Homeowners/Kitty Hawk, NC
Homeowner Resources in Kitty Hawk, NC
Local resources for homeowners in Kitty Hawk, NC dealing with foreclosure, probate, tax liens, bankruptcy, and other difficult situations. Real contacts, phone numbers, and next steps.
✓19 resource categories
More local resources in Kitty Hawk
Verified local contacts for other situations Kitty Hawk homeowners face — attorneys, government offices, and financial counselors, organized by topic.
Foreclosure
Foreclosure Attorneys
Hornthal, Riley, Ellis & Maland, LLP
Outer Banks firm practicing since 1906. Attorney Robert B. Hobbs Jr. is the only attorney in northeastern NC who is a Board Certified Specialist in both commercial and residential real property law (NC State Bar). Also serves as Town Attorney for Duck and Attorney for the Dare County Airport Authority since 1990. Nags Head office at 2502 South Croatan Highway.
Hornthal, Riley, Ellis & Maland — real estate and foreclosureCasey & Robbins, PC
Outer Banks law firm providing legal services for over 20 years to clients throughout Dare, Currituck, Tyrrell, and Hyde counties. Attorneys Michael Casey and Elizabeth Robbins handle real estate transactions, zoning issues, estate planning, and probate administration from their Nags Head office.
(252) 441-4125110 W. Gray Eagle Street, Suite 101, Nags Head, NC 27959
Casey & Robbins — Outer Banks real estate lawKellogg and Evans, P.A.
The longest-running general practice law firm on the Outer Banks, established in 1931 in historic downtown Manteo. Attorneys Martin Kellogg Jr. and Charles D. Evans handle real estate closings, 1031 tax-deferred exchanges, foreclosure defense, and title issues for Dare County homeowners.
Kellogg & Evans — Manteo real estate and foreclosureHousing Counseling and Foreclosure Prevention
HUD Housing Counselor Referral Line
Federal HUD counselor locator and hotline for Kitty Hawk homeowners who need foreclosure-prevention counseling, loan-workout planning, and loss-mitigation guidance in Dare County.
Find a HUD-approved housing counselorRiver City Community Development Corporation
HUD-certified housing counseling agency in Elizabeth City offering pre-purchase, post-purchase, mortgage delinquency/default resolution, and rental counseling for Dare County homeowners. Services in English and Spanish.
River City CDC housing counselingNorth Carolina Housing Finance Agency Homeowner Help
State mortgage-delinquency and foreclosure-prevention guidance for North Carolina homeowners, with referrals to HUD-approved counseling agencies serving Dare County.
NCHFA homeowner assistanceFree and Low-Cost Legal Aid
Legal Aid of North Carolina — Ahoskie Office
Free civil legal services for low-income Dare County residents facing foreclosure, eviction, landlord-tenant disputes, family law matters, and public-benefits issues. Serves Kitty Hawk and all Dare County communities.
Legal Aid NC — free legal helpNC Bar Association Lawyer Referral Service
Statewide referral service connecting Dare County residents with licensed NC attorneys for an initial 30-minute consultation at a reduced fee, covering real estate, foreclosure defense, probate, and family law.
NC Bar lawyer referral serviceForeclosure Real Estate Agents in Kitty Hawk
Chamiese Evans — Licensed Realtor
Specializing in helping Kitty Hawk homeowners navigate foreclosure situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.
Visit listrobin.comInheritance
Probate and Estate Attorneys
McDowell Law Group (Letha Sgritta McDowell)
Nationally recognized Certified Elder Law Attorney (CELA) by the National Elder Law Foundation. Partner Gilbert L. Carey is a CPA and attorney recognized in 2026 Best Lawyers in America for tax law with Avvo 10.0 Superb rating. Office physically in Kitty Hawk at 6445 North Croatan Highway.
(252) 390-46906445 North Croatan Highway, Unit A, Kitty Hawk, NC 27949
McDowell Law Group — elder law and estate planningLaw Office of Matthew J. Spencer, P.C.
Solo practitioner physically located in Kitty Hawk with 27+ years of experience. Began career at Kellogg & Evans in Manteo, then Aycock & Butler in Nags Head before opening his own practice in 2014. Handles wills, estate planning, business law, and family law.
(252) 441-20716475 N. Croatan Highway, Suite 203, Kitty Hawk, NC 27949
Law Office of Matthew J. Spencer — wills and estate planningDare County Probate and Court Services
Dare County Clerk of Superior Court
County clerk office in Manteo handling foreclosure hearings, probate filings, estate administration, and civil proceedings for Kitty Hawk and all Dare County residents. Clerk: Dean M. Tolson.
Dare County Clerk of CourtFree and Low-Cost Legal Aid
Legal Aid of North Carolina — Ahoskie Office
Free civil legal services for low-income Dare County residents facing foreclosure, eviction, landlord-tenant disputes, family law matters, and public-benefits issues. Serves Kitty Hawk and all Dare County communities.
Legal Aid NC — free legal helpNC Bar Association Lawyer Referral Service
Statewide referral service connecting Dare County residents with licensed NC attorneys for an initial 30-minute consultation at a reduced fee, covering real estate, foreclosure defense, probate, and family law.
NC Bar lawyer referral serviceInheritance Real Estate Agents in Kitty Hawk
Chamiese Evans — Licensed Realtor
Specializing in helping Kitty Hawk homeowners navigate inheritance situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.
Visit listrobin.comDivorce
Divorce Attorneys
Law Office of W. Carter Graham, PLLC
Nags Head firm dedicated to family law matters including divorce, separation, premarital agreements, wills and trusts, and adoption for Dare County residents.
W. Carter Graham — family law and divorceSteven D. Michael, Attorney at Law
Kitty Hawk attorney with 49 years of experience (licensed since 1977). Martindale-Hubbell Distinguished rating. Handles family law, divorce, personal injury, and mediation. Physically located in Kitty Hawk at 55 Deer Path Lane.
Steven D. Michael — family law and mediationGunther Law Group (Rachel S. Gunther)
19 years of family law experience with offices in Manteo, Hertford, and Virginia Beach. Handles divorce, real estate, and family law matters across Dare County from the Manteo office at 207 Queen Elizabeth Avenue.
