Homeowners/East Bend, NC
Homeowner Resources in East Bend, NC
Local resources for homeowners in East Bend, NC dealing with foreclosure, probate, tax liens, bankruptcy, and other difficult situations. Real contacts, phone numbers, and next steps.
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More local resources in East Bend
Verified local contacts for other situations East Bend homeowners face — attorneys, government offices, and financial counselors, organized by topic.
Foreclosure
Foreclosure Attorneys
Frank C. Zachary, PLLC
Attorney Frank C. Zachary (B.A. UNC-Chapel Hill 1973; J.D. NC Central University 1976; NC Bar member since 1976; admitted to U.S. District Court, Middle District of NC) has 49+ years of experience in real estate closings and property transactions. Past President of the Yadkin County Bar Association (1989).
Frank Zachary real estate law YadkinvilleYadkin Valley Law — J. Caleb Rogers
Managing Partner J. Caleb Rogers (J.D. Wake Forest University School of Law 2005; NC Bar #34181; U.S. Army JAG Corps Major, Reserve) brings 20+ years of litigation experience in real property law, business law, and elder law from the firm's Yadkinville office.
Yadkin Valley Law real estateBenjamin H. Harding, Jr., PLLC
Attorney Benjamin H. Harding Jr. (NC Bar since 1973; admitted to U.S. District Court, Eastern and Middle Districts of NC; AV Preeminent Martindale-Hubbell Peer Review Rating 2025) has 53+ years of experience in commercial real estate, litigation, and personal injury from his Yadkinville office.
Benjamin Harding real estate YadkinvilleHousing Counseling and Foreclosure Prevention
HUD Housing Counselor Referral Line
Federal HUD counselor locator and hotline for East Bend homeowners needing foreclosure-prevention counseling, loan-workout planning, and loss-mitigation guidance in Yadkin County.
Find a HUD-approved housing counselorNorth Carolina Housing Finance Agency Homeowner Help
State mortgage-delinquency and foreclosure-prevention guidance for North Carolina homeowners, with referrals to HUD-approved counseling agencies serving Yadkin County.
NCHFA homeowner assistanceFree and Low-Cost Legal Aid
Legal Aid of North Carolina — Winston-Salem Office
Regional Legal Aid office serving Davie, Forsyth, Iredell, Stokes, Surry, and Yadkin counties. Free civil legal services for income-eligible residents in housing, foreclosure, consumer debt, family law, and public benefits.
Legal Aid NC Winston-Salem — serves Yadkin CountyLegal Aid of North Carolina — Statewide Helpline
Statewide intake line for low-income North Carolina residents seeking free civil legal assistance in housing, foreclosure prevention, or other homeowner matters.
Legal Aid NC statewide helplineNC Bar Association Lawyer Referral Service
Statewide lawyer referral service connecting East Bend homeowners with private attorneys for foreclosure, probate, bankruptcy, divorce, or lien matters.
NC Bar lawyer referral serviceForeclosure Real Estate Agents in East Bend
Chamiese Evans — Licensed Realtor
Specializing in helping East Bend homeowners navigate foreclosure situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.
Visit listrobin.comInheritance
Inheritance Attorneys
Yadkin Valley Law — Angie S. Rogers
Partner Angie S. Rogers (J.D. Mercer University School of Law 2005; B.A. UNC Charlotte 2002; 20+ years licensed; former prosecutor) handles probate, estate planning, wills, trusts, business law, and real estate from the Yadkinville office. Serves Yadkin, Wilkes, Surry, and Forsyth counties.
Yadkin Valley Law probate and estatesEvergreen Estate Planning & Elder Law — Matthew S. Schrum
Attorney Matthew S. Schrum (J.D. Charlotte School of Law; 14+ years experience; VA Accreditation #26129) focuses on estate planning, elder law, Medicaid planning, and long-term care planning from his Elkin office. Assists wartime veterans with Aid & Attendance benefits.
Evergreen Estate Planning ElkinShore Law Firm, PLLC — Donna Shore Terrell
Attorney Donna Shore Terrell (NC Bar since 1985; NC Board Certified Specialist in Criminal Law; former Assistant DA for 7 years) handles estate planning, probate, and real estate in addition to criminal law from her Yadkinville office. Firm established 2006.
Shore Law Firm probate YadkinvilleHousing Counseling and Foreclosure Prevention
HUD Housing Counselor Referral Line
Federal HUD counselor locator and hotline for East Bend homeowners needing foreclosure-prevention counseling, loan-workout planning, and loss-mitigation guidance in Yadkin County.
Find a HUD-approved housing counselorNorth Carolina Housing Finance Agency Homeowner Help
State mortgage-delinquency and foreclosure-prevention guidance for North Carolina homeowners, with referrals to HUD-approved counseling agencies serving Yadkin County.
NCHFA homeowner assistanceFree and Low-Cost Legal Aid
Legal Aid of North Carolina — Winston-Salem Office
Regional Legal Aid office serving Davie, Forsyth, Iredell, Stokes, Surry, and Yadkin counties. Free civil legal services for income-eligible residents in housing, foreclosure, consumer debt, family law, and public benefits.
Legal Aid NC Winston-Salem — serves Yadkin CountyLegal Aid of North Carolina — Statewide Helpline
Statewide intake line for low-income North Carolina residents seeking free civil legal assistance in housing, foreclosure prevention, or other homeowner matters.
Legal Aid NC statewide helplineNC Bar Association Lawyer Referral Service
Statewide lawyer referral service connecting East Bend homeowners with private attorneys for foreclosure, probate, bankruptcy, divorce, or lien matters.
NC Bar lawyer referral serviceInheritance Real Estate Agents in East Bend
Chamiese Evans — Licensed Realtor
Specializing in helping East Bend homeowners navigate inheritance situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.
Visit listrobin.comDivorce
Divorce Attorneys
Robert G. Spaugh, Attorney at Law
Attorney Robert G. Spaugh (NC Bar since 1990; 30+ years in family and estate law; own practice since 1997) handles divorce, custody, support, and equitable distribution for Yadkin County residents including East Bend and Boonville. Serves Forsyth, Davidson, Davie, Stokes, Surry, and Wilkes counties.
