Homeowners/Hertford, NC

Homeowner Resources in Hertford, NC

Local resources for homeowners in Hertford, NC dealing with foreclosure, probate, tax liens, bankruptcy, and other difficult situations. Real contacts, phone numbers, and next steps.

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Resource categories for Hertford

Select a topic below to see local resources including government offices, attorneys, financial counselors, and nonprofit organizations.

Code Violations

Resources for homeowners facing code enforcement notices, building code violations, minimum housing standards, or condemnation.

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See open code cases and activity around any Hertford address

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Fire / Storm Damage

Resources for homeowners with property damaged by fire, hurricane, tornado, or flooding.

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Storm or fire damage? Get a cash offer, sold as-is

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Judgment Lien

Resources for homeowners with civil judgment liens — lien negotiation, homestead exemption, and selling with liens.

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More local resources in Hertford

Verified local contacts for other situations Hertford homeowners face — attorneys, government offices, and financial counselors, organized by topic.

Inheritance

Inheritance Attorneys

Janice McKenzie Cole, Attorney at Law

Licensed for 46 years with a Distinguished Peer Rating, Janice McKenzie Cole practices elder law, estate planning, estate and trust administration, and business planning from her office at 1072 Harvey Point Road in Hertford. Also offers mediation services for Perquimans County families.

(252) 331-5216

1072 Harvey Point Road, Suite 106, Hertford, NC 27944

Janice McKenzie Cole attorney profile

Housing Counseling and Foreclosure Prevention

HUD Housing Counselor Referral Line

Federal HUD counselor locator and hotline for Hertford homeowners who need foreclosure-prevention counseling, loan-workout planning, and loss-mitigation guidance in Perquimans County.

Find a HUD-approved housing counselor

North Carolina Housing Finance Agency Homeowner Help

State mortgage-delinquency and foreclosure-prevention guidance for North Carolina homeowners, with referrals to HUD-approved counseling agencies serving Perquimans County.

NCHFA homeowner assistance

Free and Low-Cost Legal Aid

Legal Aid of North Carolina — Elizabeth City Office

Opened in 2022 to serve northeastern NC, this office provides free civil legal assistance to low-income Perquimans County residents in housing, family law, consumer, and public benefits matters.

Legal Aid NC intake and application

NC Bar Association Lawyer Referral Service

Statewide lawyer referral service for homeowners who need private counsel in foreclosure, probate, bankruptcy, divorce, or title/lien disputes.

NC Bar lawyer referral service

Inheritance Real Estate Agents in Hertford

Chamiese Evans — Licensed Realtor

Specializing in helping Hertford homeowners navigate inheritance situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.

Visit listrobin.com

Get a no-obligation cash offer on the inherited Hertford home

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Tax Liens

Tax and Debt Attorneys

Hornthal, Riley, Ellis & Maland, LLP (Bankruptcy Practice)

Hornthal Riley has practiced continuously in northeastern NC since 1906, with over 120 years of combined legal experience. The Elizabeth City office handles bankruptcy, collections, and debt defense matters for Perquimans County residents including Chapter 7 and Chapter 13 filings.

(252) 335-0871

301 East Main Street, Elizabeth City, NC 27907

Hornthal Riley bankruptcy and debt defense

Housing Counseling and Foreclosure Prevention

HUD Housing Counselor Referral Line

Federal HUD counselor locator and hotline for Hertford homeowners who need foreclosure-prevention counseling, loan-workout planning, and loss-mitigation guidance in Perquimans County.

Find a HUD-approved housing counselor

North Carolina Housing Finance Agency Homeowner Help

State mortgage-delinquency and foreclosure-prevention guidance for North Carolina homeowners, with referrals to HUD-approved counseling agencies serving Perquimans County.

NCHFA homeowner assistance

Free and Low-Cost Legal Aid

Legal Aid of North Carolina — Elizabeth City Office

Opened in 2022 to serve northeastern NC, this office provides free civil legal assistance to low-income Perquimans County residents in housing, family law, consumer, and public benefits matters.

Legal Aid NC intake and application

NC Bar Association Lawyer Referral Service

Statewide lawyer referral service for homeowners who need private counsel in foreclosure, probate, bankruptcy, divorce, or title/lien disputes.

