Homeowners/Banner Elk, NC

Homeowner Resources in Banner Elk, NC

Local resources for homeowners in Banner Elk, NC dealing with foreclosure, probate, tax liens, bankruptcy, and other difficult situations. Real contacts, phone numbers, and next steps.

Verified local resources19 resource categoriesCurated by a licensed Realtor

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Resource categories for Banner Elk

Select a topic below to see local resources including government offices, attorneys, financial counselors, and nonprofit organizations.

Bankruptcy

Resources for homeowners in Chapter 7 or Chapter 13 bankruptcy who need to sell their home.

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Code Violations

Resources for homeowners facing code enforcement notices, building code violations, minimum housing standards, or condemnation.

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See open code cases and activity around any Banner Elk address

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Fire / Storm Damage

Resources for homeowners with property damaged by fire, hurricane, tornado, or flooding.

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Storm or fire damage? Get a cash offer, sold as-is

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Judgment Lien

Resources for homeowners with civil judgment liens — lien negotiation, homestead exemption, and selling with liens.

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More local resources in Banner Elk

Verified local contacts for other situations Banner Elk homeowners face — attorneys, government offices, and financial counselors, organized by topic.

Foreclosure

Foreclosure Attorneys

Deal Moseley di Santi Garrett & Martin, LLP

Established in 1974, one of the premier law firms in the High Country serving Watauga, Avery, Wilkes, and Caldwell Counties. Handles real estate transactions, foreclosures, easements, and property matters with over 50 years of experience.

(828) 263-4721

870 West King Street, Suite B, Boone, NC 28607

Deal Moseley real estate law

John M. Wright, Attorney at Law

Licensed in North Carolina since 1979, John Wright is a Banner Elk-based attorney with over 45 years of experience focused on commercial and residential real estate law. One of the few attorneys physically located in Banner Elk.

(828) 898-9761

139 Main Street East, Banner Elk, NC 28604

John Wright real estate law

Housing Counseling and Foreclosure Prevention

HUD Housing Counselor Referral Line

Federal HUD counselor locator and hotline for Banner Elk homeowners who need foreclosure-prevention counseling, loan-workout planning, and loss-mitigation guidance in Avery County.

Find a HUD-approved housing counselor

North Carolina Housing Finance Agency Homeowner Help

State mortgage-delinquency and foreclosure-prevention guidance for North Carolina homeowners, with referrals to HUD-approved counseling agencies serving Avery County.

NCHFA homeowner assistance

Free and Low-Cost Legal Aid

Pisgah Legal Services — Newland Office

Non-profit legal aid serving low-income residents in Avery County and 10 other WNC counties. Provides free legal assistance including housing, bankruptcy, and consumer matters through the Mountain Area Volunteer Lawyers program.

(828) 253-0406

723 Cranberry Street, Newland, NC 28657

Pisgah Legal Services

NC Bar Association Lawyer Referral Service

Statewide lawyer referral service for Banner Elk homeowners who need private counsel in foreclosure, probate, bankruptcy, divorce, or title/lien disputes in Avery County.

NC Bar lawyer referral service

Foreclosure Real Estate Agents in Banner Elk

Chamiese Evans — Licensed Realtor

Specializing in helping Banner Elk homeowners navigate foreclosure situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.

Visit listrobin.com
Inheritance

Inheritance Attorneys

Eggers, Eggers, Eggers & Eggers, PLLC

Founded in 1950, the oldest and longest-serving law firm in Boone with over 70 years of continuous service to the High Country. Practice includes estates, wills, trusts, guardianship, and probate. Multiple generations of the Eggers family in law practice.

(828) 264-3601

737 West King Street, Boone, NC 28607

Eggers Law estate planning

Gerald R. McKinney, P.A.

Long-established Avery County general practice attorney based in Newland with a satellite office in Banner Elk. Handles probate, estates, real estate, civil litigation, and mediation. One of the few attorneys actually based in Avery County.

