Homeowners/Elm City, NC

Homeowner Resources in Elm City, NC

Local resources for homeowners in Elm City, NC dealing with foreclosure, probate, tax liens, bankruptcy, and other difficult situations. Real contacts, phone numbers, and next steps.

Verified local resources19 resource categoriesCurated by a licensed Realtor

Need help with your Elm City home?

Get an options reviewNo obligation · Free · Private

Resource categories for Elm City

Select a topic below to see local resources including government offices, attorneys, financial counselors, and nonprofit organizations.

Bankruptcy

Resources for homeowners in Chapter 7 or Chapter 13 bankruptcy who need to sell their home.

Curated resourcesView resources

Code Violations

Resources for homeowners facing code enforcement notices, building code violations, minimum housing standards, or condemnation.

Curated resourcesView resources

See open code cases and activity around any Elm City address

Check my address

Fire / Storm Damage

Resources for homeowners with property damaged by fire, hurricane, tornado, or flooding.

Curated resourcesView resources

Storm or fire damage? Get a cash offer, sold as-is

Get my cash offer

HELOC Default

Resources for homeowners in default on a HELOC or second mortgage — settlement negotiation, lien stripping, and foreclosure defense.

Curated resourcesView resources

More local resources in Elm City

Verified local contacts for other situations Elm City homeowners face — attorneys, government offices, and financial counselors, organized by topic.

Foreclosure

Foreclosure Attorneys

Narron & Holdford, P.A. (I. Joe Ivey)

Established in 1956, Narron & Holdford is one of the oldest law firms in Wilson. Attorney I. Joe Ivey, a former Wilson County assistant district attorney, handles civil litigation, foreclosure law, collection law, appellate law, and mediation. The firm has served families in Wilson and Eastern NC for over 65 years.

(252) 237-3153

204 Tarboro Street East, Wilson, NC 27893

Narron & Holdford — foreclosure and real estate

Housing Counseling and Foreclosure Prevention

HUD Housing Counselor Referral Line

Federal HUD counselor locator and hotline for Elm City homeowners who need foreclosure-prevention counseling, loan-workout planning, and loss-mitigation guidance in Wilson County.

Find a HUD-approved housing counselor

North Carolina Housing Finance Agency Homeowner Help

State mortgage-delinquency and foreclosure-prevention guidance for North Carolina homeowners, with referrals to HUD-approved counseling agencies serving Wilson County.

NCHFA homeowner assistance

Free and Low-Cost Legal Aid

Legal Aid of North Carolina — Wilson Office

Legal Aid of North Carolina provides free civil legal services including housing, foreclosure, and bankruptcy assistance for low-income Wilson County residents. The Wilson office directly serves Elm City and all of Wilson County.

Legal Aid NC Wilson office

NC Bar Association Lawyer Referral Service

Statewide lawyer referral service for Elm City homeowners who need private counsel in foreclosure, probate, bankruptcy, divorce, or title/lien disputes in Wilson County.

NC Bar lawyer referral service

Foreclosure Real Estate Agents in Elm City

Chamiese Evans — Licensed Realtor

Specializing in helping Elm City homeowners navigate foreclosure situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.

Visit listrobin.com
Inheritance

Inheritance Attorneys

Narron & Holdford, P.A.

In addition to real estate and foreclosure, Narron & Holdford handles estate planning, wills, estate administration, and probate. The firm has provided comprehensive legal guidance to Wilson County families since 1956, ensuring smooth asset transfer and estate protection from its Tarboro Street office.

(252) 237-3153

204 Tarboro Street East, Wilson, NC 27893

Narron & Holdford — estate planning and probate

Lucas & Davis, P.A. (Leon A. Lucas)

Attorney Leon Lucas earned his B.A. from Wake Forest University (1976) and J.D. from Campbell University School of Law (1979). He has practiced in Eastern NC for over four decades, serving clients in Wilson, Johnston, and Wayne Counties. Handles wills, trusts, powers of attorney, guardianship, and probate administration.

