Homeowners/Hillsborough, NC

Homeowner Resources in Hillsborough, NC

Local resources for homeowners in Hillsborough, NC dealing with foreclosure, probate, tax liens, bankruptcy, and other difficult situations. Real contacts, phone numbers, and next steps.

19 resource categories

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Resource categories for Hillsborough

Select a topic below to see local resources including government offices, attorneys, financial counselors, and nonprofit organizations.

Bankruptcy

Resources for homeowners in Chapter 7 or Chapter 13 bankruptcy who need to sell their home.

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Code Violations

Resources for homeowners facing code enforcement notices, building code violations, minimum housing standards, or condemnation.

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See open code cases and activity around any Hillsborough address

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More local resources in Hillsborough

Verified local contacts for other situations Hillsborough homeowners face — attorneys, government offices, and financial counselors, organized by topic.

Foreclosure

Foreclosure Attorneys

Law Office of Constance G. Lowe

Hillsborough attorney practicing since 2008 with 17 years of experience, located at 126 West King Street in downtown Hillsborough. Handles foreclosure defense, loan modification assistance, consumer debt defense, real property disputes, and contract disputes. Works predominantly with clients of modest means.

(919) 732-5398

126 West King Street, Office 3, Hillsborough, NC 27278

Constance G. Lowe attorney profile

McGill Law Office, PC (Melissa McGill Davis)

Hillsborough real estate and bankruptcy attorney serving Hillsborough, Durham, Graham, and Roxboro since 1995. A+ BBB rating. Handles foreclosure defense, real estate disputes, Chapter 7 and Chapter 13 bankruptcy. Free initial consultations.

(919) 644-3278

960 Corporate Drive, Suite 309, Hillsborough, NC 27278

McGill Law Office foreclosure and bankruptcy

Loftin & Loftin, PA

Family-owned Hillsborough firm founded in 1959, one block from the Orange County courthouse. Over 60 years serving Orange County with three generations of Loftin attorneys. Handles real estate litigation including foreclosure disputes, breach of financing agreements, boundary disputes, and title disputes.

(919) 732-9748

117 North Churton Street, Hillsborough, NC 27278

Loftin & Loftin real estate litigation

Housing Counseling and Foreclosure Prevention

HUD Housing Counselor Referral Line

Federal HUD counselor locator and hotline for Hillsborough homeowners who need foreclosure-prevention counseling, loan-workout planning, and loss-mitigation guidance in Orange County.

Find a HUD-approved housing counselor

North Carolina Housing Finance Agency Homeowner Help

State mortgage-delinquency and foreclosure-prevention guidance for North Carolina homeowners, with referrals to HUD-approved counseling agencies serving Orange County.

NCHFA homeowner assistance

Free and Low-Cost Legal Aid

Legal Aid of North Carolina — Carrboro Office

Central Carolina legal aid office with 10 attorneys serving Orange County. Free civil legal services for income-eligible residents in housing, family law, consumer issues, and public benefits.

Legal Aid NC — get help

NC Bar Association Lawyer Referral Service

Statewide lawyer referral service for homeowners who need private counsel in foreclosure, probate, bankruptcy, divorce, or title/lien disputes.

NC Bar lawyer referral service

Foreclosure Real Estate Agents in Hillsborough

Chamiese Evans — Licensed Realtor

Specializing in helping Hillsborough homeowners navigate foreclosure situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.

Visit listrobin.com
Inheritance

Inheritance Attorneys

Coleman, Merritt, Murphy & Rainsford, P.C. (Katherine Merritt)

Hillsborough firm with over two centuries of combined legal experience. Katherine Merritt joined in 2007 and focuses on estate administration, probate, and estate planning including wills, powers of attorney, health care directives, and basic trusts through the Orange County Clerk of Superior Court.

(919) 732-2196

129 East Tryon Street, Hillsborough, NC 27278

Coleman Merritt Murphy & Rainsford

Steffan & Associates, PC (Kim K. Steffan)

Hillsborough general civil practice firm. Kim Steffan provides comprehensive estate planning, estate administration, and probate services for Orange County residents, along with real estate, business law, and family law.

