Homeowners/Troy, NC

Homeowner Resources in Troy, NC

Local resources for homeowners in Troy, NC dealing with foreclosure, probate, tax liens, bankruptcy, and other difficult situations. Real contacts, phone numbers, and next steps.

Verified local resources19 resource categories1 HUD-approved counselorsCurated by a licensed Realtor

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Resource categories for Troy

Select a topic below to see local resources including government offices, attorneys, financial counselors, and nonprofit organizations.

Bankruptcy

Resources for homeowners in Chapter 7 or Chapter 13 bankruptcy who need to sell their home.

Curated resourcesView resources

HELOC Default

Resources for homeowners in default on a HELOC or second mortgage — settlement negotiation, lien stripping, and foreclosure defense.

Curated resourcesView resources

More local resources in Troy

Verified local contacts for other situations Troy homeowners face — attorneys, government offices, and financial counselors, organized by topic.

Foreclosure

Foreclosure Attorneys

McCarley Law, PLLC — Dewitt F. McCarley

Attorney Dewitt F. McCarley (UNC Chapel Hill BA, 48 years licensed) is a Troy-based attorney with a Martindale-Hubbell AV Preeminent peer rating 2025. Practice covers business law, contracts, civil litigation, and government matters. Serves as a trusted general practitioner for Montgomery County residents from his office at 208 Ridge Drive in Troy, the county seat.

(336) 203-4055

208 Ridge Dr, Troy, NC 27371

Dewitt F. McCarley attorney Troy NC

Housing Counseling and Foreclosure Prevention

HUD Housing Counselor Referral Line

Federal HUD counselor locator and hotline for Troy homeowners who need foreclosure-prevention counseling, loan-workout planning, and loss-mitigation guidance in Montgomery County.

Find a HUD-approved housing counselor

North Carolina Housing Finance Agency Homeowner Help

State mortgage-delinquency and foreclosure-prevention guidance for North Carolina homeowners, with referrals to HUD-approved counseling agencies serving Montgomery County.

NCHFA homeowner assistance

Free and Low-Cost Legal Aid

Legal Aid of North Carolina — Asheboro Office

Free civil legal services for income-eligible Montgomery County residents including housing, foreclosure defense, eviction, consumer protection, and public benefits.

Legal Aid NC statewide helpline

NC Bar Association Lawyer Referral Service

Statewide lawyer referral service connecting Troy homeowners with private attorneys for foreclosure, probate, bankruptcy, divorce, or lien matters.

NC Bar lawyer referral service

Foreclosure Real Estate Agents in Troy

Chamiese Evans — Licensed Realtor

Specializing in helping Troy homeowners navigate foreclosure situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.

Visit listrobin.com
Inheritance

Inheritance Attorneys

Law Offices of Doster & Brown, P.A.

Attorney W. Woods Doster is an NC State Bar Board Certified Specialist in Estate Planning and Probate Law with over 35 years of practice in Sanford. Partner J. Grant Brown concentrates on estate administration, real estate law, and estate planning. The firm handles wills, trusts, powers of attorney, guardianships, Medicaid planning, and probate for Montgomery County residents from the Sanford office.

(919) 842-5007

206 Hawkins Avenue, Sanford, NC 27330

Doster & Brown estate planning and probate

Housing Counseling and Foreclosure Prevention

HUD Housing Counselor Referral Line

Federal HUD counselor locator and hotline for Troy homeowners who need foreclosure-prevention counseling, loan-workout planning, and loss-mitigation guidance in Montgomery County.

Find a HUD-approved housing counselor

North Carolina Housing Finance Agency Homeowner Help

State mortgage-delinquency and foreclosure-prevention guidance for North Carolina homeowners, with referrals to HUD-approved counseling agencies serving Montgomery County.

NCHFA homeowner assistance

Free and Low-Cost Legal Aid

Legal Aid of North Carolina — Asheboro Office

Free civil legal services for income-eligible Montgomery County residents including housing, foreclosure defense, eviction, consumer protection, and public benefits.

Legal Aid NC statewide helpline

NC Bar Association Lawyer Referral Service

Statewide lawyer referral service connecting Troy homeowners with private attorneys for foreclosure, probate, bankruptcy, divorce, or lien matters.

