Foreclosure
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Homeowner Resources in Spindale, NC
Local resources for homeowners in Spindale, NC dealing with foreclosure, probate, tax liens, bankruptcy, and other difficult situations. Real contacts, phone numbers, and next steps.
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Select a topic below to see local resources including government offices, attorneys, financial counselors, and nonprofit organizations.
Bankruptcy
Resources for homeowners in Chapter 7 or Chapter 13 bankruptcy who need to sell their home.
✓Curated resourcesView resourcesCode Violations
Resources for homeowners facing code enforcement notices, building code violations, minimum housing standards, or condemnation.
✓Curated resourcesView resourcesSee open code cases and activity around any Spindale address
Check my addressMore local resources in Spindale
Verified local contacts for other situations Spindale homeowners face — attorneys, government offices, and financial counselors, organized by topic.
Inheritance
Inheritance Attorneys
Staton Law, P.A. (Whitney Staton Hebert)
Attorney Whitney Staton Hebert (NC Bar 2011, Charlotte School of Law) handles estate planning, wills, trusts, and probate administration across Western North Carolina including Spindale and Rutherford County. Founded Staton Law in Hendersonville and also practices real estate and family law.
(828) 692-9292
Staton Law estate planning640 N Main St, Hendersonville, NC 28792
Rutherford County Probate and Court Services
Rutherford County Clerk of Superior Court
County clerk office in Rutherfordton for foreclosure hearings, probate filings, estate administration, and civil proceedings for Spindale and all Rutherford County residents. Clerk: Steve H. Owens.
(828) 288-6100
Rutherford County Clerk of Court229 N Main St, Suite 203, Rutherfordton, NC 28139
Housing Counseling and Foreclosure Prevention
Foothills Regional Commission — Housing Programs
Regional housing programs serving Cleveland, McDowell, Polk, and Rutherford counties. Provides housing rehabilitation, weatherization, and emergency repair assistance for Spindale and Rutherford County homeowners. Headquartered in Rutherfordton.
(828) 287-2281
Foothills Regional Commission housing programs111 W Court St, Rutherfordton, NC 28139
HUD Housing Counselor Referral Line
Federal hotline and searchable database to connect Spindale homeowners with HUD-approved foreclosure-prevention counselors serving Rutherford County.
Find a HUD-approved counselorNC Housing Finance Agency Homeowner Assistance
State foreclosure-prevention and mortgage-default guidance for North Carolina homeowners needing payment relief options.
NCHFA homeowner assistanceFree and Low-Cost Legal Aid
Pisgah Legal Services — Rutherford County
Nonprofit legal aid serving low-income residents of Western North Carolina with free civil legal assistance including housing, foreclosure, consumer, and domestic violence matters. The Mountain Area Volunteer Lawyers Program connects eligible Spindale residents with pro bono attorneys.
Pisgah Legal ServicesNC Bar Association Lawyer Referral Service
Statewide lawyer referral service for Spindale homeowners who need private counsel in foreclosure, probate, bankruptcy, divorce, or title/lien disputes in Rutherford County.
NC Bar lawyer referral serviceInheritance Real Estate Agents in Spindale
Chamiese Evans — Licensed Realtor
Specializing in helping Spindale homeowners navigate inheritance situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.
Visit listrobin.comGet a no-obligation cash offer on the inherited Spindale home
Get my cash offerDivorce
Divorce Attorneys
Jarrin & Stanifer, PLLC (Elisa Jarrin)
Attorney Elisa Jarrin (practicing since 2014, certified Family Financial Mediator 2021, Parenting Coordinator 2019, Collaborative Law Practitioner 2015) established her Hendersonville practice in 2018 and formed Jarrin & Stanifer PLLC in 2024. Native Spanish speaker serving bilingual families. Handles divorce, child custody, and child support across Henderson, Buncombe, Polk, and Rutherford counties.
Jarrin & Stanifer family lawDomestic Violence and Family Safety Resources
Family Resources of Rutherford County
Provides emergency shelter, crisis intervention, court advocacy, and support services for victims of domestic violence and sexual assault in Spindale and Rutherford County. Call the 24-hour crisis hotline for immediate assistance.
Family Resources of Rutherford CountyNational Domestic Violence Hotline
24/7 confidential hotline for immediate safety planning, local referrals, and support by phone, text, or chat.
National Domestic Violence HotlineHousing Counseling and Foreclosure Prevention
Foothills Regional Commission — Housing Programs
Regional housing programs serving Cleveland, McDowell, Polk, and Rutherford counties. Provides housing rehabilitation, weatherization, and emergency repair assistance for Spindale and Rutherford County homeowners. Headquartered in Rutherfordton.
(828) 287-2281
Foothills Regional Commission housing programs111 W Court St, Rutherfordton, NC 28139
HUD Housing Counselor Referral Line
Federal hotline and searchable database to connect Spindale homeowners with HUD-approved foreclosure-prevention counselors serving Rutherford County.
Find a HUD-approved counselorNC Housing Finance Agency Homeowner Assistance
State foreclosure-prevention and mortgage-default guidance for North Carolina homeowners needing payment relief options.
