probate, bankruptcy, divorce, or title/lien disputes.
NC Bar lawyer referral serviceMilitary PCS Real Estate Agents in Bakersville
Chamiese Evans — Licensed Realtor
Specializing in helping Bakersville homeowners navigate military pcs situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.
Visit listrobin.comUnderwater Mortgage
Underwater Mortgage Attorneys
Holmes & Holmes, Attorneys at Law (Elizabeth L. Holmes)
Founded in 2004, Holmes & Holmes focuses on real estate transactions and estate administration. Elizabeth Holmes has 21+ years of experience and serves Mitchell, Avery, Yancey, and McDowell counties from the downtown Spruce Pine office.
Holmes & Holmes real estate servicesMichaelle Poore, PA (Lisa Michaelle Poore)
Civil law firm with offices in Mitchell County and Avery County. Practice areas include real estate closings, wills, trusts and estates, local government law, and civil litigation.
Michaelle Poore real estate servicesThe Law Office of William Bomar
William Bomar handles civil, criminal, and real estate matters in Spruce Pine. Past president of the Judicial District Bar with additional practice areas in estate planning and wills.
William Bomar real estate and civil servicesHousing Counseling and Foreclosure Prevention
HUD Housing Counselor Referral Line
Federal HUD counselor locator and hotline for Bakersville homeowners who need foreclosure-prevention counseling, loan-workout planning, and mortgage-servicing dispute help in Mitchell County.
Find a HUD-approved housing counselorNorth Carolina Housing Finance Agency Homeowner Help
State mortgage-delinquency and foreclosure-prevention guidance for North Carolina homeowners, with referrals to HUD-approved counseling agencies serving western NC counties including Mitchell.
NCHFA homeowner assistanceNC 211 Rent, Utility, and Emergency Financial Assistance
Statewide 211 referral service run by United Way of North Carolina for emergency rent, utility, food, and crisis-support resources available to Mitchell County residents.
NC 211 emergency assistance programsFree and Low-Cost Legal Aid
Legal Aid of North Carolina — Morganton Office
Regional Legal Aid office serving Alexander, Avery, Burke, Caldwell, Catawba, McDowell, Mitchell, Watauga, and Yancey county residents with housing, family law, consumer, and public-benefits disputes.
Legal Aid NC Morganton officePisgah Legal Services — Spruce Pine Office
Free civil legal aid for Mitchell and Yancey county residents. Over 40 years of service in western NC covering housing, domestic violence, bankruptcy, and consumer issues for low-income residents.
Pisgah Legal Services Spruce Pine officeNC Bar Association Lawyer Referral Service
Statewide lawyer referral service for homeowners who need private counsel in foreclosure, probate, bankruptcy, divorce, or title/lien disputes.
NC Bar lawyer referral serviceUnderwater Mortgage Real Estate Agents in Bakersville
Chamiese Evans — Licensed Realtor
Specializing in helping Bakersville homeowners navigate underwater mortgage situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.
Visit listrobin.comJob Loss
Job Loss and Debt Attorneys
Mosley Law Firm, P.C. (Robert Todd Mosley)
Solo bankruptcy practitioner focusing exclusively on Chapter 7 and Chapter 13 filings. Serves all of western North Carolina including Mitchell County from the Asheville office in the Western District.
(828) 412-870053 S. French Broad Avenue, Suite 301, Asheville, NC 28801
Mosley Law Firm bankruptcy servicesHousing Counseling and Foreclosure Prevention
HUD Housing Counselor Referral Line
Federal HUD counselor locator and hotline for Bakersville homeowners who need foreclosure-prevention counseling, loan-workout planning, and mortgage-servicing dispute help in Mitchell County.
Find a HUD-approved housing counselorNorth Carolina Housing Finance Agency Homeowner Help
State mortgage-delinquency and foreclosure-prevention guidance for North Carolina homeowners, with referrals to HUD-approved counseling agencies serving western NC counties including Mitchell.
NCHFA homeowner assistanceNC 211 Rent, Utility, and Emergency Financial Assistance
Statewide 211 referral service run by United Way of North Carolina for emergency rent, utility, food, and crisis-support resources available to Mitchell County residents.
NC 211 emergency assistance programsFree and Low-Cost Legal Aid
Legal Aid of North Carolina — Morganton Office
Regional Legal Aid office serving Alexander, Avery, Burke, Caldwell, Catawba, McDowell, Mitchell, Watauga, and Yancey county residents with housing, family law, consumer, and public-benefits disputes.
