Homeowners/St. James, NC

Homeowner Resources in St. James, NC

Local resources for homeowners in St. James, NC dealing with foreclosure, probate, tax liens, bankruptcy, and other difficult situations. Real contacts, phone numbers, and next steps.

19 resource categories

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Resource categories for St. James

Select a topic below to see local resources including government offices, attorneys, financial counselors, and nonprofit organizations.

Bankruptcy

Resources for homeowners in Chapter 7 or Chapter 13 bankruptcy who need to sell their home.

Curated resourcesView resources

More local resources in St. James

Verified local contacts for other situations St. James homeowners face — attorneys, government offices, and financial counselors, organized by topic.

Foreclosure

Foreclosure Attorneys

Sandra L. Darby, Attorney at Law

Attorney Sandra Darby has practiced law in Brunswick County since 1987 — nearly 40 years of local experience. Her North Howe Street office in Southport handles real estate transactions, title disputes, wills and estates, and business contracts for St. James, Southport, Oak Island, and surrounding communities.

(910) 457-1993

1430 North Howe Street, Southport, NC 28461

Sandra Darby real estate and estate law

Mortgage Servicer and Bank Loss-Mitigation Contacts

Wells Fargo Mortgage Assistance

Wells Fargo loss-mitigation contact for forbearance, repayment plans, and modification review for qualifying mortgage borrowers.

Wells Fargo mortgage help

Bank of America Mortgage Assistance

Bank of America loss-mitigation contact for forbearance, repayment plans, and modification review for qualifying mortgage borrowers.

Bank of America mortgage help

Truist Mortgage Assistance

Truist loss-mitigation contact for forbearance, repayment plans, and modification review for qualifying mortgage borrowers.

Truist mortgage help

Chase Mortgage Assistance

Chase loss-mitigation contact for forbearance, repayment plans, and modification review for qualifying mortgage borrowers.

Chase mortgage help

First Horizon Mortgage Assistance

First Horizon loss-mitigation contact for forbearance, repayment plans, and modification review for qualifying mortgage borrowers.

First Horizon mortgage help

Housing Counseling and Foreclosure Prevention

HUD Housing Counselor Search Portal

Primary HUD counselor lookup portal for St. James and Brunswick County homeowners; filter by county or local ZIP code for nearby approved counseling agencies.

Open HUD counselor search portal

Brunswick County Tax Office

County tax office collecting real and personal property taxes for St. James and all Brunswick County jurisdictions. Online payment available via ACH/e-check (free) or credit card (2.65% fee).

(910) 253-2829

30 Government Center Drive NE, Sandifer Building, 1st Floor, Bolivia, NC 28422

Brunswick County online tax payment

NC Home Advantage Mortgage and Homeowner Assistance

State housing finance agency programs for down payment assistance, foreclosure prevention, and homeowner support for qualifying North Carolina residents.

NC Housing Finance Agency resources

Free and Low-Cost Legal Aid

Legal Aid of North Carolina — Wilmington Office

Free civil legal assistance to income-eligible Brunswick County residents including St. James. Covers housing, foreclosure prevention, consumer debt, public benefits, and domestic-violence safety planning.

(910) 763-6207

201 N Front St, Suite 403, Wilmington, NC 28401

Legal Aid NC — Wilmington office

Legal Aid NC — Statewide Helpline

Statewide civil legal intake helpline for North Carolina residents. Call Monday–Friday for screening, case prioritization, and referral to the appropriate local legal-services office.

Legal Aid NC statewide helpline

NC Bar Association Lawyer Referral Service

Referral option for St. James residents who need private-counsel consultation when legal-aid eligibility is not met or specialized representation is required.

NC Bar lawyer referral service

Foreclosure Real Estate Agents in St. James

Chamiese Evans — Licensed Realtor

Specializing in helping St. James homeowners navigate foreclosure situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.

Visit listrobin.com
Inheritance

Inheritance and Estate Attorneys

Trest & Twigg, PLLC (Roy D. Trest & Tonia Trest Twigg)

Father-daughter firm in Shallotte with 50+ years combined experience. Roy D. Trest is a Brunswick County native admitted to the NC State Bar in 1977. Tonia Trest Twigg is a West Brunswick High School graduate. Concentrates in estate administration, estate planning, and guardianship proceedings for Brunswick County families.

(910) 575-7337

4631 Main Street, Shallotte, NC 28470

Trest Twigg estate and probate law

Brunswick County Probate and Clerk Services

Brunswick County Clerk of Superior Court (Katie Madon)

County clerk office in Bolivia for foreclosure hearings, probate filings, estate administration, and civil proceedings for St. James and all Brunswick County residents.

(910) 253-3900

310 Government Center Drive NE, Bolivia, NC 28422

Visit website

Housing Counseling and Foreclosure Prevention

HUD Housing Counselor Search Portal

Primary HUD counselor lookup portal for St. James and Brunswick County homeowners; filter by county or local ZIP code for nearby approved counseling agencies.

Open HUD counselor search portal

Brunswick County Tax Office

County tax office collecting real and personal property taxes for St. James and all Brunswick County jurisdictions. Online payment available via ACH/e-check (free) or credit card (2.65% fee).