NC Bar lawyer referral service

Inheritance Real Estate Agents in Troy

Chamiese Evans — Licensed Realtor

Specializing in helping Troy homeowners navigate inheritance situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.

Visit listrobin.com

Get a no-obligation cash offer on the inherited Troy home

Get my cash offer
Relocation

Relocation and Sale Attorneys

McCarley Law, PLLC — Dewitt F. McCarley

Attorney Dewitt F. McCarley (UNC Chapel Hill BA, 48 years licensed) is a Troy-based attorney with a Martindale-Hubbell AV Preeminent peer rating 2025. Practice covers business law, contracts, civil litigation, and government matters. Serves as a trusted general practitioner for Montgomery County residents from his office at 208 Ridge Drive in Troy, the county seat.

(336) 203-4055

208 Ridge Dr, Troy, NC 27371

Dewitt F. McCarley attorney Troy NC

Housing Counseling and Foreclosure Prevention

HUD Housing Counselor Referral Line

Federal HUD counselor locator and hotline for Troy homeowners who need foreclosure-prevention counseling, loan-workout planning, and loss-mitigation guidance in Montgomery County.

Find a HUD-approved housing counselor

North Carolina Housing Finance Agency Homeowner Help

State mortgage-delinquency and foreclosure-prevention guidance for North Carolina homeowners, with referrals to HUD-approved counseling agencies serving Montgomery County.

NCHFA homeowner assistance

Free and Low-Cost Legal Aid

Legal Aid of North Carolina — Asheboro Office

Free civil legal services for income-eligible Montgomery County residents including housing, foreclosure defense, eviction, consumer protection, and public benefits.

Legal Aid NC statewide helpline

NC Bar Association Lawyer Referral Service

Statewide lawyer referral service connecting Troy homeowners with private attorneys for foreclosure, probate, bankruptcy, divorce, or lien matters.

NC Bar lawyer referral service

Relocation Real Estate Agents in Troy

Chamiese Evans — Licensed Realtor

Specializing in helping Troy homeowners navigate relocation situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.

Visit listrobin.com
Probate

Probate Attorneys

Law Offices of Doster & Brown, P.A.

Attorney W. Woods Doster is an NC State Bar Board Certified Specialist in Estate Planning and Probate Law with over 35 years of practice in Sanford. Partner J. Grant Brown concentrates on estate administration, real estate law, and estate planning. The firm handles wills, trusts, powers of attorney, guardianships, Medicaid planning, and probate for Montgomery County residents from the Sanford office.

(919) 842-5007

206 Hawkins Avenue, Sanford, NC 27330

Doster & Brown estate planning and probate

Housing Counseling and Foreclosure Prevention

HUD Housing Counselor Referral Line

Federal HUD counselor locator and hotline for Troy homeowners who need foreclosure-prevention counseling, loan-workout planning, and loss-mitigation guidance in Montgomery County.

Find a HUD-approved housing counselor

North Carolina Housing Finance Agency Homeowner Help

State mortgage-delinquency and foreclosure-prevention guidance for North Carolina homeowners, with referrals to HUD-approved counseling agencies serving Montgomery County.

NCHFA homeowner assistance

Free and Low-Cost Legal Aid

Legal Aid of North Carolina — Asheboro Office

Free civil legal services for income-eligible Montgomery County residents including housing, foreclosure defense, eviction, consumer protection, and public benefits.

Legal Aid NC statewide helpline

NC Bar Association Lawyer Referral Service

Statewide lawyer referral service connecting Troy homeowners with private attorneys for foreclosure, probate, bankruptcy, divorce, or lien matters.

NC Bar lawyer referral service

Probate Real Estate Agents in Troy

Chamiese Evans — Licensed Realtor

Specializing in helping Troy homeowners navigate probate situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.

Visit listrobin.com

Selling a home in probate? See a fast cash offer

Get my cash offer
Code Violations

Code and Property Attorneys

McCarley Law, PLLC — Dewitt F. McCarley

Attorney Dewitt F. McCarley (UNC Chapel Hill BA, 48 years licensed) is a Troy-based attorney with a Martindale-Hubbell AV Preeminent peer rating 2025. Practice covers business law, contracts, civil litigation, and government matters. Serves as a trusted general practitioner for Montgomery County residents from his office at 208 Ridge Drive in Troy, the county seat.