Gunther Law Group — family lawDomestic Violence and Family Safety Resources
Outer Banks Hotline, Inc.
Sole domestic violence and sexual assault service provider for Dare County. Operates a 24/7 crisis line, 9-bedroom emergency shelter, court advocacy, protective order assistance, and legal aid referrals for DV/SA survivors. All services free and confidential.
Outer Banks Hotline — domestic violence servicesNational Domestic Violence Hotline
24/7 confidential hotline for immediate safety planning, local referrals, and support by phone, text, or chat.
National Domestic Violence HotlineHousing Counseling and Foreclosure Prevention
HUD Housing Counselor Referral Line
Federal HUD counselor locator and hotline for Kitty Hawk homeowners who need foreclosure-prevention counseling, loan-workout planning, and loss-mitigation guidance in Dare County.
Find a HUD-approved housing counselorRiver City Community Development Corporation
HUD-certified housing counseling agency in Elizabeth City offering pre-purchase, post-purchase, mortgage delinquency/default resolution, and rental counseling for Dare County homeowners. Services in English and Spanish.
River City CDC housing counselingNorth Carolina Housing Finance Agency Homeowner Help
State mortgage-delinquency and foreclosure-prevention guidance for North Carolina homeowners, with referrals to HUD-approved counseling agencies serving Dare County.
NCHFA homeowner assistanceFree and Low-Cost Legal Aid
Legal Aid of North Carolina — Ahoskie Office
Free civil legal services for low-income Dare County residents facing foreclosure, eviction, landlord-tenant disputes, family law matters, and public-benefits issues. Serves Kitty Hawk and all Dare County communities.
Legal Aid NC — free legal helpNC Bar Association Lawyer Referral Service
Statewide referral service connecting Dare County residents with licensed NC attorneys for an initial 30-minute consultation at a reduced fee, covering real estate, foreclosure defense, probate, and family law.
NC Bar lawyer referral serviceDivorce Real Estate Agents in Kitty Hawk
Chamiese Evans — Licensed Realtor
Specializing in helping Kitty Hawk homeowners navigate divorce situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.
Visit listrobin.comRelocation
Real Estate Attorneys
Hornthal, Riley, Ellis & Maland, LLP
Outer Banks firm practicing since 1906. Attorney Robert B. Hobbs Jr. is the only attorney in northeastern NC who is a Board Certified Specialist in both commercial and residential real property law (NC State Bar). Also serves as Town Attorney for Duck and Attorney for the Dare County Airport Authority since 1990. Nags Head office at 2502 South Croatan Highway.
Hornthal, Riley, Ellis & Maland — real estate and foreclosureCasey & Robbins, PC
Outer Banks law firm providing legal services for over 20 years to clients throughout Dare, Currituck, Tyrrell, and Hyde counties. Attorneys Michael Casey and Elizabeth Robbins handle real estate transactions, zoning issues, estate planning, and probate administration from their Nags Head office.
(252) 441-4125110 W. Gray Eagle Street, Suite 101, Nags Head, NC 27959
Casey & Robbins — Outer Banks real estate lawKellogg and Evans, P.A.
The longest-running general practice law firm on the Outer Banks, established in 1931 in historic downtown Manteo. Attorneys Martin Kellogg Jr. and Charles D. Evans handle real estate closings, 1031 tax-deferred exchanges, foreclosure defense, and title issues for Dare County homeowners.
Kellogg & Evans — Manteo real estate and foreclosureHousing Counseling and Foreclosure Prevention
HUD Housing Counselor Referral Line
Federal HUD counselor locator and hotline for Kitty Hawk homeowners who need foreclosure-prevention counseling, loan-workout planning, and loss-mitigation guidance in Dare County.
Find a HUD-approved housing counselorRiver City Community Development Corporation
HUD-certified housing counseling agency in Elizabeth City offering pre-purchase, post-purchase, mortgage delinquency/default resolution, and rental counseling for Dare County homeowners. Services in English and Spanish.
River City CDC housing counselingNorth Carolina Housing Finance Agency Homeowner Help
State mortgage-delinquency and foreclosure-prevention guidance for North Carolina homeowners, with referrals to HUD-approved counseling agencies serving Dare County.
NCHFA homeowner assistanceFree and Low-Cost Legal Aid
Legal Aid of North Carolina — Ahoskie Office
Free civil legal services for low-income Dare County residents facing foreclosure, eviction, landlord-tenant disputes, family law matters, and public-benefits issues. Serves Kitty Hawk and all Dare County communities.
Legal Aid NC — free legal helpNC Bar Association Lawyer Referral Service
Statewide referral service connecting Dare County residents with licensed NC attorneys for an initial 30-minute consultation at a reduced fee, covering real estate, foreclosure defense, probate, and family law.
NC Bar lawyer referral serviceRelocation Real Estate Agents in Kitty Hawk
Chamiese Evans — Licensed Realtor
Specializing in helping Kitty Hawk homeowners navigate relocation situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.
Visit listrobin.comTax Liens
Tax Lien Attorneys
Hornthal, Riley, Ellis & Maland, LLP
Outer Banks firm practicing since 1906. Attorney Robert B. Hobbs Jr. is the only attorney in northeastern NC who is a Board Certified Specialist in both commercial and residential real property law (NC State Bar). Also serves as Town Attorney for Duck and Attorney for the Dare County Airport Authority since 1990. Nags Head office at 2502 South Croatan Highway.
Hornthal, Riley, Ellis & Maland — real estate and foreclosureCasey & Robbins, PC
Outer Banks law firm providing legal services for over 20 years to clients throughout Dare, Currituck, Tyrrell, and Hyde counties. Attorneys Michael Casey and Elizabeth Robbins handle real estate transactions, zoning issues, estate planning, and probate administration from their Nags Head office.
(252) 441-4125110 W. Gray Eagle Street, Suite 101, Nags Head, NC 27959
Casey & Robbins — Outer Banks real estate lawKellogg and Evans, P.A.
The longest-running general practice law firm on the Outer Banks, established in 1931 in historic downtown Manteo. Attorneys Martin Kellogg Jr. and Charles D. Evans handle real estate closings, 1031 tax-deferred exchanges, foreclosure defense, and title issues for Dare County homeowners.
