Homeowners/Highlands, NC

Homeowner Resources in Highlands, NC

Local resources for homeowners in Highlands, NC dealing with foreclosure, probate, tax liens, bankruptcy, and other difficult situations. Real contacts, phone numbers, and next steps.

Verified local resources19 resource categoriesCurated by a licensed Realtor

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Resource categories for Highlands

Select a topic below to see local resources including government offices, attorneys, financial counselors, and nonprofit organizations.

Code Violations

Resources for homeowners facing code enforcement notices, building code violations, minimum housing standards, or condemnation.

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See open code cases and activity around any Highlands address

Check my address

IRS Tax Lien

Resources for homeowners with IRS federal tax liens — lien discharge, Fresh Start program, and Taxpayer Advocate.

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HELOC Default

Resources for homeowners in default on a HELOC or second mortgage — settlement negotiation, lien stripping, and foreclosure defense.

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Judgment Lien

Resources for homeowners with civil judgment liens — lien negotiation, homestead exemption, and selling with liens.

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More local resources in Highlands

Verified local contacts for other situations Highlands homeowners face — attorneys, government offices, and financial counselors, organized by topic.

Foreclosure

Foreclosure Attorneys

Neumann Law Office (Michael T. Neumann)

Michael Neumann has practiced law in Highlands since 1992, over 33 years, with offices on Main Street in Highlands. Handles real estate transactions, foreclosure defense, estate planning, and civil litigation. Known as one of the longest-practicing attorneys physically located in Highlands.

(828) 526-0228

511 Main Street, Highlands, NC 28741

Neumann Law Office attorney profile

Jones, Key, Melvin & Patton, PA

Highlands firm with attorneys practicing real estate law, civil litigation, estate planning, and business law. The firm maintains a physical office in Highlands and serves Macon County property owners in foreclosure disputes, title issues, and real estate transactions.

(828) 526-2251

95 Highlands Plaza, Highlands, NC 28741

Jones Key Melvin & Patton

Housing Counseling and Foreclosure Prevention

HUD Housing Counselor Referral Line

Federal HUD counselor locator and hotline for Highlands homeowners who need foreclosure-prevention counseling, loan-workout planning, and loss-mitigation guidance in Macon County.

Find a HUD-approved housing counselor

North Carolina Housing Finance Agency Homeowner Help

State mortgage-delinquency and foreclosure-prevention guidance for North Carolina homeowners, with referrals to HUD-approved counseling agencies serving Macon County.

NCHFA homeowner assistance

Free and Low-Cost Legal Aid

Pisgah Legal Services — Highlands Office

Non-profit legal aid providing free civil legal services for income-eligible Macon County residents in housing, foreclosure prevention, domestic violence, and consumer matters. The Highlands office is at 348 S 5th Street.

Pisgah Legal Services

NC Bar Association Lawyer Referral Service

Statewide lawyer referral service for homeowners who need private counsel in foreclosure, probate, bankruptcy, divorce, or title/lien disputes.

NC Bar lawyer referral service

Foreclosure Real Estate Agents in Highlands

Chamiese Evans — Licensed Realtor

Specializing in helping Highlands homeowners navigate foreclosure situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.

Visit listrobin.com
Inheritance

Inheritance Attorneys

Leonard F. Baer, Attorney at Law

Leonard Baer has practiced in Highlands for over 20 years with a focus on estate planning, wills, trusts, probate, and real estate closings. Maintains a Main Street office in Highlands and is well known to the local community for handling estate matters for Macon County families.

(828) 526-0045

Main Street, Highlands, NC 28741

Leonard F. Baer attorney profile

Housing Counseling and Foreclosure Prevention

HUD Housing Counselor Referral Line

Federal HUD counselor locator and hotline for Highlands homeowners who need foreclosure-prevention counseling, loan-workout planning, and loss-mitigation guidance in Macon County.

Find a HUD-approved housing counselor

North Carolina Housing Finance Agency Homeowner Help

State mortgage-delinquency and foreclosure-prevention guidance for North Carolina homeowners, with referrals to HUD-approved counseling agencies serving Macon County.

NCHFA homeowner assistance

Free and Low-Cost Legal Aid

Pisgah Legal Services — Highlands Office

Non-profit legal aid providing free civil legal services for income-eligible Macon County residents in housing, foreclosure prevention, domestic violence, and consumer matters. The Highlands office is at 348 S 5th Street.