(910) 253-2829

30 Government Center Drive NE, Sandifer Building, 1st Floor, Bolivia, NC 28422

Brunswick County online tax payment

NC Home Advantage Mortgage and Homeowner Assistance

State housing finance agency programs for down payment assistance, foreclosure prevention, and homeowner support for qualifying North Carolina residents.

NC Housing Finance Agency resources

Free and Low-Cost Legal Aid

Legal Aid of North Carolina — Wilmington Office

Free civil legal assistance to income-eligible Brunswick County residents including St. James. Covers housing, foreclosure prevention, consumer debt, public benefits, and domestic-violence safety planning.

(910) 763-6207

201 N Front St, Suite 403, Wilmington, NC 28401

Legal Aid NC — Wilmington office

Legal Aid NC — Statewide Helpline

Statewide civil legal intake helpline for North Carolina residents. Call Monday–Friday for screening, case prioritization, and referral to the appropriate local legal-services office.

Legal Aid NC statewide helpline

NC Bar Association Lawyer Referral Service

Referral option for St. James residents who need private-counsel consultation when legal-aid eligibility is not met or specialized representation is required.

NC Bar lawyer referral service

Inheritance Real Estate Agents in St. James

Chamiese Evans — Licensed Realtor

Specializing in helping St. James homeowners navigate inheritance situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.

Visit listrobin.com

Get a no-obligation cash offer on the inherited St. James home

Get my cash offer
Divorce

Divorce Attorneys

Sandra L. Darby, Attorney at Law

Southport general practice attorney since 1987 handling family law matters, domestic disputes, and civil litigation. Nearly 40 years of experience in Brunswick County courts serving St. James and surrounding communities.

(910) 457-1993

1430 North Howe Street, Southport, NC 28461

Sandra Darby family and civil law

Domestic Violence and Family Safety Resources

Hope Harbor Home, Inc.

Brunswick County's only domestic violence program and shelter since 1988, operating a 15-bed facility with victim advocates assisting with restraining orders, shelter placement, and advocacy for St. James-area residents. Services in English and Spanish.

Hope Harbor Home domestic violence services

Housing Counseling and Foreclosure Prevention

HUD Housing Counselor Search Portal

Primary HUD counselor lookup portal for St. James and Brunswick County homeowners; filter by county or local ZIP code for nearby approved counseling agencies.

Open HUD counselor search portal

Brunswick County Tax Office

County tax office collecting real and personal property taxes for St. James and all Brunswick County jurisdictions. Online payment available via ACH/e-check (free) or credit card (2.65% fee).

(910) 253-2829

30 Government Center Drive NE, Sandifer Building, 1st Floor, Bolivia, NC 28422

Brunswick County online tax payment

NC Home Advantage Mortgage and Homeowner Assistance

State housing finance agency programs for down payment assistance, foreclosure prevention, and homeowner support for qualifying North Carolina residents.

NC Housing Finance Agency resources

Free and Low-Cost Legal Aid

Legal Aid of North Carolina — Wilmington Office

Free civil legal assistance to income-eligible Brunswick County residents including St. James. Covers housing, foreclosure prevention, consumer debt, public benefits, and domestic-violence safety planning.

(910) 763-6207

201 N Front St, Suite 403, Wilmington, NC 28401

Legal Aid NC — Wilmington office

Legal Aid NC — Statewide Helpline

Statewide civil legal intake helpline for North Carolina residents. Call Monday–Friday for screening, case prioritization, and referral to the appropriate local legal-services office.

Legal Aid NC statewide helpline

NC Bar Association Lawyer Referral Service

Referral option for St. James residents who need private-counsel consultation when legal-aid eligibility is not met or specialized representation is required.

NC Bar lawyer referral service

Divorce Real Estate Agents in St. James

Chamiese Evans — Licensed Realtor

Specializing in helping St. James homeowners navigate divorce situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.

Visit listrobin.com

Need a clean, fast sale in a St. James divorce? See your offer

Get my cash offer
Relocation

Sale and Relocation Attorneys

Sandra L. Darby, Attorney at Law

Attorney Sandra Darby has practiced law in Brunswick County since 1987 — nearly 40 years of local experience. Her North Howe Street office in Southport handles real estate transactions, title disputes, wills and estates, and business contracts for St. James, Southport, Oak Island, and surrounding communities.

(910) 457-1993

1430 North Howe Street, Southport, NC 28461

Sandra Darby real estate and estate law

Housing Counseling and Foreclosure Prevention

HUD Housing Counselor Search Portal

Primary HUD counselor lookup portal for St. James and Brunswick County homeowners; filter by county or local ZIP code for nearby approved counseling agencies.

Open HUD counselor search portal

Brunswick County Tax Office

County tax office collecting real and personal property taxes for St. James and all Brunswick County jurisdictions. Online payment available via ACH/e-check (free) or credit card (2.65% fee).

(910) 253-2829

30 Government Center Drive NE, Sandifer Building, 1st Floor, Bolivia, NC 28422

Brunswick County online tax payment

NC Home Advantage Mortgage and Homeowner Assistance

State housing finance agency programs for down payment assistance, foreclosure prevention, and homeowner support for qualifying North Carolina residents.