Robert Spaugh family law Winston-SalemStroud & Panetti, P.C. — Eleanor Panetti
Attorney Eleanor Panetti (J.D. UNC School of Law 1989; B.A. UNC Chapel Hill 1986; NC Bar since 1989; nearly 30 years family law practice) handles divorce, custody, paternity, property settlement, and support from her downtown Winston-Salem office.
Stroud & Panetti family law Winston-SalemHousing Counseling and Foreclosure Prevention
HUD Housing Counselor Referral Line
Federal HUD counselor locator and hotline for East Bend homeowners needing foreclosure-prevention counseling, loan-workout planning, and loss-mitigation guidance in Yadkin County.
Find a HUD-approved housing counselorNorth Carolina Housing Finance Agency Homeowner Help
State mortgage-delinquency and foreclosure-prevention guidance for North Carolina homeowners, with referrals to HUD-approved counseling agencies serving Yadkin County.
NCHFA homeowner assistanceFree and Low-Cost Legal Aid
Legal Aid of North Carolina — Winston-Salem Office
Regional Legal Aid office serving Davie, Forsyth, Iredell, Stokes, Surry, and Yadkin counties. Free civil legal services for income-eligible residents in housing, foreclosure, consumer debt, family law, and public benefits.
Legal Aid NC Winston-Salem — serves Yadkin CountyLegal Aid of North Carolina — Statewide Helpline
Statewide intake line for low-income North Carolina residents seeking free civil legal assistance in housing, foreclosure prevention, or other homeowner matters.
Legal Aid NC statewide helplineNC Bar Association Lawyer Referral Service
Statewide lawyer referral service connecting East Bend homeowners with private attorneys for foreclosure, probate, bankruptcy, divorce, or lien matters.
NC Bar lawyer referral serviceDivorce Real Estate Agents in East Bend
Chamiese Evans — Licensed Realtor
Specializing in helping East Bend homeowners navigate divorce situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.
Visit listrobin.comRelocation
Relocation and Sale Attorneys
Frank C. Zachary, PLLC
Attorney Frank C. Zachary (B.A. UNC-Chapel Hill 1973; J.D. NC Central University 1976; NC Bar member since 1976; admitted to U.S. District Court, Middle District of NC) has 49+ years of experience in real estate closings and property transactions. Past President of the Yadkin County Bar Association (1989).
Frank Zachary real estate law YadkinvilleYadkin Valley Law — J. Caleb Rogers
Managing Partner J. Caleb Rogers (J.D. Wake Forest University School of Law 2005; NC Bar #34181; U.S. Army JAG Corps Major, Reserve) brings 20+ years of litigation experience in real property law, business law, and elder law from the firm's Yadkinville office.
Yadkin Valley Law real estateBenjamin H. Harding, Jr., PLLC
Attorney Benjamin H. Harding Jr. (NC Bar since 1973; admitted to U.S. District Court, Eastern and Middle Districts of NC; AV Preeminent Martindale-Hubbell Peer Review Rating 2025) has 53+ years of experience in commercial real estate, litigation, and personal injury from his Yadkinville office.
Benjamin Harding real estate YadkinvilleHousing Counseling and Foreclosure Prevention
HUD Housing Counselor Referral Line
Federal HUD counselor locator and hotline for East Bend homeowners needing foreclosure-prevention counseling, loan-workout planning, and loss-mitigation guidance in Yadkin County.
Find a HUD-approved housing counselorNorth Carolina Housing Finance Agency Homeowner Help
State mortgage-delinquency and foreclosure-prevention guidance for North Carolina homeowners, with referrals to HUD-approved counseling agencies serving Yadkin County.
NCHFA homeowner assistanceFree and Low-Cost Legal Aid
Legal Aid of North Carolina — Winston-Salem Office
Regional Legal Aid office serving Davie, Forsyth, Iredell, Stokes, Surry, and Yadkin counties. Free civil legal services for income-eligible residents in housing, foreclosure, consumer debt, family law, and public benefits.
Legal Aid NC Winston-Salem — serves Yadkin CountyLegal Aid of North Carolina — Statewide Helpline
Statewide intake line for low-income North Carolina residents seeking free civil legal assistance in housing, foreclosure prevention, or other homeowner matters.
Legal Aid NC statewide helplineNC Bar Association Lawyer Referral Service
Statewide lawyer referral service connecting East Bend homeowners with private attorneys for foreclosure, probate, bankruptcy, divorce, or lien matters.
NC Bar lawyer referral serviceRelocation Real Estate Agents in East Bend
Chamiese Evans — Licensed Realtor
Specializing in helping East Bend homeowners navigate relocation situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.
Visit listrobin.comTax Liens
Tax and Debt Attorneys
Schollander Law Offices
Attorney Wes Schollander (24+ years licensed; member Forsyth County and NC Bar Associations) handles Chapter 7, Chapter 11, and Chapter 13 bankruptcies from his Winston-Salem office. Firm founded in the late 1980s, serving Yadkinville, Mount Airy, and surrounding Yadkin Valley communities.
Schollander Law bankruptcy Winston-SalemDuncan Law, LLP
Attorney Damon Duncan (NC State Bar #39650; Board-Certified Specialist in Consumer Bankruptcy) leads this multi-office firm with locations in Winston-Salem, Greensboro, Charlotte, High Point, and Salisbury. Former NC Bar Association Law Practice Management & Technology Section chair.
Duncan Law bankruptcy Winston-SalemHousing Counseling and Foreclosure Prevention
HUD Housing Counselor Referral Line
Federal HUD counselor locator and hotline for East Bend homeowners needing foreclosure-prevention counseling, loan-workout planning, and loss-mitigation guidance in Yadkin County.
Find a HUD-approved housing counselorNorth Carolina Housing Finance Agency Homeowner Help
State mortgage-delinquency and foreclosure-prevention guidance for North Carolina homeowners, with referrals to HUD-approved counseling agencies serving Yadkin County.
NCHFA homeowner assistanceFree and Low-Cost Legal Aid
Legal Aid of North Carolina — Winston-Salem Office
Regional Legal Aid office serving Davie, Forsyth, Iredell, Stokes, Surry, and Yadkin counties. Free civil legal services for income-eligible residents in housing, foreclosure, consumer debt, family law, and public benefits.
