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Homeowner Resources in Kingstown, NC
Local resources for homeowners in Kingstown, NC dealing with foreclosure, probate, tax liens, bankruptcy, and other difficult situations. Real contacts, phone numbers, and next steps.
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Select a topic below to see local resources including government offices, attorneys, financial counselors, and nonprofit organizations.
More local resources in Kingstown
Verified local contacts for other situations Kingstown homeowners face — attorneys, government offices, and financial counselors, organized by topic.
Foreclosure
Foreclosure Attorneys
The Schweppe Law Firm, P.A.
Three-attorney Shelby practice led by John V. Schweppe Jr. (NC Bar since 1965, 60+ years). Handles real estate disputes, foreclosure defense, bankruptcy, and estate planning for Cleveland County homeowners. Free consultations available.
(704) 487-7204
Schweppe Law Firm — Shelby real estate and foreclosure211 E Warren St, Shelby, NC 28150
Max Gardner Law PLLC
O. Max Gardner III has practiced consumer bankruptcy from Shelby since 1977. Named NACBA Outstanding Consumer Lawyer of 2004 and holds an AV Preeminent Martindale-Hubbell rating for 25+ consecutive years. UNC School of Law 1974.
(704) 487-0616
Max Gardner Law — consumer bankruptcy specialist403 S Washington St, Shelby, NC 28150
Housing Counseling and Foreclosure Prevention
HUD Housing Counselor Referral Line
Federal HUD counselor locator and hotline for Kingstown homeowners needing foreclosure-prevention counseling, loan-workout planning, and loss-mitigation guidance in Cleveland County.
Find a HUD-approved housing counselorNorth Carolina Housing Finance Agency Homeowner Help
State mortgage-delinquency and foreclosure-prevention guidance for North Carolina homeowners, with referrals to HUD-approved counseling agencies serving Cleveland County.
NCHFA homeowner assistanceFree and Low-Cost Legal Aid
Legal Aid of North Carolina — Gastonia Office (serves Cleveland County)
Provides free civil legal services including housing, foreclosure prevention, bankruptcy assistance, and domestic-violence safety planning for low-income Kingstown and Cleveland County residents.
Legal Aid NC Gastonia — serves Cleveland CountyLegal Aid of North Carolina — Statewide Helpline
Statewide intake line for low-income North Carolina residents seeking free civil legal assistance in housing, foreclosure prevention, or other homeowner matters.
Legal Aid NC statewide helplineNC Bar Association Lawyer Referral Service
Statewide lawyer referral service connecting Kingstown homeowners with private attorneys for foreclosure, probate, bankruptcy, divorce, or lien matters.
NC Bar lawyer referral serviceForeclosure Real Estate Agents in Kingstown
Chamiese Evans — Licensed Realtor
Specializing in helping Kingstown homeowners navigate foreclosure situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.
Visit listrobin.comDivorce
Divorce Attorneys
Deaton & Biggers, PLLC
W. Robinson Deaton Jr. and A. Susan Biggers have practiced family law in Cleveland County since 1989. Handles contested and uncontested divorce, child custody, equitable distribution, and alimony. 24-hour answering service available.
(704) 482-7300
Deaton & Biggers — family law402 E Graham St, Shelby, NC 28150
Domestic Violence and Family Safety Resources
Cleveland County Abuse Prevention Council (Lighthouse Shelter)
Provides emergency shelter, crisis intervention, safety planning, court advocacy, and support services for domestic violence survivors in Kingstown and Cleveland County. 24-hour crisis line available.
Cleveland County Abuse Prevention Council — shelter and hotlineNational Domestic Violence Hotline
24/7 confidential hotline for immediate safety planning, local referrals, and support by phone, text, or chat.
National Domestic Violence HotlineFree and Low-Cost Legal Aid
Legal Aid of North Carolina — Gastonia Office (serves Cleveland County)
Provides free civil legal services including housing, foreclosure prevention, bankruptcy assistance, and domestic-violence safety planning for low-income Kingstown and Cleveland County residents.
Legal Aid NC Gastonia — serves Cleveland CountyLegal Aid of North Carolina — Statewide Helpline
Statewide intake line for low-income North Carolina residents seeking free civil legal assistance in housing, foreclosure prevention, or other homeowner matters.
Legal Aid NC statewide helplineNC Bar Association Lawyer Referral Service
Statewide lawyer referral service connecting Kingstown homeowners with private attorneys for foreclosure, probate, bankruptcy, divorce, or lien matters.
NC Bar lawyer referral serviceDivorce Real Estate Agents in Kingstown
Chamiese Evans — Licensed Realtor
Specializing in helping Kingstown homeowners navigate divorce situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.
Visit listrobin.comNeed a clean, fast sale in a Kingstown divorce? See your offer
Get my cash offerRelocation
Relocation and Sale Attorneys
The Schweppe Law Firm, P.A.
Three-attorney Shelby practice led by John V. Schweppe Jr. (NC Bar since 1965, 60+ years). Handles real estate disputes, foreclosure defense, bankruptcy, and estate planning for Cleveland County homeowners. Free consultations available.