Pisgah Legal Services

NC Bar Association Lawyer Referral Service

Statewide lawyer referral service for homeowners who need private counsel in foreclosure, probate, bankruptcy, divorce, or title/lien disputes.

NC Bar lawyer referral service

Inheritance Real Estate Agents in Highlands

Chamiese Evans — Licensed Realtor

Specializing in helping Highlands homeowners navigate inheritance situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.

Visit listrobin.com

Get a no-obligation cash offer on the inherited Highlands home

Get my cash offer
Divorce

Divorce Attorneys

Henson & Hanks, PA

Cashiers-based firm serving the Highlands Plateau area with family law, divorce, custody, and property division services. Conveniently located for Highlands residents and familiar with Macon County court procedures.

(828) 743-5200

120 Highway 107 South, Cashiers, NC 28717

Henson & Hanks family law

Housing Counseling and Foreclosure Prevention

HUD Housing Counselor Referral Line

Federal HUD counselor locator and hotline for Highlands homeowners who need foreclosure-prevention counseling, loan-workout planning, and loss-mitigation guidance in Macon County.

Find a HUD-approved housing counselor

North Carolina Housing Finance Agency Homeowner Help

State mortgage-delinquency and foreclosure-prevention guidance for North Carolina homeowners, with referrals to HUD-approved counseling agencies serving Macon County.

NCHFA homeowner assistance

Free and Low-Cost Legal Aid

Pisgah Legal Services — Highlands Office

Non-profit legal aid providing free civil legal services for income-eligible Macon County residents in housing, foreclosure prevention, domestic violence, and consumer matters. The Highlands office is at 348 S 5th Street.

Pisgah Legal Services

NC Bar Association Lawyer Referral Service

Statewide lawyer referral service for homeowners who need private counsel in foreclosure, probate, bankruptcy, divorce, or title/lien disputes.

NC Bar lawyer referral service

Divorce Real Estate Agents in Highlands

Chamiese Evans — Licensed Realtor

Specializing in helping Highlands homeowners navigate divorce situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.

Visit listrobin.com

Need a clean, fast sale in a Highlands divorce? See your offer

Get my cash offer
Tax Liens

Tax and Debt Attorneys

Mosley Law Firm (Robert N. Mosley)

Robert Mosley focuses on Chapter 7 and Chapter 13 bankruptcy filings for individuals and small businesses across Western NC. Serves Macon County residents including Highlands from the Asheville office. Free initial consultations available.

(828) 505-3455

1 Page Avenue, Suite 315, Asheville, NC 28801

Mosley Law Firm bankruptcy services

Housing Counseling and Foreclosure Prevention

HUD Housing Counselor Referral Line

Federal HUD counselor locator and hotline for Highlands homeowners who need foreclosure-prevention counseling, loan-workout planning, and loss-mitigation guidance in Macon County.

Find a HUD-approved housing counselor

North Carolina Housing Finance Agency Homeowner Help

State mortgage-delinquency and foreclosure-prevention guidance for North Carolina homeowners, with referrals to HUD-approved counseling agencies serving Macon County.

NCHFA homeowner assistance

Free and Low-Cost Legal Aid

Pisgah Legal Services — Highlands Office

Non-profit legal aid providing free civil legal services for income-eligible Macon County residents in housing, foreclosure prevention, domestic violence, and consumer matters. The Highlands office is at 348 S 5th Street.

Pisgah Legal Services

NC Bar Association Lawyer Referral Service

Statewide lawyer referral service for homeowners who need private counsel in foreclosure, probate, bankruptcy, divorce, or title/lien disputes.

NC Bar lawyer referral service

Tax Liens Real Estate Agents in Highlands

Chamiese Evans — Licensed Realtor

Specializing in helping Highlands homeowners navigate tax liens situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.

Visit listrobin.com
Probate

Probate Attorneys

Leonard F. Baer, Attorney at Law

Leonard Baer has practiced in Highlands for over 20 years with a focus on estate planning, wills, trusts, probate, and real estate closings. Maintains a Main Street office in Highlands and is well known to the local community for handling estate matters for Macon County families.

