Homeowners/Hendersonville, NC
Homeowner Resources in Hendersonville, NC
Local resources for homeowners in Hendersonville, NC dealing with foreclosure, probate, tax liens, bankruptcy, and other difficult situations. Real contacts, phone numbers, and next steps.
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More local resources in Hendersonville
Verified local contacts for other situations Hendersonville homeowners face — attorneys, government offices, and financial counselors, organized by topic.
Foreclosure
Major Lender Loss Mitigation Contacts
Wells Fargo - Loss Mitigation
Forbearance, Loan modification, Repayment plan. 2 Hendersonville-area locations.
Wells Fargo assistanceBank of America - Loss Mitigation
Forbearance, Loan modification, Repayment plan. 2 Hendersonville-area locations.
Bank of America assistanceTruist - Loss Mitigation
Forbearance, Trial plans, Repayment plans. 2 Hendersonville-area locations.
Truist assistanceChase - Loss Mitigation
Forbearance, Loan modification, Repayment plan. 1 Hendersonville-area locations.
Chase assistanceFirst Horizon - Loss Mitigation
Forbearance, Loan modification, Repayment plan.
First Horizon assistanceState Employees' Credit Union (SECU) - Loss Mitigation
Reduced monthly payments, Forbearance, Loan modification or refinance. 1 Hendersonville-area locations.
State Employees' Credit Union (SECU) assistanceFirst Citizens Bank - Loss Mitigation
Payment assistance review, Loan modification, Forbearance options. 1 Hendersonville-area locations.
First Citizens Bank assistanceHUD and Homeownership Counseling
OnTrack WNC Financial Education & Counseling
HUD-approved housing counseling agency serving Henderson County. Offers homebuyer education, pre-purchase counseling, credit counseling, foreclosure prevention, and reverse mortgage counseling.
OnTrack WNC counselingHousing Assistance Corporation
Hendersonville-based nonprofit providing homeownership counseling, affordable housing programs, owner-occupied rehabilitation, and urgent home repair for low-income residents.
Housing Assistance CorporationHUD National Counselor Hotline
Referral line for HUD-approved housing counselors serving Hendersonville and Henderson County households.
Find a HUD counselorNC Housing Finance Agency Foreclosure Help
State mortgage-assistance and foreclosure-prevention resources for qualifying homeowners.
NCHFA homeowner resourcesCommunity Hardship Support
Henderson County Department of Social Services
County services for Medicaid, SNAP, Work First (TANF), energy assistance, and emergency support.
(828) 697-55001200 Spartanburg Hwy, Suite 300, Hendersonville, NC 28792
Henderson County DSSCFPB Mortgage Help
Federal homeowner resources for mortgage-servicing problems and foreclosure-risk planning.
CFPB homeowner helpCall 211
Local referrals for utility, food, shelter, and emergency financial-assistance programs.
Call 211Foreclosure Defense Attorneys in Hendersonville
The Van Winkle Law Firm
Attorney Mark A. Pinkston is a principal at The Van Winkle Law Firm (est. 1907), the largest firm in western NC. Named "Lawyer of the Year" in Asheville for Creditor's Rights. Handles foreclosures, bankruptcies, and creditor/debtor rights. Hendersonville office.
Van Winkle Law FirmLanger Law Firm
Attorney Gordon Z. Langer handles foreclosure defense, residential closings, mechanic's liens, and water rights. Licensed in NC and FL (J.D. Nova Southeastern University). Avvo Client's Choice Award 2021. Member of Henderson County Bar Association.
Langer Law FirmLyda Law Firm
Attorney Jack Lyda has practiced in western NC since 1982 (40+ years). Handles real estate litigation, commercial property disputes, construction law, and foreclosure matters across Henderson County.
(828) 697-7491308 Martin Luther King Jr Blvd, Hendersonville, NC 28792
Lyda Law FirmStaton Law Firm
Attorney Whitney Staton Hebert is a Hendersonville native (NC Bar 2011). Focuses on real estate closings, property transactions, and foreclosure-related matters in Henderson County. Prior defense litigation experience at Wiseman & Poppler.
Staton Law FirmFree Legal Aid
Pisgah Legal Services - Hendersonville Office
Free civil legal assistance for low-income residents in Henderson, Buncombe, Madison, Transylvania, Polk, and Rutherford counties. Covers housing, domestic violence, public benefits, and consumer issues.
Pisgah Legal ServicesLegal Aid of NC Statewide Helpline
Toll-free helpline for legal aid intake and referrals statewide.
Legal Aid NC helplineNC Bar Association Lawyer Referral Service
Statewide attorney referrals. $50 for initial 30-minute consultation.
NC Bar Referral ServiceForeclosure Real Estate Agents in Hendersonville
Chamiese Evans — Licensed Realtor
Specializing in helping Hendersonville homeowners navigate foreclosure situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.
Visit listrobin.comInheritance
Probate & Estate Attorneys in Hendersonville
Gilreath Shealy Law, PLLC
Both attorneys are NC State Bar Board Certified Specialists in Estate Planning & Probate Law. Attorney Adam Shealy (Bar 1996) is also a CPA in NC and SC. Practiced 20+ years at Van Winkle before joining this firm. Super Lawyers 2007, 2021-2023, 2026.
Gilreath Shealy LawStrauss Attorneys, PLLC
Attorney Andrew A. Strauss is a NC State Bar Board Certified Specialist in Estate Planning & Probate Law. Georgetown University J.D. 1978. Licensed in NC, FL, and PA (40+ years experience). AV Preeminent Martindale-Hubbell rating. Offices in Hendersonville, Asheville, and Brevard.