NCHFA homeowner assistanceFree and Low-Cost Legal Aid
Pisgah Legal Services — Rutherford County
Nonprofit legal aid serving low-income residents of Western North Carolina with free civil legal assistance including housing, foreclosure, consumer, and domestic violence matters. The Mountain Area Volunteer Lawyers Program connects eligible Spindale residents with pro bono attorneys.
Pisgah Legal ServicesNC Bar Association Lawyer Referral Service
Statewide lawyer referral service for Spindale homeowners who need private counsel in foreclosure, probate, bankruptcy, divorce, or title/lien disputes in Rutherford County.
NC Bar lawyer referral serviceDivorce Real Estate Agents in Spindale
Chamiese Evans — Licensed Realtor
Specializing in helping Spindale homeowners navigate divorce situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.
Visit listrobin.comNeed a clean, fast sale in a Spindale divorce? See your offer
Get my cash offerRelocation
Relocation and Sale Attorneys
Staton Law, P.A. (Whitney Staton Hebert)
Attorney Whitney Staton Hebert (NC Bar 2011) founded Staton Law in Hendersonville after graduating from Charlotte School of Law. Handles real estate closings, mortgage disputes, and foreclosure defense across Western North Carolina including Rutherford County. Member of the NC Bar Association and NC Association of Women Attorneys.
(828) 692-9292
Staton Law real estate and foreclosure640 N Main St, Hendersonville, NC 28792
Ferikes, Bleynat & Cannon, PLLC
Asheville civil litigation firm practicing together since 2000, led by Edward L. Bleynat Jr. (AV Preeminent, Best Lawyers in America, NC Super Lawyers, 2024 NC Lawyers Weekly Litigation Power List, former clerk to NC Supreme Court Chief Justice Exum). Handles real estate disputes, boundary conflicts, easement issues, and construction litigation throughout western NC including Rutherford County.
(828) 251-1588
Ferikes Bleynat — real estate and property disputes67 Charlotte St, Asheville, NC 28801
Housing Counseling and Foreclosure Prevention
Foothills Regional Commission — Housing Programs
Regional housing programs serving Cleveland, McDowell, Polk, and Rutherford counties. Provides housing rehabilitation, weatherization, and emergency repair assistance for Spindale and Rutherford County homeowners. Headquartered in Rutherfordton.
(828) 287-2281
Foothills Regional Commission housing programs111 W Court St, Rutherfordton, NC 28139
HUD Housing Counselor Referral Line
Federal hotline and searchable database to connect Spindale homeowners with HUD-approved foreclosure-prevention counselors serving Rutherford County.
Find a HUD-approved counselorNC Housing Finance Agency Homeowner Assistance
State foreclosure-prevention and mortgage-default guidance for North Carolina homeowners needing payment relief options.
NCHFA homeowner assistanceFree and Low-Cost Legal Aid
Pisgah Legal Services — Rutherford County
Nonprofit legal aid serving low-income residents of Western North Carolina with free civil legal assistance including housing, foreclosure, consumer, and domestic violence matters. The Mountain Area Volunteer Lawyers Program connects eligible Spindale residents with pro bono attorneys.
Pisgah Legal ServicesNC Bar Association Lawyer Referral Service
Statewide lawyer referral service for Spindale homeowners who need private counsel in foreclosure, probate, bankruptcy, divorce, or title/lien disputes in Rutherford County.
NC Bar lawyer referral serviceRelocation Real Estate Agents in Spindale
Chamiese Evans — Licensed Realtor
Specializing in helping Spindale homeowners navigate relocation situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.
Visit listrobin.comRelocating from Spindale? Sell fast with a cash offer
Get my cash offerTax Liens
Tax and Debt Attorneys
Mosley Law Firm, P.C. (R. Todd Mosley)
Attorney R. Todd Mosley (University of Memphis School of Law 2005, 20 years experience) dedicates his entire practice to debt relief through Chapter 7 and Chapter 13 bankruptcy. Former extern to U.S. Bankruptcy Judge William H. Brown. Established the firm in 2009 with offices in Asheville and Waynesville, serving Spindale and Rutherford County clients in the Western District of North Carolina.
(828) 412-8700
Mosley Law Firm bankruptcy Asheville53 S French Broad Ave, Asheville, NC 28801
Tax Payment and Relief Offices
Rutherford County Tax Administration
Collects property taxes for Rutherford County including the Town of Spindale. Provides online tax payment via Invoice Cloud. Early payment discount of 0.50% available before August 31.
(828) 287-6000
Rutherford County online tax payment145 College Ave, Suite A, Rutherfordton, NC 28139
Housing Counseling and Foreclosure Prevention
Foothills Regional Commission — Housing Programs
Regional housing programs serving Cleveland, McDowell, Polk, and Rutherford counties. Provides housing rehabilitation, weatherization, and emergency repair assistance for Spindale and Rutherford County homeowners. Headquartered in Rutherfordton.
(828) 287-2281
Foothills Regional Commission housing programs111 W Court St, Rutherfordton, NC 28139
HUD Housing Counselor Referral Line
Federal hotline and searchable database to connect Spindale homeowners with HUD-approved foreclosure-prevention counselors serving Rutherford County.
Find a HUD-approved counselorNC Housing Finance Agency Homeowner Assistance
State foreclosure-prevention and mortgage-default guidance for North Carolina homeowners needing payment relief options.