(704) 487-7204
Schweppe Law Firm — Shelby real estate and foreclosure211 E Warren St, Shelby, NC 28150
Max Gardner Law PLLC
O. Max Gardner III has practiced consumer bankruptcy from Shelby since 1977. Named NACBA Outstanding Consumer Lawyer of 2004 and holds an AV Preeminent Martindale-Hubbell rating for 25+ consecutive years. UNC School of Law 1974.
(704) 487-0616
Max Gardner Law — consumer bankruptcy specialist403 S Washington St, Shelby, NC 28150
Housing Counseling and Foreclosure Prevention
HUD Housing Counselor Referral Line
Federal HUD counselor locator and hotline for Kingstown homeowners needing foreclosure-prevention counseling, loan-workout planning, and loss-mitigation guidance in Cleveland County.
Find a HUD-approved housing counselorNorth Carolina Housing Finance Agency Homeowner Help
State mortgage-delinquency and foreclosure-prevention guidance for North Carolina homeowners, with referrals to HUD-approved counseling agencies serving Cleveland County.
NCHFA homeowner assistanceFree and Low-Cost Legal Aid
Legal Aid of North Carolina — Gastonia Office (serves Cleveland County)
Provides free civil legal services including housing, foreclosure prevention, bankruptcy assistance, and domestic-violence safety planning for low-income Kingstown and Cleveland County residents.
Legal Aid NC Gastonia — serves Cleveland CountyLegal Aid of North Carolina — Statewide Helpline
Statewide intake line for low-income North Carolina residents seeking free civil legal assistance in housing, foreclosure prevention, or other homeowner matters.
Legal Aid NC statewide helplineNC Bar Association Lawyer Referral Service
Statewide lawyer referral service connecting Kingstown homeowners with private attorneys for foreclosure, probate, bankruptcy, divorce, or lien matters.
NC Bar lawyer referral serviceRelocation Real Estate Agents in Kingstown
Chamiese Evans — Licensed Realtor
Specializing in helping Kingstown homeowners navigate relocation situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.
Visit listrobin.comRelocating from Kingstown? Sell fast with a cash offer
Get my cash offerTax Liens
Tax and Debt Attorneys
Max Gardner Law PLLC
O. Max Gardner III limits his practice to consumer bankruptcy — Chapter 7, Chapter 13, and claims arising from predatory mortgage servicing. NACBA Champion of Consumer Rights (2003), Outstanding Consumer Lawyer (2004), Distinguished Service Award (2013). Trains attorneys nationally through his Bankruptcy Bootcamp program.
(704) 487-0616
Max Gardner Law — Chapter 7 and Chapter 13403 S Washington St, Shelby, NC 28150
The Schweppe Law Firm, P.A.
Shelby general practice firm with a certified public accountant on staff experienced in tax implications of debt relief. Attorneys David M. Schweppe, John V. Schweppe Jr., and John V. Schweppe III handle personal bankruptcy and consumer debt matters across Cleveland County.
(704) 487-7204
Schweppe Law Firm — bankruptcy and debt relief211 E Warren St, Shelby, NC 28150
Tax Payment and Relief Offices
Cleveland County Tax Administration
County tax office collecting real and personal property taxes for Kingstown and all Cleveland County jurisdictions, with online and phone payment options.
(704) 484-4845
Cleveland County tax administration311 East Marion Street, Shelby, NC 28150
Free and Low-Cost Legal Aid
Legal Aid of North Carolina — Gastonia Office (serves Cleveland County)
Provides free civil legal services including housing, foreclosure prevention, bankruptcy assistance, and domestic-violence safety planning for low-income Kingstown and Cleveland County residents.
Legal Aid NC Gastonia — serves Cleveland CountyLegal Aid of North Carolina — Statewide Helpline
Statewide intake line for low-income North Carolina residents seeking free civil legal assistance in housing, foreclosure prevention, or other homeowner matters.
Legal Aid NC statewide helplineNC Bar Association Lawyer Referral Service
Statewide lawyer referral service connecting Kingstown homeowners with private attorneys for foreclosure, probate, bankruptcy, divorce, or lien matters.
NC Bar lawyer referral serviceTax Liens Real Estate Agents in Kingstown
Chamiese Evans — Licensed Realtor
Specializing in helping Kingstown homeowners navigate tax liens situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.
Visit listrobin.comProbate
Probate Attorneys
The Schweppe Law Firm, P.A.
Family firm deeply rooted in the Shelby community with a CPA on staff to manage tax implications of wealth transfer and estate administration. Three attorneys handle wills, trusts, probate, and estate planning for Cleveland County families.
(704) 487-7204
Schweppe Law Firm — estate planning Shelby211 E Warren St, Shelby, NC 28150
Deaton & Biggers, PLLC
Established in 1989 by W. Robinson Deaton Jr., joined by A. Susan Biggers in 1991. The firm handles wills, estates, deeds, and family law matters from their Shelby office, serving Cleveland, Lincoln, Rutherford, and Gaston counties.
(704) 482-7300
Deaton & Biggers — wills and estates402 E Graham St, Shelby, NC 28150
Cleveland County Probate and Court Services
Cleveland County Clerk of Superior Court
County clerk office in Shelby handling foreclosure hearings, probate filings, estate administration, and civil proceedings for Kingstown and all Cleveland County residents.