Strauss AttorneysThe Law Office of Caroline Knox, PLLC
Attorney Caroline Knox (Wake Forest J.D. 2000) is one of only 15 Board-Certified Elder Law Attorneys in NC. First class of NC State Bar Elder Law specialists. Former principal at Van Winkle. Super Lawyers 2021-2026. Handles estate planning, guardianships, and special needs trusts.
Caroline Knox Elder LawFree Legal Aid
Pisgah Legal Services - Hendersonville Office
Free civil legal assistance for low-income residents in Henderson, Buncombe, Madison, Transylvania, Polk, and Rutherford counties. Covers housing, domestic violence, public benefits, and consumer issues.
Pisgah Legal ServicesLegal Aid of NC Statewide Helpline
Toll-free helpline for legal aid intake and referrals statewide.
Legal Aid NC helplineNC Bar Association Lawyer Referral Service
Statewide attorney referrals. $50 for initial 30-minute consultation.
NC Bar Referral ServiceHenderson County Courts
Henderson County Clerk of Superior Court
Handles probate, estate administration, foreclosure filings, guardianship, and adoption. The Clerk serves as the de facto Probate Judge in NC. Officeholder: J. Tyler Ray.
Henderson County CourtsInheritance Real Estate Agents in Hendersonville
Chamiese Evans — Licensed Realtor
Specializing in helping Hendersonville homeowners navigate inheritance situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.
Visit listrobin.comDivorce
Family Law Attorneys in Hendersonville
Stepp Law Firm
Attorney Christopher S. Stepp (Campbell University J.D. 1991) has over 30 years experience in family law. Former NC State Bar Councilor for Judicial District 42 (Henderson, Polk, Transylvania). Former Trustee and Vice-Chairman of Blue Ridge Community College Board.
Stepp Law FirmKing Law Offices, PLLC
Attorney Brian W. King (Campbell University J.D. 1998) is a NC State Bar Board Certified Family Law Specialist (2009). Author of "Protecting Your Family: Inside Guide to Divorce in NC." Named one of America's Top 50 Lawyers in Family Law. Founded firm in 2002.
King Law OfficesSheffron Law Firm, P.A.
Attorney Scott Sheffron (J.D. Nova Southeastern University) has been licensed in FL and NC since 1998 (25+ years). Certified Trust & Financial Advisor since 2001. Attorney Ethan Trice (Wake Forest J.D.) is licensed in NC, SC, TX, TN, and AR; serves as guardian ad litem in western NC counties.
Sheffron Law FirmFree Legal Aid
Pisgah Legal Services - Hendersonville Office
Free civil legal assistance for low-income residents in Henderson, Buncombe, Madison, Transylvania, Polk, and Rutherford counties. Covers housing, domestic violence, public benefits, and consumer issues.
Pisgah Legal ServicesLegal Aid of NC Statewide Helpline
Toll-free helpline for legal aid intake and referrals statewide.
Legal Aid NC helplineNC Bar Association Lawyer Referral Service
Statewide attorney referrals. $50 for initial 30-minute consultation.
NC Bar Referral ServiceDivorce Real Estate Agents in Hendersonville
Chamiese Evans — Licensed Realtor
Specializing in helping Hendersonville homeowners navigate divorce situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.
Visit listrobin.comRelocation
HUD and Homeownership Counseling
OnTrack WNC Financial Education & Counseling
HUD-approved housing counseling agency serving Henderson County. Offers homebuyer education, pre-purchase counseling, credit counseling, foreclosure prevention, and reverse mortgage counseling.
OnTrack WNC counselingHousing Assistance Corporation
Hendersonville-based nonprofit providing homeownership counseling, affordable housing programs, owner-occupied rehabilitation, and urgent home repair for low-income residents.
Housing Assistance CorporationHUD National Counselor Hotline
Referral line for HUD-approved housing counselors serving Hendersonville and Henderson County households.
Find a HUD counselorNC Housing Finance Agency Foreclosure Help
State mortgage-assistance and foreclosure-prevention resources for qualifying homeowners.
NCHFA homeowner resourcesCommunity Hardship Support
Henderson County Department of Social Services
County services for Medicaid, SNAP, Work First (TANF), energy assistance, and emergency support.
(828) 697-55001200 Spartanburg Hwy, Suite 300, Hendersonville, NC 28792
Henderson County DSSCFPB Mortgage Help
Federal homeowner resources for mortgage-servicing problems and foreclosure-risk planning.
CFPB homeowner helpCall 211
Local referrals for utility, food, shelter, and emergency financial-assistance programs.
Call 211Relocation Real Estate Agents in Hendersonville
Chamiese Evans — Licensed Realtor
Specializing in helping Hendersonville homeowners navigate relocation situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.
Visit listrobin.comTax Liens
Henderson County Tax Office
Henderson County Tax Department
Property tax bills, payment plans, delinquent tax inquiries. Contact early if you have difficulty paying. Automated phone payment: 1-877-313-3678.
Pay property taxes onlineHUD and Homeownership Counseling
OnTrack WNC Financial Education & Counseling
HUD-approved housing counseling agency serving Henderson County. Offers homebuyer education, pre-purchase counseling, credit counseling, foreclosure prevention, and reverse mortgage counseling.
OnTrack WNC counselingHousing Assistance Corporation
Hendersonville-based nonprofit providing homeownership counseling, affordable housing programs, owner-occupied rehabilitation, and urgent home repair for low-income residents.
Housing Assistance CorporationHUD National Counselor Hotline
Referral line for HUD-approved housing counselors serving Hendersonville and Henderson County households.
