Homeowners/Grandfather, NC

Homeowner Resources in Grandfather, NC

Local resources for homeowners in Grandfather, NC dealing with foreclosure, probate, tax liens, bankruptcy, and other difficult situations. Real contacts, phone numbers, and next steps.

Verified local resources19 resource categoriesCurated by a licensed Realtor

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Resource categories for Grandfather

Select a topic below to see local resources including government offices, attorneys, financial counselors, and nonprofit organizations.

Bankruptcy

Resources for homeowners in Chapter 7 or Chapter 13 bankruptcy who need to sell their home.

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Code Violations

Resources for homeowners facing code enforcement notices, building code violations, minimum housing standards, or condemnation.

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See open code cases and activity around any Grandfather address

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IRS Tax Lien

Resources for homeowners with IRS federal tax liens — lien discharge, Fresh Start program, and Taxpayer Advocate.

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Judgment Lien

Resources for homeowners with civil judgment liens — lien negotiation, homestead exemption, and selling with liens.

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More local resources in Grandfather

Verified local contacts for other situations Grandfather homeowners face — attorneys, government offices, and financial counselors, organized by topic.

Inheritance

Inheritance and Estate Attorneys

Angle, Perry & Isley Law, PLLC

Voted 2024 and 2025 Best Attorney in Watauga County. Attorney Robert B. Angle Jr. designs wills and trusts that minimize taxes and maximize benefit to heirs. Also handles special needs law, elder law, and trust administration.

(828) 265-0016

910 West King Street, Boone, NC 28607

Angle Perry Isley estate planning

Capua Law Firm, PA

Attorney Andrea Capua has 35 years of experience in estate administration and planning. Provides wills, trusts, powers of attorney, and probate services from the firm's Boone office.

(828) 264-0260

118 North Depot Street, Boone, NC 28607

Capua Law estate and probate

Watauga County Probate and Clerk Services

Watauga County Clerk of Superior Court

Clerk Charles M. Haynes oversees estate administration, probate filings, special proceedings, and foreclosure hearings in Watauga County.

(828) 268-6600

842 West King Street, Suite 13, Boone, NC 28607

Visit website

Housing Counseling and Foreclosure Prevention

HUD Housing Counselor Search Portal

Primary HUD counselor lookup portal for Grandfather and Watauga County homeowners; filter by county or local ZIP code for nearby approved counseling agencies.

Open HUD counselor search portal

Watauga County Tax Office

County tax-payment and collections office for property-tax balances, delinquency questions, and online payment for Watauga County parcels.

(828) 265-8021

842 West King Street, Suite 21, Boone, NC 28607

Watauga County Tax Office

NC Home Advantage Mortgage and Homeowner Assistance

State housing finance agency programs for down payment assistance, foreclosure prevention, and homeowner support for qualifying North Carolina residents.

NC Housing Finance Agency resources

Free and Low-Cost Legal Aid

Legal Aid of North Carolina — Statewide Intake (Serves Watauga County)

Free civil legal assistance for income-eligible Watauga County residents. The former Boone High Country office closed in December 2025; services continue through statewide remote intake, pro bono partnerships, and online applications. Covers housing, foreclosure, consumer, and family law matters.

Legal Aid NC statewide intake

Legal Aid NC — Statewide Helpline

Statewide civil legal intake helpline for North Carolina residents. Call Monday-Friday, 8:30 AM - 4:00 PM for screening, case prioritization, and referral to the appropriate local legal-services office.

Legal Aid NC statewide helpline

NC State Bar Lawyer Referral Service

Referral option for Grandfather residents who need private-counsel consultation when legal-aid eligibility is not met or specialized representation is required.

NC Bar lawyer referral service

Inheritance Real Estate Agents in Grandfather

Chamiese Evans — Licensed Realtor

Specializing in helping Grandfather homeowners navigate inheritance situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.

Visit listrobin.com

Get a no-obligation cash offer on the inherited Grandfather home

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Tax Liens

Tax Payment and Relief Offices

Watauga County Tax Office

Property tax billing, payment options, delinquent tax inquiries, and online payment for Watauga County properties including Grandfather.

(828) 265-8021

842 West King Street, Suite 21, Boone, NC 28607

Visit website

Watauga County Tax Office — Property Appraisal

County assessor functions for property values, appraisal appeals, and parcel records for Watauga County real property including Grandfather.