(704) 484-4862
Cleveland County Clerk of Court100 Justice Place, Shelby, NC 28150
Free and Low-Cost Legal Aid
Legal Aid of North Carolina — Gastonia Office (serves Cleveland County)
Provides free civil legal services including housing, foreclosure prevention, bankruptcy assistance, and domestic-violence safety planning for low-income Kingstown and Cleveland County residents.
Legal Aid NC Gastonia — serves Cleveland CountyLegal Aid of North Carolina — Statewide Helpline
Statewide intake line for low-income North Carolina residents seeking free civil legal assistance in housing, foreclosure prevention, or other homeowner matters.
Legal Aid NC statewide helplineNC Bar Association Lawyer Referral Service
Statewide lawyer referral service connecting Kingstown homeowners with private attorneys for foreclosure, probate, bankruptcy, divorce, or lien matters.
NC Bar lawyer referral serviceProbate Real Estate Agents in Kingstown
Chamiese Evans — Licensed Realtor
Specializing in helping Kingstown homeowners navigate probate situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.
Visit listrobin.comSelling a home in probate? See a fast cash offer
Get my cash offerBankruptcy
Bankruptcy Attorneys
Max Gardner Law PLLC
O. Max Gardner III limits his practice to consumer bankruptcy — Chapter 7, Chapter 13, and claims arising from predatory mortgage servicing. NACBA Champion of Consumer Rights (2003), Outstanding Consumer Lawyer (2004), Distinguished Service Award (2013). Trains attorneys nationally through his Bankruptcy Bootcamp program.
(704) 487-0616
Max Gardner Law — Chapter 7 and Chapter 13403 S Washington St, Shelby, NC 28150
The Schweppe Law Firm, P.A.
Shelby general practice firm with a certified public accountant on staff experienced in tax implications of debt relief. Attorneys David M. Schweppe, John V. Schweppe Jr., and John V. Schweppe III handle personal bankruptcy and consumer debt matters across Cleveland County.
(704) 487-7204
Schweppe Law Firm — bankruptcy and debt relief211 E Warren St, Shelby, NC 28150
Housing Counseling and Foreclosure Prevention
HUD Housing Counselor Referral Line
Federal HUD counselor locator and hotline for Kingstown homeowners needing foreclosure-prevention counseling, loan-workout planning, and loss-mitigation guidance in Cleveland County.
Find a HUD-approved housing counselorNorth Carolina Housing Finance Agency Homeowner Help
State mortgage-delinquency and foreclosure-prevention guidance for North Carolina homeowners, with referrals to HUD-approved counseling agencies serving Cleveland County.
NCHFA homeowner assistanceFree and Low-Cost Legal Aid
Legal Aid of North Carolina — Gastonia Office (serves Cleveland County)
Provides free civil legal services including housing, foreclosure prevention, bankruptcy assistance, and domestic-violence safety planning for low-income Kingstown and Cleveland County residents.
Legal Aid NC Gastonia — serves Cleveland CountyLegal Aid of North Carolina — Statewide Helpline
Statewide intake line for low-income North Carolina residents seeking free civil legal assistance in housing, foreclosure prevention, or other homeowner matters.
Legal Aid NC statewide helplineNC Bar Association Lawyer Referral Service
Statewide lawyer referral service connecting Kingstown homeowners with private attorneys for foreclosure, probate, bankruptcy, divorce, or lien matters.
NC Bar lawyer referral serviceBankruptcy Real Estate Agents in Kingstown
Chamiese Evans — Licensed Realtor
Specializing in helping Kingstown homeowners navigate bankruptcy situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.
Visit listrobin.comCode Violations
Code and Property Attorneys
The Schweppe Law Firm, P.A.
Three-attorney Shelby practice led by John V. Schweppe Jr. (NC Bar since 1965, 60+ years). Handles real estate disputes, foreclosure defense, bankruptcy, and estate planning for Cleveland County homeowners. Free consultations available.
(704) 487-7204
Schweppe Law Firm — Shelby real estate and foreclosure211 E Warren St, Shelby, NC 28150
Max Gardner Law PLLC
O. Max Gardner III has practiced consumer bankruptcy from Shelby since 1977. Named NACBA Outstanding Consumer Lawyer of 2004 and holds an AV Preeminent Martindale-Hubbell rating for 25+ consecutive years. UNC School of Law 1974.
(704) 487-0616
Max Gardner Law — consumer bankruptcy specialist403 S Washington St, Shelby, NC 28150
Code Enforcement Office
Cleveland County Building Inspections
County building-inspections and permitting office handling code compliance, inspection scheduling, and enforcement for Kingstown and Cleveland County properties.
(980) 484-4997
Cleveland County building inspections1333 Fallston Road, Shelby, NC 28150
Free and Low-Cost Legal Aid
Legal Aid of North Carolina — Gastonia Office (serves Cleveland County)
Provides free civil legal services including housing, foreclosure prevention, bankruptcy assistance, and domestic-violence safety planning for low-income Kingstown and Cleveland County residents.