Find a HUD counselorNC Housing Finance Agency Foreclosure Help
State mortgage-assistance and foreclosure-prevention resources for qualifying homeowners.
NCHFA homeowner resourcesCommunity Hardship Support
Henderson County Department of Social Services
County services for Medicaid, SNAP, Work First (TANF), energy assistance, and emergency support.
(828) 697-55001200 Spartanburg Hwy, Suite 300, Hendersonville, NC 28792
Henderson County DSSCFPB Mortgage Help
Federal homeowner resources for mortgage-servicing problems and foreclosure-risk planning.
CFPB homeowner helpCall 211
Local referrals for utility, food, shelter, and emergency financial-assistance programs.
Call 211Free Legal Aid
Pisgah Legal Services - Hendersonville Office
Free civil legal assistance for low-income residents in Henderson, Buncombe, Madison, Transylvania, Polk, and Rutherford counties. Covers housing, domestic violence, public benefits, and consumer issues.
Pisgah Legal ServicesLegal Aid of NC Statewide Helpline
Toll-free helpline for legal aid intake and referrals statewide.
Legal Aid NC helplineNC Bar Association Lawyer Referral Service
Statewide attorney referrals. $50 for initial 30-minute consultation.
NC Bar Referral ServiceTax Liens Real Estate Agents in Hendersonville
Chamiese Evans — Licensed Realtor
Specializing in helping Hendersonville homeowners navigate tax liens situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.
Visit listrobin.comProbate
Henderson County Probate Court
Henderson County Clerk of Superior Court
Handles probate, estate administration, foreclosure filings, guardianship, and adoption. The Clerk serves as the de facto Probate Judge in NC. Officeholder: J. Tyler Ray. 42 Judicial District.
Henderson County CourtsProbate & Estate Attorneys in Hendersonville
Gilreath Shealy Law, PLLC
Both attorneys are NC State Bar Board Certified Specialists in Estate Planning & Probate Law. Attorney Adam Shealy (Bar 1996) is also a CPA in NC and SC. Practiced 20+ years at Van Winkle before joining this firm. Super Lawyers 2007, 2021-2023, 2026.
Gilreath Shealy LawStrauss Attorneys, PLLC
Attorney Andrew A. Strauss is a NC State Bar Board Certified Specialist in Estate Planning & Probate Law. Georgetown University J.D. 1978. Licensed in NC, FL, and PA (40+ years experience). AV Preeminent Martindale-Hubbell rating. Offices in Hendersonville, Asheville, and Brevard.
Strauss AttorneysThe Law Office of Caroline Knox, PLLC
Attorney Caroline Knox (Wake Forest J.D. 2000) is one of only 15 Board-Certified Elder Law Attorneys in NC. First class of NC State Bar Elder Law specialists. Former principal at Van Winkle. Super Lawyers 2021-2026. Handles estate planning, guardianships, and special needs trusts.
Caroline Knox Elder LawFree Legal Aid
Pisgah Legal Services - Hendersonville Office
Free civil legal assistance for low-income residents in Henderson, Buncombe, Madison, Transylvania, Polk, and Rutherford counties. Covers housing, domestic violence, public benefits, and consumer issues.
Pisgah Legal ServicesLegal Aid of NC Statewide Helpline
Toll-free helpline for legal aid intake and referrals statewide.
Legal Aid NC helplineNC Bar Association Lawyer Referral Service
Statewide attorney referrals. $50 for initial 30-minute consultation.
NC Bar Referral ServiceProbate Real Estate Agents in Hendersonville
Chamiese Evans — Licensed Realtor
Specializing in helping Hendersonville homeowners navigate probate situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.
Visit listrobin.comBankruptcy
Federal Bankruptcy Court
US Bankruptcy Court, Western District of NC
Federal bankruptcy court handling Chapter 7 and Chapter 13 filings for Henderson County. Asheville Division. NC Homestead Exemption: $35,000 ($60,000 if 65 or older).
100 Otis St, Room 112, Asheville, NC 28801
Bankruptcy Attorneys in Hendersonville
Law Office of Stephen B. Carruthers
Attorney Stephen Carruthers is a fifth-generation NC attorney concentrating in consumer bankruptcy. Former judicial law clerk to Chief Judge Stephani W. Humrickhouse, US Bankruptcy Court, Eastern District of NC. Volunteer with Pisgah Legal Service's Mountain Area Volunteer Lawyer Program. Free consultations.
Carruthers Law OfficeFarmer & Morris Law, PLLC
Attorney Joshua B. Farmer, a Hendersonville native, handles Chapter 7 and Chapter 13 bankruptcy. NACBA member. Attorney Andrea G. Farmer (UNC J.D. 2004) is a NC State Bar Board Certified Specialist in Social Security Disability Law (2013).
Farmer & Morris LawThe Van Winkle Law Firm
Attorney Mark A. Pinkston handles bankruptcy and creditor/debtor rights from the Hendersonville office. Named "Lawyer of the Year" for Creditor's Rights in Asheville. Past council member of the NC Bar Association Bankruptcy Section. Firm established 1907.
Van Winkle bankruptcyFree Legal Aid
Pisgah Legal Services - Hendersonville Office
Free civil legal assistance for low-income residents in Henderson, Buncombe, Madison, Transylvania, Polk, and Rutherford counties. Covers housing, domestic violence, public benefits, and consumer issues.
Pisgah Legal ServicesLegal Aid of NC Statewide Helpline
Toll-free helpline for legal aid intake and referrals statewide.
Legal Aid NC helplineNC Bar Association Lawyer Referral Service
Statewide attorney referrals. $50 for initial 30-minute consultation.
