Homeowners/Carthage, NC

Homeowner Resources in Carthage, NC

Local resources for homeowners in Carthage, NC dealing with foreclosure, probate, tax liens, bankruptcy, and other difficult situations. Real contacts, phone numbers, and next steps.

Verified local resources19 resource categoriesCurated by a licensed Realtor

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Resource categories for Carthage

Select a topic below to see local resources including government offices, attorneys, financial counselors, and nonprofit organizations.

Code Violations

Resources for homeowners facing code enforcement notices, building code violations, minimum housing standards, or condemnation.

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See open code cases and activity around any Carthage address

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Fire / Storm Damage

Resources for homeowners with property damaged by fire, hurricane, tornado, or flooding.

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Storm or fire damage? Get a cash offer, sold as-is

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Reverse Mortgage

Resources for reverse mortgage borrowers and heirs — HECM counseling, heir timelines, and non-recourse protections.

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Know exactly what your Carthage home is worth first

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IRS Tax Lien

Resources for homeowners with IRS federal tax liens — lien discharge, Fresh Start program, and Taxpayer Advocate.

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Judgment Lien

Resources for homeowners with civil judgment liens — lien negotiation, homestead exemption, and selling with liens.

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More local resources in Carthage

Verified local contacts for other situations Carthage homeowners face — attorneys, government offices, and financial counselors, organized by topic.

Inheritance

Inheritance Attorneys

Van Camp, Meacham & Newman, PLLC

One of the largest and oldest law firms in Moore County, founded 1976 in Pinehurst. Handles wills, revocable and irrevocable trusts, estate administration, probate proceedings, and estate litigation. Best Lawyers recognized.

(910) 295-2525

2 Regional Circle, Pinehurst, NC 28374

Van Camp Meacham & Newman estate law Pinehurst

Lorenz & Creed Law Firm, PLLC

Southern Pines firm handling estate administration, probate, elder law, guardianship, wills, and powers of attorney for Moore County residents. Attorneys Margaret Lorenz and Laura S. Creed provide personalized service.

(910) 695-8688

230 North Bennett Street, Suite 2, Southern Pines, NC 28387

Lorenz & Creed probate law Southern Pines

Housing Counseling and Foreclosure Prevention

Sandhills Community Action Program, Inc.

HUD-approved housing counseling agency and 501(c)(3) nonprofit serving Anson, Montgomery, Moore, and Richmond counties for 50+ years. Free homebuyer education workshops, pre-purchase counseling, credit counseling, and foreclosure prevention assistance.

Sandhills CAP — HUD-approved housing counseling

HUD Housing Counselor Referral Line

Federal HUD counselor locator and hotline for Carthage homeowners needing foreclosure-prevention counseling, loan-workout planning, and loss-mitigation guidance in Moore County.

Find a HUD-approved housing counselor

North Carolina Housing Finance Agency Homeowner Help

State mortgage-delinquency and foreclosure-prevention guidance for North Carolina homeowners, with referrals to HUD-approved counseling agencies serving Moore County.

NCHFA homeowner assistance

Free and Low-Cost Legal Aid

Legal Aid of North Carolina — Carrboro Office

Central Carolina Office serves Alamance, Orange, Chatham, Lee, Moore, Richmond, and Anson counties. Free civil legal services for income-eligible residents in housing, foreclosure prevention, family law, consumer issues, and public benefits.

Legal Aid NC Carrboro — serves Moore County

Legal Aid of North Carolina — Statewide Helpline

Statewide intake line for low-income North Carolina residents seeking free civil legal assistance in housing, foreclosure prevention, or other homeowner matters.

Legal Aid NC statewide helpline

NC Bar Association Lawyer Referral Service

Statewide lawyer referral service connecting Carthage homeowners with private attorneys for foreclosure, probate, bankruptcy, divorce, or lien matters.

NC Bar lawyer referral service

Inheritance Real Estate Agents in Carthage

Chamiese Evans — Licensed Realtor

Specializing in helping Carthage homeowners navigate inheritance situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.

