Foreclosure
Fast, local guidance for homeowners in financial hardship who need speed and clear direction.
✓Curated resourcesView resourcesHomeowners/Hendersonville, NC
Homeowner Resources in Hendersonville, NC
Local resources for homeowners in Hendersonville, NC dealing with foreclosure, probate, tax liens, bankruptcy, and other difficult situations. Real contacts, phone numbers, and next steps.
✓Verified local resources✓19 resource categories✓Curated by a licensed Realtor
Resource categories for Hendersonville
Select a topic below to see local resources including government offices, attorneys, financial counselors, and nonprofit organizations.
Divorce
Neutral, fast-track support when your home decision is part of a broader legal process.
✓Curated resourcesView resourcesNeed a clean, fast sale in a Hendersonville divorce? See your offer
Get my cash offerProbate
Court-supervised probate and estate administration resources including filing requirements, timelines, and legal support.
✓Curated resourcesView resourcesSelling a home in probate? See a fast cash offer
Get my cash offerBankruptcy
Resources for homeowners in Chapter 7 or Chapter 13 bankruptcy who need to sell their home.
✓Curated resourcesView resourcesCode Violations
Resources for homeowners facing code enforcement notices, building code violations, minimum housing standards, or condemnation.
✓Curated resourcesView resourcesSee open code cases and activity around any Hendersonville address
Check my addressHOA Liens
Resources for homeowners behind on HOA dues facing liens, penalties, or HOA foreclosure.
✓Curated resourcesView resourcesVacant Property
Resources for owners of vacant homes including registration, insurance, maintenance, and sale options.
✓Curated resourcesView resourcesDone carrying a vacant Hendersonville home? Get a cash offer
Get my cash offerUnderwater Mortgage
Resources for homeowners who owe more than their home is worth — short sale, loan modification, and refinance options.
✓Curated resourcesView resourcesUnderwater — or do you actually have equity? Find out free
See my home valueJob Loss
Resources for homeowners who have lost income — unemployment benefits, mortgage forbearance, and workforce retraining.
✓Curated resourcesView resourcesIRS Tax Lien
Resources for homeowners with IRS federal tax liens — lien discharge, Fresh Start program, and Taxpayer Advocate.
✓Curated resourcesView resourcesHELOC Default
Resources for homeowners in default on a HELOC or second mortgage — settlement negotiation, lien stripping, and foreclosure defense.
✓Curated resourcesView resourcesJudgment Lien
Resources for homeowners with civil judgment liens — lien negotiation, homestead exemption, and selling with liens.
✓Curated resourcesView resourcesMore local resources in Hendersonville
Verified local contacts for other situations Hendersonville homeowners face — attorneys, government offices, and financial counselors, organized by topic.
Inheritance
Probate & Estate Attorneys in Hendersonville
Gilreath Shealy Law, PLLC
Both attorneys are NC State Bar Board Certified Specialists in Estate Planning & Probate Law. Attorney Adam Shealy (Bar 1996) is also a CPA in NC and SC. Practiced 20+ years at Van Winkle before joining this firm. Super Lawyers 2007, 2021-2023, 2026.
(828) 692-4333
Gilreath Shealy Law224 6th Ave E, Hendersonville, NC 28792
Strauss Attorneys, PLLC
Attorney Andrew A. Strauss is a NC State Bar Board Certified Specialist in Estate Planning & Probate Law. Georgetown University J.D. 1978. Licensed in NC, FL, and PA (40+ years experience). AV Preeminent Martindale-Hubbell rating. Offices in Hendersonville, Asheville, and Brevard.
(828) 770-9434
Strauss Attorneys104 N Washington St, Hendersonville, NC 28739
The Law Office of Caroline Knox, PLLC
Attorney Caroline Knox (Wake Forest J.D. 2000) is one of only 15 Board-Certified Elder Law Attorneys in NC. First class of NC State Bar Elder Law specialists. Former principal at Van Winkle. Super Lawyers 2021-2026. Handles estate planning, guardianships, and special needs trusts.