Kellogg & Evans — Manteo real estate and foreclosureTax Payment and Relief Offices
Dare County Tax Department
County tax office collecting real and personal property taxes for Kitty Hawk and all Dare County jurisdictions, with online payment options.
(252) 475-5952962 Marshall C. Collins Drive, Room 166, Manteo, NC 27954
Dare County online tax paymentFree and Low-Cost Legal Aid
Legal Aid of North Carolina — Ahoskie Office
Free civil legal services for low-income Dare County residents facing foreclosure, eviction, landlord-tenant disputes, family law matters, and public-benefits issues. Serves Kitty Hawk and all Dare County communities.
Legal Aid NC — free legal helpNC Bar Association Lawyer Referral Service
Statewide referral service connecting Dare County residents with licensed NC attorneys for an initial 30-minute consultation at a reduced fee, covering real estate, foreclosure defense, probate, and family law.
NC Bar lawyer referral serviceTax Liens Real Estate Agents in Kitty Hawk
Chamiese Evans — Licensed Realtor
Specializing in helping Kitty Hawk homeowners navigate tax liens situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.
Visit listrobin.comProbate
Probate Attorneys
McDowell Law Group (Letha Sgritta McDowell)
Nationally recognized Certified Elder Law Attorney (CELA) by the National Elder Law Foundation. Partner Gilbert L. Carey is a CPA and attorney recognized in 2026 Best Lawyers in America for tax law with Avvo 10.0 Superb rating. Office physically in Kitty Hawk at 6445 North Croatan Highway.
(252) 390-46906445 North Croatan Highway, Unit A, Kitty Hawk, NC 27949
McDowell Law Group — elder law and estate planningLaw Office of Matthew J. Spencer, P.C.
Solo practitioner physically located in Kitty Hawk with 27+ years of experience. Began career at Kellogg & Evans in Manteo, then Aycock & Butler in Nags Head before opening his own practice in 2014. Handles wills, estate planning, business law, and family law.
(252) 441-20716475 N. Croatan Highway, Suite 203, Kitty Hawk, NC 27949
Law Office of Matthew J. Spencer — wills and estate planningDare County Probate and Court Services
Dare County Clerk of Superior Court
County clerk office in Manteo handling foreclosure hearings, probate filings, estate administration, and civil proceedings for Kitty Hawk and all Dare County residents. Clerk: Dean M. Tolson.
Dare County Clerk of CourtHousing Counseling and Foreclosure Prevention
HUD Housing Counselor Referral Line
Federal HUD counselor locator and hotline for Kitty Hawk homeowners who need foreclosure-prevention counseling, loan-workout planning, and loss-mitigation guidance in Dare County.
Find a HUD-approved housing counselorRiver City Community Development Corporation
HUD-certified housing counseling agency in Elizabeth City offering pre-purchase, post-purchase, mortgage delinquency/default resolution, and rental counseling for Dare County homeowners. Services in English and Spanish.
River City CDC housing counselingNorth Carolina Housing Finance Agency Homeowner Help
State mortgage-delinquency and foreclosure-prevention guidance for North Carolina homeowners, with referrals to HUD-approved counseling agencies serving Dare County.
NCHFA homeowner assistanceFree and Low-Cost Legal Aid
Legal Aid of North Carolina — Ahoskie Office
Free civil legal services for low-income Dare County residents facing foreclosure, eviction, landlord-tenant disputes, family law matters, and public-benefits issues. Serves Kitty Hawk and all Dare County communities.
Legal Aid NC — free legal helpNC Bar Association Lawyer Referral Service
Statewide referral service connecting Dare County residents with licensed NC attorneys for an initial 30-minute consultation at a reduced fee, covering real estate, foreclosure defense, probate, and family law.
NC Bar lawyer referral serviceProbate Real Estate Agents in Kitty Hawk
Chamiese Evans — Licensed Realtor
Specializing in helping Kitty Hawk homeowners navigate probate situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.
Visit listrobin.comBankruptcy
Bankruptcy Attorneys
Biggs Law Firm, PLLC (Laurie B. Biggs)
Board Certified Specialist in Business and Consumer Bankruptcy Law by the NC State Bar. 10-time NC Super Lawyer. Handles Chapter 7, 11, 12, and 13 cases for businesses, farmers, and individuals in eastern NC. Office physically located at 6445 North Croatan Highway in Kitty Hawk.
(919) 375-80406445 North Croatan Highway, Unit A, Kitty Hawk, NC 27949
Biggs Law Firm — Board Certified bankruptcy specialistThompson & Pureza, P.A.
Elizabeth City firm with over 30 years of experience handling Chapter 7 bankruptcy filings, estate planning, probate, and real estate for the Outer Banks region. Attorney C. Everett Thompson II serves Dare County clients from the Elizabeth City office.
Thompson & Pureza — bankruptcy and estate planningHousing Counseling and Foreclosure Prevention
HUD Housing Counselor Referral Line
Federal HUD counselor locator and hotline for Kitty Hawk homeowners who need foreclosure-prevention counseling, loan-workout planning, and loss-mitigation guidance in Dare County.
Find a HUD-approved housing counselorRiver City Community Development Corporation
HUD-certified housing counseling agency in Elizabeth City offering pre-purchase, post-purchase, mortgage delinquency/default resolution, and rental counseling for Dare County homeowners. Services in English and Spanish.
River City CDC housing counselingNorth Carolina Housing Finance Agency Homeowner Help
State mortgage-delinquency and foreclosure-prevention guidance for North Carolina homeowners, with referrals to HUD-approved counseling agencies serving Dare County.
NCHFA homeowner assistanceFree and Low-Cost Legal Aid
Legal Aid of North Carolina — Ahoskie Office
Free civil legal services for low-income Dare County residents facing foreclosure, eviction, landlord-tenant disputes, family law matters, and public-benefits issues. Serves Kitty Hawk and all Dare County communities.
Legal Aid NC — free legal helpNC Bar Association Lawyer Referral Service
Statewide referral service connecting Dare County residents with licensed NC attorneys for an initial 30-minute consultation at a reduced fee, covering real estate, foreclosure defense, probate, and family law.