Visit listrobin.com

Get a no-obligation cash offer on the inherited Carthage home

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Divorce

Divorce Attorneys

Lorenz & Creed Law Firm, PLLC

Handles divorce, separation, child custody and support, alimony, and adoption for Moore County clients. Both Margaret Lorenz and Laura S. Creed practice family law, including military divorce matters given proximity to Fort Liberty.

(910) 695-8688

230 North Bennett Street, Suite 2, Southern Pines, NC 28387

Lorenz & Creed family law Southern Pines

Van Camp, Meacham & Newman, PLLC

Full-service Pinehurst firm handling divorce, child custody, equitable distribution, and family law throughout Moore County. Over 100 years of combined attorney experience. Super Lawyers recognized.

(910) 295-2525

2 Regional Circle, Pinehurst, NC 28374

Van Camp Meacham & Newman family law Pinehurst

Housing Counseling and Foreclosure Prevention

Sandhills Community Action Program, Inc.

HUD-approved housing counseling agency and 501(c)(3) nonprofit serving Anson, Montgomery, Moore, and Richmond counties for 50+ years. Free homebuyer education workshops, pre-purchase counseling, credit counseling, and foreclosure prevention assistance.

Sandhills CAP — HUD-approved housing counseling

HUD Housing Counselor Referral Line

Federal HUD counselor locator and hotline for Carthage homeowners needing foreclosure-prevention counseling, loan-workout planning, and loss-mitigation guidance in Moore County.

Find a HUD-approved housing counselor

North Carolina Housing Finance Agency Homeowner Help

State mortgage-delinquency and foreclosure-prevention guidance for North Carolina homeowners, with referrals to HUD-approved counseling agencies serving Moore County.

NCHFA homeowner assistance

Free and Low-Cost Legal Aid

Legal Aid of North Carolina — Carrboro Office

Central Carolina Office serves Alamance, Orange, Chatham, Lee, Moore, Richmond, and Anson counties. Free civil legal services for income-eligible residents in housing, foreclosure prevention, family law, consumer issues, and public benefits.

Legal Aid NC Carrboro — serves Moore County

Legal Aid of North Carolina — Statewide Helpline

Statewide intake line for low-income North Carolina residents seeking free civil legal assistance in housing, foreclosure prevention, or other homeowner matters.

Legal Aid NC statewide helpline

NC Bar Association Lawyer Referral Service

Statewide lawyer referral service connecting Carthage homeowners with private attorneys for foreclosure, probate, bankruptcy, divorce, or lien matters.

NC Bar lawyer referral service

Divorce Real Estate Agents in Carthage

Chamiese Evans — Licensed Realtor

Specializing in helping Carthage homeowners navigate divorce situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.

Visit listrobin.com

Need a clean, fast sale in a Carthage divorce? See your offer

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Relocation

Relocation and Sale Attorneys

Rowland & Yauger, Attorneys & Counselors at Law

General practice firm located directly in Carthage (Moore County seat) with offices since 1999. Attorneys Michael C. Rowland Jr., Brett S. Yauger, and Alec J. Kosminskas handle foreclosure defense, wage garnishment defense, and creditor disputes.

(910) 621-2991

107 Monroe Street, Carthage, NC 28327

Rowland & Yauger real estate and foreclosure Carthage

Lorenz & Creed Law Firm, PLLC

Established 2007 in Southern Pines, attorneys Margaret Lorenz and Laura S. Creed serve all of Moore County. Practice areas include real estate transactions, deed-in-lieu, foreclosure-related matters, estate planning, and family law.

(910) 695-8688

230 North Bennett Street, Suite 2, Southern Pines, NC 28387

Lorenz & Creed real estate law Southern Pines

Housing Counseling and Foreclosure Prevention

Sandhills Community Action Program, Inc.

HUD-approved housing counseling agency and 501(c)(3) nonprofit serving Anson, Montgomery, Moore, and Richmond counties for 50+ years. Free homebuyer education workshops, pre-purchase counseling, credit counseling, and foreclosure prevention assistance.

Sandhills CAP — HUD-approved housing counseling

HUD Housing Counselor Referral Line

Federal HUD counselor locator and hotline for Carthage homeowners needing foreclosure-prevention counseling, loan-workout planning, and loss-mitigation guidance in Moore County.