(828) 692-4333
Caroline Knox Elder Law16 Towne Place Dr, Suite 100, Hendersonville, NC 28792
Free Legal Aid
Pisgah Legal Services - Hendersonville Office
Free civil legal assistance for low-income residents in Henderson, Buncombe, Madison, Transylvania, Polk, and Rutherford counties. Covers housing, domestic violence, public benefits, and consumer issues.
(828) 692-7622
Pisgah Legal Services440 S Church St, Hendersonville, NC 28792
Legal Aid of NC Statewide Helpline
Toll-free helpline for legal aid intake and referrals statewide.
Legal Aid NC helplineNC Bar Association Lawyer Referral Service
Statewide attorney referrals. $50 for initial 30-minute consultation.
NC Bar Referral ServiceHenderson County Courts
Henderson County Clerk of Superior Court
Handles probate, estate administration, foreclosure filings, guardianship, and adoption. The Clerk serves as the de facto Probate Judge in NC. Officeholder: J. Tyler Ray.
(828) 694-4100
Henderson County Courts200 N Grove St, Suite 163, Hendersonville, NC 28792
Inheritance Real Estate Agents in Hendersonville
Chamiese Evans — Licensed Realtor
Specializing in helping Hendersonville homeowners navigate inheritance situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.
Visit listrobin.comGet a no-obligation cash offer on the inherited Hendersonville home
Get my cash offerRelocation
HUD and Homeownership Counseling
OnTrack WNC Financial Education & Counseling
HUD-approved housing counseling agency serving Henderson County. Offers homebuyer education, pre-purchase counseling, credit counseling, foreclosure prevention, and reverse mortgage counseling.
(828) 255-5166
OnTrack WNC counseling50 S French Broad Ave, Suite 227, Asheville, NC 28801
Housing Assistance Corporation
Hendersonville-based nonprofit providing homeownership counseling, affordable housing programs, owner-occupied rehabilitation, and urgent home repair for low-income residents.
(828) 692-4744
Housing Assistance Corporation602 Kanuga Rd, Hendersonville, NC 28793
HUD National Counselor Hotline
Referral line for HUD-approved housing counselors serving Hendersonville and Henderson County households.
Find a HUD counselorNC Housing Finance Agency Foreclosure Help
State mortgage-assistance and foreclosure-prevention resources for qualifying homeowners.
NCHFA homeowner resourcesCommunity Hardship Support
Henderson County Department of Social Services
County services for Medicaid, SNAP, Work First (TANF), energy assistance, and emergency support.
(828) 697-5500
Henderson County DSS1200 Spartanburg Hwy, Suite 300, Hendersonville, NC 28792
CFPB Mortgage Help
Federal homeowner resources for mortgage-servicing problems and foreclosure-risk planning.
CFPB homeowner helpCall 211
Local referrals for utility, food, shelter, and emergency financial-assistance programs.
Call 211Relocation Real Estate Agents in Hendersonville
Chamiese Evans — Licensed Realtor
Specializing in helping Hendersonville homeowners navigate relocation situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.
Visit listrobin.comRelocating from Hendersonville? Sell fast with a cash offer
Get my cash offerTax Liens
Henderson County Tax Office
Henderson County Tax Department
Property tax bills, payment plans, delinquent tax inquiries. Contact early if you have difficulty paying. Automated phone payment: 1-877-313-3678.
(828) 697-5595
Pay property taxes online200 N Grove St, Suite 66, Hendersonville, NC 28792
HUD and Homeownership Counseling
OnTrack WNC Financial Education & Counseling
HUD-approved housing counseling agency serving Henderson County. Offers homebuyer education, pre-purchase counseling, credit counseling, foreclosure prevention, and reverse mortgage counseling.
(828) 255-5166
OnTrack WNC counseling50 S French Broad Ave, Suite 227, Asheville, NC 28801
Housing Assistance Corporation
Hendersonville-based nonprofit providing homeownership counseling, affordable housing programs, owner-occupied rehabilitation, and urgent home repair for low-income residents.
