Homeowners/Cramerton, NC

Homeowner Resources in Cramerton, NC

Local resources for homeowners in Cramerton, NC dealing with foreclosure, probate, tax liens, bankruptcy, and other difficult situations. Real contacts, phone numbers, and next steps.

Verified local resources19 resource categoriesCurated by a licensed Realtor

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Resource categories for Cramerton

Select a topic below to see local resources including government offices, attorneys, financial counselors, and nonprofit organizations.

Bankruptcy

Resources for homeowners in Chapter 7 or Chapter 13 bankruptcy who need to sell their home.

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Code Violations

Resources for homeowners facing code enforcement notices, building code violations, minimum housing standards, or condemnation.

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See open code cases and activity around any Cramerton address

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Fire / Storm Damage

Resources for homeowners with property damaged by fire, hurricane, tornado, or flooding.

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Storm or fire damage? Get a cash offer, sold as-is

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Reverse Mortgage

Resources for reverse mortgage borrowers and heirs — HECM counseling, heir timelines, and non-recourse protections.

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Know exactly what your Cramerton home is worth first

See my home value

IRS Tax Lien

Resources for homeowners with IRS federal tax liens — lien discharge, Fresh Start program, and Taxpayer Advocate.

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More local resources in Cramerton

Verified local contacts for other situations Cramerton homeowners face — attorneys, government offices, and financial counselors, organized by topic.

Foreclosure

Foreclosure Attorneys

Kenny & Lowry, P.L.L.C.

Gastonia firm at 117 East Main Avenue. Attorney Lauren E. Lowry has 14+ years of experience (NC Bar since 2011) and graduated with highest distinction honors for pro bono legal work. Handles real estate disputes, property issues, and foreclosure-related family matters. Open Saturdays 9am-12:30pm.

(704) 861-9199

117 East Main Avenue, Gastonia, NC 28052

Kenny & Lowry real estate Gastonia

Caulder & Valentine Law Firm, PLLC

Attorneys Blake Caulder and Josh Valentine established the firm in 2015 with over 25 years of combined legal experience. Practices in Gaston, Shelby, and Lincoln counties handling real estate disputes, property division, and foreclosure-related matters. Strong familiarity with Gaston County courts.

(704) 470-2440

316 S. Chester St., Gastonia, NC 28052

Caulder & Valentine law Gastonia

Housing Counseling and Foreclosure Prevention

HUD Housing Counselor Referral Line

Federal HUD counselor locator and hotline for Cramerton homeowners needing foreclosure-prevention counseling, loan-workout planning, and loss-mitigation guidance in Gaston County.

Find a HUD-approved housing counselor

North Carolina Housing Finance Agency Homeowner Help

State mortgage-delinquency and foreclosure-prevention guidance for North Carolina homeowners, with referrals to HUD-approved counseling agencies serving Gaston County.

NCHFA homeowner assistance

Free and Low-Cost Legal Aid

Legal Aid of North Carolina — Statewide Helpline

Statewide intake line for low-income North Carolina residents seeking free civil legal assistance in housing, foreclosure prevention, or other homeowner matters.

Legal Aid NC statewide helpline

NC Bar Association Lawyer Referral Service

Statewide lawyer referral service connecting Cramerton homeowners with private attorneys for foreclosure, probate, bankruptcy, divorce, or lien matters.

NC Bar lawyer referral service

Foreclosure Real Estate Agents in Cramerton

Chamiese Evans — Licensed Realtor

Specializing in helping Cramerton homeowners navigate foreclosure situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.

Visit listrobin.com
Inheritance

Inheritance Attorneys

Johannesmeyer & Sawyer PLLC

Attorneys Craig Johannesmeyer and Bobby Sawyer provide estate planning, probate, elder law, and business law services to the Gaston County community. Handles wills, trusts, asset protection, probate administration, and real estate. Dedicated Gastonia-area practice with free consultation available.

(704) 389-5501

525 North Tryon Street, Suite 1600, Charlotte, NC 28202

Johannesmeyer & Sawyer probate Gastonia

Stott, Hollowell, Windham & Stancil, PLLC

Multi-attorney Gastonia firm with legal experience spanning decades. Team of ten attorneys with dedicated estate administration and planning practice. Guides executors and trustees through probate paperwork, asset accounting, and estate distribution. Offices in both Gastonia and Mount Holly for convenient Cramerton access.

(704) 827-3941

401 E. Franklin Blvd., Gastonia, NC 28054

Stott Hollowell probate Gastonia

Housing Counseling and Foreclosure Prevention

HUD Housing Counselor Referral Line

Federal HUD counselor locator and hotline for Cramerton homeowners needing foreclosure-prevention counseling, loan-workout planning, and loss-mitigation guidance in Gaston County.