Legal Aid NC Winston-Salem — serves Yadkin CountyLegal Aid of North Carolina — Statewide Helpline
Statewide intake line for low-income North Carolina residents seeking free civil legal assistance in housing, foreclosure prevention, or other homeowner matters.
Legal Aid NC statewide helplineNC Bar Association Lawyer Referral Service
Statewide lawyer referral service connecting East Bend homeowners with private attorneys for foreclosure, probate, bankruptcy, divorce, or lien matters.
NC Bar lawyer referral serviceTax Liens Real Estate Agents in East Bend
Chamiese Evans — Licensed Realtor
Specializing in helping East Bend homeowners navigate tax liens situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.
Visit listrobin.comProbate
Probate Attorneys
Yadkin Valley Law — Angie S. Rogers
Partner Angie S. Rogers (J.D. Mercer University School of Law 2005; B.A. UNC Charlotte 2002; 20+ years licensed; former prosecutor) handles probate, estate planning, wills, trusts, business law, and real estate from the Yadkinville office. Serves Yadkin, Wilkes, Surry, and Forsyth counties.
Yadkin Valley Law probate and estatesEvergreen Estate Planning & Elder Law — Matthew S. Schrum
Attorney Matthew S. Schrum (J.D. Charlotte School of Law; 14+ years experience; VA Accreditation #26129) focuses on estate planning, elder law, Medicaid planning, and long-term care planning from his Elkin office. Assists wartime veterans with Aid & Attendance benefits.
Evergreen Estate Planning ElkinShore Law Firm, PLLC — Donna Shore Terrell
Attorney Donna Shore Terrell (NC Bar since 1985; NC Board Certified Specialist in Criminal Law; former Assistant DA for 7 years) handles estate planning, probate, and real estate in addition to criminal law from her Yadkinville office. Firm established 2006.
Shore Law Firm probate YadkinvilleHousing Counseling and Foreclosure Prevention
HUD Housing Counselor Referral Line
Federal HUD counselor locator and hotline for East Bend homeowners needing foreclosure-prevention counseling, loan-workout planning, and loss-mitigation guidance in Yadkin County.
Find a HUD-approved housing counselorNorth Carolina Housing Finance Agency Homeowner Help
State mortgage-delinquency and foreclosure-prevention guidance for North Carolina homeowners, with referrals to HUD-approved counseling agencies serving Yadkin County.
NCHFA homeowner assistanceFree and Low-Cost Legal Aid
Legal Aid of North Carolina — Winston-Salem Office
Regional Legal Aid office serving Davie, Forsyth, Iredell, Stokes, Surry, and Yadkin counties. Free civil legal services for income-eligible residents in housing, foreclosure, consumer debt, family law, and public benefits.
Legal Aid NC Winston-Salem — serves Yadkin CountyLegal Aid of North Carolina — Statewide Helpline
Statewide intake line for low-income North Carolina residents seeking free civil legal assistance in housing, foreclosure prevention, or other homeowner matters.
Legal Aid NC statewide helplineNC Bar Association Lawyer Referral Service
Statewide lawyer referral service connecting East Bend homeowners with private attorneys for foreclosure, probate, bankruptcy, divorce, or lien matters.
NC Bar lawyer referral serviceProbate Real Estate Agents in East Bend
Chamiese Evans — Licensed Realtor
Specializing in helping East Bend homeowners navigate probate situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.
Visit listrobin.comBankruptcy
Bankruptcy Attorneys
Schollander Law Offices
Attorney Wes Schollander (24+ years licensed; member Forsyth County and NC Bar Associations) handles Chapter 7, Chapter 11, and Chapter 13 bankruptcies from his Winston-Salem office. Firm founded in the late 1980s, serving Yadkinville, Mount Airy, and surrounding Yadkin Valley communities.
Schollander Law bankruptcy Winston-SalemDuncan Law, LLP
Attorney Damon Duncan (NC State Bar #39650; Board-Certified Specialist in Consumer Bankruptcy) leads this multi-office firm with locations in Winston-Salem, Greensboro, Charlotte, High Point, and Salisbury. Former NC Bar Association Law Practice Management & Technology Section chair.
Duncan Law bankruptcy Winston-SalemHousing Counseling and Foreclosure Prevention
HUD Housing Counselor Referral Line
Federal HUD counselor locator and hotline for East Bend homeowners needing foreclosure-prevention counseling, loan-workout planning, and loss-mitigation guidance in Yadkin County.
Find a HUD-approved housing counselorNorth Carolina Housing Finance Agency Homeowner Help
State mortgage-delinquency and foreclosure-prevention guidance for North Carolina homeowners, with referrals to HUD-approved counseling agencies serving Yadkin County.
NCHFA homeowner assistanceFree and Low-Cost Legal Aid
Legal Aid of North Carolina — Winston-Salem Office
Regional Legal Aid office serving Davie, Forsyth, Iredell, Stokes, Surry, and Yadkin counties. Free civil legal services for income-eligible residents in housing, foreclosure, consumer debt, family law, and public benefits.
Legal Aid NC Winston-Salem — serves Yadkin CountyLegal Aid of North Carolina — Statewide Helpline
Statewide intake line for low-income North Carolina residents seeking free civil legal assistance in housing, foreclosure prevention, or other homeowner matters.
Legal Aid NC statewide helplineNC Bar Association Lawyer Referral Service
Statewide lawyer referral service connecting East Bend homeowners with private attorneys for foreclosure, probate, bankruptcy, divorce, or lien matters.
NC Bar lawyer referral serviceBankruptcy Real Estate Agents in East Bend
Chamiese Evans — Licensed Realtor
Specializing in helping East Bend homeowners navigate bankruptcy situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.
Visit listrobin.comCode Violations
Code and Property Attorneys
Frank C. Zachary, PLLC
Attorney Frank C. Zachary (B.A. UNC-Chapel Hill 1973; J.D. NC Central University 1976; NC Bar member since 1976; admitted to U.S. District Court, Middle District of NC) has 49+ years of experience in real estate closings and property transactions. Past President of the Yadkin County Bar Association (1989).
