Homeowners/Emerald Isle, NC
Homeowner Resources in Emerald Isle, NC
Local resources for homeowners in Emerald Isle, NC dealing with foreclosure, probate, tax liens, bankruptcy, and other difficult situations. Real contacts, phone numbers, and next steps.
✓19 resource categories
More local resources in Emerald Isle
Verified local contacts for other situations Emerald Isle homeowners face — attorneys, government offices, and financial counselors, organized by topic.
Foreclosure
Foreclosure Attorneys
Ward and Smith, P.A.
Established multi-office NC law firm founded in 1949 with a Morehead City office. The Real Estate Practice Group handles acquisition, development, financing, leasing, foreclosure defense, and sale of real property. Two attorneys have chaired the Real Property Section of the NC Bar Association.
Ward and Smith — real estate and foreclosureWyatt Early Harris Wheeler, LLP
Full-service law firm founded in 1930 with twelve attorneys. The Morehead City office handles real estate closings, transactions, and title work for residential and commercial clients in Carteret County. Also practices estate planning, probate, and business law.
Wyatt Early Harris Wheeler — real estateHousing Counseling and Foreclosure Prevention
HUD Housing Counselor Referral Line
Federal HUD counselor locator and hotline for Emerald Isle homeowners who need foreclosure-prevention counseling, loan-workout planning, and loss-mitigation guidance in Carteret County.
Find a HUD-approved housing counselorNorth Carolina Housing Finance Agency Homeowner Help
State mortgage-delinquency and foreclosure-prevention guidance for North Carolina homeowners, with referrals to HUD-approved counseling agencies serving Carteret County.
NCHFA homeowner assistanceFree and Low-Cost Legal Aid
Legal Aid of North Carolina — New Bern Office
Legal Aid of North Carolina provides free civil legal services including housing, foreclosure, and bankruptcy assistance for low-income Carteret County residents. The New Bern office serves Emerald Isle and all of Carteret County.
Legal Aid NC — apply for helpNC Bar Association Lawyer Referral Service
Statewide lawyer referral service for Emerald Isle homeowners who need private counsel in foreclosure, probate, bankruptcy, divorce, or title/lien disputes in Carteret County.
NC Bar lawyer referral serviceForeclosure Real Estate Agents in Emerald Isle
Chamiese Evans — Licensed Realtor
Specializing in helping Emerald Isle homeowners navigate foreclosure situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.
Visit listrobin.comInheritance
Inheritance Attorneys
Wyatt Early Harris Wheeler, LLP
The Estates and Trusts practice team at Wyatt Early Harris Wheeler handles wills, trusts, estate administration, probate, and elder law. Founded in 1930 with decades of experience, the Morehead City office directly serves Carteret County residents for all estate matters.
Wyatt Early Harris Wheeler — estate planning and probateNicholas Law, PLLC (Cassandra J. Nicholas)
Attorney Cassandra Nicholas is a Super Lawyers Rising Stars selectee (2024-2025) for estate planning and probate. NC Bar admitted 2020. Prior experience includes commercial real estate practice and contract legal staff for the U.S. Department of Justice. Handles estate administration, real estate closings, and contract review.
(252) 325-9995722 Cedar Point Boulevard, Suite 6, Cedar Point, NC 28584
Nicholas Law — estate planning and probateCarteret County Probate and Court Services
Carteret County Clerk of Superior Court
County clerk office in Beaufort for foreclosure hearings, probate filings, estate administration, and civil proceedings for Emerald Isle and all Carteret County residents.
Carteret County Clerk of CourtHousing Counseling and Foreclosure Prevention
HUD Housing Counselor Referral Line
Federal HUD counselor locator and hotline for Emerald Isle homeowners who need foreclosure-prevention counseling, loan-workout planning, and loss-mitigation guidance in Carteret County.
Find a HUD-approved housing counselorNorth Carolina Housing Finance Agency Homeowner Help
State mortgage-delinquency and foreclosure-prevention guidance for North Carolina homeowners, with referrals to HUD-approved counseling agencies serving Carteret County.
NCHFA homeowner assistanceFree and Low-Cost Legal Aid
Legal Aid of North Carolina — New Bern Office
Legal Aid of North Carolina provides free civil legal services including housing, foreclosure, and bankruptcy assistance for low-income Carteret County residents. The New Bern office serves Emerald Isle and all of Carteret County.
Legal Aid NC — apply for helpNC Bar Association Lawyer Referral Service
Statewide lawyer referral service for Emerald Isle homeowners who need private counsel in foreclosure, probate, bankruptcy, divorce, or title/lien disputes in Carteret County.
NC Bar lawyer referral serviceInheritance Real Estate Agents in Emerald Isle
Chamiese Evans — Licensed Realtor
Specializing in helping Emerald Isle homeowners navigate inheritance situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.
Visit listrobin.comDivorce
Divorce Attorneys
Corwin & Curtis (John Curtis II)
Attorney John Curtis II has focused exclusively on family law since passing the NC Bar in 2016. Handles divorce, child custody, child support, alimony, property distribution, adoptions, and termination of parental rights. Offices in Morehead City and Havelock. Member of Carteret County Chamber of Commerce.
