Homeowners/Franklin, NC

Homeowner Resources in Franklin, NC

Local resources for homeowners in Franklin, NC dealing with foreclosure, probate, tax liens, bankruptcy, and other difficult situations. Real contacts, phone numbers, and next steps.

19 resource categories

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Resource categories for Franklin

Select a topic below to see local resources including government offices, attorneys, financial counselors, and nonprofit organizations.

Bankruptcy

Resources for homeowners in Chapter 7 or Chapter 13 bankruptcy who need to sell their home.

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Code Violations

Resources for homeowners facing code enforcement notices, building code violations, minimum housing standards, or condemnation.

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See open code cases and activity around any Franklin address

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Reverse Mortgage

Resources for reverse mortgage borrowers and heirs — HECM counseling, heir timelines, and non-recourse protections.

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Know exactly what your Franklin home is worth first

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More local resources in Franklin

Verified local contacts for other situations Franklin homeowners face — attorneys, government offices, and financial counselors, organized by topic.

Foreclosure

Foreclosure Attorneys

Coward, Hicks & Siler, P.A. (Orville D. Coward Jr.)

Established in 1951, one of Western NC's most respected firms. Orville Coward was named Best Lawyers 2023 Lawyer of the Year for Litigation — Real Estate and Land Use & Zoning. The firm includes the only Board Certified Real Estate Law Specialist located west of the Asheville metro. Handles real estate transactions, title disputes, eminent domain, and property litigation across Macon, Jackson, and Swain counties.

(828) 524-6475

43 West Main Street, Franklin, NC 28734

Coward, Hicks & Siler — real estate and foreclosure

Law Offices of Kenneth W. Fromknecht II, P.A.

Franklin-based attorney with 36+ years of experience handling real estate law, business law, civil litigation, and insurance matters. Represents buyers, sellers, and lenders in residential and commercial real estate transactions throughout Macon County.

(828) 349-9911

29 Iotla Street, Franklin, NC 28734

Kenneth W. Fromknecht II — real estate law

Sloan & VanHook, PLLC

Franklin-based firm representing buyers, sellers, owners, landlords, tenants, property managers, banks, mortgage lenders, contractors, and developers. Handles real estate closings, title issues, property disputes, and also practices bankruptcy and estate planning.

(828) 276-1177

70 Iotla Street, Franklin, NC 28734

Sloan & VanHook — real estate law

Housing Counseling and Foreclosure Prevention

HUD Housing Counselor Referral Line

Federal HUD counselor locator and hotline for Franklin homeowners who need foreclosure-prevention counseling, loan-workout planning, and loss-mitigation guidance in Macon County.

Find a HUD-approved housing counselor

Macon Program for Progress, Inc.

HUD-participating Public Housing Agency since 1985 serving Macon County. Administers the Housing Choice Voucher Program (Section 8), provides housing counseling, rental assistance, and connects Franklin residents with affordable housing resources.

(828) 524-4471

350 Orchard View Drive, Franklin, NC 28744

Macon Program for Progress housing counseling

North Carolina Housing Finance Agency Homeowner Help

State mortgage-delinquency and foreclosure-prevention guidance for North Carolina homeowners, with referrals to HUD-approved counseling agencies serving Macon County.

NCHFA homeowner assistance

Free and Low-Cost Legal Aid

Pisgah Legal Services — Franklin Office

Free civil legal assistance for low-income residents. Handles domestic violence protective orders, child custody and support, divorce, housing and debt issues, elder law, and immigrant assistance. Serves Macon, Buncombe, Henderson, Jackson, and surrounding Western NC counties.

(828) 253-0406

93 Church Street, Suite 206, Franklin, NC 28734

Pisgah Legal Services Franklin office

Legal Aid of North Carolina — Smoky Mountain (Sylva) Office

Free legal services for qualifying low-income residents. Handles housing, consumer, family law, and public benefits cases. Serves Cherokee, Clay, Graham, Haywood, Jackson, Macon, and Swain counties.

Legal Aid NC Smoky Mountain office

Foreclosure Real Estate Agents in Franklin

Chamiese Evans — Licensed Realtor

Specializing in helping Franklin homeowners navigate foreclosure situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.

Visit listrobin.com
Inheritance

Inheritance Attorneys

Law Office of Russell R. Bowling

Practicing in Franklin since 1979, Russell Bowling has over four decades of experience in estate planning, trusts, wills, healthcare advance directives, and long-term care planning. Also a Board Certified Specialist in Social Security Disability Law. Serves clients throughout Western NC.

(828) 524-5070

77 West Main Street, Franklin, NC 28734

Russell Bowling — estate planning and probate

Coward, Hicks & Siler, P.A. (Thomas R. Crawford Sr.)

Thomas Crawford is a NC State Bar Board Certified Specialist in Estate Planning and Probate Law. Native of Franklin with over 50 years of experience (UNC School of Law J.D. with Honors, 1972). Practices estate planning, elder law, trust administration, wills, asset protection, and charitable giving.

