Divorce
Neutral, fast-track support when your home decision is part of a broader legal process.
✓Curated resourcesView resourcesNeed a clean, fast sale in a Spruce Pine divorce? See your offer
Get my cash offerHomeowners/Spruce Pine, NC
Homeowner Resources in Spruce Pine, NC
Local resources for homeowners in Spruce Pine, NC dealing with foreclosure, probate, tax liens, bankruptcy, and other difficult situations. Real contacts, phone numbers, and next steps.
✓Verified local resources✓19 resource categories✓Curated by a licensed Realtor
Resource categories for Spruce Pine
Select a topic below to see local resources including government offices, attorneys, financial counselors, and nonprofit organizations.
Bankruptcy
Resources for homeowners in Chapter 7 or Chapter 13 bankruptcy who need to sell their home.
✓Curated resourcesView resourcesCode Violations
Resources for homeowners facing code enforcement notices, building code violations, minimum housing standards, or condemnation.
✓Curated resourcesView resourcesSee open code cases and activity around any Spruce Pine address
Check my addressHOA Liens
Resources for homeowners behind on HOA dues facing liens, penalties, or HOA foreclosure.
✓Curated resourcesView resourcesFire / Storm Damage
Resources for homeowners with property damaged by fire, hurricane, tornado, or flooding.
✓Curated resourcesView resourcesStorm or fire damage? Get a cash offer, sold as-is
Get my cash offerVacant Property
Resources for owners of vacant homes including registration, insurance, maintenance, and sale options.
✓Curated resourcesView resourcesDone carrying a vacant Spruce Pine home? Get a cash offer
Get my cash offerMilitary PCS
Resources for active-duty service members with PCS orders who need to sell their home quickly.
✓Curated resourcesView resourcesPCS orders and a home to sell fast? See your cash offer
Get my cash offerUnderwater Mortgage
Resources for homeowners who owe more than their home is worth — short sale, loan modification, and refinance options.
✓Curated resourcesView resourcesUnderwater — or do you actually have equity? Find out free
See my home valueMore local resources in Spruce Pine
Verified local contacts for other situations Spruce Pine homeowners face — attorneys, government offices, and financial counselors, organized by topic.
Foreclosure
Foreclosure Attorneys
Watson & Hunt, P.A. (Charlie A. Hunt Jr.)
Attorney Charlie A. Hunt Jr. has practiced in Spruce Pine since graduating from Wake Forest University in 1973 — over 50 years of service. Handles civil litigation, insurance disputes, and real estate matters for Mitchell County homeowners. Earned a Martindale-Hubbell Distinguished rating in 2026.
(828) 765-2062
Watson Hunt real estate and civil law216 Oak Ave, Spruce Pine, NC 28777
Mortgage Servicer and Bank Loss-Mitigation Contacts
Wells Fargo Mortgage Assistance
Wells Fargo loss-mitigation contact for forbearance, repayment plans, and modification review for qualifying mortgage borrowers.
Wells Fargo mortgage helpBank of America Mortgage Assistance
Bank of America loss-mitigation contact for forbearance, repayment plans, and modification review for qualifying mortgage borrowers.
Bank of America mortgage helpTruist Mortgage Assistance
Truist loss-mitigation contact for forbearance, repayment plans, and modification review for qualifying mortgage borrowers.
Truist mortgage helpChase Mortgage Assistance
Chase loss-mitigation contact for forbearance, repayment plans, and modification review for qualifying mortgage borrowers.
Chase mortgage helpFirst Horizon Mortgage Assistance
First Horizon loss-mitigation contact for forbearance, repayment plans, and modification review for qualifying mortgage borrowers.
First Horizon mortgage helpHousing Counseling and Foreclosure Prevention
HUD Housing Counselor Search Portal
Primary HUD counselor lookup portal for Spruce Pine and Mitchell County homeowners; filter by county or local ZIP code for nearby approved counseling agencies.
Open HUD counselor search portalMitchell County Tax Collector
County tax office for listing, collections, and online property-tax payments for Spruce Pine and all Mitchell County jurisdictions.
(828) 537-1627
Mitchell County online tax payment61 Crimson Laurel Circle, Bakersville, NC 28705
NC Home Advantage Mortgage and Homeowner Assistance
State housing finance agency programs for down payment assistance, foreclosure prevention, and homeowner support for qualifying North Carolina residents.