(252) 444-1888209 North 35th Street, Suite B4, Morehead City, NC 28557
Corwin & Curtis — family lawDomestic Violence and Family Safety Resources
Carteret County Domestic Violence Program (Caroline's House)
Caroline's House shelters over 250 women and children annually. Services include 24-hour hotline, emergency shelter, court and hospital advocacy, case management, support groups, counseling, community education, and immigration assistance related to domestic violence. Spanish interpretation available.
Carteret County Domestic Violence ProgramNational Domestic Violence Hotline
24/7 confidential hotline for immediate safety planning, local referrals, and support by phone, text, or chat.
National Domestic Violence HotlineHousing Counseling and Foreclosure Prevention
HUD Housing Counselor Referral Line
Federal HUD counselor locator and hotline for Emerald Isle homeowners who need foreclosure-prevention counseling, loan-workout planning, and loss-mitigation guidance in Carteret County.
Find a HUD-approved housing counselorNorth Carolina Housing Finance Agency Homeowner Help
State mortgage-delinquency and foreclosure-prevention guidance for North Carolina homeowners, with referrals to HUD-approved counseling agencies serving Carteret County.
NCHFA homeowner assistanceFree and Low-Cost Legal Aid
Legal Aid of North Carolina — New Bern Office
Legal Aid of North Carolina provides free civil legal services including housing, foreclosure, and bankruptcy assistance for low-income Carteret County residents. The New Bern office serves Emerald Isle and all of Carteret County.
Legal Aid NC — apply for helpNC Bar Association Lawyer Referral Service
Statewide lawyer referral service for Emerald Isle homeowners who need private counsel in foreclosure, probate, bankruptcy, divorce, or title/lien disputes in Carteret County.
NC Bar lawyer referral serviceDivorce Real Estate Agents in Emerald Isle
Chamiese Evans — Licensed Realtor
Specializing in helping Emerald Isle homeowners navigate divorce situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.
Visit listrobin.comRelocation
Relocation and Sale Attorneys
Ward and Smith, P.A.
Established multi-office NC law firm founded in 1949 with a Morehead City office. The Real Estate Practice Group handles acquisition, development, financing, leasing, foreclosure defense, and sale of real property. Two attorneys have chaired the Real Property Section of the NC Bar Association.
Ward and Smith — real estate and foreclosureWyatt Early Harris Wheeler, LLP
Full-service law firm founded in 1930 with twelve attorneys. The Morehead City office handles real estate closings, transactions, and title work for residential and commercial clients in Carteret County. Also practices estate planning, probate, and business law.
Wyatt Early Harris Wheeler — real estateHousing Counseling and Foreclosure Prevention
HUD Housing Counselor Referral Line
Federal HUD counselor locator and hotline for Emerald Isle homeowners who need foreclosure-prevention counseling, loan-workout planning, and loss-mitigation guidance in Carteret County.
Find a HUD-approved housing counselorNorth Carolina Housing Finance Agency Homeowner Help
State mortgage-delinquency and foreclosure-prevention guidance for North Carolina homeowners, with referrals to HUD-approved counseling agencies serving Carteret County.
NCHFA homeowner assistanceFree and Low-Cost Legal Aid
Legal Aid of North Carolina — New Bern Office
Legal Aid of North Carolina provides free civil legal services including housing, foreclosure, and bankruptcy assistance for low-income Carteret County residents. The New Bern office serves Emerald Isle and all of Carteret County.
Legal Aid NC — apply for helpNC Bar Association Lawyer Referral Service
Statewide lawyer referral service for Emerald Isle homeowners who need private counsel in foreclosure, probate, bankruptcy, divorce, or title/lien disputes in Carteret County.
NC Bar lawyer referral serviceRelocation Real Estate Agents in Emerald Isle
Chamiese Evans — Licensed Realtor
Specializing in helping Emerald Isle homeowners navigate relocation situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.
Visit listrobin.comTax Liens
Tax and Debt Attorneys
Gillespie & Murphy, P.A. (J. Allen Murphy)
Bankruptcy-focused firm established in 1991. J. Allen Murphy has practiced since 1985 (NC Central University School of Law), named to Super Lawyers 2019-2026, member of National Association of Consumer Bankruptcy Attorneys. Handles Chapter 7 and Chapter 13 cases. Over 45 years combined legal experience. Free consultations.
Gillespie & Murphy — bankruptcyCorwin & Curtis (Jessie Corwin)
Local Carteret County firm with offices in Morehead City and Havelock. Attorney Jessie Corwin handles bankruptcy and debt defense, including Chapter 7 and Chapter 13 eligibility and filings. Also handles criminal defense, traffic, and personal injury matters.
(252) 444-1888209 North 35th Street, Suite B4, Morehead City, NC 28557
Corwin & Curtis — bankruptcyTax Payment and Relief Offices
Carteret County Tax Office
County tax office collecting real and personal property taxes for Emerald Isle and all Carteret County jurisdictions, with a western branch office in Cedar Point.
Carteret County online tax paymentHousing Counseling and Foreclosure Prevention
HUD Housing Counselor Referral Line
Federal HUD counselor locator and hotline for Emerald Isle homeowners who need foreclosure-prevention counseling, loan-workout planning, and loss-mitigation guidance in Carteret County.
