Homeowners/Oxford, NC

Homeowner Resources in Oxford, NC

Local resources for homeowners in Oxford, NC dealing with foreclosure, probate, tax liens, bankruptcy, and other difficult situations. Real contacts, phone numbers, and next steps.

Verified local resources19 resource categoriesCurated by a licensed Realtor

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Resource categories for Oxford

Select a topic below to see local resources including government offices, attorneys, financial counselors, and nonprofit organizations.

Bankruptcy

Resources for homeowners in Chapter 7 or Chapter 13 bankruptcy who need to sell their home.

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Code Violations

Resources for homeowners facing code enforcement notices, building code violations, minimum housing standards, or condemnation.

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See open code cases and activity around any Oxford address

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More local resources in Oxford

Verified local contacts for other situations Oxford homeowners face — attorneys, government offices, and financial counselors, organized by topic.

Foreclosure

Foreclosure Attorneys

Cross & Currin, LLP

Established in 1888, Cross & Currin is one of the oldest continuing law firms in North Carolina with nearly 140 years of service to Granville County. Attorney James E. Cross Jr. (Wake Forest JD 1973) was NC State Bar Board Certified Specialist in Real Property Law — Residential Transactions from 1989 to 2019. Former chair of the NC State Bar Board of Legal Specialization, Super Lawyer in Estate Planning and Probate, and 2020 NC Bar Association Citizen of the Year. Admitted to the U.S. Supreme Court in 2001.

(919) 693-3131

135 College Street, Oxford, NC 27565

Cross & Currin real estate and estate law

Stainback, Satterwhite, Burnette & Zollicoffer, PLLC

Henderson firm established in 1979. Attorney Michael E. Satterwhite (UNC Chapel Hill BA 1974, Walter F. George School of Law JD 1977) has 48+ years of experience in real estate law, business law, and estate planning. Four-lawyer firm serving Vance, Granville, Franklin, and Warren counties with real estate closings, title work, and commercial transactions.

(252) 438-4136

115 N. Garnett Street, Henderson, NC 27536

Stainback Satterwhite real estate law

Housing Counseling and Foreclosure Prevention

HUD Housing Counselor Referral Line

Federal HUD counselor locator and hotline for Oxford homeowners who need foreclosure-prevention counseling, loan-workout planning, and loss-mitigation guidance in Granville County.

Find a HUD-approved housing counselor

North Carolina Housing Finance Agency Homeowner Help

State mortgage-delinquency and foreclosure-prevention guidance for North Carolina homeowners, with referrals to HUD-approved counseling agencies serving Granville County.

NCHFA homeowner assistance

Free and Low-Cost Legal Aid

Legal Aid of North Carolina — Durham Office

Free civil legal services for income-eligible Granville County residents including housing, foreclosure, eviction, debt collection, domestic violence, and government benefits. Serves Caswell, Durham, Franklin, Granville, Person, Vance, and Warren counties.

Legal Aid NC Durham office

NC Bar Association Lawyer Referral Service

Statewide lawyer referral service for Oxford homeowners who need private counsel in foreclosure, probate, bankruptcy, divorce, or title/lien disputes in Granville County.

NC Bar lawyer referral service

Foreclosure Real Estate Agents in Oxford

Chamiese Evans — Licensed Realtor

Specializing in helping Oxford homeowners navigate foreclosure situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.

Visit listrobin.com
Inheritance

Inheritance Attorneys

Cross & Currin, LLP

Attorney James E. Cross Jr. is designated Super Lawyer in Estate Planning and Probate and recipient of the 2020 NC Bar Association Citizen of the Year Award. Partner Sam B. Currin III (Wake Forest BA 1968, Wake Forest JD 1971) served as District Attorney for the 9th Prosecutorial District and was awarded the Order of the Long Leaf Pine. The firm handles wills, trusts, estate planning, and probate administration for Granville County families since 1888.