Find a HUD-approved housing counselor

North Carolina Housing Finance Agency Homeowner Help

State mortgage-delinquency and foreclosure-prevention guidance for North Carolina homeowners, with referrals to HUD-approved counseling agencies serving Gaston County.

NCHFA homeowner assistance

Free and Low-Cost Legal Aid

Legal Aid of North Carolina — Statewide Helpline

Statewide intake line for low-income North Carolina residents seeking free civil legal assistance in housing, foreclosure prevention, or other homeowner matters.

Legal Aid NC statewide helpline

NC Bar Association Lawyer Referral Service

Statewide lawyer referral service connecting Cramerton homeowners with private attorneys for foreclosure, probate, bankruptcy, divorce, or lien matters.

NC Bar lawyer referral service

Inheritance Real Estate Agents in Cramerton

Chamiese Evans — Licensed Realtor

Specializing in helping Cramerton homeowners navigate inheritance situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.

Visit listrobin.com

Get a no-obligation cash offer on the inherited Cramerton home

Get my cash offer
Divorce

Divorce Attorneys

Kenny & Lowry, P.L.L.C.

Gastonia family law firm focused exclusively on family law. Attorney Lauren E. Lowry (NC Bar since 2011, 14+ years experience) handles divorce, child custody, child support, alimony, equitable distribution, separation agreements, domestic violence orders, adoptions, and termination of parental rights.

(704) 861-9199

117 East Main Avenue, Gastonia, NC 28052

Kenny & Lowry family law Gastonia

Caulder & Valentine Law Firm, PLLC

Full-service family law practice established in 2015 by attorneys Blake Caulder and Josh Valentine with 25+ years of combined experience. Practices in Gaston, Shelby, and Lincoln counties handling divorce, child custody, child support, asset and property division, and separation agreements.

(704) 470-2440

316 S. Chester St., Gastonia, NC 28052

Caulder & Valentine family law Gastonia

Housing Counseling and Foreclosure Prevention

HUD Housing Counselor Referral Line

Federal HUD counselor locator and hotline for Cramerton homeowners needing foreclosure-prevention counseling, loan-workout planning, and loss-mitigation guidance in Gaston County.

Find a HUD-approved housing counselor

North Carolina Housing Finance Agency Homeowner Help

State mortgage-delinquency and foreclosure-prevention guidance for North Carolina homeowners, with referrals to HUD-approved counseling agencies serving Gaston County.

NCHFA homeowner assistance

Free and Low-Cost Legal Aid

Legal Aid of North Carolina — Statewide Helpline

Statewide intake line for low-income North Carolina residents seeking free civil legal assistance in housing, foreclosure prevention, or other homeowner matters.

Legal Aid NC statewide helpline

NC Bar Association Lawyer Referral Service

Statewide lawyer referral service connecting Cramerton homeowners with private attorneys for foreclosure, probate, bankruptcy, divorce, or lien matters.

NC Bar lawyer referral service

Divorce Real Estate Agents in Cramerton

Chamiese Evans — Licensed Realtor

Specializing in helping Cramerton homeowners navigate divorce situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.

Visit listrobin.com

Need a clean, fast sale in a Cramerton divorce? See your offer

Get my cash offer
Relocation

Relocation and Sale Attorneys

Kenny & Lowry, P.L.L.C.

Gastonia firm at 117 East Main Avenue. Attorney Lauren E. Lowry has 14+ years of experience (NC Bar since 2011) and graduated with highest distinction honors for pro bono legal work. Handles real estate disputes, property issues, and foreclosure-related family matters. Open Saturdays 9am-12:30pm.

(704) 861-9199

117 East Main Avenue, Gastonia, NC 28052

Kenny & Lowry real estate Gastonia

Caulder & Valentine Law Firm, PLLC

Attorneys Blake Caulder and Josh Valentine established the firm in 2015 with over 25 years of combined legal experience. Practices in Gaston, Shelby, and Lincoln counties handling real estate disputes, property division, and foreclosure-related matters. Strong familiarity with Gaston County courts.

(704) 470-2440

316 S. Chester St., Gastonia, NC 28052

Caulder & Valentine law Gastonia

Housing Counseling and Foreclosure Prevention

HUD Housing Counselor Referral Line

Federal HUD counselor locator and hotline for Cramerton homeowners needing foreclosure-prevention counseling, loan-workout planning, and loss-mitigation guidance in Gaston County.

Find a HUD-approved housing counselor

North Carolina Housing Finance Agency Homeowner Help

State mortgage-delinquency and foreclosure-prevention guidance for North Carolina homeowners, with referrals to HUD-approved counseling agencies serving Gaston County.

NCHFA homeowner assistance

Free and Low-Cost Legal Aid

Legal Aid of North Carolina — Statewide Helpline

Statewide intake line for low-income North Carolina residents seeking free civil legal assistance in housing, foreclosure prevention, or other homeowner matters.