Find a HUD-approved housing counselorNorth Carolina Housing Finance Agency Homeowner Help
State mortgage-delinquency and foreclosure-prevention guidance for North Carolina homeowners, with referrals to HUD-approved counseling agencies serving Carteret County.
NCHFA homeowner assistanceFree and Low-Cost Legal Aid
Legal Aid of North Carolina — New Bern Office
Legal Aid of North Carolina provides free civil legal services including housing, foreclosure, and bankruptcy assistance for low-income Carteret County residents. The New Bern office serves Emerald Isle and all of Carteret County.
Legal Aid NC — apply for helpNC Bar Association Lawyer Referral Service
Statewide lawyer referral service for Emerald Isle homeowners who need private counsel in foreclosure, probate, bankruptcy, divorce, or title/lien disputes in Carteret County.
NC Bar lawyer referral serviceTax Liens Real Estate Agents in Emerald Isle
Chamiese Evans — Licensed Realtor
Specializing in helping Emerald Isle homeowners navigate tax liens situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.
Visit listrobin.comProbate
Probate Attorneys
Wyatt Early Harris Wheeler, LLP
The Estates and Trusts practice team at Wyatt Early Harris Wheeler handles wills, trusts, estate administration, probate, and elder law. Founded in 1930 with decades of experience, the Morehead City office directly serves Carteret County residents for all estate matters.
Wyatt Early Harris Wheeler — estate planning and probateNicholas Law, PLLC (Cassandra J. Nicholas)
Attorney Cassandra Nicholas is a Super Lawyers Rising Stars selectee (2024-2025) for estate planning and probate. NC Bar admitted 2020. Prior experience includes commercial real estate practice and contract legal staff for the U.S. Department of Justice. Handles estate administration, real estate closings, and contract review.
(252) 325-9995722 Cedar Point Boulevard, Suite 6, Cedar Point, NC 28584
Nicholas Law — estate planning and probateCarteret County Probate and Court Services
Carteret County Clerk of Superior Court
County clerk office in Beaufort for foreclosure hearings, probate filings, estate administration, and civil proceedings for Emerald Isle and all Carteret County residents.
Carteret County Clerk of CourtHousing Counseling and Foreclosure Prevention
HUD Housing Counselor Referral Line
Federal HUD counselor locator and hotline for Emerald Isle homeowners who need foreclosure-prevention counseling, loan-workout planning, and loss-mitigation guidance in Carteret County.
Find a HUD-approved housing counselorNorth Carolina Housing Finance Agency Homeowner Help
State mortgage-delinquency and foreclosure-prevention guidance for North Carolina homeowners, with referrals to HUD-approved counseling agencies serving Carteret County.
NCHFA homeowner assistanceFree and Low-Cost Legal Aid
Legal Aid of North Carolina — New Bern Office
Legal Aid of North Carolina provides free civil legal services including housing, foreclosure, and bankruptcy assistance for low-income Carteret County residents. The New Bern office serves Emerald Isle and all of Carteret County.
Legal Aid NC — apply for helpNC Bar Association Lawyer Referral Service
Statewide lawyer referral service for Emerald Isle homeowners who need private counsel in foreclosure, probate, bankruptcy, divorce, or title/lien disputes in Carteret County.
NC Bar lawyer referral serviceProbate Real Estate Agents in Emerald Isle
Chamiese Evans — Licensed Realtor
Specializing in helping Emerald Isle homeowners navigate probate situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.
Visit listrobin.comBankruptcy
Bankruptcy Attorneys
Gillespie & Murphy, P.A. (J. Allen Murphy)
Bankruptcy-focused firm established in 1991. J. Allen Murphy has practiced since 1985 (NC Central University School of Law), named to Super Lawyers 2019-2026, member of National Association of Consumer Bankruptcy Attorneys. Handles Chapter 7 and Chapter 13 cases. Over 45 years combined legal experience. Free consultations.
Gillespie & Murphy — bankruptcyCorwin & Curtis (Jessie Corwin)
Local Carteret County firm with offices in Morehead City and Havelock. Attorney Jessie Corwin handles bankruptcy and debt defense, including Chapter 7 and Chapter 13 eligibility and filings. Also handles criminal defense, traffic, and personal injury matters.
(252) 444-1888209 North 35th Street, Suite B4, Morehead City, NC 28557
Corwin & Curtis — bankruptcyHousing Counseling and Foreclosure Prevention
HUD Housing Counselor Referral Line
Federal HUD counselor locator and hotline for Emerald Isle homeowners who need foreclosure-prevention counseling, loan-workout planning, and loss-mitigation guidance in Carteret County.
Find a HUD-approved housing counselorNorth Carolina Housing Finance Agency Homeowner Help
State mortgage-delinquency and foreclosure-prevention guidance for North Carolina homeowners, with referrals to HUD-approved counseling agencies serving Carteret County.
NCHFA homeowner assistanceFree and Low-Cost Legal Aid
Legal Aid of North Carolina — New Bern Office
Legal Aid of North Carolina provides free civil legal services including housing, foreclosure, and bankruptcy assistance for low-income Carteret County residents. The New Bern office serves Emerald Isle and all of Carteret County.
Legal Aid NC — apply for helpNC Bar Association Lawyer Referral Service
Statewide lawyer referral service for Emerald Isle homeowners who need private counsel in foreclosure, probate, bankruptcy, divorce, or title/lien disputes in Carteret County.
