Foreclosure
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✓Curated resourcesView resourcesHomeowners/Jefferson, NC
Homeowner Resources in Jefferson, NC
Local resources for homeowners in Jefferson, NC dealing with foreclosure, probate, tax liens, bankruptcy, and other difficult situations. Real contacts, phone numbers, and next steps.
✓Verified local resources✓19 resource categories✓Curated by a licensed Realtor
Resource categories for Jefferson
Select a topic below to see local resources including government offices, attorneys, financial counselors, and nonprofit organizations.
Divorce
Neutral, fast-track support when your home decision is part of a broader legal process.
✓Curated resourcesView resourcesNeed a clean, fast sale in a Jefferson divorce? See your offer
Get my cash offerProbate
Court-supervised probate and estate administration resources including filing requirements, timelines, and legal support.
✓Curated resourcesView resourcesSelling a home in probate? See a fast cash offer
Get my cash offerCode Violations
Resources for homeowners facing code enforcement notices, building code violations, minimum housing standards, or condemnation.
✓Curated resourcesView resourcesSee open code cases and activity around any Jefferson address
Check my addressHOA Liens
Resources for homeowners behind on HOA dues facing liens, penalties, or HOA foreclosure.
✓Curated resourcesView resourcesFire / Storm Damage
Resources for homeowners with property damaged by fire, hurricane, tornado, or flooding.
✓Curated resourcesView resourcesStorm or fire damage? Get a cash offer, sold as-is
Get my cash offerVacant Property
Resources for owners of vacant homes including registration, insurance, maintenance, and sale options.
✓Curated resourcesView resourcesDone carrying a vacant Jefferson home? Get a cash offer
Get my cash offerMilitary PCS
Resources for active-duty service members with PCS orders who need to sell their home quickly.
✓Curated resourcesView resourcesPCS orders and a home to sell fast? See your cash offer
Get my cash offerUnderwater Mortgage
Resources for homeowners who owe more than their home is worth — short sale, loan modification, and refinance options.
✓Curated resourcesView resourcesUnderwater — or do you actually have equity? Find out free
See my home valueReverse Mortgage
Resources for reverse mortgage borrowers and heirs — HECM counseling, heir timelines, and non-recourse protections.
✓Curated resourcesView resourcesKnow exactly what your Jefferson home is worth first
See my home valueJudgment Lien
Resources for homeowners with civil judgment liens — lien negotiation, homestead exemption, and selling with liens.
✓Curated resourcesView resourcesMore local resources in Jefferson
Verified local contacts for other situations Jefferson homeowners face — attorneys, government offices, and financial counselors, organized by topic.
Inheritance
Inheritance and Estate Attorneys
Jonathan C. Jordan, Attorney-At-Law
J.D. and M.P.A. from UNC Chapel Hill, M.B.A. from Vanderbilt University Owen Graduate School of Management, B.A. Economics and Politics with honors from Wake Forest University. 20+ years of experience. Former Stokes County Attorney. Former Guardian ad Litem Attorney Advocate for Alleghany County. Handles estate planning, real estate, and business law from his Jefferson office.
(336) 846-1657
Jonathan C. Jordan — estate planning and real estate409-D South Main Street, Jefferson, NC 28640
Kilby & Hurley, Attorneys at Law (John T. Kilby)
John T. Kilby has 50 years of legal experience and served as a former judge. Admitted in NC, VA, and federal courts. Benjamin G. Hurley Jr. received Distinguished Martindale-Hubbell peer-review rating 2025. Firm handles wills, estates, real estate, family law, and civil litigation from their West Jefferson office.
(336) 246-3144
Kilby & Hurley — wills, estates, and real estate122 North Jefferson Avenue, West Jefferson, NC 28694
Ashe County Probate and Clerk Services
Ashe County Clerk of Superior Court
County clerk office in Jefferson for foreclosure hearings, probate filings, estate administration, and civil proceedings for Jefferson and all Ashe County residents.
(336) 846-5501
Visit website150 Government Circle, Suite 2300, Jefferson, NC 28640
Housing Counseling and Foreclosure Prevention
HUD Housing Counselor Referral Line
Federal HUD counselor locator and hotline for Jefferson homeowners who need foreclosure-prevention counseling, loan-workout planning, and loss-mitigation guidance in Ashe County.