(828) 692-4744
Housing Assistance Corporation602 Kanuga Rd, Hendersonville, NC 28793
HUD National Counselor Hotline
Referral line for HUD-approved housing counselors serving Hendersonville and Henderson County households.
Find a HUD counselorNC Housing Finance Agency Foreclosure Help
State mortgage-assistance and foreclosure-prevention resources for qualifying homeowners.
NCHFA homeowner resourcesCommunity Hardship Support
Henderson County Department of Social Services
County services for Medicaid, SNAP, Work First (TANF), energy assistance, and emergency support.
(828) 697-5500
Henderson County DSS1200 Spartanburg Hwy, Suite 300, Hendersonville, NC 28792
CFPB Mortgage Help
Federal homeowner resources for mortgage-servicing problems and foreclosure-risk planning.
CFPB homeowner helpCall 211
Local referrals for utility, food, shelter, and emergency financial-assistance programs.
Call 211Free Legal Aid
Pisgah Legal Services - Hendersonville Office
Free civil legal assistance for low-income residents in Henderson, Buncombe, Madison, Transylvania, Polk, and Rutherford counties. Covers housing, domestic violence, public benefits, and consumer issues.
(828) 692-7622
Pisgah Legal Services440 S Church St, Hendersonville, NC 28792
Legal Aid of NC Statewide Helpline
Toll-free helpline for legal aid intake and referrals statewide.
Legal Aid NC helplineNC Bar Association Lawyer Referral Service
Statewide attorney referrals. $50 for initial 30-minute consultation.
NC Bar Referral ServiceTax Liens Real Estate Agents in Hendersonville
Chamiese Evans — Licensed Realtor
Specializing in helping Hendersonville homeowners navigate tax liens situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.
Visit listrobin.comFire / Storm Damage
Emergency & Disaster Resources
FEMA Region 4
Federal disaster declarations, individual assistance, and temporary housing for NC/SC.
FEMA Region 4NC Division of Emergency Management
State-level disaster response, recovery programs, and individual assistance.
NC Emergency ManagementSBA Disaster Loans
Low-interest disaster loans for homeowners to repair or replace damaged property.
SBA Disaster LoansHUD and Homeownership Counseling
OnTrack WNC Financial Education & Counseling
HUD-approved housing counseling agency serving Henderson County. Offers homebuyer education, pre-purchase counseling, credit counseling, foreclosure prevention, and reverse mortgage counseling.
(828) 255-5166
OnTrack WNC counseling50 S French Broad Ave, Suite 227, Asheville, NC 28801
Housing Assistance Corporation
Hendersonville-based nonprofit providing homeownership counseling, affordable housing programs, owner-occupied rehabilitation, and urgent home repair for low-income residents.
(828) 692-4744
Housing Assistance Corporation602 Kanuga Rd, Hendersonville, NC 28793
HUD National Counselor Hotline
Referral line for HUD-approved housing counselors serving Hendersonville and Henderson County households.
Find a HUD counselorNC Housing Finance Agency Foreclosure Help
State mortgage-assistance and foreclosure-prevention resources for qualifying homeowners.
NCHFA homeowner resourcesCommunity Hardship Support
Henderson County Department of Social Services
County services for Medicaid, SNAP, Work First (TANF), energy assistance, and emergency support.
(828) 697-5500
Henderson County DSS1200 Spartanburg Hwy, Suite 300, Hendersonville, NC 28792
CFPB Mortgage Help
Federal homeowner resources for mortgage-servicing problems and foreclosure-risk planning.
CFPB homeowner helpCall 211
Local referrals for utility, food, shelter, and emergency financial-assistance programs.
Call 211Free Legal Aid
Pisgah Legal Services - Hendersonville Office
Free civil legal assistance for low-income residents in Henderson, Buncombe, Madison, Transylvania, Polk, and Rutherford counties. Covers housing, domestic violence, public benefits, and consumer issues.
(828) 692-7622
Pisgah Legal Services440 S Church St, Hendersonville, NC 28792
Legal Aid of NC Statewide Helpline
Toll-free helpline for legal aid intake and referrals statewide.