Frank Zachary real estate law YadkinvilleYadkin Valley Law — J. Caleb Rogers
Managing Partner J. Caleb Rogers (J.D. Wake Forest University School of Law 2005; NC Bar #34181; U.S. Army JAG Corps Major, Reserve) brings 20+ years of litigation experience in real property law, business law, and elder law from the firm's Yadkinville office.
Yadkin Valley Law real estateBenjamin H. Harding, Jr., PLLC
Attorney Benjamin H. Harding Jr. (NC Bar since 1973; admitted to U.S. District Court, Eastern and Middle Districts of NC; AV Preeminent Martindale-Hubbell Peer Review Rating 2025) has 53+ years of experience in commercial real estate, litigation, and personal injury from his Yadkinville office.
Benjamin Harding real estate YadkinvilleHousing Counseling and Foreclosure Prevention
HUD Housing Counselor Referral Line
Federal HUD counselor locator and hotline for East Bend homeowners needing foreclosure-prevention counseling, loan-workout planning, and loss-mitigation guidance in Yadkin County.
Find a HUD-approved housing counselorNorth Carolina Housing Finance Agency Homeowner Help
State mortgage-delinquency and foreclosure-prevention guidance for North Carolina homeowners, with referrals to HUD-approved counseling agencies serving Yadkin County.
NCHFA homeowner assistanceFree and Low-Cost Legal Aid
Legal Aid of North Carolina — Winston-Salem Office
Regional Legal Aid office serving Davie, Forsyth, Iredell, Stokes, Surry, and Yadkin counties. Free civil legal services for income-eligible residents in housing, foreclosure, consumer debt, family law, and public benefits.
Legal Aid NC Winston-Salem — serves Yadkin CountyLegal Aid of North Carolina — Statewide Helpline
Statewide intake line for low-income North Carolina residents seeking free civil legal assistance in housing, foreclosure prevention, or other homeowner matters.
Legal Aid NC statewide helplineNC Bar Association Lawyer Referral Service
Statewide lawyer referral service connecting East Bend homeowners with private attorneys for foreclosure, probate, bankruptcy, divorce, or lien matters.
NC Bar lawyer referral serviceCode Violations Real Estate Agents in East Bend
Chamiese Evans — Licensed Realtor
Specializing in helping East Bend homeowners navigate code violations situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.
Visit listrobin.comHOA Liens
HOA Attorneys
Law Firm Carolinas — Jim Slaughter
Firm President Jim Slaughter (NC Bar since 1989; U.S. Supreme Court admission; first Carolinas attorney inducted as Fellow into CAI's College of Community Association Lawyers; NC Legal Icons inaugural class 2023; NC Order of the Long Leaf Pine) handles HOA governance, covenant enforcement, and board advising from the Greensboro office.
Law Firm Carolinas HOA law GreensboroZachary & Zachary — W. Lee Zachary, Jr.
Attorney W. Lee Zachary Jr. (A.B. 1969, J.D. 1975, UNC-Chapel Hill; NC Bar since 1975; admitted to U.S. District Court, Middle District of NC) is a past president of the Yadkin County Bar and 23rd Judicial District Bar. Former NC Bar Association Small Firm and General Practice Council president. Closing agent for multiple financial institutions.
Zachary & Zachary property law YadkinvilleHousing Counseling and Foreclosure Prevention
HUD Housing Counselor Referral Line
Federal HUD counselor locator and hotline for East Bend homeowners needing foreclosure-prevention counseling, loan-workout planning, and loss-mitigation guidance in Yadkin County.
Find a HUD-approved housing counselorNorth Carolina Housing Finance Agency Homeowner Help
State mortgage-delinquency and foreclosure-prevention guidance for North Carolina homeowners, with referrals to HUD-approved counseling agencies serving Yadkin County.
NCHFA homeowner assistanceFree and Low-Cost Legal Aid
Legal Aid of North Carolina — Winston-Salem Office
Regional Legal Aid office serving Davie, Forsyth, Iredell, Stokes, Surry, and Yadkin counties. Free civil legal services for income-eligible residents in housing, foreclosure, consumer debt, family law, and public benefits.
Legal Aid NC Winston-Salem — serves Yadkin CountyLegal Aid of North Carolina — Statewide Helpline
Statewide intake line for low-income North Carolina residents seeking free civil legal assistance in housing, foreclosure prevention, or other homeowner matters.
Legal Aid NC statewide helplineNC Bar Association Lawyer Referral Service
Statewide lawyer referral service connecting East Bend homeowners with private attorneys for foreclosure, probate, bankruptcy, divorce, or lien matters.
NC Bar lawyer referral serviceHOA Liens Real Estate Agents in East Bend
Chamiese Evans — Licensed Realtor
Specializing in helping East Bend homeowners navigate hoa liens situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.
Visit listrobin.comFire / Storm Damage
Property Damage Attorneys
Frank C. Zachary, PLLC
Attorney Frank C. Zachary (B.A. UNC-Chapel Hill 1973; J.D. NC Central University 1976; NC Bar member since 1976; admitted to U.S. District Court, Middle District of NC) has 49+ years of experience in real estate closings and property transactions. Past President of the Yadkin County Bar Association (1989).
Frank Zachary real estate law YadkinvilleYadkin Valley Law — J. Caleb Rogers
Managing Partner J. Caleb Rogers (J.D. Wake Forest University School of Law 2005; NC Bar #34181; U.S. Army JAG Corps Major, Reserve) brings 20+ years of litigation experience in real property law, business law, and elder law from the firm's Yadkinville office.
Yadkin Valley Law real estateBenjamin H. Harding, Jr., PLLC
Attorney Benjamin H. Harding Jr. (NC Bar since 1973; admitted to U.S. District Court, Eastern and Middle Districts of NC; AV Preeminent Martindale-Hubbell Peer Review Rating 2025) has 53+ years of experience in commercial real estate, litigation, and personal injury from his Yadkinville office.
Benjamin Harding real estate YadkinvilleHousing Counseling and Foreclosure Prevention
HUD Housing Counselor Referral Line
Federal HUD counselor locator and hotline for East Bend homeowners needing foreclosure-prevention counseling, loan-workout planning, and loss-mitigation guidance in Yadkin County.