NCHFA homeowner assistanceFree and Low-Cost Legal Aid
Pisgah Legal Services — Rutherford County
Nonprofit legal aid serving low-income residents of Western North Carolina with free civil legal assistance including housing, foreclosure, consumer, and domestic violence matters. The Mountain Area Volunteer Lawyers Program connects eligible Spindale residents with pro bono attorneys.
Pisgah Legal ServicesNC Bar Association Lawyer Referral Service
Statewide lawyer referral service for Spindale homeowners who need private counsel in foreclosure, probate, bankruptcy, divorce, or title/lien disputes in Rutherford County.
NC Bar lawyer referral serviceTax Liens Real Estate Agents in Spindale
Chamiese Evans — Licensed Realtor
Specializing in helping Spindale homeowners navigate tax liens situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.
Visit listrobin.comProbate
Probate Attorneys
Staton Law, P.A. (Whitney Staton Hebert)
Attorney Whitney Staton Hebert (NC Bar 2011, Charlotte School of Law) handles estate planning, wills, trusts, and probate administration across Western North Carolina including Spindale and Rutherford County. Founded Staton Law in Hendersonville and also practices real estate and family law.
(828) 692-9292
Staton Law estate planning640 N Main St, Hendersonville, NC 28792
Rutherford County Probate and Court Services
Rutherford County Clerk of Superior Court
County clerk office in Rutherfordton for foreclosure hearings, probate filings, estate administration, and civil proceedings for Spindale and all Rutherford County residents. Clerk: Steve H. Owens.
(828) 288-6100
Rutherford County Clerk of Court229 N Main St, Suite 203, Rutherfordton, NC 28139
Housing Counseling and Foreclosure Prevention
Foothills Regional Commission — Housing Programs
Regional housing programs serving Cleveland, McDowell, Polk, and Rutherford counties. Provides housing rehabilitation, weatherization, and emergency repair assistance for Spindale and Rutherford County homeowners. Headquartered in Rutherfordton.
(828) 287-2281
Foothills Regional Commission housing programs111 W Court St, Rutherfordton, NC 28139
HUD Housing Counselor Referral Line
Federal hotline and searchable database to connect Spindale homeowners with HUD-approved foreclosure-prevention counselors serving Rutherford County.
Find a HUD-approved counselorNC Housing Finance Agency Homeowner Assistance
State foreclosure-prevention and mortgage-default guidance for North Carolina homeowners needing payment relief options.
NCHFA homeowner assistanceFree and Low-Cost Legal Aid
Pisgah Legal Services — Rutherford County
Nonprofit legal aid serving low-income residents of Western North Carolina with free civil legal assistance including housing, foreclosure, consumer, and domestic violence matters. The Mountain Area Volunteer Lawyers Program connects eligible Spindale residents with pro bono attorneys.
Pisgah Legal ServicesNC Bar Association Lawyer Referral Service
Statewide lawyer referral service for Spindale homeowners who need private counsel in foreclosure, probate, bankruptcy, divorce, or title/lien disputes in Rutherford County.
NC Bar lawyer referral serviceProbate Real Estate Agents in Spindale
Chamiese Evans — Licensed Realtor
Specializing in helping Spindale homeowners navigate probate situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.
Visit listrobin.comSelling a home in probate? See a fast cash offer
Get my cash offerHOA Liens
HOA Attorneys
Ferikes, Bleynat & Cannon, PLLC
Asheville firm led by AV Preeminent-rated Edward L. Bleynat Jr. and Best Lawyers honoree William E. Cannon Jr. Represents homeowner associations, condominium associations, and property owner associations with covenant enforcement, assessment collection, and community governance disputes throughout western NC including Rutherford County.
(828) 251-1588
Ferikes Bleynat — HOA and property association disputes67 Charlotte St, Asheville, NC 28801
Housing Counseling and Foreclosure Prevention
Foothills Regional Commission — Housing Programs
Regional housing programs serving Cleveland, McDowell, Polk, and Rutherford counties. Provides housing rehabilitation, weatherization, and emergency repair assistance for Spindale and Rutherford County homeowners. Headquartered in Rutherfordton.
(828) 287-2281
Foothills Regional Commission housing programs111 W Court St, Rutherfordton, NC 28139
HUD Housing Counselor Referral Line
Federal hotline and searchable database to connect Spindale homeowners with HUD-approved foreclosure-prevention counselors serving Rutherford County.
Find a HUD-approved counselorNC Housing Finance Agency Homeowner Assistance
State foreclosure-prevention and mortgage-default guidance for North Carolina homeowners needing payment relief options.
NCHFA homeowner assistanceFree and Low-Cost Legal Aid
Pisgah Legal Services — Rutherford County
Nonprofit legal aid serving low-income residents of Western North Carolina with free civil legal assistance including housing, foreclosure, consumer, and domestic violence matters. The Mountain Area Volunteer Lawyers Program connects eligible Spindale residents with pro bono attorneys.
Pisgah Legal ServicesNC Bar Association Lawyer Referral Service
Statewide lawyer referral service for Spindale homeowners who need private counsel in foreclosure, probate, bankruptcy, divorce, or title/lien disputes in Rutherford County.
NC Bar lawyer referral serviceHOA Liens Real Estate Agents in Spindale
Chamiese Evans — Licensed Realtor
Specializing in helping Spindale homeowners navigate hoa liens situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.