NC Bar lawyer referral service

Tax Liens Real Estate Agents in Hertford

Chamiese Evans — Licensed Realtor

Specializing in helping Hertford homeowners navigate tax liens situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.

Visit listrobin.com
Bankruptcy

Bankruptcy Attorneys

Hornthal, Riley, Ellis & Maland, LLP (Bankruptcy Practice)

Hornthal Riley has practiced continuously in northeastern NC since 1906, with over 120 years of combined legal experience. The Elizabeth City office handles bankruptcy, collections, and debt defense matters for Perquimans County residents including Chapter 7 and Chapter 13 filings.

(252) 335-0871

301 East Main Street, Elizabeth City, NC 27907

Hornthal Riley bankruptcy and debt defense

Housing Counseling and Foreclosure Prevention

HUD Housing Counselor Referral Line

Federal HUD counselor locator and hotline for Hertford homeowners who need foreclosure-prevention counseling, loan-workout planning, and loss-mitigation guidance in Perquimans County.

Find a HUD-approved housing counselor

North Carolina Housing Finance Agency Homeowner Help

State mortgage-delinquency and foreclosure-prevention guidance for North Carolina homeowners, with referrals to HUD-approved counseling agencies serving Perquimans County.

NCHFA homeowner assistance

Free and Low-Cost Legal Aid

Legal Aid of North Carolina — Elizabeth City Office

Opened in 2022 to serve northeastern NC, this office provides free civil legal assistance to low-income Perquimans County residents in housing, family law, consumer, and public benefits matters.

Legal Aid NC intake and application

NC Bar Association Lawyer Referral Service

Statewide lawyer referral service for homeowners who need private counsel in foreclosure, probate, bankruptcy, divorce, or title/lien disputes.

NC Bar lawyer referral service

Bankruptcy Real Estate Agents in Hertford

Chamiese Evans — Licensed Realtor

Specializing in helping Hertford homeowners navigate bankruptcy situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.

Visit listrobin.com
Vacant Property

Vacant Property Attorneys

Hornthal, Riley, Ellis & Maland, LLP

In addition to real estate litigation and foreclosure defense, Hornthal Riley handles HOA and condominium association matters including covenant enforcement, assessment collections, governance disputes, and property owner rights from their Elizabeth City office serving Perquimans County.

(252) 335-0871

301 East Main Street, Elizabeth City, NC 27907

Hornthal Riley HOA and property law

Housing Counseling and Foreclosure Prevention

HUD Housing Counselor Referral Line

Federal HUD counselor locator and hotline for Hertford homeowners who need foreclosure-prevention counseling, loan-workout planning, and loss-mitigation guidance in Perquimans County.

Find a HUD-approved housing counselor

North Carolina Housing Finance Agency Homeowner Help

State mortgage-delinquency and foreclosure-prevention guidance for North Carolina homeowners, with referrals to HUD-approved counseling agencies serving Perquimans County.

NCHFA homeowner assistance

Free and Low-Cost Legal Aid

Legal Aid of North Carolina — Elizabeth City Office

Opened in 2022 to serve northeastern NC, this office provides free civil legal assistance to low-income Perquimans County residents in housing, family law, consumer, and public benefits matters.

Legal Aid NC intake and application

NC Bar Association Lawyer Referral Service

Statewide lawyer referral service for homeowners who need private counsel in foreclosure, probate, bankruptcy, divorce, or title/lien disputes.

NC Bar lawyer referral service

Vacant Property Real Estate Agents in Hertford

Chamiese Evans — Licensed Realtor

Specializing in helping Hertford homeowners navigate vacant property situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.

Visit listrobin.com

Done carrying a vacant Hertford home? Get a cash offer

Get my cash offer
Underwater Mortgage

Underwater Mortgage Attorneys

Gunther Law Group (Rachel S. Gunther)

Rachel Gunther opened her own practice in 2010 after earning her J.D. from Regent University School of Law in 2005. The firm is physically located at 147 N. Church Street in Hertford and handles civil litigation, real estate law, foreclosure defense, and landlord-tenant matters across Perquimans County.

