Homeowners/Casar, NC

Homeowner Resources in Casar, NC

Local resources for homeowners in Casar, NC dealing with foreclosure, probate, tax liens, bankruptcy, and other difficult situations. Real contacts, phone numbers, and next steps.

Verified local resources19 resource categoriesCurated by a licensed Realtor

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Resource categories for Casar

Select a topic below to see local resources including government offices, attorneys, financial counselors, and nonprofit organizations.

Bankruptcy

Resources for homeowners in Chapter 7 or Chapter 13 bankruptcy who need to sell their home.

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Code Violations

Resources for homeowners facing code enforcement notices, building code violations, minimum housing standards, or condemnation.

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See open code cases and activity around any Casar address

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IRS Tax Lien

Resources for homeowners with IRS federal tax liens — lien discharge, Fresh Start program, and Taxpayer Advocate.

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More local resources in Casar

Verified local contacts for other situations Casar homeowners face — attorneys, government offices, and financial counselors, organized by topic.

Foreclosure

Foreclosure Attorneys

Farmer & Morris Law, PLLC

Multi-office regional firm with attorney Caleb J. Farmer, a NC State Bar Certified Specialist in Bankruptcy Law (UNC School of Law, licensed NC 2009, SC 2010). Handles foreclosure defense, civil litigation, and creditor disputes throughout Cleveland, Lincoln, Rutherford, and Gaston counties.

(704) 482-1112

505 S. Lafayette St., Suite B, Shelby, NC 28150

Farmer & Morris Law foreclosure defense Shelby

Richard J. Luptak, PLLC

Shelby firm with attorney Richard J. Luptak (admitted 1988, Thomas M. Cooley Law School) and Chelsea Chapman. Over 40 years of combined experience in real estate, family law, and estate planning serving Cleveland and Gaston counties.

(704) 406-9361

515 S. DeKalb St., Shelby, NC 28150

Luptak Law real estate Shelby

Housing Counseling and Foreclosure Prevention

Cleveland County Community Development Corporation

HUD-approved nonprofit housing counseling agency serving Cleveland County since 1992. United Way affiliate. Provides pre-purchase homebuyer education, mortgage delinquency counseling, foreclosure prevention, and financial management at no cost.

Cleveland County CDC — HUD-approved housing counseling

HUD Housing Counselor Referral Line

Federal HUD counselor locator and hotline for Casar homeowners needing foreclosure-prevention counseling, loan-workout planning, and loss-mitigation guidance in Cleveland County.

Find a HUD-approved housing counselor

North Carolina Housing Finance Agency Homeowner Help

State mortgage-delinquency and foreclosure-prevention guidance for North Carolina homeowners, with referrals to HUD-approved counseling agencies serving Cleveland County.

NCHFA homeowner assistance

Free and Low-Cost Legal Aid

Legal Aid of North Carolina — Gastonia Office

Serves Cleveland, Gaston, and Lincoln counties. Managing Attorney Melanie Tarrant Bull. Free civil legal assistance for low-income residents in housing, family law, public benefits, consumer issues, and other civil matters.

Legal Aid NC Gastonia — serves Cleveland County

Legal Aid of North Carolina — Statewide Helpline

Statewide intake line for low-income North Carolina residents seeking free civil legal assistance in housing, foreclosure prevention, or other homeowner matters.

Legal Aid NC statewide helpline

NC Bar Association Lawyer Referral Service

Statewide lawyer referral service connecting Casar homeowners with private attorneys for foreclosure, probate, bankruptcy, divorce, or lien matters.

NC Bar lawyer referral service

Foreclosure Real Estate Agents in Casar

Chamiese Evans — Licensed Realtor

Specializing in helping Casar homeowners navigate foreclosure situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.

Visit listrobin.com
Inheritance

Inheritance Attorneys

Archonix Law

Attorney Brandon Jaynes (Campbell University School of Law 2009, cum laude; Gardner-Webb B.S. magna cum laude). Shelby boutique firm concentrating in estate planning, wills, trusts, probate administration, and elder law. Mobile services throughout Cleveland, Gaston, McDowell, Polk, and Lincoln counties.

(704) 470-4388

412 N. Lafayette St., Shelby, NC 28150

Archonix Law estate planning Shelby

Deaton & Biggers, PLLC

One of Cleveland County's oldest continuously operating law firms (est. 1979 by W. Robinson Deaton Jr. and A. Susan Biggers). Handles estates, guardianships, wills, powers of attorney, and ladybird deeds. Serves Cleveland, Lincoln, Rutherford, and Gaston counties.

(704) 482-7300

402 E. Graham St., Shelby, NC 28150

Deaton & Biggers estate law Shelby

Housing Counseling and Foreclosure Prevention

Cleveland County Community Development Corporation

HUD-approved nonprofit housing counseling agency serving Cleveland County since 1992. United Way affiliate. Provides pre-purchase homebuyer education, mortgage delinquency counseling, foreclosure prevention, and financial management at no cost.