NC Bar lawyer referral serviceBankruptcy Real Estate Agents in Emerald Isle
Chamiese Evans — Licensed Realtor
Specializing in helping Emerald Isle homeowners navigate bankruptcy situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.
Visit listrobin.comCode Violations
Code and Property Attorneys
Ward and Smith, P.A.
Established multi-office NC law firm founded in 1949 with a Morehead City office. The Real Estate Practice Group handles acquisition, development, financing, leasing, foreclosure defense, and sale of real property. Two attorneys have chaired the Real Property Section of the NC Bar Association.
Ward and Smith — real estate and foreclosureWyatt Early Harris Wheeler, LLP
Full-service law firm founded in 1930 with twelve attorneys. The Morehead City office handles real estate closings, transactions, and title work for residential and commercial clients in Carteret County. Also practices estate planning, probate, and business law.
Wyatt Early Harris Wheeler — real estateCode Enforcement Office
Town of Emerald Isle Planning and Inspections
Town of Emerald Isle planning and inspections office handling zoning compliance, building code enforcement, and property code matters for Emerald Isle residents. Works in conjunction with Carteret County Planning and Inspections.
Emerald Isle planning and inspectionsHousing Counseling and Foreclosure Prevention
HUD Housing Counselor Referral Line
Federal HUD counselor locator and hotline for Emerald Isle homeowners who need foreclosure-prevention counseling, loan-workout planning, and loss-mitigation guidance in Carteret County.
Find a HUD-approved housing counselorNorth Carolina Housing Finance Agency Homeowner Help
State mortgage-delinquency and foreclosure-prevention guidance for North Carolina homeowners, with referrals to HUD-approved counseling agencies serving Carteret County.
NCHFA homeowner assistanceFree and Low-Cost Legal Aid
Legal Aid of North Carolina — New Bern Office
Legal Aid of North Carolina provides free civil legal services including housing, foreclosure, and bankruptcy assistance for low-income Carteret County residents. The New Bern office serves Emerald Isle and all of Carteret County.
Legal Aid NC — apply for helpNC Bar Association Lawyer Referral Service
Statewide lawyer referral service for Emerald Isle homeowners who need private counsel in foreclosure, probate, bankruptcy, divorce, or title/lien disputes in Carteret County.
NC Bar lawyer referral serviceCode Violations Real Estate Agents in Emerald Isle
Chamiese Evans — Licensed Realtor
Specializing in helping Emerald Isle homeowners navigate code violations situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.
Visit listrobin.comSee open code cases and activity around any Emerald Isle address
Check my addressHOA Liens
HOA Attorneys
Ward and Smith, P.A. (Adam M. Beaudoin)
Ward and Smith's Community Associations Practice Group, led by Adam Beaudoin, represents HOAs, condominium associations, townhome associations, and mixed-use communities. Advises boards on governance, governing document amendments, fiduciary duties, assessment collection, rule enforcement, and litigation. Directly serves Carteret County coastal communities from the Morehead City office.
Ward and Smith — community associationsHousing Counseling and Foreclosure Prevention
HUD Housing Counselor Referral Line
Federal HUD counselor locator and hotline for Emerald Isle homeowners who need foreclosure-prevention counseling, loan-workout planning, and loss-mitigation guidance in Carteret County.
Find a HUD-approved housing counselorNorth Carolina Housing Finance Agency Homeowner Help
State mortgage-delinquency and foreclosure-prevention guidance for North Carolina homeowners, with referrals to HUD-approved counseling agencies serving Carteret County.
NCHFA homeowner assistanceFree and Low-Cost Legal Aid
Legal Aid of North Carolina — New Bern Office
Legal Aid of North Carolina provides free civil legal services including housing, foreclosure, and bankruptcy assistance for low-income Carteret County residents. The New Bern office serves Emerald Isle and all of Carteret County.
Legal Aid NC — apply for helpNC Bar Association Lawyer Referral Service
Statewide lawyer referral service for Emerald Isle homeowners who need private counsel in foreclosure, probate, bankruptcy, divorce, or title/lien disputes in Carteret County.
NC Bar lawyer referral serviceHOA Liens Real Estate Agents in Emerald Isle
Chamiese Evans — Licensed Realtor
Specializing in helping Emerald Isle homeowners navigate hoa liens situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.
Visit listrobin.comFire / Storm Damage
Property Damage Attorneys
Ward and Smith, P.A.
Established multi-office NC law firm founded in 1949 with a Morehead City office. The Real Estate Practice Group handles acquisition, development, financing, leasing, foreclosure defense, and sale of real property. Two attorneys have chaired the Real Property Section of the NC Bar Association.
Ward and Smith — real estate and foreclosureWyatt Early Harris Wheeler, LLP
Full-service law firm founded in 1930 with twelve attorneys. The Morehead City office handles real estate closings, transactions, and title work for residential and commercial clients in Carteret County. Also practices estate planning, probate, and business law.
Wyatt Early Harris Wheeler — real estateHousing Counseling and Foreclosure Prevention
HUD Housing Counselor Referral Line
Federal HUD counselor locator and hotline for Emerald Isle homeowners who need foreclosure-prevention counseling, loan-workout planning, and loss-mitigation guidance in Carteret County.