(828) 524-6475

43 West Main Street, Franklin, NC 28734

Coward, Hicks & Siler — estate planning and probate

Collins & Collins, P.A. (Joseph M. Collins)

Handles wills drafting, power of attorney documents, guardianships, probate, and estate administration. Joseph Collins grew up in Franklin and has practiced law since 1988. Serves Haywood, Jackson, Macon, Swain, Graham, Clay, and Cherokee counties.

(828) 524-0017

217 Iotla Street, Franklin, NC 28734

Collins & Collins — probate and estate administration

Macon County Probate and Court Services

Macon County Clerk of Superior Court

County clerk office in Franklin for foreclosure hearings, probate filings, estate administration, and civil proceedings for Franklin and all Macon County residents. Clerk: Shawna Lamb.

(828) 349-2037

5 West Main Street, Franklin, NC 28734

Macon County Clerk of Court

Housing Counseling and Foreclosure Prevention

HUD Housing Counselor Referral Line

Federal HUD counselor locator and hotline for Franklin homeowners who need foreclosure-prevention counseling, loan-workout planning, and loss-mitigation guidance in Macon County.

Find a HUD-approved housing counselor

Macon Program for Progress, Inc.

HUD-participating Public Housing Agency since 1985 serving Macon County. Administers the Housing Choice Voucher Program (Section 8), provides housing counseling, rental assistance, and connects Franklin residents with affordable housing resources.

(828) 524-4471

350 Orchard View Drive, Franklin, NC 28744

Macon Program for Progress housing counseling

North Carolina Housing Finance Agency Homeowner Help

State mortgage-delinquency and foreclosure-prevention guidance for North Carolina homeowners, with referrals to HUD-approved counseling agencies serving Macon County.

NCHFA homeowner assistance

Free and Low-Cost Legal Aid

Pisgah Legal Services — Franklin Office

Free civil legal assistance for low-income residents. Handles domestic violence protective orders, child custody and support, divorce, housing and debt issues, elder law, and immigrant assistance. Serves Macon, Buncombe, Henderson, Jackson, and surrounding Western NC counties.

(828) 253-0406

93 Church Street, Suite 206, Franklin, NC 28734

Pisgah Legal Services Franklin office

Legal Aid of North Carolina — Smoky Mountain (Sylva) Office

Free legal services for qualifying low-income residents. Handles housing, consumer, family law, and public benefits cases. Serves Cherokee, Clay, Graham, Haywood, Jackson, Macon, and Swain counties.

Legal Aid NC Smoky Mountain office

Inheritance Real Estate Agents in Franklin

Chamiese Evans — Licensed Realtor

Specializing in helping Franklin homeowners navigate inheritance situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.

Visit listrobin.com

Get a no-obligation cash offer on the inherited Franklin home

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Divorce

Divorce Attorneys

The Law Office of Rich Cassady

Franklin-based attorney handling divorce, child custody, child support, equitable distribution, separation agreements, and domestic violence protective orders. Represents clients in Macon, Cherokee, and surrounding Western NC counties. Offers $200 initial divorce consultations.

(828) 634-4132

672 Highlands Road, Franklin, NC 28734

Rich Cassady — family law

Collins & Collins, P.A. (Joseph M. Collins)

Handles custody and child support, divorce and equitable distribution, separation agreements, and certified mediation for family matters. Joseph Collins is a Certified Mediator for family, financial, and civil superior matters, serving Macon and six surrounding Western NC counties.

(828) 524-0017

217 Iotla Street, Franklin, NC 28734

Collins & Collins — family law and mediation

Domestic Violence and Family Safety Resources

REACH of Macon County, Inc.

Provides 24-hour crisis hotline, emergency shelter (10 private rooms), protective order assistance, court and medical accompaniment, safety planning, crisis counseling, and violence prevention education for Franklin and Macon County survivors. On-site kennel for pets. Services available in English and Spanish. All services free and confidential.

REACH of Macon County — domestic violence services

Housing Counseling and Foreclosure Prevention

HUD Housing Counselor Referral Line

Federal HUD counselor locator and hotline for Franklin homeowners who need foreclosure-prevention counseling, loan-workout planning, and loss-mitigation guidance in Macon County.

Find a HUD-approved housing counselor

Macon Program for Progress, Inc.

HUD-participating Public Housing Agency since 1985 serving Macon County. Administers the Housing Choice Voucher Program (Section 8), provides housing counseling, rental assistance, and connects Franklin residents with affordable housing resources.

(828) 524-4471

350 Orchard View Drive, Franklin, NC 28744

Macon Program for Progress housing counseling

North Carolina Housing Finance Agency Homeowner Help

State mortgage-delinquency and foreclosure-prevention guidance for North Carolina homeowners, with referrals to HUD-approved counseling agencies serving Macon County.

NCHFA homeowner assistance

Free and Low-Cost Legal Aid

Pisgah Legal Services — Franklin Office

Free civil legal assistance for low-income residents. Handles domestic violence protective orders, child custody and support, divorce, housing and debt issues, elder law, and immigrant assistance. Serves Macon, Buncombe, Henderson, Jackson, and surrounding Western NC counties.