NC Housing Finance Agency resourcesFree and Low-Cost Legal Aid
Pisgah Legal Services — Spruce Pine Office
Free civil legal aid for Mitchell and Yancey county residents. Over 40 years of service in western NC covering housing, domestic violence, bankruptcy, and consumer issues for low-income residents.
(828) 253-0406
Pisgah Legal Services Spruce Pine office167 Locust Street, Suite 206, Spruce Pine, NC 28777
Legal Aid of North Carolina — Morganton Office
Regional Legal Aid office serving Mitchell, Avery, Burke, Caldwell, McDowell, Watauga, and Yancey county residents with housing, family law, consumer, and public-benefits disputes.
(828) 437-8280
Legal Aid NC Morganton office211 East Union Street, Morganton, NC 28655
NC Bar Association Lawyer Referral Service
Referral option for Spruce Pine residents who need private-counsel consultation when legal-aid eligibility is not met or specialized representation is required.
NC Bar lawyer referral serviceForeclosure Real Estate Agents in Spruce Pine
Chamiese Evans — Licensed Realtor
Specializing in helping Spruce Pine homeowners navigate foreclosure situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.
Visit listrobin.comInheritance
Inheritance and Estate Attorneys
Holmes & Holmes, Attorneys at Law (Elizabeth L. Holmes)
Spruce Pine estate planning and probate firm serving Mitchell, Avery, and Yancey counties since 2004. Attorney Elizabeth Holmes handles wills, trusts, estate administration, and probate court filings at the Mitchell County Courthouse in Bakersville.
(828) 765-7005
Holmes Holmes estate and probate law167 Locust St, Suite 220, Spruce Pine, NC 28777
Mitchell County Probate and Clerk Services
Mitchell County Clerk of Superior Court (Shana Buchanan)
Clerk office handling foreclosure hearings, probate filings, and civil special proceedings for Spruce Pine and all Mitchell County residents. Located in the county seat of Bakersville.
(828) 688-5100
Visit website328 Longview Drive, Bakersville, NC 28705
Housing Counseling and Foreclosure Prevention
HUD Housing Counselor Search Portal
Primary HUD counselor lookup portal for Spruce Pine and Mitchell County homeowners; filter by county or local ZIP code for nearby approved counseling agencies.
Open HUD counselor search portalMitchell County Tax Collector
County tax office for listing, collections, and online property-tax payments for Spruce Pine and all Mitchell County jurisdictions.
(828) 537-1627
Mitchell County online tax payment61 Crimson Laurel Circle, Bakersville, NC 28705
NC Home Advantage Mortgage and Homeowner Assistance
State housing finance agency programs for down payment assistance, foreclosure prevention, and homeowner support for qualifying North Carolina residents.
NC Housing Finance Agency resourcesFree and Low-Cost Legal Aid
Pisgah Legal Services — Spruce Pine Office
Free civil legal aid for Mitchell and Yancey county residents. Over 40 years of service in western NC covering housing, domestic violence, bankruptcy, and consumer issues for low-income residents.
(828) 253-0406
Pisgah Legal Services Spruce Pine office167 Locust Street, Suite 206, Spruce Pine, NC 28777
Legal Aid of North Carolina — Morganton Office
Regional Legal Aid office serving Mitchell, Avery, Burke, Caldwell, McDowell, Watauga, and Yancey county residents with housing, family law, consumer, and public-benefits disputes.
(828) 437-8280
Legal Aid NC Morganton office211 East Union Street, Morganton, NC 28655
NC Bar Association Lawyer Referral Service
Referral option for Spruce Pine residents who need private-counsel consultation when legal-aid eligibility is not met or specialized representation is required.
NC Bar lawyer referral serviceInheritance Real Estate Agents in Spruce Pine
Chamiese Evans — Licensed Realtor
Specializing in helping Spruce Pine homeowners navigate inheritance situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.
Visit listrobin.comGet a no-obligation cash offer on the inherited Spruce Pine home
Get my cash offerRelocation
Sale and Relocation Attorneys
Watson & Hunt, P.A. (Charlie A. Hunt Jr.)