Legal Aid NC statewide helpline

NC Bar Association Lawyer Referral Service

Statewide lawyer referral service connecting Cramerton homeowners with private attorneys for foreclosure, probate, bankruptcy, divorce, or lien matters.

NC Bar lawyer referral service

Relocation Real Estate Agents in Cramerton

Chamiese Evans — Licensed Realtor

Specializing in helping Cramerton homeowners navigate relocation situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.

Visit listrobin.com

Relocating from Cramerton? Sell fast with a cash offer

Get my cash offer
Vacant Property

Vacant Property Attorneys

Stott, Hollowell, Windham & Stancil, PLLC

Multi-attorney Gastonia firm with decades of real estate law experience. Team of ten attorneys handling HOA governance, real estate transactions, covenant enforcement, and property disputes throughout Gaston County. Mount Holly office at 124 W. Catawba Ave. provides convenient Cramerton access.

(704) 827-3941

401 E. Franklin Blvd., Gastonia, NC 28054

Stott Hollowell HOA real estate Gastonia

Housing Counseling and Foreclosure Prevention

HUD Housing Counselor Referral Line

Federal HUD counselor locator and hotline for Cramerton homeowners needing foreclosure-prevention counseling, loan-workout planning, and loss-mitigation guidance in Gaston County.

Find a HUD-approved housing counselor

North Carolina Housing Finance Agency Homeowner Help

State mortgage-delinquency and foreclosure-prevention guidance for North Carolina homeowners, with referrals to HUD-approved counseling agencies serving Gaston County.

NCHFA homeowner assistance

Free and Low-Cost Legal Aid

Legal Aid of North Carolina — Statewide Helpline

Statewide intake line for low-income North Carolina residents seeking free civil legal assistance in housing, foreclosure prevention, or other homeowner matters.

Legal Aid NC statewide helpline

NC Bar Association Lawyer Referral Service

Statewide lawyer referral service connecting Cramerton homeowners with private attorneys for foreclosure, probate, bankruptcy, divorce, or lien matters.

NC Bar lawyer referral service

Vacant Property Real Estate Agents in Cramerton

Chamiese Evans — Licensed Realtor

Specializing in helping Cramerton homeowners navigate vacant property situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.

Visit listrobin.com

Done carrying a vacant Cramerton home? Get a cash offer

Get my cash offer
Medical Hardship

Medical Hardship Attorneys

Brady & Kosofsky, PA

Real estate and title services firm with a Gastonia office handling residential and commercial closings, title and settlement services, REO and loss mitigation, and compliance consulting. Attorneys combine decades of experience serving homeowners facing foreclosure who need loss mitigation guidance.

(704) 849-8008

121 W. Main Ave., Gastonia, NC 28052

Brady & Kosofsky bankruptcy Gastonia

Johannesmeyer & Sawyer PLLC

Attorneys Craig Johannesmeyer and Bobby Sawyer offer estate planning, probate, elder law, and business law services to the Gastonia and Gaston County community. Handles bankruptcy-related estate matters, asset protection, and debt relief strategies. Free consultation available.

(704) 389-5501

525 North Tryon Street, Suite 1600, Charlotte, NC 28202

Johannesmeyer & Sawyer bankruptcy Charlotte

Housing Counseling and Foreclosure Prevention

HUD Housing Counselor Referral Line

Federal HUD counselor locator and hotline for Cramerton homeowners needing foreclosure-prevention counseling, loan-workout planning, and loss-mitigation guidance in Gaston County.

Find a HUD-approved housing counselor

North Carolina Housing Finance Agency Homeowner Help

State mortgage-delinquency and foreclosure-prevention guidance for North Carolina homeowners, with referrals to HUD-approved counseling agencies serving Gaston County.

NCHFA homeowner assistance

Free and Low-Cost Legal Aid

Legal Aid of North Carolina — Statewide Helpline

Statewide intake line for low-income North Carolina residents seeking free civil legal assistance in housing, foreclosure prevention, or other homeowner matters.

Legal Aid NC statewide helpline

NC Bar Association Lawyer Referral Service

Statewide lawyer referral service connecting Cramerton homeowners with private attorneys for foreclosure, probate, bankruptcy, divorce, or lien matters.

NC Bar lawyer referral service

Medical Hardship Real Estate Agents in Cramerton

Chamiese Evans — Licensed Realtor

Specializing in helping Cramerton homeowners navigate medical hardship situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.

Visit listrobin.com
HELOC Default

HELOC Default Attorneys

Kenny & Lowry, P.L.L.C.

Gastonia firm at 117 East Main Avenue. Attorney Lauren E. Lowry has 14+ years of experience (NC Bar since 2011) and graduated with highest distinction honors for pro bono legal work. Handles real estate disputes, property issues, and foreclosure-related family matters. Open Saturdays 9am-12:30pm.