(919) 732-7300

2411 Old NC Highway 86, Hillsborough, NC 27278

Steffan & Associates estate planning

Housing Counseling and Foreclosure Prevention

HUD Housing Counselor Referral Line

Federal HUD counselor locator and hotline for Hillsborough homeowners who need foreclosure-prevention counseling, loan-workout planning, and loss-mitigation guidance in Orange County.

Find a HUD-approved housing counselor

North Carolina Housing Finance Agency Homeowner Help

State mortgage-delinquency and foreclosure-prevention guidance for North Carolina homeowners, with referrals to HUD-approved counseling agencies serving Orange County.

NCHFA homeowner assistance

Free and Low-Cost Legal Aid

Legal Aid of North Carolina — Carrboro Office

Central Carolina legal aid office with 10 attorneys serving Orange County. Free civil legal services for income-eligible residents in housing, family law, consumer issues, and public benefits.

Legal Aid NC — get help

NC Bar Association Lawyer Referral Service

Statewide lawyer referral service for homeowners who need private counsel in foreclosure, probate, bankruptcy, divorce, or title/lien disputes.

NC Bar lawyer referral service

Inheritance Real Estate Agents in Hillsborough

Chamiese Evans — Licensed Realtor

Specializing in helping Hillsborough homeowners navigate inheritance situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.

Visit listrobin.com

Get a no-obligation cash offer on the inherited Hillsborough home

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HOA Liens

HOA Attorneys

Loftin & Loftin, PA

Hillsborough firm with 60+ years of real estate litigation experience. Has represented HOA boards against homeowners in willful violation of restrictive covenants. Handles covenant enforcement, boundary disputes, and property-related litigation throughout Orange County.

(919) 732-9748

117 North Churton Street, Hillsborough, NC 27278

Loftin & Loftin HOA litigation

Housing Counseling and Foreclosure Prevention

HUD Housing Counselor Referral Line

Federal HUD counselor locator and hotline for Hillsborough homeowners who need foreclosure-prevention counseling, loan-workout planning, and loss-mitigation guidance in Orange County.

Find a HUD-approved housing counselor

North Carolina Housing Finance Agency Homeowner Help

State mortgage-delinquency and foreclosure-prevention guidance for North Carolina homeowners, with referrals to HUD-approved counseling agencies serving Orange County.

NCHFA homeowner assistance

Free and Low-Cost Legal Aid

Legal Aid of North Carolina — Carrboro Office

Central Carolina legal aid office with 10 attorneys serving Orange County. Free civil legal services for income-eligible residents in housing, family law, consumer issues, and public benefits.

Legal Aid NC — get help

NC Bar Association Lawyer Referral Service

Statewide lawyer referral service for homeowners who need private counsel in foreclosure, probate, bankruptcy, divorce, or title/lien disputes.

NC Bar lawyer referral service

HOA Liens Real Estate Agents in Hillsborough

Chamiese Evans — Licensed Realtor

Specializing in helping Hillsborough homeowners navigate hoa liens situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.

Visit listrobin.com
Fire / Storm Damage

Property Damage Attorneys

Law Office of Constance G. Lowe

Hillsborough attorney practicing since 2008 with 17 years of experience, located at 126 West King Street in downtown Hillsborough. Handles foreclosure defense, loan modification assistance, consumer debt defense, real property disputes, and contract disputes. Works predominantly with clients of modest means.

(919) 732-5398

126 West King Street, Office 3, Hillsborough, NC 27278

Constance G. Lowe attorney profile

McGill Law Office, PC (Melissa McGill Davis)

Hillsborough real estate and bankruptcy attorney serving Hillsborough, Durham, Graham, and Roxboro since 1995. A+ BBB rating. Handles foreclosure defense, real estate disputes, Chapter 7 and Chapter 13 bankruptcy. Free initial consultations.