NC Bar lawyer referral serviceBankruptcy Real Estate Agents in Kitty Hawk
Chamiese Evans — Licensed Realtor
Specializing in helping Kitty Hawk homeowners navigate bankruptcy situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.
Visit listrobin.comCode Violations
Real Estate Attorneys
Hornthal, Riley, Ellis & Maland, LLP
Outer Banks firm practicing since 1906. Attorney Robert B. Hobbs Jr. is the only attorney in northeastern NC who is a Board Certified Specialist in both commercial and residential real property law (NC State Bar). Also serves as Town Attorney for Duck and Attorney for the Dare County Airport Authority since 1990. Nags Head office at 2502 South Croatan Highway.
Hornthal, Riley, Ellis & Maland — real estate and foreclosureCasey & Robbins, PC
Outer Banks law firm providing legal services for over 20 years to clients throughout Dare, Currituck, Tyrrell, and Hyde counties. Attorneys Michael Casey and Elizabeth Robbins handle real estate transactions, zoning issues, estate planning, and probate administration from their Nags Head office.
(252) 441-4125110 W. Gray Eagle Street, Suite 101, Nags Head, NC 27959
Casey & Robbins — Outer Banks real estate lawKellogg and Evans, P.A.
The longest-running general practice law firm on the Outer Banks, established in 1931 in historic downtown Manteo. Attorneys Martin Kellogg Jr. and Charles D. Evans handle real estate closings, 1031 tax-deferred exchanges, foreclosure defense, and title issues for Dare County homeowners.
Kellogg & Evans — Manteo real estate and foreclosureCode Enforcement Office
Town of Kitty Hawk Planning & Inspections
Town code enforcement office handling building inspections, zoning compliance, and code violations for Kitty Hawk residents.
Kitty Hawk code enforcementFree and Low-Cost Legal Aid
Legal Aid of North Carolina — Ahoskie Office
Free civil legal services for low-income Dare County residents facing foreclosure, eviction, landlord-tenant disputes, family law matters, and public-benefits issues. Serves Kitty Hawk and all Dare County communities.
Legal Aid NC — free legal helpNC Bar Association Lawyer Referral Service
Statewide referral service connecting Dare County residents with licensed NC attorneys for an initial 30-minute consultation at a reduced fee, covering real estate, foreclosure defense, probate, and family law.
NC Bar lawyer referral serviceCode Violations Real Estate Agents in Kitty Hawk
Chamiese Evans — Licensed Realtor
Specializing in helping Kitty Hawk homeowners navigate code violations situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.
Visit listrobin.comHOA Liens
HOA and Real Estate Attorneys
Hornthal, Riley, Ellis & Maland, LLP
Outer Banks firm practicing since 1906. Attorney Robert B. Hobbs Jr. is the only attorney in northeastern NC who is a Board Certified Specialist in both commercial and residential real property law (NC State Bar). Also serves as Town Attorney for Duck and Attorney for the Dare County Airport Authority since 1990. Nags Head office at 2502 South Croatan Highway.
Hornthal, Riley, Ellis & Maland — real estate and foreclosureCasey & Robbins, PC
Outer Banks law firm providing legal services for over 20 years to clients throughout Dare, Currituck, Tyrrell, and Hyde counties. Attorneys Michael Casey and Elizabeth Robbins handle real estate transactions, zoning issues, estate planning, and probate administration from their Nags Head office.
(252) 441-4125110 W. Gray Eagle Street, Suite 101, Nags Head, NC 27959
Casey & Robbins — Outer Banks real estate lawHousing Counseling and Foreclosure Prevention
HUD Housing Counselor Referral Line
Federal HUD counselor locator and hotline for Kitty Hawk homeowners who need foreclosure-prevention counseling, loan-workout planning, and loss-mitigation guidance in Dare County.
Find a HUD-approved housing counselorRiver City Community Development Corporation
HUD-certified housing counseling agency in Elizabeth City offering pre-purchase, post-purchase, mortgage delinquency/default resolution, and rental counseling for Dare County homeowners. Services in English and Spanish.
River City CDC housing counselingNorth Carolina Housing Finance Agency Homeowner Help
State mortgage-delinquency and foreclosure-prevention guidance for North Carolina homeowners, with referrals to HUD-approved counseling agencies serving Dare County.
NCHFA homeowner assistanceFree and Low-Cost Legal Aid
Legal Aid of North Carolina — Ahoskie Office
Free civil legal services for low-income Dare County residents facing foreclosure, eviction, landlord-tenant disputes, family law matters, and public-benefits issues. Serves Kitty Hawk and all Dare County communities.
Legal Aid NC — free legal helpNC Bar Association Lawyer Referral Service
Statewide referral service connecting Dare County residents with licensed NC attorneys for an initial 30-minute consultation at a reduced fee, covering real estate, foreclosure defense, probate, and family law.
NC Bar lawyer referral serviceHOA Liens Real Estate Agents in Kitty Hawk
Chamiese Evans — Licensed Realtor
Specializing in helping Kitty Hawk homeowners navigate hoa liens situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.
Visit listrobin.comFire / Storm Damage
Property and Insurance Attorneys
Biggs Law Firm, PLLC (Laurie B. Biggs)
Board Certified Specialist in Business and Consumer Bankruptcy Law by the NC State Bar. 10-time NC Super Lawyer. Handles Chapter 7, 11, 12, and 13 cases for businesses, farmers, and individuals in eastern NC. Office physically located at 6445 North Croatan Highway in Kitty Hawk.
(919) 375-80406445 North Croatan Highway, Unit A, Kitty Hawk, NC 27949
Biggs Law Firm — Board Certified bankruptcy specialistThompson & Pureza, P.A.
Elizabeth City firm with over 30 years of experience handling Chapter 7 bankruptcy filings, estate planning, probate, and real estate for the Outer Banks region. Attorney C. Everett Thompson II serves Dare County clients from the Elizabeth City office.
Thompson & Pureza — bankruptcy and estate planningHousing Counseling and Foreclosure Prevention
HUD Housing Counselor Referral Line
Federal HUD counselor locator and hotline for Kitty Hawk homeowners who need foreclosure-prevention counseling, loan-workout planning, and loss-mitigation guidance in Dare County.