NC Bar Referral ServiceBankruptcy Real Estate Agents in Hendersonville
Chamiese Evans — Licensed Realtor
Specializing in helping Hendersonville homeowners navigate bankruptcy situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.
Visit listrobin.comCode Violations
Henderson County Code Enforcement
Henderson County Code Enforcement
Code violations, zoning compliance, building permits, and nuisance complaints.
Code Enforcement websiteFree Legal Aid
Pisgah Legal Services - Hendersonville Office
Free civil legal assistance for low-income residents in Henderson, Buncombe, Madison, Transylvania, Polk, and Rutherford counties. Covers housing, domestic violence, public benefits, and consumer issues.
Pisgah Legal ServicesLegal Aid of NC Statewide Helpline
Toll-free helpline for legal aid intake and referrals statewide.
Legal Aid NC helplineNC Bar Association Lawyer Referral Service
Statewide attorney referrals. $50 for initial 30-minute consultation.
NC Bar Referral ServiceCode Violations Real Estate Agents in Hendersonville
Chamiese Evans — Licensed Realtor
Specializing in helping Hendersonville homeowners navigate code violations situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.
Visit listrobin.comSee open code cases and activity around any Hendersonville address
Check my addressHOA Liens
HOA Attorneys Serving Hendersonville
The Van Winkle Law Firm
Largest firm in western NC (est. 1907) with a dedicated HOA/POA practice group. Provides counsel to homeowner, property owner, townhouse, and condominium associations. Handles CC&R enforcement, liens, foreclosures, and construction defect claims. Hendersonville office.
Van Winkle HOA LawAllen, Stahl + Kilbourne, PLLC
Attorneys Derek Allen, Jeffrey Stahl, and James Kilbourne specialize in community association law. Represent hundreds of HOA, COA, and POA associations across NC. Handle governance, covenant enforcement, assessment collection, and construction defect litigation. Asheville office serves Henderson County.
ASK Law HOAFree Legal Aid
Pisgah Legal Services - Hendersonville Office
Free civil legal assistance for low-income residents in Henderson, Buncombe, Madison, Transylvania, Polk, and Rutherford counties. Covers housing, domestic violence, public benefits, and consumer issues.
Pisgah Legal ServicesLegal Aid of NC Statewide Helpline
Toll-free helpline for legal aid intake and referrals statewide.
Legal Aid NC helplineNC Bar Association Lawyer Referral Service
Statewide attorney referrals. $50 for initial 30-minute consultation.
NC Bar Referral ServiceHOA Liens Real Estate Agents in Hendersonville
Chamiese Evans — Licensed Realtor
Specializing in helping Hendersonville homeowners navigate hoa liens situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.
Visit listrobin.comFire / Storm Damage
Emergency & Disaster Resources
FEMA Region 4
Federal disaster declarations, individual assistance, and temporary housing for NC/SC.
FEMA Region 4NC Division of Emergency Management
State-level disaster response, recovery programs, and individual assistance.
NC Emergency ManagementSBA Disaster Loans
Low-interest disaster loans for homeowners to repair or replace damaged property.
SBA Disaster LoansHUD and Homeownership Counseling
OnTrack WNC Financial Education & Counseling
HUD-approved housing counseling agency serving Henderson County. Offers homebuyer education, pre-purchase counseling, credit counseling, foreclosure prevention, and reverse mortgage counseling.
OnTrack WNC counselingHousing Assistance Corporation
Hendersonville-based nonprofit providing homeownership counseling, affordable housing programs, owner-occupied rehabilitation, and urgent home repair for low-income residents.
Housing Assistance CorporationHUD National Counselor Hotline
Referral line for HUD-approved housing counselors serving Hendersonville and Henderson County households.
Find a HUD counselorNC Housing Finance Agency Foreclosure Help
State mortgage-assistance and foreclosure-prevention resources for qualifying homeowners.
NCHFA homeowner resourcesCommunity Hardship Support
Henderson County Department of Social Services
County services for Medicaid, SNAP, Work First (TANF), energy assistance, and emergency support.
(828) 697-55001200 Spartanburg Hwy, Suite 300, Hendersonville, NC 28792
Henderson County DSSCFPB Mortgage Help
Federal homeowner resources for mortgage-servicing problems and foreclosure-risk planning.
CFPB homeowner helpCall 211
Local referrals for utility, food, shelter, and emergency financial-assistance programs.
Call 211Free Legal Aid
Pisgah Legal Services - Hendersonville Office
Free civil legal assistance for low-income residents in Henderson, Buncombe, Madison, Transylvania, Polk, and Rutherford counties. Covers housing, domestic violence, public benefits, and consumer issues.
Pisgah Legal ServicesLegal Aid of NC Statewide Helpline
Toll-free helpline for legal aid intake and referrals statewide.
Legal Aid NC helplineNC Bar Association Lawyer Referral Service
Statewide attorney referrals. $50 for initial 30-minute consultation.
NC Bar Referral ServiceFire / Storm Damage Real Estate Agents in Hendersonville
Chamiese Evans — Licensed Realtor
Specializing in helping Hendersonville homeowners navigate fire / storm damage situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.
Visit listrobin.comVacant Property
HUD and Homeownership Counseling
OnTrack WNC Financial Education & Counseling
HUD-approved housing counseling agency serving Henderson County. Offers homebuyer education, pre-purchase counseling, credit counseling, foreclosure prevention, and reverse mortgage counseling.
OnTrack WNC counselingHousing Assistance Corporation
Hendersonville-based nonprofit providing homeownership counseling, affordable housing programs, owner-occupied rehabilitation, and urgent home repair for low-income residents.