(828) 733-5199

499 Sokassa Road, Newland, NC 28657

Gerald McKinney estate law

Housing Counseling and Foreclosure Prevention

HUD Housing Counselor Referral Line

Federal HUD counselor locator and hotline for Banner Elk homeowners who need foreclosure-prevention counseling, loan-workout planning, and loss-mitigation guidance in Avery County.

Find a HUD-approved housing counselor

North Carolina Housing Finance Agency Homeowner Help

State mortgage-delinquency and foreclosure-prevention guidance for North Carolina homeowners, with referrals to HUD-approved counseling agencies serving Avery County.

NCHFA homeowner assistance

Free and Low-Cost Legal Aid

Pisgah Legal Services — Newland Office

Non-profit legal aid serving low-income residents in Avery County and 10 other WNC counties. Provides free legal assistance including housing, bankruptcy, and consumer matters through the Mountain Area Volunteer Lawyers program.

(828) 253-0406

723 Cranberry Street, Newland, NC 28657

Pisgah Legal Services

NC Bar Association Lawyer Referral Service

Statewide lawyer referral service for Banner Elk homeowners who need private counsel in foreclosure, probate, bankruptcy, divorce, or title/lien disputes in Avery County.

NC Bar lawyer referral service

Inheritance Real Estate Agents in Banner Elk

Chamiese Evans — Licensed Realtor

Specializing in helping Banner Elk homeowners navigate inheritance situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.

Visit listrobin.com

Get a no-obligation cash offer on the inherited Banner Elk home

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Relocation

Relocation and Sale Attorneys

Deal Moseley di Santi Garrett & Martin, LLP

Established in 1974, one of the premier law firms in the High Country serving Watauga, Avery, Wilkes, and Caldwell Counties. Handles real estate transactions, foreclosures, easements, and property matters with over 50 years of experience.

(828) 263-4721

870 West King Street, Suite B, Boone, NC 28607

Deal Moseley real estate law

John M. Wright, Attorney at Law

Licensed in North Carolina since 1979, John Wright is a Banner Elk-based attorney with over 45 years of experience focused on commercial and residential real estate law. One of the few attorneys physically located in Banner Elk.

(828) 898-9761

139 Main Street East, Banner Elk, NC 28604

John Wright real estate law

Housing Counseling and Foreclosure Prevention

HUD Housing Counselor Referral Line

Federal HUD counselor locator and hotline for Banner Elk homeowners who need foreclosure-prevention counseling, loan-workout planning, and loss-mitigation guidance in Avery County.

Find a HUD-approved housing counselor

North Carolina Housing Finance Agency Homeowner Help

State mortgage-delinquency and foreclosure-prevention guidance for North Carolina homeowners, with referrals to HUD-approved counseling agencies serving Avery County.

NCHFA homeowner assistance

Free and Low-Cost Legal Aid

Pisgah Legal Services — Newland Office

Non-profit legal aid serving low-income residents in Avery County and 10 other WNC counties. Provides free legal assistance including housing, bankruptcy, and consumer matters through the Mountain Area Volunteer Lawyers program.

(828) 253-0406

723 Cranberry Street, Newland, NC 28657

Pisgah Legal Services

NC Bar Association Lawyer Referral Service

Statewide lawyer referral service for Banner Elk homeowners who need private counsel in foreclosure, probate, bankruptcy, divorce, or title/lien disputes in Avery County.

NC Bar lawyer referral service

Relocation Real Estate Agents in Banner Elk

Chamiese Evans — Licensed Realtor

Specializing in helping Banner Elk homeowners navigate relocation situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.

Visit listrobin.com

Relocating from Banner Elk? Sell fast with a cash offer

Get my cash offer
Tax Liens

Tax and Debt Attorneys

Vujovic Law

Attorney Rod Vujovic has 30+ years of experience devoted 100% to consumer bankruptcy representation and debt relief options. Serves the High Country including Avery County from the Boone office. One of the most established bankruptcy-only practices in western NC.