(828) 526-0045

Main Street, Highlands, NC 28741

Leonard F. Baer attorney profile

Housing Counseling and Foreclosure Prevention

HUD Housing Counselor Referral Line

Federal HUD counselor locator and hotline for Highlands homeowners who need foreclosure-prevention counseling, loan-workout planning, and loss-mitigation guidance in Macon County.

Find a HUD-approved housing counselor

North Carolina Housing Finance Agency Homeowner Help

State mortgage-delinquency and foreclosure-prevention guidance for North Carolina homeowners, with referrals to HUD-approved counseling agencies serving Macon County.

NCHFA homeowner assistance

Free and Low-Cost Legal Aid

Pisgah Legal Services — Highlands Office

Non-profit legal aid providing free civil legal services for income-eligible Macon County residents in housing, foreclosure prevention, domestic violence, and consumer matters. The Highlands office is at 348 S 5th Street.

Pisgah Legal Services

NC Bar Association Lawyer Referral Service

Statewide lawyer referral service for homeowners who need private counsel in foreclosure, probate, bankruptcy, divorce, or title/lien disputes.

NC Bar lawyer referral service

Probate Real Estate Agents in Highlands

Chamiese Evans — Licensed Realtor

Specializing in helping Highlands homeowners navigate probate situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.

Visit listrobin.com

Selling a home in probate? See a fast cash offer

Get my cash offer
Bankruptcy

Bankruptcy Attorneys

Mosley Law Firm (Robert N. Mosley)

Robert Mosley focuses on Chapter 7 and Chapter 13 bankruptcy filings for individuals and small businesses across Western NC. Serves Macon County residents including Highlands from the Asheville office. Free initial consultations available.

(828) 505-3455

1 Page Avenue, Suite 315, Asheville, NC 28801

Mosley Law Firm bankruptcy services

Housing Counseling and Foreclosure Prevention

HUD Housing Counselor Referral Line

Federal HUD counselor locator and hotline for Highlands homeowners who need foreclosure-prevention counseling, loan-workout planning, and loss-mitigation guidance in Macon County.

Find a HUD-approved housing counselor

North Carolina Housing Finance Agency Homeowner Help

State mortgage-delinquency and foreclosure-prevention guidance for North Carolina homeowners, with referrals to HUD-approved counseling agencies serving Macon County.

NCHFA homeowner assistance

Free and Low-Cost Legal Aid

Pisgah Legal Services — Highlands Office

Non-profit legal aid providing free civil legal services for income-eligible Macon County residents in housing, foreclosure prevention, domestic violence, and consumer matters. The Highlands office is at 348 S 5th Street.

Pisgah Legal Services

NC Bar Association Lawyer Referral Service

Statewide lawyer referral service for homeowners who need private counsel in foreclosure, probate, bankruptcy, divorce, or title/lien disputes.

NC Bar lawyer referral service

Bankruptcy Real Estate Agents in Highlands

Chamiese Evans — Licensed Realtor

Specializing in helping Highlands homeowners navigate bankruptcy situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.

Visit listrobin.com
Fire / Storm Damage

Property Damage Attorneys

Neumann Law Office (Michael T. Neumann)

Michael Neumann has practiced law in Highlands since 1992, over 33 years, with offices on Main Street in Highlands. Handles real estate transactions, foreclosure defense, estate planning, and civil litigation. Known as one of the longest-practicing attorneys physically located in Highlands.

(828) 526-0228

511 Main Street, Highlands, NC 28741

Neumann Law Office attorney profile

Jones, Key, Melvin & Patton, PA

Highlands firm with attorneys practicing real estate law, civil litigation, estate planning, and business law. The firm maintains a physical office in Highlands and serves Macon County property owners in foreclosure disputes, title issues, and real estate transactions.

(828) 526-2251

95 Highlands Plaza, Highlands, NC 28741

Jones Key Melvin & Patton

Housing Counseling and Foreclosure Prevention

HUD Housing Counselor Referral Line

Federal HUD counselor locator and hotline for Highlands homeowners who need foreclosure-prevention counseling, loan-workout planning, and loss-mitigation guidance in Macon County.

Find a HUD-approved housing counselor

North Carolina Housing Finance Agency Homeowner Help

State mortgage-delinquency and foreclosure-prevention guidance for North Carolina homeowners, with referrals to HUD-approved counseling agencies serving Macon County.