Find a HUD-approved housing counselorNorth Carolina Housing Finance Agency Homeowner Help
State mortgage-delinquency and foreclosure-prevention guidance for North Carolina homeowners, with referrals to HUD-approved counseling agencies serving Yadkin County.
NCHFA homeowner assistanceFree and Low-Cost Legal Aid
Legal Aid of North Carolina — Winston-Salem Office
Regional Legal Aid office serving Davie, Forsyth, Iredell, Stokes, Surry, and Yadkin counties. Free civil legal services for income-eligible residents in housing, foreclosure, consumer debt, family law, and public benefits.
Legal Aid NC Winston-Salem — serves Yadkin CountyLegal Aid of North Carolina — Statewide Helpline
Statewide intake line for low-income North Carolina residents seeking free civil legal assistance in housing, foreclosure prevention, or other homeowner matters.
Legal Aid NC statewide helplineNC Bar Association Lawyer Referral Service
Statewide lawyer referral service connecting East Bend homeowners with private attorneys for foreclosure, probate, bankruptcy, divorce, or lien matters.
NC Bar lawyer referral serviceFire / Storm Damage Real Estate Agents in East Bend
Chamiese Evans — Licensed Realtor
Specializing in helping East Bend homeowners navigate fire / storm damage situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.
Visit listrobin.comVacant Property
Vacant Property Attorneys
Law Firm Carolinas — Jim Slaughter
Firm President Jim Slaughter (NC Bar since 1989; U.S. Supreme Court admission; first Carolinas attorney inducted as Fellow into CAI's College of Community Association Lawyers; NC Legal Icons inaugural class 2023; NC Order of the Long Leaf Pine) handles HOA governance, covenant enforcement, and board advising from the Greensboro office.
Law Firm Carolinas HOA law GreensboroZachary & Zachary — W. Lee Zachary, Jr.
Attorney W. Lee Zachary Jr. (A.B. 1969, J.D. 1975, UNC-Chapel Hill; NC Bar since 1975; admitted to U.S. District Court, Middle District of NC) is a past president of the Yadkin County Bar and 23rd Judicial District Bar. Former NC Bar Association Small Firm and General Practice Council president. Closing agent for multiple financial institutions.
Zachary & Zachary property law YadkinvilleHousing Counseling and Foreclosure Prevention
HUD Housing Counselor Referral Line
Federal HUD counselor locator and hotline for East Bend homeowners needing foreclosure-prevention counseling, loan-workout planning, and loss-mitigation guidance in Yadkin County.
Find a HUD-approved housing counselorNorth Carolina Housing Finance Agency Homeowner Help
State mortgage-delinquency and foreclosure-prevention guidance for North Carolina homeowners, with referrals to HUD-approved counseling agencies serving Yadkin County.
NCHFA homeowner assistanceFree and Low-Cost Legal Aid
Legal Aid of North Carolina — Winston-Salem Office
Regional Legal Aid office serving Davie, Forsyth, Iredell, Stokes, Surry, and Yadkin counties. Free civil legal services for income-eligible residents in housing, foreclosure, consumer debt, family law, and public benefits.
Legal Aid NC Winston-Salem — serves Yadkin CountyLegal Aid of North Carolina — Statewide Helpline
Statewide intake line for low-income North Carolina residents seeking free civil legal assistance in housing, foreclosure prevention, or other homeowner matters.
Legal Aid NC statewide helplineNC Bar Association Lawyer Referral Service
Statewide lawyer referral service connecting East Bend homeowners with private attorneys for foreclosure, probate, bankruptcy, divorce, or lien matters.
NC Bar lawyer referral serviceVacant Property Real Estate Agents in East Bend
Chamiese Evans — Licensed Realtor
Specializing in helping East Bend homeowners navigate vacant property situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.
Visit listrobin.comMilitary PCS
Military PCS Attorneys
Robert G. Spaugh, Attorney at Law
Attorney Robert G. Spaugh (NC Bar since 1990; 30+ years in family and estate law; own practice since 1997) handles divorce, custody, support, and equitable distribution for Yadkin County residents including East Bend and Boonville. Serves Forsyth, Davidson, Davie, Stokes, Surry, and Wilkes counties.
Robert Spaugh family law Winston-SalemStroud & Panetti, P.C. — Eleanor Panetti
Attorney Eleanor Panetti (J.D. UNC School of Law 1989; B.A. UNC Chapel Hill 1986; NC Bar since 1989; nearly 30 years family law practice) handles divorce, custody, paternity, property settlement, and support from her downtown Winston-Salem office.
Stroud & Panetti family law Winston-SalemHousing Counseling and Foreclosure Prevention
HUD Housing Counselor Referral Line
Federal HUD counselor locator and hotline for East Bend homeowners needing foreclosure-prevention counseling, loan-workout planning, and loss-mitigation guidance in Yadkin County.
Find a HUD-approved housing counselorNorth Carolina Housing Finance Agency Homeowner Help
State mortgage-delinquency and foreclosure-prevention guidance for North Carolina homeowners, with referrals to HUD-approved counseling agencies serving Yadkin County.
NCHFA homeowner assistanceFree and Low-Cost Legal Aid
Legal Aid of North Carolina — Winston-Salem Office
Regional Legal Aid office serving Davie, Forsyth, Iredell, Stokes, Surry, and Yadkin counties. Free civil legal services for income-eligible residents in housing, foreclosure, consumer debt, family law, and public benefits.
Legal Aid NC Winston-Salem — serves Yadkin CountyLegal Aid of North Carolina — Statewide Helpline
Statewide intake line for low-income North Carolina residents seeking free civil legal assistance in housing, foreclosure prevention, or other homeowner matters.
Legal Aid NC statewide helplineNC Bar Association Lawyer Referral Service
Statewide lawyer referral service connecting East Bend homeowners with private attorneys for foreclosure, probate, bankruptcy, divorce, or lien matters.
NC Bar lawyer referral serviceMilitary PCS Real Estate Agents in East Bend
Chamiese Evans — Licensed Realtor
Specializing in helping East Bend homeowners navigate military pcs situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.