(919) 693-3131

135 College Street, Oxford, NC 27565

Cross & Currin estate planning

Housing Counseling and Foreclosure Prevention

HUD Housing Counselor Referral Line

Federal HUD counselor locator and hotline for Oxford homeowners who need foreclosure-prevention counseling, loan-workout planning, and loss-mitigation guidance in Granville County.

Find a HUD-approved housing counselor

North Carolina Housing Finance Agency Homeowner Help

State mortgage-delinquency and foreclosure-prevention guidance for North Carolina homeowners, with referrals to HUD-approved counseling agencies serving Granville County.

NCHFA homeowner assistance

Free and Low-Cost Legal Aid

Legal Aid of North Carolina — Durham Office

Free civil legal services for income-eligible Granville County residents including housing, foreclosure, eviction, debt collection, domestic violence, and government benefits. Serves Caswell, Durham, Franklin, Granville, Person, Vance, and Warren counties.

Legal Aid NC Durham office

NC Bar Association Lawyer Referral Service

Statewide lawyer referral service for Oxford homeowners who need private counsel in foreclosure, probate, bankruptcy, divorce, or title/lien disputes in Granville County.

NC Bar lawyer referral service

Inheritance Real Estate Agents in Oxford

Chamiese Evans — Licensed Realtor

Specializing in helping Oxford homeowners navigate inheritance situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.

Visit listrobin.com

Get a no-obligation cash offer on the inherited Oxford home

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Probate

Probate Attorneys

Cross & Currin, LLP

Attorney James E. Cross Jr. is designated Super Lawyer in Estate Planning and Probate and recipient of the 2020 NC Bar Association Citizen of the Year Award. Partner Sam B. Currin III (Wake Forest BA 1968, Wake Forest JD 1971) served as District Attorney for the 9th Prosecutorial District and was awarded the Order of the Long Leaf Pine. The firm handles wills, trusts, estate planning, and probate administration for Granville County families since 1888.

(919) 693-3131

135 College Street, Oxford, NC 27565

Cross & Currin estate planning

Housing Counseling and Foreclosure Prevention

HUD Housing Counselor Referral Line

Federal HUD counselor locator and hotline for Oxford homeowners who need foreclosure-prevention counseling, loan-workout planning, and loss-mitigation guidance in Granville County.

Find a HUD-approved housing counselor

North Carolina Housing Finance Agency Homeowner Help

State mortgage-delinquency and foreclosure-prevention guidance for North Carolina homeowners, with referrals to HUD-approved counseling agencies serving Granville County.

NCHFA homeowner assistance

Free and Low-Cost Legal Aid

Legal Aid of North Carolina — Durham Office

Free civil legal services for income-eligible Granville County residents including housing, foreclosure, eviction, debt collection, domestic violence, and government benefits. Serves Caswell, Durham, Franklin, Granville, Person, Vance, and Warren counties.

Legal Aid NC Durham office

NC Bar Association Lawyer Referral Service

Statewide lawyer referral service for Oxford homeowners who need private counsel in foreclosure, probate, bankruptcy, divorce, or title/lien disputes in Granville County.

NC Bar lawyer referral service

Probate Real Estate Agents in Oxford

Chamiese Evans — Licensed Realtor

Specializing in helping Oxford homeowners navigate probate situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.

Visit listrobin.com

Selling a home in probate? See a fast cash offer

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Fire / Storm Damage

Emergency & Disaster Resources

FEMA Region 4

Federal disaster declarations, individual assistance, and temporary housing for NC/SC.

FEMA Region 4

NC Division of Emergency Management

State-level disaster response, recovery programs, and individual assistance.

NC Emergency Management

Housing Counseling and Foreclosure Prevention

HUD Housing Counselor Referral Line

Federal HUD counselor locator and hotline for Oxford homeowners who need foreclosure-prevention counseling, loan-workout planning, and loss-mitigation guidance in Granville County.