Find a HUD-approved housing counselorNorth Carolina Housing Finance Agency Homeowner Help
State mortgage-delinquency and foreclosure-prevention guidance for North Carolina homeowners, with referrals to HUD-approved counseling agencies serving Carteret County.
NCHFA homeowner assistanceFree and Low-Cost Legal Aid
Legal Aid of North Carolina — New Bern Office
Legal Aid of North Carolina provides free civil legal services including housing, foreclosure, and bankruptcy assistance for low-income Carteret County residents. The New Bern office serves Emerald Isle and all of Carteret County.
Legal Aid NC — apply for helpNC Bar Association Lawyer Referral Service
Statewide lawyer referral service for Emerald Isle homeowners who need private counsel in foreclosure, probate, bankruptcy, divorce, or title/lien disputes in Carteret County.
NC Bar lawyer referral serviceFire / Storm Damage Real Estate Agents in Emerald Isle
Chamiese Evans — Licensed Realtor
Specializing in helping Emerald Isle homeowners navigate fire / storm damage situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.
Visit listrobin.comVacant Property
Vacant Property Attorneys
Ward and Smith, P.A. (Adam M. Beaudoin)
Ward and Smith's Community Associations Practice Group, led by Adam Beaudoin, represents HOAs, condominium associations, townhome associations, and mixed-use communities. Advises boards on governance, governing document amendments, fiduciary duties, assessment collection, rule enforcement, and litigation. Directly serves Carteret County coastal communities from the Morehead City office.
Ward and Smith — community associationsCode Enforcement Office
Town of Emerald Isle Planning and Inspections
Town of Emerald Isle planning and inspections office handling zoning compliance, building code enforcement, and property code matters for Emerald Isle residents. Works in conjunction with Carteret County Planning and Inspections.
Emerald Isle planning and inspectionsHousing Counseling and Foreclosure Prevention
HUD Housing Counselor Referral Line
Federal HUD counselor locator and hotline for Emerald Isle homeowners who need foreclosure-prevention counseling, loan-workout planning, and loss-mitigation guidance in Carteret County.
Find a HUD-approved housing counselorNorth Carolina Housing Finance Agency Homeowner Help
State mortgage-delinquency and foreclosure-prevention guidance for North Carolina homeowners, with referrals to HUD-approved counseling agencies serving Carteret County.
NCHFA homeowner assistanceFree and Low-Cost Legal Aid
Legal Aid of North Carolina — New Bern Office
Legal Aid of North Carolina provides free civil legal services including housing, foreclosure, and bankruptcy assistance for low-income Carteret County residents. The New Bern office serves Emerald Isle and all of Carteret County.
Legal Aid NC — apply for helpNC Bar Association Lawyer Referral Service
Statewide lawyer referral service for Emerald Isle homeowners who need private counsel in foreclosure, probate, bankruptcy, divorce, or title/lien disputes in Carteret County.
NC Bar lawyer referral serviceVacant Property Real Estate Agents in Emerald Isle
Chamiese Evans — Licensed Realtor
Specializing in helping Emerald Isle homeowners navigate vacant property situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.
Visit listrobin.comMilitary PCS
Military PCS Attorneys
Corwin & Curtis (John Curtis II)
Attorney John Curtis II has focused exclusively on family law since passing the NC Bar in 2016. Handles divorce, child custody, child support, alimony, property distribution, adoptions, and termination of parental rights. Offices in Morehead City and Havelock. Member of Carteret County Chamber of Commerce.
(252) 444-1888209 North 35th Street, Suite B4, Morehead City, NC 28557
Corwin & Curtis — family lawVeterans and Military Support
Carteret County Veterans Services
County veterans office assisting Emerald Isle and Carteret County veterans and dependents with VA benefits claims, pension, disability compensation, education benefits, and healthcare navigation.
Carteret County Veterans ServicesHousing Counseling and Foreclosure Prevention
HUD Housing Counselor Referral Line
Federal HUD counselor locator and hotline for Emerald Isle homeowners who need foreclosure-prevention counseling, loan-workout planning, and loss-mitigation guidance in Carteret County.
Find a HUD-approved housing counselorNorth Carolina Housing Finance Agency Homeowner Help
State mortgage-delinquency and foreclosure-prevention guidance for North Carolina homeowners, with referrals to HUD-approved counseling agencies serving Carteret County.
NCHFA homeowner assistanceFree and Low-Cost Legal Aid
Legal Aid of North Carolina — New Bern Office
Legal Aid of North Carolina provides free civil legal services including housing, foreclosure, and bankruptcy assistance for low-income Carteret County residents. The New Bern office serves Emerald Isle and all of Carteret County.
Legal Aid NC — apply for helpNC Bar Association Lawyer Referral Service
Statewide lawyer referral service for Emerald Isle homeowners who need private counsel in foreclosure, probate, bankruptcy, divorce, or title/lien disputes in Carteret County.
NC Bar lawyer referral serviceMilitary PCS Real Estate Agents in Emerald Isle
Chamiese Evans — Licensed Realtor
Specializing in helping Emerald Isle homeowners navigate military pcs situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.
Visit listrobin.comUnderwater Mortgage
Underwater Mortgage Attorneys
Ward and Smith, P.A.
