Foreclosure
Fast, local guidance for homeowners in financial hardship who need speed and clear direction.
✓Curated resourcesView resourcesHomeowners/Clayton, NC
Homeowner Resources in Clayton, NC
Local resources for homeowners in Clayton, NC dealing with foreclosure, probate, tax liens, bankruptcy, and other difficult situations. Real contacts, phone numbers, and next steps.
✓Verified local resources✓19 resource categories✓Curated by a licensed Realtor
Resource categories for Clayton
Select a topic below to see local resources including government offices, attorneys, financial counselors, and nonprofit organizations.
Divorce
Neutral, fast-track support when your home decision is part of a broader legal process.
✓Curated resourcesView resourcesNeed a clean, fast sale in a Clayton divorce? See your offer
Get my cash offerProbate
Court-supervised probate and estate administration resources including filing requirements, timelines, and legal support.
✓Curated resourcesView resourcesSelling a home in probate? See a fast cash offer
Get my cash offerBankruptcy
Resources for homeowners in Chapter 7 or Chapter 13 bankruptcy who need to sell their home.
✓Curated resourcesView resourcesHOA Liens
Resources for homeowners behind on HOA dues facing liens, penalties, or HOA foreclosure.
✓Curated resourcesView resourcesReverse Mortgage
Resources for reverse mortgage borrowers and heirs — HECM counseling, heir timelines, and non-recourse protections.
✓Curated resourcesView resourcesKnow exactly what your Clayton home is worth first
See my home valueIRS Tax Lien
Resources for homeowners with IRS federal tax liens — lien discharge, Fresh Start program, and Taxpayer Advocate.
✓Curated resourcesView resourcesHELOC Default
Resources for homeowners in default on a HELOC or second mortgage — settlement negotiation, lien stripping, and foreclosure defense.
✓Curated resourcesView resourcesMore local resources in Clayton
Verified local contacts for other situations Clayton homeowners face — attorneys, government offices, and financial counselors, organized by topic.
Inheritance
Probate & Estate Attorneys in Clayton
Carolina Family Estate Planning
Founded 2009 by Attorney Jackie Bedard (MIT B.S., University of Richmond J.D. magna cum laude). Certified Dementia Practitioner. NC SuperLawyers Rising Star 2016-2020. Business NC Legal Elite 2019-2022. Avvo 10/10 in estate planning. Clayton office.
(919) 443-3035
Carolina Family Estate Planning51 Kilmayne Dr, Suite 200, Clayton, NC 27520
Law Offices of Nicole LaDuca Quinn, PLLC
Attorney Nicole LaDuca Quinn is licensed in NC and NJ. J.D. from New York Law School. Over 20 years serving the Clayton community in estate planning, wills, trusts, probate, and real estate closings.
(919) 977-7385
Nicole Quinn Law9939 Clayton Blvd W, Clayton, NC 27520
Narron Wenzel, P.A.
Attorney Kemp Mosley (Wake Forest J.D. 2011) concentrates in estates, trusts, civil litigation, and guardianships. Current Chairman of NC Bar Association Estate Planning & Fiduciary Law Section (2025-26). Super Lawyers 2025. Business NC Legal Elite 2024-2025.
(919) 934-0049
Narron Wenzel estates102 S Third St, Smithfield, NC 27577
Emery D. Ashley, Attorney at Law
Attorney Emery Ashley (Campbell University J.D. 1989) handles estate planning, probate, wills, and estate administration. One of the longest-practicing solo attorneys in Smithfield serving Johnston County families for 37+ years.
(919) 934-9484
Emery Ashley estates208 E Church St, Smithfield, NC 27577
Free Legal Aid
Legal Aid of North Carolina - Raleigh Office
Free civil legal services for low-income residents in Johnston and Wake counties. Covers housing, foreclosure, consumer, and family law matters. By appointment only.
(919) 828-4647
Legal Aid NC - Raleigh1425 Promise Beacon Circle, Suite 201, Raleigh, NC 27610
Legal Aid of NC Statewide Helpline
Toll-free helpline for legal aid intake and referrals statewide.
Legal Aid NC helplineNC Bar Association Lawyer Referral Service
Statewide attorney referrals. $50 for initial 30-minute consultation.
NC Bar Referral ServiceJohnston County Courts
Johnston County Clerk of Superior Court
Handles probate, estate administration, foreclosure filings, guardianship, and adoption. The Clerk serves as the de facto Probate Judge in NC. Officeholder: Michelle Creech Ball.