NC Housing Finance Agency resources

Free and Low-Cost Legal Aid

Legal Aid of North Carolina — Wilmington Office

Free civil legal assistance to income-eligible Brunswick County residents including St. James. Covers housing, foreclosure prevention, consumer debt, public benefits, and domestic-violence safety planning.

(910) 763-6207

201 N Front St, Suite 403, Wilmington, NC 28401

Legal Aid NC — Wilmington office

Legal Aid NC — Statewide Helpline

Statewide civil legal intake helpline for North Carolina residents. Call Monday–Friday for screening, case prioritization, and referral to the appropriate local legal-services office.

Legal Aid NC statewide helpline

NC Bar Association Lawyer Referral Service

Referral option for St. James residents who need private-counsel consultation when legal-aid eligibility is not met or specialized representation is required.

NC Bar lawyer referral service

Relocation Real Estate Agents in St. James

Chamiese Evans — Licensed Realtor

Specializing in helping St. James homeowners navigate relocation situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.

Visit listrobin.com

Relocating from St. James? Sell fast with a cash offer

Get my cash offer
Tax Liens

Tax Payment and Relief Offices

Brunswick County Tax Office

County tax office collecting real and personal property taxes for St. James and all Brunswick County jurisdictions. Online payment available.

(910) 253-2829

30 Government Center Drive NE, Sandifer Building, 1st Floor, Bolivia, NC 28422

Visit website

Brunswick County Tax Administration — Property Appraisal

County assessor functions for property values, appraisal appeals, and parcel records for Brunswick County real property including St. James.

(910) 253-2829

30 Government Center Drive NE, Sandifer Building, 1st Floor, Bolivia, NC 28422

Visit website

Tax and Debt Attorneys

Sandra L. Darby, Attorney at Law

Attorney Sandra Darby has practiced law in Brunswick County since 1987 — nearly 40 years of local experience. Her North Howe Street office in Southport handles real estate transactions, title disputes, wills and estates, and business contracts for St. James, Southport, Oak Island, and surrounding communities.

(910) 457-1993

1430 North Howe Street, Southport, NC 28461

Sandra Darby real estate and estate law

Housing Counseling and Foreclosure Prevention

HUD Housing Counselor Search Portal

Primary HUD counselor lookup portal for St. James and Brunswick County homeowners; filter by county or local ZIP code for nearby approved counseling agencies.

Open HUD counselor search portal

Brunswick County Tax Office

County tax office collecting real and personal property taxes for St. James and all Brunswick County jurisdictions. Online payment available via ACH/e-check (free) or credit card (2.65% fee).

(910) 253-2829

30 Government Center Drive NE, Sandifer Building, 1st Floor, Bolivia, NC 28422

Brunswick County online tax payment

NC Home Advantage Mortgage and Homeowner Assistance

State housing finance agency programs for down payment assistance, foreclosure prevention, and homeowner support for qualifying North Carolina residents.

NC Housing Finance Agency resources

Free and Low-Cost Legal Aid

Legal Aid of North Carolina — Wilmington Office

Free civil legal assistance to income-eligible Brunswick County residents including St. James. Covers housing, foreclosure prevention, consumer debt, public benefits, and domestic-violence safety planning.

(910) 763-6207

201 N Front St, Suite 403, Wilmington, NC 28401

Legal Aid NC — Wilmington office

Legal Aid NC — Statewide Helpline

Statewide civil legal intake helpline for North Carolina residents. Call Monday–Friday for screening, case prioritization, and referral to the appropriate local legal-services office.

Legal Aid NC statewide helpline

NC Bar Association Lawyer Referral Service

Referral option for St. James residents who need private-counsel consultation when legal-aid eligibility is not met or specialized representation is required.

NC Bar lawyer referral service

Tax Liens Real Estate Agents in St. James

Chamiese Evans — Licensed Realtor

Specializing in helping St. James homeowners navigate tax liens situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.

Visit listrobin.com
Code Violations

Code Enforcement Office

Brunswick County Community Enforcement

County code enforcement office ensuring compliance with zoning, nuisance, and property maintenance standards for St. James and Brunswick County.

(910) 253-2025

75 Courthouse Drive, Building I, Bolivia, NC 28422

Visit website

Property and Dispute Attorneys

Sandra L. Darby, Attorney at Law

Attorney Sandra Darby has practiced law in Brunswick County since 1987 — nearly 40 years of local experience. Her North Howe Street office in Southport handles real estate transactions, title disputes, wills and estates, and business contracts for St. James, Southport, Oak Island, and surrounding communities.

(910) 457-1993

1430 North Howe Street, Southport, NC 28461

Sandra Darby real estate and estate law

Housing Counseling and Foreclosure Prevention

HUD Housing Counselor Search Portal

Primary HUD counselor lookup portal for St. James and Brunswick County homeowners; filter by county or local ZIP code for nearby approved counseling agencies.