(252) 283-8565

209 W Second Street, Kenly, NC 27542

Lucas & Davis — estate planning and probate

Wilson County Probate and Court Services

Wilson County Clerk of Superior Court

County clerk office in Wilson for foreclosure hearings, probate filings, estate administration, and civil proceedings for Elm City and all Wilson County residents.

(252) 206-3000

115 E Nash Street, Wilson, NC 27894

Wilson County Clerk of Court

Housing Counseling and Foreclosure Prevention

HUD Housing Counselor Referral Line

Federal HUD counselor locator and hotline for Elm City homeowners who need foreclosure-prevention counseling, loan-workout planning, and loss-mitigation guidance in Wilson County.

Find a HUD-approved housing counselor

North Carolina Housing Finance Agency Homeowner Help

State mortgage-delinquency and foreclosure-prevention guidance for North Carolina homeowners, with referrals to HUD-approved counseling agencies serving Wilson County.

NCHFA homeowner assistance

Free and Low-Cost Legal Aid

Legal Aid of North Carolina — Wilson Office

Legal Aid of North Carolina provides free civil legal services including housing, foreclosure, and bankruptcy assistance for low-income Wilson County residents. The Wilson office directly serves Elm City and all of Wilson County.

Legal Aid NC Wilson office

NC Bar Association Lawyer Referral Service

Statewide lawyer referral service for Elm City homeowners who need private counsel in foreclosure, probate, bankruptcy, divorce, or title/lien disputes in Wilson County.

NC Bar lawyer referral service

Inheritance Real Estate Agents in Elm City

Chamiese Evans — Licensed Realtor

Specializing in helping Elm City homeowners navigate inheritance situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.

Visit listrobin.com

Get a no-obligation cash offer on the inherited Elm City home

Get my cash offer
Divorce

Divorce Attorneys

Etheridge, Hamlett & Murray, LLP (William Etheridge)

Established in 1997, serving Nashville, Rocky Mount, Wilson, and surrounding communities. Attorney William Etheridge has maintained an AV Preeminent Martindale-Hubbell rating for 30 years and focuses on family law and estate planning. Handles divorce, child custody, child support, spousal support, and separation agreements. Free initial consultations.

(252) 459-9000

212 W Church Street, Nashville, NC 27856

Etheridge Hamlett & Murray — family law

Lucas & Davis, P.A. (Parker S. Lucas)

Attorney Parker S. Lucas graduated from Campbell University Norman Adrian Wiggins School of Law in 2022 and has a broad practice focusing on family law, criminal and traffic defense, and civil litigation. The firm has served Wilson County, Johnston County, and Wayne County families for over three decades.

(252) 283-8565

209 W Second Street, Kenly, NC 27542

Lucas & Davis — family law

Domestic Violence and Family Safety Resources

Wesley Shelter (Wilson County)

Wesley Shelter provides safety, shelter, advocacy, counseling, and support for survivors of domestic violence, sexual assault, and human trafficking in Elm City and Wilson County. Services include emergency housing, court and hospital accompaniment, therapy, support groups, safety planning, and children's services. English and Spanish available.

(252) 291-2344

106 E Vance Street, Wilson, NC 27893

Wesley Shelter — domestic violence services

Housing Counseling and Foreclosure Prevention

HUD Housing Counselor Referral Line

Federal HUD counselor locator and hotline for Elm City homeowners who need foreclosure-prevention counseling, loan-workout planning, and loss-mitigation guidance in Wilson County.

Find a HUD-approved housing counselor

North Carolina Housing Finance Agency Homeowner Help

State mortgage-delinquency and foreclosure-prevention guidance for North Carolina homeowners, with referrals to HUD-approved counseling agencies serving Wilson County.