(828) 253-0406

93 Church Street, Suite 206, Franklin, NC 28734

Pisgah Legal Services Franklin office

Legal Aid of North Carolina — Smoky Mountain (Sylva) Office

Free legal services for qualifying low-income residents. Handles housing, consumer, family law, and public benefits cases. Serves Cherokee, Clay, Graham, Haywood, Jackson, Macon, and Swain counties.

Legal Aid NC Smoky Mountain office

Divorce Real Estate Agents in Franklin

Chamiese Evans — Licensed Realtor

Specializing in helping Franklin homeowners navigate divorce situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.

Visit listrobin.com

Need a clean, fast sale in a Franklin divorce? See your offer

Get my cash offer
Relocation

Relocation and Sale Attorneys

Coward, Hicks & Siler, P.A. (Orville D. Coward Jr.)

Established in 1951, one of Western NC's most respected firms. Orville Coward was named Best Lawyers 2023 Lawyer of the Year for Litigation — Real Estate and Land Use & Zoning. The firm includes the only Board Certified Real Estate Law Specialist located west of the Asheville metro. Handles real estate transactions, title disputes, eminent domain, and property litigation across Macon, Jackson, and Swain counties.

(828) 524-6475

43 West Main Street, Franklin, NC 28734

Coward, Hicks & Siler — real estate and foreclosure

Law Offices of Kenneth W. Fromknecht II, P.A.

Franklin-based attorney with 36+ years of experience handling real estate law, business law, civil litigation, and insurance matters. Represents buyers, sellers, and lenders in residential and commercial real estate transactions throughout Macon County.

(828) 349-9911

29 Iotla Street, Franklin, NC 28734

Kenneth W. Fromknecht II — real estate law

Sloan & VanHook, PLLC

Franklin-based firm representing buyers, sellers, owners, landlords, tenants, property managers, banks, mortgage lenders, contractors, and developers. Handles real estate closings, title issues, property disputes, and also practices bankruptcy and estate planning.

(828) 276-1177

70 Iotla Street, Franklin, NC 28734

Sloan & VanHook — real estate law

Housing Counseling and Foreclosure Prevention

HUD Housing Counselor Referral Line

Federal HUD counselor locator and hotline for Franklin homeowners who need foreclosure-prevention counseling, loan-workout planning, and loss-mitigation guidance in Macon County.

Find a HUD-approved housing counselor

Macon Program for Progress, Inc.

HUD-participating Public Housing Agency since 1985 serving Macon County. Administers the Housing Choice Voucher Program (Section 8), provides housing counseling, rental assistance, and connects Franklin residents with affordable housing resources.

(828) 524-4471

350 Orchard View Drive, Franklin, NC 28744

Macon Program for Progress housing counseling

North Carolina Housing Finance Agency Homeowner Help

State mortgage-delinquency and foreclosure-prevention guidance for North Carolina homeowners, with referrals to HUD-approved counseling agencies serving Macon County.

NCHFA homeowner assistance

Free and Low-Cost Legal Aid

Pisgah Legal Services — Franklin Office

Free civil legal assistance for low-income residents. Handles domestic violence protective orders, child custody and support, divorce, housing and debt issues, elder law, and immigrant assistance. Serves Macon, Buncombe, Henderson, Jackson, and surrounding Western NC counties.

(828) 253-0406

93 Church Street, Suite 206, Franklin, NC 28734

Pisgah Legal Services Franklin office

Legal Aid of North Carolina — Smoky Mountain (Sylva) Office

Free legal services for qualifying low-income residents. Handles housing, consumer, family law, and public benefits cases. Serves Cherokee, Clay, Graham, Haywood, Jackson, Macon, and Swain counties.

Legal Aid NC Smoky Mountain office

Relocation Real Estate Agents in Franklin

Chamiese Evans — Licensed Realtor

Specializing in helping Franklin homeowners navigate relocation situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.

Visit listrobin.com

Relocating from Franklin? Sell fast with a cash offer

Get my cash offer
Tax Liens

Tax and Debt Attorneys

Sloan & VanHook, PLLC (Stuart Sloan)

Offers Chapter 7 and Chapter 13 bankruptcy filings from the Franklin office. Chapter 13 available for no money down except court costs and credit report fees for qualified wage earners. Serves Macon, Jackson, Swain, and surrounding Western NC counties.

(828) 276-1177

70 Iotla Street, Franklin, NC 28734

Sloan & VanHook — bankruptcy

Pitts, Hay & Hugenschmidt, P.A.

Edward Hay and Robert M. Pitts are NC State Bar Certified Specialists in Business and Consumer Bankruptcy Law. The Asheville-based firm has served Franklin and Macon County for many years and takes appointments for local clients. Handles Chapter 7, Chapter 11, and Chapter 13 filings in the Western District of NC.

(828) 255-8085

14 Clayton Street, Suite A, Asheville, NC 28801

Pitts, Hay & Hugenschmidt — bankruptcy specialists

Collins & Collins, P.A. (Joseph M. Collins)

Franklin-based general practice firm serving Western NC for nearly 30 years. Joseph Collins has been practicing since 1988 and is a certified mediator for family, financial, and civil superior matters. Handles consumer debt relief, creditor negotiations, and financial restructuring for Macon County residents.