Open HUD counselor search portal

Brunswick County Tax Office

County tax office collecting real and personal property taxes for St. James and all Brunswick County jurisdictions. Online payment available via ACH/e-check (free) or credit card (2.65% fee).

(910) 253-2829

30 Government Center Drive NE, Sandifer Building, 1st Floor, Bolivia, NC 28422

Brunswick County online tax payment

NC Home Advantage Mortgage and Homeowner Assistance

State housing finance agency programs for down payment assistance, foreclosure prevention, and homeowner support for qualifying North Carolina residents.

NC Housing Finance Agency resources

Free and Low-Cost Legal Aid

Legal Aid of North Carolina — Wilmington Office

Free civil legal assistance to income-eligible Brunswick County residents including St. James. Covers housing, foreclosure prevention, consumer debt, public benefits, and domestic-violence safety planning.

(910) 763-6207

201 N Front St, Suite 403, Wilmington, NC 28401

Legal Aid NC — Wilmington office

Legal Aid NC — Statewide Helpline

Statewide civil legal intake helpline for North Carolina residents. Call Monday–Friday for screening, case prioritization, and referral to the appropriate local legal-services office.

Legal Aid NC statewide helpline

NC Bar Association Lawyer Referral Service

Referral option for St. James residents who need private-counsel consultation when legal-aid eligibility is not met or specialized representation is required.

NC Bar lawyer referral service

Code Violations Real Estate Agents in St. James

Chamiese Evans — Licensed Realtor

Specializing in helping St. James homeowners navigate code violations situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.

Visit listrobin.com

See open code cases and activity around any St. James address

Check my address
Fire / Storm Damage

Disaster Recovery Resources

NC Emergency Management

State emergency-management agency with disaster preparedness, alerts, and recovery guidance for Brunswick County households.

NC emergency management resources

SBA Disaster Loan Assistance

Federal low-interest disaster-loan options for homeowners repairing or replacing eligible damaged property.

SBA disaster assistance

Housing Counseling and Foreclosure Prevention

HUD Housing Counselor Search Portal

Primary HUD counselor lookup portal for St. James and Brunswick County homeowners; filter by county or local ZIP code for nearby approved counseling agencies.

Open HUD counselor search portal

Brunswick County Tax Office

County tax office collecting real and personal property taxes for St. James and all Brunswick County jurisdictions. Online payment available via ACH/e-check (free) or credit card (2.65% fee).

(910) 253-2829

30 Government Center Drive NE, Sandifer Building, 1st Floor, Bolivia, NC 28422

Brunswick County online tax payment

NC Home Advantage Mortgage and Homeowner Assistance

State housing finance agency programs for down payment assistance, foreclosure prevention, and homeowner support for qualifying North Carolina residents.

NC Housing Finance Agency resources

Free and Low-Cost Legal Aid

Legal Aid of North Carolina — Wilmington Office

Free civil legal assistance to income-eligible Brunswick County residents including St. James. Covers housing, foreclosure prevention, consumer debt, public benefits, and domestic-violence safety planning.

(910) 763-6207

201 N Front St, Suite 403, Wilmington, NC 28401

Legal Aid NC — Wilmington office

Legal Aid NC — Statewide Helpline

Statewide civil legal intake helpline for North Carolina residents. Call Monday–Friday for screening, case prioritization, and referral to the appropriate local legal-services office.

Legal Aid NC statewide helpline

NC Bar Association Lawyer Referral Service

Referral option for St. James residents who need private-counsel consultation when legal-aid eligibility is not met or specialized representation is required.

NC Bar lawyer referral service

Fire / Storm Damage Real Estate Agents in St. James

Chamiese Evans — Licensed Realtor

Specializing in helping St. James homeowners navigate fire / storm damage situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.

Visit listrobin.com

Storm or fire damage? Get a cash offer, sold as-is

Get my cash offer
Vacant Property

Property and Title Attorneys

Sandra L. Darby, Attorney at Law

Attorney Sandra Darby has practiced law in Brunswick County since 1987 — nearly 40 years of local experience. Her North Howe Street office in Southport handles real estate transactions, title disputes, wills and estates, and business contracts for St. James, Southport, Oak Island, and surrounding communities.

(910) 457-1993

1430 North Howe Street, Southport, NC 28461

Sandra Darby real estate and estate law

Trest & Twigg, PLLC (Roy D. Trest & Tonia Trest Twigg)

Father-daughter firm in Shallotte with 50+ years combined experience. Roy D. Trest is a Brunswick County native admitted to the NC State Bar in 1977. Tonia Trest Twigg is a West Brunswick High School graduate. Concentrates in estate administration, estate planning, and guardianship proceedings for Brunswick County families.

(910) 575-7337

4631 Main Street, Shallotte, NC 28470

Trest Twigg estate and probate law

Housing Counseling and Foreclosure Prevention

HUD Housing Counselor Search Portal

Primary HUD counselor lookup portal for St. James and Brunswick County homeowners; filter by county or local ZIP code for nearby approved counseling agencies.

Open HUD counselor search portal

Brunswick County Tax Office

County tax office collecting real and personal property taxes for St. James and all Brunswick County jurisdictions. Online payment available via ACH/e-check (free) or credit card (2.65% fee).