Visit listrobin.comFire / Storm Damage
Property Damage Attorneys
Staton Law, P.A. (Whitney Staton Hebert)
Attorney Whitney Staton Hebert (NC Bar 2011) founded Staton Law in Hendersonville after graduating from Charlotte School of Law. Handles real estate closings, mortgage disputes, and foreclosure defense across Western North Carolina including Rutherford County. Member of the NC Bar Association and NC Association of Women Attorneys.
(828) 692-9292
Staton Law real estate and foreclosure640 N Main St, Hendersonville, NC 28792
Ferikes, Bleynat & Cannon, PLLC
Asheville civil litigation firm practicing together since 2000, led by Edward L. Bleynat Jr. (AV Preeminent, Best Lawyers in America, NC Super Lawyers, 2024 NC Lawyers Weekly Litigation Power List, former clerk to NC Supreme Court Chief Justice Exum). Handles real estate disputes, boundary conflicts, easement issues, and construction litigation throughout western NC including Rutherford County.
(828) 251-1588
Ferikes Bleynat — real estate and property disputes67 Charlotte St, Asheville, NC 28801
Housing Counseling and Foreclosure Prevention
Foothills Regional Commission — Housing Programs
Regional housing programs serving Cleveland, McDowell, Polk, and Rutherford counties. Provides housing rehabilitation, weatherization, and emergency repair assistance for Spindale and Rutherford County homeowners. Headquartered in Rutherfordton.
(828) 287-2281
Foothills Regional Commission housing programs111 W Court St, Rutherfordton, NC 28139
HUD Housing Counselor Referral Line
Federal hotline and searchable database to connect Spindale homeowners with HUD-approved foreclosure-prevention counselors serving Rutherford County.
Find a HUD-approved counselorNC Housing Finance Agency Homeowner Assistance
State foreclosure-prevention and mortgage-default guidance for North Carolina homeowners needing payment relief options.
NCHFA homeowner assistanceFree and Low-Cost Legal Aid
Pisgah Legal Services — Rutherford County
Nonprofit legal aid serving low-income residents of Western North Carolina with free civil legal assistance including housing, foreclosure, consumer, and domestic violence matters. The Mountain Area Volunteer Lawyers Program connects eligible Spindale residents with pro bono attorneys.
Pisgah Legal ServicesNC Bar Association Lawyer Referral Service
Statewide lawyer referral service for Spindale homeowners who need private counsel in foreclosure, probate, bankruptcy, divorce, or title/lien disputes in Rutherford County.
NC Bar lawyer referral serviceFire / Storm Damage Real Estate Agents in Spindale
Chamiese Evans — Licensed Realtor
Specializing in helping Spindale homeowners navigate fire / storm damage situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.
Visit listrobin.comStorm or fire damage? Get a cash offer, sold as-is
Get my cash offerVacant Property
Vacant Property Attorneys
Ferikes, Bleynat & Cannon, PLLC
Asheville firm led by AV Preeminent-rated Edward L. Bleynat Jr. and Best Lawyers honoree William E. Cannon Jr. Represents homeowner associations, condominium associations, and property owner associations with covenant enforcement, assessment collection, and community governance disputes throughout western NC including Rutherford County.
(828) 251-1588
Ferikes Bleynat — HOA and property association disputes67 Charlotte St, Asheville, NC 28801
Code Enforcement Office
Town of Spindale Code Enforcement
Spindale Code Enforcement department maintains safe, clean, and healthy neighborhoods. Responds to concerns about housing conditions, property maintenance, abandoned structures, and other ordinance violations within Spindale town limits.
(828) 286-3466
Spindale code enforcement125 Reveley St, Spindale, NC 28160
Housing Counseling and Foreclosure Prevention
Foothills Regional Commission — Housing Programs
Regional housing programs serving Cleveland, McDowell, Polk, and Rutherford counties. Provides housing rehabilitation, weatherization, and emergency repair assistance for Spindale and Rutherford County homeowners. Headquartered in Rutherfordton.
(828) 287-2281
Foothills Regional Commission housing programs111 W Court St, Rutherfordton, NC 28139
HUD Housing Counselor Referral Line
Federal hotline and searchable database to connect Spindale homeowners with HUD-approved foreclosure-prevention counselors serving Rutherford County.
Find a HUD-approved counselorNC Housing Finance Agency Homeowner Assistance
State foreclosure-prevention and mortgage-default guidance for North Carolina homeowners needing payment relief options.
NCHFA homeowner assistanceFree and Low-Cost Legal Aid
Pisgah Legal Services — Rutherford County
Nonprofit legal aid serving low-income residents of Western North Carolina with free civil legal assistance including housing, foreclosure, consumer, and domestic violence matters. The Mountain Area Volunteer Lawyers Program connects eligible Spindale residents with pro bono attorneys.
Pisgah Legal ServicesNC Bar Association Lawyer Referral Service
Statewide lawyer referral service for Spindale homeowners who need private counsel in foreclosure, probate, bankruptcy, divorce, or title/lien disputes in Rutherford County.
NC Bar lawyer referral serviceVacant Property Real Estate Agents in Spindale
Chamiese Evans — Licensed Realtor
Specializing in helping Spindale homeowners navigate vacant property situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.