Find a HUD-approved housing counselor

North Carolina Housing Finance Agency Homeowner Help

State mortgage-delinquency and foreclosure-prevention guidance for North Carolina homeowners, with referrals to HUD-approved counseling agencies serving Moore County.

NCHFA homeowner assistance

Free and Low-Cost Legal Aid

Legal Aid of North Carolina — Carrboro Office

Central Carolina Office serves Alamance, Orange, Chatham, Lee, Moore, Richmond, and Anson counties. Free civil legal services for income-eligible residents in housing, foreclosure prevention, family law, consumer issues, and public benefits.

Legal Aid NC Carrboro — serves Moore County

Legal Aid of North Carolina — Statewide Helpline

Statewide intake line for low-income North Carolina residents seeking free civil legal assistance in housing, foreclosure prevention, or other homeowner matters.

Legal Aid NC statewide helpline

NC Bar Association Lawyer Referral Service

Statewide lawyer referral service connecting Carthage homeowners with private attorneys for foreclosure, probate, bankruptcy, divorce, or lien matters.

NC Bar lawyer referral service

Relocation Real Estate Agents in Carthage

Chamiese Evans — Licensed Realtor

Specializing in helping Carthage homeowners navigate relocation situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.

Visit listrobin.com

Relocating from Carthage? Sell fast with a cash offer

Get my cash offer
Tax Liens

Tax and Debt Attorneys

Rowland & Yauger, Attorneys & Counselors at Law

Carthage firm handling Chapter 7 (liquidation) and Chapter 13 (repayment plan) bankruptcy for Moore County residents. Located at 107 Monroe Street, steps from the Moore County Courthouse. Free consultations available.

(910) 621-2991

107 Monroe Street, Carthage, NC 28327

Rowland & Yauger bankruptcy law Carthage

Housing Counseling and Foreclosure Prevention

Sandhills Community Action Program, Inc.

HUD-approved housing counseling agency and 501(c)(3) nonprofit serving Anson, Montgomery, Moore, and Richmond counties for 50+ years. Free homebuyer education workshops, pre-purchase counseling, credit counseling, and foreclosure prevention assistance.

Sandhills CAP — HUD-approved housing counseling

HUD Housing Counselor Referral Line

Federal HUD counselor locator and hotline for Carthage homeowners needing foreclosure-prevention counseling, loan-workout planning, and loss-mitigation guidance in Moore County.

Find a HUD-approved housing counselor

North Carolina Housing Finance Agency Homeowner Help

State mortgage-delinquency and foreclosure-prevention guidance for North Carolina homeowners, with referrals to HUD-approved counseling agencies serving Moore County.

NCHFA homeowner assistance

Free and Low-Cost Legal Aid

Legal Aid of North Carolina — Carrboro Office

Central Carolina Office serves Alamance, Orange, Chatham, Lee, Moore, Richmond, and Anson counties. Free civil legal services for income-eligible residents in housing, foreclosure prevention, family law, consumer issues, and public benefits.

Legal Aid NC Carrboro — serves Moore County

Legal Aid of North Carolina — Statewide Helpline

Statewide intake line for low-income North Carolina residents seeking free civil legal assistance in housing, foreclosure prevention, or other homeowner matters.

Legal Aid NC statewide helpline

NC Bar Association Lawyer Referral Service

Statewide lawyer referral service connecting Carthage homeowners with private attorneys for foreclosure, probate, bankruptcy, divorce, or lien matters.

NC Bar lawyer referral service

Tax Liens Real Estate Agents in Carthage

Chamiese Evans — Licensed Realtor

Specializing in helping Carthage homeowners navigate tax liens situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.

Visit listrobin.com
Bankruptcy

Bankruptcy Attorneys

Rowland & Yauger, Attorneys & Counselors at Law

Carthage firm handling Chapter 7 (liquidation) and Chapter 13 (repayment plan) bankruptcy for Moore County residents. Located at 107 Monroe Street, steps from the Moore County Courthouse. Free consultations available.