(336) 203-4055

208 Ridge Dr, Troy, NC 27371

Dewitt F. McCarley attorney Troy NC

Housing Counseling and Foreclosure Prevention

HUD Housing Counselor Referral Line

Federal HUD counselor locator and hotline for Troy homeowners who need foreclosure-prevention counseling, loan-workout planning, and loss-mitigation guidance in Montgomery County.

Find a HUD-approved housing counselor

North Carolina Housing Finance Agency Homeowner Help

State mortgage-delinquency and foreclosure-prevention guidance for North Carolina homeowners, with referrals to HUD-approved counseling agencies serving Montgomery County.

NCHFA homeowner assistance

Free and Low-Cost Legal Aid

Legal Aid of North Carolina — Asheboro Office

Free civil legal services for income-eligible Montgomery County residents including housing, foreclosure defense, eviction, consumer protection, and public benefits.

Legal Aid NC statewide helpline

NC Bar Association Lawyer Referral Service

Statewide lawyer referral service connecting Troy homeowners with private attorneys for foreclosure, probate, bankruptcy, divorce, or lien matters.

NC Bar lawyer referral service

Code Violations Real Estate Agents in Troy

Chamiese Evans — Licensed Realtor

Specializing in helping Troy homeowners navigate code violations situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.

Visit listrobin.com

See open code cases and activity around any Troy address

Check my address
Fire / Storm Damage

Property Damage Attorneys

McCarley Law, PLLC — Dewitt F. McCarley

Attorney Dewitt F. McCarley (UNC Chapel Hill BA, 48 years licensed) is a Troy-based attorney with a Martindale-Hubbell AV Preeminent peer rating 2025. Practice covers business law, contracts, civil litigation, and government matters. Serves as a trusted general practitioner for Montgomery County residents from his office at 208 Ridge Drive in Troy, the county seat.

(336) 203-4055

208 Ridge Dr, Troy, NC 27371

Dewitt F. McCarley attorney Troy NC

Housing Counseling and Foreclosure Prevention

HUD Housing Counselor Referral Line

Federal HUD counselor locator and hotline for Troy homeowners who need foreclosure-prevention counseling, loan-workout planning, and loss-mitigation guidance in Montgomery County.

Find a HUD-approved housing counselor

North Carolina Housing Finance Agency Homeowner Help

State mortgage-delinquency and foreclosure-prevention guidance for North Carolina homeowners, with referrals to HUD-approved counseling agencies serving Montgomery County.

NCHFA homeowner assistance

Free and Low-Cost Legal Aid

Legal Aid of North Carolina — Asheboro Office

Free civil legal services for income-eligible Montgomery County residents including housing, foreclosure defense, eviction, consumer protection, and public benefits.

Legal Aid NC statewide helpline

NC Bar Association Lawyer Referral Service

Statewide lawyer referral service connecting Troy homeowners with private attorneys for foreclosure, probate, bankruptcy, divorce, or lien matters.

NC Bar lawyer referral service

Fire / Storm Damage Real Estate Agents in Troy

Chamiese Evans — Licensed Realtor

Specializing in helping Troy homeowners navigate fire / storm damage situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.

Visit listrobin.com

Storm or fire damage? Get a cash offer, sold as-is

Get my cash offer
Underwater Mortgage

Underwater Mortgage Attorneys

McCarley Law, PLLC — Dewitt F. McCarley

Attorney Dewitt F. McCarley (UNC Chapel Hill BA, 48 years licensed) is a Troy-based attorney with a Martindale-Hubbell AV Preeminent peer rating 2025. Practice covers business law, contracts, civil litigation, and government matters. Serves as a trusted general practitioner for Montgomery County residents from his office at 208 Ridge Drive in Troy, the county seat.