Attorney Charlie A. Hunt Jr. has practiced in Spruce Pine since graduating from Wake Forest University in 1973 — over 50 years of service. Handles civil litigation, insurance disputes, and real estate matters for Mitchell County homeowners. Earned a Martindale-Hubbell Distinguished rating in 2026.
(828) 765-2062
Watson Hunt real estate and civil law216 Oak Ave, Spruce Pine, NC 28777
Housing Counseling and Foreclosure Prevention
HUD Housing Counselor Search Portal
Primary HUD counselor lookup portal for Spruce Pine and Mitchell County homeowners; filter by county or local ZIP code for nearby approved counseling agencies.
Open HUD counselor search portalMitchell County Tax Collector
County tax office for listing, collections, and online property-tax payments for Spruce Pine and all Mitchell County jurisdictions.
(828) 537-1627
Mitchell County online tax payment61 Crimson Laurel Circle, Bakersville, NC 28705
NC Home Advantage Mortgage and Homeowner Assistance
State housing finance agency programs for down payment assistance, foreclosure prevention, and homeowner support for qualifying North Carolina residents.
NC Housing Finance Agency resourcesFree and Low-Cost Legal Aid
Pisgah Legal Services — Spruce Pine Office
Free civil legal aid for Mitchell and Yancey county residents. Over 40 years of service in western NC covering housing, domestic violence, bankruptcy, and consumer issues for low-income residents.
(828) 253-0406
Pisgah Legal Services Spruce Pine office167 Locust Street, Suite 206, Spruce Pine, NC 28777
Legal Aid of North Carolina — Morganton Office
Regional Legal Aid office serving Mitchell, Avery, Burke, Caldwell, McDowell, Watauga, and Yancey county residents with housing, family law, consumer, and public-benefits disputes.
(828) 437-8280
Legal Aid NC Morganton office211 East Union Street, Morganton, NC 28655
NC Bar Association Lawyer Referral Service
Referral option for Spruce Pine residents who need private-counsel consultation when legal-aid eligibility is not met or specialized representation is required.
NC Bar lawyer referral serviceRelocation Real Estate Agents in Spruce Pine
Chamiese Evans — Licensed Realtor
Specializing in helping Spruce Pine homeowners navigate relocation situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.
Visit listrobin.comRelocating from Spruce Pine? Sell fast with a cash offer
Get my cash offerTax Liens
Tax Payment and Relief Offices
Mitchell County Tax Collector
County tax office for listing, collections, and online property-tax payments for Spruce Pine and other Mitchell County jurisdictions.
(828) 537-1627
Visit website61 Crimson Laurel Circle, Bakersville, NC 28705
Mitchell County Tax Administration — Property Appraisal
County assessor functions for property values, appraisal appeals, and parcel records for Mitchell County real property including Spruce Pine.
(828) 537-1627
Visit website61 Crimson Laurel Circle, Bakersville, NC 28705
Tax and Debt Attorneys
Watson & Hunt, P.A. (Charlie A. Hunt Jr.)
Attorney Charlie A. Hunt Jr. has practiced in Spruce Pine since graduating from Wake Forest University in 1973 — over 50 years of service. Handles civil litigation, insurance disputes, and real estate matters for Mitchell County homeowners. Earned a Martindale-Hubbell Distinguished rating in 2026.
(828) 765-2062
Watson Hunt real estate and civil law216 Oak Ave, Spruce Pine, NC 28777
Housing Counseling and Foreclosure Prevention
HUD Housing Counselor Search Portal
Primary HUD counselor lookup portal for Spruce Pine and Mitchell County homeowners; filter by county or local ZIP code for nearby approved counseling agencies.
Open HUD counselor search portalMitchell County Tax Collector
County tax office for listing, collections, and online property-tax payments for Spruce Pine and all Mitchell County jurisdictions.
(828) 537-1627
Mitchell County online tax payment61 Crimson Laurel Circle, Bakersville, NC 28705
NC Home Advantage Mortgage and Homeowner Assistance
State housing finance agency programs for down payment assistance, foreclosure prevention, and homeowner support for qualifying North Carolina residents.
NC Housing Finance Agency resourcesFree and Low-Cost Legal Aid
Pisgah Legal Services — Spruce Pine Office
Free civil legal aid for Mitchell and Yancey county residents. Over 40 years of service in western NC covering housing, domestic violence, bankruptcy, and consumer issues for low-income residents.