(910) 253-2829

30 Government Center Drive NE, Sandifer Building, 1st Floor, Bolivia, NC 28422

Brunswick County online tax payment

NC Home Advantage Mortgage and Homeowner Assistance

State housing finance agency programs for down payment assistance, foreclosure prevention, and homeowner support for qualifying North Carolina residents.

NC Housing Finance Agency resources

Free and Low-Cost Legal Aid

Legal Aid of North Carolina — Wilmington Office

Free civil legal assistance to income-eligible Brunswick County residents including St. James. Covers housing, foreclosure prevention, consumer debt, public benefits, and domestic-violence safety planning.

(910) 763-6207

201 N Front St, Suite 403, Wilmington, NC 28401

Legal Aid NC — Wilmington office

Legal Aid NC — Statewide Helpline

Statewide civil legal intake helpline for North Carolina residents. Call Monday–Friday for screening, case prioritization, and referral to the appropriate local legal-services office.

Legal Aid NC statewide helpline

NC Bar Association Lawyer Referral Service

Referral option for St. James residents who need private-counsel consultation when legal-aid eligibility is not met or specialized representation is required.

NC Bar lawyer referral service

Vacant Property Real Estate Agents in St. James

Chamiese Evans — Licensed Realtor

Specializing in helping St. James homeowners navigate vacant property situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.

Visit listrobin.com

Done carrying a vacant St. James home? Get a cash offer

Get my cash offer
Military PCS

Veterans and Military Support

Brunswick County Veterans Services

County veterans service office assisting St. James and Brunswick County veterans and dependents with disability claims, pension benefits, education benefits, and VA home-loan assistance.

(910) 253-2233

25 Courthouse Drive NE, Bolivia, NC 28422

Brunswick County Veterans Services

Housing Counseling and Foreclosure Prevention

HUD Housing Counselor Search Portal

Primary HUD counselor lookup portal for St. James and Brunswick County homeowners; filter by county or local ZIP code for nearby approved counseling agencies.

Open HUD counselor search portal

Brunswick County Tax Office

County tax office collecting real and personal property taxes for St. James and all Brunswick County jurisdictions. Online payment available via ACH/e-check (free) or credit card (2.65% fee).

(910) 253-2829

30 Government Center Drive NE, Sandifer Building, 1st Floor, Bolivia, NC 28422

Brunswick County online tax payment

NC Home Advantage Mortgage and Homeowner Assistance

State housing finance agency programs for down payment assistance, foreclosure prevention, and homeowner support for qualifying North Carolina residents.

NC Housing Finance Agency resources

Free and Low-Cost Legal Aid

Legal Aid of North Carolina — Wilmington Office

Free civil legal assistance to income-eligible Brunswick County residents including St. James. Covers housing, foreclosure prevention, consumer debt, public benefits, and domestic-violence safety planning.

(910) 763-6207

201 N Front St, Suite 403, Wilmington, NC 28401

Legal Aid NC — Wilmington office

Legal Aid NC — Statewide Helpline

Statewide civil legal intake helpline for North Carolina residents. Call Monday–Friday for screening, case prioritization, and referral to the appropriate local legal-services office.

Legal Aid NC statewide helpline

NC Bar Association Lawyer Referral Service

Referral option for St. James residents who need private-counsel consultation when legal-aid eligibility is not met or specialized representation is required.

NC Bar lawyer referral service

Military PCS Real Estate Agents in St. James

Chamiese Evans — Licensed Realtor

Specializing in helping St. James homeowners navigate military pcs situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.

Visit listrobin.com

PCS orders and a home to sell fast? See your cash offer

Get my cash offer
Underwater Mortgage

Underwater Mortgage Attorneys

Sandra L. Darby, Attorney at Law

Attorney Sandra Darby has practiced law in Brunswick County since 1987 — nearly 40 years of local experience. Her North Howe Street office in Southport handles real estate transactions, title disputes, wills and estates, and business contracts for St. James, Southport, Oak Island, and surrounding communities.

(910) 457-1993

1430 North Howe Street, Southport, NC 28461

Sandra Darby real estate and estate law

Mortgage Servicer and Bank Loss-Mitigation Contacts

Wells Fargo Mortgage Assistance

Wells Fargo loss-mitigation contact for forbearance, repayment plans, and modification review for qualifying mortgage borrowers.

Wells Fargo mortgage help

Bank of America Mortgage Assistance

Bank of America loss-mitigation contact for forbearance, repayment plans, and modification review for qualifying mortgage borrowers.

Bank of America mortgage help

Truist Mortgage Assistance

Truist loss-mitigation contact for forbearance, repayment plans, and modification review for qualifying mortgage borrowers.

Truist mortgage help

Chase Mortgage Assistance

Chase loss-mitigation contact for forbearance, repayment plans, and modification review for qualifying mortgage borrowers.

Chase mortgage help

First Horizon Mortgage Assistance

First Horizon loss-mitigation contact for forbearance, repayment plans, and modification review for qualifying mortgage borrowers.