(828) 524-0017

217 Iotla Street, Franklin, NC 28734

Collins & Collins — debt relief

Tax Payment and Relief Offices

Macon County Tax Department

County tax office collecting real and personal property taxes for Franklin and all Macon County jurisdictions, with online tax search and payment options.

(828) 349-2148

5 West Main Street, Franklin, NC 28734

Macon County online tax payment

Housing Counseling and Foreclosure Prevention

HUD Housing Counselor Referral Line

Federal HUD counselor locator and hotline for Franklin homeowners who need foreclosure-prevention counseling, loan-workout planning, and loss-mitigation guidance in Macon County.

Find a HUD-approved housing counselor

Macon Program for Progress, Inc.

HUD-participating Public Housing Agency since 1985 serving Macon County. Administers the Housing Choice Voucher Program (Section 8), provides housing counseling, rental assistance, and connects Franklin residents with affordable housing resources.

(828) 524-4471

350 Orchard View Drive, Franklin, NC 28744

Macon Program for Progress housing counseling

North Carolina Housing Finance Agency Homeowner Help

State mortgage-delinquency and foreclosure-prevention guidance for North Carolina homeowners, with referrals to HUD-approved counseling agencies serving Macon County.

NCHFA homeowner assistance

Free and Low-Cost Legal Aid

Pisgah Legal Services — Franklin Office

Free civil legal assistance for low-income residents. Handles domestic violence protective orders, child custody and support, divorce, housing and debt issues, elder law, and immigrant assistance. Serves Macon, Buncombe, Henderson, Jackson, and surrounding Western NC counties.

(828) 253-0406

93 Church Street, Suite 206, Franklin, NC 28734

Pisgah Legal Services Franklin office

Legal Aid of North Carolina — Smoky Mountain (Sylva) Office

Free legal services for qualifying low-income residents. Handles housing, consumer, family law, and public benefits cases. Serves Cherokee, Clay, Graham, Haywood, Jackson, Macon, and Swain counties.

Legal Aid NC Smoky Mountain office

Tax Liens Real Estate Agents in Franklin

Chamiese Evans — Licensed Realtor

Specializing in helping Franklin homeowners navigate tax liens situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.

Visit listrobin.com
Fire / Storm Damage

Property Damage Attorneys

Coward, Hicks & Siler, P.A. (Orville D. Coward Jr.)

Established in 1951, one of Western NC's most respected firms. Orville Coward was named Best Lawyers 2023 Lawyer of the Year for Litigation — Real Estate and Land Use & Zoning. The firm includes the only Board Certified Real Estate Law Specialist located west of the Asheville metro. Handles real estate transactions, title disputes, eminent domain, and property litigation across Macon, Jackson, and Swain counties.

(828) 524-6475

43 West Main Street, Franklin, NC 28734

Coward, Hicks & Siler — real estate and foreclosure

Law Offices of Kenneth W. Fromknecht II, P.A.

Franklin-based attorney with 36+ years of experience handling real estate law, business law, civil litigation, and insurance matters. Represents buyers, sellers, and lenders in residential and commercial real estate transactions throughout Macon County.

(828) 349-9911

29 Iotla Street, Franklin, NC 28734

Kenneth W. Fromknecht II — real estate law

Sloan & VanHook, PLLC

Franklin-based firm representing buyers, sellers, owners, landlords, tenants, property managers, banks, mortgage lenders, contractors, and developers. Handles real estate closings, title issues, property disputes, and also practices bankruptcy and estate planning.

(828) 276-1177

70 Iotla Street, Franklin, NC 28734

Sloan & VanHook — real estate law

Housing Counseling and Foreclosure Prevention

HUD Housing Counselor Referral Line

Federal HUD counselor locator and hotline for Franklin homeowners who need foreclosure-prevention counseling, loan-workout planning, and loss-mitigation guidance in Macon County.

Find a HUD-approved housing counselor

Macon Program for Progress, Inc.

HUD-participating Public Housing Agency since 1985 serving Macon County. Administers the Housing Choice Voucher Program (Section 8), provides housing counseling, rental assistance, and connects Franklin residents with affordable housing resources.

(828) 524-4471

350 Orchard View Drive, Franklin, NC 28744

Macon Program for Progress housing counseling

North Carolina Housing Finance Agency Homeowner Help

State mortgage-delinquency and foreclosure-prevention guidance for North Carolina homeowners, with referrals to HUD-approved counseling agencies serving Macon County.

NCHFA homeowner assistance

Free and Low-Cost Legal Aid

Pisgah Legal Services — Franklin Office

Free civil legal assistance for low-income residents. Handles domestic violence protective orders, child custody and support, divorce, housing and debt issues, elder law, and immigrant assistance. Serves Macon, Buncombe, Henderson, Jackson, and surrounding Western NC counties.

(828) 253-0406

93 Church Street, Suite 206, Franklin, NC 28734

Pisgah Legal Services Franklin office

Legal Aid of North Carolina — Smoky Mountain (Sylva) Office

Free legal services for qualifying low-income residents. Handles housing, consumer, family law, and public benefits cases. Serves Cherokee, Clay, Graham, Haywood, Jackson, Macon, and Swain counties.