Legal Aid NC Gastonia — serves Cleveland CountyLegal Aid of North Carolina — Statewide Helpline
Statewide intake line for low-income North Carolina residents seeking free civil legal assistance in housing, foreclosure prevention, or other homeowner matters.
Legal Aid NC statewide helplineNC Bar Association Lawyer Referral Service
Statewide lawyer referral service connecting Kingstown homeowners with private attorneys for foreclosure, probate, bankruptcy, divorce, or lien matters.
NC Bar lawyer referral serviceCode Violations Real Estate Agents in Kingstown
Chamiese Evans — Licensed Realtor
Specializing in helping Kingstown homeowners navigate code violations situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.
Visit listrobin.comSee open code cases and activity around any Kingstown address
Check my addressHOA Liens
HOA Attorneys
The Schweppe Law Firm, P.A.
Shelby firm handling civil litigation, property disputes, and real estate matters since 1965. Attorneys John V. Schweppe Jr. and John V. Schweppe III serve Cleveland County homeowners in HOA and property disputes.
(704) 487-7204
Schweppe Law Firm — property disputes211 E Warren St, Shelby, NC 28150
Housing Counseling and Foreclosure Prevention
HUD Housing Counselor Referral Line
Federal HUD counselor locator and hotline for Kingstown homeowners needing foreclosure-prevention counseling, loan-workout planning, and loss-mitigation guidance in Cleveland County.
Find a HUD-approved housing counselorNorth Carolina Housing Finance Agency Homeowner Help
State mortgage-delinquency and foreclosure-prevention guidance for North Carolina homeowners, with referrals to HUD-approved counseling agencies serving Cleveland County.
NCHFA homeowner assistanceFree and Low-Cost Legal Aid
Legal Aid of North Carolina — Gastonia Office (serves Cleveland County)
Provides free civil legal services including housing, foreclosure prevention, bankruptcy assistance, and domestic-violence safety planning for low-income Kingstown and Cleveland County residents.
Legal Aid NC Gastonia — serves Cleveland CountyLegal Aid of North Carolina — Statewide Helpline
Statewide intake line for low-income North Carolina residents seeking free civil legal assistance in housing, foreclosure prevention, or other homeowner matters.
Legal Aid NC statewide helplineNC Bar Association Lawyer Referral Service
Statewide lawyer referral service connecting Kingstown homeowners with private attorneys for foreclosure, probate, bankruptcy, divorce, or lien matters.
NC Bar lawyer referral serviceHOA Liens Real Estate Agents in Kingstown
Chamiese Evans — Licensed Realtor
Specializing in helping Kingstown homeowners navigate hoa liens situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.
Visit listrobin.comFire / Storm Damage
Property Damage Attorneys
The Schweppe Law Firm, P.A.
Three-attorney Shelby practice led by John V. Schweppe Jr. (NC Bar since 1965, 60+ years). Handles real estate disputes, foreclosure defense, bankruptcy, and estate planning for Cleveland County homeowners. Free consultations available.
(704) 487-7204
Schweppe Law Firm — Shelby real estate and foreclosure211 E Warren St, Shelby, NC 28150
Max Gardner Law PLLC
O. Max Gardner III has practiced consumer bankruptcy from Shelby since 1977. Named NACBA Outstanding Consumer Lawyer of 2004 and holds an AV Preeminent Martindale-Hubbell rating for 25+ consecutive years. UNC School of Law 1974.
(704) 487-0616
Max Gardner Law — consumer bankruptcy specialist403 S Washington St, Shelby, NC 28150
Housing Counseling and Foreclosure Prevention
HUD Housing Counselor Referral Line
Federal HUD counselor locator and hotline for Kingstown homeowners needing foreclosure-prevention counseling, loan-workout planning, and loss-mitigation guidance in Cleveland County.
Find a HUD-approved housing counselorNorth Carolina Housing Finance Agency Homeowner Help
State mortgage-delinquency and foreclosure-prevention guidance for North Carolina homeowners, with referrals to HUD-approved counseling agencies serving Cleveland County.
NCHFA homeowner assistanceFree and Low-Cost Legal Aid
Legal Aid of North Carolina — Gastonia Office (serves Cleveland County)
Provides free civil legal services including housing, foreclosure prevention, bankruptcy assistance, and domestic-violence safety planning for low-income Kingstown and Cleveland County residents.
Legal Aid NC Gastonia — serves Cleveland CountyLegal Aid of North Carolina — Statewide Helpline
Statewide intake line for low-income North Carolina residents seeking free civil legal assistance in housing, foreclosure prevention, or other homeowner matters.
Legal Aid NC statewide helplineNC Bar Association Lawyer Referral Service
Statewide lawyer referral service connecting Kingstown homeowners with private attorneys for foreclosure, probate, bankruptcy, divorce, or lien matters.
NC Bar lawyer referral serviceFire / Storm Damage Real Estate Agents in Kingstown
Chamiese Evans — Licensed Realtor
Specializing in helping Kingstown homeowners navigate fire / storm damage situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.
Visit listrobin.comStorm or fire damage? Get a cash offer, sold as-is
Get my cash offerVacant Property
Vacant Property Attorneys
The Schweppe Law Firm, P.A.