NCHFA homeowner assistance

Free and Low-Cost Legal Aid

Legal Aid of North Carolina — Wilson Office

Legal Aid of North Carolina provides free civil legal services including housing, foreclosure, and bankruptcy assistance for low-income Wilson County residents. The Wilson office directly serves Elm City and all of Wilson County.

Legal Aid NC Wilson office

NC Bar Association Lawyer Referral Service

Statewide lawyer referral service for Elm City homeowners who need private counsel in foreclosure, probate, bankruptcy, divorce, or title/lien disputes in Wilson County.

NC Bar lawyer referral service

Divorce Real Estate Agents in Elm City

Chamiese Evans — Licensed Realtor

Specializing in helping Elm City homeowners navigate divorce situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.

Visit listrobin.com

Need a clean, fast sale in a Elm City divorce? See your offer

Get my cash offer
Probate

Probate Attorneys

Narron & Holdford, P.A.

In addition to real estate and foreclosure, Narron & Holdford handles estate planning, wills, estate administration, and probate. The firm has provided comprehensive legal guidance to Wilson County families since 1956, ensuring smooth asset transfer and estate protection from its Tarboro Street office.

(252) 237-3153

204 Tarboro Street East, Wilson, NC 27893

Narron & Holdford — estate planning and probate

Lucas & Davis, P.A. (Leon A. Lucas)

Attorney Leon Lucas earned his B.A. from Wake Forest University (1976) and J.D. from Campbell University School of Law (1979). He has practiced in Eastern NC for over four decades, serving clients in Wilson, Johnston, and Wayne Counties. Handles wills, trusts, powers of attorney, guardianship, and probate administration.

(252) 283-8565

209 W Second Street, Kenly, NC 27542

Lucas & Davis — estate planning and probate

Wilson County Probate and Court Services

Wilson County Clerk of Superior Court

County clerk office in Wilson for foreclosure hearings, probate filings, estate administration, and civil proceedings for Elm City and all Wilson County residents.

(252) 206-3000

115 E Nash Street, Wilson, NC 27894

Wilson County Clerk of Court

Housing Counseling and Foreclosure Prevention

HUD Housing Counselor Referral Line

Federal HUD counselor locator and hotline for Elm City homeowners who need foreclosure-prevention counseling, loan-workout planning, and loss-mitigation guidance in Wilson County.

Find a HUD-approved housing counselor

North Carolina Housing Finance Agency Homeowner Help

State mortgage-delinquency and foreclosure-prevention guidance for North Carolina homeowners, with referrals to HUD-approved counseling agencies serving Wilson County.

NCHFA homeowner assistance

Free and Low-Cost Legal Aid

Legal Aid of North Carolina — Wilson Office

Legal Aid of North Carolina provides free civil legal services including housing, foreclosure, and bankruptcy assistance for low-income Wilson County residents. The Wilson office directly serves Elm City and all of Wilson County.

Legal Aid NC Wilson office

NC Bar Association Lawyer Referral Service

Statewide lawyer referral service for Elm City homeowners who need private counsel in foreclosure, probate, bankruptcy, divorce, or title/lien disputes in Wilson County.

NC Bar lawyer referral service

Probate Real Estate Agents in Elm City

Chamiese Evans — Licensed Realtor

Specializing in helping Elm City homeowners navigate probate situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.

Visit listrobin.com

Selling a home in probate? See a fast cash offer

Get my cash offer
HOA Liens

HOA Attorneys

Hatch, Little & Bunn, LLP (Tina Frazier Pace)

Hatch, Little & Bunn represents hundreds of homeowners and condominium associations throughout North Carolina. Attorney Tina Frazier Pace focuses on HOA law and is licensed in all NC state courts and the Federal District Court for the Eastern and Middle Districts of NC. Assists with CC&R enforcement, lien enforcement, and assessment collection.