(919) 644-3278

960 Corporate Drive, Suite 309, Hillsborough, NC 27278

McGill Law Office foreclosure and bankruptcy

Loftin & Loftin, PA

Family-owned Hillsborough firm founded in 1959, one block from the Orange County courthouse. Over 60 years serving Orange County with three generations of Loftin attorneys. Handles real estate litigation including foreclosure disputes, breach of financing agreements, boundary disputes, and title disputes.

(919) 732-9748

117 North Churton Street, Hillsborough, NC 27278

Loftin & Loftin real estate litigation

Housing Counseling and Foreclosure Prevention

HUD Housing Counselor Referral Line

Federal HUD counselor locator and hotline for Hillsborough homeowners who need foreclosure-prevention counseling, loan-workout planning, and loss-mitigation guidance in Orange County.

Find a HUD-approved housing counselor

North Carolina Housing Finance Agency Homeowner Help

State mortgage-delinquency and foreclosure-prevention guidance for North Carolina homeowners, with referrals to HUD-approved counseling agencies serving Orange County.

NCHFA homeowner assistance

Free and Low-Cost Legal Aid

Legal Aid of North Carolina — Carrboro Office

Central Carolina legal aid office with 10 attorneys serving Orange County. Free civil legal services for income-eligible residents in housing, family law, consumer issues, and public benefits.

Legal Aid NC — get help

NC Bar Association Lawyer Referral Service

Statewide lawyer referral service for homeowners who need private counsel in foreclosure, probate, bankruptcy, divorce, or title/lien disputes.

NC Bar lawyer referral service

Fire / Storm Damage Real Estate Agents in Hillsborough

Chamiese Evans — Licensed Realtor

Specializing in helping Hillsborough homeowners navigate fire / storm damage situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.

Visit listrobin.com

Storm or fire damage? Get a cash offer, sold as-is

Get my cash offer
Vacant Property

Vacant Property Attorneys

Loftin & Loftin, PA

Hillsborough firm with 60+ years of real estate litigation experience. Has represented HOA boards against homeowners in willful violation of restrictive covenants. Handles covenant enforcement, boundary disputes, and property-related litigation throughout Orange County.

(919) 732-9748

117 North Churton Street, Hillsborough, NC 27278

Loftin & Loftin HOA litigation

Housing Counseling and Foreclosure Prevention

HUD Housing Counselor Referral Line

Federal HUD counselor locator and hotline for Hillsborough homeowners who need foreclosure-prevention counseling, loan-workout planning, and loss-mitigation guidance in Orange County.

Find a HUD-approved housing counselor

North Carolina Housing Finance Agency Homeowner Help

State mortgage-delinquency and foreclosure-prevention guidance for North Carolina homeowners, with referrals to HUD-approved counseling agencies serving Orange County.

NCHFA homeowner assistance

Free and Low-Cost Legal Aid

Legal Aid of North Carolina — Carrboro Office

Central Carolina legal aid office with 10 attorneys serving Orange County. Free civil legal services for income-eligible residents in housing, family law, consumer issues, and public benefits.

Legal Aid NC — get help

NC Bar Association Lawyer Referral Service

Statewide lawyer referral service for homeowners who need private counsel in foreclosure, probate, bankruptcy, divorce, or title/lien disputes.

NC Bar lawyer referral service

Vacant Property Real Estate Agents in Hillsborough

Chamiese Evans — Licensed Realtor

Specializing in helping Hillsborough homeowners navigate vacant property situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.

Visit listrobin.com

Done carrying a vacant Hillsborough home? Get a cash offer

Get my cash offer
Underwater Mortgage

Underwater Mortgage Attorneys

Law Office of Constance G. Lowe

Hillsborough attorney practicing since 2008 with 17 years of experience, located at 126 West King Street in downtown Hillsborough. Handles foreclosure defense, loan modification assistance, consumer debt defense, real property disputes, and contract disputes. Works predominantly with clients of modest means.

(919) 732-5398

126 West King Street, Office 3, Hillsborough, NC 27278

Constance G. Lowe attorney profile

McGill Law Office, PC (Melissa McGill Davis)

Hillsborough real estate and bankruptcy attorney serving Hillsborough, Durham, Graham, and Roxboro since 1995. A+ BBB rating. Handles foreclosure defense, real estate disputes, Chapter 7 and Chapter 13 bankruptcy. Free initial consultations.