Find a HUD-approved housing counselor

North Carolina Housing Finance Agency Homeowner Help

State mortgage-delinquency and foreclosure-prevention guidance for North Carolina homeowners, with referrals to HUD-approved counseling agencies serving Granville County.

NCHFA homeowner assistance

Free and Low-Cost Legal Aid

Legal Aid of North Carolina — Durham Office

Free civil legal services for income-eligible Granville County residents including housing, foreclosure, eviction, debt collection, domestic violence, and government benefits. Serves Caswell, Durham, Franklin, Granville, Person, Vance, and Warren counties.

Legal Aid NC Durham office

NC Bar Association Lawyer Referral Service

Statewide lawyer referral service for Oxford homeowners who need private counsel in foreclosure, probate, bankruptcy, divorce, or title/lien disputes in Granville County.

NC Bar lawyer referral service

Fire / Storm Damage Real Estate Agents in Oxford

Chamiese Evans — Licensed Realtor

Specializing in helping Oxford homeowners navigate fire / storm damage situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.

Visit listrobin.com

Storm or fire damage? Get a cash offer, sold as-is

Get my cash offer
Underwater Mortgage

Foreclosure Defense Attorneys

Cross & Currin, LLP

Established in 1888, Cross & Currin is one of the oldest continuing law firms in North Carolina with nearly 140 years of service to Granville County. Attorney James E. Cross Jr. (Wake Forest JD 1973) was NC State Bar Board Certified Specialist in Real Property Law — Residential Transactions from 1989 to 2019. Former chair of the NC State Bar Board of Legal Specialization, Super Lawyer in Estate Planning and Probate, and 2020 NC Bar Association Citizen of the Year. Admitted to the U.S. Supreme Court in 2001.

(919) 693-3131

135 College Street, Oxford, NC 27565

Cross & Currin real estate and estate law

Stainback, Satterwhite, Burnette & Zollicoffer, PLLC

Henderson firm established in 1979. Attorney Michael E. Satterwhite (UNC Chapel Hill BA 1974, Walter F. George School of Law JD 1977) has 48+ years of experience in real estate law, business law, and estate planning. Four-lawyer firm serving Vance, Granville, Franklin, and Warren counties with real estate closings, title work, and commercial transactions.

(252) 438-4136

115 N. Garnett Street, Henderson, NC 27536

Stainback Satterwhite real estate law

Housing Counseling and Foreclosure Prevention

HUD Housing Counselor Referral Line

Federal HUD counselor locator and hotline for Oxford homeowners who need foreclosure-prevention counseling, loan-workout planning, and loss-mitigation guidance in Granville County.

Find a HUD-approved housing counselor

North Carolina Housing Finance Agency Homeowner Help

State mortgage-delinquency and foreclosure-prevention guidance for North Carolina homeowners, with referrals to HUD-approved counseling agencies serving Granville County.

NCHFA homeowner assistance

Free and Low-Cost Legal Aid

Legal Aid of North Carolina — Durham Office

Free civil legal services for income-eligible Granville County residents including housing, foreclosure, eviction, debt collection, domestic violence, and government benefits. Serves Caswell, Durham, Franklin, Granville, Person, Vance, and Warren counties.

Legal Aid NC Durham office

NC Bar Association Lawyer Referral Service

Statewide lawyer referral service for Oxford homeowners who need private counsel in foreclosure, probate, bankruptcy, divorce, or title/lien disputes in Granville County.

NC Bar lawyer referral service

Underwater Mortgage Real Estate Agents in Oxford

Chamiese Evans — Licensed Realtor

Specializing in helping Oxford homeowners navigate underwater mortgage situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.

Visit listrobin.com

Underwater — or do you actually have equity? Find out free

See my home value
Medical Hardship

Hospital Financial Assistance

Granville Health System / Granville Medical Center

62-bed not-for-profit community hospital in Oxford with 24/7 Emergency Department. Over 100 years of service to Granville County. Financial assistance available for uninsured and underinsured patients.