Find a HUD-approved housing counselorAshe County Tax Administration
County tax-payment and collections office for property-tax balances, delinquency questions, and online payment processing for Ashe County parcels.
(336) 846-5520
Ashe County tax administration150 Government Circle, Suite 2500, Jefferson, NC 28640
NC Home Advantage Mortgage and Homeowner Assistance
State housing finance agency programs for down payment assistance, foreclosure prevention, and homeowner support for qualifying North Carolina residents.
NC Housing Finance Agency resourcesFree and Low-Cost Legal Aid
Legal Aid of North Carolina — Boone Office (serves Ashe County)
Legal Aid of North Carolina provides free civil legal services including housing, foreclosure, and bankruptcy assistance for low-income Ashe County residents. The Boone High Country office closed December 2025 — use statewide intake for Jefferson and all of Ashe County.
Legal Aid NC — get helpNC Bar Association Lawyer Referral Service
Statewide lawyer referral service for Jefferson homeowners who need private counsel in foreclosure, probate, bankruptcy, divorce, or title/lien disputes in Ashe County.
NC Bar lawyer referral serviceInheritance Real Estate Agents in Jefferson
Chamiese Evans — Licensed Realtor
Specializing in helping Jefferson homeowners navigate inheritance situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.
Visit listrobin.comGet a no-obligation cash offer on the inherited Jefferson home
Get my cash offerRelocation
Sale and Relocation Attorneys
Johnston & Johnston, P.L.L.C. (John C. Johnston)
Third-generation attorney with 30+ years of experience. Over 80 years in continuous operation, the longest continuously operating law firm in Ashe County. John C. Johnston is Jefferson's town attorney. Practice areas include real estate, estate planning, probate, and civil litigation.
(336) 246-7194
Johnston & Johnston — real estate and civil litigation306 East Main Street, Jefferson, NC 28640
Niedosik Law, PLLC (Laura Elizabeth Niedosik)
Former real estate paralegal and NC licensed real estate broker. J.D. Charlotte School of Law on merit scholarship, B.A. Political Science Elon University, paralegal certificate Georgetown University. Specializes in residential and commercial real estate closings, title issues, and property transactions across NC. BBB-accredited business.
(336) 846-4529
Niedosik Law — real estate closings and title issues374 South Main Street, Jefferson, NC 28640
Housing Counseling and Foreclosure Prevention
HUD Housing Counselor Referral Line
Federal HUD counselor locator and hotline for Jefferson homeowners who need foreclosure-prevention counseling, loan-workout planning, and loss-mitigation guidance in Ashe County.
Find a HUD-approved housing counselorAshe County Tax Administration
County tax-payment and collections office for property-tax balances, delinquency questions, and online payment processing for Ashe County parcels.
(336) 846-5520
Ashe County tax administration150 Government Circle, Suite 2500, Jefferson, NC 28640
NC Home Advantage Mortgage and Homeowner Assistance
State housing finance agency programs for down payment assistance, foreclosure prevention, and homeowner support for qualifying North Carolina residents.
NC Housing Finance Agency resourcesFree and Low-Cost Legal Aid
Legal Aid of North Carolina — Boone Office (serves Ashe County)
Legal Aid of North Carolina provides free civil legal services including housing, foreclosure, and bankruptcy assistance for low-income Ashe County residents. The Boone High Country office closed December 2025 — use statewide intake for Jefferson and all of Ashe County.
Legal Aid NC — get helpNC Bar Association Lawyer Referral Service
Statewide lawyer referral service for Jefferson homeowners who need private counsel in foreclosure, probate, bankruptcy, divorce, or title/lien disputes in Ashe County.
NC Bar lawyer referral serviceRelocation Real Estate Agents in Jefferson
Chamiese Evans — Licensed Realtor
Specializing in helping Jefferson homeowners navigate relocation situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.
Visit listrobin.comRelocating from Jefferson? Sell fast with a cash offer
Get my cash offerTax Liens
Tax Payment and Relief Offices
Ashe County Tax Administration
County tax office in Jefferson collecting real and personal property taxes for Jefferson and all Ashe County jurisdictions, with online payment options.