(828) 265-8021

842 West King Street, Suite 21, Boone, NC 28607

Visit website

Tax and Debt Attorneys

Hite Law, PLLC

Attorney Tyler Payton Hite offers free initial consultations for creditor-debtor disputes, civil litigation, and debt-related matters from his Boone office. Serves Watauga, Avery, Ashe, and Wilkes counties.

(828) 263-4907

164 South Depot Street, Boone, NC 28607

Hite Law debt and creditor disputes

Capua Law Firm, PA

Founded by AV Preeminent-rated trial lawyer Paul Capua. Attorney Andrea Capua brings 35 years of experience in business law, debt disputes, real estate, and estate administration from the firm's Boone office.

(828) 264-0260

118 North Depot Street, Boone, NC 28607

Capua Law Firm debt and business law

Housing Counseling and Foreclosure Prevention

HUD Housing Counselor Search Portal

Primary HUD counselor lookup portal for Grandfather and Watauga County homeowners; filter by county or local ZIP code for nearby approved counseling agencies.

Open HUD counselor search portal

Watauga County Tax Office

County tax-payment and collections office for property-tax balances, delinquency questions, and online payment for Watauga County parcels.

(828) 265-8021

842 West King Street, Suite 21, Boone, NC 28607

Watauga County Tax Office

NC Home Advantage Mortgage and Homeowner Assistance

State housing finance agency programs for down payment assistance, foreclosure prevention, and homeowner support for qualifying North Carolina residents.

NC Housing Finance Agency resources

Free and Low-Cost Legal Aid

Legal Aid of North Carolina — Statewide Intake (Serves Watauga County)

Free civil legal assistance for income-eligible Watauga County residents. The former Boone High Country office closed in December 2025; services continue through statewide remote intake, pro bono partnerships, and online applications. Covers housing, foreclosure, consumer, and family law matters.

Legal Aid NC statewide intake

Legal Aid NC — Statewide Helpline

Statewide civil legal intake helpline for North Carolina residents. Call Monday-Friday, 8:30 AM - 4:00 PM for screening, case prioritization, and referral to the appropriate local legal-services office.

Legal Aid NC statewide helpline

NC State Bar Lawyer Referral Service

Referral option for Grandfather residents who need private-counsel consultation when legal-aid eligibility is not met or specialized representation is required.

NC Bar lawyer referral service

Tax Liens Real Estate Agents in Grandfather

Chamiese Evans — Licensed Realtor

Specializing in helping Grandfather homeowners navigate tax liens situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.

Visit listrobin.com
Fire / Storm Damage

Disaster Recovery Resources

NC Emergency Management

State emergency-management agency with disaster preparedness, alerts, and recovery guidance for Watauga County households.

NC emergency management resources

SBA Disaster Loan Assistance

Federal low-interest disaster-loan options for homeowners repairing or replacing eligible damaged property.

SBA disaster assistance

Housing Counseling and Foreclosure Prevention

HUD Housing Counselor Search Portal

Primary HUD counselor lookup portal for Grandfather and Watauga County homeowners; filter by county or local ZIP code for nearby approved counseling agencies.

Open HUD counselor search portal

Watauga County Tax Office

County tax-payment and collections office for property-tax balances, delinquency questions, and online payment for Watauga County parcels.

(828) 265-8021

842 West King Street, Suite 21, Boone, NC 28607

Watauga County Tax Office

NC Home Advantage Mortgage and Homeowner Assistance

State housing finance agency programs for down payment assistance, foreclosure prevention, and homeowner support for qualifying North Carolina residents.

NC Housing Finance Agency resources

Free and Low-Cost Legal Aid

Legal Aid of North Carolina — Statewide Intake (Serves Watauga County)

Free civil legal assistance for income-eligible Watauga County residents. The former Boone High Country office closed in December 2025; services continue through statewide remote intake, pro bono partnerships, and online applications. Covers housing, foreclosure, consumer, and family law matters.

Legal Aid NC statewide intake

Legal Aid NC — Statewide Helpline

Statewide civil legal intake helpline for North Carolina residents. Call Monday-Friday, 8:30 AM - 4:00 PM for screening, case prioritization, and referral to the appropriate local legal-services office.

Legal Aid NC statewide helpline

NC State Bar Lawyer Referral Service

Referral option for Grandfather residents who need private-counsel consultation when legal-aid eligibility is not met or specialized representation is required.

NC Bar lawyer referral service

Fire / Storm Damage Real Estate Agents in Grandfather

Chamiese Evans — Licensed Realtor

Specializing in helping Grandfather homeowners navigate fire / storm damage situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.