Granville Medical Center

NC Medicaid Enrollment

NC expanded Medicaid December 2023. Adults with income up to 138% FPL now qualify.

NC Medicaid enrollment

Bankruptcy & Debt Attorneys

Law Office of Donald D. Pergerson

Henderson bankruptcy attorney Donald D. Pergerson (UNC Chapel Hill BA 1970, UNC Chapel Hill JD 1985, NC Bar #13069) has 40+ years of experience specializing in consumer bankruptcy. Primarily handles Chapter 7 and Chapter 13 filings and credit counseling serving Vance, Granville, Person, Warren, and Franklin Counties. BBB-accredited practice.

(252) 492-7796

406 Dabney Drive, Henderson, NC 27536

Donald D. Pergerson bankruptcy law

Housing Counseling and Foreclosure Prevention

HUD Housing Counselor Referral Line

Federal HUD counselor locator and hotline for Oxford homeowners who need foreclosure-prevention counseling, loan-workout planning, and loss-mitigation guidance in Granville County.

Find a HUD-approved housing counselor

North Carolina Housing Finance Agency Homeowner Help

State mortgage-delinquency and foreclosure-prevention guidance for North Carolina homeowners, with referrals to HUD-approved counseling agencies serving Granville County.

NCHFA homeowner assistance

Free and Low-Cost Legal Aid

Legal Aid of North Carolina — Durham Office

Free civil legal services for income-eligible Granville County residents including housing, foreclosure, eviction, debt collection, domestic violence, and government benefits. Serves Caswell, Durham, Franklin, Granville, Person, Vance, and Warren counties.

Legal Aid NC Durham office

NC Bar Association Lawyer Referral Service

Statewide lawyer referral service for Oxford homeowners who need private counsel in foreclosure, probate, bankruptcy, divorce, or title/lien disputes in Granville County.

NC Bar lawyer referral service

Medical Hardship Real Estate Agents in Oxford

Chamiese Evans — Licensed Realtor

Specializing in helping Oxford homeowners navigate medical hardship situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.

Visit listrobin.com
Reverse Mortgage

Estate & Elder Law Attorneys

Cross & Currin, LLP

Attorney James E. Cross Jr. is designated Super Lawyer in Estate Planning and Probate and recipient of the 2020 NC Bar Association Citizen of the Year Award. Partner Sam B. Currin III (Wake Forest BA 1968, Wake Forest JD 1971) served as District Attorney for the 9th Prosecutorial District and was awarded the Order of the Long Leaf Pine. The firm handles wills, trusts, estate planning, and probate administration for Granville County families since 1888.

(919) 693-3131

135 College Street, Oxford, NC 27565

Cross & Currin estate planning

Housing Counseling and Foreclosure Prevention

HUD Housing Counselor Referral Line

Federal HUD counselor locator and hotline for Oxford homeowners who need foreclosure-prevention counseling, loan-workout planning, and loss-mitigation guidance in Granville County.

Find a HUD-approved housing counselor

North Carolina Housing Finance Agency Homeowner Help

State mortgage-delinquency and foreclosure-prevention guidance for North Carolina homeowners, with referrals to HUD-approved counseling agencies serving Granville County.

NCHFA homeowner assistance

Free and Low-Cost Legal Aid

Legal Aid of North Carolina — Durham Office

Free civil legal services for income-eligible Granville County residents including housing, foreclosure, eviction, debt collection, domestic violence, and government benefits. Serves Caswell, Durham, Franklin, Granville, Person, Vance, and Warren counties.

Legal Aid NC Durham office

NC Bar Association Lawyer Referral Service

Statewide lawyer referral service for Oxford homeowners who need private counsel in foreclosure, probate, bankruptcy, divorce, or title/lien disputes in Granville County.

NC Bar lawyer referral service

Reverse Mortgage Real Estate Agents in Oxford

Chamiese Evans — Licensed Realtor

Specializing in helping Oxford homeowners navigate reverse mortgage situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.