Visit listrobin.comDone carrying a vacant Spindale home? Get a cash offer
Get my cash offerMilitary PCS
Military PCS Attorneys
Jarrin & Stanifer, PLLC (Elisa Jarrin)
Attorney Elisa Jarrin (practicing since 2014, certified Family Financial Mediator 2021, Parenting Coordinator 2019, Collaborative Law Practitioner 2015) established her Hendersonville practice in 2018 and formed Jarrin & Stanifer PLLC in 2024. Native Spanish speaker serving bilingual families. Handles divorce, child custody, and child support across Henderson, Buncombe, Polk, and Rutherford counties.
Jarrin & Stanifer family lawVeterans and Military Support
Rutherford County Veteran Services
Assists eligible Spindale and Rutherford County veterans, dependents, and surviving spouses in applying for VA benefits including disability compensation, pension, education, and burial benefits. Walk-in hours Monday; appointments Tuesday-Thursday.
(828) 287-6185
Rutherford County veteran services145 College Ave, Rutherfordton, NC 28139
Housing Counseling and Foreclosure Prevention
Foothills Regional Commission — Housing Programs
Regional housing programs serving Cleveland, McDowell, Polk, and Rutherford counties. Provides housing rehabilitation, weatherization, and emergency repair assistance for Spindale and Rutherford County homeowners. Headquartered in Rutherfordton.
(828) 287-2281
Foothills Regional Commission housing programs111 W Court St, Rutherfordton, NC 28139
HUD Housing Counselor Referral Line
Federal hotline and searchable database to connect Spindale homeowners with HUD-approved foreclosure-prevention counselors serving Rutherford County.
Find a HUD-approved counselorNC Housing Finance Agency Homeowner Assistance
State foreclosure-prevention and mortgage-default guidance for North Carolina homeowners needing payment relief options.
NCHFA homeowner assistanceFree and Low-Cost Legal Aid
Pisgah Legal Services — Rutherford County
Nonprofit legal aid serving low-income residents of Western North Carolina with free civil legal assistance including housing, foreclosure, consumer, and domestic violence matters. The Mountain Area Volunteer Lawyers Program connects eligible Spindale residents with pro bono attorneys.
Pisgah Legal ServicesNC Bar Association Lawyer Referral Service
Statewide lawyer referral service for Spindale homeowners who need private counsel in foreclosure, probate, bankruptcy, divorce, or title/lien disputes in Rutherford County.
NC Bar lawyer referral serviceMilitary PCS Real Estate Agents in Spindale
Chamiese Evans — Licensed Realtor
Specializing in helping Spindale homeowners navigate military pcs situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.
Visit listrobin.comPCS orders and a home to sell fast? See your cash offer
Get my cash offerUnderwater Mortgage
Underwater Mortgage Attorneys
Staton Law, P.A. (Whitney Staton Hebert)
Attorney Whitney Staton Hebert (NC Bar 2011) founded Staton Law in Hendersonville after graduating from Charlotte School of Law. Handles real estate closings, mortgage disputes, and foreclosure defense across Western North Carolina including Rutherford County. Member of the NC Bar Association and NC Association of Women Attorneys.
(828) 692-9292
Staton Law real estate and foreclosure640 N Main St, Hendersonville, NC 28792
Ferikes, Bleynat & Cannon, PLLC
Asheville civil litigation firm practicing together since 2000, led by Edward L. Bleynat Jr. (AV Preeminent, Best Lawyers in America, NC Super Lawyers, 2024 NC Lawyers Weekly Litigation Power List, former clerk to NC Supreme Court Chief Justice Exum). Handles real estate disputes, boundary conflicts, easement issues, and construction litigation throughout western NC including Rutherford County.
(828) 251-1588
Ferikes Bleynat — real estate and property disputes67 Charlotte St, Asheville, NC 28801
Housing Counseling and Foreclosure Prevention
Foothills Regional Commission — Housing Programs
Regional housing programs serving Cleveland, McDowell, Polk, and Rutherford counties. Provides housing rehabilitation, weatherization, and emergency repair assistance for Spindale and Rutherford County homeowners. Headquartered in Rutherfordton.
(828) 287-2281
Foothills Regional Commission housing programs111 W Court St, Rutherfordton, NC 28139
HUD Housing Counselor Referral Line
Federal hotline and searchable database to connect Spindale homeowners with HUD-approved foreclosure-prevention counselors serving Rutherford County.
Find a HUD-approved counselorNC Housing Finance Agency Homeowner Assistance
State foreclosure-prevention and mortgage-default guidance for North Carolina homeowners needing payment relief options.
NCHFA homeowner assistanceFree and Low-Cost Legal Aid
Pisgah Legal Services — Rutherford County
Nonprofit legal aid serving low-income residents of Western North Carolina with free civil legal assistance including housing, foreclosure, consumer, and domestic violence matters. The Mountain Area Volunteer Lawyers Program connects eligible Spindale residents with pro bono attorneys.
Pisgah Legal ServicesNC Bar Association Lawyer Referral Service
Statewide lawyer referral service for Spindale homeowners who need private counsel in foreclosure, probate, bankruptcy, divorce, or title/lien disputes in Rutherford County.