Shelby firm handling civil litigation, property disputes, and real estate matters since 1965. Attorneys John V. Schweppe Jr. and John V. Schweppe III serve Cleveland County homeowners in HOA and property disputes.
(704) 487-7204
Schweppe Law Firm — property disputes211 E Warren St, Shelby, NC 28150
Code Enforcement Office
Cleveland County Building Inspections
County building-inspections and permitting office handling code compliance, inspection scheduling, and enforcement for Kingstown and Cleveland County properties.
(980) 484-4997
Cleveland County building inspections1333 Fallston Road, Shelby, NC 28150
Free and Low-Cost Legal Aid
Legal Aid of North Carolina — Gastonia Office (serves Cleveland County)
Provides free civil legal services including housing, foreclosure prevention, bankruptcy assistance, and domestic-violence safety planning for low-income Kingstown and Cleveland County residents.
Legal Aid NC Gastonia — serves Cleveland CountyLegal Aid of North Carolina — Statewide Helpline
Statewide intake line for low-income North Carolina residents seeking free civil legal assistance in housing, foreclosure prevention, or other homeowner matters.
Legal Aid NC statewide helplineNC Bar Association Lawyer Referral Service
Statewide lawyer referral service connecting Kingstown homeowners with private attorneys for foreclosure, probate, bankruptcy, divorce, or lien matters.
NC Bar lawyer referral serviceVacant Property Real Estate Agents in Kingstown
Chamiese Evans — Licensed Realtor
Specializing in helping Kingstown homeowners navigate vacant property situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.
Visit listrobin.comDone carrying a vacant Kingstown home? Get a cash offer
Get my cash offerMilitary PCS
Military PCS Attorneys
Deaton & Biggers, PLLC
W. Robinson Deaton Jr. and A. Susan Biggers have practiced family law in Cleveland County since 1989. Handles contested and uncontested divorce, child custody, equitable distribution, and alimony. 24-hour answering service available.
(704) 482-7300
Deaton & Biggers — family law402 E Graham St, Shelby, NC 28150
Veterans and Military Support
Cleveland County Veterans Services
County veterans service office assisting Kingstown and Cleveland County veterans and dependents with VA disability claims, pension benefits, education benefits, and VA home-loan assistance.
Cleveland County Veterans ServicesFree and Low-Cost Legal Aid
Legal Aid of North Carolina — Gastonia Office (serves Cleveland County)
Provides free civil legal services including housing, foreclosure prevention, bankruptcy assistance, and domestic-violence safety planning for low-income Kingstown and Cleveland County residents.
Legal Aid NC Gastonia — serves Cleveland CountyLegal Aid of North Carolina — Statewide Helpline
Statewide intake line for low-income North Carolina residents seeking free civil legal assistance in housing, foreclosure prevention, or other homeowner matters.
Legal Aid NC statewide helplineNC Bar Association Lawyer Referral Service
Statewide lawyer referral service connecting Kingstown homeowners with private attorneys for foreclosure, probate, bankruptcy, divorce, or lien matters.
NC Bar lawyer referral serviceMilitary PCS Real Estate Agents in Kingstown
Chamiese Evans — Licensed Realtor
Specializing in helping Kingstown homeowners navigate military pcs situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.
Visit listrobin.comPCS orders and a home to sell fast? See your cash offer
Get my cash offerUnderwater Mortgage
Underwater Mortgage Attorneys
The Schweppe Law Firm, P.A.
Three-attorney Shelby practice led by John V. Schweppe Jr. (NC Bar since 1965, 60+ years). Handles real estate disputes, foreclosure defense, bankruptcy, and estate planning for Cleveland County homeowners. Free consultations available.
(704) 487-7204
Schweppe Law Firm — Shelby real estate and foreclosure211 E Warren St, Shelby, NC 28150
Max Gardner Law PLLC
O. Max Gardner III has practiced consumer bankruptcy from Shelby since 1977. Named NACBA Outstanding Consumer Lawyer of 2004 and holds an AV Preeminent Martindale-Hubbell rating for 25+ consecutive years. UNC School of Law 1974.
(704) 487-0616
Max Gardner Law — consumer bankruptcy specialist403 S Washington St, Shelby, NC 28150
Housing Counseling and Foreclosure Prevention
HUD Housing Counselor Referral Line
Federal HUD counselor locator and hotline for Kingstown homeowners needing foreclosure-prevention counseling, loan-workout planning, and loss-mitigation guidance in Cleveland County.
Find a HUD-approved housing counselorNorth Carolina Housing Finance Agency Homeowner Help
State mortgage-delinquency and foreclosure-prevention guidance for North Carolina homeowners, with referrals to HUD-approved counseling agencies serving Cleveland County.
NCHFA homeowner assistanceFree and Low-Cost Legal Aid
Legal Aid of North Carolina — Gastonia Office (serves Cleveland County)
Provides free civil legal services including housing, foreclosure prevention, bankruptcy assistance, and domestic-violence safety planning for low-income Kingstown and Cleveland County residents.
Legal Aid NC Gastonia — serves Cleveland CountyLegal Aid of North Carolina — Statewide Helpline
Statewide intake line for low-income North Carolina residents seeking free civil legal assistance in housing, foreclosure prevention, or other homeowner matters.