NCHFA homeowner assistance

Free and Low-Cost Legal Aid

Pisgah Legal Services — Highlands Office

Non-profit legal aid providing free civil legal services for income-eligible Macon County residents in housing, foreclosure prevention, domestic violence, and consumer matters. The Highlands office is at 348 S 5th Street.

Pisgah Legal Services

NC Bar Association Lawyer Referral Service

Statewide lawyer referral service for homeowners who need private counsel in foreclosure, probate, bankruptcy, divorce, or title/lien disputes.

NC Bar lawyer referral service

Fire / Storm Damage Real Estate Agents in Highlands

Chamiese Evans — Licensed Realtor

Specializing in helping Highlands homeowners navigate fire / storm damage situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.

Visit listrobin.com

Storm or fire damage? Get a cash offer, sold as-is

Get my cash offer
Vacant Property

Vacant Property Attorneys

Van Winkle, Buck, Wall, Starnes & Davis, PA

Established Asheville firm with an extensive HOA, condominium, and property owners association practice serving all of Western NC. Attorneys advise community associations and individual homeowners on covenant enforcement, assessment disputes, governance compliance, and declaration amendments.

(828) 258-2991

11 N Market Street, Asheville, NC 28801

Van Winkle Law Firm HOA practice

Housing Counseling and Foreclosure Prevention

HUD Housing Counselor Referral Line

Federal HUD counselor locator and hotline for Highlands homeowners who need foreclosure-prevention counseling, loan-workout planning, and loss-mitigation guidance in Macon County.

Find a HUD-approved housing counselor

North Carolina Housing Finance Agency Homeowner Help

State mortgage-delinquency and foreclosure-prevention guidance for North Carolina homeowners, with referrals to HUD-approved counseling agencies serving Macon County.

NCHFA homeowner assistance

Free and Low-Cost Legal Aid

Pisgah Legal Services — Highlands Office

Non-profit legal aid providing free civil legal services for income-eligible Macon County residents in housing, foreclosure prevention, domestic violence, and consumer matters. The Highlands office is at 348 S 5th Street.

Pisgah Legal Services

NC Bar Association Lawyer Referral Service

Statewide lawyer referral service for homeowners who need private counsel in foreclosure, probate, bankruptcy, divorce, or title/lien disputes.

NC Bar lawyer referral service

Vacant Property Real Estate Agents in Highlands

Chamiese Evans — Licensed Realtor

Specializing in helping Highlands homeowners navigate vacant property situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.

Visit listrobin.com

Done carrying a vacant Highlands home? Get a cash offer

Get my cash offer
Underwater Mortgage

Underwater Mortgage Attorneys

Neumann Law Office (Michael T. Neumann)

Michael Neumann has practiced law in Highlands since 1992, over 33 years, with offices on Main Street in Highlands. Handles real estate transactions, foreclosure defense, estate planning, and civil litigation. Known as one of the longest-practicing attorneys physically located in Highlands.

(828) 526-0228

511 Main Street, Highlands, NC 28741

Neumann Law Office attorney profile

Jones, Key, Melvin & Patton, PA

Highlands firm with attorneys practicing real estate law, civil litigation, estate planning, and business law. The firm maintains a physical office in Highlands and serves Macon County property owners in foreclosure disputes, title issues, and real estate transactions.

(828) 526-2251

95 Highlands Plaza, Highlands, NC 28741

Jones Key Melvin & Patton

Housing Counseling and Foreclosure Prevention

HUD Housing Counselor Referral Line

Federal HUD counselor locator and hotline for Highlands homeowners who need foreclosure-prevention counseling, loan-workout planning, and loss-mitigation guidance in Macon County.

Find a HUD-approved housing counselor

North Carolina Housing Finance Agency Homeowner Help

State mortgage-delinquency and foreclosure-prevention guidance for North Carolina homeowners, with referrals to HUD-approved counseling agencies serving Macon County.

NCHFA homeowner assistance

Free and Low-Cost Legal Aid

Pisgah Legal Services — Highlands Office

Non-profit legal aid providing free civil legal services for income-eligible Macon County residents in housing, foreclosure prevention, domestic violence, and consumer matters. The Highlands office is at 348 S 5th Street.

Pisgah Legal Services

NC Bar Association Lawyer Referral Service

Statewide lawyer referral service for homeowners who need private counsel in foreclosure, probate, bankruptcy, divorce, or title/lien disputes.