(252) 426-2006

147 N. Church Street, Hertford, NC 27944

Gunther Law Group Hertford office

Hornthal, Riley, Ellis & Maland, LLP

One of the oldest law firms in continuous practice in northeastern NC since 1906, with over 120 years of combined legal experience. The Elizabeth City office handles real estate litigation, foreclosure defense, condemnation, and collections for Perquimans County residents.

(252) 335-0871

301 East Main Street, Elizabeth City, NC 27907

Hornthal Riley Ellis & Maland

Trimpi & Nash, LLP (Thomas P. Nash IV)

Thomas Nash has practiced real estate and real property law in Elizabeth City for 46 years since earning his B.A. from UNC Chapel Hill in 1972. Received a Distinguished peer rating in 2025. Handles foreclosure disputes, real estate transactions, and partnership law from the Water Street office.

(252) 338-0104

200 N. Water Street, Suite 2A, Elizabeth City, NC 27909

Trimpi & Nash attorney profile

Housing Counseling and Foreclosure Prevention

HUD Housing Counselor Referral Line

Federal HUD counselor locator and hotline for Hertford homeowners who need foreclosure-prevention counseling, loan-workout planning, and loss-mitigation guidance in Perquimans County.

Find a HUD-approved housing counselor

North Carolina Housing Finance Agency Homeowner Help

State mortgage-delinquency and foreclosure-prevention guidance for North Carolina homeowners, with referrals to HUD-approved counseling agencies serving Perquimans County.

NCHFA homeowner assistance

Free and Low-Cost Legal Aid

Legal Aid of North Carolina — Elizabeth City Office

Opened in 2022 to serve northeastern NC, this office provides free civil legal assistance to low-income Perquimans County residents in housing, family law, consumer, and public benefits matters.

Legal Aid NC intake and application

NC Bar Association Lawyer Referral Service

Statewide lawyer referral service for homeowners who need private counsel in foreclosure, probate, bankruptcy, divorce, or title/lien disputes.

NC Bar lawyer referral service

Underwater Mortgage Real Estate Agents in Hertford

Chamiese Evans — Licensed Realtor

Specializing in helping Hertford homeowners navigate underwater mortgage situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.

Visit listrobin.com

Underwater — or do you actually have equity? Find out free

See my home value
Job Loss

Job Loss and Debt Attorneys

Hornthal, Riley, Ellis & Maland, LLP (Bankruptcy Practice)

Hornthal Riley has practiced continuously in northeastern NC since 1906, with over 120 years of combined legal experience. The Elizabeth City office handles bankruptcy, collections, and debt defense matters for Perquimans County residents including Chapter 7 and Chapter 13 filings.

(252) 335-0871

301 East Main Street, Elizabeth City, NC 27907

Hornthal Riley bankruptcy and debt defense

Housing Counseling and Foreclosure Prevention

HUD Housing Counselor Referral Line

Federal HUD counselor locator and hotline for Hertford homeowners who need foreclosure-prevention counseling, loan-workout planning, and loss-mitigation guidance in Perquimans County.

Find a HUD-approved housing counselor

North Carolina Housing Finance Agency Homeowner Help

State mortgage-delinquency and foreclosure-prevention guidance for North Carolina homeowners, with referrals to HUD-approved counseling agencies serving Perquimans County.

NCHFA homeowner assistance

Free and Low-Cost Legal Aid

Legal Aid of North Carolina — Elizabeth City Office

Opened in 2022 to serve northeastern NC, this office provides free civil legal assistance to low-income Perquimans County residents in housing, family law, consumer, and public benefits matters.

Legal Aid NC intake and application

NC Bar Association Lawyer Referral Service

Statewide lawyer referral service for homeowners who need private counsel in foreclosure, probate, bankruptcy, divorce, or title/lien disputes.

NC Bar lawyer referral service

Job Loss Real Estate Agents in Hertford

Chamiese Evans — Licensed Realtor

Specializing in helping Hertford homeowners navigate job loss situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.

Visit listrobin.com
Medical Hardship

Medical Hardship Attorneys

Hornthal, Riley, Ellis & Maland, LLP (Bankruptcy Practice)

Hornthal Riley has practiced continuously in northeastern NC since 1906, with over 120 years of combined legal experience. The Elizabeth City office handles bankruptcy, collections, and debt defense matters for Perquimans County residents including Chapter 7 and Chapter 13 filings.