Legal Aid NC helplineNC Bar Association Lawyer Referral Service
Statewide attorney referrals. $50 for initial 30-minute consultation.
NC Bar Referral ServiceFire / Storm Damage Real Estate Agents in Hendersonville
Chamiese Evans — Licensed Realtor
Specializing in helping Hendersonville homeowners navigate fire / storm damage situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.
Visit listrobin.comStorm or fire damage? Get a cash offer, sold as-is
Get my cash offerMilitary PCS
Veteran & Military Services in Hendersonville
Henderson County Veterans Services
Assists veterans and dependents with VA claims and benefits counseling. Walk-ins Mon-Wed 9-11am and Mon 2-4pm; calling ahead recommended.
(828) 694-6500
Henderson County Veterans Services900 N Main St, Hendersonville, NC 28792
VA Regional Office - Winston-Salem
Disability claims, home loan certificates, and veteran benefits. Serves all of North Carolina.
1-800-827-1000
VA Regional Office251 N Main St, Winston-Salem, NC 27155
HUD and Homeownership Counseling
OnTrack WNC Financial Education & Counseling
HUD-approved housing counseling agency serving Henderson County. Offers homebuyer education, pre-purchase counseling, credit counseling, foreclosure prevention, and reverse mortgage counseling.
(828) 255-5166
OnTrack WNC counseling50 S French Broad Ave, Suite 227, Asheville, NC 28801
Housing Assistance Corporation
Hendersonville-based nonprofit providing homeownership counseling, affordable housing programs, owner-occupied rehabilitation, and urgent home repair for low-income residents.
(828) 692-4744
Housing Assistance Corporation602 Kanuga Rd, Hendersonville, NC 28793
HUD National Counselor Hotline
Referral line for HUD-approved housing counselors serving Hendersonville and Henderson County households.
Find a HUD counselorNC Housing Finance Agency Foreclosure Help
State mortgage-assistance and foreclosure-prevention resources for qualifying homeowners.
NCHFA homeowner resourcesCommunity Hardship Support
Henderson County Department of Social Services
County services for Medicaid, SNAP, Work First (TANF), energy assistance, and emergency support.
(828) 697-5500
Henderson County DSS1200 Spartanburg Hwy, Suite 300, Hendersonville, NC 28792
CFPB Mortgage Help
Federal homeowner resources for mortgage-servicing problems and foreclosure-risk planning.
CFPB homeowner helpCall 211
Local referrals for utility, food, shelter, and emergency financial-assistance programs.
Call 211Free Legal Aid
Pisgah Legal Services - Hendersonville Office
Free civil legal assistance for low-income residents in Henderson, Buncombe, Madison, Transylvania, Polk, and Rutherford counties. Covers housing, domestic violence, public benefits, and consumer issues.
(828) 692-7622
Pisgah Legal Services440 S Church St, Hendersonville, NC 28792
Legal Aid of NC Statewide Helpline
Toll-free helpline for legal aid intake and referrals statewide.
Legal Aid NC helplineNC Bar Association Lawyer Referral Service
Statewide attorney referrals. $50 for initial 30-minute consultation.
NC Bar Referral ServiceMilitary PCS Real Estate Agents in Hendersonville
Chamiese Evans — Licensed Realtor
Specializing in helping Hendersonville homeowners navigate military pcs situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.
Visit listrobin.comPCS orders and a home to sell fast? See your cash offer
Get my cash offerMedical Hardship
Hospital Financial Assistance in Hendersonville
AdventHealth Hendersonville Financial Assistance
Henderson County's primary hospital (formerly Park Ridge Health). Financial assistance available for qualifying patients. Contact Patient Financial Services for application.
AdventHealth HendersonvilleMedical Billing & Legal Help
NC Medicaid Enrollment
NC expanded Medicaid December 2023. Adults with income up to 138% FPL now qualify.
NC Medicaid enrollmentFree Legal Aid
Pisgah Legal Services - Hendersonville Office
Free civil legal assistance for low-income residents in Henderson, Buncombe, Madison, Transylvania, Polk, and Rutherford counties. Covers housing, domestic violence, public benefits, and consumer issues.