Find a HUD-approved housing counselorRiver City Community Development Corporation
HUD-certified housing counseling agency in Elizabeth City offering pre-purchase, post-purchase, mortgage delinquency/default resolution, and rental counseling for Dare County homeowners. Services in English and Spanish.
River City CDC housing counselingNorth Carolina Housing Finance Agency Homeowner Help
State mortgage-delinquency and foreclosure-prevention guidance for North Carolina homeowners, with referrals to HUD-approved counseling agencies serving Dare County.
NCHFA homeowner assistanceFree and Low-Cost Legal Aid
Legal Aid of North Carolina — Ahoskie Office
Free civil legal services for low-income Dare County residents facing foreclosure, eviction, landlord-tenant disputes, family law matters, and public-benefits issues. Serves Kitty Hawk and all Dare County communities.
Legal Aid NC — free legal helpNC Bar Association Lawyer Referral Service
Statewide referral service connecting Dare County residents with licensed NC attorneys for an initial 30-minute consultation at a reduced fee, covering real estate, foreclosure defense, probate, and family law.
NC Bar lawyer referral serviceFire / Storm Damage Real Estate Agents in Kitty Hawk
Chamiese Evans — Licensed Realtor
Specializing in helping Kitty Hawk homeowners navigate fire / storm damage situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.
Visit listrobin.comVacant Property
Real Estate Attorneys
Hornthal, Riley, Ellis & Maland, LLP
Outer Banks firm practicing since 1906. Attorney Robert B. Hobbs Jr. is the only attorney in northeastern NC who is a Board Certified Specialist in both commercial and residential real property law (NC State Bar). Also serves as Town Attorney for Duck and Attorney for the Dare County Airport Authority since 1990. Nags Head office at 2502 South Croatan Highway.
Hornthal, Riley, Ellis & Maland — real estate and foreclosureCasey & Robbins, PC
Outer Banks law firm providing legal services for over 20 years to clients throughout Dare, Currituck, Tyrrell, and Hyde counties. Attorneys Michael Casey and Elizabeth Robbins handle real estate transactions, zoning issues, estate planning, and probate administration from their Nags Head office.
(252) 441-4125110 W. Gray Eagle Street, Suite 101, Nags Head, NC 27959
Casey & Robbins — Outer Banks real estate lawKellogg and Evans, P.A.
The longest-running general practice law firm on the Outer Banks, established in 1931 in historic downtown Manteo. Attorneys Martin Kellogg Jr. and Charles D. Evans handle real estate closings, 1031 tax-deferred exchanges, foreclosure defense, and title issues for Dare County homeowners.
Kellogg & Evans — Manteo real estate and foreclosureCode Enforcement Office
Town of Kitty Hawk Planning & Inspections
Town code enforcement office handling building inspections, zoning compliance, and code violations for Kitty Hawk residents.
Kitty Hawk code enforcementFree and Low-Cost Legal Aid
Legal Aid of North Carolina — Ahoskie Office
Free civil legal services for low-income Dare County residents facing foreclosure, eviction, landlord-tenant disputes, family law matters, and public-benefits issues. Serves Kitty Hawk and all Dare County communities.
Legal Aid NC — free legal helpNC Bar Association Lawyer Referral Service
Statewide referral service connecting Dare County residents with licensed NC attorneys for an initial 30-minute consultation at a reduced fee, covering real estate, foreclosure defense, probate, and family law.
NC Bar lawyer referral serviceVacant Property Real Estate Agents in Kitty Hawk
Chamiese Evans — Licensed Realtor
Specializing in helping Kitty Hawk homeowners navigate vacant property situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.
Visit listrobin.comMilitary PCS
Family and Divorce Attorneys
Law Office of W. Carter Graham, PLLC
Nags Head firm dedicated to family law matters including divorce, separation, premarital agreements, wills and trusts, and adoption for Dare County residents.
W. Carter Graham — family law and divorceSteven D. Michael, Attorney at Law
Kitty Hawk attorney with 49 years of experience (licensed since 1977). Martindale-Hubbell Distinguished rating. Handles family law, divorce, personal injury, and mediation. Physically located in Kitty Hawk at 55 Deer Path Lane.
Steven D. Michael — family law and mediationGunther Law Group (Rachel S. Gunther)
19 years of family law experience with offices in Manteo, Hertford, and Virginia Beach. Handles divorce, real estate, and family law matters across Dare County from the Manteo office at 207 Queen Elizabeth Avenue.
Gunther Law Group — family lawVeterans and Military Support
Dare County Veterans Services
County veterans service office assisting Kitty Hawk and Dare County veterans and dependents with VA disability claims, pension benefits, education benefits, and VA home-loan assistance. Veterans Service Officer: Patricia O'Sullivan.
NC Military and Veterans AffairsFree and Low-Cost Legal Aid
Legal Aid of North Carolina — Ahoskie Office
Free civil legal services for low-income Dare County residents facing foreclosure, eviction, landlord-tenant disputes, family law matters, and public-benefits issues. Serves Kitty Hawk and all Dare County communities.
Legal Aid NC — free legal helpNC Bar Association Lawyer Referral Service
Statewide referral service connecting Dare County residents with licensed NC attorneys for an initial 30-minute consultation at a reduced fee, covering real estate, foreclosure defense, probate, and family law.
NC Bar lawyer referral serviceMilitary PCS Real Estate Agents in Kitty Hawk
Chamiese Evans — Licensed Realtor
Specializing in helping Kitty Hawk homeowners navigate military pcs situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.
Visit listrobin.comUnderwater Mortgage
Foreclosure and Mortgage Attorneys
Hornthal, Riley, Ellis & Maland, LLP
Outer Banks firm practicing since 1906. Attorney Robert B. Hobbs Jr. is the only attorney in northeastern NC who is a Board Certified Specialist in both commercial and residential real property law (NC State Bar). Also serves as Town Attorney for Duck and Attorney for the Dare County Airport Authority since 1990. Nags Head office at 2502 South Croatan Highway.
Hornthal, Riley, Ellis & Maland — real estate and foreclosureCasey & Robbins, PC
Outer Banks law firm providing legal services for over 20 years to clients throughout Dare, Currituck, Tyrrell, and Hyde counties. Attorneys Michael Casey and Elizabeth Robbins handle real estate transactions, zoning issues, estate planning, and probate administration from their Nags Head office.