NC Bar lawyer referral serviceUnderwater Mortgage Real Estate Agents in Spindale
Chamiese Evans — Licensed Realtor
Specializing in helping Spindale homeowners navigate underwater mortgage situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.
Visit listrobin.comUnderwater — or do you actually have equity? Find out free
See my home valueJob Loss
Job Loss and Debt Attorneys
Mosley Law Firm, P.C. (R. Todd Mosley)
Attorney R. Todd Mosley (University of Memphis School of Law 2005, 20 years experience) dedicates his entire practice to debt relief through Chapter 7 and Chapter 13 bankruptcy. Former extern to U.S. Bankruptcy Judge William H. Brown. Established the firm in 2009 with offices in Asheville and Waynesville, serving Spindale and Rutherford County clients in the Western District of North Carolina.
(828) 412-8700
Mosley Law Firm bankruptcy Asheville53 S French Broad Ave, Asheville, NC 28801
Housing Counseling and Foreclosure Prevention
Foothills Regional Commission — Housing Programs
Regional housing programs serving Cleveland, McDowell, Polk, and Rutherford counties. Provides housing rehabilitation, weatherization, and emergency repair assistance for Spindale and Rutherford County homeowners. Headquartered in Rutherfordton.
(828) 287-2281
Foothills Regional Commission housing programs111 W Court St, Rutherfordton, NC 28139
HUD Housing Counselor Referral Line
Federal hotline and searchable database to connect Spindale homeowners with HUD-approved foreclosure-prevention counselors serving Rutherford County.
Find a HUD-approved counselorNC Housing Finance Agency Homeowner Assistance
State foreclosure-prevention and mortgage-default guidance for North Carolina homeowners needing payment relief options.
NCHFA homeowner assistanceFree and Low-Cost Legal Aid
Pisgah Legal Services — Rutherford County
Nonprofit legal aid serving low-income residents of Western North Carolina with free civil legal assistance including housing, foreclosure, consumer, and domestic violence matters. The Mountain Area Volunteer Lawyers Program connects eligible Spindale residents with pro bono attorneys.
Pisgah Legal ServicesNC Bar Association Lawyer Referral Service
Statewide lawyer referral service for Spindale homeowners who need private counsel in foreclosure, probate, bankruptcy, divorce, or title/lien disputes in Rutherford County.
NC Bar lawyer referral serviceJob Loss Real Estate Agents in Spindale
Chamiese Evans — Licensed Realtor
Specializing in helping Spindale homeowners navigate job loss situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.
Visit listrobin.comMedical Hardship
Medical Hardship Attorneys
Mosley Law Firm, P.C. (R. Todd Mosley)
Attorney R. Todd Mosley (University of Memphis School of Law 2005, 20 years experience) dedicates his entire practice to debt relief through Chapter 7 and Chapter 13 bankruptcy. Former extern to U.S. Bankruptcy Judge William H. Brown. Established the firm in 2009 with offices in Asheville and Waynesville, serving Spindale and Rutherford County clients in the Western District of North Carolina.
(828) 412-8700
Mosley Law Firm bankruptcy Asheville53 S French Broad Ave, Asheville, NC 28801
Housing Counseling and Foreclosure Prevention
Foothills Regional Commission — Housing Programs
Regional housing programs serving Cleveland, McDowell, Polk, and Rutherford counties. Provides housing rehabilitation, weatherization, and emergency repair assistance for Spindale and Rutherford County homeowners. Headquartered in Rutherfordton.
(828) 287-2281
Foothills Regional Commission housing programs111 W Court St, Rutherfordton, NC 28139
HUD Housing Counselor Referral Line
Federal hotline and searchable database to connect Spindale homeowners with HUD-approved foreclosure-prevention counselors serving Rutherford County.
Find a HUD-approved counselorNC Housing Finance Agency Homeowner Assistance
State foreclosure-prevention and mortgage-default guidance for North Carolina homeowners needing payment relief options.
NCHFA homeowner assistanceFree and Low-Cost Legal Aid
Pisgah Legal Services — Rutherford County
Nonprofit legal aid serving low-income residents of Western North Carolina with free civil legal assistance including housing, foreclosure, consumer, and domestic violence matters. The Mountain Area Volunteer Lawyers Program connects eligible Spindale residents with pro bono attorneys.
Pisgah Legal ServicesNC Bar Association Lawyer Referral Service
Statewide lawyer referral service for Spindale homeowners who need private counsel in foreclosure, probate, bankruptcy, divorce, or title/lien disputes in Rutherford County.
NC Bar lawyer referral serviceMedical Hardship Real Estate Agents in Spindale
Chamiese Evans — Licensed Realtor
Specializing in helping Spindale homeowners navigate medical hardship situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.
Visit listrobin.comReverse Mortgage
Reverse Mortgage and Probate Attorneys
Staton Law, P.A. (Whitney Staton Hebert)
Attorney Whitney Staton Hebert (NC Bar 2011, Charlotte School of Law) handles estate planning, wills, trusts, and probate administration across Western North Carolina including Spindale and Rutherford County. Founded Staton Law in Hendersonville and also practices real estate and family law.
(828) 692-9292
Staton Law estate planning640 N Main St, Hendersonville, NC 28792
Senior Homeowner Support
Foothills Regional Commission — Area Agency on Aging
Region C Area Agency on Aging serving Cleveland, McDowell, Polk, and Rutherford counties. Provides aging advocacy, long-term care ombudsman, caregiver support, and senior nutrition programs for Spindale seniors. Headquartered in Rutherfordton.