First Horizon mortgage help

Housing Counseling and Foreclosure Prevention

HUD Housing Counselor Search Portal

Primary HUD counselor lookup portal for St. James and Brunswick County homeowners; filter by county or local ZIP code for nearby approved counseling agencies.

Open HUD counselor search portal

Brunswick County Tax Office

County tax office collecting real and personal property taxes for St. James and all Brunswick County jurisdictions. Online payment available via ACH/e-check (free) or credit card (2.65% fee).

(910) 253-2829

30 Government Center Drive NE, Sandifer Building, 1st Floor, Bolivia, NC 28422

Brunswick County online tax payment

NC Home Advantage Mortgage and Homeowner Assistance

State housing finance agency programs for down payment assistance, foreclosure prevention, and homeowner support for qualifying North Carolina residents.

NC Housing Finance Agency resources

Free and Low-Cost Legal Aid

Legal Aid of North Carolina — Wilmington Office

Free civil legal assistance to income-eligible Brunswick County residents including St. James. Covers housing, foreclosure prevention, consumer debt, public benefits, and domestic-violence safety planning.

(910) 763-6207

201 N Front St, Suite 403, Wilmington, NC 28401

Legal Aid NC — Wilmington office

Legal Aid NC — Statewide Helpline

Statewide civil legal intake helpline for North Carolina residents. Call Monday–Friday for screening, case prioritization, and referral to the appropriate local legal-services office.

Legal Aid NC statewide helpline

NC Bar Association Lawyer Referral Service

Referral option for St. James residents who need private-counsel consultation when legal-aid eligibility is not met or specialized representation is required.

NC Bar lawyer referral service

Underwater Mortgage Real Estate Agents in St. James

Chamiese Evans — Licensed Realtor

Specializing in helping St. James homeowners navigate underwater mortgage situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.

Visit listrobin.com

Underwater — or do you actually have equity? Find out free

See my home value
Medical Hardship

Medical Hardship Debt Attorneys

A.B. Miller Law, PLLC (Anna B. Miller)

Attorney Anna B. Miller opened her Southport practice in 2016 after working with international law firms in Colorado. Located at 4002 Executive Park Boulevard serving St. James and Brunswick County, focusing on real estate closings, estate planning, business law, and debtor-creditor matters.

(910) 363-1007

4002 Executive Park Blvd SE, Suite 100, Southport, NC 28461

A.B. Miller real estate and business law

Housing Counseling and Foreclosure Prevention

HUD Housing Counselor Search Portal

Primary HUD counselor lookup portal for St. James and Brunswick County homeowners; filter by county or local ZIP code for nearby approved counseling agencies.

Open HUD counselor search portal

Brunswick County Tax Office

County tax office collecting real and personal property taxes for St. James and all Brunswick County jurisdictions. Online payment available via ACH/e-check (free) or credit card (2.65% fee).

(910) 253-2829

30 Government Center Drive NE, Sandifer Building, 1st Floor, Bolivia, NC 28422

Brunswick County online tax payment

NC Home Advantage Mortgage and Homeowner Assistance

State housing finance agency programs for down payment assistance, foreclosure prevention, and homeowner support for qualifying North Carolina residents.

NC Housing Finance Agency resources

Free and Low-Cost Legal Aid

Legal Aid of North Carolina — Wilmington Office

Free civil legal assistance to income-eligible Brunswick County residents including St. James. Covers housing, foreclosure prevention, consumer debt, public benefits, and domestic-violence safety planning.

(910) 763-6207

201 N Front St, Suite 403, Wilmington, NC 28401

Legal Aid NC — Wilmington office

Legal Aid NC — Statewide Helpline

Statewide civil legal intake helpline for North Carolina residents. Call Monday–Friday for screening, case prioritization, and referral to the appropriate local legal-services office.

Legal Aid NC statewide helpline

NC Bar Association Lawyer Referral Service

Referral option for St. James residents who need private-counsel consultation when legal-aid eligibility is not met or specialized representation is required.

NC Bar lawyer referral service

Medical Hardship Real Estate Agents in St. James

Chamiese Evans — Licensed Realtor

Specializing in helping St. James homeowners navigate medical hardship situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.

Visit listrobin.com
Reverse Mortgage

Senior Homeowner Support

Brunswick Senior Resources, Inc. (BSRI)

BSRI provides Meals on Wheels, congregate meals, transportation, wellness activities, and caregiver support for adults 60+ in St. James and throughout Brunswick County. Main office in Shallotte.

Brunswick Senior Resources

Reverse Mortgage and Estate Attorneys

Trest & Twigg, PLLC (Roy D. Trest & Tonia Trest Twigg)

Father-daughter firm in Shallotte with 50+ years combined experience. Roy D. Trest is a Brunswick County native admitted to the NC State Bar in 1977. Tonia Trest Twigg is a West Brunswick High School graduate. Concentrates in estate administration, estate planning, and guardianship proceedings for Brunswick County families.

(910) 575-7337

4631 Main Street, Shallotte, NC 28470

Trest Twigg estate and probate law

Housing Counseling and Foreclosure Prevention

HUD Housing Counselor Search Portal

Primary HUD counselor lookup portal for St. James and Brunswick County homeowners; filter by county or local ZIP code for nearby approved counseling agencies.