(828) 262-0500

184 Realty Row, Suite 2, Boone, NC 28607

Vujovic Law bankruptcy practice

Housing Counseling and Foreclosure Prevention

HUD Housing Counselor Referral Line

Federal HUD counselor locator and hotline for Banner Elk homeowners who need foreclosure-prevention counseling, loan-workout planning, and loss-mitigation guidance in Avery County.

Find a HUD-approved housing counselor

North Carolina Housing Finance Agency Homeowner Help

State mortgage-delinquency and foreclosure-prevention guidance for North Carolina homeowners, with referrals to HUD-approved counseling agencies serving Avery County.

NCHFA homeowner assistance

Free and Low-Cost Legal Aid

Pisgah Legal Services — Newland Office

Non-profit legal aid serving low-income residents in Avery County and 10 other WNC counties. Provides free legal assistance including housing, bankruptcy, and consumer matters through the Mountain Area Volunteer Lawyers program.

(828) 253-0406

723 Cranberry Street, Newland, NC 28657

Pisgah Legal Services

NC Bar Association Lawyer Referral Service

Statewide lawyer referral service for Banner Elk homeowners who need private counsel in foreclosure, probate, bankruptcy, divorce, or title/lien disputes in Avery County.

NC Bar lawyer referral service

Tax Liens Real Estate Agents in Banner Elk

Chamiese Evans — Licensed Realtor

Specializing in helping Banner Elk homeowners navigate tax liens situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.

Visit listrobin.com
Military PCS

Military PCS Attorneys

Deirdre A. Farrington, Esq.

Family law attorney and NCDRC-certified family financial mediator with 20+ years of experience. Accepts cases in Watauga, Avery, Ashe, Alleghany, Mitchell, and Yancey Counties. Focuses exclusively on divorce, child custody, child support, and equitable distribution.

(828) 865-0376

890 West King Street, Suite 108, Boone, NC 28607

Farrington Law family law

Clement Law Office

Serving the High Country of northwest North Carolina for over 40 years. Handles family law, divorce, child custody, child support, and equitable distribution along with criminal defense and personal injury.

(828) 264-6411

756 West King Street, Boone, NC 28607

Clement Law family law

Housing Counseling and Foreclosure Prevention

HUD Housing Counselor Referral Line

Federal HUD counselor locator and hotline for Banner Elk homeowners who need foreclosure-prevention counseling, loan-workout planning, and loss-mitigation guidance in Avery County.

Find a HUD-approved housing counselor

North Carolina Housing Finance Agency Homeowner Help

State mortgage-delinquency and foreclosure-prevention guidance for North Carolina homeowners, with referrals to HUD-approved counseling agencies serving Avery County.

NCHFA homeowner assistance

Free and Low-Cost Legal Aid

Pisgah Legal Services — Newland Office

Non-profit legal aid serving low-income residents in Avery County and 10 other WNC counties. Provides free legal assistance including housing, bankruptcy, and consumer matters through the Mountain Area Volunteer Lawyers program.

(828) 253-0406

723 Cranberry Street, Newland, NC 28657

Pisgah Legal Services

NC Bar Association Lawyer Referral Service

Statewide lawyer referral service for Banner Elk homeowners who need private counsel in foreclosure, probate, bankruptcy, divorce, or title/lien disputes in Avery County.

NC Bar lawyer referral service

Military PCS Real Estate Agents in Banner Elk

Chamiese Evans — Licensed Realtor

Specializing in helping Banner Elk homeowners navigate military pcs situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.

Visit listrobin.com

PCS orders and a home to sell fast? See your cash offer

Get my cash offer
Underwater Mortgage

Underwater Mortgage Attorneys

Deal Moseley di Santi Garrett & Martin, LLP

Established in 1974, one of the premier law firms in the High Country serving Watauga, Avery, Wilkes, and Caldwell Counties. Handles real estate transactions, foreclosures, easements, and property matters with over 50 years of experience.