(828) 287-2281
Foothills Regional Commission Area Agency on Aging111 W Court St, Rutherfordton, NC 28139
Housing Counseling and Foreclosure Prevention
Foothills Regional Commission — Housing Programs
Regional housing programs serving Cleveland, McDowell, Polk, and Rutherford counties. Provides housing rehabilitation, weatherization, and emergency repair assistance for Spindale and Rutherford County homeowners. Headquartered in Rutherfordton.
(828) 287-2281
Foothills Regional Commission housing programs111 W Court St, Rutherfordton, NC 28139
HUD Housing Counselor Referral Line
Federal hotline and searchable database to connect Spindale homeowners with HUD-approved foreclosure-prevention counselors serving Rutherford County.
Find a HUD-approved counselorNC Housing Finance Agency Homeowner Assistance
State foreclosure-prevention and mortgage-default guidance for North Carolina homeowners needing payment relief options.
NCHFA homeowner assistanceFree and Low-Cost Legal Aid
Pisgah Legal Services — Rutherford County
Nonprofit legal aid serving low-income residents of Western North Carolina with free civil legal assistance including housing, foreclosure, consumer, and domestic violence matters. The Mountain Area Volunteer Lawyers Program connects eligible Spindale residents with pro bono attorneys.
Pisgah Legal ServicesNC Bar Association Lawyer Referral Service
Statewide lawyer referral service for Spindale homeowners who need private counsel in foreclosure, probate, bankruptcy, divorce, or title/lien disputes in Rutherford County.
NC Bar lawyer referral serviceReverse Mortgage Real Estate Agents in Spindale
Chamiese Evans — Licensed Realtor
Specializing in helping Spindale homeowners navigate reverse mortgage situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.
Visit listrobin.comKnow exactly what your Spindale home is worth first
See my home valueIRS Tax Lien
IRS Lien and Debt Attorneys
Mosley Law Firm, P.C. (R. Todd Mosley)
Attorney R. Todd Mosley (University of Memphis School of Law 2005, 20 years experience) dedicates his entire practice to debt relief through Chapter 7 and Chapter 13 bankruptcy. Former extern to U.S. Bankruptcy Judge William H. Brown. Established the firm in 2009 with offices in Asheville and Waynesville, serving Spindale and Rutherford County clients in the Western District of North Carolina.
(828) 412-8700
Mosley Law Firm bankruptcy Asheville53 S French Broad Ave, Asheville, NC 28801
Housing Counseling and Foreclosure Prevention
Foothills Regional Commission — Housing Programs
Regional housing programs serving Cleveland, McDowell, Polk, and Rutherford counties. Provides housing rehabilitation, weatherization, and emergency repair assistance for Spindale and Rutherford County homeowners. Headquartered in Rutherfordton.
(828) 287-2281
Foothills Regional Commission housing programs111 W Court St, Rutherfordton, NC 28139
HUD Housing Counselor Referral Line
Federal hotline and searchable database to connect Spindale homeowners with HUD-approved foreclosure-prevention counselors serving Rutherford County.
Find a HUD-approved counselorNC Housing Finance Agency Homeowner Assistance
State foreclosure-prevention and mortgage-default guidance for North Carolina homeowners needing payment relief options.
NCHFA homeowner assistanceFree and Low-Cost Legal Aid
Pisgah Legal Services — Rutherford County
Nonprofit legal aid serving low-income residents of Western North Carolina with free civil legal assistance including housing, foreclosure, consumer, and domestic violence matters. The Mountain Area Volunteer Lawyers Program connects eligible Spindale residents with pro bono attorneys.
Pisgah Legal ServicesNC Bar Association Lawyer Referral Service
Statewide lawyer referral service for Spindale homeowners who need private counsel in foreclosure, probate, bankruptcy, divorce, or title/lien disputes in Rutherford County.
NC Bar lawyer referral serviceIRS Tax Lien Real Estate Agents in Spindale
Chamiese Evans — Licensed Realtor
Specializing in helping Spindale homeowners navigate irs tax lien situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.
Visit listrobin.comHELOC Default
HELOC Default Attorneys
Staton Law, P.A. (Whitney Staton Hebert)
Attorney Whitney Staton Hebert (NC Bar 2011) founded Staton Law in Hendersonville after graduating from Charlotte School of Law. Handles real estate closings, mortgage disputes, and foreclosure defense across Western North Carolina including Rutherford County. Member of the NC Bar Association and NC Association of Women Attorneys.
(828) 692-9292
Staton Law real estate and foreclosure640 N Main St, Hendersonville, NC 28792
Ferikes, Bleynat & Cannon, PLLC
Asheville civil litigation firm practicing together since 2000, led by Edward L. Bleynat Jr. (AV Preeminent, Best Lawyers in America, NC Super Lawyers, 2024 NC Lawyers Weekly Litigation Power List, former clerk to NC Supreme Court Chief Justice Exum). Handles real estate disputes, boundary conflicts, easement issues, and construction litigation throughout western NC including Rutherford County.