NC Bar lawyer referral service

Underwater Mortgage Real Estate Agents in Highlands

Chamiese Evans — Licensed Realtor

Specializing in helping Highlands homeowners navigate underwater mortgage situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.

Visit listrobin.com

Underwater — or do you actually have equity? Find out free

See my home value
Medical Hardship

Medical Hardship Attorneys

Mosley Law Firm (Robert N. Mosley)

Robert Mosley focuses on Chapter 7 and Chapter 13 bankruptcy filings for individuals and small businesses across Western NC. Serves Macon County residents including Highlands from the Asheville office. Free initial consultations available.

(828) 505-3455

1 Page Avenue, Suite 315, Asheville, NC 28801

Mosley Law Firm bankruptcy services

Housing Counseling and Foreclosure Prevention

HUD Housing Counselor Referral Line

Federal HUD counselor locator and hotline for Highlands homeowners who need foreclosure-prevention counseling, loan-workout planning, and loss-mitigation guidance in Macon County.

Find a HUD-approved housing counselor

North Carolina Housing Finance Agency Homeowner Help

State mortgage-delinquency and foreclosure-prevention guidance for North Carolina homeowners, with referrals to HUD-approved counseling agencies serving Macon County.

NCHFA homeowner assistance

Free and Low-Cost Legal Aid

Pisgah Legal Services — Highlands Office

Non-profit legal aid providing free civil legal services for income-eligible Macon County residents in housing, foreclosure prevention, domestic violence, and consumer matters. The Highlands office is at 348 S 5th Street.

Pisgah Legal Services

NC Bar Association Lawyer Referral Service

Statewide lawyer referral service for homeowners who need private counsel in foreclosure, probate, bankruptcy, divorce, or title/lien disputes.

NC Bar lawyer referral service

Medical Hardship Real Estate Agents in Highlands

Chamiese Evans — Licensed Realtor

Specializing in helping Highlands homeowners navigate medical hardship situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.

Visit listrobin.com
Reverse Mortgage

Reverse Mortgage and Probate Attorneys

Leonard F. Baer, Attorney at Law

Leonard Baer has practiced in Highlands for over 20 years with a focus on estate planning, wills, trusts, probate, and real estate closings. Maintains a Main Street office in Highlands and is well known to the local community for handling estate matters for Macon County families.

(828) 526-0045

Main Street, Highlands, NC 28741

Leonard F. Baer attorney profile

Housing Counseling and Foreclosure Prevention

HUD Housing Counselor Referral Line

Federal HUD counselor locator and hotline for Highlands homeowners who need foreclosure-prevention counseling, loan-workout planning, and loss-mitigation guidance in Macon County.

Find a HUD-approved housing counselor

North Carolina Housing Finance Agency Homeowner Help

State mortgage-delinquency and foreclosure-prevention guidance for North Carolina homeowners, with referrals to HUD-approved counseling agencies serving Macon County.

NCHFA homeowner assistance

Free and Low-Cost Legal Aid

Pisgah Legal Services — Highlands Office

Non-profit legal aid providing free civil legal services for income-eligible Macon County residents in housing, foreclosure prevention, domestic violence, and consumer matters. The Highlands office is at 348 S 5th Street.

Pisgah Legal Services

NC Bar Association Lawyer Referral Service

Statewide lawyer referral service for homeowners who need private counsel in foreclosure, probate, bankruptcy, divorce, or title/lien disputes.

NC Bar lawyer referral service

Reverse Mortgage Real Estate Agents in Highlands

Chamiese Evans — Licensed Realtor

Specializing in helping Highlands homeowners navigate reverse mortgage situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.

Visit listrobin.com

Know exactly what your Highlands home is worth first

See my home value

Your local real estate expert

Connect with a licensed Realtor who specializes in helping homeowners navigate homeowner situations in Highlands, NC.

CE

Chamiese Evans

Licensed Realtor — NorthGroup Real Estate

Helping homeowners across the Carolinas find the right path forward — whether that means selling, negotiating, or exploring every option before making a decision.

Visit listrobin.com

Researched by CC Evans, Marketing Analyst — RobinOffer

Last reviewed: February 2026

This directory is for informational purposes only. It does not constitute legal, financial, or tax advice. Confirm all options with licensed counsel or a qualified financial professional before signing any agreement.

Sources: NC General Statutes · HUD.gov · CFPB.gov

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