(828) 253-0406
Pisgah Legal Services Spruce Pine office167 Locust Street, Suite 206, Spruce Pine, NC 28777
Legal Aid of North Carolina — Morganton Office
Regional Legal Aid office serving Mitchell, Avery, Burke, Caldwell, McDowell, Watauga, and Yancey county residents with housing, family law, consumer, and public-benefits disputes.
(828) 437-8280
Legal Aid NC Morganton office211 East Union Street, Morganton, NC 28655
NC Bar Association Lawyer Referral Service
Referral option for Spruce Pine residents who need private-counsel consultation when legal-aid eligibility is not met or specialized representation is required.
NC Bar lawyer referral serviceTax Liens Real Estate Agents in Spruce Pine
Chamiese Evans — Licensed Realtor
Specializing in helping Spruce Pine homeowners navigate tax liens situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.
Visit listrobin.comProbate
Probate Attorneys
Holmes & Holmes, Attorneys at Law (Elizabeth L. Holmes)
Spruce Pine estate planning and probate firm serving Mitchell, Avery, and Yancey counties since 2004. Attorney Elizabeth Holmes handles wills, trusts, estate administration, and probate court filings at the Mitchell County Courthouse in Bakersville.
(828) 765-7005
Holmes Holmes estate and probate law167 Locust St, Suite 220, Spruce Pine, NC 28777
Mitchell County Probate and Clerk Services
Mitchell County Clerk of Superior Court (Shana Buchanan)
Clerk office handling foreclosure hearings, probate filings, and civil special proceedings for Spruce Pine and all Mitchell County residents. Located in the county seat of Bakersville.
(828) 688-5100
Visit website328 Longview Drive, Bakersville, NC 28705
Housing Counseling and Foreclosure Prevention
HUD Housing Counselor Search Portal
Primary HUD counselor lookup portal for Spruce Pine and Mitchell County homeowners; filter by county or local ZIP code for nearby approved counseling agencies.
Open HUD counselor search portalMitchell County Tax Collector
County tax office for listing, collections, and online property-tax payments for Spruce Pine and all Mitchell County jurisdictions.
(828) 537-1627
Mitchell County online tax payment61 Crimson Laurel Circle, Bakersville, NC 28705
NC Home Advantage Mortgage and Homeowner Assistance
State housing finance agency programs for down payment assistance, foreclosure prevention, and homeowner support for qualifying North Carolina residents.
NC Housing Finance Agency resourcesFree and Low-Cost Legal Aid
Pisgah Legal Services — Spruce Pine Office
Free civil legal aid for Mitchell and Yancey county residents. Over 40 years of service in western NC covering housing, domestic violence, bankruptcy, and consumer issues for low-income residents.
(828) 253-0406
Pisgah Legal Services Spruce Pine office167 Locust Street, Suite 206, Spruce Pine, NC 28777
Legal Aid of North Carolina — Morganton Office
Regional Legal Aid office serving Mitchell, Avery, Burke, Caldwell, McDowell, Watauga, and Yancey county residents with housing, family law, consumer, and public-benefits disputes.
(828) 437-8280
Legal Aid NC Morganton office211 East Union Street, Morganton, NC 28655
NC Bar Association Lawyer Referral Service
Referral option for Spruce Pine residents who need private-counsel consultation when legal-aid eligibility is not met or specialized representation is required.
NC Bar lawyer referral serviceProbate Real Estate Agents in Spruce Pine
Chamiese Evans — Licensed Realtor
Specializing in helping Spruce Pine homeowners navigate probate situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.
Visit listrobin.comSelling a home in probate? See a fast cash offer
Get my cash offerJob Loss
Employment and Benefit Resources
NC Division of Employment Security
State unemployment insurance and workforce services portal for claim filing and reemployment resources for Mitchell County residents.
NC DES unemployment resourcesJob-Loss Debt Attorneys
Holmes & Holmes, Attorneys at Law (Elizabeth L. Holmes)
Downtown Spruce Pine firm at 167 Locust Street founded in 2004. Attorney Elizabeth L. Holmes (NC Bar #32729) handles estate planning, real estate, and probate matters for Mitchell, Avery, and Yancey counties. Assists homeowners navigating financial distress and foreclosure alternatives.
