Homeowners/Erwin, NC

Homeowner Resources in Erwin, NC

Local resources for homeowners in Erwin, NC dealing with foreclosure, probate, tax liens, bankruptcy, and other difficult situations. Real contacts, phone numbers, and next steps.

Verified local resources19 resource categoriesCurated by a licensed Realtor

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Resource categories for Erwin

Select a topic below to see local resources including government offices, attorneys, financial counselors, and nonprofit organizations.

Bankruptcy

Resources for homeowners in Chapter 7 or Chapter 13 bankruptcy who need to sell their home.

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Reverse Mortgage

Resources for reverse mortgage borrowers and heirs — HECM counseling, heir timelines, and non-recourse protections.

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Know exactly what your Erwin home is worth first

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IRS Tax Lien

Resources for homeowners with IRS federal tax liens — lien discharge, Fresh Start program, and Taxpayer Advocate.

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HELOC Default

Resources for homeowners in default on a HELOC or second mortgage — settlement negotiation, lien stripping, and foreclosure defense.

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Judgment Lien

Resources for homeowners with civil judgment liens — lien negotiation, homestead exemption, and selling with liens.

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More local resources in Erwin

Verified local contacts for other situations Erwin homeowners face — attorneys, government offices, and financial counselors, organized by topic.

Inheritance

Inheritance Attorneys

Timothy C. Morris, P.A.

Attorney Timothy C. Morris has practiced from his Erwin office since his NC Bar admission in 1994, with 31+ years of experience. Handles wills, estates, family law, and personal injury. A+ BBB rating. Erwin Chamber of Commerce member and long-standing community presence.

(910) 897-2105

102-A South 12th Street, Erwin, NC 28339

Timothy C. Morris — estate planning and probate

Pope Law Group, P.A. (P. Tilghman Pope)

Attorney P. Tilghman Pope handles estate planning, trusts, wills, living wills, and estate administration for Harnett County clients. The firm has served the Dunn and Erwin area since 1972.

(910) 892-4029

403 West Broad Street, Dunn, NC 28334

Pope Law Group — estate planning

Harnett County Probate and Court Services

Harnett County Clerk of Superior Court

County clerk office in Lillington for foreclosure hearings, probate filings, estate administration, and civil proceedings for Erwin and all Harnett County residents. Clerk: Renee Whittenton.

(910) 814-4600

301 W. Cornelius Harnett Blvd., Suite 100, Lillington, NC 27546

Harnett County Clerk of Court

Housing Counseling and Foreclosure Prevention

HUD Housing Counselor Referral Line

Federal HUD counselor locator and hotline for Erwin homeowners who need foreclosure-prevention counseling, loan-workout planning, and loss-mitigation guidance in Harnett County.

Find a HUD-approved housing counselor

Johnston-Lee-Harnett Community Action, Inc. (JLHCA)

Community action agency serving Johnston, Lee, and Harnett counties. Provides pre-purchase counseling, budget development, credit repair, self-sufficiency programs, rapid re-housing, and weatherization assistance for Erwin and Harnett County residents.

JLHCA community action services

North Carolina Housing Finance Agency Homeowner Help

State mortgage-delinquency and foreclosure-prevention guidance for North Carolina homeowners, with referrals to HUD-approved counseling agencies serving Harnett County.

NCHFA homeowner assistance

Free and Low-Cost Legal Aid

Legal Aid of North Carolina — Fayetteville Office (serves Harnett County)

Legal Aid of North Carolina provides free civil legal services including housing, foreclosure, and bankruptcy assistance for low-income Harnett County residents. The Fayetteville office serves Cumberland, Harnett, and Sampson counties.

Legal Aid NC Fayetteville office

NC Bar Association Lawyer Referral Service

Statewide lawyer referral service for Erwin homeowners who need private counsel in foreclosure, probate, bankruptcy, divorce, or title/lien disputes in Harnett County.

NC Bar lawyer referral service

Inheritance Real Estate Agents in Erwin

Chamiese Evans — Licensed Realtor

Specializing in helping Erwin homeowners navigate inheritance situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.

Visit listrobin.com

Get a no-obligation cash offer on the inherited Erwin home

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Code Violations

Code and Property Attorneys

Cotton Law Firm (Nichole M. Cotton)

Attorney Nichole Cotton began her career as a staff attorney at Legal Aid of NC Fayetteville, gaining direct experience in consumer law, mortgage foreclosure, bankruptcy, and family law. Founded her firm in 2010. NC Central University School of Law J.D. Voted Best Attorney 2016 Fayetteville Observer Readers' Choice. Serves Harnett County.

(910) 702-4878

219 Dick Street, Fayetteville, NC 28301

Cotton Law Firm — foreclosure defense

Pope Law Group, P.A. (P. Tilghman Pope)

Attorney P. Tilghman Pope has been admitted to the NC Bar since 1999. The firm was established in 1972 and has served Harnett County for over 50 years from its Dunn office. Handles real estate transactions, civil litigation, wills, and business law.