(828) 263-4721

870 West King Street, Suite B, Boone, NC 28607

Deal Moseley real estate law

John M. Wright, Attorney at Law

Licensed in North Carolina since 1979, John Wright is a Banner Elk-based attorney with over 45 years of experience focused on commercial and residential real estate law. One of the few attorneys physically located in Banner Elk.

(828) 898-9761

139 Main Street East, Banner Elk, NC 28604

John Wright real estate law

Housing Counseling and Foreclosure Prevention

HUD Housing Counselor Referral Line

Federal HUD counselor locator and hotline for Banner Elk homeowners who need foreclosure-prevention counseling, loan-workout planning, and loss-mitigation guidance in Avery County.

Find a HUD-approved housing counselor

North Carolina Housing Finance Agency Homeowner Help

State mortgage-delinquency and foreclosure-prevention guidance for North Carolina homeowners, with referrals to HUD-approved counseling agencies serving Avery County.

NCHFA homeowner assistance

Free and Low-Cost Legal Aid

Pisgah Legal Services — Newland Office

Non-profit legal aid serving low-income residents in Avery County and 10 other WNC counties. Provides free legal assistance including housing, bankruptcy, and consumer matters through the Mountain Area Volunteer Lawyers program.

(828) 253-0406

723 Cranberry Street, Newland, NC 28657

Pisgah Legal Services

NC Bar Association Lawyer Referral Service

Statewide lawyer referral service for Banner Elk homeowners who need private counsel in foreclosure, probate, bankruptcy, divorce, or title/lien disputes in Avery County.

NC Bar lawyer referral service

Underwater Mortgage Real Estate Agents in Banner Elk

Chamiese Evans — Licensed Realtor

Specializing in helping Banner Elk homeowners navigate underwater mortgage situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.

Visit listrobin.com

Underwater — or do you actually have equity? Find out free

See my home value
Job Loss

Job Loss and Debt Attorneys

Vujovic Law

Attorney Rod Vujovic has 30+ years of experience devoted 100% to consumer bankruptcy representation and debt relief options. Serves the High Country including Avery County from the Boone office. One of the most established bankruptcy-only practices in western NC.

(828) 262-0500

184 Realty Row, Suite 2, Boone, NC 28607

Vujovic Law bankruptcy practice

Housing Counseling and Foreclosure Prevention

HUD Housing Counselor Referral Line

Federal HUD counselor locator and hotline for Banner Elk homeowners who need foreclosure-prevention counseling, loan-workout planning, and loss-mitigation guidance in Avery County.

Find a HUD-approved housing counselor

North Carolina Housing Finance Agency Homeowner Help

State mortgage-delinquency and foreclosure-prevention guidance for North Carolina homeowners, with referrals to HUD-approved counseling agencies serving Avery County.

NCHFA homeowner assistance

Free and Low-Cost Legal Aid

Pisgah Legal Services — Newland Office

Non-profit legal aid serving low-income residents in Avery County and 10 other WNC counties. Provides free legal assistance including housing, bankruptcy, and consumer matters through the Mountain Area Volunteer Lawyers program.

(828) 253-0406

723 Cranberry Street, Newland, NC 28657

Pisgah Legal Services

NC Bar Association Lawyer Referral Service

Statewide lawyer referral service for Banner Elk homeowners who need private counsel in foreclosure, probate, bankruptcy, divorce, or title/lien disputes in Avery County.

NC Bar lawyer referral service

Job Loss Real Estate Agents in Banner Elk

Chamiese Evans — Licensed Realtor

Specializing in helping Banner Elk homeowners navigate job loss situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.

Visit listrobin.com
Medical Hardship

Medical Hardship Attorneys

Vujovic Law

Attorney Rod Vujovic has 30+ years of experience devoted 100% to consumer bankruptcy representation and debt relief options. Serves the High Country including Avery County from the Boone office. One of the most established bankruptcy-only practices in western NC.

(828) 262-0500

184 Realty Row, Suite 2, Boone, NC 28607

Vujovic Law bankruptcy practice

Housing Counseling and Foreclosure Prevention

HUD Housing Counselor Referral Line

Federal HUD counselor locator and hotline for Banner Elk homeowners who need foreclosure-prevention counseling, loan-workout planning, and loss-mitigation guidance in Avery County.