(252) 335-0871

301 East Main Street, Elizabeth City, NC 27907

Hornthal Riley bankruptcy and debt defense

Housing Counseling and Foreclosure Prevention

HUD Housing Counselor Referral Line

Federal HUD counselor locator and hotline for Hertford homeowners who need foreclosure-prevention counseling, loan-workout planning, and loss-mitigation guidance in Perquimans County.

Find a HUD-approved housing counselor

North Carolina Housing Finance Agency Homeowner Help

State mortgage-delinquency and foreclosure-prevention guidance for North Carolina homeowners, with referrals to HUD-approved counseling agencies serving Perquimans County.

NCHFA homeowner assistance

Free and Low-Cost Legal Aid

Legal Aid of North Carolina — Elizabeth City Office

Opened in 2022 to serve northeastern NC, this office provides free civil legal assistance to low-income Perquimans County residents in housing, family law, consumer, and public benefits matters.

Legal Aid NC intake and application

NC Bar Association Lawyer Referral Service

Statewide lawyer referral service for homeowners who need private counsel in foreclosure, probate, bankruptcy, divorce, or title/lien disputes.

NC Bar lawyer referral service

Medical Hardship Real Estate Agents in Hertford

Chamiese Evans — Licensed Realtor

Specializing in helping Hertford homeowners navigate medical hardship situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.

Visit listrobin.com
Reverse Mortgage

Reverse Mortgage and Probate Attorneys

Janice McKenzie Cole, Attorney at Law

Licensed for 46 years with a Distinguished Peer Rating, Janice McKenzie Cole practices elder law, estate planning, estate and trust administration, and business planning from her office at 1072 Harvey Point Road in Hertford. Also offers mediation services for Perquimans County families.

(252) 331-5216

1072 Harvey Point Road, Suite 106, Hertford, NC 27944

Janice McKenzie Cole attorney profile

Housing Counseling and Foreclosure Prevention

HUD Housing Counselor Referral Line

Federal HUD counselor locator and hotline for Hertford homeowners who need foreclosure-prevention counseling, loan-workout planning, and loss-mitigation guidance in Perquimans County.

Find a HUD-approved housing counselor

North Carolina Housing Finance Agency Homeowner Help

State mortgage-delinquency and foreclosure-prevention guidance for North Carolina homeowners, with referrals to HUD-approved counseling agencies serving Perquimans County.

NCHFA homeowner assistance

Free and Low-Cost Legal Aid

Legal Aid of North Carolina — Elizabeth City Office

Opened in 2022 to serve northeastern NC, this office provides free civil legal assistance to low-income Perquimans County residents in housing, family law, consumer, and public benefits matters.

Legal Aid NC intake and application

NC Bar Association Lawyer Referral Service

Statewide lawyer referral service for homeowners who need private counsel in foreclosure, probate, bankruptcy, divorce, or title/lien disputes.

NC Bar lawyer referral service

Reverse Mortgage Real Estate Agents in Hertford

Chamiese Evans — Licensed Realtor

Specializing in helping Hertford homeowners navigate reverse mortgage situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.

Visit listrobin.com

Know exactly what your Hertford home is worth first

See my home value
IRS Tax Lien

IRS Lien and Debt Attorneys

Hornthal, Riley, Ellis & Maland, LLP (Bankruptcy Practice)

Hornthal Riley has practiced continuously in northeastern NC since 1906, with over 120 years of combined legal experience. The Elizabeth City office handles bankruptcy, collections, and debt defense matters for Perquimans County residents including Chapter 7 and Chapter 13 filings.

(252) 335-0871

301 East Main Street, Elizabeth City, NC 27907

Hornthal Riley bankruptcy and debt defense

Housing Counseling and Foreclosure Prevention

HUD Housing Counselor Referral Line

Federal HUD counselor locator and hotline for Hertford homeowners who need foreclosure-prevention counseling, loan-workout planning, and loss-mitigation guidance in Perquimans County.