(919) 209-5400
Johnston County Courts207 E Johnston St, Smithfield, NC 27577
Inheritance Real Estate Agents in Clayton
Chamiese Evans — Licensed Realtor
Specializing in helping Clayton homeowners navigate inheritance situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.
Visit listrobin.comGet a no-obligation cash offer on the inherited Clayton home
Get my cash offerRelocation
HUD and Homeownership Counseling
Johnston-Lee-Harnett Community Action
HUD-approved housing counseling agency serving Johnston County. Provides mortgage delinquency counseling, pre-purchase counseling, and rental housing assistance.
(919) 934-2145
JLHCA housing counseling1102 Massey St, Smithfield, NC 27577
HUD National Counselor Hotline
Referral line for HUD-approved housing counselors serving Clayton and Johnston County households.
Find a HUD counselorNC Housing Finance Agency Foreclosure Help
State mortgage-assistance and foreclosure-prevention resources for qualifying homeowners.
NCHFA homeowner resourcesCommunity Hardship Support
Johnston County Department of Social Services
County services for Medicaid, SNAP, Work First (TANF), energy assistance, and emergency support.
(919) 989-5300
Johnston County DSS714 North St, Smithfield, NC 27577
CFPB Mortgage Help
Federal homeowner resources for mortgage-servicing problems and foreclosure-risk planning.
CFPB homeowner helpCall 211
Local referrals for utility, food, shelter, and emergency financial-assistance programs.
Call 211Relocation Real Estate Agents in Clayton
Chamiese Evans — Licensed Realtor
Specializing in helping Clayton homeowners navigate relocation situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.
Visit listrobin.comRelocating from Clayton? Sell fast with a cash offer
Get my cash offerTax Liens
Johnston County Tax Office
Johnston County Tax Administration
Property tax bills, payment plans, delinquent tax inquiries. Contact early if you have difficulty paying.
(919) 989-5120
Pay property taxes online207 E Johnston St, Smithfield, NC 27577
HUD and Homeownership Counseling
Johnston-Lee-Harnett Community Action
HUD-approved housing counseling agency serving Johnston County. Provides mortgage delinquency counseling, pre-purchase counseling, and rental housing assistance.
(919) 934-2145
JLHCA housing counseling1102 Massey St, Smithfield, NC 27577
HUD National Counselor Hotline
Referral line for HUD-approved housing counselors serving Clayton and Johnston County households.
Find a HUD counselorNC Housing Finance Agency Foreclosure Help
State mortgage-assistance and foreclosure-prevention resources for qualifying homeowners.
NCHFA homeowner resourcesCommunity Hardship Support
Johnston County Department of Social Services
County services for Medicaid, SNAP, Work First (TANF), energy assistance, and emergency support.
(919) 989-5300
Johnston County DSS714 North St, Smithfield, NC 27577
CFPB Mortgage Help
Federal homeowner resources for mortgage-servicing problems and foreclosure-risk planning.
CFPB homeowner helpCall 211
Local referrals for utility, food, shelter, and emergency financial-assistance programs.
Call 211Free Legal Aid
Legal Aid of North Carolina - Raleigh Office
Free civil legal services for low-income residents in Johnston and Wake counties. Covers housing, foreclosure, consumer, and family law matters. By appointment only.
(919) 828-4647
Legal Aid NC - Raleigh1425 Promise Beacon Circle, Suite 201, Raleigh, NC 27610
Legal Aid of NC Statewide Helpline
Toll-free helpline for legal aid intake and referrals statewide.
Legal Aid NC helplineNC Bar Association Lawyer Referral Service
Statewide attorney referrals. $50 for initial 30-minute consultation.
NC Bar Referral ServiceTax Liens Real Estate Agents in Clayton
Chamiese Evans — Licensed Realtor
Specializing in helping Clayton homeowners navigate tax liens situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.
Visit listrobin.comCode Violations
Clayton Code Enforcement
Town of Clayton Code Enforcement
Code violations, nuisances, junked vehicles, unsightly lots, overgrown grass, and zoning complaints.
(919) 553-5002
Code Enforcement website111 E Second St, Clayton, NC 27520
Free Legal Aid
Legal Aid of North Carolina - Raleigh Office
Free civil legal services for low-income residents in Johnston and Wake counties. Covers housing, foreclosure, consumer, and family law matters. By appointment only.
(919) 828-4647
Legal Aid NC - Raleigh1425 Promise Beacon Circle, Suite 201, Raleigh, NC 27610
Legal Aid of NC Statewide Helpline
Toll-free helpline for legal aid intake and referrals statewide.