Legal Aid NC Smoky Mountain office

Fire / Storm Damage Real Estate Agents in Franklin

Chamiese Evans — Licensed Realtor

Specializing in helping Franklin homeowners navigate fire / storm damage situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.

Visit listrobin.com

Storm or fire damage? Get a cash offer, sold as-is

Get my cash offer
Underwater Mortgage

Underwater Mortgage Attorneys

Coward, Hicks & Siler, P.A. (Orville D. Coward Jr.)

Established in 1951, one of Western NC's most respected firms. Orville Coward was named Best Lawyers 2023 Lawyer of the Year for Litigation — Real Estate and Land Use & Zoning. The firm includes the only Board Certified Real Estate Law Specialist located west of the Asheville metro. Handles real estate transactions, title disputes, eminent domain, and property litigation across Macon, Jackson, and Swain counties.

(828) 524-6475

43 West Main Street, Franklin, NC 28734

Coward, Hicks & Siler — real estate and foreclosure

Law Offices of Kenneth W. Fromknecht II, P.A.

Franklin-based attorney with 36+ years of experience handling real estate law, business law, civil litigation, and insurance matters. Represents buyers, sellers, and lenders in residential and commercial real estate transactions throughout Macon County.

(828) 349-9911

29 Iotla Street, Franklin, NC 28734

Kenneth W. Fromknecht II — real estate law

Sloan & VanHook, PLLC

Franklin-based firm representing buyers, sellers, owners, landlords, tenants, property managers, banks, mortgage lenders, contractors, and developers. Handles real estate closings, title issues, property disputes, and also practices bankruptcy and estate planning.

(828) 276-1177

70 Iotla Street, Franklin, NC 28734

Sloan & VanHook — real estate law

Housing Counseling and Foreclosure Prevention

HUD Housing Counselor Referral Line

Federal HUD counselor locator and hotline for Franklin homeowners who need foreclosure-prevention counseling, loan-workout planning, and loss-mitigation guidance in Macon County.

Find a HUD-approved housing counselor

Macon Program for Progress, Inc.

HUD-participating Public Housing Agency since 1985 serving Macon County. Administers the Housing Choice Voucher Program (Section 8), provides housing counseling, rental assistance, and connects Franklin residents with affordable housing resources.

(828) 524-4471

350 Orchard View Drive, Franklin, NC 28744

Macon Program for Progress housing counseling

North Carolina Housing Finance Agency Homeowner Help

State mortgage-delinquency and foreclosure-prevention guidance for North Carolina homeowners, with referrals to HUD-approved counseling agencies serving Macon County.

NCHFA homeowner assistance

Free and Low-Cost Legal Aid

Pisgah Legal Services — Franklin Office

Free civil legal assistance for low-income residents. Handles domestic violence protective orders, child custody and support, divorce, housing and debt issues, elder law, and immigrant assistance. Serves Macon, Buncombe, Henderson, Jackson, and surrounding Western NC counties.

(828) 253-0406

93 Church Street, Suite 206, Franklin, NC 28734

Pisgah Legal Services Franklin office

Legal Aid of North Carolina — Smoky Mountain (Sylva) Office

Free legal services for qualifying low-income residents. Handles housing, consumer, family law, and public benefits cases. Serves Cherokee, Clay, Graham, Haywood, Jackson, Macon, and Swain counties.

Legal Aid NC Smoky Mountain office

Underwater Mortgage Real Estate Agents in Franklin

Chamiese Evans — Licensed Realtor

Specializing in helping Franklin homeowners navigate underwater mortgage situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.

Visit listrobin.com

Underwater — or do you actually have equity? Find out free

See my home value
Job Loss

Job Loss and Debt Attorneys

Sloan & VanHook, PLLC (Stuart Sloan)

Offers Chapter 7 and Chapter 13 bankruptcy filings from the Franklin office. Chapter 13 available for no money down except court costs and credit report fees for qualified wage earners. Serves Macon, Jackson, Swain, and surrounding Western NC counties.

(828) 276-1177

70 Iotla Street, Franklin, NC 28734

Sloan & VanHook — bankruptcy

Pitts, Hay & Hugenschmidt, P.A.

Edward Hay and Robert M. Pitts are NC State Bar Certified Specialists in Business and Consumer Bankruptcy Law. The Asheville-based firm has served Franklin and Macon County for many years and takes appointments for local clients. Handles Chapter 7, Chapter 11, and Chapter 13 filings in the Western District of NC.

(828) 255-8085

14 Clayton Street, Suite A, Asheville, NC 28801

Pitts, Hay & Hugenschmidt — bankruptcy specialists

Collins & Collins, P.A. (Joseph M. Collins)

Franklin-based general practice firm serving Western NC for nearly 30 years. Joseph Collins has been practicing since 1988 and is a certified mediator for family, financial, and civil superior matters. Handles consumer debt relief, creditor negotiations, and financial restructuring for Macon County residents.

(828) 524-0017

217 Iotla Street, Franklin, NC 28734

Collins & Collins — debt relief

Housing Counseling and Foreclosure Prevention

HUD Housing Counselor Referral Line

Federal HUD counselor locator and hotline for Franklin homeowners who need foreclosure-prevention counseling, loan-workout planning, and loss-mitigation guidance in Macon County.