Established multi-office NC law firm founded in 1949 with a Morehead City office. The Real Estate Practice Group handles acquisition, development, financing, leasing, foreclosure defense, and sale of real property. Two attorneys have chaired the Real Property Section of the NC Bar Association.
Ward and Smith — real estate and foreclosureWyatt Early Harris Wheeler, LLP
Full-service law firm founded in 1930 with twelve attorneys. The Morehead City office handles real estate closings, transactions, and title work for residential and commercial clients in Carteret County. Also practices estate planning, probate, and business law.
Wyatt Early Harris Wheeler — real estateHousing Counseling and Foreclosure Prevention
HUD Housing Counselor Referral Line
Federal HUD counselor locator and hotline for Emerald Isle homeowners who need foreclosure-prevention counseling, loan-workout planning, and loss-mitigation guidance in Carteret County.
Find a HUD-approved housing counselorNorth Carolina Housing Finance Agency Homeowner Help
State mortgage-delinquency and foreclosure-prevention guidance for North Carolina homeowners, with referrals to HUD-approved counseling agencies serving Carteret County.
NCHFA homeowner assistanceFree and Low-Cost Legal Aid
Legal Aid of North Carolina — New Bern Office
Legal Aid of North Carolina provides free civil legal services including housing, foreclosure, and bankruptcy assistance for low-income Carteret County residents. The New Bern office serves Emerald Isle and all of Carteret County.
Legal Aid NC — apply for helpNC Bar Association Lawyer Referral Service
Statewide lawyer referral service for Emerald Isle homeowners who need private counsel in foreclosure, probate, bankruptcy, divorce, or title/lien disputes in Carteret County.
NC Bar lawyer referral serviceUnderwater Mortgage Real Estate Agents in Emerald Isle
Chamiese Evans — Licensed Realtor
Specializing in helping Emerald Isle homeowners navigate underwater mortgage situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.
Visit listrobin.comJob Loss
Job Loss and Debt Attorneys
Gillespie & Murphy, P.A. (J. Allen Murphy)
Bankruptcy-focused firm established in 1991. J. Allen Murphy has practiced since 1985 (NC Central University School of Law), named to Super Lawyers 2019-2026, member of National Association of Consumer Bankruptcy Attorneys. Handles Chapter 7 and Chapter 13 cases. Over 45 years combined legal experience. Free consultations.
Gillespie & Murphy — bankruptcyCorwin & Curtis (Jessie Corwin)
Local Carteret County firm with offices in Morehead City and Havelock. Attorney Jessie Corwin handles bankruptcy and debt defense, including Chapter 7 and Chapter 13 eligibility and filings. Also handles criminal defense, traffic, and personal injury matters.
(252) 444-1888209 North 35th Street, Suite B4, Morehead City, NC 28557
Corwin & Curtis — bankruptcyHousing Counseling and Foreclosure Prevention
HUD Housing Counselor Referral Line
Federal HUD counselor locator and hotline for Emerald Isle homeowners who need foreclosure-prevention counseling, loan-workout planning, and loss-mitigation guidance in Carteret County.
Find a HUD-approved housing counselorNorth Carolina Housing Finance Agency Homeowner Help
State mortgage-delinquency and foreclosure-prevention guidance for North Carolina homeowners, with referrals to HUD-approved counseling agencies serving Carteret County.
NCHFA homeowner assistanceFree and Low-Cost Legal Aid
Legal Aid of North Carolina — New Bern Office
Legal Aid of North Carolina provides free civil legal services including housing, foreclosure, and bankruptcy assistance for low-income Carteret County residents. The New Bern office serves Emerald Isle and all of Carteret County.
Legal Aid NC — apply for helpNC Bar Association Lawyer Referral Service
Statewide lawyer referral service for Emerald Isle homeowners who need private counsel in foreclosure, probate, bankruptcy, divorce, or title/lien disputes in Carteret County.
NC Bar lawyer referral serviceJob Loss Real Estate Agents in Emerald Isle
Chamiese Evans — Licensed Realtor
Specializing in helping Emerald Isle homeowners navigate job loss situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.
Visit listrobin.comMedical Hardship
Medical Hardship Attorneys
Gillespie & Murphy, P.A. (J. Allen Murphy)
Bankruptcy-focused firm established in 1991. J. Allen Murphy has practiced since 1985 (NC Central University School of Law), named to Super Lawyers 2019-2026, member of National Association of Consumer Bankruptcy Attorneys. Handles Chapter 7 and Chapter 13 cases. Over 45 years combined legal experience. Free consultations.
Gillespie & Murphy — bankruptcyCorwin & Curtis (Jessie Corwin)
Local Carteret County firm with offices in Morehead City and Havelock. Attorney Jessie Corwin handles bankruptcy and debt defense, including Chapter 7 and Chapter 13 eligibility and filings. Also handles criminal defense, traffic, and personal injury matters.
(252) 444-1888209 North 35th Street, Suite B4, Morehead City, NC 28557
Corwin & Curtis — bankruptcyHousing Counseling and Foreclosure Prevention
HUD Housing Counselor Referral Line
Federal HUD counselor locator and hotline for Emerald Isle homeowners who need foreclosure-prevention counseling, loan-workout planning, and loss-mitigation guidance in Carteret County.