Legal Aid NC Morganton officePisgah Legal Services — Spruce Pine Office
Free civil legal aid for Mitchell and Yancey county residents. Over 40 years of service in western NC covering housing, domestic violence, bankruptcy, and consumer issues for low-income residents.
Pisgah Legal Services Spruce Pine officeNC Bar Association Lawyer Referral Service
Statewide lawyer referral service for homeowners who need private counsel in foreclosure, probate, bankruptcy, divorce, or title/lien disputes.
NC Bar lawyer referral serviceJob Loss Real Estate Agents in Bakersville
Chamiese Evans — Licensed Realtor
Specializing in helping Bakersville homeowners navigate job loss situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.
Visit listrobin.comMedical Hardship
Medical Hardship Attorneys
Mosley Law Firm, P.C. (Robert Todd Mosley)
Solo bankruptcy practitioner focusing exclusively on Chapter 7 and Chapter 13 filings. Serves all of western North Carolina including Mitchell County from the Asheville office in the Western District.
(828) 412-870053 S. French Broad Avenue, Suite 301, Asheville, NC 28801
Mosley Law Firm bankruptcy servicesHousing Counseling and Foreclosure Prevention
HUD Housing Counselor Referral Line
Federal HUD counselor locator and hotline for Bakersville homeowners who need foreclosure-prevention counseling, loan-workout planning, and mortgage-servicing dispute help in Mitchell County.
Find a HUD-approved housing counselorNorth Carolina Housing Finance Agency Homeowner Help
State mortgage-delinquency and foreclosure-prevention guidance for North Carolina homeowners, with referrals to HUD-approved counseling agencies serving western NC counties including Mitchell.
NCHFA homeowner assistanceNC 211 Rent, Utility, and Emergency Financial Assistance
Statewide 211 referral service run by United Way of North Carolina for emergency rent, utility, food, and crisis-support resources available to Mitchell County residents.
NC 211 emergency assistance programsFree and Low-Cost Legal Aid
Legal Aid of North Carolina — Morganton Office
Regional Legal Aid office serving Alexander, Avery, Burke, Caldwell, Catawba, McDowell, Mitchell, Watauga, and Yancey county residents with housing, family law, consumer, and public-benefits disputes.
Legal Aid NC Morganton officePisgah Legal Services — Spruce Pine Office
Free civil legal aid for Mitchell and Yancey county residents. Over 40 years of service in western NC covering housing, domestic violence, bankruptcy, and consumer issues for low-income residents.
Pisgah Legal Services Spruce Pine officeNC Bar Association Lawyer Referral Service
Statewide lawyer referral service for homeowners who need private counsel in foreclosure, probate, bankruptcy, divorce, or title/lien disputes.
NC Bar lawyer referral serviceMedical Hardship Real Estate Agents in Bakersville
Chamiese Evans — Licensed Realtor
Specializing in helping Bakersville homeowners navigate medical hardship situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.
Visit listrobin.comReverse Mortgage
Reverse Mortgage and Probate Attorneys
Holmes & Holmes, Attorneys at Law
Estate planning and estate administration is one of the firm's primary focus areas. Holmes & Holmes has served Mitchell, Avery, Yancey, and surrounding counties since 2004 from downtown Spruce Pine.
Holmes & Holmes estate and probate servicesHockaday & Hockaday, PA (Daniel M. and Heather N. Hockaday)
General practice firm founded in 1991 in Burnsville. Both attorneys have 33+ years of experience and received "Distinguished" Martindale-Hubbell ratings in 2025. Practice areas include elder law, trust matters, and probate.
Hockaday & Hockaday probate and elder law servicesHousing Counseling and Foreclosure Prevention
HUD Housing Counselor Referral Line
Federal HUD counselor locator and hotline for Bakersville homeowners who need foreclosure-prevention counseling, loan-workout planning, and mortgage-servicing dispute help in Mitchell County.
Find a HUD-approved housing counselorNorth Carolina Housing Finance Agency Homeowner Help
State mortgage-delinquency and foreclosure-prevention guidance for North Carolina homeowners, with referrals to HUD-approved counseling agencies serving western NC counties including Mitchell.
NCHFA homeowner assistanceNC 211 Rent, Utility, and Emergency Financial Assistance
Statewide 211 referral service run by United Way of North Carolina for emergency rent, utility, food, and crisis-support resources available to Mitchell County residents.
NC 211 emergency assistance programsFree and Low-Cost Legal Aid
Legal Aid of North Carolina — Morganton Office
Regional Legal Aid office serving Alexander, Avery, Burke, Caldwell, Catawba, McDowell, Mitchell, Watauga, and Yancey county residents with housing, family law, consumer, and public-benefits disputes.