(910) 621-2991

107 Monroe Street, Carthage, NC 28327

Rowland & Yauger bankruptcy law Carthage

Housing Counseling and Foreclosure Prevention

Sandhills Community Action Program, Inc.

HUD-approved housing counseling agency and 501(c)(3) nonprofit serving Anson, Montgomery, Moore, and Richmond counties for 50+ years. Free homebuyer education workshops, pre-purchase counseling, credit counseling, and foreclosure prevention assistance.

Sandhills CAP — HUD-approved housing counseling

HUD Housing Counselor Referral Line

Federal HUD counselor locator and hotline for Carthage homeowners needing foreclosure-prevention counseling, loan-workout planning, and loss-mitigation guidance in Moore County.

Find a HUD-approved housing counselor

North Carolina Housing Finance Agency Homeowner Help

State mortgage-delinquency and foreclosure-prevention guidance for North Carolina homeowners, with referrals to HUD-approved counseling agencies serving Moore County.

NCHFA homeowner assistance

Free and Low-Cost Legal Aid

Legal Aid of North Carolina — Carrboro Office

Central Carolina Office serves Alamance, Orange, Chatham, Lee, Moore, Richmond, and Anson counties. Free civil legal services for income-eligible residents in housing, foreclosure prevention, family law, consumer issues, and public benefits.

Legal Aid NC Carrboro — serves Moore County

Legal Aid of North Carolina — Statewide Helpline

Statewide intake line for low-income North Carolina residents seeking free civil legal assistance in housing, foreclosure prevention, or other homeowner matters.

Legal Aid NC statewide helpline

NC Bar Association Lawyer Referral Service

Statewide lawyer referral service connecting Carthage homeowners with private attorneys for foreclosure, probate, bankruptcy, divorce, or lien matters.

NC Bar lawyer referral service

Bankruptcy Real Estate Agents in Carthage

Chamiese Evans — Licensed Realtor

Specializing in helping Carthage homeowners navigate bankruptcy situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.

Visit listrobin.com
HOA Liens

HOA Attorneys

Van Camp, Meacham & Newman, PLLC

Attorney Samuel V. Luchansky practices Homeowner's Association Law. Given the high density of HOAs in the Pinehurst/Southern Pines golf community region, this is the most locally rooted option for HOA representation in Moore County.

(910) 295-2525

2 Regional Circle, Pinehurst, NC 28374

Van Camp Meacham & Newman HOA law Pinehurst

Housing Counseling and Foreclosure Prevention

Sandhills Community Action Program, Inc.

HUD-approved housing counseling agency and 501(c)(3) nonprofit serving Anson, Montgomery, Moore, and Richmond counties for 50+ years. Free homebuyer education workshops, pre-purchase counseling, credit counseling, and foreclosure prevention assistance.

Sandhills CAP — HUD-approved housing counseling

HUD Housing Counselor Referral Line

Federal HUD counselor locator and hotline for Carthage homeowners needing foreclosure-prevention counseling, loan-workout planning, and loss-mitigation guidance in Moore County.

Find a HUD-approved housing counselor

North Carolina Housing Finance Agency Homeowner Help

State mortgage-delinquency and foreclosure-prevention guidance for North Carolina homeowners, with referrals to HUD-approved counseling agencies serving Moore County.

NCHFA homeowner assistance

Free and Low-Cost Legal Aid

Legal Aid of North Carolina — Carrboro Office

Central Carolina Office serves Alamance, Orange, Chatham, Lee, Moore, Richmond, and Anson counties. Free civil legal services for income-eligible residents in housing, foreclosure prevention, family law, consumer issues, and public benefits.

Legal Aid NC Carrboro — serves Moore County

Legal Aid of North Carolina — Statewide Helpline

Statewide intake line for low-income North Carolina residents seeking free civil legal assistance in housing, foreclosure prevention, or other homeowner matters.

Legal Aid NC statewide helpline

NC Bar Association Lawyer Referral Service

Statewide lawyer referral service connecting Carthage homeowners with private attorneys for foreclosure, probate, bankruptcy, divorce, or lien matters.