Cleveland County CDC — HUD-approved housing counseling

HUD Housing Counselor Referral Line

Federal HUD counselor locator and hotline for Casar homeowners needing foreclosure-prevention counseling, loan-workout planning, and loss-mitigation guidance in Cleveland County.

Find a HUD-approved housing counselor

North Carolina Housing Finance Agency Homeowner Help

State mortgage-delinquency and foreclosure-prevention guidance for North Carolina homeowners, with referrals to HUD-approved counseling agencies serving Cleveland County.

NCHFA homeowner assistance

Free and Low-Cost Legal Aid

Legal Aid of North Carolina — Gastonia Office

Serves Cleveland, Gaston, and Lincoln counties. Managing Attorney Melanie Tarrant Bull. Free civil legal assistance for low-income residents in housing, family law, public benefits, consumer issues, and other civil matters.

Legal Aid NC Gastonia — serves Cleveland County

Legal Aid of North Carolina — Statewide Helpline

Statewide intake line for low-income North Carolina residents seeking free civil legal assistance in housing, foreclosure prevention, or other homeowner matters.

Legal Aid NC statewide helpline

NC Bar Association Lawyer Referral Service

Statewide lawyer referral service connecting Casar homeowners with private attorneys for foreclosure, probate, bankruptcy, divorce, or lien matters.

NC Bar lawyer referral service

Inheritance Real Estate Agents in Casar

Chamiese Evans — Licensed Realtor

Specializing in helping Casar homeowners navigate inheritance situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.

Visit listrobin.com

Get a no-obligation cash offer on the inherited Casar home

Get my cash offer
Divorce

Divorce Attorneys

Caulder & Valentine Law Firm, PLLC

Attorneys Blake Caulder, Josh Valentine, and Jonathan Kidd (est. 2015, 25+ years combined experience). Full-service family law practice in Shelby with offices in Gastonia and Lincolnton. Handles divorce, child custody, child support, domestic violence orders, alimony, and adoption.

(704) 470-2440

303 W. Marion St., Shelby, NC 28150

Caulder & Valentine family law Shelby

Deaton & Biggers, PLLC

Long-established Shelby firm (est. 1979) handling contested and uncontested divorce, custody, Social Security Disability, and estates. Attorneys A. Susan Biggers and Lydia A. Hoza serve Cleveland County families.

(704) 482-7300

402 E. Graham St., Shelby, NC 28150

Deaton & Biggers family law Shelby

Housing Counseling and Foreclosure Prevention

Cleveland County Community Development Corporation

HUD-approved nonprofit housing counseling agency serving Cleveland County since 1992. United Way affiliate. Provides pre-purchase homebuyer education, mortgage delinquency counseling, foreclosure prevention, and financial management at no cost.

Cleveland County CDC — HUD-approved housing counseling

HUD Housing Counselor Referral Line

Federal HUD counselor locator and hotline for Casar homeowners needing foreclosure-prevention counseling, loan-workout planning, and loss-mitigation guidance in Cleveland County.

Find a HUD-approved housing counselor

North Carolina Housing Finance Agency Homeowner Help

State mortgage-delinquency and foreclosure-prevention guidance for North Carolina homeowners, with referrals to HUD-approved counseling agencies serving Cleveland County.

NCHFA homeowner assistance

Free and Low-Cost Legal Aid

Legal Aid of North Carolina — Gastonia Office

Serves Cleveland, Gaston, and Lincoln counties. Managing Attorney Melanie Tarrant Bull. Free civil legal assistance for low-income residents in housing, family law, public benefits, consumer issues, and other civil matters.

Legal Aid NC Gastonia — serves Cleveland County

Legal Aid of North Carolina — Statewide Helpline

Statewide intake line for low-income North Carolina residents seeking free civil legal assistance in housing, foreclosure prevention, or other homeowner matters.

Legal Aid NC statewide helpline

NC Bar Association Lawyer Referral Service

Statewide lawyer referral service connecting Casar homeowners with private attorneys for foreclosure, probate, bankruptcy, divorce, or lien matters.

NC Bar lawyer referral service

Divorce Real Estate Agents in Casar

Chamiese Evans — Licensed Realtor

Specializing in helping Casar homeowners navigate divorce situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.

Visit listrobin.com

Need a clean, fast sale in a Casar divorce? See your offer

Get my cash offer
Relocation

Relocation and Sale Attorneys

Farmer & Morris Law, PLLC

Multi-office regional firm with attorney Caleb J. Farmer, a NC State Bar Certified Specialist in Bankruptcy Law (UNC School of Law, licensed NC 2009, SC 2010). Handles foreclosure defense, civil litigation, and creditor disputes throughout Cleveland, Lincoln, Rutherford, and Gaston counties.

(704) 482-1112

505 S. Lafayette St., Suite B, Shelby, NC 28150

Farmer & Morris Law foreclosure defense Shelby

Richard J. Luptak, PLLC

Shelby firm with attorney Richard J. Luptak (admitted 1988, Thomas M. Cooley Law School) and Chelsea Chapman. Over 40 years of combined experience in real estate, family law, and estate planning serving Cleveland and Gaston counties.