(828) 251-1588
Ferikes Bleynat — real estate and property disputes67 Charlotte St, Asheville, NC 28801
Housing Counseling and Foreclosure Prevention
Foothills Regional Commission — Housing Programs
Regional housing programs serving Cleveland, McDowell, Polk, and Rutherford counties. Provides housing rehabilitation, weatherization, and emergency repair assistance for Spindale and Rutherford County homeowners. Headquartered in Rutherfordton.
(828) 287-2281
Foothills Regional Commission housing programs111 W Court St, Rutherfordton, NC 28139
HUD Housing Counselor Referral Line
Federal hotline and searchable database to connect Spindale homeowners with HUD-approved foreclosure-prevention counselors serving Rutherford County.
Find a HUD-approved counselorNC Housing Finance Agency Homeowner Assistance
State foreclosure-prevention and mortgage-default guidance for North Carolina homeowners needing payment relief options.
NCHFA homeowner assistanceFree and Low-Cost Legal Aid
Pisgah Legal Services — Rutherford County
Nonprofit legal aid serving low-income residents of Western North Carolina with free civil legal assistance including housing, foreclosure, consumer, and domestic violence matters. The Mountain Area Volunteer Lawyers Program connects eligible Spindale residents with pro bono attorneys.
Pisgah Legal ServicesNC Bar Association Lawyer Referral Service
Statewide lawyer referral service for Spindale homeowners who need private counsel in foreclosure, probate, bankruptcy, divorce, or title/lien disputes in Rutherford County.
NC Bar lawyer referral serviceHELOC Default Real Estate Agents in Spindale
Chamiese Evans — Licensed Realtor
Specializing in helping Spindale homeowners navigate heloc default situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.
Visit listrobin.comJudgment Lien
Judgment Lien Attorneys
Staton Law, P.A. (Whitney Staton Hebert)
Attorney Whitney Staton Hebert (NC Bar 2011) founded Staton Law in Hendersonville after graduating from Charlotte School of Law. Handles real estate closings, mortgage disputes, and foreclosure defense across Western North Carolina including Rutherford County. Member of the NC Bar Association and NC Association of Women Attorneys.
(828) 692-9292
Staton Law real estate and foreclosure640 N Main St, Hendersonville, NC 28792
Ferikes, Bleynat & Cannon, PLLC
Asheville civil litigation firm practicing together since 2000, led by Edward L. Bleynat Jr. (AV Preeminent, Best Lawyers in America, NC Super Lawyers, 2024 NC Lawyers Weekly Litigation Power List, former clerk to NC Supreme Court Chief Justice Exum). Handles real estate disputes, boundary conflicts, easement issues, and construction litigation throughout western NC including Rutherford County.
(828) 251-1588
Ferikes Bleynat — real estate and property disputes67 Charlotte St, Asheville, NC 28801
Housing Counseling and Foreclosure Prevention
Foothills Regional Commission — Housing Programs
Regional housing programs serving Cleveland, McDowell, Polk, and Rutherford counties. Provides housing rehabilitation, weatherization, and emergency repair assistance for Spindale and Rutherford County homeowners. Headquartered in Rutherfordton.
(828) 287-2281
Foothills Regional Commission housing programs111 W Court St, Rutherfordton, NC 28139
HUD Housing Counselor Referral Line
Federal hotline and searchable database to connect Spindale homeowners with HUD-approved foreclosure-prevention counselors serving Rutherford County.
Find a HUD-approved counselorNC Housing Finance Agency Homeowner Assistance
State foreclosure-prevention and mortgage-default guidance for North Carolina homeowners needing payment relief options.
NCHFA homeowner assistanceFree and Low-Cost Legal Aid
Pisgah Legal Services — Rutherford County
Nonprofit legal aid serving low-income residents of Western North Carolina with free civil legal assistance including housing, foreclosure, consumer, and domestic violence matters. The Mountain Area Volunteer Lawyers Program connects eligible Spindale residents with pro bono attorneys.
Pisgah Legal ServicesNC Bar Association Lawyer Referral Service
Statewide lawyer referral service for Spindale homeowners who need private counsel in foreclosure, probate, bankruptcy, divorce, or title/lien disputes in Rutherford County.
NC Bar lawyer referral serviceJudgment Lien Real Estate Agents in Spindale
Chamiese Evans — Licensed Realtor
Specializing in helping Spindale homeowners navigate judgment lien situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.
Visit listrobin.comThinking about selling your Spindale home?
Whichever situation brought you here, you have options — and you do not have to decide today. Start with the one that fits.
- Cash offer for your house in North and South Carolina: what cash buyers really pay: the honest breakdown of who buys, what they really pay, and how to avoid scams.
Your local real estate expert
Connect with a licensed Realtor who specializes in helping homeowners navigate homeowner situations in Spindale, NC.
CE
Chamiese Evans
Licensed Realtor — NorthGroup Real Estate
Helping homeowners across the Carolinas find the right path forward — whether that means selling, negotiating, or exploring every option before making a decision.
Visit listrobin.comResearched by CC Evans, Marketing Analyst — RobinOffer
Last reviewed: February 2026
This directory is for informational purposes only. It does not constitute legal, financial, or tax advice. Confirm all options with licensed counsel or a qualified financial professional before signing any agreement.
Sources: NC General Statutes · HUD.gov · CFPB.gov
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