Visit listrobin.com

Storm or fire damage? Get a cash offer, sold as-is

Get my cash offer
Underwater Mortgage

Underwater Mortgage Attorneys

Angle, Perry & Isley Law, PLLC

Attorney Robert B. Angle Jr. was voted 2024 and 2025 Best Attorney in Watauga County and has practiced real estate law in the High Country since 2002. Handles real estate closings, title searches, foreclosure surplus funds recovery, tax-deferred exchanges, and deed preparation.

(828) 265-0016

910 West King Street, Boone, NC 28607

Angle Perry Isley real estate law

Law Offices of Amos, Kapral & Hexemer, LLP

AV Preeminent-rated firm with Hickory and Boone offices. Attorney Stephen M. Kapral Jr. manages the Boone office handling residential and commercial real estate transactions, title examinations, foreclosures, mechanics liens, and HOA matters throughout Watauga County.

(828) 264-4745

118 North Depot Street, Boone, NC 28607

Amos Kapral Hexemer real estate

Mortgage Servicer and Bank Loss-Mitigation Contacts

Wells Fargo Mortgage Assistance

Wells Fargo loss-mitigation contact for forbearance, repayment plans, and modification review for qualifying mortgage borrowers.

Wells Fargo mortgage help

Bank of America Mortgage Assistance

Bank of America loss-mitigation contact for forbearance, repayment plans, and modification review for qualifying mortgage borrowers.

Bank of America mortgage help

Truist Mortgage Assistance

Truist loss-mitigation contact for forbearance, repayment plans, and modification review for qualifying mortgage borrowers.

Truist mortgage help

Chase Mortgage Assistance

Chase loss-mitigation contact for forbearance, repayment plans, and modification review for qualifying mortgage borrowers.

Chase mortgage help

First Horizon Mortgage Assistance

First Horizon loss-mitigation contact for forbearance, repayment plans, and modification review for qualifying mortgage borrowers.

First Horizon mortgage help

Housing Counseling and Foreclosure Prevention

HUD Housing Counselor Search Portal

Primary HUD counselor lookup portal for Grandfather and Watauga County homeowners; filter by county or local ZIP code for nearby approved counseling agencies.

Open HUD counselor search portal

Watauga County Tax Office

County tax-payment and collections office for property-tax balances, delinquency questions, and online payment for Watauga County parcels.

(828) 265-8021

842 West King Street, Suite 21, Boone, NC 28607

Watauga County Tax Office

NC Home Advantage Mortgage and Homeowner Assistance

State housing finance agency programs for down payment assistance, foreclosure prevention, and homeowner support for qualifying North Carolina residents.

NC Housing Finance Agency resources

Free and Low-Cost Legal Aid

Legal Aid of North Carolina — Statewide Intake (Serves Watauga County)

Free civil legal assistance for income-eligible Watauga County residents. The former Boone High Country office closed in December 2025; services continue through statewide remote intake, pro bono partnerships, and online applications. Covers housing, foreclosure, consumer, and family law matters.

Legal Aid NC statewide intake

Legal Aid NC — Statewide Helpline

Statewide civil legal intake helpline for North Carolina residents. Call Monday-Friday, 8:30 AM - 4:00 PM for screening, case prioritization, and referral to the appropriate local legal-services office.

Legal Aid NC statewide helpline

NC State Bar Lawyer Referral Service

Referral option for Grandfather residents who need private-counsel consultation when legal-aid eligibility is not met or specialized representation is required.

NC Bar lawyer referral service

Underwater Mortgage Real Estate Agents in Grandfather

Chamiese Evans — Licensed Realtor

Specializing in helping Grandfather homeowners navigate underwater mortgage situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.

Visit listrobin.com

Underwater — or do you actually have equity? Find out free

See my home value
Medical Hardship

Medical Hardship Debt Attorneys

Hite Law, PLLC

Attorney Tyler Payton Hite offers free initial consultations for creditor-debtor disputes, civil litigation, and debt-related matters from his Boone office. Serves Watauga, Avery, Ashe, and Wilkes counties.

(828) 263-4907

164 South Depot Street, Boone, NC 28607

Hite Law debt and creditor disputes

Capua Law Firm, PA

Founded by AV Preeminent-rated trial lawyer Paul Capua. Attorney Andrea Capua brings 35 years of experience in business law, debt disputes, real estate, and estate administration from the firm's Boone office.