Legal Aid NC statewide helplineNC Bar Association Lawyer Referral Service
Statewide lawyer referral service connecting Kingstown homeowners with private attorneys for foreclosure, probate, bankruptcy, divorce, or lien matters.
NC Bar lawyer referral serviceUnderwater Mortgage Real Estate Agents in Kingstown
Chamiese Evans — Licensed Realtor
Specializing in helping Kingstown homeowners navigate underwater mortgage situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.
Visit listrobin.comUnderwater — or do you actually have equity? Find out free
See my home valueJob Loss
Job Loss and Debt Attorneys
Max Gardner Law PLLC
O. Max Gardner III limits his practice to consumer bankruptcy — Chapter 7, Chapter 13, and claims arising from predatory mortgage servicing. NACBA Champion of Consumer Rights (2003), Outstanding Consumer Lawyer (2004), Distinguished Service Award (2013). Trains attorneys nationally through his Bankruptcy Bootcamp program.
(704) 487-0616
Max Gardner Law — Chapter 7 and Chapter 13403 S Washington St, Shelby, NC 28150
The Schweppe Law Firm, P.A.
Shelby general practice firm with a certified public accountant on staff experienced in tax implications of debt relief. Attorneys David M. Schweppe, John V. Schweppe Jr., and John V. Schweppe III handle personal bankruptcy and consumer debt matters across Cleveland County.
(704) 487-7204
Schweppe Law Firm — bankruptcy and debt relief211 E Warren St, Shelby, NC 28150
Housing Counseling and Foreclosure Prevention
HUD Housing Counselor Referral Line
Federal HUD counselor locator and hotline for Kingstown homeowners needing foreclosure-prevention counseling, loan-workout planning, and loss-mitigation guidance in Cleveland County.
Find a HUD-approved housing counselorNorth Carolina Housing Finance Agency Homeowner Help
State mortgage-delinquency and foreclosure-prevention guidance for North Carolina homeowners, with referrals to HUD-approved counseling agencies serving Cleveland County.
NCHFA homeowner assistanceFree and Low-Cost Legal Aid
Legal Aid of North Carolina — Gastonia Office (serves Cleveland County)
Provides free civil legal services including housing, foreclosure prevention, bankruptcy assistance, and domestic-violence safety planning for low-income Kingstown and Cleveland County residents.
Legal Aid NC Gastonia — serves Cleveland CountyLegal Aid of North Carolina — Statewide Helpline
Statewide intake line for low-income North Carolina residents seeking free civil legal assistance in housing, foreclosure prevention, or other homeowner matters.
Legal Aid NC statewide helplineNC Bar Association Lawyer Referral Service
Statewide lawyer referral service connecting Kingstown homeowners with private attorneys for foreclosure, probate, bankruptcy, divorce, or lien matters.
NC Bar lawyer referral serviceJob Loss Real Estate Agents in Kingstown
Chamiese Evans — Licensed Realtor
Specializing in helping Kingstown homeowners navigate job loss situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.
Visit listrobin.comMedical Hardship
Medical Hardship Attorneys
Max Gardner Law PLLC
O. Max Gardner III limits his practice to consumer bankruptcy — Chapter 7, Chapter 13, and claims arising from predatory mortgage servicing. NACBA Champion of Consumer Rights (2003), Outstanding Consumer Lawyer (2004), Distinguished Service Award (2013). Trains attorneys nationally through his Bankruptcy Bootcamp program.
(704) 487-0616
Max Gardner Law — Chapter 7 and Chapter 13403 S Washington St, Shelby, NC 28150
The Schweppe Law Firm, P.A.
Shelby general practice firm with a certified public accountant on staff experienced in tax implications of debt relief. Attorneys David M. Schweppe, John V. Schweppe Jr., and John V. Schweppe III handle personal bankruptcy and consumer debt matters across Cleveland County.
(704) 487-7204
Schweppe Law Firm — bankruptcy and debt relief211 E Warren St, Shelby, NC 28150
Housing Counseling and Foreclosure Prevention
HUD Housing Counselor Referral Line
Federal HUD counselor locator and hotline for Kingstown homeowners needing foreclosure-prevention counseling, loan-workout planning, and loss-mitigation guidance in Cleveland County.
Find a HUD-approved housing counselorNorth Carolina Housing Finance Agency Homeowner Help
State mortgage-delinquency and foreclosure-prevention guidance for North Carolina homeowners, with referrals to HUD-approved counseling agencies serving Cleveland County.
NCHFA homeowner assistanceFree and Low-Cost Legal Aid
Legal Aid of North Carolina — Gastonia Office (serves Cleveland County)
Provides free civil legal services including housing, foreclosure prevention, bankruptcy assistance, and domestic-violence safety planning for low-income Kingstown and Cleveland County residents.
Legal Aid NC Gastonia — serves Cleveland CountyLegal Aid of North Carolina — Statewide Helpline
Statewide intake line for low-income North Carolina residents seeking free civil legal assistance in housing, foreclosure prevention, or other homeowner matters.
Legal Aid NC statewide helplineNC Bar Association Lawyer Referral Service
Statewide lawyer referral service connecting Kingstown homeowners with private attorneys for foreclosure, probate, bankruptcy, divorce, or lien matters.