(336) 846-5520
Visit website150 Government Circle, Suite 2500, Jefferson, NC 28640
Ashe County Tax Administration — Property Appraisal
County assessor functions for appraisal values, property listing, and assessment-related questions for Ashe County real property.
(336) 846-5520
Visit website150 Government Circle, Suite 2500, Jefferson, NC 28640
Tax and Debt Attorneys
Reeves DiVenere Wright, Attorneys at Law (West Jefferson Office)
Firm established in 1973 with 40+ combined years of trial experience. Jak Reeves (Campbell Law 2004, lifelong High Country resident) and Tamara C. DiVenere (Duke B.A., UNC Law J.D.) handle Chapter 7 and Chapter 13 bankruptcy filings, debt relief, and creditor negotiations from their West Jefferson legacy office.
(336) 246-7172
Reeves DiVenere Wright — bankruptcy and debt relief202 East Main Street, West Jefferson, NC 28694
Housing Counseling and Foreclosure Prevention
HUD Housing Counselor Referral Line
Federal HUD counselor locator and hotline for Jefferson homeowners who need foreclosure-prevention counseling, loan-workout planning, and loss-mitigation guidance in Ashe County.
Find a HUD-approved housing counselorAshe County Tax Administration
County tax-payment and collections office for property-tax balances, delinquency questions, and online payment processing for Ashe County parcels.
(336) 846-5520
Ashe County tax administration150 Government Circle, Suite 2500, Jefferson, NC 28640
NC Home Advantage Mortgage and Homeowner Assistance
State housing finance agency programs for down payment assistance, foreclosure prevention, and homeowner support for qualifying North Carolina residents.
NC Housing Finance Agency resourcesFree and Low-Cost Legal Aid
Legal Aid of North Carolina — Boone Office (serves Ashe County)
Legal Aid of North Carolina provides free civil legal services including housing, foreclosure, and bankruptcy assistance for low-income Ashe County residents. The Boone High Country office closed December 2025 — use statewide intake for Jefferson and all of Ashe County.
Legal Aid NC — get helpNC Bar Association Lawyer Referral Service
Statewide lawyer referral service for Jefferson homeowners who need private counsel in foreclosure, probate, bankruptcy, divorce, or title/lien disputes in Ashe County.
NC Bar lawyer referral serviceTax Liens Real Estate Agents in Jefferson
Chamiese Evans — Licensed Realtor
Specializing in helping Jefferson homeowners navigate tax liens situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.
Visit listrobin.comBankruptcy
Bankruptcy Attorneys
Reeves DiVenere Wright, Attorneys at Law (West Jefferson Office)
Firm established in 1973 with 40+ combined years of trial experience. Jak Reeves (Campbell Law 2004, lifelong High Country resident) and Tamara C. DiVenere (Duke B.A., UNC Law J.D.) handle Chapter 7 and Chapter 13 bankruptcy filings, debt relief, and creditor negotiations from their West Jefferson legacy office.
(336) 246-7172
Reeves DiVenere Wright — bankruptcy and debt relief202 East Main Street, West Jefferson, NC 28694
Housing Counseling and Foreclosure Prevention
HUD Housing Counselor Referral Line
Federal HUD counselor locator and hotline for Jefferson homeowners who need foreclosure-prevention counseling, loan-workout planning, and loss-mitigation guidance in Ashe County.
Find a HUD-approved housing counselorAshe County Tax Administration
County tax-payment and collections office for property-tax balances, delinquency questions, and online payment processing for Ashe County parcels.
(336) 846-5520
Ashe County tax administration150 Government Circle, Suite 2500, Jefferson, NC 28640
NC Home Advantage Mortgage and Homeowner Assistance
State housing finance agency programs for down payment assistance, foreclosure prevention, and homeowner support for qualifying North Carolina residents.
NC Housing Finance Agency resourcesFree and Low-Cost Legal Aid
Legal Aid of North Carolina — Boone Office (serves Ashe County)
Legal Aid of North Carolina provides free civil legal services including housing, foreclosure, and bankruptcy assistance for low-income Ashe County residents. The Boone High Country office closed December 2025 — use statewide intake for Jefferson and all of Ashe County.