(704) 406-9361

515 S. DeKalb St., Shelby, NC 28150

Luptak Law real estate Shelby

Housing Counseling and Foreclosure Prevention

Cleveland County Community Development Corporation

HUD-approved nonprofit housing counseling agency serving Cleveland County since 1992. United Way affiliate. Provides pre-purchase homebuyer education, mortgage delinquency counseling, foreclosure prevention, and financial management at no cost.

Cleveland County CDC — HUD-approved housing counseling

HUD Housing Counselor Referral Line

Federal HUD counselor locator and hotline for Casar homeowners needing foreclosure-prevention counseling, loan-workout planning, and loss-mitigation guidance in Cleveland County.

Find a HUD-approved housing counselor

North Carolina Housing Finance Agency Homeowner Help

State mortgage-delinquency and foreclosure-prevention guidance for North Carolina homeowners, with referrals to HUD-approved counseling agencies serving Cleveland County.

NCHFA homeowner assistance

Free and Low-Cost Legal Aid

Legal Aid of North Carolina — Gastonia Office

Serves Cleveland, Gaston, and Lincoln counties. Managing Attorney Melanie Tarrant Bull. Free civil legal assistance for low-income residents in housing, family law, public benefits, consumer issues, and other civil matters.

Legal Aid NC Gastonia — serves Cleveland County

Legal Aid of North Carolina — Statewide Helpline

Statewide intake line for low-income North Carolina residents seeking free civil legal assistance in housing, foreclosure prevention, or other homeowner matters.

Legal Aid NC statewide helpline

NC Bar Association Lawyer Referral Service

Statewide lawyer referral service connecting Casar homeowners with private attorneys for foreclosure, probate, bankruptcy, divorce, or lien matters.

NC Bar lawyer referral service

Relocation Real Estate Agents in Casar

Chamiese Evans — Licensed Realtor

Specializing in helping Casar homeowners navigate relocation situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.

Visit listrobin.com
Tax Liens

Tax and Debt Attorneys

Gardner Law Offices

Shelby-based bankruptcy practice with attorney William Gardner (licensed NC 2004, 21+ years experience). Handles Chapter 7, 11, and 13 filings in the Shelby, Charlotte, and Asheville Divisions of the Western District. BBB listed.

(704) 600-6113

320 E. Graham St., Shelby, NC 28150

Gardner Law Offices bankruptcy Shelby

Farmer & Morris Law, PLLC

Attorney Caleb J. Farmer is a NC State Bar Certified Specialist in Bankruptcy Law with 15+ years experience handling Chapter 7, 11, 12, and 13 filings across multiple NC and SC counties from the Shelby office.

(704) 482-1112

505 S. Lafayette St., Suite B, Shelby, NC 28150

Farmer & Morris bankruptcy law Shelby

Housing Counseling and Foreclosure Prevention

Cleveland County Community Development Corporation

HUD-approved nonprofit housing counseling agency serving Cleveland County since 1992. United Way affiliate. Provides pre-purchase homebuyer education, mortgage delinquency counseling, foreclosure prevention, and financial management at no cost.

Cleveland County CDC — HUD-approved housing counseling

HUD Housing Counselor Referral Line

Federal HUD counselor locator and hotline for Casar homeowners needing foreclosure-prevention counseling, loan-workout planning, and loss-mitigation guidance in Cleveland County.

Find a HUD-approved housing counselor

North Carolina Housing Finance Agency Homeowner Help

State mortgage-delinquency and foreclosure-prevention guidance for North Carolina homeowners, with referrals to HUD-approved counseling agencies serving Cleveland County.

NCHFA homeowner assistance

Free and Low-Cost Legal Aid

Legal Aid of North Carolina — Gastonia Office

Serves Cleveland, Gaston, and Lincoln counties. Managing Attorney Melanie Tarrant Bull. Free civil legal assistance for low-income residents in housing, family law, public benefits, consumer issues, and other civil matters.

Legal Aid NC Gastonia — serves Cleveland County

Legal Aid of North Carolina — Statewide Helpline

Statewide intake line for low-income North Carolina residents seeking free civil legal assistance in housing, foreclosure prevention, or other homeowner matters.

Legal Aid NC statewide helpline

NC Bar Association Lawyer Referral Service

Statewide lawyer referral service connecting Casar homeowners with private attorneys for foreclosure, probate, bankruptcy, divorce, or lien matters.

NC Bar lawyer referral service

Tax Liens Real Estate Agents in Casar

Chamiese Evans — Licensed Realtor

Specializing in helping Casar homeowners navigate tax liens situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.

Visit listrobin.com
Fire / Storm Damage

Property Damage Attorneys

Farmer & Morris Law, PLLC

Multi-office regional firm with attorney Caleb J. Farmer, a NC State Bar Certified Specialist in Bankruptcy Law (UNC School of Law, licensed NC 2009, SC 2010). Handles foreclosure defense, civil litigation, and creditor disputes throughout Cleveland, Lincoln, Rutherford, and Gaston counties.