Legal Aid NC helplineNC Bar Association Lawyer Referral Service
Statewide attorney referrals. $50 for initial 30-minute consultation.
NC Bar Referral ServiceCode Violations Real Estate Agents in Clayton
Chamiese Evans — Licensed Realtor
Specializing in helping Clayton homeowners navigate code violations situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.
Visit listrobin.comSee open code cases and activity around any Clayton address
Check my addressFire / Storm Damage
Emergency & Disaster Resources
FEMA Region 4
Federal disaster declarations, individual assistance, and temporary housing for NC/SC.
FEMA Region 4NC Division of Emergency Management
State-level disaster response, recovery programs, and individual assistance.
NC Emergency ManagementSBA Disaster Loans
Low-interest disaster loans for homeowners to repair or replace damaged property.
SBA Disaster LoansHUD and Homeownership Counseling
Johnston-Lee-Harnett Community Action
HUD-approved housing counseling agency serving Johnston County. Provides mortgage delinquency counseling, pre-purchase counseling, and rental housing assistance.
(919) 934-2145
JLHCA housing counseling1102 Massey St, Smithfield, NC 27577
HUD National Counselor Hotline
Referral line for HUD-approved housing counselors serving Clayton and Johnston County households.
Find a HUD counselorNC Housing Finance Agency Foreclosure Help
State mortgage-assistance and foreclosure-prevention resources for qualifying homeowners.
NCHFA homeowner resourcesCommunity Hardship Support
Johnston County Department of Social Services
County services for Medicaid, SNAP, Work First (TANF), energy assistance, and emergency support.
(919) 989-5300
Johnston County DSS714 North St, Smithfield, NC 27577
CFPB Mortgage Help
Federal homeowner resources for mortgage-servicing problems and foreclosure-risk planning.
CFPB homeowner helpCall 211
Local referrals for utility, food, shelter, and emergency financial-assistance programs.
Call 211Free Legal Aid
Legal Aid of North Carolina - Raleigh Office
Free civil legal services for low-income residents in Johnston and Wake counties. Covers housing, foreclosure, consumer, and family law matters. By appointment only.
(919) 828-4647
Legal Aid NC - Raleigh1425 Promise Beacon Circle, Suite 201, Raleigh, NC 27610
Legal Aid of NC Statewide Helpline
Toll-free helpline for legal aid intake and referrals statewide.
Legal Aid NC helplineNC Bar Association Lawyer Referral Service
Statewide attorney referrals. $50 for initial 30-minute consultation.
NC Bar Referral ServiceFire / Storm Damage Real Estate Agents in Clayton
Chamiese Evans — Licensed Realtor
Specializing in helping Clayton homeowners navigate fire / storm damage situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.
Visit listrobin.comStorm or fire damage? Get a cash offer, sold as-is
Get my cash offerVacant Property
HUD and Homeownership Counseling
Johnston-Lee-Harnett Community Action
HUD-approved housing counseling agency serving Johnston County. Provides mortgage delinquency counseling, pre-purchase counseling, and rental housing assistance.
(919) 934-2145
JLHCA housing counseling1102 Massey St, Smithfield, NC 27577
HUD National Counselor Hotline
Referral line for HUD-approved housing counselors serving Clayton and Johnston County households.
Find a HUD counselorNC Housing Finance Agency Foreclosure Help
State mortgage-assistance and foreclosure-prevention resources for qualifying homeowners.
NCHFA homeowner resourcesCommunity Hardship Support
Johnston County Department of Social Services
County services for Medicaid, SNAP, Work First (TANF), energy assistance, and emergency support.
(919) 989-5300
Johnston County DSS714 North St, Smithfield, NC 27577
CFPB Mortgage Help
Federal homeowner resources for mortgage-servicing problems and foreclosure-risk planning.
CFPB homeowner helpCall 211
Local referrals for utility, food, shelter, and emergency financial-assistance programs.
Call 211Free Legal Aid
Legal Aid of North Carolina - Raleigh Office
Free civil legal services for low-income residents in Johnston and Wake counties. Covers housing, foreclosure, consumer, and family law matters. By appointment only.
(919) 828-4647
Legal Aid NC - Raleigh1425 Promise Beacon Circle, Suite 201, Raleigh, NC 27610
Legal Aid of NC Statewide Helpline
Toll-free helpline for legal aid intake and referrals statewide.