Find a HUD-approved housing counselorNorth Carolina Housing Finance Agency Homeowner Help
State mortgage-delinquency and foreclosure-prevention guidance for North Carolina homeowners, with referrals to HUD-approved counseling agencies serving Carteret County.
NCHFA homeowner assistanceFree and Low-Cost Legal Aid
Legal Aid of North Carolina — New Bern Office
Legal Aid of North Carolina provides free civil legal services including housing, foreclosure, and bankruptcy assistance for low-income Carteret County residents. The New Bern office serves Emerald Isle and all of Carteret County.
Legal Aid NC — apply for helpNC Bar Association Lawyer Referral Service
Statewide lawyer referral service for Emerald Isle homeowners who need private counsel in foreclosure, probate, bankruptcy, divorce, or title/lien disputes in Carteret County.
NC Bar lawyer referral serviceMedical Hardship Real Estate Agents in Emerald Isle
Chamiese Evans — Licensed Realtor
Specializing in helping Emerald Isle homeowners navigate medical hardship situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.
Visit listrobin.comReverse Mortgage
Reverse Mortgage and Probate Attorneys
Wyatt Early Harris Wheeler, LLP
The Estates and Trusts practice team at Wyatt Early Harris Wheeler handles wills, trusts, estate administration, probate, and elder law. Founded in 1930 with decades of experience, the Morehead City office directly serves Carteret County residents for all estate matters.
Wyatt Early Harris Wheeler — estate planning and probateNicholas Law, PLLC (Cassandra J. Nicholas)
Attorney Cassandra Nicholas is a Super Lawyers Rising Stars selectee (2024-2025) for estate planning and probate. NC Bar admitted 2020. Prior experience includes commercial real estate practice and contract legal staff for the U.S. Department of Justice. Handles estate administration, real estate closings, and contract review.
(252) 325-9995722 Cedar Point Boulevard, Suite 6, Cedar Point, NC 28584
Nicholas Law — estate planning and probateSenior Homeowner Support
Carteret County Senior Services (Leon Mann Jr. Enrichment Center)
Cornerstone of Carteret County senior community since 1997, providing programs and services for older adults. Extended hours on Tuesdays and Thursdays. Serves Emerald Isle and all Carteret County seniors.
Carteret County Senior ServicesHousing Counseling and Foreclosure Prevention
HUD Housing Counselor Referral Line
Federal HUD counselor locator and hotline for Emerald Isle homeowners who need foreclosure-prevention counseling, loan-workout planning, and loss-mitigation guidance in Carteret County.
Find a HUD-approved housing counselorNorth Carolina Housing Finance Agency Homeowner Help
State mortgage-delinquency and foreclosure-prevention guidance for North Carolina homeowners, with referrals to HUD-approved counseling agencies serving Carteret County.
NCHFA homeowner assistanceFree and Low-Cost Legal Aid
Legal Aid of North Carolina — New Bern Office
Legal Aid of North Carolina provides free civil legal services including housing, foreclosure, and bankruptcy assistance for low-income Carteret County residents. The New Bern office serves Emerald Isle and all of Carteret County.
Legal Aid NC — apply for helpNC Bar Association Lawyer Referral Service
Statewide lawyer referral service for Emerald Isle homeowners who need private counsel in foreclosure, probate, bankruptcy, divorce, or title/lien disputes in Carteret County.
NC Bar lawyer referral serviceReverse Mortgage Real Estate Agents in Emerald Isle
Chamiese Evans — Licensed Realtor
Specializing in helping Emerald Isle homeowners navigate reverse mortgage situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.
Visit listrobin.comIRS Tax Lien
IRS Lien and Debt Attorneys
Gillespie & Murphy, P.A. (J. Allen Murphy)
Bankruptcy-focused firm established in 1991. J. Allen Murphy has practiced since 1985 (NC Central University School of Law), named to Super Lawyers 2019-2026, member of National Association of Consumer Bankruptcy Attorneys. Handles Chapter 7 and Chapter 13 cases. Over 45 years combined legal experience. Free consultations.
Gillespie & Murphy — bankruptcyCorwin & Curtis (Jessie Corwin)
Local Carteret County firm with offices in Morehead City and Havelock. Attorney Jessie Corwin handles bankruptcy and debt defense, including Chapter 7 and Chapter 13 eligibility and filings. Also handles criminal defense, traffic, and personal injury matters.
(252) 444-1888209 North 35th Street, Suite B4, Morehead City, NC 28557
Corwin & Curtis — bankruptcyHousing Counseling and Foreclosure Prevention
HUD Housing Counselor Referral Line
Federal HUD counselor locator and hotline for Emerald Isle homeowners who need foreclosure-prevention counseling, loan-workout planning, and loss-mitigation guidance in Carteret County.
Find a HUD-approved housing counselorNorth Carolina Housing Finance Agency Homeowner Help
State mortgage-delinquency and foreclosure-prevention guidance for North Carolina homeowners, with referrals to HUD-approved counseling agencies serving Carteret County.
NCHFA homeowner assistanceFree and Low-Cost Legal Aid
Legal Aid of North Carolina — New Bern Office
Legal Aid of North Carolina provides free civil legal services including housing, foreclosure, and bankruptcy assistance for low-income Carteret County residents. The New Bern office serves Emerald Isle and all of Carteret County.