Find a HUD-approved housing counselor

Macon Program for Progress, Inc.

HUD-participating Public Housing Agency since 1985 serving Macon County. Administers the Housing Choice Voucher Program (Section 8), provides housing counseling, rental assistance, and connects Franklin residents with affordable housing resources.

(828) 524-4471

350 Orchard View Drive, Franklin, NC 28744

Macon Program for Progress housing counseling

North Carolina Housing Finance Agency Homeowner Help

State mortgage-delinquency and foreclosure-prevention guidance for North Carolina homeowners, with referrals to HUD-approved counseling agencies serving Macon County.

NCHFA homeowner assistance

Free and Low-Cost Legal Aid

Pisgah Legal Services — Franklin Office

Free civil legal assistance for low-income residents. Handles domestic violence protective orders, child custody and support, divorce, housing and debt issues, elder law, and immigrant assistance. Serves Macon, Buncombe, Henderson, Jackson, and surrounding Western NC counties.

(828) 253-0406

93 Church Street, Suite 206, Franklin, NC 28734

Pisgah Legal Services Franklin office

Legal Aid of North Carolina — Smoky Mountain (Sylva) Office

Free legal services for qualifying low-income residents. Handles housing, consumer, family law, and public benefits cases. Serves Cherokee, Clay, Graham, Haywood, Jackson, Macon, and Swain counties.

Legal Aid NC Smoky Mountain office

Job Loss Real Estate Agents in Franklin

Chamiese Evans — Licensed Realtor

Specializing in helping Franklin homeowners navigate job loss situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.

Visit listrobin.com
Medical Hardship

Medical Hardship Attorneys

Sloan & VanHook, PLLC (Stuart Sloan)

Offers Chapter 7 and Chapter 13 bankruptcy filings from the Franklin office. Chapter 13 available for no money down except court costs and credit report fees for qualified wage earners. Serves Macon, Jackson, Swain, and surrounding Western NC counties.

(828) 276-1177

70 Iotla Street, Franklin, NC 28734

Sloan & VanHook — bankruptcy

Pitts, Hay & Hugenschmidt, P.A.

Edward Hay and Robert M. Pitts are NC State Bar Certified Specialists in Business and Consumer Bankruptcy Law. The Asheville-based firm has served Franklin and Macon County for many years and takes appointments for local clients. Handles Chapter 7, Chapter 11, and Chapter 13 filings in the Western District of NC.

(828) 255-8085

14 Clayton Street, Suite A, Asheville, NC 28801

Pitts, Hay & Hugenschmidt — bankruptcy specialists

Collins & Collins, P.A. (Joseph M. Collins)

Franklin-based general practice firm serving Western NC for nearly 30 years. Joseph Collins has been practicing since 1988 and is a certified mediator for family, financial, and civil superior matters. Handles consumer debt relief, creditor negotiations, and financial restructuring for Macon County residents.

(828) 524-0017

217 Iotla Street, Franklin, NC 28734

Collins & Collins — debt relief

Housing Counseling and Foreclosure Prevention

HUD Housing Counselor Referral Line

Federal HUD counselor locator and hotline for Franklin homeowners who need foreclosure-prevention counseling, loan-workout planning, and loss-mitigation guidance in Macon County.

Find a HUD-approved housing counselor

Macon Program for Progress, Inc.

HUD-participating Public Housing Agency since 1985 serving Macon County. Administers the Housing Choice Voucher Program (Section 8), provides housing counseling, rental assistance, and connects Franklin residents with affordable housing resources.

(828) 524-4471

350 Orchard View Drive, Franklin, NC 28744

Macon Program for Progress housing counseling

North Carolina Housing Finance Agency Homeowner Help

State mortgage-delinquency and foreclosure-prevention guidance for North Carolina homeowners, with referrals to HUD-approved counseling agencies serving Macon County.

NCHFA homeowner assistance

Free and Low-Cost Legal Aid

Pisgah Legal Services — Franklin Office

Free civil legal assistance for low-income residents. Handles domestic violence protective orders, child custody and support, divorce, housing and debt issues, elder law, and immigrant assistance. Serves Macon, Buncombe, Henderson, Jackson, and surrounding Western NC counties.

(828) 253-0406

93 Church Street, Suite 206, Franklin, NC 28734

Pisgah Legal Services Franklin office

Legal Aid of North Carolina — Smoky Mountain (Sylva) Office

Free legal services for qualifying low-income residents. Handles housing, consumer, family law, and public benefits cases. Serves Cherokee, Clay, Graham, Haywood, Jackson, Macon, and Swain counties.

Legal Aid NC Smoky Mountain office

Medical Hardship Real Estate Agents in Franklin

Chamiese Evans — Licensed Realtor

Specializing in helping Franklin homeowners navigate medical hardship situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.

Visit listrobin.com
IRS Tax Lien

IRS Lien and Debt Attorneys

Sloan & VanHook, PLLC (Stuart Sloan)

Offers Chapter 7 and Chapter 13 bankruptcy filings from the Franklin office. Chapter 13 available for no money down except court costs and credit report fees for qualified wage earners. Serves Macon, Jackson, Swain, and surrounding Western NC counties.