Legal Aid NC helplineNC Bar Association Lawyer Referral Service
Statewide attorney referrals. $50 for initial 30-minute consultation.
NC Bar Referral ServiceVacant Property Real Estate Agents in Clayton
Chamiese Evans — Licensed Realtor
Specializing in helping Clayton homeowners navigate vacant property situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.
Visit listrobin.comDone carrying a vacant Clayton home? Get a cash offer
Get my cash offerMilitary PCS
Veteran & Military Services in Clayton
Johnston County Veterans Services
Assists veterans and dependents with VA claims, benefits counseling, and referrals.
(919) 989-5067
Johnston County Veterans Services309 E Market St, Smithfield, NC 27577
VA Regional Office - Winston-Salem
Disability claims, home loan certificates, and veteran benefits. Serves all of North Carolina.
1-800-827-1000
VA Regional Office251 N Main St, Winston-Salem, NC 27155
HUD and Homeownership Counseling
Johnston-Lee-Harnett Community Action
HUD-approved housing counseling agency serving Johnston County. Provides mortgage delinquency counseling, pre-purchase counseling, and rental housing assistance.
(919) 934-2145
JLHCA housing counseling1102 Massey St, Smithfield, NC 27577
HUD National Counselor Hotline
Referral line for HUD-approved housing counselors serving Clayton and Johnston County households.
Find a HUD counselorNC Housing Finance Agency Foreclosure Help
State mortgage-assistance and foreclosure-prevention resources for qualifying homeowners.
NCHFA homeowner resourcesCommunity Hardship Support
Johnston County Department of Social Services
County services for Medicaid, SNAP, Work First (TANF), energy assistance, and emergency support.
(919) 989-5300
Johnston County DSS714 North St, Smithfield, NC 27577
CFPB Mortgage Help
Federal homeowner resources for mortgage-servicing problems and foreclosure-risk planning.
CFPB homeowner helpCall 211
Local referrals for utility, food, shelter, and emergency financial-assistance programs.
Call 211Free Legal Aid
Legal Aid of North Carolina - Raleigh Office
Free civil legal services for low-income residents in Johnston and Wake counties. Covers housing, foreclosure, consumer, and family law matters. By appointment only.
(919) 828-4647
Legal Aid NC - Raleigh1425 Promise Beacon Circle, Suite 201, Raleigh, NC 27610
Legal Aid of NC Statewide Helpline
Toll-free helpline for legal aid intake and referrals statewide.
Legal Aid NC helplineNC Bar Association Lawyer Referral Service
Statewide attorney referrals. $50 for initial 30-minute consultation.
NC Bar Referral ServiceMilitary PCS Real Estate Agents in Clayton
Chamiese Evans — Licensed Realtor
Specializing in helping Clayton homeowners navigate military pcs situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.
Visit listrobin.comPCS orders and a home to sell fast? See your cash offer
Get my cash offerUnderwater Mortgage
Short Sale & Foreclosure Defense Attorneys in Clayton
Spence, Carter & Reed, PA
Attorney Robert A. Spence Jr. is NC State Bar Board Certified Specialist in Real Property — Residential Transactions. UNC Chapel Hill J.D. (graduated magna cum laude from Wesleyan). Admitted 1975. Firm has served Johnston County for 50+ years.
(919) 934-1149
Spence Carter & Reed212 S Second St, Smithfield, NC 27577
Narron Wenzel, P.A.
Established 1975 in Johnston County. Attorney Kemp Mosley (Wake Forest J.D. 2011) is Chairman of the NC Bar Association Estate Planning & Fiduciary Law Section (2025-26). Super Lawyers 2025. Handles commercial and residential real estate litigation.
(919) 934-0049
Narron Wenzel102 S Third St, Smithfield, NC 27577
Padovano & Zillioux, PLLC
Attorney Kristen Laurenti Zillioux has been licensed in NC for 28 years and is a 25+ year Clayton resident. Handles residential and commercial real estate closings and foreclosure-related matters. Downtown Clayton office.
(919) 359-9009
Padovano & Zillioux111 Barbour St, Clayton, NC 27528
Emery D. Ashley, Attorney at Law
Attorney Emery Ashley (Campbell University J.D. 1989) has practiced in Smithfield for approximately 37 years. Handles commercial and residential real estate, estate planning, probate, and business law.
(919) 934-9484
Emery Ashley Law208 E Church St, Smithfield, NC 27577
Housing Counseling & Federal Resources
NC State Home Foreclosure Prevention Project
Free connection to a HUD-approved housing counselor. Covers short sale, loan modification, and forbearance options.