(919) 644-3278

960 Corporate Drive, Suite 309, Hillsborough, NC 27278

McGill Law Office foreclosure and bankruptcy

Loftin & Loftin, PA

Family-owned Hillsborough firm founded in 1959, one block from the Orange County courthouse. Over 60 years serving Orange County with three generations of Loftin attorneys. Handles real estate litigation including foreclosure disputes, breach of financing agreements, boundary disputes, and title disputes.

(919) 732-9748

117 North Churton Street, Hillsborough, NC 27278

Loftin & Loftin real estate litigation

Housing Counseling and Foreclosure Prevention

HUD Housing Counselor Referral Line

Federal HUD counselor locator and hotline for Hillsborough homeowners who need foreclosure-prevention counseling, loan-workout planning, and loss-mitigation guidance in Orange County.

Find a HUD-approved housing counselor

North Carolina Housing Finance Agency Homeowner Help

State mortgage-delinquency and foreclosure-prevention guidance for North Carolina homeowners, with referrals to HUD-approved counseling agencies serving Orange County.

NCHFA homeowner assistance

Free and Low-Cost Legal Aid

Legal Aid of North Carolina — Carrboro Office

Central Carolina legal aid office with 10 attorneys serving Orange County. Free civil legal services for income-eligible residents in housing, family law, consumer issues, and public benefits.

Legal Aid NC — get help

NC Bar Association Lawyer Referral Service

Statewide lawyer referral service for homeowners who need private counsel in foreclosure, probate, bankruptcy, divorce, or title/lien disputes.

NC Bar lawyer referral service

Underwater Mortgage Real Estate Agents in Hillsborough

Chamiese Evans — Licensed Realtor

Specializing in helping Hillsborough homeowners navigate underwater mortgage situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.

Visit listrobin.com

Underwater — or do you actually have equity? Find out free

See my home value
Reverse Mortgage

Reverse Mortgage and Probate Attorneys

Coleman, Merritt, Murphy & Rainsford, P.C. (Katherine Merritt)

Hillsborough firm with over two centuries of combined legal experience. Katherine Merritt joined in 2007 and focuses on estate administration, probate, and estate planning including wills, powers of attorney, health care directives, and basic trusts through the Orange County Clerk of Superior Court.

(919) 732-2196

129 East Tryon Street, Hillsborough, NC 27278

Coleman Merritt Murphy & Rainsford

Steffan & Associates, PC (Kim K. Steffan)

Hillsborough general civil practice firm. Kim Steffan provides comprehensive estate planning, estate administration, and probate services for Orange County residents, along with real estate, business law, and family law.

(919) 732-7300

2411 Old NC Highway 86, Hillsborough, NC 27278

Steffan & Associates estate planning

Housing Counseling and Foreclosure Prevention

HUD Housing Counselor Referral Line

Federal HUD counselor locator and hotline for Hillsborough homeowners who need foreclosure-prevention counseling, loan-workout planning, and loss-mitigation guidance in Orange County.

Find a HUD-approved housing counselor

North Carolina Housing Finance Agency Homeowner Help

State mortgage-delinquency and foreclosure-prevention guidance for North Carolina homeowners, with referrals to HUD-approved counseling agencies serving Orange County.

NCHFA homeowner assistance

Free and Low-Cost Legal Aid

Legal Aid of North Carolina — Carrboro Office

Central Carolina legal aid office with 10 attorneys serving Orange County. Free civil legal services for income-eligible residents in housing, family law, consumer issues, and public benefits.

Legal Aid NC — get help

NC Bar Association Lawyer Referral Service

Statewide lawyer referral service for homeowners who need private counsel in foreclosure, probate, bankruptcy, divorce, or title/lien disputes.

NC Bar lawyer referral service

Reverse Mortgage Real Estate Agents in Hillsborough

Chamiese Evans — Licensed Realtor

Specializing in helping Hillsborough homeowners navigate reverse mortgage situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.