(252) 441-4125110 W. Gray Eagle Street, Suite 101, Nags Head, NC 27959
Casey & Robbins — Outer Banks real estate lawKellogg and Evans, P.A.
The longest-running general practice law firm on the Outer Banks, established in 1931 in historic downtown Manteo. Attorneys Martin Kellogg Jr. and Charles D. Evans handle real estate closings, 1031 tax-deferred exchanges, foreclosure defense, and title issues for Dare County homeowners.
Kellogg & Evans — Manteo real estate and foreclosureHousing Counseling and Foreclosure Prevention
HUD Housing Counselor Referral Line
Federal HUD counselor locator and hotline for Kitty Hawk homeowners who need foreclosure-prevention counseling, loan-workout planning, and loss-mitigation guidance in Dare County.
Find a HUD-approved housing counselorRiver City Community Development Corporation
HUD-certified housing counseling agency in Elizabeth City offering pre-purchase, post-purchase, mortgage delinquency/default resolution, and rental counseling for Dare County homeowners. Services in English and Spanish.
River City CDC housing counselingNorth Carolina Housing Finance Agency Homeowner Help
State mortgage-delinquency and foreclosure-prevention guidance for North Carolina homeowners, with referrals to HUD-approved counseling agencies serving Dare County.
NCHFA homeowner assistanceFree and Low-Cost Legal Aid
Legal Aid of North Carolina — Ahoskie Office
Free civil legal services for low-income Dare County residents facing foreclosure, eviction, landlord-tenant disputes, family law matters, and public-benefits issues. Serves Kitty Hawk and all Dare County communities.
Legal Aid NC — free legal helpNC Bar Association Lawyer Referral Service
Statewide referral service connecting Dare County residents with licensed NC attorneys for an initial 30-minute consultation at a reduced fee, covering real estate, foreclosure defense, probate, and family law.
NC Bar lawyer referral serviceUnderwater Mortgage Real Estate Agents in Kitty Hawk
Chamiese Evans — Licensed Realtor
Specializing in helping Kitty Hawk homeowners navigate underwater mortgage situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.
Visit listrobin.comJob Loss
Bankruptcy Attorneys
Biggs Law Firm, PLLC (Laurie B. Biggs)
Board Certified Specialist in Business and Consumer Bankruptcy Law by the NC State Bar. 10-time NC Super Lawyer. Handles Chapter 7, 11, 12, and 13 cases for businesses, farmers, and individuals in eastern NC. Office physically located at 6445 North Croatan Highway in Kitty Hawk.
(919) 375-80406445 North Croatan Highway, Unit A, Kitty Hawk, NC 27949
Biggs Law Firm — Board Certified bankruptcy specialistThompson & Pureza, P.A.
Elizabeth City firm with over 30 years of experience handling Chapter 7 bankruptcy filings, estate planning, probate, and real estate for the Outer Banks region. Attorney C. Everett Thompson II serves Dare County clients from the Elizabeth City office.
Thompson & Pureza — bankruptcy and estate planningHousing Counseling and Foreclosure Prevention
HUD Housing Counselor Referral Line
Federal HUD counselor locator and hotline for Kitty Hawk homeowners who need foreclosure-prevention counseling, loan-workout planning, and loss-mitigation guidance in Dare County.
Find a HUD-approved housing counselorRiver City Community Development Corporation
HUD-certified housing counseling agency in Elizabeth City offering pre-purchase, post-purchase, mortgage delinquency/default resolution, and rental counseling for Dare County homeowners. Services in English and Spanish.
River City CDC housing counselingNorth Carolina Housing Finance Agency Homeowner Help
State mortgage-delinquency and foreclosure-prevention guidance for North Carolina homeowners, with referrals to HUD-approved counseling agencies serving Dare County.
NCHFA homeowner assistanceFree and Low-Cost Legal Aid
Legal Aid of North Carolina — Ahoskie Office
Free civil legal services for low-income Dare County residents facing foreclosure, eviction, landlord-tenant disputes, family law matters, and public-benefits issues. Serves Kitty Hawk and all Dare County communities.
Legal Aid NC — free legal helpNC Bar Association Lawyer Referral Service
Statewide referral service connecting Dare County residents with licensed NC attorneys for an initial 30-minute consultation at a reduced fee, covering real estate, foreclosure defense, probate, and family law.
NC Bar lawyer referral serviceJob Loss Real Estate Agents in Kitty Hawk
Chamiese Evans — Licensed Realtor
Specializing in helping Kitty Hawk homeowners navigate job loss situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.
Visit listrobin.comMedical Hardship
Bankruptcy Attorneys
Biggs Law Firm, PLLC (Laurie B. Biggs)
Board Certified Specialist in Business and Consumer Bankruptcy Law by the NC State Bar. 10-time NC Super Lawyer. Handles Chapter 7, 11, 12, and 13 cases for businesses, farmers, and individuals in eastern NC. Office physically located at 6445 North Croatan Highway in Kitty Hawk.
(919) 375-80406445 North Croatan Highway, Unit A, Kitty Hawk, NC 27949
Biggs Law Firm — Board Certified bankruptcy specialistThompson & Pureza, P.A.
Elizabeth City firm with over 30 years of experience handling Chapter 7 bankruptcy filings, estate planning, probate, and real estate for the Outer Banks region. Attorney C. Everett Thompson II serves Dare County clients from the Elizabeth City office.
Thompson & Pureza — bankruptcy and estate planningHousing Counseling and Foreclosure Prevention
HUD Housing Counselor Referral Line
Federal HUD counselor locator and hotline for Kitty Hawk homeowners who need foreclosure-prevention counseling, loan-workout planning, and loss-mitigation guidance in Dare County.
Find a HUD-approved housing counselorRiver City Community Development Corporation
HUD-certified housing counseling agency in Elizabeth City offering pre-purchase, post-purchase, mortgage delinquency/default resolution, and rental counseling for Dare County homeowners. Services in English and Spanish.