(828) 264-0260

118 North Depot Street, Boone, NC 28607

Capua Law Firm debt and business law

Housing Counseling and Foreclosure Prevention

HUD Housing Counselor Search Portal

Primary HUD counselor lookup portal for Grandfather and Watauga County homeowners; filter by county or local ZIP code for nearby approved counseling agencies.

Open HUD counselor search portal

Watauga County Tax Office

County tax-payment and collections office for property-tax balances, delinquency questions, and online payment for Watauga County parcels.

(828) 265-8021

842 West King Street, Suite 21, Boone, NC 28607

Watauga County Tax Office

NC Home Advantage Mortgage and Homeowner Assistance

State housing finance agency programs for down payment assistance, foreclosure prevention, and homeowner support for qualifying North Carolina residents.

NC Housing Finance Agency resources

Free and Low-Cost Legal Aid

Legal Aid of North Carolina — Statewide Intake (Serves Watauga County)

Free civil legal assistance for income-eligible Watauga County residents. The former Boone High Country office closed in December 2025; services continue through statewide remote intake, pro bono partnerships, and online applications. Covers housing, foreclosure, consumer, and family law matters.

Legal Aid NC statewide intake

Legal Aid NC — Statewide Helpline

Statewide civil legal intake helpline for North Carolina residents. Call Monday-Friday, 8:30 AM - 4:00 PM for screening, case prioritization, and referral to the appropriate local legal-services office.

Legal Aid NC statewide helpline

NC State Bar Lawyer Referral Service

Referral option for Grandfather residents who need private-counsel consultation when legal-aid eligibility is not met or specialized representation is required.

NC Bar lawyer referral service

Medical Hardship Real Estate Agents in Grandfather

Chamiese Evans — Licensed Realtor

Specializing in helping Grandfather homeowners navigate medical hardship situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.

Visit listrobin.com
Reverse Mortgage

Senior Homeowner Support

Watauga County Project on Aging / Lois E. Harrill Senior Center

County senior services providing Meals on Wheels, in-home aide services, SHIIP Medicare counseling, transportation assistance, fitness, and recreation for adults 60+ in Watauga County including Grandfather.

(828) 265-8090

132 Poplar Grove Connector, Suite A, Boone, NC 28607

Watauga County Project on Aging

Reverse Mortgage and Estate Attorneys

Angle, Perry & Isley Law, PLLC

Voted 2024 and 2025 Best Attorney in Watauga County. Attorney Robert B. Angle Jr. designs wills and trusts that minimize taxes and maximize benefit to heirs. Also handles special needs law, elder law, and trust administration.

(828) 265-0016

910 West King Street, Boone, NC 28607

Angle Perry Isley estate planning

Capua Law Firm, PA

Attorney Andrea Capua has 35 years of experience in estate administration and planning. Provides wills, trusts, powers of attorney, and probate services from the firm's Boone office.

(828) 264-0260

118 North Depot Street, Boone, NC 28607

Capua Law estate and probate

Housing Counseling and Foreclosure Prevention

HUD Housing Counselor Search Portal

Primary HUD counselor lookup portal for Grandfather and Watauga County homeowners; filter by county or local ZIP code for nearby approved counseling agencies.

Open HUD counselor search portal

Watauga County Tax Office

County tax-payment and collections office for property-tax balances, delinquency questions, and online payment for Watauga County parcels.

(828) 265-8021

842 West King Street, Suite 21, Boone, NC 28607

Watauga County Tax Office

NC Home Advantage Mortgage and Homeowner Assistance

State housing finance agency programs for down payment assistance, foreclosure prevention, and homeowner support for qualifying North Carolina residents.

NC Housing Finance Agency resources

Free and Low-Cost Legal Aid

Legal Aid of North Carolina — Statewide Intake (Serves Watauga County)

Free civil legal assistance for income-eligible Watauga County residents. The former Boone High Country office closed in December 2025; services continue through statewide remote intake, pro bono partnerships, and online applications. Covers housing, foreclosure, consumer, and family law matters.

Legal Aid NC statewide intake

Legal Aid NC — Statewide Helpline

Statewide civil legal intake helpline for North Carolina residents. Call Monday-Friday, 8:30 AM - 4:00 PM for screening, case prioritization, and referral to the appropriate local legal-services office.

Legal Aid NC statewide helpline

NC State Bar Lawyer Referral Service

Referral option for Grandfather residents who need private-counsel consultation when legal-aid eligibility is not met or specialized representation is required.