(704) 482-1112

505 S. Lafayette St., Suite B, Shelby, NC 28150

Farmer & Morris Law foreclosure defense Shelby

Richard J. Luptak, PLLC

Shelby firm with attorney Richard J. Luptak (admitted 1988, Thomas M. Cooley Law School) and Chelsea Chapman. Over 40 years of combined experience in real estate, family law, and estate planning serving Cleveland and Gaston counties.

(704) 406-9361

515 S. DeKalb St., Shelby, NC 28150

Luptak Law real estate Shelby

Housing Counseling and Foreclosure Prevention

Cleveland County Community Development Corporation

HUD-approved nonprofit housing counseling agency serving Cleveland County since 1992. United Way affiliate. Provides pre-purchase homebuyer education, mortgage delinquency counseling, foreclosure prevention, and financial management at no cost.

Cleveland County CDC — HUD-approved housing counseling

HUD Housing Counselor Referral Line

Federal HUD counselor locator and hotline for Casar homeowners needing foreclosure-prevention counseling, loan-workout planning, and loss-mitigation guidance in Cleveland County.

Find a HUD-approved housing counselor

North Carolina Housing Finance Agency Homeowner Help

State mortgage-delinquency and foreclosure-prevention guidance for North Carolina homeowners, with referrals to HUD-approved counseling agencies serving Cleveland County.

NCHFA homeowner assistance

Free and Low-Cost Legal Aid

Legal Aid of North Carolina — Gastonia Office

Serves Cleveland, Gaston, and Lincoln counties. Managing Attorney Melanie Tarrant Bull. Free civil legal assistance for low-income residents in housing, family law, public benefits, consumer issues, and other civil matters.

Legal Aid NC Gastonia — serves Cleveland County

Legal Aid of North Carolina — Statewide Helpline

Statewide intake line for low-income North Carolina residents seeking free civil legal assistance in housing, foreclosure prevention, or other homeowner matters.

Legal Aid NC statewide helpline

NC Bar Association Lawyer Referral Service

Statewide lawyer referral service connecting Casar homeowners with private attorneys for foreclosure, probate, bankruptcy, divorce, or lien matters.

NC Bar lawyer referral service

Fire / Storm Damage Real Estate Agents in Casar

Chamiese Evans — Licensed Realtor

Specializing in helping Casar homeowners navigate fire / storm damage situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.

Visit listrobin.com

Storm or fire damage? Get a cash offer, sold as-is

Get my cash offer
Vacant Property

Vacant Property Attorneys

Thurman, Wilson, Boutwell & Galvin, P.A.

Charlotte firm with 25+ years of dedicated HOA and community association law experience. Represents associations, non-profit corporations, and individual owners in HOA disputes. Services include collections, covenant enforcement, by-law amendments, and litigation throughout the greater Charlotte region.

(704) 377-4164

301 S. McDowell St., Suite 608, Charlotte, NC 28204

Thurman Wilson Boutwell & Galvin HOA law Charlotte

Horn, Pack, Brown & Dow, P.A.

Established Shelby firm serving Cleveland County for nearly a century. Attorneys Terry Pack (30+ years) and Becky J. Brown (33+ years) handle real estate, family law, and general civil practice including property-related disputes and covenant questions.

(704) 482-2454

211 S. DeKalb St., Shelby, NC 28150

Horn Pack Brown & Dow real estate law Shelby

Housing Counseling and Foreclosure Prevention

Cleveland County Community Development Corporation

HUD-approved nonprofit housing counseling agency serving Cleveland County since 1992. United Way affiliate. Provides pre-purchase homebuyer education, mortgage delinquency counseling, foreclosure prevention, and financial management at no cost.

Cleveland County CDC — HUD-approved housing counseling

HUD Housing Counselor Referral Line

Federal HUD counselor locator and hotline for Casar homeowners needing foreclosure-prevention counseling, loan-workout planning, and loss-mitigation guidance in Cleveland County.

Find a HUD-approved housing counselor

North Carolina Housing Finance Agency Homeowner Help

State mortgage-delinquency and foreclosure-prevention guidance for North Carolina homeowners, with referrals to HUD-approved counseling agencies serving Cleveland County.

NCHFA homeowner assistance

Free and Low-Cost Legal Aid

Legal Aid of North Carolina — Gastonia Office

Serves Cleveland, Gaston, and Lincoln counties. Managing Attorney Melanie Tarrant Bull. Free civil legal assistance for low-income residents in housing, family law, public benefits, consumer issues, and other civil matters.

Legal Aid NC Gastonia — serves Cleveland County

Legal Aid of North Carolina — Statewide Helpline

Statewide intake line for low-income North Carolina residents seeking free civil legal assistance in housing, foreclosure prevention, or other homeowner matters.

Legal Aid NC statewide helpline

NC Bar Association Lawyer Referral Service

Statewide lawyer referral service connecting Casar homeowners with private attorneys for foreclosure, probate, bankruptcy, divorce, or lien matters.