Visit listrobin.com

Know exactly what your Hillsborough home is worth first

See my home value
IRS Tax Lien

IRS Lien and Debt Attorneys

McGill Law Office, PC (Melissa McGill Davis)

Hillsborough bankruptcy attorney since 1995 handling Chapter 7 and Chapter 13 filings at reasonable costs. Free consultations to help Hillsborough residents determine the best bankruptcy path forward.

(919) 644-3278

960 Corporate Drive, Suite 309, Hillsborough, NC 27278

McGill Law Office bankruptcy services

Cyrus D. Hogue III, P.A.

Hillsborough attorney with 50 years of experience, Yale undergraduate and UNC School of Law graduate. Martindale-Hubbell Distinguished rated. Practices real estate, wills, civil litigation, corporate law, and appeals from his office steps from the Orange County courthouse.

(919) 732-4865

110 West Margaret Lane, Hillsborough, NC 27278

Cyrus D. Hogue III attorney profile

Housing Counseling and Foreclosure Prevention

HUD Housing Counselor Referral Line

Federal HUD counselor locator and hotline for Hillsborough homeowners who need foreclosure-prevention counseling, loan-workout planning, and loss-mitigation guidance in Orange County.

Find a HUD-approved housing counselor

North Carolina Housing Finance Agency Homeowner Help

State mortgage-delinquency and foreclosure-prevention guidance for North Carolina homeowners, with referrals to HUD-approved counseling agencies serving Orange County.

NCHFA homeowner assistance

Free and Low-Cost Legal Aid

Legal Aid of North Carolina — Carrboro Office

Central Carolina legal aid office with 10 attorneys serving Orange County. Free civil legal services for income-eligible residents in housing, family law, consumer issues, and public benefits.

Legal Aid NC — get help

NC Bar Association Lawyer Referral Service

Statewide lawyer referral service for homeowners who need private counsel in foreclosure, probate, bankruptcy, divorce, or title/lien disputes.

NC Bar lawyer referral service

IRS Tax Lien Real Estate Agents in Hillsborough

Chamiese Evans — Licensed Realtor

Specializing in helping Hillsborough homeowners navigate irs tax lien situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.

Visit listrobin.com
HELOC Default

HELOC Default Attorneys

Law Office of Constance G. Lowe

Hillsborough attorney practicing since 2008 with 17 years of experience, located at 126 West King Street in downtown Hillsborough. Handles foreclosure defense, loan modification assistance, consumer debt defense, real property disputes, and contract disputes. Works predominantly with clients of modest means.

(919) 732-5398

126 West King Street, Office 3, Hillsborough, NC 27278

Constance G. Lowe attorney profile

McGill Law Office, PC (Melissa McGill Davis)

Hillsborough real estate and bankruptcy attorney serving Hillsborough, Durham, Graham, and Roxboro since 1995. A+ BBB rating. Handles foreclosure defense, real estate disputes, Chapter 7 and Chapter 13 bankruptcy. Free initial consultations.

(919) 644-3278

960 Corporate Drive, Suite 309, Hillsborough, NC 27278

McGill Law Office foreclosure and bankruptcy

Loftin & Loftin, PA

Family-owned Hillsborough firm founded in 1959, one block from the Orange County courthouse. Over 60 years serving Orange County with three generations of Loftin attorneys. Handles real estate litigation including foreclosure disputes, breach of financing agreements, boundary disputes, and title disputes.

(919) 732-9748

117 North Churton Street, Hillsborough, NC 27278

Loftin & Loftin real estate litigation

Housing Counseling and Foreclosure Prevention

HUD Housing Counselor Referral Line

Federal HUD counselor locator and hotline for Hillsborough homeowners who need foreclosure-prevention counseling, loan-workout planning, and loss-mitigation guidance in Orange County.

Find a HUD-approved housing counselor

North Carolina Housing Finance Agency Homeowner Help

State mortgage-delinquency and foreclosure-prevention guidance for North Carolina homeowners, with referrals to HUD-approved counseling agencies serving Orange County.