Find a HUD-approved housing counselor

North Carolina Housing Finance Agency Homeowner Help

State mortgage-delinquency and foreclosure-prevention guidance for North Carolina homeowners, with referrals to HUD-approved counseling agencies serving Perquimans County.

NCHFA homeowner assistance

Free and Low-Cost Legal Aid

Legal Aid of North Carolina — Elizabeth City Office

Opened in 2022 to serve northeastern NC, this office provides free civil legal assistance to low-income Perquimans County residents in housing, family law, consumer, and public benefits matters.

Legal Aid NC intake and application

NC Bar Association Lawyer Referral Service

Statewide lawyer referral service for homeowners who need private counsel in foreclosure, probate, bankruptcy, divorce, or title/lien disputes.

NC Bar lawyer referral service

IRS Tax Lien Real Estate Agents in Hertford

Chamiese Evans — Licensed Realtor

Specializing in helping Hertford homeowners navigate irs tax lien situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.

Visit listrobin.com
HELOC Default

HELOC Default Attorneys

Gunther Law Group (Rachel S. Gunther)

Rachel Gunther opened her own practice in 2010 after earning her J.D. from Regent University School of Law in 2005. The firm is physically located at 147 N. Church Street in Hertford and handles civil litigation, real estate law, foreclosure defense, and landlord-tenant matters across Perquimans County.

(252) 426-2006

147 N. Church Street, Hertford, NC 27944

Gunther Law Group Hertford office

Hornthal, Riley, Ellis & Maland, LLP

One of the oldest law firms in continuous practice in northeastern NC since 1906, with over 120 years of combined legal experience. The Elizabeth City office handles real estate litigation, foreclosure defense, condemnation, and collections for Perquimans County residents.

(252) 335-0871

301 East Main Street, Elizabeth City, NC 27907

Hornthal Riley Ellis & Maland

Trimpi & Nash, LLP (Thomas P. Nash IV)

Thomas Nash has practiced real estate and real property law in Elizabeth City for 46 years since earning his B.A. from UNC Chapel Hill in 1972. Received a Distinguished peer rating in 2025. Handles foreclosure disputes, real estate transactions, and partnership law from the Water Street office.

(252) 338-0104

200 N. Water Street, Suite 2A, Elizabeth City, NC 27909

Trimpi & Nash attorney profile

Housing Counseling and Foreclosure Prevention

HUD Housing Counselor Referral Line

Federal HUD counselor locator and hotline for Hertford homeowners who need foreclosure-prevention counseling, loan-workout planning, and loss-mitigation guidance in Perquimans County.

Find a HUD-approved housing counselor

North Carolina Housing Finance Agency Homeowner Help

State mortgage-delinquency and foreclosure-prevention guidance for North Carolina homeowners, with referrals to HUD-approved counseling agencies serving Perquimans County.

NCHFA homeowner assistance

Free and Low-Cost Legal Aid

Legal Aid of North Carolina — Elizabeth City Office

Opened in 2022 to serve northeastern NC, this office provides free civil legal assistance to low-income Perquimans County residents in housing, family law, consumer, and public benefits matters.

Legal Aid NC intake and application

NC Bar Association Lawyer Referral Service

Statewide lawyer referral service for homeowners who need private counsel in foreclosure, probate, bankruptcy, divorce, or title/lien disputes.

NC Bar lawyer referral service

HELOC Default Real Estate Agents in Hertford

Chamiese Evans — Licensed Realtor

Specializing in helping Hertford homeowners navigate heloc default situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.

Visit listrobin.com

Your local real estate expert

Connect with a licensed Realtor who specializes in helping homeowners navigate homeowner situations in Hertford, NC.

CE

Chamiese Evans

Licensed Realtor — NorthGroup Real Estate

Helping homeowners across the Carolinas find the right path forward — whether that means selling, negotiating, or exploring every option before making a decision.

Visit listrobin.com

Researched by CC Evans, Marketing Analyst — RobinOffer

Last reviewed: February 2026

This directory is for informational purposes only. It does not constitute legal, financial, or tax advice. Confirm all options with licensed counsel or a qualified financial professional before signing any agreement.

Sources: NC General Statutes · HUD.gov · CFPB.gov

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