(910) 892-4029

403 West Broad Street, Dunn, NC 28334

Pope Law Group — real estate and foreclosure

Code Enforcement Office

Harnett County Inspections Department (Code Enforcement)

County inspections department handling building code violations, zoning compliance, and property code matters for Erwin and Harnett County residents.

(910) 893-7525

420 McKinney Parkway, Lillington, NC 27546

Harnett County code enforcement

Housing Counseling and Foreclosure Prevention

HUD Housing Counselor Referral Line

Federal HUD counselor locator and hotline for Erwin homeowners who need foreclosure-prevention counseling, loan-workout planning, and loss-mitigation guidance in Harnett County.

Find a HUD-approved housing counselor

Johnston-Lee-Harnett Community Action, Inc. (JLHCA)

Community action agency serving Johnston, Lee, and Harnett counties. Provides pre-purchase counseling, budget development, credit repair, self-sufficiency programs, rapid re-housing, and weatherization assistance for Erwin and Harnett County residents.

JLHCA community action services

North Carolina Housing Finance Agency Homeowner Help

State mortgage-delinquency and foreclosure-prevention guidance for North Carolina homeowners, with referrals to HUD-approved counseling agencies serving Harnett County.

NCHFA homeowner assistance

Free and Low-Cost Legal Aid

Legal Aid of North Carolina — Fayetteville Office (serves Harnett County)

Legal Aid of North Carolina provides free civil legal services including housing, foreclosure, and bankruptcy assistance for low-income Harnett County residents. The Fayetteville office serves Cumberland, Harnett, and Sampson counties.

Legal Aid NC Fayetteville office

NC Bar Association Lawyer Referral Service

Statewide lawyer referral service for Erwin homeowners who need private counsel in foreclosure, probate, bankruptcy, divorce, or title/lien disputes in Harnett County.

NC Bar lawyer referral service

Code Violations Real Estate Agents in Erwin

Chamiese Evans — Licensed Realtor

Specializing in helping Erwin homeowners navigate code violations situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.

Visit listrobin.com

See open code cases and activity around any Erwin address

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HOA Liens

HOA Attorneys

Cranfill Sumner LLP — Community Association Practice Group

Cranfill Sumner's Community Association Practice Group assists property owners associations, boards, and members with governance, covenant enforcement, assessment collection, and HOA dispute resolution across North Carolina including Harnett County.

(919) 828-5100

227 Fayetteville Street, Suite 300, Raleigh, NC 27601

Cranfill Sumner — HOA and community association law

Housing Counseling and Foreclosure Prevention

HUD Housing Counselor Referral Line

Federal HUD counselor locator and hotline for Erwin homeowners who need foreclosure-prevention counseling, loan-workout planning, and loss-mitigation guidance in Harnett County.

Find a HUD-approved housing counselor

Johnston-Lee-Harnett Community Action, Inc. (JLHCA)

Community action agency serving Johnston, Lee, and Harnett counties. Provides pre-purchase counseling, budget development, credit repair, self-sufficiency programs, rapid re-housing, and weatherization assistance for Erwin and Harnett County residents.

JLHCA community action services

North Carolina Housing Finance Agency Homeowner Help

State mortgage-delinquency and foreclosure-prevention guidance for North Carolina homeowners, with referrals to HUD-approved counseling agencies serving Harnett County.

NCHFA homeowner assistance

Free and Low-Cost Legal Aid

Legal Aid of North Carolina — Fayetteville Office (serves Harnett County)

Legal Aid of North Carolina provides free civil legal services including housing, foreclosure, and bankruptcy assistance for low-income Harnett County residents. The Fayetteville office serves Cumberland, Harnett, and Sampson counties.

Legal Aid NC Fayetteville office

NC Bar Association Lawyer Referral Service

Statewide lawyer referral service for Erwin homeowners who need private counsel in foreclosure, probate, bankruptcy, divorce, or title/lien disputes in Harnett County.

NC Bar lawyer referral service

HOA Liens Real Estate Agents in Erwin

Chamiese Evans — Licensed Realtor

Specializing in helping Erwin homeowners navigate hoa liens situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.

Visit listrobin.com
Fire / Storm Damage

Property Damage Attorneys

Cotton Law Firm (Nichole M. Cotton)

Attorney Nichole Cotton began her career as a staff attorney at Legal Aid of NC Fayetteville, gaining direct experience in consumer law, mortgage foreclosure, bankruptcy, and family law. Founded her firm in 2010. NC Central University School of Law J.D. Voted Best Attorney 2016 Fayetteville Observer Readers' Choice. Serves Harnett County.

(910) 702-4878

219 Dick Street, Fayetteville, NC 28301

Cotton Law Firm — foreclosure defense

Pope Law Group, P.A. (P. Tilghman Pope)

Attorney P. Tilghman Pope has been admitted to the NC Bar since 1999. The firm was established in 1972 and has served Harnett County for over 50 years from its Dunn office. Handles real estate transactions, civil litigation, wills, and business law.