Visit listrobin.com

Know exactly what your Oxford home is worth first

See my home value
IRS Tax Lien

IRS Resources

Bankruptcy & Tax Attorneys

Law Office of Donald D. Pergerson

Henderson bankruptcy attorney Donald D. Pergerson (UNC Chapel Hill BA 1970, UNC Chapel Hill JD 1985, NC Bar #13069) has 40+ years of experience specializing in consumer bankruptcy. Primarily handles Chapter 7 and Chapter 13 filings and credit counseling serving Vance, Granville, Person, Warren, and Franklin Counties. BBB-accredited practice.

(252) 492-7796

406 Dabney Drive, Henderson, NC 27536

Donald D. Pergerson bankruptcy law

Housing Counseling and Foreclosure Prevention

HUD Housing Counselor Referral Line

Federal HUD counselor locator and hotline for Oxford homeowners who need foreclosure-prevention counseling, loan-workout planning, and loss-mitigation guidance in Granville County.

Find a HUD-approved housing counselor

North Carolina Housing Finance Agency Homeowner Help

State mortgage-delinquency and foreclosure-prevention guidance for North Carolina homeowners, with referrals to HUD-approved counseling agencies serving Granville County.

NCHFA homeowner assistance

Free and Low-Cost Legal Aid

Legal Aid of North Carolina — Durham Office

Free civil legal services for income-eligible Granville County residents including housing, foreclosure, eviction, debt collection, domestic violence, and government benefits. Serves Caswell, Durham, Franklin, Granville, Person, Vance, and Warren counties.

Legal Aid NC Durham office

NC Bar Association Lawyer Referral Service

Statewide lawyer referral service for Oxford homeowners who need private counsel in foreclosure, probate, bankruptcy, divorce, or title/lien disputes in Granville County.

NC Bar lawyer referral service

IRS Tax Lien Real Estate Agents in Oxford

Chamiese Evans — Licensed Realtor

Specializing in helping Oxford homeowners navigate irs tax lien situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.

Visit listrobin.com
HELOC Default

HELOC & Foreclosure Attorneys

Cross & Currin, LLP

Established in 1888, Cross & Currin is one of the oldest continuing law firms in North Carolina with nearly 140 years of service to Granville County. Attorney James E. Cross Jr. (Wake Forest JD 1973) was NC State Bar Board Certified Specialist in Real Property Law — Residential Transactions from 1989 to 2019. Former chair of the NC State Bar Board of Legal Specialization, Super Lawyer in Estate Planning and Probate, and 2020 NC Bar Association Citizen of the Year. Admitted to the U.S. Supreme Court in 2001.

(919) 693-3131

135 College Street, Oxford, NC 27565

Cross & Currin real estate and estate law

Stainback, Satterwhite, Burnette & Zollicoffer, PLLC

Henderson firm established in 1979. Attorney Michael E. Satterwhite (UNC Chapel Hill BA 1974, Walter F. George School of Law JD 1977) has 48+ years of experience in real estate law, business law, and estate planning. Four-lawyer firm serving Vance, Granville, Franklin, and Warren counties with real estate closings, title work, and commercial transactions.

(252) 438-4136

115 N. Garnett Street, Henderson, NC 27536

Stainback Satterwhite real estate law

Housing Counseling and Foreclosure Prevention

HUD Housing Counselor Referral Line

Federal HUD counselor locator and hotline for Oxford homeowners who need foreclosure-prevention counseling, loan-workout planning, and loss-mitigation guidance in Granville County.

Find a HUD-approved housing counselor

North Carolina Housing Finance Agency Homeowner Help

State mortgage-delinquency and foreclosure-prevention guidance for North Carolina homeowners, with referrals to HUD-approved counseling agencies serving Granville County.