Find a HUD-approved housing counselor

North Carolina Housing Finance Agency Homeowner Help

State mortgage-delinquency and foreclosure-prevention guidance for North Carolina homeowners, with referrals to HUD-approved counseling agencies serving Avery County.

NCHFA homeowner assistance

Free and Low-Cost Legal Aid

Pisgah Legal Services — Newland Office

Non-profit legal aid serving low-income residents in Avery County and 10 other WNC counties. Provides free legal assistance including housing, bankruptcy, and consumer matters through the Mountain Area Volunteer Lawyers program.

(828) 253-0406

723 Cranberry Street, Newland, NC 28657

Pisgah Legal Services

NC Bar Association Lawyer Referral Service

Statewide lawyer referral service for Banner Elk homeowners who need private counsel in foreclosure, probate, bankruptcy, divorce, or title/lien disputes in Avery County.

NC Bar lawyer referral service

Medical Hardship Real Estate Agents in Banner Elk

Chamiese Evans — Licensed Realtor

Specializing in helping Banner Elk homeowners navigate medical hardship situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.

Visit listrobin.com
Reverse Mortgage

Reverse Mortgage and Probate Attorneys

Eggers, Eggers, Eggers & Eggers, PLLC

Founded in 1950, the oldest and longest-serving law firm in Boone with over 70 years of continuous service to the High Country. Practice includes estates, wills, trusts, guardianship, and probate. Multiple generations of the Eggers family in law practice.

(828) 264-3601

737 West King Street, Boone, NC 28607

Eggers Law estate planning

Gerald R. McKinney, P.A.

Long-established Avery County general practice attorney based in Newland with a satellite office in Banner Elk. Handles probate, estates, real estate, civil litigation, and mediation. One of the few attorneys actually based in Avery County.

(828) 733-5199

499 Sokassa Road, Newland, NC 28657

Gerald McKinney estate law

Housing Counseling and Foreclosure Prevention

HUD Housing Counselor Referral Line

Federal HUD counselor locator and hotline for Banner Elk homeowners who need foreclosure-prevention counseling, loan-workout planning, and loss-mitigation guidance in Avery County.

Find a HUD-approved housing counselor

North Carolina Housing Finance Agency Homeowner Help

State mortgage-delinquency and foreclosure-prevention guidance for North Carolina homeowners, with referrals to HUD-approved counseling agencies serving Avery County.

NCHFA homeowner assistance

Free and Low-Cost Legal Aid

Pisgah Legal Services — Newland Office

Non-profit legal aid serving low-income residents in Avery County and 10 other WNC counties. Provides free legal assistance including housing, bankruptcy, and consumer matters through the Mountain Area Volunteer Lawyers program.

(828) 253-0406

723 Cranberry Street, Newland, NC 28657

Pisgah Legal Services

NC Bar Association Lawyer Referral Service

Statewide lawyer referral service for Banner Elk homeowners who need private counsel in foreclosure, probate, bankruptcy, divorce, or title/lien disputes in Avery County.

NC Bar lawyer referral service

Reverse Mortgage Real Estate Agents in Banner Elk

Chamiese Evans — Licensed Realtor

Specializing in helping Banner Elk homeowners navigate reverse mortgage situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.

Visit listrobin.com

Know exactly what your Banner Elk home is worth first

See my home value
IRS Tax Lien

IRS Lien and Debt Attorneys

Vujovic Law

Attorney Rod Vujovic has 30+ years of experience devoted 100% to consumer bankruptcy representation and debt relief options. Serves the High Country including Avery County from the Boone office. One of the most established bankruptcy-only practices in western NC.

(828) 262-0500

184 Realty Row, Suite 2, Boone, NC 28607

Vujovic Law bankruptcy practice

Housing Counseling and Foreclosure Prevention

HUD Housing Counselor Referral Line

Federal HUD counselor locator and hotline for Banner Elk homeowners who need foreclosure-prevention counseling, loan-workout planning, and loss-mitigation guidance in Avery County.