Legal Aid NC — get helpNC Bar Association Lawyer Referral Service
Statewide lawyer referral service for Jefferson homeowners who need private counsel in foreclosure, probate, bankruptcy, divorce, or title/lien disputes in Ashe County.
NC Bar lawyer referral serviceBankruptcy Real Estate Agents in Jefferson
Chamiese Evans — Licensed Realtor
Specializing in helping Jefferson homeowners navigate bankruptcy situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.
Visit listrobin.comJob Loss
Employment and Benefit Resources
NC Division of Employment Security
State unemployment insurance and workforce services portal for claim filing and reemployment resources for Ashe County residents.
NC DES unemployment resourcesJob-Loss Debt Attorneys
Reeves DiVenere Wright, Attorneys at Law (West Jefferson Office)
Firm established in 1973 with 40+ combined years of trial experience. Jak Reeves (Campbell Law 2004, lifelong High Country resident) and Tamara C. DiVenere (Duke B.A., UNC Law J.D.) handle Chapter 7 and Chapter 13 bankruptcy filings, debt relief, and creditor negotiations from their West Jefferson legacy office.
(336) 246-7172
Reeves DiVenere Wright — bankruptcy and debt relief202 East Main Street, West Jefferson, NC 28694
Mortgage Servicer and Bank Loss-Mitigation Contacts
Wells Fargo Mortgage Assistance
Wells Fargo loss-mitigation contact for forbearance, repayment plans, and modification review for qualifying mortgage borrowers.
Wells Fargo mortgage helpBank of America Mortgage Assistance
Bank of America loss-mitigation contact for forbearance, repayment plans, and modification review for qualifying mortgage borrowers.
Bank of America mortgage helpTruist Mortgage Assistance
Truist loss-mitigation contact for forbearance, repayment plans, and modification review for qualifying mortgage borrowers.
Truist mortgage helpChase Mortgage Assistance
Chase loss-mitigation contact for forbearance, repayment plans, and modification review for qualifying mortgage borrowers.
Chase mortgage helpFirst Horizon Mortgage Assistance
First Horizon loss-mitigation contact for forbearance, repayment plans, and modification review for qualifying mortgage borrowers.
First Horizon mortgage helpHousing Counseling and Foreclosure Prevention
HUD Housing Counselor Referral Line
Federal HUD counselor locator and hotline for Jefferson homeowners who need foreclosure-prevention counseling, loan-workout planning, and loss-mitigation guidance in Ashe County.
Find a HUD-approved housing counselorAshe County Tax Administration
County tax-payment and collections office for property-tax balances, delinquency questions, and online payment processing for Ashe County parcels.
(336) 846-5520
Ashe County tax administration150 Government Circle, Suite 2500, Jefferson, NC 28640
NC Home Advantage Mortgage and Homeowner Assistance
State housing finance agency programs for down payment assistance, foreclosure prevention, and homeowner support for qualifying North Carolina residents.
NC Housing Finance Agency resourcesFree and Low-Cost Legal Aid
Legal Aid of North Carolina — Boone Office (serves Ashe County)
Legal Aid of North Carolina provides free civil legal services including housing, foreclosure, and bankruptcy assistance for low-income Ashe County residents. The Boone High Country office closed December 2025 — use statewide intake for Jefferson and all of Ashe County.
Legal Aid NC — get helpNC Bar Association Lawyer Referral Service
Statewide lawyer referral service for Jefferson homeowners who need private counsel in foreclosure, probate, bankruptcy, divorce, or title/lien disputes in Ashe County.
NC Bar lawyer referral serviceJob Loss Real Estate Agents in Jefferson
Chamiese Evans — Licensed Realtor
Specializing in helping Jefferson homeowners navigate job loss situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.
Visit listrobin.comMedical Hardship
Medical Hardship Debt Attorneys
Reeves DiVenere Wright, Attorneys at Law (West Jefferson Office)
Firm established in 1973 with 40+ combined years of trial experience. Jak Reeves (Campbell Law 2004, lifelong High Country resident) and Tamara C. DiVenere (Duke B.A., UNC Law J.D.) handle Chapter 7 and Chapter 13 bankruptcy filings, debt relief, and creditor negotiations from their West Jefferson legacy office.