Visit listrobin.comUnderwater Mortgage
Underwater Mortgage Attorneys
Frank C. Zachary, PLLC
Attorney Frank C. Zachary (B.A. UNC-Chapel Hill 1973; J.D. NC Central University 1976; NC Bar member since 1976; admitted to U.S. District Court, Middle District of NC) has 49+ years of experience in real estate closings and property transactions. Past President of the Yadkin County Bar Association (1989).
Frank Zachary real estate law YadkinvilleYadkin Valley Law — J. Caleb Rogers
Managing Partner J. Caleb Rogers (J.D. Wake Forest University School of Law 2005; NC Bar #34181; U.S. Army JAG Corps Major, Reserve) brings 20+ years of litigation experience in real property law, business law, and elder law from the firm's Yadkinville office.
Yadkin Valley Law real estateBenjamin H. Harding, Jr., PLLC
Attorney Benjamin H. Harding Jr. (NC Bar since 1973; admitted to U.S. District Court, Eastern and Middle Districts of NC; AV Preeminent Martindale-Hubbell Peer Review Rating 2025) has 53+ years of experience in commercial real estate, litigation, and personal injury from his Yadkinville office.
Benjamin Harding real estate YadkinvilleHousing Counseling and Foreclosure Prevention
HUD Housing Counselor Referral Line
Federal HUD counselor locator and hotline for East Bend homeowners needing foreclosure-prevention counseling, loan-workout planning, and loss-mitigation guidance in Yadkin County.
Find a HUD-approved housing counselorNorth Carolina Housing Finance Agency Homeowner Help
State mortgage-delinquency and foreclosure-prevention guidance for North Carolina homeowners, with referrals to HUD-approved counseling agencies serving Yadkin County.
NCHFA homeowner assistanceFree and Low-Cost Legal Aid
Legal Aid of North Carolina — Winston-Salem Office
Regional Legal Aid office serving Davie, Forsyth, Iredell, Stokes, Surry, and Yadkin counties. Free civil legal services for income-eligible residents in housing, foreclosure, consumer debt, family law, and public benefits.
Legal Aid NC Winston-Salem — serves Yadkin CountyLegal Aid of North Carolina — Statewide Helpline
Statewide intake line for low-income North Carolina residents seeking free civil legal assistance in housing, foreclosure prevention, or other homeowner matters.
Legal Aid NC statewide helplineNC Bar Association Lawyer Referral Service
Statewide lawyer referral service connecting East Bend homeowners with private attorneys for foreclosure, probate, bankruptcy, divorce, or lien matters.
NC Bar lawyer referral serviceUnderwater Mortgage Real Estate Agents in East Bend
Chamiese Evans — Licensed Realtor
Specializing in helping East Bend homeowners navigate underwater mortgage situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.
Visit listrobin.comJob Loss
Job Loss and Debt Attorneys
Schollander Law Offices
Attorney Wes Schollander (24+ years licensed; member Forsyth County and NC Bar Associations) handles Chapter 7, Chapter 11, and Chapter 13 bankruptcies from his Winston-Salem office. Firm founded in the late 1980s, serving Yadkinville, Mount Airy, and surrounding Yadkin Valley communities.
Schollander Law bankruptcy Winston-SalemDuncan Law, LLP
Attorney Damon Duncan (NC State Bar #39650; Board-Certified Specialist in Consumer Bankruptcy) leads this multi-office firm with locations in Winston-Salem, Greensboro, Charlotte, High Point, and Salisbury. Former NC Bar Association Law Practice Management & Technology Section chair.
Duncan Law bankruptcy Winston-SalemHousing Counseling and Foreclosure Prevention
HUD Housing Counselor Referral Line
Federal HUD counselor locator and hotline for East Bend homeowners needing foreclosure-prevention counseling, loan-workout planning, and loss-mitigation guidance in Yadkin County.
Find a HUD-approved housing counselorNorth Carolina Housing Finance Agency Homeowner Help
State mortgage-delinquency and foreclosure-prevention guidance for North Carolina homeowners, with referrals to HUD-approved counseling agencies serving Yadkin County.
NCHFA homeowner assistanceFree and Low-Cost Legal Aid
Legal Aid of North Carolina — Winston-Salem Office
Regional Legal Aid office serving Davie, Forsyth, Iredell, Stokes, Surry, and Yadkin counties. Free civil legal services for income-eligible residents in housing, foreclosure, consumer debt, family law, and public benefits.
Legal Aid NC Winston-Salem — serves Yadkin CountyLegal Aid of North Carolina — Statewide Helpline
Statewide intake line for low-income North Carolina residents seeking free civil legal assistance in housing, foreclosure prevention, or other homeowner matters.
Legal Aid NC statewide helplineNC Bar Association Lawyer Referral Service
Statewide lawyer referral service connecting East Bend homeowners with private attorneys for foreclosure, probate, bankruptcy, divorce, or lien matters.
NC Bar lawyer referral serviceJob Loss Real Estate Agents in East Bend
Chamiese Evans — Licensed Realtor
Specializing in helping East Bend homeowners navigate job loss situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.
Visit listrobin.comMedical Hardship
Medical Hardship Attorneys
Schollander Law Offices
Attorney Wes Schollander (24+ years licensed; member Forsyth County and NC Bar Associations) handles Chapter 7, Chapter 11, and Chapter 13 bankruptcies from his Winston-Salem office. Firm founded in the late 1980s, serving Yadkinville, Mount Airy, and surrounding Yadkin Valley communities.
Schollander Law bankruptcy Winston-SalemDuncan Law, LLP
Attorney Damon Duncan (NC State Bar #39650; Board-Certified Specialist in Consumer Bankruptcy) leads this multi-office firm with locations in Winston-Salem, Greensboro, Charlotte, High Point, and Salisbury. Former NC Bar Association Law Practice Management & Technology Section chair.
Duncan Law bankruptcy Winston-SalemHousing Counseling and Foreclosure Prevention
HUD Housing Counselor Referral Line
Federal HUD counselor locator and hotline for East Bend homeowners needing foreclosure-prevention counseling, loan-workout planning, and loss-mitigation guidance in Yadkin County.
Find a HUD-approved housing counselorNorth Carolina Housing Finance Agency Homeowner Help
State mortgage-delinquency and foreclosure-prevention guidance for North Carolina homeowners, with referrals to HUD-approved counseling agencies serving Yadkin County.