(828) 765-7005
Holmes Holmes attorneys167 Locust St, Suite 220, Spruce Pine, NC 28777
Mortgage Servicer and Bank Loss-Mitigation Contacts
Wells Fargo Mortgage Assistance
Wells Fargo loss-mitigation contact for forbearance, repayment plans, and modification review for qualifying mortgage borrowers.
Wells Fargo mortgage helpBank of America Mortgage Assistance
Bank of America loss-mitigation contact for forbearance, repayment plans, and modification review for qualifying mortgage borrowers.
Bank of America mortgage helpTruist Mortgage Assistance
Truist loss-mitigation contact for forbearance, repayment plans, and modification review for qualifying mortgage borrowers.
Truist mortgage helpChase Mortgage Assistance
Chase loss-mitigation contact for forbearance, repayment plans, and modification review for qualifying mortgage borrowers.
Chase mortgage helpFirst Horizon Mortgage Assistance
First Horizon loss-mitigation contact for forbearance, repayment plans, and modification review for qualifying mortgage borrowers.
First Horizon mortgage helpHousing Counseling and Foreclosure Prevention
HUD Housing Counselor Search Portal
Primary HUD counselor lookup portal for Spruce Pine and Mitchell County homeowners; filter by county or local ZIP code for nearby approved counseling agencies.
Open HUD counselor search portalMitchell County Tax Collector
County tax office for listing, collections, and online property-tax payments for Spruce Pine and all Mitchell County jurisdictions.
(828) 537-1627
Mitchell County online tax payment61 Crimson Laurel Circle, Bakersville, NC 28705
NC Home Advantage Mortgage and Homeowner Assistance
State housing finance agency programs for down payment assistance, foreclosure prevention, and homeowner support for qualifying North Carolina residents.
NC Housing Finance Agency resourcesFree and Low-Cost Legal Aid
Pisgah Legal Services — Spruce Pine Office
Free civil legal aid for Mitchell and Yancey county residents. Over 40 years of service in western NC covering housing, domestic violence, bankruptcy, and consumer issues for low-income residents.
(828) 253-0406
Pisgah Legal Services Spruce Pine office167 Locust Street, Suite 206, Spruce Pine, NC 28777
Legal Aid of North Carolina — Morganton Office
Regional Legal Aid office serving Mitchell, Avery, Burke, Caldwell, McDowell, Watauga, and Yancey county residents with housing, family law, consumer, and public-benefits disputes.
(828) 437-8280
Legal Aid NC Morganton office211 East Union Street, Morganton, NC 28655
NC Bar Association Lawyer Referral Service
Referral option for Spruce Pine residents who need private-counsel consultation when legal-aid eligibility is not met or specialized representation is required.
NC Bar lawyer referral serviceJob Loss Real Estate Agents in Spruce Pine
Chamiese Evans — Licensed Realtor
Specializing in helping Spruce Pine homeowners navigate job loss situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.
Visit listrobin.comMedical Hardship
Medical Hardship Debt Attorneys
Holmes & Holmes, Attorneys at Law (Elizabeth L. Holmes)
Downtown Spruce Pine firm at 167 Locust Street founded in 2004. Attorney Elizabeth L. Holmes (NC Bar #32729) handles estate planning, real estate, and probate matters for Mitchell, Avery, and Yancey counties. Assists homeowners navigating financial distress and foreclosure alternatives.
(828) 765-7005
Holmes Holmes attorneys167 Locust St, Suite 220, Spruce Pine, NC 28777
Housing Counseling and Foreclosure Prevention
HUD Housing Counselor Search Portal
Primary HUD counselor lookup portal for Spruce Pine and Mitchell County homeowners; filter by county or local ZIP code for nearby approved counseling agencies.
Open HUD counselor search portalMitchell County Tax Collector
County tax office for listing, collections, and online property-tax payments for Spruce Pine and all Mitchell County jurisdictions.
(828) 537-1627
Mitchell County online tax payment61 Crimson Laurel Circle, Bakersville, NC 28705
NC Home Advantage Mortgage and Homeowner Assistance
State housing finance agency programs for down payment assistance, foreclosure prevention, and homeowner support for qualifying North Carolina residents.
NC Housing Finance Agency resourcesFree and Low-Cost Legal Aid
Pisgah Legal Services — Spruce Pine Office
Free civil legal aid for Mitchell and Yancey county residents. Over 40 years of service in western NC covering housing, domestic violence, bankruptcy, and consumer issues for low-income residents.