(828) 276-1177

70 Iotla Street, Franklin, NC 28734

Sloan & VanHook — bankruptcy

Pitts, Hay & Hugenschmidt, P.A.

Edward Hay and Robert M. Pitts are NC State Bar Certified Specialists in Business and Consumer Bankruptcy Law. The Asheville-based firm has served Franklin and Macon County for many years and takes appointments for local clients. Handles Chapter 7, Chapter 11, and Chapter 13 filings in the Western District of NC.

(828) 255-8085

14 Clayton Street, Suite A, Asheville, NC 28801

Pitts, Hay & Hugenschmidt — bankruptcy specialists

Collins & Collins, P.A. (Joseph M. Collins)

Franklin-based general practice firm serving Western NC for nearly 30 years. Joseph Collins has been practicing since 1988 and is a certified mediator for family, financial, and civil superior matters. Handles consumer debt relief, creditor negotiations, and financial restructuring for Macon County residents.

(828) 524-0017

217 Iotla Street, Franklin, NC 28734

Collins & Collins — debt relief

Housing Counseling and Foreclosure Prevention

HUD Housing Counselor Referral Line

Federal HUD counselor locator and hotline for Franklin homeowners who need foreclosure-prevention counseling, loan-workout planning, and loss-mitigation guidance in Macon County.

Find a HUD-approved housing counselor

Macon Program for Progress, Inc.

HUD-participating Public Housing Agency since 1985 serving Macon County. Administers the Housing Choice Voucher Program (Section 8), provides housing counseling, rental assistance, and connects Franklin residents with affordable housing resources.

(828) 524-4471

350 Orchard View Drive, Franklin, NC 28744

Macon Program for Progress housing counseling

North Carolina Housing Finance Agency Homeowner Help

State mortgage-delinquency and foreclosure-prevention guidance for North Carolina homeowners, with referrals to HUD-approved counseling agencies serving Macon County.

NCHFA homeowner assistance

Free and Low-Cost Legal Aid

Pisgah Legal Services — Franklin Office

Free civil legal assistance for low-income residents. Handles domestic violence protective orders, child custody and support, divorce, housing and debt issues, elder law, and immigrant assistance. Serves Macon, Buncombe, Henderson, Jackson, and surrounding Western NC counties.

(828) 253-0406

93 Church Street, Suite 206, Franklin, NC 28734

Pisgah Legal Services Franklin office

Legal Aid of North Carolina — Smoky Mountain (Sylva) Office

Free legal services for qualifying low-income residents. Handles housing, consumer, family law, and public benefits cases. Serves Cherokee, Clay, Graham, Haywood, Jackson, Macon, and Swain counties.

Legal Aid NC Smoky Mountain office

IRS Tax Lien Real Estate Agents in Franklin

Chamiese Evans — Licensed Realtor

Specializing in helping Franklin homeowners navigate irs tax lien situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.

Visit listrobin.com
HELOC Default

HELOC Default Attorneys

Coward, Hicks & Siler, P.A. (Orville D. Coward Jr.)

Established in 1951, one of Western NC's most respected firms. Orville Coward was named Best Lawyers 2023 Lawyer of the Year for Litigation — Real Estate and Land Use & Zoning. The firm includes the only Board Certified Real Estate Law Specialist located west of the Asheville metro. Handles real estate transactions, title disputes, eminent domain, and property litigation across Macon, Jackson, and Swain counties.

(828) 524-6475

43 West Main Street, Franklin, NC 28734

Coward, Hicks & Siler — real estate and foreclosure

Law Offices of Kenneth W. Fromknecht II, P.A.

Franklin-based attorney with 36+ years of experience handling real estate law, business law, civil litigation, and insurance matters. Represents buyers, sellers, and lenders in residential and commercial real estate transactions throughout Macon County.

(828) 349-9911

29 Iotla Street, Franklin, NC 28734

Kenneth W. Fromknecht II — real estate law

Sloan & VanHook, PLLC

Franklin-based firm representing buyers, sellers, owners, landlords, tenants, property managers, banks, mortgage lenders, contractors, and developers. Handles real estate closings, title issues, property disputes, and also practices bankruptcy and estate planning.

(828) 276-1177

70 Iotla Street, Franklin, NC 28734

Sloan & VanHook — real estate law

Housing Counseling and Foreclosure Prevention

HUD Housing Counselor Referral Line

Federal HUD counselor locator and hotline for Franklin homeowners who need foreclosure-prevention counseling, loan-workout planning, and loss-mitigation guidance in Macon County.

Find a HUD-approved housing counselor

Macon Program for Progress, Inc.

HUD-participating Public Housing Agency since 1985 serving Macon County. Administers the Housing Choice Voucher Program (Section 8), provides housing counseling, rental assistance, and connects Franklin residents with affordable housing resources.

(828) 524-4471

350 Orchard View Drive, Franklin, NC 28744

Macon Program for Progress housing counseling

North Carolina Housing Finance Agency Homeowner Help

State mortgage-delinquency and foreclosure-prevention guidance for North Carolina homeowners, with referrals to HUD-approved counseling agencies serving Macon County.