Legal Aid NC Morganton officePisgah Legal Services — Spruce Pine Office
Free civil legal aid for Mitchell and Yancey county residents. Over 40 years of service in western NC covering housing, domestic violence, bankruptcy, and consumer issues for low-income residents.
Pisgah Legal Services Spruce Pine officeNC Bar Association Lawyer Referral Service
Statewide lawyer referral service for homeowners who need private counsel in foreclosure, probate, bankruptcy, divorce, or title/lien disputes.
NC Bar lawyer referral serviceReverse Mortgage Real Estate Agents in Bakersville
Chamiese Evans — Licensed Realtor
Specializing in helping Bakersville homeowners navigate reverse mortgage situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.
Visit listrobin.comIRS Tax Lien
IRS Lien and Debt Attorneys
Mosley Law Firm, P.C. (Robert Todd Mosley)
Solo bankruptcy practitioner focusing exclusively on Chapter 7 and Chapter 13 filings. Serves all of western North Carolina including Mitchell County from the Asheville office in the Western District.
(828) 412-870053 S. French Broad Avenue, Suite 301, Asheville, NC 28801
Mosley Law Firm bankruptcy servicesHousing Counseling and Foreclosure Prevention
HUD Housing Counselor Referral Line
Federal HUD counselor locator and hotline for Bakersville homeowners who need foreclosure-prevention counseling, loan-workout planning, and mortgage-servicing dispute help in Mitchell County.
Find a HUD-approved housing counselorNorth Carolina Housing Finance Agency Homeowner Help
State mortgage-delinquency and foreclosure-prevention guidance for North Carolina homeowners, with referrals to HUD-approved counseling agencies serving western NC counties including Mitchell.
NCHFA homeowner assistanceNC 211 Rent, Utility, and Emergency Financial Assistance
Statewide 211 referral service run by United Way of North Carolina for emergency rent, utility, food, and crisis-support resources available to Mitchell County residents.
NC 211 emergency assistance programsFree and Low-Cost Legal Aid
Legal Aid of North Carolina — Morganton Office
Regional Legal Aid office serving Alexander, Avery, Burke, Caldwell, Catawba, McDowell, Mitchell, Watauga, and Yancey county residents with housing, family law, consumer, and public-benefits disputes.
Legal Aid NC Morganton officePisgah Legal Services — Spruce Pine Office
Free civil legal aid for Mitchell and Yancey county residents. Over 40 years of service in western NC covering housing, domestic violence, bankruptcy, and consumer issues for low-income residents.
Pisgah Legal Services Spruce Pine officeNC Bar Association Lawyer Referral Service
Statewide lawyer referral service for homeowners who need private counsel in foreclosure, probate, bankruptcy, divorce, or title/lien disputes.
NC Bar lawyer referral serviceIRS Tax Lien Real Estate Agents in Bakersville
Chamiese Evans — Licensed Realtor
Specializing in helping Bakersville homeowners navigate irs tax lien situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.
Visit listrobin.comHELOC Default
HELOC Default Attorneys
Holmes & Holmes, Attorneys at Law (Elizabeth L. Holmes)
Founded in 2004, Holmes & Holmes focuses on real estate transactions and estate administration. Elizabeth Holmes has 21+ years of experience and serves Mitchell, Avery, Yancey, and McDowell counties from the downtown Spruce Pine office.
Holmes & Holmes real estate servicesMichaelle Poore, PA (Lisa Michaelle Poore)
Civil law firm with offices in Mitchell County and Avery County. Practice areas include real estate closings, wills, trusts and estates, local government law, and civil litigation.
Michaelle Poore real estate servicesThe Law Office of William Bomar
William Bomar handles civil, criminal, and real estate matters in Spruce Pine. Past president of the Judicial District Bar with additional practice areas in estate planning and wills.
William Bomar real estate and civil servicesHousing Counseling and Foreclosure Prevention
HUD Housing Counselor Referral Line
Federal HUD counselor locator and hotline for Bakersville homeowners who need foreclosure-prevention counseling, loan-workout planning, and mortgage-servicing dispute help in Mitchell County.
Find a HUD-approved housing counselorNorth Carolina Housing Finance Agency Homeowner Help
State mortgage-delinquency and foreclosure-prevention guidance for North Carolina homeowners, with referrals to HUD-approved counseling agencies serving western NC counties including Mitchell.
NCHFA homeowner assistanceNC 211 Rent, Utility, and Emergency Financial Assistance
Statewide 211 referral service run by United Way of North Carolina for emergency rent, utility, food, and crisis-support resources available to Mitchell County residents.