River City CDC housing counselingNorth Carolina Housing Finance Agency Homeowner Help
State mortgage-delinquency and foreclosure-prevention guidance for North Carolina homeowners, with referrals to HUD-approved counseling agencies serving Dare County.
NCHFA homeowner assistanceFree and Low-Cost Legal Aid
Legal Aid of North Carolina — Ahoskie Office
Free civil legal services for low-income Dare County residents facing foreclosure, eviction, landlord-tenant disputes, family law matters, and public-benefits issues. Serves Kitty Hawk and all Dare County communities.
Legal Aid NC — free legal helpNC Bar Association Lawyer Referral Service
Statewide referral service connecting Dare County residents with licensed NC attorneys for an initial 30-minute consultation at a reduced fee, covering real estate, foreclosure defense, probate, and family law.
NC Bar lawyer referral serviceMedical Hardship Real Estate Agents in Kitty Hawk
Chamiese Evans — Licensed Realtor
Specializing in helping Kitty Hawk homeowners navigate medical hardship situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.
Visit listrobin.comReverse Mortgage
Estate and Probate Attorneys
McDowell Law Group (Letha Sgritta McDowell)
Nationally recognized Certified Elder Law Attorney (CELA) by the National Elder Law Foundation. Partner Gilbert L. Carey is a CPA and attorney recognized in 2026 Best Lawyers in America for tax law with Avvo 10.0 Superb rating. Office physically in Kitty Hawk at 6445 North Croatan Highway.
(252) 390-46906445 North Croatan Highway, Unit A, Kitty Hawk, NC 27949
McDowell Law Group — elder law and estate planningLaw Office of Matthew J. Spencer, P.C.
Solo practitioner physically located in Kitty Hawk with 27+ years of experience. Began career at Kellogg & Evans in Manteo, then Aycock & Butler in Nags Head before opening his own practice in 2014. Handles wills, estate planning, business law, and family law.
(252) 441-20716475 N. Croatan Highway, Suite 203, Kitty Hawk, NC 27949
Law Office of Matthew J. Spencer — wills and estate planningSenior Homeowner Support
Albemarle Commission — Area Agency on Aging
Regional aging agency serving Dare and 9 other northeastern NC counties. Provides congregate meals (Virginia Tillett Community Center in Manteo), Meals on Wheels, caregiver support, Senior Games, Long-Term Care Ombudsman, and senior center programming for adults 60+.
Albemarle Commission Area Agency on AgingHousing Counseling and Foreclosure Prevention
HUD Housing Counselor Referral Line
Federal HUD counselor locator and hotline for Kitty Hawk homeowners who need foreclosure-prevention counseling, loan-workout planning, and loss-mitigation guidance in Dare County.
Find a HUD-approved housing counselorRiver City Community Development Corporation
HUD-certified housing counseling agency in Elizabeth City offering pre-purchase, post-purchase, mortgage delinquency/default resolution, and rental counseling for Dare County homeowners. Services in English and Spanish.
River City CDC housing counselingNorth Carolina Housing Finance Agency Homeowner Help
State mortgage-delinquency and foreclosure-prevention guidance for North Carolina homeowners, with referrals to HUD-approved counseling agencies serving Dare County.
NCHFA homeowner assistanceFree and Low-Cost Legal Aid
Legal Aid of North Carolina — Ahoskie Office
Free civil legal services for low-income Dare County residents facing foreclosure, eviction, landlord-tenant disputes, family law matters, and public-benefits issues. Serves Kitty Hawk and all Dare County communities.
Legal Aid NC — free legal helpNC Bar Association Lawyer Referral Service
Statewide referral service connecting Dare County residents with licensed NC attorneys for an initial 30-minute consultation at a reduced fee, covering real estate, foreclosure defense, probate, and family law.
NC Bar lawyer referral serviceReverse Mortgage Real Estate Agents in Kitty Hawk
Chamiese Evans — Licensed Realtor
Specializing in helping Kitty Hawk homeowners navigate reverse mortgage situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.
Visit listrobin.comIRS Tax Lien
Tax and Bankruptcy Attorneys
Biggs Law Firm, PLLC (Laurie B. Biggs)
Board Certified Specialist in Business and Consumer Bankruptcy Law by the NC State Bar. 10-time NC Super Lawyer. Handles Chapter 7, 11, 12, and 13 cases for businesses, farmers, and individuals in eastern NC. Office physically located at 6445 North Croatan Highway in Kitty Hawk.
(919) 375-80406445 North Croatan Highway, Unit A, Kitty Hawk, NC 27949
Biggs Law Firm — Board Certified bankruptcy specialistThompson & Pureza, P.A.
Elizabeth City firm with over 30 years of experience handling Chapter 7 bankruptcy filings, estate planning, probate, and real estate for the Outer Banks region. Attorney C. Everett Thompson II serves Dare County clients from the Elizabeth City office.
Thompson & Pureza — bankruptcy and estate planningTax Payment and Relief Offices
Dare County Tax Department
County tax office collecting real and personal property taxes for Kitty Hawk and all Dare County jurisdictions, with online payment options.
(252) 475-5952962 Marshall C. Collins Drive, Room 166, Manteo, NC 27954
Dare County online tax paymentFree and Low-Cost Legal Aid
Legal Aid of North Carolina — Ahoskie Office
Free civil legal services for low-income Dare County residents facing foreclosure, eviction, landlord-tenant disputes, family law matters, and public-benefits issues. Serves Kitty Hawk and all Dare County communities.
Legal Aid NC — free legal helpNC Bar Association Lawyer Referral Service
Statewide referral service connecting Dare County residents with licensed NC attorneys for an initial 30-minute consultation at a reduced fee, covering real estate, foreclosure defense, probate, and family law.
NC Bar lawyer referral serviceIRS Tax Lien Real Estate Agents in Kitty Hawk
Chamiese Evans — Licensed Realtor
Specializing in helping Kitty Hawk homeowners navigate irs tax lien situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.
Visit listrobin.comHELOC Default
Foreclosure and Real Estate Attorneys
Hornthal, Riley, Ellis & Maland, LLP
Outer Banks firm practicing since 1906. Attorney Robert B. Hobbs Jr. is the only attorney in northeastern NC who is a Board Certified Specialist in both commercial and residential real property law (NC State Bar). Also serves as Town Attorney for Duck and Attorney for the Dare County Airport Authority since 1990. Nags Head office at 2502 South Croatan Highway.