Find a HUD-approved housing counselor

North Carolina Housing Finance Agency Homeowner Help

State mortgage-delinquency and foreclosure-prevention guidance for North Carolina homeowners, with referrals to HUD-approved counseling agencies serving Avery County.

NCHFA homeowner assistance

Free and Low-Cost Legal Aid

Pisgah Legal Services — Newland Office

Non-profit legal aid serving low-income residents in Avery County and 10 other WNC counties. Provides free legal assistance including housing, bankruptcy, and consumer matters through the Mountain Area Volunteer Lawyers program.

(828) 253-0406

723 Cranberry Street, Newland, NC 28657

Pisgah Legal Services

NC Bar Association Lawyer Referral Service

Statewide lawyer referral service for Banner Elk homeowners who need private counsel in foreclosure, probate, bankruptcy, divorce, or title/lien disputes in Avery County.

NC Bar lawyer referral service

IRS Tax Lien Real Estate Agents in Banner Elk

Chamiese Evans — Licensed Realtor

Specializing in helping Banner Elk homeowners navigate irs tax lien situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.

Visit listrobin.com
HELOC Default

HELOC Default Attorneys

Deal Moseley di Santi Garrett & Martin, LLP

Established in 1974, one of the premier law firms in the High Country serving Watauga, Avery, Wilkes, and Caldwell Counties. Handles real estate transactions, foreclosures, easements, and property matters with over 50 years of experience.

(828) 263-4721

870 West King Street, Suite B, Boone, NC 28607

Deal Moseley real estate law

John M. Wright, Attorney at Law

Licensed in North Carolina since 1979, John Wright is a Banner Elk-based attorney with over 45 years of experience focused on commercial and residential real estate law. One of the few attorneys physically located in Banner Elk.

(828) 898-9761

139 Main Street East, Banner Elk, NC 28604

John Wright real estate law

Housing Counseling and Foreclosure Prevention

HUD Housing Counselor Referral Line

Federal HUD counselor locator and hotline for Banner Elk homeowners who need foreclosure-prevention counseling, loan-workout planning, and loss-mitigation guidance in Avery County.

Find a HUD-approved housing counselor

North Carolina Housing Finance Agency Homeowner Help

State mortgage-delinquency and foreclosure-prevention guidance for North Carolina homeowners, with referrals to HUD-approved counseling agencies serving Avery County.

NCHFA homeowner assistance

Free and Low-Cost Legal Aid

Pisgah Legal Services — Newland Office

Non-profit legal aid serving low-income residents in Avery County and 10 other WNC counties. Provides free legal assistance including housing, bankruptcy, and consumer matters through the Mountain Area Volunteer Lawyers program.

(828) 253-0406

723 Cranberry Street, Newland, NC 28657

Pisgah Legal Services

NC Bar Association Lawyer Referral Service

Statewide lawyer referral service for Banner Elk homeowners who need private counsel in foreclosure, probate, bankruptcy, divorce, or title/lien disputes in Avery County.

NC Bar lawyer referral service

HELOC Default Real Estate Agents in Banner Elk

Chamiese Evans — Licensed Realtor

Specializing in helping Banner Elk homeowners navigate heloc default situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.

Visit listrobin.com

Your local real estate expert

Connect with a licensed Realtor who specializes in helping homeowners navigate homeowner situations in Banner Elk, NC.

CE

Chamiese Evans

Licensed Realtor — NorthGroup Real Estate

Helping homeowners across the Carolinas find the right path forward — whether that means selling, negotiating, or exploring every option before making a decision.

Visit listrobin.com

Researched by CC Evans, Marketing Analyst — RobinOffer

Last reviewed: February 2026

This directory is for informational purposes only. It does not constitute legal, financial, or tax advice. Confirm all options with licensed counsel or a qualified financial professional before signing any agreement.

Sources: NC General Statutes · HUD.gov · CFPB.gov

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