NCHFA homeowner assistanceFree and Low-Cost Legal Aid
Legal Aid of North Carolina — Winston-Salem Office
Regional Legal Aid office serving Davie, Forsyth, Iredell, Stokes, Surry, and Yadkin counties. Free civil legal services for income-eligible residents in housing, foreclosure, consumer debt, family law, and public benefits.
Legal Aid NC Winston-Salem — serves Yadkin CountyLegal Aid of North Carolina — Statewide Helpline
Statewide intake line for low-income North Carolina residents seeking free civil legal assistance in housing, foreclosure prevention, or other homeowner matters.
Legal Aid NC statewide helplineNC Bar Association Lawyer Referral Service
Statewide lawyer referral service connecting East Bend homeowners with private attorneys for foreclosure, probate, bankruptcy, divorce, or lien matters.
NC Bar lawyer referral serviceMedical Hardship Real Estate Agents in East Bend
Chamiese Evans — Licensed Realtor
Specializing in helping East Bend homeowners navigate medical hardship situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.
Visit listrobin.comReverse Mortgage
Reverse Mortgage and Probate Attorneys
Yadkin Valley Law — Angie S. Rogers
Partner Angie S. Rogers (J.D. Mercer University School of Law 2005; B.A. UNC Charlotte 2002; 20+ years licensed; former prosecutor) handles probate, estate planning, wills, trusts, business law, and real estate from the Yadkinville office. Serves Yadkin, Wilkes, Surry, and Forsyth counties.
Yadkin Valley Law probate and estatesEvergreen Estate Planning & Elder Law — Matthew S. Schrum
Attorney Matthew S. Schrum (J.D. Charlotte School of Law; 14+ years experience; VA Accreditation #26129) focuses on estate planning, elder law, Medicaid planning, and long-term care planning from his Elkin office. Assists wartime veterans with Aid & Attendance benefits.
Evergreen Estate Planning ElkinShore Law Firm, PLLC — Donna Shore Terrell
Attorney Donna Shore Terrell (NC Bar since 1985; NC Board Certified Specialist in Criminal Law; former Assistant DA for 7 years) handles estate planning, probate, and real estate in addition to criminal law from her Yadkinville office. Firm established 2006.
Shore Law Firm probate YadkinvilleHousing Counseling and Foreclosure Prevention
HUD Housing Counselor Referral Line
Federal HUD counselor locator and hotline for East Bend homeowners needing foreclosure-prevention counseling, loan-workout planning, and loss-mitigation guidance in Yadkin County.
Find a HUD-approved housing counselorNorth Carolina Housing Finance Agency Homeowner Help
State mortgage-delinquency and foreclosure-prevention guidance for North Carolina homeowners, with referrals to HUD-approved counseling agencies serving Yadkin County.
NCHFA homeowner assistanceFree and Low-Cost Legal Aid
Legal Aid of North Carolina — Winston-Salem Office
Regional Legal Aid office serving Davie, Forsyth, Iredell, Stokes, Surry, and Yadkin counties. Free civil legal services for income-eligible residents in housing, foreclosure, consumer debt, family law, and public benefits.
Legal Aid NC Winston-Salem — serves Yadkin CountyLegal Aid of North Carolina — Statewide Helpline
Statewide intake line for low-income North Carolina residents seeking free civil legal assistance in housing, foreclosure prevention, or other homeowner matters.
Legal Aid NC statewide helplineNC Bar Association Lawyer Referral Service
Statewide lawyer referral service connecting East Bend homeowners with private attorneys for foreclosure, probate, bankruptcy, divorce, or lien matters.
NC Bar lawyer referral serviceReverse Mortgage Real Estate Agents in East Bend
Chamiese Evans — Licensed Realtor
Specializing in helping East Bend homeowners navigate reverse mortgage situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.
Visit listrobin.comIRS Tax Lien
IRS Lien and Debt Attorneys
Schollander Law Offices
Attorney Wes Schollander (24+ years licensed; member Forsyth County and NC Bar Associations) handles Chapter 7, Chapter 11, and Chapter 13 bankruptcies from his Winston-Salem office. Firm founded in the late 1980s, serving Yadkinville, Mount Airy, and surrounding Yadkin Valley communities.
Schollander Law bankruptcy Winston-SalemDuncan Law, LLP
Attorney Damon Duncan (NC State Bar #39650; Board-Certified Specialist in Consumer Bankruptcy) leads this multi-office firm with locations in Winston-Salem, Greensboro, Charlotte, High Point, and Salisbury. Former NC Bar Association Law Practice Management & Technology Section chair.
Duncan Law bankruptcy Winston-SalemHousing Counseling and Foreclosure Prevention
HUD Housing Counselor Referral Line
Federal HUD counselor locator and hotline for East Bend homeowners needing foreclosure-prevention counseling, loan-workout planning, and loss-mitigation guidance in Yadkin County.
Find a HUD-approved housing counselorNorth Carolina Housing Finance Agency Homeowner Help
State mortgage-delinquency and foreclosure-prevention guidance for North Carolina homeowners, with referrals to HUD-approved counseling agencies serving Yadkin County.
NCHFA homeowner assistanceFree and Low-Cost Legal Aid
Legal Aid of North Carolina — Winston-Salem Office
Regional Legal Aid office serving Davie, Forsyth, Iredell, Stokes, Surry, and Yadkin counties. Free civil legal services for income-eligible residents in housing, foreclosure, consumer debt, family law, and public benefits.
Legal Aid NC Winston-Salem — serves Yadkin CountyLegal Aid of North Carolina — Statewide Helpline
Statewide intake line for low-income North Carolina residents seeking free civil legal assistance in housing, foreclosure prevention, or other homeowner matters.
Legal Aid NC statewide helplineNC Bar Association Lawyer Referral Service
Statewide lawyer referral service connecting East Bend homeowners with private attorneys for foreclosure, probate, bankruptcy, divorce, or lien matters.
NC Bar lawyer referral serviceIRS Tax Lien Real Estate Agents in East Bend
Chamiese Evans — Licensed Realtor
Specializing in helping East Bend homeowners navigate irs tax lien situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.