NCHFA homeowner assistance

Free and Low-Cost Legal Aid

Legal Aid of North Carolina — Durham Office

Free civil legal services for income-eligible Granville County residents including housing, foreclosure, eviction, debt collection, domestic violence, and government benefits. Serves Caswell, Durham, Franklin, Granville, Person, Vance, and Warren counties.

Legal Aid NC Durham office

NC Bar Association Lawyer Referral Service

Statewide lawyer referral service for Oxford homeowners who need private counsel in foreclosure, probate, bankruptcy, divorce, or title/lien disputes in Granville County.

NC Bar lawyer referral service

HELOC Default Real Estate Agents in Oxford

Chamiese Evans — Licensed Realtor

Specializing in helping Oxford homeowners navigate heloc default situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.

Visit listrobin.com
Judgment Lien

Judgment Lien Attorneys

Cross & Currin, LLP

Established in 1888, Cross & Currin is one of the oldest continuing law firms in North Carolina with nearly 140 years of service to Granville County. Attorney James E. Cross Jr. (Wake Forest JD 1973) was NC State Bar Board Certified Specialist in Real Property Law — Residential Transactions from 1989 to 2019. Former chair of the NC State Bar Board of Legal Specialization, Super Lawyer in Estate Planning and Probate, and 2020 NC Bar Association Citizen of the Year. Admitted to the U.S. Supreme Court in 2001.

(919) 693-3131

135 College Street, Oxford, NC 27565

Cross & Currin real estate and estate law

Stainback, Satterwhite, Burnette & Zollicoffer, PLLC

Henderson firm established in 1979. Attorney Michael E. Satterwhite (UNC Chapel Hill BA 1974, Walter F. George School of Law JD 1977) has 48+ years of experience in real estate law, business law, and estate planning. Four-lawyer firm serving Vance, Granville, Franklin, and Warren counties with real estate closings, title work, and commercial transactions.

(252) 438-4136

115 N. Garnett Street, Henderson, NC 27536

Stainback Satterwhite real estate law

Housing Counseling and Foreclosure Prevention

HUD Housing Counselor Referral Line

Federal HUD counselor locator and hotline for Oxford homeowners who need foreclosure-prevention counseling, loan-workout planning, and loss-mitigation guidance in Granville County.

Find a HUD-approved housing counselor

North Carolina Housing Finance Agency Homeowner Help

State mortgage-delinquency and foreclosure-prevention guidance for North Carolina homeowners, with referrals to HUD-approved counseling agencies serving Granville County.

NCHFA homeowner assistance

Free and Low-Cost Legal Aid

Legal Aid of North Carolina — Durham Office

Free civil legal services for income-eligible Granville County residents including housing, foreclosure, eviction, debt collection, domestic violence, and government benefits. Serves Caswell, Durham, Franklin, Granville, Person, Vance, and Warren counties.

Legal Aid NC Durham office

NC Bar Association Lawyer Referral Service

Statewide lawyer referral service for Oxford homeowners who need private counsel in foreclosure, probate, bankruptcy, divorce, or title/lien disputes in Granville County.

NC Bar lawyer referral service

Judgment Lien Real Estate Agents in Oxford

Chamiese Evans — Licensed Realtor

Specializing in helping Oxford homeowners navigate judgment lien situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.

Visit listrobin.com

Your local real estate expert

Connect with a licensed Realtor who specializes in helping homeowners navigate homeowner situations in Oxford, NC.

CE

Chamiese Evans

Licensed Realtor — NorthGroup Real Estate

Helping homeowners across the Carolinas find the right path forward — whether that means selling, negotiating, or exploring every option before making a decision.

Visit listrobin.com

Researched by CC Evans, Marketing Analyst — RobinOffer

Last reviewed: February 2026

This directory is for informational purposes only. It does not constitute legal, financial, or tax advice. Confirm all options with licensed counsel or a qualified financial professional before signing any agreement.

Sources: NC General Statutes · HUD.gov · CFPB.gov

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