NC Bar lawyer referral serviceMedical Hardship Real Estate Agents in Kingstown
Chamiese Evans — Licensed Realtor
Specializing in helping Kingstown homeowners navigate medical hardship situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.
Visit listrobin.comReverse Mortgage
Reverse Mortgage and Probate Attorneys
The Schweppe Law Firm, P.A.
Family firm deeply rooted in the Shelby community with a CPA on staff to manage tax implications of wealth transfer and estate administration. Three attorneys handle wills, trusts, probate, and estate planning for Cleveland County families.
(704) 487-7204
Schweppe Law Firm — estate planning Shelby211 E Warren St, Shelby, NC 28150
Deaton & Biggers, PLLC
Established in 1989 by W. Robinson Deaton Jr., joined by A. Susan Biggers in 1991. The firm handles wills, estates, deeds, and family law matters from their Shelby office, serving Cleveland, Lincoln, Rutherford, and Gaston counties.
(704) 482-7300
Deaton & Biggers — wills and estates402 E Graham St, Shelby, NC 28150
Senior Homeowner Support
Neal Senior Center (Council on Aging of Cleveland County)
County senior center providing meals, transportation, health programs, social activities, and referral services for Kingstown and Cleveland County residents age 60 and older.
Neal Senior Center — Cleveland County seniorsFree and Low-Cost Legal Aid
Legal Aid of North Carolina — Gastonia Office (serves Cleveland County)
Provides free civil legal services including housing, foreclosure prevention, bankruptcy assistance, and domestic-violence safety planning for low-income Kingstown and Cleveland County residents.
Legal Aid NC Gastonia — serves Cleveland CountyLegal Aid of North Carolina — Statewide Helpline
Statewide intake line for low-income North Carolina residents seeking free civil legal assistance in housing, foreclosure prevention, or other homeowner matters.
Legal Aid NC statewide helplineNC Bar Association Lawyer Referral Service
Statewide lawyer referral service connecting Kingstown homeowners with private attorneys for foreclosure, probate, bankruptcy, divorce, or lien matters.
NC Bar lawyer referral serviceReverse Mortgage Real Estate Agents in Kingstown
Chamiese Evans — Licensed Realtor
Specializing in helping Kingstown homeowners navigate reverse mortgage situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.
Visit listrobin.comKnow exactly what your Kingstown home is worth first
See my home valueIRS Tax Lien
IRS Lien and Debt Attorneys
Max Gardner Law PLLC
O. Max Gardner III limits his practice to consumer bankruptcy — Chapter 7, Chapter 13, and claims arising from predatory mortgage servicing. NACBA Champion of Consumer Rights (2003), Outstanding Consumer Lawyer (2004), Distinguished Service Award (2013). Trains attorneys nationally through his Bankruptcy Bootcamp program.
(704) 487-0616
Max Gardner Law — Chapter 7 and Chapter 13403 S Washington St, Shelby, NC 28150
The Schweppe Law Firm, P.A.
Shelby general practice firm with a certified public accountant on staff experienced in tax implications of debt relief. Attorneys David M. Schweppe, John V. Schweppe Jr., and John V. Schweppe III handle personal bankruptcy and consumer debt matters across Cleveland County.
(704) 487-7204
Schweppe Law Firm — bankruptcy and debt relief211 E Warren St, Shelby, NC 28150
Tax Payment and Relief Offices
Cleveland County Tax Administration
County tax office collecting real and personal property taxes for Kingstown and all Cleveland County jurisdictions, with online and phone payment options.
(704) 484-4845
Cleveland County tax administration311 East Marion Street, Shelby, NC 28150
Free and Low-Cost Legal Aid
Legal Aid of North Carolina — Gastonia Office (serves Cleveland County)
Provides free civil legal services including housing, foreclosure prevention, bankruptcy assistance, and domestic-violence safety planning for low-income Kingstown and Cleveland County residents.
Legal Aid NC Gastonia — serves Cleveland CountyLegal Aid of North Carolina — Statewide Helpline
Statewide intake line for low-income North Carolina residents seeking free civil legal assistance in housing, foreclosure prevention, or other homeowner matters.
Legal Aid NC statewide helplineNC Bar Association Lawyer Referral Service
Statewide lawyer referral service connecting Kingstown homeowners with private attorneys for foreclosure, probate, bankruptcy, divorce, or lien matters.
NC Bar lawyer referral serviceIRS Tax Lien Real Estate Agents in Kingstown
Chamiese Evans — Licensed Realtor
Specializing in helping Kingstown homeowners navigate irs tax lien situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.
Visit listrobin.comHELOC Default
HELOC Default Attorneys
The Schweppe Law Firm, P.A.
Three-attorney Shelby practice led by John V. Schweppe Jr. (NC Bar since 1965, 60+ years). Handles real estate disputes, foreclosure defense, bankruptcy, and estate planning for Cleveland County homeowners. Free consultations available.