NC Bar lawyer referral service

HOA Liens Real Estate Agents in Carthage

Chamiese Evans — Licensed Realtor

Specializing in helping Carthage homeowners navigate hoa liens situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.

Visit listrobin.com
Job Loss

Job Loss and Debt Attorneys

Rowland & Yauger, Attorneys & Counselors at Law

Carthage firm handling Chapter 7 (liquidation) and Chapter 13 (repayment plan) bankruptcy for Moore County residents. Located at 107 Monroe Street, steps from the Moore County Courthouse. Free consultations available.

(910) 621-2991

107 Monroe Street, Carthage, NC 28327

Rowland & Yauger bankruptcy law Carthage

Housing Counseling and Foreclosure Prevention

Sandhills Community Action Program, Inc.

HUD-approved housing counseling agency and 501(c)(3) nonprofit serving Anson, Montgomery, Moore, and Richmond counties for 50+ years. Free homebuyer education workshops, pre-purchase counseling, credit counseling, and foreclosure prevention assistance.

Sandhills CAP — HUD-approved housing counseling

HUD Housing Counselor Referral Line

Federal HUD counselor locator and hotline for Carthage homeowners needing foreclosure-prevention counseling, loan-workout planning, and loss-mitigation guidance in Moore County.

Find a HUD-approved housing counselor

North Carolina Housing Finance Agency Homeowner Help

State mortgage-delinquency and foreclosure-prevention guidance for North Carolina homeowners, with referrals to HUD-approved counseling agencies serving Moore County.

NCHFA homeowner assistance

Free and Low-Cost Legal Aid

Legal Aid of North Carolina — Carrboro Office

Central Carolina Office serves Alamance, Orange, Chatham, Lee, Moore, Richmond, and Anson counties. Free civil legal services for income-eligible residents in housing, foreclosure prevention, family law, consumer issues, and public benefits.

Legal Aid NC Carrboro — serves Moore County

Legal Aid of North Carolina — Statewide Helpline

Statewide intake line for low-income North Carolina residents seeking free civil legal assistance in housing, foreclosure prevention, or other homeowner matters.

Legal Aid NC statewide helpline

NC Bar Association Lawyer Referral Service

Statewide lawyer referral service connecting Carthage homeowners with private attorneys for foreclosure, probate, bankruptcy, divorce, or lien matters.

NC Bar lawyer referral service

Job Loss Real Estate Agents in Carthage

Chamiese Evans — Licensed Realtor

Specializing in helping Carthage homeowners navigate job loss situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.

Visit listrobin.com
Medical Hardship

Medical Hardship Attorneys

Rowland & Yauger, Attorneys & Counselors at Law

Carthage firm handling Chapter 7 (liquidation) and Chapter 13 (repayment plan) bankruptcy for Moore County residents. Located at 107 Monroe Street, steps from the Moore County Courthouse. Free consultations available.

(910) 621-2991

107 Monroe Street, Carthage, NC 28327

Rowland & Yauger bankruptcy law Carthage

Housing Counseling and Foreclosure Prevention

Sandhills Community Action Program, Inc.

HUD-approved housing counseling agency and 501(c)(3) nonprofit serving Anson, Montgomery, Moore, and Richmond counties for 50+ years. Free homebuyer education workshops, pre-purchase counseling, credit counseling, and foreclosure prevention assistance.

Sandhills CAP — HUD-approved housing counseling

HUD Housing Counselor Referral Line

Federal HUD counselor locator and hotline for Carthage homeowners needing foreclosure-prevention counseling, loan-workout planning, and loss-mitigation guidance in Moore County.

Find a HUD-approved housing counselor

North Carolina Housing Finance Agency Homeowner Help

State mortgage-delinquency and foreclosure-prevention guidance for North Carolina homeowners, with referrals to HUD-approved counseling agencies serving Moore County.

NCHFA homeowner assistance

Free and Low-Cost Legal Aid

Legal Aid of North Carolina — Carrboro Office

Central Carolina Office serves Alamance, Orange, Chatham, Lee, Moore, Richmond, and Anson counties. Free civil legal services for income-eligible residents in housing, foreclosure prevention, family law, consumer issues, and public benefits.