(828) 692-7622
Pisgah Legal Services440 S Church St, Hendersonville, NC 28792
Legal Aid of NC Statewide Helpline
Toll-free helpline for legal aid intake and referrals statewide.
Legal Aid NC helplineNC Bar Association Lawyer Referral Service
Statewide attorney referrals. $50 for initial 30-minute consultation.
NC Bar Referral ServiceMedical Hardship Real Estate Agents in Hendersonville
Chamiese Evans — Licensed Realtor
Specializing in helping Hendersonville homeowners navigate medical hardship situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.
Visit listrobin.comReverse Mortgage
Reverse Mortgage Counseling in Hendersonville
OnTrack WNC - HUD-Approved Counseling
HUD-approved housing counseling agency serving Henderson County. Offers reverse mortgage (HECM) counseling as required before obtaining a reverse mortgage.
OnTrack WNC counselingNCOA Free Reverse Mortgage Counseling
National Council on Aging offers free reverse mortgage counseling for adults 62+ through GreenPath Financial Wellness.
NCOA reverse mortgage counselingProbate & Estate Attorneys in Hendersonville
Gilreath Shealy Law, PLLC
Both attorneys are NC State Bar Board Certified Specialists in Estate Planning & Probate Law. Attorney Adam Shealy (Bar 1996) is also a CPA in NC and SC. Practiced 20+ years at Van Winkle before joining this firm. Super Lawyers 2007, 2021-2023, 2026.
(828) 692-4333
Gilreath Shealy Law224 6th Ave E, Hendersonville, NC 28792
Strauss Attorneys, PLLC
Attorney Andrew A. Strauss is a NC State Bar Board Certified Specialist in Estate Planning & Probate Law. Georgetown University J.D. 1978. Licensed in NC, FL, and PA (40+ years experience). AV Preeminent Martindale-Hubbell rating. Offices in Hendersonville, Asheville, and Brevard.
(828) 770-9434
Strauss Attorneys104 N Washington St, Hendersonville, NC 28739
The Law Office of Caroline Knox, PLLC
Attorney Caroline Knox (Wake Forest J.D. 2000) is one of only 15 Board-Certified Elder Law Attorneys in NC. First class of NC State Bar Elder Law specialists. Former principal at Van Winkle. Super Lawyers 2021-2026. Handles estate planning, guardianships, and special needs trusts.
(828) 692-4333
Caroline Knox Elder Law16 Towne Place Dr, Suite 100, Hendersonville, NC 28792
Free Legal Aid
Pisgah Legal Services - Hendersonville Office
Free civil legal assistance for low-income residents in Henderson, Buncombe, Madison, Transylvania, Polk, and Rutherford counties. Covers housing, domestic violence, public benefits, and consumer issues.
(828) 692-7622
Pisgah Legal Services440 S Church St, Hendersonville, NC 28792
Legal Aid of NC Statewide Helpline
Toll-free helpline for legal aid intake and referrals statewide.
Legal Aid NC helplineNC Bar Association Lawyer Referral Service
Statewide attorney referrals. $50 for initial 30-minute consultation.
NC Bar Referral ServiceReverse Mortgage Real Estate Agents in Hendersonville
Chamiese Evans — Licensed Realtor
Specializing in helping Hendersonville homeowners navigate reverse mortgage situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.
Visit listrobin.comKnow exactly what your Hendersonville home is worth first
See my home valueYour local real estate expert
Connect with a licensed Realtor who specializes in helping homeowners navigate homeowner situations in Hendersonville, NC.
CE
Chamiese Evans
Licensed Realtor — NorthGroup Real Estate
Helping homeowners across the Carolinas find the right path forward — whether that means selling, negotiating, or exploring every option before making a decision.
Visit listrobin.comResearched by CC Evans, Marketing Analyst — RobinOffer
Last reviewed: February 2026
This directory is for informational purposes only. It does not constitute legal, financial, or tax advice. Confirm all options with licensed counsel or a qualified financial professional before signing any agreement.
Sources: NC General Statutes · HUD.gov · CFPB.gov
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