(828) 253-0406
Pisgah Legal Services Spruce Pine office167 Locust Street, Suite 206, Spruce Pine, NC 28777
Legal Aid of North Carolina — Morganton Office
Regional Legal Aid office serving Mitchell, Avery, Burke, Caldwell, McDowell, Watauga, and Yancey county residents with housing, family law, consumer, and public-benefits disputes.
(828) 437-8280
Legal Aid NC Morganton office211 East Union Street, Morganton, NC 28655
NC Bar Association Lawyer Referral Service
Referral option for Spruce Pine residents who need private-counsel consultation when legal-aid eligibility is not met or specialized representation is required.
NC Bar lawyer referral serviceMedical Hardship Real Estate Agents in Spruce Pine
Chamiese Evans — Licensed Realtor
Specializing in helping Spruce Pine homeowners navigate medical hardship situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.
Visit listrobin.comReverse Mortgage
Senior Homeowner Support
Mitchell County Senior Center
County senior center for adults 60+ with congregate and home-delivered meals, in-home aide programs, health promotion, and transportation services for Spruce Pine-area seniors.
(828) 688-3019
Mitchell County senior center152 Ledger School Road, Bakersville, NC 28705
Reverse Mortgage and Estate Attorneys
Holmes & Holmes, Attorneys at Law (Elizabeth L. Holmes)
Spruce Pine estate planning and probate firm serving Mitchell, Avery, and Yancey counties since 2004. Attorney Elizabeth Holmes handles wills, trusts, estate administration, and probate court filings at the Mitchell County Courthouse in Bakersville.
(828) 765-7005
Holmes Holmes estate and probate law167 Locust St, Suite 220, Spruce Pine, NC 28777
Housing Counseling and Foreclosure Prevention
HUD Housing Counselor Search Portal
Primary HUD counselor lookup portal for Spruce Pine and Mitchell County homeowners; filter by county or local ZIP code for nearby approved counseling agencies.
Open HUD counselor search portalMitchell County Tax Collector
County tax office for listing, collections, and online property-tax payments for Spruce Pine and all Mitchell County jurisdictions.
(828) 537-1627
Mitchell County online tax payment61 Crimson Laurel Circle, Bakersville, NC 28705
NC Home Advantage Mortgage and Homeowner Assistance
State housing finance agency programs for down payment assistance, foreclosure prevention, and homeowner support for qualifying North Carolina residents.
NC Housing Finance Agency resourcesFree and Low-Cost Legal Aid
Pisgah Legal Services — Spruce Pine Office
Free civil legal aid for Mitchell and Yancey county residents. Over 40 years of service in western NC covering housing, domestic violence, bankruptcy, and consumer issues for low-income residents.
(828) 253-0406
Pisgah Legal Services Spruce Pine office167 Locust Street, Suite 206, Spruce Pine, NC 28777
Legal Aid of North Carolina — Morganton Office
Regional Legal Aid office serving Mitchell, Avery, Burke, Caldwell, McDowell, Watauga, and Yancey county residents with housing, family law, consumer, and public-benefits disputes.
(828) 437-8280
Legal Aid NC Morganton office211 East Union Street, Morganton, NC 28655
NC Bar Association Lawyer Referral Service
Referral option for Spruce Pine residents who need private-counsel consultation when legal-aid eligibility is not met or specialized representation is required.
NC Bar lawyer referral serviceReverse Mortgage Real Estate Agents in Spruce Pine
Chamiese Evans — Licensed Realtor
Specializing in helping Spruce Pine homeowners navigate reverse mortgage situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.
Visit listrobin.comKnow exactly what your Spruce Pine home is worth first
See my home valueIRS Tax Lien
IRS Taxpayer Assistance
IRS Local Office Locator
IRS local-office locator and appointment guidance for taxpayers handling liens, balances, and payment-plan issues.
IRS local office locatorIRS Lien and Debt Attorneys
Watson & Hunt, P.A. (Charlie A. Hunt Jr.)
Attorney Charlie A. Hunt Jr. has practiced in Spruce Pine since graduating from Wake Forest University in 1973 — over 50 years of service. Handles civil litigation, insurance disputes, and real estate matters for Mitchell County homeowners. Earned a Martindale-Hubbell Distinguished rating in 2026.