NC Bar lawyer referral service

Vacant Property Real Estate Agents in Casar

Chamiese Evans — Licensed Realtor

Specializing in helping Casar homeowners navigate vacant property situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.

Visit listrobin.com
Military PCS

Military PCS Attorneys

Caulder & Valentine Law Firm, PLLC

Attorneys Blake Caulder, Josh Valentine, and Jonathan Kidd (est. 2015, 25+ years combined experience). Full-service family law practice in Shelby with offices in Gastonia and Lincolnton. Handles divorce, child custody, child support, domestic violence orders, alimony, and adoption.

(704) 470-2440

303 W. Marion St., Shelby, NC 28150

Caulder & Valentine family law Shelby

Deaton & Biggers, PLLC

Long-established Shelby firm (est. 1979) handling contested and uncontested divorce, custody, Social Security Disability, and estates. Attorneys A. Susan Biggers and Lydia A. Hoza serve Cleveland County families.

(704) 482-7300

402 E. Graham St., Shelby, NC 28150

Deaton & Biggers family law Shelby

Housing Counseling and Foreclosure Prevention

Cleveland County Community Development Corporation

HUD-approved nonprofit housing counseling agency serving Cleveland County since 1992. United Way affiliate. Provides pre-purchase homebuyer education, mortgage delinquency counseling, foreclosure prevention, and financial management at no cost.

Cleveland County CDC — HUD-approved housing counseling

HUD Housing Counselor Referral Line

Federal HUD counselor locator and hotline for Casar homeowners needing foreclosure-prevention counseling, loan-workout planning, and loss-mitigation guidance in Cleveland County.

Find a HUD-approved housing counselor

North Carolina Housing Finance Agency Homeowner Help

State mortgage-delinquency and foreclosure-prevention guidance for North Carolina homeowners, with referrals to HUD-approved counseling agencies serving Cleveland County.

NCHFA homeowner assistance

Free and Low-Cost Legal Aid

Legal Aid of North Carolina — Gastonia Office

Serves Cleveland, Gaston, and Lincoln counties. Managing Attorney Melanie Tarrant Bull. Free civil legal assistance for low-income residents in housing, family law, public benefits, consumer issues, and other civil matters.

Legal Aid NC Gastonia — serves Cleveland County

Legal Aid of North Carolina — Statewide Helpline

Statewide intake line for low-income North Carolina residents seeking free civil legal assistance in housing, foreclosure prevention, or other homeowner matters.

Legal Aid NC statewide helpline

NC Bar Association Lawyer Referral Service

Statewide lawyer referral service connecting Casar homeowners with private attorneys for foreclosure, probate, bankruptcy, divorce, or lien matters.

NC Bar lawyer referral service

Military PCS Real Estate Agents in Casar

Chamiese Evans — Licensed Realtor

Specializing in helping Casar homeowners navigate military pcs situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.

Visit listrobin.com

PCS orders and a home to sell fast? See your cash offer

Get my cash offer
Underwater Mortgage

Underwater Mortgage Attorneys

Farmer & Morris Law, PLLC

Multi-office regional firm with attorney Caleb J. Farmer, a NC State Bar Certified Specialist in Bankruptcy Law (UNC School of Law, licensed NC 2009, SC 2010). Handles foreclosure defense, civil litigation, and creditor disputes throughout Cleveland, Lincoln, Rutherford, and Gaston counties.

(704) 482-1112

505 S. Lafayette St., Suite B, Shelby, NC 28150

Farmer & Morris Law foreclosure defense Shelby

Richard J. Luptak, PLLC

Shelby firm with attorney Richard J. Luptak (admitted 1988, Thomas M. Cooley Law School) and Chelsea Chapman. Over 40 years of combined experience in real estate, family law, and estate planning serving Cleveland and Gaston counties.

(704) 406-9361

515 S. DeKalb St., Shelby, NC 28150

Luptak Law real estate Shelby

Housing Counseling and Foreclosure Prevention

Cleveland County Community Development Corporation

HUD-approved nonprofit housing counseling agency serving Cleveland County since 1992. United Way affiliate. Provides pre-purchase homebuyer education, mortgage delinquency counseling, foreclosure prevention, and financial management at no cost.

Cleveland County CDC — HUD-approved housing counseling

HUD Housing Counselor Referral Line

Federal HUD counselor locator and hotline for Casar homeowners needing foreclosure-prevention counseling, loan-workout planning, and loss-mitigation guidance in Cleveland County.

Find a HUD-approved housing counselor

North Carolina Housing Finance Agency Homeowner Help

State mortgage-delinquency and foreclosure-prevention guidance for North Carolina homeowners, with referrals to HUD-approved counseling agencies serving Cleveland County.

NCHFA homeowner assistance

Free and Low-Cost Legal Aid

Legal Aid of North Carolina — Gastonia Office

Serves Cleveland, Gaston, and Lincoln counties. Managing Attorney Melanie Tarrant Bull. Free civil legal assistance for low-income residents in housing, family law, public benefits, consumer issues, and other civil matters.