(704) 861-9199

117 East Main Avenue, Gastonia, NC 28052

Kenny & Lowry real estate Gastonia

Caulder & Valentine Law Firm, PLLC

Attorneys Blake Caulder and Josh Valentine established the firm in 2015 with over 25 years of combined legal experience. Practices in Gaston, Shelby, and Lincoln counties handling real estate disputes, property division, and foreclosure-related matters. Strong familiarity with Gaston County courts.

(704) 470-2440

316 S. Chester St., Gastonia, NC 28052

Caulder & Valentine law Gastonia

Housing Counseling and Foreclosure Prevention

HUD Housing Counselor Referral Line

Federal HUD counselor locator and hotline for Cramerton homeowners needing foreclosure-prevention counseling, loan-workout planning, and loss-mitigation guidance in Gaston County.

Find a HUD-approved housing counselor

North Carolina Housing Finance Agency Homeowner Help

State mortgage-delinquency and foreclosure-prevention guidance for North Carolina homeowners, with referrals to HUD-approved counseling agencies serving Gaston County.

NCHFA homeowner assistance

Free and Low-Cost Legal Aid

Legal Aid of North Carolina — Statewide Helpline

Statewide intake line for low-income North Carolina residents seeking free civil legal assistance in housing, foreclosure prevention, or other homeowner matters.

Legal Aid NC statewide helpline

NC Bar Association Lawyer Referral Service

Statewide lawyer referral service connecting Cramerton homeowners with private attorneys for foreclosure, probate, bankruptcy, divorce, or lien matters.

NC Bar lawyer referral service

HELOC Default Real Estate Agents in Cramerton

Chamiese Evans — Licensed Realtor

Specializing in helping Cramerton homeowners navigate heloc default situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.

Visit listrobin.com
Judgment Lien

Judgment Lien Attorneys

Kenny & Lowry, P.L.L.C.

Gastonia firm at 117 East Main Avenue. Attorney Lauren E. Lowry has 14+ years of experience (NC Bar since 2011) and graduated with highest distinction honors for pro bono legal work. Handles real estate disputes, property issues, and foreclosure-related family matters. Open Saturdays 9am-12:30pm.

(704) 861-9199

117 East Main Avenue, Gastonia, NC 28052

Kenny & Lowry real estate Gastonia

Caulder & Valentine Law Firm, PLLC

Attorneys Blake Caulder and Josh Valentine established the firm in 2015 with over 25 years of combined legal experience. Practices in Gaston, Shelby, and Lincoln counties handling real estate disputes, property division, and foreclosure-related matters. Strong familiarity with Gaston County courts.

(704) 470-2440

316 S. Chester St., Gastonia, NC 28052

Caulder & Valentine law Gastonia

Housing Counseling and Foreclosure Prevention

HUD Housing Counselor Referral Line

Federal HUD counselor locator and hotline for Cramerton homeowners needing foreclosure-prevention counseling, loan-workout planning, and loss-mitigation guidance in Gaston County.

Find a HUD-approved housing counselor

North Carolina Housing Finance Agency Homeowner Help

State mortgage-delinquency and foreclosure-prevention guidance for North Carolina homeowners, with referrals to HUD-approved counseling agencies serving Gaston County.

NCHFA homeowner assistance

Free and Low-Cost Legal Aid

Legal Aid of North Carolina — Statewide Helpline

Statewide intake line for low-income North Carolina residents seeking free civil legal assistance in housing, foreclosure prevention, or other homeowner matters.

Legal Aid NC statewide helpline

NC Bar Association Lawyer Referral Service

Statewide lawyer referral service connecting Cramerton homeowners with private attorneys for foreclosure, probate, bankruptcy, divorce, or lien matters.

NC Bar lawyer referral service

Judgment Lien Real Estate Agents in Cramerton

Chamiese Evans — Licensed Realtor

Specializing in helping Cramerton homeowners navigate judgment lien situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.

Visit listrobin.com

Thinking about selling your Cramerton home?

Whichever situation brought you here, you have options — and you do not have to decide today. Start with the one that fits.

Your local real estate expert

Connect with a licensed Realtor who specializes in helping homeowners navigate homeowner situations in Cramerton, NC.

CE

Chamiese Evans

Licensed Realtor — NorthGroup Real Estate

Helping homeowners across the Carolinas find the right path forward — whether that means selling, negotiating, or exploring every option before making a decision.

Visit listrobin.com

Researched by CC Evans, Marketing Analyst — RobinOffer

Last reviewed: February 2026

This directory is for informational purposes only. It does not constitute legal, financial, or tax advice. Confirm all options with licensed counsel or a qualified financial professional before signing any agreement.

Sources: NC General Statutes · HUD.gov · CFPB.gov

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