NC 211 emergency assistance programsFree and Low-Cost Legal Aid
Legal Aid of North Carolina — Morganton Office
Regional Legal Aid office serving Alexander, Avery, Burke, Caldwell, Catawba, McDowell, Mitchell, Watauga, and Yancey county residents with housing, family law, consumer, and public-benefits disputes.
Legal Aid NC Morganton officePisgah Legal Services — Spruce Pine Office
Free civil legal aid for Mitchell and Yancey county residents. Over 40 years of service in western NC covering housing, domestic violence, bankruptcy, and consumer issues for low-income residents.
Pisgah Legal Services Spruce Pine officeNC Bar Association Lawyer Referral Service
Statewide lawyer referral service for homeowners who need private counsel in foreclosure, probate, bankruptcy, divorce, or title/lien disputes.
NC Bar lawyer referral serviceHELOC Default Real Estate Agents in Bakersville
Chamiese Evans — Licensed Realtor
Specializing in helping Bakersville homeowners navigate heloc default situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.
Visit listrobin.comJudgment Lien
Judgment Lien Attorneys
Holmes & Holmes, Attorneys at Law (Elizabeth L. Holmes)
Founded in 2004, Holmes & Holmes focuses on real estate transactions and estate administration. Elizabeth Holmes has 21+ years of experience and serves Mitchell, Avery, Yancey, and McDowell counties from the downtown Spruce Pine office.
Holmes & Holmes real estate servicesMichaelle Poore, PA (Lisa Michaelle Poore)
Civil law firm with offices in Mitchell County and Avery County. Practice areas include real estate closings, wills, trusts and estates, local government law, and civil litigation.
Michaelle Poore real estate servicesThe Law Office of William Bomar
William Bomar handles civil, criminal, and real estate matters in Spruce Pine. Past president of the Judicial District Bar with additional practice areas in estate planning and wills.
William Bomar real estate and civil servicesHousing Counseling and Foreclosure Prevention
HUD Housing Counselor Referral Line
Federal HUD counselor locator and hotline for Bakersville homeowners who need foreclosure-prevention counseling, loan-workout planning, and mortgage-servicing dispute help in Mitchell County.
Find a HUD-approved housing counselorNorth Carolina Housing Finance Agency Homeowner Help
State mortgage-delinquency and foreclosure-prevention guidance for North Carolina homeowners, with referrals to HUD-approved counseling agencies serving western NC counties including Mitchell.
NCHFA homeowner assistanceNC 211 Rent, Utility, and Emergency Financial Assistance
Statewide 211 referral service run by United Way of North Carolina for emergency rent, utility, food, and crisis-support resources available to Mitchell County residents.
NC 211 emergency assistance programsFree and Low-Cost Legal Aid
Legal Aid of North Carolina — Morganton Office
Regional Legal Aid office serving Alexander, Avery, Burke, Caldwell, Catawba, McDowell, Mitchell, Watauga, and Yancey county residents with housing, family law, consumer, and public-benefits disputes.
Legal Aid NC Morganton officePisgah Legal Services — Spruce Pine Office
Free civil legal aid for Mitchell and Yancey county residents. Over 40 years of service in western NC covering housing, domestic violence, bankruptcy, and consumer issues for low-income residents.
Pisgah Legal Services Spruce Pine officeNC Bar Association Lawyer Referral Service
Statewide lawyer referral service for homeowners who need private counsel in foreclosure, probate, bankruptcy, divorce, or title/lien disputes.
NC Bar lawyer referral serviceJudgment Lien Real Estate Agents in Bakersville
Chamiese Evans — Licensed Realtor
Specializing in helping Bakersville homeowners navigate judgment lien situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.
Visit listrobin.comThinking about selling your Bakersville home?
Whichever situation brought you here, you have options — and you do not have to decide today. Start with the one that fits.
Your local real estate expert
Connect with a licensed Realtor who specializes in helping homeowners navigate homeowner situations in Bakersville, NC.
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Chamiese Evans
Licensed Realtor — NorthGroup Real Estate
Helping homeowners across the Carolinas find the right path forward — whether that means selling, negotiating, or exploring every option before making a decision.
Visit listrobin.comResearched by CC Evans, Marketing Analyst — RobinOffer
Last reviewed: February 2026
This directory is for informational purposes only. It does not constitute legal, financial, or tax advice. Confirm all options with licensed counsel or a qualified financial professional before signing any agreement.
Sources: NC General Statutes · HUD.gov · CFPB.gov