NC Housing Finance AgencyCFPB Help for Homeowners
Federal resources for loss mitigation, servicer communication, forbearance options, and filing complaints.
CFPB homeowner helpFree Legal Aid
Legal Aid of North Carolina - Raleigh Office
Free civil legal services for low-income residents in Johnston and Wake counties. Covers housing, foreclosure, consumer, and family law matters. By appointment only.
(919) 828-4647
Legal Aid NC - Raleigh1425 Promise Beacon Circle, Suite 201, Raleigh, NC 27610
Legal Aid of NC Statewide Helpline
Toll-free helpline for legal aid intake and referrals statewide.
Legal Aid NC helplineNC Bar Association Lawyer Referral Service
Statewide attorney referrals. $50 for initial 30-minute consultation.
NC Bar Referral ServiceUnderwater Mortgage Real Estate Agents in Clayton
Chamiese Evans — Licensed Realtor
Specializing in helping Clayton homeowners navigate underwater mortgage situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.
Visit listrobin.comUnderwater — or do you actually have equity? Find out free
See my home valueJob Loss
Unemployment & Workforce Resources in Clayton
NCWorks Career Center — Johnston County
Job search assistance, career counseling, resume help, and workforce retraining programs for Johnston County residents.
(919) 553-0953
NCWorks website8998 US Highway 70 W, Suite 100, Clayton, NC 27520
Johnston County DSS - Work First
Employment assistance and emergency support for Johnston County families experiencing job loss.
(919) 989-5300
Johnston County DSS714 North St, Smithfield, NC 27577
Unemployment Insurance
NC Division of Employment Security (DES)
File for NC unemployment benefits online or by phone. Maximum weekly benefit is $450 for 12-20 weeks.
NC DES unemploymentHUD and Homeownership Counseling
Johnston-Lee-Harnett Community Action
HUD-approved housing counseling agency serving Johnston County. Provides mortgage delinquency counseling, pre-purchase counseling, and rental housing assistance.
(919) 934-2145
JLHCA housing counseling1102 Massey St, Smithfield, NC 27577
HUD National Counselor Hotline
Referral line for HUD-approved housing counselors serving Clayton and Johnston County households.
Find a HUD counselorNC Housing Finance Agency Foreclosure Help
State mortgage-assistance and foreclosure-prevention resources for qualifying homeowners.
NCHFA homeowner resourcesCommunity Hardship Support
Johnston County Department of Social Services
County services for Medicaid, SNAP, Work First (TANF), energy assistance, and emergency support.
(919) 989-5300
Johnston County DSS714 North St, Smithfield, NC 27577
CFPB Mortgage Help
Federal homeowner resources for mortgage-servicing problems and foreclosure-risk planning.
CFPB homeowner helpCall 211
Local referrals for utility, food, shelter, and emergency financial-assistance programs.
Call 211Free Legal Aid
Legal Aid of North Carolina - Raleigh Office
Free civil legal services for low-income residents in Johnston and Wake counties. Covers housing, foreclosure, consumer, and family law matters. By appointment only.
(919) 828-4647
Legal Aid NC - Raleigh1425 Promise Beacon Circle, Suite 201, Raleigh, NC 27610
Legal Aid of NC Statewide Helpline
Toll-free helpline for legal aid intake and referrals statewide.
Legal Aid NC helplineNC Bar Association Lawyer Referral Service
Statewide attorney referrals. $50 for initial 30-minute consultation.
NC Bar Referral ServiceJob Loss Real Estate Agents in Clayton
Chamiese Evans — Licensed Realtor
Specializing in helping Clayton homeowners navigate job loss situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.
Visit listrobin.comMedical Hardship
Hospital Financial Assistance in Clayton
UNC Health Johnston - Clayton
Johnston County hospital system with Clayton location. Financial assistance available for qualifying patients through the UNC Health financial counseling program.
UNC Health JohnstonMedical Billing & Legal Help
NC Medicaid Enrollment
NC expanded Medicaid December 2023. Adults with income up to 138% FPL now qualify.
NC Medicaid enrollmentFree Legal Aid
Legal Aid of North Carolina - Raleigh Office
Free civil legal services for low-income residents in Johnston and Wake counties. Covers housing, foreclosure, consumer, and family law matters. By appointment only.
(919) 828-4647
Legal Aid NC - Raleigh1425 Promise Beacon Circle, Suite 201, Raleigh, NC 27610
Legal Aid of NC Statewide Helpline
Toll-free helpline for legal aid intake and referrals statewide.