(336) 246-7172
Reeves DiVenere Wright — bankruptcy and debt relief202 East Main Street, West Jefferson, NC 28694
Housing Counseling and Foreclosure Prevention
HUD Housing Counselor Referral Line
Federal HUD counselor locator and hotline for Jefferson homeowners who need foreclosure-prevention counseling, loan-workout planning, and loss-mitigation guidance in Ashe County.
Find a HUD-approved housing counselorAshe County Tax Administration
County tax-payment and collections office for property-tax balances, delinquency questions, and online payment processing for Ashe County parcels.
(336) 846-5520
Ashe County tax administration150 Government Circle, Suite 2500, Jefferson, NC 28640
NC Home Advantage Mortgage and Homeowner Assistance
State housing finance agency programs for down payment assistance, foreclosure prevention, and homeowner support for qualifying North Carolina residents.
NC Housing Finance Agency resourcesFree and Low-Cost Legal Aid
Legal Aid of North Carolina — Boone Office (serves Ashe County)
Legal Aid of North Carolina provides free civil legal services including housing, foreclosure, and bankruptcy assistance for low-income Ashe County residents. The Boone High Country office closed December 2025 — use statewide intake for Jefferson and all of Ashe County.
Legal Aid NC — get helpNC Bar Association Lawyer Referral Service
Statewide lawyer referral service for Jefferson homeowners who need private counsel in foreclosure, probate, bankruptcy, divorce, or title/lien disputes in Ashe County.
NC Bar lawyer referral serviceMedical Hardship Real Estate Agents in Jefferson
Chamiese Evans — Licensed Realtor
Specializing in helping Jefferson homeowners navigate medical hardship situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.
Visit listrobin.comIRS Tax Lien
IRS Taxpayer Assistance
IRS Local Office Locator
IRS local-office locator and appointment guidance for taxpayers handling liens, balances, and payment-plan issues.
IRS local office locatorIRS Lien and Debt Attorneys
Reeves DiVenere Wright, Attorneys at Law (West Jefferson Office)
Firm established in 1973 with 40+ combined years of trial experience. Jak Reeves (Campbell Law 2004, lifelong High Country resident) and Tamara C. DiVenere (Duke B.A., UNC Law J.D.) handle Chapter 7 and Chapter 13 bankruptcy filings, debt relief, and creditor negotiations from their West Jefferson legacy office.
(336) 246-7172
Reeves DiVenere Wright — bankruptcy and debt relief202 East Main Street, West Jefferson, NC 28694
Housing Counseling and Foreclosure Prevention
HUD Housing Counselor Referral Line
Federal HUD counselor locator and hotline for Jefferson homeowners who need foreclosure-prevention counseling, loan-workout planning, and loss-mitigation guidance in Ashe County.
Find a HUD-approved housing counselorAshe County Tax Administration
County tax-payment and collections office for property-tax balances, delinquency questions, and online payment processing for Ashe County parcels.
(336) 846-5520
Ashe County tax administration150 Government Circle, Suite 2500, Jefferson, NC 28640
NC Home Advantage Mortgage and Homeowner Assistance
State housing finance agency programs for down payment assistance, foreclosure prevention, and homeowner support for qualifying North Carolina residents.
NC Housing Finance Agency resourcesFree and Low-Cost Legal Aid
Legal Aid of North Carolina — Boone Office (serves Ashe County)
Legal Aid of North Carolina provides free civil legal services including housing, foreclosure, and bankruptcy assistance for low-income Ashe County residents. The Boone High Country office closed December 2025 — use statewide intake for Jefferson and all of Ashe County.
Legal Aid NC — get helpNC Bar Association Lawyer Referral Service
Statewide lawyer referral service for Jefferson homeowners who need private counsel in foreclosure, probate, bankruptcy, divorce, or title/lien disputes in Ashe County.
NC Bar lawyer referral serviceIRS Tax Lien Real Estate Agents in Jefferson
Chamiese Evans — Licensed Realtor
Specializing in helping Jefferson homeowners navigate irs tax lien situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.