Legal Aid NC Gastonia — serves Cleveland County

Legal Aid of North Carolina — Statewide Helpline

Statewide intake line for low-income North Carolina residents seeking free civil legal assistance in housing, foreclosure prevention, or other homeowner matters.

Legal Aid NC statewide helpline

NC Bar Association Lawyer Referral Service

Statewide lawyer referral service connecting Casar homeowners with private attorneys for foreclosure, probate, bankruptcy, divorce, or lien matters.

NC Bar lawyer referral service

Underwater Mortgage Real Estate Agents in Casar

Chamiese Evans — Licensed Realtor

Specializing in helping Casar homeowners navigate underwater mortgage situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.

Visit listrobin.com

Underwater — or do you actually have equity? Find out free

See my home value
Job Loss

Job Loss and Debt Attorneys

Gardner Law Offices

Shelby-based bankruptcy practice with attorney William Gardner (licensed NC 2004, 21+ years experience). Handles Chapter 7, 11, and 13 filings in the Shelby, Charlotte, and Asheville Divisions of the Western District. BBB listed.

(704) 600-6113

320 E. Graham St., Shelby, NC 28150

Gardner Law Offices bankruptcy Shelby

Farmer & Morris Law, PLLC

Attorney Caleb J. Farmer is a NC State Bar Certified Specialist in Bankruptcy Law with 15+ years experience handling Chapter 7, 11, 12, and 13 filings across multiple NC and SC counties from the Shelby office.

(704) 482-1112

505 S. Lafayette St., Suite B, Shelby, NC 28150

Farmer & Morris bankruptcy law Shelby

Housing Counseling and Foreclosure Prevention

Cleveland County Community Development Corporation

HUD-approved nonprofit housing counseling agency serving Cleveland County since 1992. United Way affiliate. Provides pre-purchase homebuyer education, mortgage delinquency counseling, foreclosure prevention, and financial management at no cost.

Cleveland County CDC — HUD-approved housing counseling

HUD Housing Counselor Referral Line

Federal HUD counselor locator and hotline for Casar homeowners needing foreclosure-prevention counseling, loan-workout planning, and loss-mitigation guidance in Cleveland County.

Find a HUD-approved housing counselor

North Carolina Housing Finance Agency Homeowner Help

State mortgage-delinquency and foreclosure-prevention guidance for North Carolina homeowners, with referrals to HUD-approved counseling agencies serving Cleveland County.

NCHFA homeowner assistance

Free and Low-Cost Legal Aid

Legal Aid of North Carolina — Gastonia Office

Serves Cleveland, Gaston, and Lincoln counties. Managing Attorney Melanie Tarrant Bull. Free civil legal assistance for low-income residents in housing, family law, public benefits, consumer issues, and other civil matters.

Legal Aid NC Gastonia — serves Cleveland County

Legal Aid of North Carolina — Statewide Helpline

Statewide intake line for low-income North Carolina residents seeking free civil legal assistance in housing, foreclosure prevention, or other homeowner matters.

Legal Aid NC statewide helpline

NC Bar Association Lawyer Referral Service

Statewide lawyer referral service connecting Casar homeowners with private attorneys for foreclosure, probate, bankruptcy, divorce, or lien matters.

NC Bar lawyer referral service

Job Loss Real Estate Agents in Casar

Chamiese Evans — Licensed Realtor

Specializing in helping Casar homeowners navigate job loss situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.

Visit listrobin.com
Medical Hardship

Medical Hardship Attorneys

Gardner Law Offices

Shelby-based bankruptcy practice with attorney William Gardner (licensed NC 2004, 21+ years experience). Handles Chapter 7, 11, and 13 filings in the Shelby, Charlotte, and Asheville Divisions of the Western District. BBB listed.

(704) 600-6113

320 E. Graham St., Shelby, NC 28150

Gardner Law Offices bankruptcy Shelby

Farmer & Morris Law, PLLC

Attorney Caleb J. Farmer is a NC State Bar Certified Specialist in Bankruptcy Law with 15+ years experience handling Chapter 7, 11, 12, and 13 filings across multiple NC and SC counties from the Shelby office.

(704) 482-1112

505 S. Lafayette St., Suite B, Shelby, NC 28150

Farmer & Morris bankruptcy law Shelby

Housing Counseling and Foreclosure Prevention

Cleveland County Community Development Corporation

HUD-approved nonprofit housing counseling agency serving Cleveland County since 1992. United Way affiliate. Provides pre-purchase homebuyer education, mortgage delinquency counseling, foreclosure prevention, and financial management at no cost.

Cleveland County CDC — HUD-approved housing counseling

HUD Housing Counselor Referral Line

Federal HUD counselor locator and hotline for Casar homeowners needing foreclosure-prevention counseling, loan-workout planning, and loss-mitigation guidance in Cleveland County.

Find a HUD-approved housing counselor

North Carolina Housing Finance Agency Homeowner Help

State mortgage-delinquency and foreclosure-prevention guidance for North Carolina homeowners, with referrals to HUD-approved counseling agencies serving Cleveland County.