Legal Aid NC helplineNC Bar Association Lawyer Referral Service
Statewide attorney referrals. $50 for initial 30-minute consultation.
NC Bar Referral ServiceMedical Hardship Real Estate Agents in Clayton
Chamiese Evans — Licensed Realtor
Specializing in helping Clayton homeowners navigate medical hardship situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.
Visit listrobin.comJudgment Lien
Creditor/Debtor Attorneys in Clayton
Spence, Carter & Reed, PA
Attorney Robert A. Spence Jr. is NC State Bar Board Certified Specialist in Real Property — Residential Transactions. UNC Chapel Hill J.D. (graduated magna cum laude from Wesleyan). Admitted 1975. Firm has served Johnston County for 50+ years.
(919) 934-1149
Spence Carter & Reed212 S Second St, Smithfield, NC 27577
Narron Wenzel, P.A.
Established 1975 in Johnston County. Attorney Kemp Mosley (Wake Forest J.D. 2011) is Chairman of the NC Bar Association Estate Planning & Fiduciary Law Section (2025-26). Super Lawyers 2025. Handles commercial and residential real estate litigation.
(919) 934-0049
Narron Wenzel102 S Third St, Smithfield, NC 27577
Padovano & Zillioux, PLLC
Attorney Kristen Laurenti Zillioux has been licensed in NC for 28 years and is a 25+ year Clayton resident. Handles residential and commercial real estate closings and foreclosure-related matters. Downtown Clayton office.
(919) 359-9009
Padovano & Zillioux111 Barbour St, Clayton, NC 27528
Emery D. Ashley, Attorney at Law
Attorney Emery Ashley (Campbell University J.D. 1989) has practiced in Smithfield for approximately 37 years. Handles commercial and residential real estate, estate planning, probate, and business law.
(919) 934-9484
Emery Ashley Law208 E Church St, Smithfield, NC 27577
HUD and Homeownership Counseling
Johnston-Lee-Harnett Community Action
HUD-approved housing counseling agency serving Johnston County. Provides mortgage delinquency counseling, pre-purchase counseling, and rental housing assistance.
(919) 934-2145
JLHCA housing counseling1102 Massey St, Smithfield, NC 27577
HUD National Counselor Hotline
Referral line for HUD-approved housing counselors serving Clayton and Johnston County households.
Find a HUD counselorNC Housing Finance Agency Foreclosure Help
State mortgage-assistance and foreclosure-prevention resources for qualifying homeowners.
NCHFA homeowner resourcesCommunity Hardship Support
Johnston County Department of Social Services
County services for Medicaid, SNAP, Work First (TANF), energy assistance, and emergency support.
(919) 989-5300
Johnston County DSS714 North St, Smithfield, NC 27577
CFPB Mortgage Help
Federal homeowner resources for mortgage-servicing problems and foreclosure-risk planning.
CFPB homeowner helpCall 211
Local referrals for utility, food, shelter, and emergency financial-assistance programs.
Call 211Free Legal Aid
Legal Aid of North Carolina - Raleigh Office
Free civil legal services for low-income residents in Johnston and Wake counties. Covers housing, foreclosure, consumer, and family law matters. By appointment only.
(919) 828-4647
Legal Aid NC - Raleigh1425 Promise Beacon Circle, Suite 201, Raleigh, NC 27610
Legal Aid of NC Statewide Helpline
Toll-free helpline for legal aid intake and referrals statewide.
Legal Aid NC helplineNC Bar Association Lawyer Referral Service
Statewide attorney referrals. $50 for initial 30-minute consultation.
NC Bar Referral ServiceJudgment Lien Real Estate Agents in Clayton
Chamiese Evans — Licensed Realtor
Specializing in helping Clayton homeowners navigate judgment lien situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.
Visit listrobin.comYour local real estate expert
Connect with a licensed Realtor who specializes in helping homeowners navigate homeowner situations in Clayton, NC.
CE
Chamiese Evans
Licensed Realtor — NorthGroup Real Estate
Helping homeowners across the Carolinas find the right path forward — whether that means selling, negotiating, or exploring every option before making a decision.
Visit listrobin.comResearched by CC Evans, Marketing Analyst — RobinOffer
Last reviewed: February 2026
This directory is for informational purposes only. It does not constitute legal, financial, or tax advice. Confirm all options with licensed counsel or a qualified financial professional before signing any agreement.
Sources: NC General Statutes · HUD.gov · CFPB.gov
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