Visit listrobin.comHELOC Default
HELOC Default Attorneys
Frank C. Zachary, PLLC
Attorney Frank C. Zachary (B.A. UNC-Chapel Hill 1973; J.D. NC Central University 1976; NC Bar member since 1976; admitted to U.S. District Court, Middle District of NC) has 49+ years of experience in real estate closings and property transactions. Past President of the Yadkin County Bar Association (1989).
Frank Zachary real estate law YadkinvilleYadkin Valley Law — J. Caleb Rogers
Managing Partner J. Caleb Rogers (J.D. Wake Forest University School of Law 2005; NC Bar #34181; U.S. Army JAG Corps Major, Reserve) brings 20+ years of litigation experience in real property law, business law, and elder law from the firm's Yadkinville office.
Yadkin Valley Law real estateBenjamin H. Harding, Jr., PLLC
Attorney Benjamin H. Harding Jr. (NC Bar since 1973; admitted to U.S. District Court, Eastern and Middle Districts of NC; AV Preeminent Martindale-Hubbell Peer Review Rating 2025) has 53+ years of experience in commercial real estate, litigation, and personal injury from his Yadkinville office.
Benjamin Harding real estate YadkinvilleHousing Counseling and Foreclosure Prevention
HUD Housing Counselor Referral Line
Federal HUD counselor locator and hotline for East Bend homeowners needing foreclosure-prevention counseling, loan-workout planning, and loss-mitigation guidance in Yadkin County.
Find a HUD-approved housing counselorNorth Carolina Housing Finance Agency Homeowner Help
State mortgage-delinquency and foreclosure-prevention guidance for North Carolina homeowners, with referrals to HUD-approved counseling agencies serving Yadkin County.
NCHFA homeowner assistanceFree and Low-Cost Legal Aid
Legal Aid of North Carolina — Winston-Salem Office
Regional Legal Aid office serving Davie, Forsyth, Iredell, Stokes, Surry, and Yadkin counties. Free civil legal services for income-eligible residents in housing, foreclosure, consumer debt, family law, and public benefits.
Legal Aid NC Winston-Salem — serves Yadkin CountyLegal Aid of North Carolina — Statewide Helpline
Statewide intake line for low-income North Carolina residents seeking free civil legal assistance in housing, foreclosure prevention, or other homeowner matters.
Legal Aid NC statewide helplineNC Bar Association Lawyer Referral Service
Statewide lawyer referral service connecting East Bend homeowners with private attorneys for foreclosure, probate, bankruptcy, divorce, or lien matters.
NC Bar lawyer referral serviceHELOC Default Real Estate Agents in East Bend
Chamiese Evans — Licensed Realtor
Specializing in helping East Bend homeowners navigate heloc default situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.
Visit listrobin.comJudgment Lien
Judgment Lien Attorneys
Frank C. Zachary, PLLC
Attorney Frank C. Zachary (B.A. UNC-Chapel Hill 1973; J.D. NC Central University 1976; NC Bar member since 1976; admitted to U.S. District Court, Middle District of NC) has 49+ years of experience in real estate closings and property transactions. Past President of the Yadkin County Bar Association (1989).
Frank Zachary real estate law YadkinvilleYadkin Valley Law — J. Caleb Rogers
Managing Partner J. Caleb Rogers (J.D. Wake Forest University School of Law 2005; NC Bar #34181; U.S. Army JAG Corps Major, Reserve) brings 20+ years of litigation experience in real property law, business law, and elder law from the firm's Yadkinville office.
Yadkin Valley Law real estateBenjamin H. Harding, Jr., PLLC
Attorney Benjamin H. Harding Jr. (NC Bar since 1973; admitted to U.S. District Court, Eastern and Middle Districts of NC; AV Preeminent Martindale-Hubbell Peer Review Rating 2025) has 53+ years of experience in commercial real estate, litigation, and personal injury from his Yadkinville office.
Benjamin Harding real estate YadkinvilleHousing Counseling and Foreclosure Prevention
HUD Housing Counselor Referral Line
Federal HUD counselor locator and hotline for East Bend homeowners needing foreclosure-prevention counseling, loan-workout planning, and loss-mitigation guidance in Yadkin County.
Find a HUD-approved housing counselorNorth Carolina Housing Finance Agency Homeowner Help
State mortgage-delinquency and foreclosure-prevention guidance for North Carolina homeowners, with referrals to HUD-approved counseling agencies serving Yadkin County.
NCHFA homeowner assistanceFree and Low-Cost Legal Aid
Legal Aid of North Carolina — Winston-Salem Office
Regional Legal Aid office serving Davie, Forsyth, Iredell, Stokes, Surry, and Yadkin counties. Free civil legal services for income-eligible residents in housing, foreclosure, consumer debt, family law, and public benefits.
Legal Aid NC Winston-Salem — serves Yadkin CountyLegal Aid of North Carolina — Statewide Helpline
Statewide intake line for low-income North Carolina residents seeking free civil legal assistance in housing, foreclosure prevention, or other homeowner matters.
Legal Aid NC statewide helplineNC Bar Association Lawyer Referral Service
Statewide lawyer referral service connecting East Bend homeowners with private attorneys for foreclosure, probate, bankruptcy, divorce, or lien matters.
NC Bar lawyer referral serviceJudgment Lien Real Estate Agents in East Bend
Chamiese Evans — Licensed Realtor
Specializing in helping East Bend homeowners navigate judgment lien situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.
Visit listrobin.comThinking about selling your East Bend home?
Whichever situation brought you here, you have options — and you do not have to decide today. Start with the one that fits.
Your local real estate expert
Connect with a licensed Realtor who specializes in helping homeowners navigate homeowner situations in East Bend, NC.
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Chamiese Evans
Licensed Realtor — NorthGroup Real Estate
Helping homeowners across the Carolinas find the right path forward — whether that means selling, negotiating, or exploring every option before making a decision.
Visit listrobin.comResearched by CC Evans, Marketing Analyst — RobinOffer
Last reviewed: February 2026
This directory is for informational purposes only. It does not constitute legal, financial, or tax advice. Confirm all options with licensed counsel or a qualified financial professional before signing any agreement.
Sources: NC General Statutes · HUD.gov · CFPB.gov