NCHFA homeowner assistance

Free and Low-Cost Legal Aid

Legal Aid of North Carolina — Gastonia Office

Serves Cleveland, Gaston, and Lincoln counties. Managing Attorney Melanie Tarrant Bull. Free civil legal assistance for low-income residents in housing, family law, public benefits, consumer issues, and other civil matters.

Legal Aid NC Gastonia — serves Cleveland County

Legal Aid of North Carolina — Statewide Helpline

Statewide intake line for low-income North Carolina residents seeking free civil legal assistance in housing, foreclosure prevention, or other homeowner matters.

Legal Aid NC statewide helpline

NC Bar Association Lawyer Referral Service

Statewide lawyer referral service connecting Casar homeowners with private attorneys for foreclosure, probate, bankruptcy, divorce, or lien matters.

NC Bar lawyer referral service

Medical Hardship Real Estate Agents in Casar

Chamiese Evans — Licensed Realtor

Specializing in helping Casar homeowners navigate medical hardship situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.

Visit listrobin.com
Reverse Mortgage

Reverse Mortgage and Probate Attorneys

Archonix Law

Attorney Brandon Jaynes (Campbell University School of Law 2009, cum laude; Gardner-Webb B.S. magna cum laude). Shelby boutique firm concentrating in estate planning, wills, trusts, probate administration, and elder law. Mobile services throughout Cleveland, Gaston, McDowell, Polk, and Lincoln counties.

(704) 470-4388

412 N. Lafayette St., Shelby, NC 28150

Archonix Law estate planning Shelby

Deaton & Biggers, PLLC

One of Cleveland County's oldest continuously operating law firms (est. 1979 by W. Robinson Deaton Jr. and A. Susan Biggers). Handles estates, guardianships, wills, powers of attorney, and ladybird deeds. Serves Cleveland, Lincoln, Rutherford, and Gaston counties.

(704) 482-7300

402 E. Graham St., Shelby, NC 28150

Deaton & Biggers estate law Shelby

Housing Counseling and Foreclosure Prevention

Cleveland County Community Development Corporation

HUD-approved nonprofit housing counseling agency serving Cleveland County since 1992. United Way affiliate. Provides pre-purchase homebuyer education, mortgage delinquency counseling, foreclosure prevention, and financial management at no cost.

Cleveland County CDC — HUD-approved housing counseling

HUD Housing Counselor Referral Line

Federal HUD counselor locator and hotline for Casar homeowners needing foreclosure-prevention counseling, loan-workout planning, and loss-mitigation guidance in Cleveland County.

Find a HUD-approved housing counselor

North Carolina Housing Finance Agency Homeowner Help

State mortgage-delinquency and foreclosure-prevention guidance for North Carolina homeowners, with referrals to HUD-approved counseling agencies serving Cleveland County.

NCHFA homeowner assistance

Free and Low-Cost Legal Aid

Legal Aid of North Carolina — Gastonia Office

Serves Cleveland, Gaston, and Lincoln counties. Managing Attorney Melanie Tarrant Bull. Free civil legal assistance for low-income residents in housing, family law, public benefits, consumer issues, and other civil matters.

Legal Aid NC Gastonia — serves Cleveland County

Legal Aid of North Carolina — Statewide Helpline

Statewide intake line for low-income North Carolina residents seeking free civil legal assistance in housing, foreclosure prevention, or other homeowner matters.

Legal Aid NC statewide helpline

NC Bar Association Lawyer Referral Service

Statewide lawyer referral service connecting Casar homeowners with private attorneys for foreclosure, probate, bankruptcy, divorce, or lien matters.

NC Bar lawyer referral service

Reverse Mortgage Real Estate Agents in Casar

Chamiese Evans — Licensed Realtor

Specializing in helping Casar homeowners navigate reverse mortgage situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.

Visit listrobin.com

Know exactly what your Casar home is worth first

See my home value
HELOC Default

HELOC Default Attorneys

Farmer & Morris Law, PLLC

Multi-office regional firm with attorney Caleb J. Farmer, a NC State Bar Certified Specialist in Bankruptcy Law (UNC School of Law, licensed NC 2009, SC 2010). Handles foreclosure defense, civil litigation, and creditor disputes throughout Cleveland, Lincoln, Rutherford, and Gaston counties.

(704) 482-1112

505 S. Lafayette St., Suite B, Shelby, NC 28150

Farmer & Morris Law foreclosure defense Shelby

Richard J. Luptak, PLLC

Shelby firm with attorney Richard J. Luptak (admitted 1988, Thomas M. Cooley Law School) and Chelsea Chapman. Over 40 years of combined experience in real estate, family law, and estate planning serving Cleveland and Gaston counties.

(704) 406-9361

515 S. DeKalb St., Shelby, NC 28150

Luptak Law real estate Shelby

Housing Counseling and Foreclosure Prevention

Cleveland County Community Development Corporation

HUD-approved nonprofit housing counseling agency serving Cleveland County since 1992. United Way affiliate. Provides pre-purchase homebuyer education, mortgage delinquency counseling, foreclosure prevention, and financial management at no cost.