(704) 487-7204
Schweppe Law Firm — Shelby real estate and foreclosure211 E Warren St, Shelby, NC 28150
Max Gardner Law PLLC
O. Max Gardner III has practiced consumer bankruptcy from Shelby since 1977. Named NACBA Outstanding Consumer Lawyer of 2004 and holds an AV Preeminent Martindale-Hubbell rating for 25+ consecutive years. UNC School of Law 1974.
(704) 487-0616
Max Gardner Law — consumer bankruptcy specialist403 S Washington St, Shelby, NC 28150
Housing Counseling and Foreclosure Prevention
HUD Housing Counselor Referral Line
Federal HUD counselor locator and hotline for Kingstown homeowners needing foreclosure-prevention counseling, loan-workout planning, and loss-mitigation guidance in Cleveland County.
Find a HUD-approved housing counselorNorth Carolina Housing Finance Agency Homeowner Help
State mortgage-delinquency and foreclosure-prevention guidance for North Carolina homeowners, with referrals to HUD-approved counseling agencies serving Cleveland County.
NCHFA homeowner assistanceFree and Low-Cost Legal Aid
Legal Aid of North Carolina — Gastonia Office (serves Cleveland County)
Provides free civil legal services including housing, foreclosure prevention, bankruptcy assistance, and domestic-violence safety planning for low-income Kingstown and Cleveland County residents.
Legal Aid NC Gastonia — serves Cleveland CountyLegal Aid of North Carolina — Statewide Helpline
Statewide intake line for low-income North Carolina residents seeking free civil legal assistance in housing, foreclosure prevention, or other homeowner matters.
Legal Aid NC statewide helplineNC Bar Association Lawyer Referral Service
Statewide lawyer referral service connecting Kingstown homeowners with private attorneys for foreclosure, probate, bankruptcy, divorce, or lien matters.
NC Bar lawyer referral serviceHELOC Default Real Estate Agents in Kingstown
Chamiese Evans — Licensed Realtor
Specializing in helping Kingstown homeowners navigate heloc default situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.
Visit listrobin.comJudgment Lien
Judgment Lien Attorneys
The Schweppe Law Firm, P.A.
Three-attorney Shelby practice led by John V. Schweppe Jr. (NC Bar since 1965, 60+ years). Handles real estate disputes, foreclosure defense, bankruptcy, and estate planning for Cleveland County homeowners. Free consultations available.
(704) 487-7204
Schweppe Law Firm — Shelby real estate and foreclosure211 E Warren St, Shelby, NC 28150
Max Gardner Law PLLC
O. Max Gardner III has practiced consumer bankruptcy from Shelby since 1977. Named NACBA Outstanding Consumer Lawyer of 2004 and holds an AV Preeminent Martindale-Hubbell rating for 25+ consecutive years. UNC School of Law 1974.
(704) 487-0616
Max Gardner Law — consumer bankruptcy specialist403 S Washington St, Shelby, NC 28150
Housing Counseling and Foreclosure Prevention
HUD Housing Counselor Referral Line
Federal HUD counselor locator and hotline for Kingstown homeowners needing foreclosure-prevention counseling, loan-workout planning, and loss-mitigation guidance in Cleveland County.
Find a HUD-approved housing counselorNorth Carolina Housing Finance Agency Homeowner Help
State mortgage-delinquency and foreclosure-prevention guidance for North Carolina homeowners, with referrals to HUD-approved counseling agencies serving Cleveland County.
NCHFA homeowner assistanceFree and Low-Cost Legal Aid
Legal Aid of North Carolina — Gastonia Office (serves Cleveland County)
Provides free civil legal services including housing, foreclosure prevention, bankruptcy assistance, and domestic-violence safety planning for low-income Kingstown and Cleveland County residents.
Legal Aid NC Gastonia — serves Cleveland CountyLegal Aid of North Carolina — Statewide Helpline
Statewide intake line for low-income North Carolina residents seeking free civil legal assistance in housing, foreclosure prevention, or other homeowner matters.
Legal Aid NC statewide helplineNC Bar Association Lawyer Referral Service
Statewide lawyer referral service connecting Kingstown homeowners with private attorneys for foreclosure, probate, bankruptcy, divorce, or lien matters.
NC Bar lawyer referral serviceJudgment Lien Real Estate Agents in Kingstown
Chamiese Evans — Licensed Realtor
Specializing in helping Kingstown homeowners navigate judgment lien situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.
Visit listrobin.comThinking about selling your Kingstown home?
Whichever situation brought you here, you have options — and you do not have to decide today. Start with the one that fits.
- Cash offer for your house in North and South Carolina: what cash buyers really pay: the honest breakdown of who buys, what they really pay, and how to avoid scams.
Your local real estate expert
Connect with a licensed Realtor who specializes in helping homeowners navigate homeowner situations in Kingstown, NC.
CE
Chamiese Evans
Licensed Realtor — NorthGroup Real Estate
Helping homeowners across the Carolinas find the right path forward — whether that means selling, negotiating, or exploring every option before making a decision.
Visit listrobin.comResearched by CC Evans, Marketing Analyst — RobinOffer
Last reviewed: February 2026
This directory is for informational purposes only. It does not constitute legal, financial, or tax advice. Confirm all options with licensed counsel or a qualified financial professional before signing any agreement.
Sources: NC General Statutes · HUD.gov · CFPB.gov
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