(910) 892-4029

403 West Broad Street, Dunn, NC 28334

Pope Law Group — real estate and foreclosure

Housing Counseling and Foreclosure Prevention

HUD Housing Counselor Referral Line

Federal HUD counselor locator and hotline for Erwin homeowners who need foreclosure-prevention counseling, loan-workout planning, and loss-mitigation guidance in Harnett County.

Find a HUD-approved housing counselor

Johnston-Lee-Harnett Community Action, Inc. (JLHCA)

Community action agency serving Johnston, Lee, and Harnett counties. Provides pre-purchase counseling, budget development, credit repair, self-sufficiency programs, rapid re-housing, and weatherization assistance for Erwin and Harnett County residents.

JLHCA community action services

North Carolina Housing Finance Agency Homeowner Help

State mortgage-delinquency and foreclosure-prevention guidance for North Carolina homeowners, with referrals to HUD-approved counseling agencies serving Harnett County.

NCHFA homeowner assistance

Free and Low-Cost Legal Aid

Legal Aid of North Carolina — Fayetteville Office (serves Harnett County)

Legal Aid of North Carolina provides free civil legal services including housing, foreclosure, and bankruptcy assistance for low-income Harnett County residents. The Fayetteville office serves Cumberland, Harnett, and Sampson counties.

Legal Aid NC Fayetteville office

NC Bar Association Lawyer Referral Service

Statewide lawyer referral service for Erwin homeowners who need private counsel in foreclosure, probate, bankruptcy, divorce, or title/lien disputes in Harnett County.

NC Bar lawyer referral service

Fire / Storm Damage Real Estate Agents in Erwin

Chamiese Evans — Licensed Realtor

Specializing in helping Erwin homeowners navigate fire / storm damage situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.

Visit listrobin.com

Storm or fire damage? Get a cash offer, sold as-is

Get my cash offer
Job Loss

Job Loss and Debt Attorneys

R. Gregg Edwards, P.A.

Attorney R. Gregg Edwards has over 40 years of legal experience providing bankruptcy representation including Chapter 7 and Chapter 13 filings for residents of Cumberland, Hoke, and Harnett counties.

(910) 635-3962

2517 Raeford Road, Fayetteville, NC 28305

R. Gregg Edwards — bankruptcy

Roger R. Compton, Attorney at Law

Attorney Roger Compton has practiced since 1979, with over 40 years of bankruptcy experience. Handles Chapter 7 and Chapter 13 filings for Fayetteville, Spring Lake, and surrounding areas including Harnett County.

(910) 225-4268

5311 Raeford Road, Fayetteville, NC 28304

Roger R. Compton — bankruptcy

Housing Counseling and Foreclosure Prevention

HUD Housing Counselor Referral Line

Federal HUD counselor locator and hotline for Erwin homeowners who need foreclosure-prevention counseling, loan-workout planning, and loss-mitigation guidance in Harnett County.

Find a HUD-approved housing counselor

Johnston-Lee-Harnett Community Action, Inc. (JLHCA)

Community action agency serving Johnston, Lee, and Harnett counties. Provides pre-purchase counseling, budget development, credit repair, self-sufficiency programs, rapid re-housing, and weatherization assistance for Erwin and Harnett County residents.

JLHCA community action services

North Carolina Housing Finance Agency Homeowner Help

State mortgage-delinquency and foreclosure-prevention guidance for North Carolina homeowners, with referrals to HUD-approved counseling agencies serving Harnett County.

NCHFA homeowner assistance

Free and Low-Cost Legal Aid

Legal Aid of North Carolina — Fayetteville Office (serves Harnett County)

Legal Aid of North Carolina provides free civil legal services including housing, foreclosure, and bankruptcy assistance for low-income Harnett County residents. The Fayetteville office serves Cumberland, Harnett, and Sampson counties.

Legal Aid NC Fayetteville office

NC Bar Association Lawyer Referral Service

Statewide lawyer referral service for Erwin homeowners who need private counsel in foreclosure, probate, bankruptcy, divorce, or title/lien disputes in Harnett County.

NC Bar lawyer referral service

Job Loss Real Estate Agents in Erwin

Chamiese Evans — Licensed Realtor

Specializing in helping Erwin homeowners navigate job loss situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.

Visit listrobin.com

Your local real estate expert

Connect with a licensed Realtor who specializes in helping homeowners navigate homeowner situations in Erwin, NC.

CE

Chamiese Evans

Licensed Realtor — NorthGroup Real Estate

Helping homeowners across the Carolinas find the right path forward — whether that means selling, negotiating, or exploring every option before making a decision.

Visit listrobin.com

Researched by CC Evans, Marketing Analyst — RobinOffer

Last reviewed: February 2026

This directory is for informational purposes only. It does not constitute legal, financial, or tax advice. Confirm all options with licensed counsel or a qualified financial professional before signing any agreement.

Sources: NC General Statutes · HUD.gov · CFPB.gov

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