NCHFA homeowner assistance

Free and Low-Cost Legal Aid

Legal Aid of North Carolina — Carrboro Office

Central Carolina legal aid office with 10 attorneys serving Orange County. Free civil legal services for income-eligible residents in housing, family law, consumer issues, and public benefits.

Legal Aid NC — get help

NC Bar Association Lawyer Referral Service

Statewide lawyer referral service for homeowners who need private counsel in foreclosure, probate, bankruptcy, divorce, or title/lien disputes.

NC Bar lawyer referral service

HELOC Default Real Estate Agents in Hillsborough

Chamiese Evans — Licensed Realtor

Specializing in helping Hillsborough homeowners navigate heloc default situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.

Visit listrobin.com
Judgment Lien

Judgment Lien Attorneys

Law Office of Constance G. Lowe

Hillsborough attorney practicing since 2008 with 17 years of experience, located at 126 West King Street in downtown Hillsborough. Handles foreclosure defense, loan modification assistance, consumer debt defense, real property disputes, and contract disputes. Works predominantly with clients of modest means.

(919) 732-5398

126 West King Street, Office 3, Hillsborough, NC 27278

Constance G. Lowe attorney profile

McGill Law Office, PC (Melissa McGill Davis)

Hillsborough real estate and bankruptcy attorney serving Hillsborough, Durham, Graham, and Roxboro since 1995. A+ BBB rating. Handles foreclosure defense, real estate disputes, Chapter 7 and Chapter 13 bankruptcy. Free initial consultations.

(919) 644-3278

960 Corporate Drive, Suite 309, Hillsborough, NC 27278

McGill Law Office foreclosure and bankruptcy

Loftin & Loftin, PA

Family-owned Hillsborough firm founded in 1959, one block from the Orange County courthouse. Over 60 years serving Orange County with three generations of Loftin attorneys. Handles real estate litigation including foreclosure disputes, breach of financing agreements, boundary disputes, and title disputes.

(919) 732-9748

117 North Churton Street, Hillsborough, NC 27278

Loftin & Loftin real estate litigation

Housing Counseling and Foreclosure Prevention

HUD Housing Counselor Referral Line

Federal HUD counselor locator and hotline for Hillsborough homeowners who need foreclosure-prevention counseling, loan-workout planning, and loss-mitigation guidance in Orange County.

Find a HUD-approved housing counselor

North Carolina Housing Finance Agency Homeowner Help

State mortgage-delinquency and foreclosure-prevention guidance for North Carolina homeowners, with referrals to HUD-approved counseling agencies serving Orange County.

NCHFA homeowner assistance

Free and Low-Cost Legal Aid

Legal Aid of North Carolina — Carrboro Office

Central Carolina legal aid office with 10 attorneys serving Orange County. Free civil legal services for income-eligible residents in housing, family law, consumer issues, and public benefits.

Legal Aid NC — get help

NC Bar Association Lawyer Referral Service

Statewide lawyer referral service for homeowners who need private counsel in foreclosure, probate, bankruptcy, divorce, or title/lien disputes.

NC Bar lawyer referral service

Judgment Lien Real Estate Agents in Hillsborough

Chamiese Evans — Licensed Realtor

Specializing in helping Hillsborough homeowners navigate judgment lien situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.

Visit listrobin.com

Thinking about selling your Hillsborough home?

Whichever situation brought you here, you have options — and you do not have to decide today. Start with the one that fits.

Your local real estate expert

Connect with a licensed Realtor who specializes in helping homeowners navigate homeowner situations in Hillsborough, NC.

CE

Chamiese Evans

Licensed Realtor — NorthGroup Real Estate

Helping homeowners across the Carolinas find the right path forward — whether that means selling, negotiating, or exploring every option before making a decision.

Visit listrobin.com

Researched by CC Evans, Marketing Analyst — RobinOffer

Last reviewed: February 2026

This directory is for informational purposes only. It does not constitute legal, financial, or tax advice. Confirm all options with licensed counsel or a qualified financial professional before signing any agreement.

Sources: NC General Statutes · HUD.gov · CFPB.gov

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