Housing Assistance CorporationHUD National Counselor Hotline
Referral line for HUD-approved housing counselors serving Hendersonville and Henderson County households.
Find a HUD counselorNC Housing Finance Agency Foreclosure Help
State mortgage-assistance and foreclosure-prevention resources for qualifying homeowners.
NCHFA homeowner resourcesCommunity Hardship Support
Henderson County Department of Social Services
County services for Medicaid, SNAP, Work First (TANF), energy assistance, and emergency support.
(828) 697-55001200 Spartanburg Hwy, Suite 300, Hendersonville, NC 28792
Henderson County DSSCFPB Mortgage Help
Federal homeowner resources for mortgage-servicing problems and foreclosure-risk planning.
CFPB homeowner helpCall 211
Local referrals for utility, food, shelter, and emergency financial-assistance programs.
Call 211Free Legal Aid
Pisgah Legal Services - Hendersonville Office
Free civil legal assistance for low-income residents in Henderson, Buncombe, Madison, Transylvania, Polk, and Rutherford counties. Covers housing, domestic violence, public benefits, and consumer issues.
Pisgah Legal ServicesLegal Aid of NC Statewide Helpline
Toll-free helpline for legal aid intake and referrals statewide.
Legal Aid NC helplineNC Bar Association Lawyer Referral Service
Statewide attorney referrals. $50 for initial 30-minute consultation.
NC Bar Referral ServiceVacant Property Real Estate Agents in Hendersonville
Chamiese Evans — Licensed Realtor
Specializing in helping Hendersonville homeowners navigate vacant property situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.
Visit listrobin.comMilitary PCS
Veteran & Military Services in Hendersonville
Henderson County Veterans Services
Assists veterans and dependents with VA claims and benefits counseling. Walk-ins Mon-Wed 9-11am and Mon 2-4pm; calling ahead recommended.
Henderson County Veterans ServicesVA Regional Office - Winston-Salem
Disability claims, home loan certificates, and veteran benefits. Serves all of North Carolina.
VA Regional OfficeHUD and Homeownership Counseling
OnTrack WNC Financial Education & Counseling
HUD-approved housing counseling agency serving Henderson County. Offers homebuyer education, pre-purchase counseling, credit counseling, foreclosure prevention, and reverse mortgage counseling.
OnTrack WNC counselingHousing Assistance Corporation
Hendersonville-based nonprofit providing homeownership counseling, affordable housing programs, owner-occupied rehabilitation, and urgent home repair for low-income residents.
Housing Assistance CorporationHUD National Counselor Hotline
Referral line for HUD-approved housing counselors serving Hendersonville and Henderson County households.
Find a HUD counselorNC Housing Finance Agency Foreclosure Help
State mortgage-assistance and foreclosure-prevention resources for qualifying homeowners.
NCHFA homeowner resourcesCommunity Hardship Support
Henderson County Department of Social Services
County services for Medicaid, SNAP, Work First (TANF), energy assistance, and emergency support.
(828) 697-55001200 Spartanburg Hwy, Suite 300, Hendersonville, NC 28792
Henderson County DSSCFPB Mortgage Help
Federal homeowner resources for mortgage-servicing problems and foreclosure-risk planning.
CFPB homeowner helpCall 211
Local referrals for utility, food, shelter, and emergency financial-assistance programs.
Call 211Free Legal Aid
Pisgah Legal Services - Hendersonville Office
Free civil legal assistance for low-income residents in Henderson, Buncombe, Madison, Transylvania, Polk, and Rutherford counties. Covers housing, domestic violence, public benefits, and consumer issues.
Pisgah Legal ServicesLegal Aid of NC Statewide Helpline
Toll-free helpline for legal aid intake and referrals statewide.
Legal Aid NC helplineNC Bar Association Lawyer Referral Service
Statewide attorney referrals. $50 for initial 30-minute consultation.
NC Bar Referral ServiceMilitary PCS Real Estate Agents in Hendersonville
Chamiese Evans — Licensed Realtor
Specializing in helping Hendersonville homeowners navigate military pcs situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.
Visit listrobin.comUnderwater Mortgage
Short Sale & Foreclosure Defense Attorneys in Hendersonville
The Van Winkle Law Firm
Attorney Mark A. Pinkston is a principal at The Van Winkle Law Firm (est. 1907), the largest firm in western NC. Named "Lawyer of the Year" in Asheville for Creditor's Rights. Handles foreclosures, bankruptcies, and creditor/debtor rights. Hendersonville office.
Van Winkle Law FirmLanger Law Firm
Attorney Gordon Z. Langer handles foreclosure defense, residential closings, mechanic's liens, and water rights. Licensed in NC and FL (J.D. Nova Southeastern University). Avvo Client's Choice Award 2021. Member of Henderson County Bar Association.
Langer Law FirmLyda Law Firm
Attorney Jack Lyda has practiced in western NC since 1982 (40+ years). Handles real estate litigation, commercial property disputes, construction law, and foreclosure matters across Henderson County.
(828) 697-7491308 Martin Luther King Jr Blvd, Hendersonville, NC 28792
Lyda Law FirmStaton Law Firm
Attorney Whitney Staton Hebert is a Hendersonville native (NC Bar 2011). Focuses on real estate closings, property transactions, and foreclosure-related matters in Henderson County. Prior defense litigation experience at Wiseman & Poppler.
Staton Law FirmHousing Counseling & Federal Resources
NC State Home Foreclosure Prevention Project
Free connection to a HUD-approved housing counselor. Covers short sale, loan modification, and forbearance options.