Legal Aid NC Carrboro — serves Moore County

Legal Aid of North Carolina — Statewide Helpline

Statewide intake line for low-income North Carolina residents seeking free civil legal assistance in housing, foreclosure prevention, or other homeowner matters.

Legal Aid NC statewide helpline

NC Bar Association Lawyer Referral Service

Statewide lawyer referral service connecting Carthage homeowners with private attorneys for foreclosure, probate, bankruptcy, divorce, or lien matters.

NC Bar lawyer referral service

Medical Hardship Real Estate Agents in Carthage

Chamiese Evans — Licensed Realtor

Specializing in helping Carthage homeowners navigate medical hardship situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.

Visit listrobin.com
HELOC Default

HELOC Default Attorneys

Rowland & Yauger, Attorneys & Counselors at Law

General practice firm located directly in Carthage (Moore County seat) with offices since 1999. Attorneys Michael C. Rowland Jr., Brett S. Yauger, and Alec J. Kosminskas handle foreclosure defense, wage garnishment defense, and creditor disputes.

(910) 621-2991

107 Monroe Street, Carthage, NC 28327

Rowland & Yauger real estate and foreclosure Carthage

Lorenz & Creed Law Firm, PLLC

Established 2007 in Southern Pines, attorneys Margaret Lorenz and Laura S. Creed serve all of Moore County. Practice areas include real estate transactions, deed-in-lieu, foreclosure-related matters, estate planning, and family law.

(910) 695-8688

230 North Bennett Street, Suite 2, Southern Pines, NC 28387

Lorenz & Creed real estate law Southern Pines

Housing Counseling and Foreclosure Prevention

Sandhills Community Action Program, Inc.

HUD-approved housing counseling agency and 501(c)(3) nonprofit serving Anson, Montgomery, Moore, and Richmond counties for 50+ years. Free homebuyer education workshops, pre-purchase counseling, credit counseling, and foreclosure prevention assistance.

Sandhills CAP — HUD-approved housing counseling

HUD Housing Counselor Referral Line

Federal HUD counselor locator and hotline for Carthage homeowners needing foreclosure-prevention counseling, loan-workout planning, and loss-mitigation guidance in Moore County.

Find a HUD-approved housing counselor

North Carolina Housing Finance Agency Homeowner Help

State mortgage-delinquency and foreclosure-prevention guidance for North Carolina homeowners, with referrals to HUD-approved counseling agencies serving Moore County.

NCHFA homeowner assistance

Free and Low-Cost Legal Aid

Legal Aid of North Carolina — Carrboro Office

Central Carolina Office serves Alamance, Orange, Chatham, Lee, Moore, Richmond, and Anson counties. Free civil legal services for income-eligible residents in housing, foreclosure prevention, family law, consumer issues, and public benefits.

Legal Aid NC Carrboro — serves Moore County

Legal Aid of North Carolina — Statewide Helpline

Statewide intake line for low-income North Carolina residents seeking free civil legal assistance in housing, foreclosure prevention, or other homeowner matters.

Legal Aid NC statewide helpline

NC Bar Association Lawyer Referral Service

Statewide lawyer referral service connecting Carthage homeowners with private attorneys for foreclosure, probate, bankruptcy, divorce, or lien matters.

NC Bar lawyer referral service

HELOC Default Real Estate Agents in Carthage

Chamiese Evans — Licensed Realtor

Specializing in helping Carthage homeowners navigate heloc default situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.

Visit listrobin.com

Your local real estate expert

Connect with a licensed Realtor who specializes in helping homeowners navigate homeowner situations in Carthage, NC.

CE

Chamiese Evans

Licensed Realtor — NorthGroup Real Estate

Helping homeowners across the Carolinas find the right path forward — whether that means selling, negotiating, or exploring every option before making a decision.

Visit listrobin.com

Researched by CC Evans, Marketing Analyst — RobinOffer

Last reviewed: February 2026

This directory is for informational purposes only. It does not constitute legal, financial, or tax advice. Confirm all options with licensed counsel or a qualified financial professional before signing any agreement.

Sources: NC General Statutes · HUD.gov · CFPB.gov

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