Open HUD counselor search portal

Brunswick County Tax Office

County tax office collecting real and personal property taxes for St. James and all Brunswick County jurisdictions. Online payment available via ACH/e-check (free) or credit card (2.65% fee).

(910) 253-2829

30 Government Center Drive NE, Sandifer Building, 1st Floor, Bolivia, NC 28422

Brunswick County online tax payment

NC Home Advantage Mortgage and Homeowner Assistance

State housing finance agency programs for down payment assistance, foreclosure prevention, and homeowner support for qualifying North Carolina residents.

NC Housing Finance Agency resources

Free and Low-Cost Legal Aid

Legal Aid of North Carolina — Wilmington Office

Free civil legal assistance to income-eligible Brunswick County residents including St. James. Covers housing, foreclosure prevention, consumer debt, public benefits, and domestic-violence safety planning.

(910) 763-6207

201 N Front St, Suite 403, Wilmington, NC 28401

Legal Aid NC — Wilmington office

Legal Aid NC — Statewide Helpline

Statewide civil legal intake helpline for North Carolina residents. Call Monday–Friday for screening, case prioritization, and referral to the appropriate local legal-services office.

Legal Aid NC statewide helpline

NC Bar Association Lawyer Referral Service

Referral option for St. James residents who need private-counsel consultation when legal-aid eligibility is not met or specialized representation is required.

NC Bar lawyer referral service

Reverse Mortgage Real Estate Agents in St. James

Chamiese Evans — Licensed Realtor

Specializing in helping St. James homeowners navigate reverse mortgage situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.

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Know exactly what your St. James home is worth first

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IRS Tax Lien

IRS Taxpayer Assistance

IRS Lien and Debt Attorneys

Sandra L. Darby, Attorney at Law

Attorney Sandra Darby has practiced law in Brunswick County since 1987 — nearly 40 years of local experience. Her North Howe Street office in Southport handles real estate transactions, title disputes, wills and estates, and business contracts for St. James, Southport, Oak Island, and surrounding communities.

(910) 457-1993

1430 North Howe Street, Southport, NC 28461

Sandra Darby real estate and estate law

Housing Counseling and Foreclosure Prevention

HUD Housing Counselor Search Portal

Primary HUD counselor lookup portal for St. James and Brunswick County homeowners; filter by county or local ZIP code for nearby approved counseling agencies.

Open HUD counselor search portal

Brunswick County Tax Office

County tax office collecting real and personal property taxes for St. James and all Brunswick County jurisdictions. Online payment available via ACH/e-check (free) or credit card (2.65% fee).

(910) 253-2829

30 Government Center Drive NE, Sandifer Building, 1st Floor, Bolivia, NC 28422

Brunswick County online tax payment

NC Home Advantage Mortgage and Homeowner Assistance

State housing finance agency programs for down payment assistance, foreclosure prevention, and homeowner support for qualifying North Carolina residents.

NC Housing Finance Agency resources

Free and Low-Cost Legal Aid

Legal Aid of North Carolina — Wilmington Office

Free civil legal assistance to income-eligible Brunswick County residents including St. James. Covers housing, foreclosure prevention, consumer debt, public benefits, and domestic-violence safety planning.

(910) 763-6207

201 N Front St, Suite 403, Wilmington, NC 28401

Legal Aid NC — Wilmington office

Legal Aid NC — Statewide Helpline

Statewide civil legal intake helpline for North Carolina residents. Call Monday–Friday for screening, case prioritization, and referral to the appropriate local legal-services office.

Legal Aid NC statewide helpline

NC Bar Association Lawyer Referral Service

Referral option for St. James residents who need private-counsel consultation when legal-aid eligibility is not met or specialized representation is required.

NC Bar lawyer referral service

IRS Tax Lien Real Estate Agents in St. James

Chamiese Evans — Licensed Realtor

Specializing in helping St. James homeowners navigate irs tax lien situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.

Visit listrobin.com
HELOC Default

HELOC and Foreclosure Attorneys

Sandra L. Darby, Attorney at Law

Attorney Sandra Darby has practiced law in Brunswick County since 1987 — nearly 40 years of local experience. Her North Howe Street office in Southport handles real estate transactions, title disputes, wills and estates, and business contracts for St. James, Southport, Oak Island, and surrounding communities.

(910) 457-1993

1430 North Howe Street, Southport, NC 28461

Sandra Darby real estate and estate law

Mortgage Servicer and Bank Loss-Mitigation Contacts

Wells Fargo Mortgage Assistance

Wells Fargo loss-mitigation contact for forbearance, repayment plans, and modification review for qualifying mortgage borrowers.

Wells Fargo mortgage help

Bank of America Mortgage Assistance

Bank of America loss-mitigation contact for forbearance, repayment plans, and modification review for qualifying mortgage borrowers.

Bank of America mortgage help

Truist Mortgage Assistance

Truist loss-mitigation contact for forbearance, repayment plans, and modification review for qualifying mortgage borrowers.

Truist mortgage help

Chase Mortgage Assistance

Chase loss-mitigation contact for forbearance, repayment plans, and modification review for qualifying mortgage borrowers.