NC Housing Finance AgencyCFPB Help for Homeowners
Federal resources for loss mitigation, servicer communication, forbearance options, and filing complaints.
CFPB homeowner helpFree Legal Aid
Pisgah Legal Services - Hendersonville Office
Free civil legal assistance for low-income residents in Henderson, Buncombe, Madison, Transylvania, Polk, and Rutherford counties. Covers housing, domestic violence, public benefits, and consumer issues.
Pisgah Legal ServicesLegal Aid of NC Statewide Helpline
Toll-free helpline for legal aid intake and referrals statewide.
Legal Aid NC helplineNC Bar Association Lawyer Referral Service
Statewide attorney referrals. $50 for initial 30-minute consultation.
NC Bar Referral ServiceUnderwater Mortgage Real Estate Agents in Hendersonville
Chamiese Evans — Licensed Realtor
Specializing in helping Hendersonville homeowners navigate underwater mortgage situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.
Visit listrobin.comJob Loss
Unemployment & Workforce Resources in Hendersonville
NCWorks Career Center — Henderson County
Job search assistance, career counseling, resume help, and workforce retraining at Blue Ridge Community College campus.
NCWorks websiteHenderson County DSS - Work First
Employment assistance and emergency support for Henderson County families experiencing job loss.
(828) 697-55001200 Spartanburg Hwy, Suite 300, Hendersonville, NC 28792
Henderson County DSSUnemployment Insurance
NC Division of Employment Security (DES)
File for NC unemployment benefits online or by phone. Maximum weekly benefit is $450 for 12-20 weeks.
NC DES unemploymentHUD and Homeownership Counseling
OnTrack WNC Financial Education & Counseling
HUD-approved housing counseling agency serving Henderson County. Offers homebuyer education, pre-purchase counseling, credit counseling, foreclosure prevention, and reverse mortgage counseling.
OnTrack WNC counselingHousing Assistance Corporation
Hendersonville-based nonprofit providing homeownership counseling, affordable housing programs, owner-occupied rehabilitation, and urgent home repair for low-income residents.
Housing Assistance CorporationHUD National Counselor Hotline
Referral line for HUD-approved housing counselors serving Hendersonville and Henderson County households.
Find a HUD counselorNC Housing Finance Agency Foreclosure Help
State mortgage-assistance and foreclosure-prevention resources for qualifying homeowners.
NCHFA homeowner resourcesCommunity Hardship Support
Henderson County Department of Social Services
County services for Medicaid, SNAP, Work First (TANF), energy assistance, and emergency support.
(828) 697-55001200 Spartanburg Hwy, Suite 300, Hendersonville, NC 28792
Henderson County DSSCFPB Mortgage Help
Federal homeowner resources for mortgage-servicing problems and foreclosure-risk planning.
CFPB homeowner helpCall 211
Local referrals for utility, food, shelter, and emergency financial-assistance programs.
Call 211Free Legal Aid
Pisgah Legal Services - Hendersonville Office
Free civil legal assistance for low-income residents in Henderson, Buncombe, Madison, Transylvania, Polk, and Rutherford counties. Covers housing, domestic violence, public benefits, and consumer issues.
Pisgah Legal ServicesLegal Aid of NC Statewide Helpline
Toll-free helpline for legal aid intake and referrals statewide.
Legal Aid NC helplineNC Bar Association Lawyer Referral Service
Statewide attorney referrals. $50 for initial 30-minute consultation.
NC Bar Referral ServiceJob Loss Real Estate Agents in Hendersonville
Chamiese Evans — Licensed Realtor
Specializing in helping Hendersonville homeowners navigate job loss situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.
Visit listrobin.comMedical Hardship
Hospital Financial Assistance in Hendersonville
AdventHealth Hendersonville Financial Assistance
Henderson County's primary hospital (formerly Park Ridge Health). Financial assistance available for qualifying patients. Contact Patient Financial Services for application.
AdventHealth HendersonvilleMedical Billing & Legal Help
NC Medicaid Enrollment
NC expanded Medicaid December 2023. Adults with income up to 138% FPL now qualify.
NC Medicaid enrollmentFree Legal Aid
Pisgah Legal Services - Hendersonville Office
Free civil legal assistance for low-income residents in Henderson, Buncombe, Madison, Transylvania, Polk, and Rutherford counties. Covers housing, domestic violence, public benefits, and consumer issues.
Pisgah Legal ServicesLegal Aid of NC Statewide Helpline
Toll-free helpline for legal aid intake and referrals statewide.
Legal Aid NC helplineNC Bar Association Lawyer Referral Service
Statewide attorney referrals. $50 for initial 30-minute consultation.
NC Bar Referral ServiceMedical Hardship Real Estate Agents in Hendersonville
Chamiese Evans — Licensed Realtor
Specializing in helping Hendersonville homeowners navigate medical hardship situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.
Visit listrobin.comReverse Mortgage
Reverse Mortgage Counseling in Hendersonville
OnTrack WNC - HUD-Approved Counseling
HUD-approved housing counseling agency serving Henderson County. Offers reverse mortgage (HECM) counseling as required before obtaining a reverse mortgage.
OnTrack WNC counselingNCOA Free Reverse Mortgage Counseling
National Council on Aging offers free reverse mortgage counseling for adults 62+ through GreenPath Financial Wellness.
NCOA reverse mortgage counselingProbate & Estate Attorneys in Hendersonville
Gilreath Shealy Law, PLLC
Both attorneys are NC State Bar Board Certified Specialists in Estate Planning & Probate Law. Attorney Adam Shealy (Bar 1996) is also a CPA in NC and SC. Practiced 20+ years at Van Winkle before joining this firm. Super Lawyers 2007, 2021-2023, 2026.