Legal Aid NC — apply for helpNC Bar Association Lawyer Referral Service
Statewide lawyer referral service for Emerald Isle homeowners who need private counsel in foreclosure, probate, bankruptcy, divorce, or title/lien disputes in Carteret County.
NC Bar lawyer referral serviceIRS Tax Lien Real Estate Agents in Emerald Isle
Chamiese Evans — Licensed Realtor
Specializing in helping Emerald Isle homeowners navigate irs tax lien situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.
Visit listrobin.comHELOC Default
HELOC Default Attorneys
Ward and Smith, P.A.
Established multi-office NC law firm founded in 1949 with a Morehead City office. The Real Estate Practice Group handles acquisition, development, financing, leasing, foreclosure defense, and sale of real property. Two attorneys have chaired the Real Property Section of the NC Bar Association.
Ward and Smith — real estate and foreclosureWyatt Early Harris Wheeler, LLP
Full-service law firm founded in 1930 with twelve attorneys. The Morehead City office handles real estate closings, transactions, and title work for residential and commercial clients in Carteret County. Also practices estate planning, probate, and business law.
Wyatt Early Harris Wheeler — real estateHousing Counseling and Foreclosure Prevention
HUD Housing Counselor Referral Line
Federal HUD counselor locator and hotline for Emerald Isle homeowners who need foreclosure-prevention counseling, loan-workout planning, and loss-mitigation guidance in Carteret County.
Find a HUD-approved housing counselorNorth Carolina Housing Finance Agency Homeowner Help
State mortgage-delinquency and foreclosure-prevention guidance for North Carolina homeowners, with referrals to HUD-approved counseling agencies serving Carteret County.
NCHFA homeowner assistanceFree and Low-Cost Legal Aid
Legal Aid of North Carolina — New Bern Office
Legal Aid of North Carolina provides free civil legal services including housing, foreclosure, and bankruptcy assistance for low-income Carteret County residents. The New Bern office serves Emerald Isle and all of Carteret County.
Legal Aid NC — apply for helpNC Bar Association Lawyer Referral Service
Statewide lawyer referral service for Emerald Isle homeowners who need private counsel in foreclosure, probate, bankruptcy, divorce, or title/lien disputes in Carteret County.
NC Bar lawyer referral serviceHELOC Default Real Estate Agents in Emerald Isle
Chamiese Evans — Licensed Realtor
Specializing in helping Emerald Isle homeowners navigate heloc default situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.
Visit listrobin.comJudgment Lien
Judgment Lien Attorneys
Ward and Smith, P.A.
Established multi-office NC law firm founded in 1949 with a Morehead City office. The Real Estate Practice Group handles acquisition, development, financing, leasing, foreclosure defense, and sale of real property. Two attorneys have chaired the Real Property Section of the NC Bar Association.
Ward and Smith — real estate and foreclosureWyatt Early Harris Wheeler, LLP
Full-service law firm founded in 1930 with twelve attorneys. The Morehead City office handles real estate closings, transactions, and title work for residential and commercial clients in Carteret County. Also practices estate planning, probate, and business law.
Wyatt Early Harris Wheeler — real estateHousing Counseling and Foreclosure Prevention
HUD Housing Counselor Referral Line
Federal HUD counselor locator and hotline for Emerald Isle homeowners who need foreclosure-prevention counseling, loan-workout planning, and loss-mitigation guidance in Carteret County.
Find a HUD-approved housing counselorNorth Carolina Housing Finance Agency Homeowner Help
State mortgage-delinquency and foreclosure-prevention guidance for North Carolina homeowners, with referrals to HUD-approved counseling agencies serving Carteret County.
NCHFA homeowner assistanceFree and Low-Cost Legal Aid
Legal Aid of North Carolina — New Bern Office
Legal Aid of North Carolina provides free civil legal services including housing, foreclosure, and bankruptcy assistance for low-income Carteret County residents. The New Bern office serves Emerald Isle and all of Carteret County.
Legal Aid NC — apply for helpNC Bar Association Lawyer Referral Service
Statewide lawyer referral service for Emerald Isle homeowners who need private counsel in foreclosure, probate, bankruptcy, divorce, or title/lien disputes in Carteret County.
NC Bar lawyer referral serviceJudgment Lien Real Estate Agents in Emerald Isle
Chamiese Evans — Licensed Realtor
Specializing in helping Emerald Isle homeowners navigate judgment lien situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.
Visit listrobin.comThinking about selling your Emerald Isle home?
Whichever situation brought you here, you have options — and you do not have to decide today. Start with the one that fits.
Your local real estate expert
Connect with a licensed Realtor who specializes in helping homeowners navigate homeowner situations in Emerald Isle, NC.
CE
Chamiese Evans
Licensed Realtor — NorthGroup Real Estate
Helping homeowners across the Carolinas find the right path forward — whether that means selling, negotiating, or exploring every option before making a decision.
Visit listrobin.comResearched by CC Evans, Marketing Analyst — RobinOffer
Last reviewed: February 2026
This directory is for informational purposes only. It does not constitute legal, financial, or tax advice. Confirm all options with licensed counsel or a qualified financial professional before signing any agreement.
Sources: NC General Statutes · HUD.gov · CFPB.gov