NC Bar lawyer referral service

Reverse Mortgage Real Estate Agents in Grandfather

Chamiese Evans — Licensed Realtor

Specializing in helping Grandfather homeowners navigate reverse mortgage situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.

Visit listrobin.com

Know exactly what your Grandfather home is worth first

See my home value
HELOC Default

HELOC and Foreclosure Attorneys

Angle, Perry & Isley Law, PLLC

Attorney Robert B. Angle Jr. was voted 2024 and 2025 Best Attorney in Watauga County and has practiced real estate law in the High Country since 2002. Handles real estate closings, title searches, foreclosure surplus funds recovery, tax-deferred exchanges, and deed preparation.

(828) 265-0016

910 West King Street, Boone, NC 28607

Angle Perry Isley real estate law

Law Offices of Amos, Kapral & Hexemer, LLP

AV Preeminent-rated firm with Hickory and Boone offices. Attorney Stephen M. Kapral Jr. manages the Boone office handling residential and commercial real estate transactions, title examinations, foreclosures, mechanics liens, and HOA matters throughout Watauga County.

(828) 264-4745

118 North Depot Street, Boone, NC 28607

Amos Kapral Hexemer real estate

Mortgage Servicer and Bank Loss-Mitigation Contacts

Wells Fargo Mortgage Assistance

Wells Fargo loss-mitigation contact for forbearance, repayment plans, and modification review for qualifying mortgage borrowers.

Wells Fargo mortgage help

Bank of America Mortgage Assistance

Bank of America loss-mitigation contact for forbearance, repayment plans, and modification review for qualifying mortgage borrowers.

Bank of America mortgage help

Truist Mortgage Assistance

Truist loss-mitigation contact for forbearance, repayment plans, and modification review for qualifying mortgage borrowers.

Truist mortgage help

Chase Mortgage Assistance

Chase loss-mitigation contact for forbearance, repayment plans, and modification review for qualifying mortgage borrowers.

Chase mortgage help

First Horizon Mortgage Assistance

First Horizon loss-mitigation contact for forbearance, repayment plans, and modification review for qualifying mortgage borrowers.

First Horizon mortgage help

Housing Counseling and Foreclosure Prevention

HUD Housing Counselor Search Portal

Primary HUD counselor lookup portal for Grandfather and Watauga County homeowners; filter by county or local ZIP code for nearby approved counseling agencies.

Open HUD counselor search portal

Watauga County Tax Office

County tax-payment and collections office for property-tax balances, delinquency questions, and online payment for Watauga County parcels.

(828) 265-8021

842 West King Street, Suite 21, Boone, NC 28607

Watauga County Tax Office

NC Home Advantage Mortgage and Homeowner Assistance

State housing finance agency programs for down payment assistance, foreclosure prevention, and homeowner support for qualifying North Carolina residents.

NC Housing Finance Agency resources

Free and Low-Cost Legal Aid

Legal Aid of North Carolina — Statewide Intake (Serves Watauga County)

Free civil legal assistance for income-eligible Watauga County residents. The former Boone High Country office closed in December 2025; services continue through statewide remote intake, pro bono partnerships, and online applications. Covers housing, foreclosure, consumer, and family law matters.

Legal Aid NC statewide intake

Legal Aid NC — Statewide Helpline

Statewide civil legal intake helpline for North Carolina residents. Call Monday-Friday, 8:30 AM - 4:00 PM for screening, case prioritization, and referral to the appropriate local legal-services office.

Legal Aid NC statewide helpline

NC State Bar Lawyer Referral Service

Referral option for Grandfather residents who need private-counsel consultation when legal-aid eligibility is not met or specialized representation is required.

NC Bar lawyer referral service

HELOC Default Real Estate Agents in Grandfather

Chamiese Evans — Licensed Realtor

Specializing in helping Grandfather homeowners navigate heloc default situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.

Visit listrobin.com

Your local real estate expert

Connect with a licensed Realtor who specializes in helping homeowners navigate homeowner situations in Grandfather, NC.

CE

Chamiese Evans

Licensed Realtor — NorthGroup Real Estate

Helping homeowners across the Carolinas find the right path forward — whether that means selling, negotiating, or exploring every option before making a decision.

Visit listrobin.com

Researched by CC Evans, Marketing Analyst — RobinOffer

Last reviewed: February 2026

This directory is for informational purposes only. It does not constitute legal, financial, or tax advice. Confirm all options with licensed counsel or a qualified financial professional before signing any agreement.

Sources: NC General Statutes · HUD.gov · CFPB.gov

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