Gilreath Shealy LawStrauss Attorneys, PLLC
Attorney Andrew A. Strauss is a NC State Bar Board Certified Specialist in Estate Planning & Probate Law. Georgetown University J.D. 1978. Licensed in NC, FL, and PA (40+ years experience). AV Preeminent Martindale-Hubbell rating. Offices in Hendersonville, Asheville, and Brevard.
Strauss AttorneysThe Law Office of Caroline Knox, PLLC
Attorney Caroline Knox (Wake Forest J.D. 2000) is one of only 15 Board-Certified Elder Law Attorneys in NC. First class of NC State Bar Elder Law specialists. Former principal at Van Winkle. Super Lawyers 2021-2026. Handles estate planning, guardianships, and special needs trusts.
Caroline Knox Elder LawFree Legal Aid
Pisgah Legal Services - Hendersonville Office
Free civil legal assistance for low-income residents in Henderson, Buncombe, Madison, Transylvania, Polk, and Rutherford counties. Covers housing, domestic violence, public benefits, and consumer issues.
Pisgah Legal ServicesLegal Aid of NC Statewide Helpline
Toll-free helpline for legal aid intake and referrals statewide.
Legal Aid NC helplineNC Bar Association Lawyer Referral Service
Statewide attorney referrals. $50 for initial 30-minute consultation.
NC Bar Referral ServiceReverse Mortgage Real Estate Agents in Hendersonville
Chamiese Evans — Licensed Realtor
Specializing in helping Hendersonville homeowners navigate reverse mortgage situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.
Visit listrobin.comIRS Tax Lien
IRS Offices & Taxpayer Assistance
IRS Taxpayer Assistance Center — Asheville
In-person IRS help by appointment only. Serves Henderson County residents. Tax account questions, payments, and lien inquiries.
IRS Asheville officeBankruptcy & Tax Attorneys in Hendersonville
Law Office of Stephen B. Carruthers
Attorney Stephen Carruthers is a fifth-generation NC attorney concentrating in consumer bankruptcy. Former judicial law clerk to Chief Judge Stephani W. Humrickhouse, US Bankruptcy Court, Eastern District of NC. Volunteer with Pisgah Legal Service's Mountain Area Volunteer Lawyer Program. Free consultations.
Carruthers Law OfficeFarmer & Morris Law, PLLC
Attorney Joshua B. Farmer, a Hendersonville native, handles Chapter 7 and Chapter 13 bankruptcy. NACBA member. Attorney Andrea G. Farmer (UNC J.D. 2004) is a NC State Bar Board Certified Specialist in Social Security Disability Law (2013).
Farmer & Morris LawThe Van Winkle Law Firm
Attorney Mark A. Pinkston handles bankruptcy and creditor/debtor rights from the Hendersonville office. Named "Lawyer of the Year" for Creditor's Rights in Asheville. Past council member of the NC Bar Association Bankruptcy Section. Firm established 1907.
Van Winkle bankruptcyFree Legal Aid
Pisgah Legal Services - Hendersonville Office
Free civil legal assistance for low-income residents in Henderson, Buncombe, Madison, Transylvania, Polk, and Rutherford counties. Covers housing, domestic violence, public benefits, and consumer issues.
Pisgah Legal ServicesLegal Aid of NC Statewide Helpline
Toll-free helpline for legal aid intake and referrals statewide.
Legal Aid NC helplineNC Bar Association Lawyer Referral Service
Statewide attorney referrals. $50 for initial 30-minute consultation.
NC Bar Referral ServiceIRS Tax Lien Real Estate Agents in Hendersonville
Chamiese Evans — Licensed Realtor
Specializing in helping Hendersonville homeowners navigate irs tax lien situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.
Visit listrobin.comHELOC Default
Foreclosure Defense & HELOC Attorneys in Hendersonville
The Van Winkle Law Firm
Attorney Mark A. Pinkston is a principal at The Van Winkle Law Firm (est. 1907), the largest firm in western NC. Named "Lawyer of the Year" in Asheville for Creditor's Rights. Handles foreclosures, bankruptcies, and creditor/debtor rights. Hendersonville office.
Van Winkle Law FirmLanger Law Firm
Attorney Gordon Z. Langer handles foreclosure defense, residential closings, mechanic's liens, and water rights. Licensed in NC and FL (J.D. Nova Southeastern University). Avvo Client's Choice Award 2021. Member of Henderson County Bar Association.
Langer Law FirmLyda Law Firm
Attorney Jack Lyda has practiced in western NC since 1982 (40+ years). Handles real estate litigation, commercial property disputes, construction law, and foreclosure matters across Henderson County.
(828) 697-7491308 Martin Luther King Jr Blvd, Hendersonville, NC 28792
Lyda Law FirmStaton Law Firm
Attorney Whitney Staton Hebert is a Hendersonville native (NC Bar 2011). Focuses on real estate closings, property transactions, and foreclosure-related matters in Henderson County. Prior defense litigation experience at Wiseman & Poppler.
Staton Law FirmHUD and Homeownership Counseling
OnTrack WNC Financial Education & Counseling
HUD-approved housing counseling agency serving Henderson County. Offers homebuyer education, pre-purchase counseling, credit counseling, foreclosure prevention, and reverse mortgage counseling.
OnTrack WNC counselingHousing Assistance Corporation
Hendersonville-based nonprofit providing homeownership counseling, affordable housing programs, owner-occupied rehabilitation, and urgent home repair for low-income residents.
Housing Assistance CorporationHUD National Counselor Hotline
Referral line for HUD-approved housing counselors serving Hendersonville and Henderson County households.