Hornthal, Riley, Ellis & Maland — real estate and foreclosureCasey & Robbins, PC
Outer Banks law firm providing legal services for over 20 years to clients throughout Dare, Currituck, Tyrrell, and Hyde counties. Attorneys Michael Casey and Elizabeth Robbins handle real estate transactions, zoning issues, estate planning, and probate administration from their Nags Head office.
(252) 441-4125110 W. Gray Eagle Street, Suite 101, Nags Head, NC 27959
Casey & Robbins — Outer Banks real estate lawKellogg and Evans, P.A.
The longest-running general practice law firm on the Outer Banks, established in 1931 in historic downtown Manteo. Attorneys Martin Kellogg Jr. and Charles D. Evans handle real estate closings, 1031 tax-deferred exchanges, foreclosure defense, and title issues for Dare County homeowners.
Kellogg & Evans — Manteo real estate and foreclosureHousing Counseling and Foreclosure Prevention
HUD Housing Counselor Referral Line
Federal HUD counselor locator and hotline for Kitty Hawk homeowners who need foreclosure-prevention counseling, loan-workout planning, and loss-mitigation guidance in Dare County.
Find a HUD-approved housing counselorRiver City Community Development Corporation
HUD-certified housing counseling agency in Elizabeth City offering pre-purchase, post-purchase, mortgage delinquency/default resolution, and rental counseling for Dare County homeowners. Services in English and Spanish.
River City CDC housing counselingNorth Carolina Housing Finance Agency Homeowner Help
State mortgage-delinquency and foreclosure-prevention guidance for North Carolina homeowners, with referrals to HUD-approved counseling agencies serving Dare County.
NCHFA homeowner assistanceFree and Low-Cost Legal Aid
Legal Aid of North Carolina — Ahoskie Office
Free civil legal services for low-income Dare County residents facing foreclosure, eviction, landlord-tenant disputes, family law matters, and public-benefits issues. Serves Kitty Hawk and all Dare County communities.
Legal Aid NC — free legal helpNC Bar Association Lawyer Referral Service
Statewide referral service connecting Dare County residents with licensed NC attorneys for an initial 30-minute consultation at a reduced fee, covering real estate, foreclosure defense, probate, and family law.
NC Bar lawyer referral serviceHELOC Default Real Estate Agents in Kitty Hawk
Chamiese Evans — Licensed Realtor
Specializing in helping Kitty Hawk homeowners navigate heloc default situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.
Visit listrobin.comJudgment Lien
Real Estate and Litigation Attorneys
Hornthal, Riley, Ellis & Maland, LLP
Outer Banks firm practicing since 1906. Attorney Robert B. Hobbs Jr. is the only attorney in northeastern NC who is a Board Certified Specialist in both commercial and residential real property law (NC State Bar). Also serves as Town Attorney for Duck and Attorney for the Dare County Airport Authority since 1990. Nags Head office at 2502 South Croatan Highway.
Hornthal, Riley, Ellis & Maland — real estate and foreclosureCasey & Robbins, PC
Outer Banks law firm providing legal services for over 20 years to clients throughout Dare, Currituck, Tyrrell, and Hyde counties. Attorneys Michael Casey and Elizabeth Robbins handle real estate transactions, zoning issues, estate planning, and probate administration from their Nags Head office.
(252) 441-4125110 W. Gray Eagle Street, Suite 101, Nags Head, NC 27959
Casey & Robbins — Outer Banks real estate lawKellogg and Evans, P.A.
The longest-running general practice law firm on the Outer Banks, established in 1931 in historic downtown Manteo. Attorneys Martin Kellogg Jr. and Charles D. Evans handle real estate closings, 1031 tax-deferred exchanges, foreclosure defense, and title issues for Dare County homeowners.
Kellogg & Evans — Manteo real estate and foreclosureHousing Counseling and Foreclosure Prevention
HUD Housing Counselor Referral Line
Federal HUD counselor locator and hotline for Kitty Hawk homeowners who need foreclosure-prevention counseling, loan-workout planning, and loss-mitigation guidance in Dare County.
Find a HUD-approved housing counselorRiver City Community Development Corporation
HUD-certified housing counseling agency in Elizabeth City offering pre-purchase, post-purchase, mortgage delinquency/default resolution, and rental counseling for Dare County homeowners. Services in English and Spanish.
River City CDC housing counselingNorth Carolina Housing Finance Agency Homeowner Help
State mortgage-delinquency and foreclosure-prevention guidance for North Carolina homeowners, with referrals to HUD-approved counseling agencies serving Dare County.
NCHFA homeowner assistanceFree and Low-Cost Legal Aid
Legal Aid of North Carolina — Ahoskie Office
Free civil legal services for low-income Dare County residents facing foreclosure, eviction, landlord-tenant disputes, family law matters, and public-benefits issues. Serves Kitty Hawk and all Dare County communities.
Legal Aid NC — free legal helpNC Bar Association Lawyer Referral Service
Statewide referral service connecting Dare County residents with licensed NC attorneys for an initial 30-minute consultation at a reduced fee, covering real estate, foreclosure defense, probate, and family law.
NC Bar lawyer referral serviceJudgment Lien Real Estate Agents in Kitty Hawk
Chamiese Evans — Licensed Realtor
Specializing in helping Kitty Hawk homeowners navigate judgment lien situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.
Visit listrobin.comThinking about selling your Kitty Hawk home?
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Connect with a licensed Realtor who specializes in helping homeowners navigate homeowner situations in Kitty Hawk, NC.
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Chamiese Evans
Licensed Realtor — NorthGroup Real Estate
Helping homeowners across the Carolinas find the right path forward — whether that means selling, negotiating, or exploring every option before making a decision.
Visit listrobin.comResearched by CC Evans, Marketing Analyst — RobinOffer
Last reviewed: February 2026
This directory is for informational purposes only. It does not constitute legal, financial, or tax advice. Confirm all options with licensed counsel or a qualified financial professional before signing any agreement.
Sources: NC General Statutes · HUD.gov · CFPB.gov