(919) 856-3940

2626 Glenwood Avenue, Suite 550, Raleigh, NC 27608

Hatch Little & Bunn — HOA law

Housing Counseling and Foreclosure Prevention

HUD Housing Counselor Referral Line

Federal HUD counselor locator and hotline for Elm City homeowners who need foreclosure-prevention counseling, loan-workout planning, and loss-mitigation guidance in Wilson County.

Find a HUD-approved housing counselor

North Carolina Housing Finance Agency Homeowner Help

State mortgage-delinquency and foreclosure-prevention guidance for North Carolina homeowners, with referrals to HUD-approved counseling agencies serving Wilson County.

NCHFA homeowner assistance

Free and Low-Cost Legal Aid

Legal Aid of North Carolina — Wilson Office

Legal Aid of North Carolina provides free civil legal services including housing, foreclosure, and bankruptcy assistance for low-income Wilson County residents. The Wilson office directly serves Elm City and all of Wilson County.

Legal Aid NC Wilson office

NC Bar Association Lawyer Referral Service

Statewide lawyer referral service for Elm City homeowners who need private counsel in foreclosure, probate, bankruptcy, divorce, or title/lien disputes in Wilson County.

NC Bar lawyer referral service

HOA Liens Real Estate Agents in Elm City

Chamiese Evans — Licensed Realtor

Specializing in helping Elm City homeowners navigate hoa liens situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.

Visit listrobin.com
Job Loss

Job Loss and Debt Attorneys

The Law Offices of George Oliver, PLLC (George Oliver)

Board Certified Specialist in Business Bankruptcy Law by the NC State Bar. UNC-Chapel Hill graduate practicing since 2001. Chapter 7 Panel Trustee for the Eastern District of NC Bankruptcy Court since 2009. AV Preeminent rated by Martindale-Hubbell, named NC Super Lawyer (2009-2025) and NC Legal Elite (2009-2025).

(252) 633-1930

3301 Nash Street, Suite A, Wilson, NC 27896

George Oliver Law — bankruptcy

Sosna & Huffstetler Law Offices, PLLC (Palmer E. Huffstetler III)

Managing partner Tripp Huffstetler graduated from UNC-Chapel Hill and Campbell University School of Law (2014). The firm, founded in 2008, focuses exclusively on consumer bankruptcy across Eastern NC and is board-certified in business and consumer bankruptcy. Huffstetler received the NC Bar Association Younger Lawyer Pro Bono Service Award. Free consultations.

(252) 937-3027

3031 Zebulon Road, Rocky Mount, NC 27804

Sosna & Huffstetler — consumer bankruptcy

Housing Counseling and Foreclosure Prevention

HUD Housing Counselor Referral Line

Federal HUD counselor locator and hotline for Elm City homeowners who need foreclosure-prevention counseling, loan-workout planning, and loss-mitigation guidance in Wilson County.

Find a HUD-approved housing counselor

North Carolina Housing Finance Agency Homeowner Help

State mortgage-delinquency and foreclosure-prevention guidance for North Carolina homeowners, with referrals to HUD-approved counseling agencies serving Wilson County.

NCHFA homeowner assistance

Free and Low-Cost Legal Aid

Legal Aid of North Carolina — Wilson Office

Legal Aid of North Carolina provides free civil legal services including housing, foreclosure, and bankruptcy assistance for low-income Wilson County residents. The Wilson office directly serves Elm City and all of Wilson County.

Legal Aid NC Wilson office

NC Bar Association Lawyer Referral Service

Statewide lawyer referral service for Elm City homeowners who need private counsel in foreclosure, probate, bankruptcy, divorce, or title/lien disputes in Wilson County.

NC Bar lawyer referral service

Job Loss Real Estate Agents in Elm City

Chamiese Evans — Licensed Realtor

Specializing in helping Elm City homeowners navigate job loss situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.

Visit listrobin.com
Reverse Mortgage

Reverse Mortgage and Probate Attorneys

Narron & Holdford, P.A.