Visit listrobin.comHELOC Default
HELOC and Foreclosure Attorneys
Johnston & Johnston, P.L.L.C. (John C. Johnston)
Third-generation attorney with 30+ years of experience. Over 80 years in continuous operation, the longest continuously operating law firm in Ashe County. John C. Johnston is Jefferson's town attorney. Practice areas include real estate, estate planning, probate, and civil litigation.
(336) 246-7194
Johnston & Johnston — real estate and civil litigation306 East Main Street, Jefferson, NC 28640
Niedosik Law, PLLC (Laura Elizabeth Niedosik)
Former real estate paralegal and NC licensed real estate broker. J.D. Charlotte School of Law on merit scholarship, B.A. Political Science Elon University, paralegal certificate Georgetown University. Specializes in residential and commercial real estate closings, title issues, and property transactions across NC. BBB-accredited business.
(336) 846-4529
Niedosik Law — real estate closings and title issues374 South Main Street, Jefferson, NC 28640
Mortgage Servicer and Bank Loss-Mitigation Contacts
Wells Fargo Mortgage Assistance
Wells Fargo loss-mitigation contact for forbearance, repayment plans, and modification review for qualifying mortgage borrowers.
Wells Fargo mortgage helpBank of America Mortgage Assistance
Bank of America loss-mitigation contact for forbearance, repayment plans, and modification review for qualifying mortgage borrowers.
Bank of America mortgage helpTruist Mortgage Assistance
Truist loss-mitigation contact for forbearance, repayment plans, and modification review for qualifying mortgage borrowers.
Truist mortgage helpChase Mortgage Assistance
Chase loss-mitigation contact for forbearance, repayment plans, and modification review for qualifying mortgage borrowers.
Chase mortgage helpFirst Horizon Mortgage Assistance
First Horizon loss-mitigation contact for forbearance, repayment plans, and modification review for qualifying mortgage borrowers.
First Horizon mortgage helpHousing Counseling and Foreclosure Prevention
HUD Housing Counselor Referral Line
Federal HUD counselor locator and hotline for Jefferson homeowners who need foreclosure-prevention counseling, loan-workout planning, and loss-mitigation guidance in Ashe County.
Find a HUD-approved housing counselorAshe County Tax Administration
County tax-payment and collections office for property-tax balances, delinquency questions, and online payment processing for Ashe County parcels.
(336) 846-5520
Ashe County tax administration150 Government Circle, Suite 2500, Jefferson, NC 28640
NC Home Advantage Mortgage and Homeowner Assistance
State housing finance agency programs for down payment assistance, foreclosure prevention, and homeowner support for qualifying North Carolina residents.
NC Housing Finance Agency resourcesFree and Low-Cost Legal Aid
Legal Aid of North Carolina — Boone Office (serves Ashe County)
Legal Aid of North Carolina provides free civil legal services including housing, foreclosure, and bankruptcy assistance for low-income Ashe County residents. The Boone High Country office closed December 2025 — use statewide intake for Jefferson and all of Ashe County.
Legal Aid NC — get helpNC Bar Association Lawyer Referral Service
Statewide lawyer referral service for Jefferson homeowners who need private counsel in foreclosure, probate, bankruptcy, divorce, or title/lien disputes in Ashe County.
NC Bar lawyer referral serviceHELOC Default Real Estate Agents in Jefferson
Chamiese Evans — Licensed Realtor
Specializing in helping Jefferson homeowners navigate heloc default situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.
Visit listrobin.comYour local real estate expert
Connect with a licensed Realtor who specializes in helping homeowners navigate homeowner situations in Jefferson, NC.
CE
Chamiese Evans
Licensed Realtor — NorthGroup Real Estate
Helping homeowners across the Carolinas find the right path forward — whether that means selling, negotiating, or exploring every option before making a decision.
Visit listrobin.comResearched by CC Evans, Marketing Analyst — RobinOffer
Last reviewed: February 2026
This directory is for informational purposes only. It does not constitute legal, financial, or tax advice. Confirm all options with licensed counsel or a qualified financial professional before signing any agreement.
Sources: NC General Statutes · HUD.gov · CFPB.gov
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