(828) 765-2062
Watson Hunt real estate and civil law216 Oak Ave, Spruce Pine, NC 28777
Housing Counseling and Foreclosure Prevention
HUD Housing Counselor Search Portal
Primary HUD counselor lookup portal for Spruce Pine and Mitchell County homeowners; filter by county or local ZIP code for nearby approved counseling agencies.
Open HUD counselor search portalMitchell County Tax Collector
County tax office for listing, collections, and online property-tax payments for Spruce Pine and all Mitchell County jurisdictions.
(828) 537-1627
Mitchell County online tax payment61 Crimson Laurel Circle, Bakersville, NC 28705
NC Home Advantage Mortgage and Homeowner Assistance
State housing finance agency programs for down payment assistance, foreclosure prevention, and homeowner support for qualifying North Carolina residents.
NC Housing Finance Agency resourcesFree and Low-Cost Legal Aid
Pisgah Legal Services — Spruce Pine Office
Free civil legal aid for Mitchell and Yancey county residents. Over 40 years of service in western NC covering housing, domestic violence, bankruptcy, and consumer issues for low-income residents.
(828) 253-0406
Pisgah Legal Services Spruce Pine office167 Locust Street, Suite 206, Spruce Pine, NC 28777
Legal Aid of North Carolina — Morganton Office
Regional Legal Aid office serving Mitchell, Avery, Burke, Caldwell, McDowell, Watauga, and Yancey county residents with housing, family law, consumer, and public-benefits disputes.
(828) 437-8280
Legal Aid NC Morganton office211 East Union Street, Morganton, NC 28655
NC Bar Association Lawyer Referral Service
Referral option for Spruce Pine residents who need private-counsel consultation when legal-aid eligibility is not met or specialized representation is required.
NC Bar lawyer referral serviceIRS Tax Lien Real Estate Agents in Spruce Pine
Chamiese Evans — Licensed Realtor
Specializing in helping Spruce Pine homeowners navigate irs tax lien situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.
Visit listrobin.comHELOC Default
HELOC and Foreclosure Attorneys
Watson & Hunt, P.A. (Charlie A. Hunt Jr.)
Attorney Charlie A. Hunt Jr. has practiced in Spruce Pine since graduating from Wake Forest University in 1973 — over 50 years of service. Handles civil litigation, insurance disputes, and real estate matters for Mitchell County homeowners. Earned a Martindale-Hubbell Distinguished rating in 2026.
(828) 765-2062
Watson Hunt real estate and civil law216 Oak Ave, Spruce Pine, NC 28777
Mortgage Servicer and Bank Loss-Mitigation Contacts
Wells Fargo Mortgage Assistance
Wells Fargo loss-mitigation contact for forbearance, repayment plans, and modification review for qualifying mortgage borrowers.
Wells Fargo mortgage helpBank of America Mortgage Assistance
Bank of America loss-mitigation contact for forbearance, repayment plans, and modification review for qualifying mortgage borrowers.
Bank of America mortgage helpTruist Mortgage Assistance
Truist loss-mitigation contact for forbearance, repayment plans, and modification review for qualifying mortgage borrowers.
Truist mortgage helpChase Mortgage Assistance
Chase loss-mitigation contact for forbearance, repayment plans, and modification review for qualifying mortgage borrowers.
Chase mortgage helpFirst Horizon Mortgage Assistance
First Horizon loss-mitigation contact for forbearance, repayment plans, and modification review for qualifying mortgage borrowers.
First Horizon mortgage helpHousing Counseling and Foreclosure Prevention
HUD Housing Counselor Search Portal
Primary HUD counselor lookup portal for Spruce Pine and Mitchell County homeowners; filter by county or local ZIP code for nearby approved counseling agencies.
Open HUD counselor search portalMitchell County Tax Collector
County tax office for listing, collections, and online property-tax payments for Spruce Pine and all Mitchell County jurisdictions.
(828) 537-1627
Mitchell County online tax payment61 Crimson Laurel Circle, Bakersville, NC 28705
NC Home Advantage Mortgage and Homeowner Assistance
State housing finance agency programs for down payment assistance, foreclosure prevention, and homeowner support for qualifying North Carolina residents.