In addition to real estate and foreclosure, Narron & Holdford handles estate planning, wills, estate administration, and probate. The firm has provided comprehensive legal guidance to Wilson County families since 1956, ensuring smooth asset transfer and estate protection from its Tarboro Street office.

(252) 237-3153

204 Tarboro Street East, Wilson, NC 27893

Narron & Holdford — estate planning and probate

Lucas & Davis, P.A. (Leon A. Lucas)

Attorney Leon Lucas earned his B.A. from Wake Forest University (1976) and J.D. from Campbell University School of Law (1979). He has practiced in Eastern NC for over four decades, serving clients in Wilson, Johnston, and Wayne Counties. Handles wills, trusts, powers of attorney, guardianship, and probate administration.

(252) 283-8565

209 W Second Street, Kenly, NC 27542

Lucas & Davis — estate planning and probate

Senior Homeowner Support

Wilson County Senior Activity Center

Free membership for seniors. Recently expanded to 11,900 sq ft with wellness pavilion, arts and crafts room, conference rooms, and clinic rooms for health screenings. Offers yoga, exercise classes, dancing, and day trips. Director: Kesha A. Howell, PhD.

(252) 206-4059

1808 S Goldsboro Street, Wilson, NC 27893

Wilson County Senior Activity Center

Housing Counseling and Foreclosure Prevention

HUD Housing Counselor Referral Line

Federal HUD counselor locator and hotline for Elm City homeowners who need foreclosure-prevention counseling, loan-workout planning, and loss-mitigation guidance in Wilson County.

Find a HUD-approved housing counselor

North Carolina Housing Finance Agency Homeowner Help

State mortgage-delinquency and foreclosure-prevention guidance for North Carolina homeowners, with referrals to HUD-approved counseling agencies serving Wilson County.

NCHFA homeowner assistance

Free and Low-Cost Legal Aid

Legal Aid of North Carolina — Wilson Office

Legal Aid of North Carolina provides free civil legal services including housing, foreclosure, and bankruptcy assistance for low-income Wilson County residents. The Wilson office directly serves Elm City and all of Wilson County.

Legal Aid NC Wilson office

NC Bar Association Lawyer Referral Service

Statewide lawyer referral service for Elm City homeowners who need private counsel in foreclosure, probate, bankruptcy, divorce, or title/lien disputes in Wilson County.

NC Bar lawyer referral service

Reverse Mortgage Real Estate Agents in Elm City

Chamiese Evans — Licensed Realtor

Specializing in helping Elm City homeowners navigate reverse mortgage situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.

Visit listrobin.com

Know exactly what your Elm City home is worth first

See my home value
IRS Tax Lien

IRS Lien and Debt Attorneys

The Law Offices of George Oliver, PLLC (George Oliver)

Board Certified Specialist in Business Bankruptcy Law by the NC State Bar. UNC-Chapel Hill graduate practicing since 2001. Chapter 7 Panel Trustee for the Eastern District of NC Bankruptcy Court since 2009. AV Preeminent rated by Martindale-Hubbell, named NC Super Lawyer (2009-2025) and NC Legal Elite (2009-2025).

(252) 633-1930

3301 Nash Street, Suite A, Wilson, NC 27896

George Oliver Law — bankruptcy

Sosna & Huffstetler Law Offices, PLLC (Palmer E. Huffstetler III)

Managing partner Tripp Huffstetler graduated from UNC-Chapel Hill and Campbell University School of Law (2014). The firm, founded in 2008, focuses exclusively on consumer bankruptcy across Eastern NC and is board-certified in business and consumer bankruptcy. Huffstetler received the NC Bar Association Younger Lawyer Pro Bono Service Award. Free consultations.