Cleveland County CDC — HUD-approved housing counseling

HUD Housing Counselor Referral Line

Federal HUD counselor locator and hotline for Casar homeowners needing foreclosure-prevention counseling, loan-workout planning, and loss-mitigation guidance in Cleveland County.

Find a HUD-approved housing counselor

North Carolina Housing Finance Agency Homeowner Help

State mortgage-delinquency and foreclosure-prevention guidance for North Carolina homeowners, with referrals to HUD-approved counseling agencies serving Cleveland County.

NCHFA homeowner assistance

Free and Low-Cost Legal Aid

Legal Aid of North Carolina — Gastonia Office

Serves Cleveland, Gaston, and Lincoln counties. Managing Attorney Melanie Tarrant Bull. Free civil legal assistance for low-income residents in housing, family law, public benefits, consumer issues, and other civil matters.

Legal Aid NC Gastonia — serves Cleveland County

Legal Aid of North Carolina — Statewide Helpline

Statewide intake line for low-income North Carolina residents seeking free civil legal assistance in housing, foreclosure prevention, or other homeowner matters.

Legal Aid NC statewide helpline

NC Bar Association Lawyer Referral Service

Statewide lawyer referral service connecting Casar homeowners with private attorneys for foreclosure, probate, bankruptcy, divorce, or lien matters.

NC Bar lawyer referral service

HELOC Default Real Estate Agents in Casar

Chamiese Evans — Licensed Realtor

Specializing in helping Casar homeowners navigate heloc default situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.

Visit listrobin.com
Judgment Lien

Judgment Lien Attorneys

Farmer & Morris Law, PLLC

Multi-office regional firm with attorney Caleb J. Farmer, a NC State Bar Certified Specialist in Bankruptcy Law (UNC School of Law, licensed NC 2009, SC 2010). Handles foreclosure defense, civil litigation, and creditor disputes throughout Cleveland, Lincoln, Rutherford, and Gaston counties.

(704) 482-1112

505 S. Lafayette St., Suite B, Shelby, NC 28150

Farmer & Morris Law foreclosure defense Shelby

Richard J. Luptak, PLLC

Shelby firm with attorney Richard J. Luptak (admitted 1988, Thomas M. Cooley Law School) and Chelsea Chapman. Over 40 years of combined experience in real estate, family law, and estate planning serving Cleveland and Gaston counties.

(704) 406-9361

515 S. DeKalb St., Shelby, NC 28150

Luptak Law real estate Shelby

Housing Counseling and Foreclosure Prevention

Cleveland County Community Development Corporation

HUD-approved nonprofit housing counseling agency serving Cleveland County since 1992. United Way affiliate. Provides pre-purchase homebuyer education, mortgage delinquency counseling, foreclosure prevention, and financial management at no cost.

Cleveland County CDC — HUD-approved housing counseling

HUD Housing Counselor Referral Line

Federal HUD counselor locator and hotline for Casar homeowners needing foreclosure-prevention counseling, loan-workout planning, and loss-mitigation guidance in Cleveland County.

Find a HUD-approved housing counselor

North Carolina Housing Finance Agency Homeowner Help

State mortgage-delinquency and foreclosure-prevention guidance for North Carolina homeowners, with referrals to HUD-approved counseling agencies serving Cleveland County.

NCHFA homeowner assistance

Free and Low-Cost Legal Aid

Legal Aid of North Carolina — Gastonia Office

Serves Cleveland, Gaston, and Lincoln counties. Managing Attorney Melanie Tarrant Bull. Free civil legal assistance for low-income residents in housing, family law, public benefits, consumer issues, and other civil matters.

Legal Aid NC Gastonia — serves Cleveland County

Legal Aid of North Carolina — Statewide Helpline

Statewide intake line for low-income North Carolina residents seeking free civil legal assistance in housing, foreclosure prevention, or other homeowner matters.

Legal Aid NC statewide helpline

NC Bar Association Lawyer Referral Service

Statewide lawyer referral service connecting Casar homeowners with private attorneys for foreclosure, probate, bankruptcy, divorce, or lien matters.

NC Bar lawyer referral service

Judgment Lien Real Estate Agents in Casar

Chamiese Evans — Licensed Realtor

Specializing in helping Casar homeowners navigate judgment lien situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.

Visit listrobin.com

Your local real estate expert

Connect with a licensed Realtor who specializes in helping homeowners navigate homeowner situations in Casar, NC.

CE

Chamiese Evans

Licensed Realtor — NorthGroup Real Estate

Helping homeowners across the Carolinas find the right path forward — whether that means selling, negotiating, or exploring every option before making a decision.

Visit listrobin.com

Researched by CC Evans, Marketing Analyst — RobinOffer

Last reviewed: February 2026

This directory is for informational purposes only. It does not constitute legal, financial, or tax advice. Confirm all options with licensed counsel or a qualified financial professional before signing any agreement.

Sources: NC General Statutes · HUD.gov · CFPB.gov

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