NCHFA homeowner assistance

Free and Low-Cost Legal Aid

Pisgah Legal Services — Franklin Office

Free civil legal assistance for low-income residents. Handles domestic violence protective orders, child custody and support, divorce, housing and debt issues, elder law, and immigrant assistance. Serves Macon, Buncombe, Henderson, Jackson, and surrounding Western NC counties.

(828) 253-0406

93 Church Street, Suite 206, Franklin, NC 28734

Pisgah Legal Services Franklin office

Legal Aid of North Carolina — Smoky Mountain (Sylva) Office

Free legal services for qualifying low-income residents. Handles housing, consumer, family law, and public benefits cases. Serves Cherokee, Clay, Graham, Haywood, Jackson, Macon, and Swain counties.

Legal Aid NC Smoky Mountain office

HELOC Default Real Estate Agents in Franklin

Chamiese Evans — Licensed Realtor

Specializing in helping Franklin homeowners navigate heloc default situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.

Visit listrobin.com
Judgment Lien

Judgment Lien Attorneys

Coward, Hicks & Siler, P.A. (Orville D. Coward Jr.)

Established in 1951, one of Western NC's most respected firms. Orville Coward was named Best Lawyers 2023 Lawyer of the Year for Litigation — Real Estate and Land Use & Zoning. The firm includes the only Board Certified Real Estate Law Specialist located west of the Asheville metro. Handles real estate transactions, title disputes, eminent domain, and property litigation across Macon, Jackson, and Swain counties.

(828) 524-6475

43 West Main Street, Franklin, NC 28734

Coward, Hicks & Siler — real estate and foreclosure

Law Offices of Kenneth W. Fromknecht II, P.A.

Franklin-based attorney with 36+ years of experience handling real estate law, business law, civil litigation, and insurance matters. Represents buyers, sellers, and lenders in residential and commercial real estate transactions throughout Macon County.

(828) 349-9911

29 Iotla Street, Franklin, NC 28734

Kenneth W. Fromknecht II — real estate law

Sloan & VanHook, PLLC

Franklin-based firm representing buyers, sellers, owners, landlords, tenants, property managers, banks, mortgage lenders, contractors, and developers. Handles real estate closings, title issues, property disputes, and also practices bankruptcy and estate planning.

(828) 276-1177

70 Iotla Street, Franklin, NC 28734

Sloan & VanHook — real estate law

Housing Counseling and Foreclosure Prevention

HUD Housing Counselor Referral Line

Federal HUD counselor locator and hotline for Franklin homeowners who need foreclosure-prevention counseling, loan-workout planning, and loss-mitigation guidance in Macon County.

Find a HUD-approved housing counselor

Macon Program for Progress, Inc.

HUD-participating Public Housing Agency since 1985 serving Macon County. Administers the Housing Choice Voucher Program (Section 8), provides housing counseling, rental assistance, and connects Franklin residents with affordable housing resources.

(828) 524-4471

350 Orchard View Drive, Franklin, NC 28744

Macon Program for Progress housing counseling

North Carolina Housing Finance Agency Homeowner Help

State mortgage-delinquency and foreclosure-prevention guidance for North Carolina homeowners, with referrals to HUD-approved counseling agencies serving Macon County.

NCHFA homeowner assistance

Free and Low-Cost Legal Aid

Pisgah Legal Services — Franklin Office

Free civil legal assistance for low-income residents. Handles domestic violence protective orders, child custody and support, divorce, housing and debt issues, elder law, and immigrant assistance. Serves Macon, Buncombe, Henderson, Jackson, and surrounding Western NC counties.

(828) 253-0406

93 Church Street, Suite 206, Franklin, NC 28734

Pisgah Legal Services Franklin office

Legal Aid of North Carolina — Smoky Mountain (Sylva) Office

Free legal services for qualifying low-income residents. Handles housing, consumer, family law, and public benefits cases. Serves Cherokee, Clay, Graham, Haywood, Jackson, Macon, and Swain counties.

Legal Aid NC Smoky Mountain office

Judgment Lien Real Estate Agents in Franklin

Chamiese Evans — Licensed Realtor

Specializing in helping Franklin homeowners navigate judgment lien situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.

Visit listrobin.com

Thinking about selling your Franklin home?

Whichever situation brought you here, you have options — and you do not have to decide today. Start with the one that fits.

Your local real estate expert

Connect with a licensed Realtor who specializes in helping homeowners navigate homeowner situations in Franklin, NC.

CE

Chamiese Evans

Licensed Realtor — NorthGroup Real Estate

Helping homeowners across the Carolinas find the right path forward — whether that means selling, negotiating, or exploring every option before making a decision.

Visit listrobin.com

Researched by CC Evans, Marketing Analyst — RobinOffer

Last reviewed: February 2026

This directory is for informational purposes only. It does not constitute legal, financial, or tax advice. Confirm all options with licensed counsel or a qualified financial professional before signing any agreement.

Sources: NC General Statutes · HUD.gov · CFPB.gov

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