(252) 937-3027

3031 Zebulon Road, Rocky Mount, NC 27804

Sosna & Huffstetler — consumer bankruptcy

Housing Counseling and Foreclosure Prevention

HUD Housing Counselor Referral Line

Federal HUD counselor locator and hotline for Elm City homeowners who need foreclosure-prevention counseling, loan-workout planning, and loss-mitigation guidance in Wilson County.

Find a HUD-approved housing counselor

North Carolina Housing Finance Agency Homeowner Help

State mortgage-delinquency and foreclosure-prevention guidance for North Carolina homeowners, with referrals to HUD-approved counseling agencies serving Wilson County.

NCHFA homeowner assistance

Free and Low-Cost Legal Aid

Legal Aid of North Carolina — Wilson Office

Legal Aid of North Carolina provides free civil legal services including housing, foreclosure, and bankruptcy assistance for low-income Wilson County residents. The Wilson office directly serves Elm City and all of Wilson County.

Legal Aid NC Wilson office

NC Bar Association Lawyer Referral Service

Statewide lawyer referral service for Elm City homeowners who need private counsel in foreclosure, probate, bankruptcy, divorce, or title/lien disputes in Wilson County.

NC Bar lawyer referral service

IRS Tax Lien Real Estate Agents in Elm City

Chamiese Evans — Licensed Realtor

Specializing in helping Elm City homeowners navigate irs tax lien situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.

Visit listrobin.com
Judgment Lien

Judgment Lien Attorneys

Narron & Holdford, P.A. (I. Joe Ivey)

Established in 1956, Narron & Holdford is one of the oldest law firms in Wilson. Attorney I. Joe Ivey, a former Wilson County assistant district attorney, handles civil litigation, foreclosure law, collection law, appellate law, and mediation. The firm has served families in Wilson and Eastern NC for over 65 years.

(252) 237-3153

204 Tarboro Street East, Wilson, NC 27893

Narron & Holdford — foreclosure and real estate

Housing Counseling and Foreclosure Prevention

HUD Housing Counselor Referral Line

Federal HUD counselor locator and hotline for Elm City homeowners who need foreclosure-prevention counseling, loan-workout planning, and loss-mitigation guidance in Wilson County.

Find a HUD-approved housing counselor

North Carolina Housing Finance Agency Homeowner Help

State mortgage-delinquency and foreclosure-prevention guidance for North Carolina homeowners, with referrals to HUD-approved counseling agencies serving Wilson County.

NCHFA homeowner assistance

Free and Low-Cost Legal Aid

Legal Aid of North Carolina — Wilson Office

Legal Aid of North Carolina provides free civil legal services including housing, foreclosure, and bankruptcy assistance for low-income Wilson County residents. The Wilson office directly serves Elm City and all of Wilson County.

Legal Aid NC Wilson office

NC Bar Association Lawyer Referral Service

Statewide lawyer referral service for Elm City homeowners who need private counsel in foreclosure, probate, bankruptcy, divorce, or title/lien disputes in Wilson County.

NC Bar lawyer referral service

Judgment Lien Real Estate Agents in Elm City

Chamiese Evans — Licensed Realtor

Specializing in helping Elm City homeowners navigate judgment lien situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.

Visit listrobin.com

Your local real estate expert

Connect with a licensed Realtor who specializes in helping homeowners navigate homeowner situations in Elm City, NC.

CE

Chamiese Evans

Licensed Realtor — NorthGroup Real Estate

Helping homeowners across the Carolinas find the right path forward — whether that means selling, negotiating, or exploring every option before making a decision.

Visit listrobin.com

Researched by CC Evans, Marketing Analyst — RobinOffer

Last reviewed: February 2026

This directory is for informational purposes only. It does not constitute legal, financial, or tax advice. Confirm all options with licensed counsel or a qualified financial professional before signing any agreement.

Sources: NC General Statutes · HUD.gov · CFPB.gov

Need help with your Elm City home?

Share your situation and get a no-obligation options review for your Elm City, NC property.

No obligationFree to useYour info stays private