Chase mortgage help

First Horizon Mortgage Assistance

First Horizon loss-mitigation contact for forbearance, repayment plans, and modification review for qualifying mortgage borrowers.

First Horizon mortgage help

Housing Counseling and Foreclosure Prevention

HUD Housing Counselor Search Portal

Primary HUD counselor lookup portal for St. James and Brunswick County homeowners; filter by county or local ZIP code for nearby approved counseling agencies.

Open HUD counselor search portal

Brunswick County Tax Office

County tax office collecting real and personal property taxes for St. James and all Brunswick County jurisdictions. Online payment available via ACH/e-check (free) or credit card (2.65% fee).

(910) 253-2829

30 Government Center Drive NE, Sandifer Building, 1st Floor, Bolivia, NC 28422

Brunswick County online tax payment

NC Home Advantage Mortgage and Homeowner Assistance

State housing finance agency programs for down payment assistance, foreclosure prevention, and homeowner support for qualifying North Carolina residents.

NC Housing Finance Agency resources

Free and Low-Cost Legal Aid

Legal Aid of North Carolina — Wilmington Office

Free civil legal assistance to income-eligible Brunswick County residents including St. James. Covers housing, foreclosure prevention, consumer debt, public benefits, and domestic-violence safety planning.

(910) 763-6207

201 N Front St, Suite 403, Wilmington, NC 28401

Legal Aid NC — Wilmington office

Legal Aid NC — Statewide Helpline

Statewide civil legal intake helpline for North Carolina residents. Call Monday–Friday for screening, case prioritization, and referral to the appropriate local legal-services office.

Legal Aid NC statewide helpline

NC Bar Association Lawyer Referral Service

Referral option for St. James residents who need private-counsel consultation when legal-aid eligibility is not met or specialized representation is required.

NC Bar lawyer referral service

HELOC Default Real Estate Agents in St. James

Chamiese Evans — Licensed Realtor

Specializing in helping St. James homeowners navigate heloc default situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.

Visit listrobin.com
Judgment Lien

Judgment and Lien Defense Attorneys

Sandra L. Darby, Attorney at Law

Attorney Sandra Darby has practiced law in Brunswick County since 1987 — nearly 40 years of local experience. Her North Howe Street office in Southport handles real estate transactions, title disputes, wills and estates, and business contracts for St. James, Southport, Oak Island, and surrounding communities.

(910) 457-1993

1430 North Howe Street, Southport, NC 28461

Sandra Darby real estate and estate law

Housing Counseling and Foreclosure Prevention

HUD Housing Counselor Search Portal

Primary HUD counselor lookup portal for St. James and Brunswick County homeowners; filter by county or local ZIP code for nearby approved counseling agencies.

Open HUD counselor search portal

Brunswick County Tax Office

County tax office collecting real and personal property taxes for St. James and all Brunswick County jurisdictions. Online payment available via ACH/e-check (free) or credit card (2.65% fee).

(910) 253-2829

30 Government Center Drive NE, Sandifer Building, 1st Floor, Bolivia, NC 28422

Brunswick County online tax payment

NC Home Advantage Mortgage and Homeowner Assistance

State housing finance agency programs for down payment assistance, foreclosure prevention, and homeowner support for qualifying North Carolina residents.

NC Housing Finance Agency resources

Free and Low-Cost Legal Aid

Legal Aid of North Carolina — Wilmington Office

Free civil legal assistance to income-eligible Brunswick County residents including St. James. Covers housing, foreclosure prevention, consumer debt, public benefits, and domestic-violence safety planning.

(910) 763-6207

201 N Front St, Suite 403, Wilmington, NC 28401

Legal Aid NC — Wilmington office

Legal Aid NC — Statewide Helpline

Statewide civil legal intake helpline for North Carolina residents. Call Monday–Friday for screening, case prioritization, and referral to the appropriate local legal-services office.

Legal Aid NC statewide helpline

NC Bar Association Lawyer Referral Service

Referral option for St. James residents who need private-counsel consultation when legal-aid eligibility is not met or specialized representation is required.

NC Bar lawyer referral service

Judgment Lien Real Estate Agents in St. James

Chamiese Evans — Licensed Realtor

Specializing in helping St. James homeowners navigate judgment lien situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.

Visit listrobin.com

Thinking about selling your St. James home?

Whichever situation brought you here, you have options — and you do not have to decide today. Start with the one that fits.

Your local real estate expert

Connect with a licensed Realtor who specializes in helping homeowners navigate homeowner situations in St. James, NC.

CE

Chamiese Evans

Licensed Realtor — NorthGroup Real Estate

Helping homeowners across the Carolinas find the right path forward — whether that means selling, negotiating, or exploring every option before making a decision.

Visit listrobin.com

Researched by CC Evans, Marketing Analyst — RobinOffer

Last reviewed: February 2026

This directory is for informational purposes only. It does not constitute legal, financial, or tax advice. Confirm all options with licensed counsel or a qualified financial professional before signing any agreement.

Sources: NC General Statutes · HUD.gov · CFPB.gov

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