Find a HUD counselorNC Housing Finance Agency Foreclosure Help
State mortgage-assistance and foreclosure-prevention resources for qualifying homeowners.
NCHFA homeowner resourcesCommunity Hardship Support
Henderson County Department of Social Services
County services for Medicaid, SNAP, Work First (TANF), energy assistance, and emergency support.
(828) 697-55001200 Spartanburg Hwy, Suite 300, Hendersonville, NC 28792
Henderson County DSSCFPB Mortgage Help
Federal homeowner resources for mortgage-servicing problems and foreclosure-risk planning.
CFPB homeowner helpCall 211
Local referrals for utility, food, shelter, and emergency financial-assistance programs.
Call 211Free Legal Aid
Pisgah Legal Services - Hendersonville Office
Free civil legal assistance for low-income residents in Henderson, Buncombe, Madison, Transylvania, Polk, and Rutherford counties. Covers housing, domestic violence, public benefits, and consumer issues.
Pisgah Legal ServicesLegal Aid of NC Statewide Helpline
Toll-free helpline for legal aid intake and referrals statewide.
Legal Aid NC helplineNC Bar Association Lawyer Referral Service
Statewide attorney referrals. $50 for initial 30-minute consultation.
NC Bar Referral ServiceHELOC Default Real Estate Agents in Hendersonville
Chamiese Evans — Licensed Realtor
Specializing in helping Hendersonville homeowners navigate heloc default situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.
Visit listrobin.comJudgment Lien
Creditor/Debtor Attorneys in Hendersonville
The Van Winkle Law Firm
Attorney Mark A. Pinkston is a principal at The Van Winkle Law Firm (est. 1907), the largest firm in western NC. Named "Lawyer of the Year" in Asheville for Creditor's Rights. Handles foreclosures, bankruptcies, and creditor/debtor rights. Hendersonville office.
Van Winkle Law FirmLanger Law Firm
Attorney Gordon Z. Langer handles foreclosure defense, residential closings, mechanic's liens, and water rights. Licensed in NC and FL (J.D. Nova Southeastern University). Avvo Client's Choice Award 2021. Member of Henderson County Bar Association.
Langer Law FirmLyda Law Firm
Attorney Jack Lyda has practiced in western NC since 1982 (40+ years). Handles real estate litigation, commercial property disputes, construction law, and foreclosure matters across Henderson County.
(828) 697-7491308 Martin Luther King Jr Blvd, Hendersonville, NC 28792
Lyda Law FirmStaton Law Firm
Attorney Whitney Staton Hebert is a Hendersonville native (NC Bar 2011). Focuses on real estate closings, property transactions, and foreclosure-related matters in Henderson County. Prior defense litigation experience at Wiseman & Poppler.
Staton Law FirmHUD and Homeownership Counseling
OnTrack WNC Financial Education & Counseling
HUD-approved housing counseling agency serving Henderson County. Offers homebuyer education, pre-purchase counseling, credit counseling, foreclosure prevention, and reverse mortgage counseling.
OnTrack WNC counselingHousing Assistance Corporation
Hendersonville-based nonprofit providing homeownership counseling, affordable housing programs, owner-occupied rehabilitation, and urgent home repair for low-income residents.
Housing Assistance CorporationHUD National Counselor Hotline
Referral line for HUD-approved housing counselors serving Hendersonville and Henderson County households.
Find a HUD counselorNC Housing Finance Agency Foreclosure Help
State mortgage-assistance and foreclosure-prevention resources for qualifying homeowners.
NCHFA homeowner resourcesCommunity Hardship Support
Henderson County Department of Social Services
County services for Medicaid, SNAP, Work First (TANF), energy assistance, and emergency support.
(828) 697-55001200 Spartanburg Hwy, Suite 300, Hendersonville, NC 28792
Henderson County DSSCFPB Mortgage Help
Federal homeowner resources for mortgage-servicing problems and foreclosure-risk planning.
CFPB homeowner helpCall 211
Local referrals for utility, food, shelter, and emergency financial-assistance programs.
Call 211Free Legal Aid
Pisgah Legal Services - Hendersonville Office
Free civil legal assistance for low-income residents in Henderson, Buncombe, Madison, Transylvania, Polk, and Rutherford counties. Covers housing, domestic violence, public benefits, and consumer issues.
Pisgah Legal ServicesLegal Aid of NC Statewide Helpline
Toll-free helpline for legal aid intake and referrals statewide.
Legal Aid NC helplineNC Bar Association Lawyer Referral Service
Statewide attorney referrals. $50 for initial 30-minute consultation.
NC Bar Referral ServiceJudgment Lien Real Estate Agents in Hendersonville
Chamiese Evans — Licensed Realtor
Specializing in helping Hendersonville homeowners navigate judgment lien situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.
Visit listrobin.comThinking about selling your Hendersonville home?
Whichever situation brought you here, you have options — and you do not have to decide today. Start with the one that fits.
Your local real estate expert
Connect with a licensed Realtor who specializes in helping homeowners navigate homeowner situations in Hendersonville, NC.
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Chamiese Evans
Licensed Realtor — NorthGroup Real Estate
Helping homeowners across the Carolinas find the right path forward — whether that means selling, negotiating, or exploring every option before making a decision.
Visit listrobin.comResearched by CC Evans, Marketing Analyst — RobinOffer
Last reviewed: February 2026
This directory is for informational purposes only. It does not constitute legal, financial, or tax advice. Confirm all options with licensed counsel or a qualified financial professional before signing any agreement.
Sources: NC General Statutes · HUD.gov · CFPB.gov