NC Housing Finance Agency resourcesFree and Low-Cost Legal Aid
Pisgah Legal Services — Spruce Pine Office
Free civil legal aid for Mitchell and Yancey county residents. Over 40 years of service in western NC covering housing, domestic violence, bankruptcy, and consumer issues for low-income residents.
(828) 253-0406
Pisgah Legal Services Spruce Pine office167 Locust Street, Suite 206, Spruce Pine, NC 28777
Legal Aid of North Carolina — Morganton Office
Regional Legal Aid office serving Mitchell, Avery, Burke, Caldwell, McDowell, Watauga, and Yancey county residents with housing, family law, consumer, and public-benefits disputes.
(828) 437-8280
Legal Aid NC Morganton office211 East Union Street, Morganton, NC 28655
NC Bar Association Lawyer Referral Service
Referral option for Spruce Pine residents who need private-counsel consultation when legal-aid eligibility is not met or specialized representation is required.
NC Bar lawyer referral serviceHELOC Default Real Estate Agents in Spruce Pine
Chamiese Evans — Licensed Realtor
Specializing in helping Spruce Pine homeowners navigate heloc default situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.
Visit listrobin.comJudgment Lien
Judgment and Lien Defense Attorneys
Watson & Hunt, P.A. (Charlie A. Hunt Jr.)
Attorney Charlie A. Hunt Jr. has practiced in Spruce Pine since graduating from Wake Forest University in 1973 — over 50 years of service. Handles civil litigation, insurance disputes, and real estate matters for Mitchell County homeowners. Earned a Martindale-Hubbell Distinguished rating in 2026.
(828) 765-2062
Watson Hunt real estate and civil law216 Oak Ave, Spruce Pine, NC 28777
Housing Counseling and Foreclosure Prevention
HUD Housing Counselor Search Portal
Primary HUD counselor lookup portal for Spruce Pine and Mitchell County homeowners; filter by county or local ZIP code for nearby approved counseling agencies.
Open HUD counselor search portalMitchell County Tax Collector
County tax office for listing, collections, and online property-tax payments for Spruce Pine and all Mitchell County jurisdictions.
(828) 537-1627
Mitchell County online tax payment61 Crimson Laurel Circle, Bakersville, NC 28705
NC Home Advantage Mortgage and Homeowner Assistance
State housing finance agency programs for down payment assistance, foreclosure prevention, and homeowner support for qualifying North Carolina residents.
NC Housing Finance Agency resourcesFree and Low-Cost Legal Aid
Pisgah Legal Services — Spruce Pine Office
Free civil legal aid for Mitchell and Yancey county residents. Over 40 years of service in western NC covering housing, domestic violence, bankruptcy, and consumer issues for low-income residents.
(828) 253-0406
Pisgah Legal Services Spruce Pine office167 Locust Street, Suite 206, Spruce Pine, NC 28777
Legal Aid of North Carolina — Morganton Office
Regional Legal Aid office serving Mitchell, Avery, Burke, Caldwell, McDowell, Watauga, and Yancey county residents with housing, family law, consumer, and public-benefits disputes.
(828) 437-8280
Legal Aid NC Morganton office211 East Union Street, Morganton, NC 28655
NC Bar Association Lawyer Referral Service
Referral option for Spruce Pine residents who need private-counsel consultation when legal-aid eligibility is not met or specialized representation is required.
NC Bar lawyer referral serviceJudgment Lien Real Estate Agents in Spruce Pine
Chamiese Evans — Licensed Realtor
Specializing in helping Spruce Pine homeowners navigate judgment lien situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.
Visit listrobin.comYour local real estate expert
Connect with a licensed Realtor who specializes in helping homeowners navigate homeowner situations in Spruce Pine, NC.
CE
Chamiese Evans
Licensed Realtor — NorthGroup Real Estate
Helping homeowners across the Carolinas find the right path forward — whether that means selling, negotiating, or exploring every option before making a decision.
Visit listrobin.comResearched by CC Evans, Marketing Analyst — RobinOffer
Last reviewed: February 2026
This directory is for informational purposes only. It does not constitute legal, financial, or tax advice. Confirm all options with licensed counsel or a qualified financial professional before signing any agreement.
Sources: NC General Statutes · HUD.gov · CFPB.gov
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