(336) 203-4055

208 Ridge Dr, Troy, NC 27371

Dewitt F. McCarley attorney Troy NC

Housing Counseling and Foreclosure Prevention

HUD Housing Counselor Referral Line

Federal HUD counselor locator and hotline for Troy homeowners who need foreclosure-prevention counseling, loan-workout planning, and loss-mitigation guidance in Montgomery County.

Find a HUD-approved housing counselor

North Carolina Housing Finance Agency Homeowner Help

State mortgage-delinquency and foreclosure-prevention guidance for North Carolina homeowners, with referrals to HUD-approved counseling agencies serving Montgomery County.

NCHFA homeowner assistance

Free and Low-Cost Legal Aid

Legal Aid of North Carolina — Asheboro Office

Free civil legal services for income-eligible Montgomery County residents including housing, foreclosure defense, eviction, consumer protection, and public benefits.

Legal Aid NC statewide helpline

NC Bar Association Lawyer Referral Service

Statewide lawyer referral service connecting Troy homeowners with private attorneys for foreclosure, probate, bankruptcy, divorce, or lien matters.

NC Bar lawyer referral service

Underwater Mortgage Real Estate Agents in Troy

Chamiese Evans — Licensed Realtor

Specializing in helping Troy homeowners navigate underwater mortgage situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.

Visit listrobin.com

Underwater — or do you actually have equity? Find out free

See my home value
Medical Hardship

Medical Hardship Attorneys

McCarley Law, PLLC — Dewitt F. McCarley

AV Preeminent-rated attorney with 48 years of practice in Troy, NC. Dewitt F. McCarley handles business disputes, contract matters, and civil litigation for Montgomery County residents. Represents clients in debt-related proceedings through the U.S. Bankruptcy Court, Middle District of NC.

(336) 203-4055

208 Ridge Dr, Troy, NC 27371

Dewitt McCarley civil practice Troy

Housing Counseling and Foreclosure Prevention

HUD Housing Counselor Referral Line

Federal HUD counselor locator and hotline for Troy homeowners who need foreclosure-prevention counseling, loan-workout planning, and loss-mitigation guidance in Montgomery County.

Find a HUD-approved housing counselor

North Carolina Housing Finance Agency Homeowner Help

State mortgage-delinquency and foreclosure-prevention guidance for North Carolina homeowners, with referrals to HUD-approved counseling agencies serving Montgomery County.

NCHFA homeowner assistance

Free and Low-Cost Legal Aid

Legal Aid of North Carolina — Asheboro Office

Free civil legal services for income-eligible Montgomery County residents including housing, foreclosure defense, eviction, consumer protection, and public benefits.

Legal Aid NC statewide helpline

NC Bar Association Lawyer Referral Service

Statewide lawyer referral service connecting Troy homeowners with private attorneys for foreclosure, probate, bankruptcy, divorce, or lien matters.

NC Bar lawyer referral service

Medical Hardship Real Estate Agents in Troy

Chamiese Evans — Licensed Realtor

Specializing in helping Troy homeowners navigate medical hardship situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.

Visit listrobin.com
Reverse Mortgage

Reverse Mortgage and Probate Attorneys

Law Offices of Doster & Brown, P.A.

Attorney W. Woods Doster is an NC State Bar Board Certified Specialist in Estate Planning and Probate Law with over 35 years of practice in Sanford. Partner J. Grant Brown concentrates on estate administration, real estate law, and estate planning. The firm handles wills, trusts, powers of attorney, guardianships, Medicaid planning, and probate for Montgomery County residents from the Sanford office.

(919) 842-5007

206 Hawkins Avenue, Sanford, NC 27330

Doster & Brown estate planning and probate

Housing Counseling and Foreclosure Prevention

HUD Housing Counselor Referral Line

Federal HUD counselor locator and hotline for Troy homeowners who need foreclosure-prevention counseling, loan-workout planning, and loss-mitigation guidance in Montgomery County.

Find a HUD-approved housing counselor

North Carolina Housing Finance Agency Homeowner Help

State mortgage-delinquency and foreclosure-prevention guidance for North Carolina homeowners, with referrals to HUD-approved counseling agencies serving Montgomery County.

NCHFA homeowner assistance

Free and Low-Cost Legal Aid

Legal Aid of North Carolina — Asheboro Office

Free civil legal services for income-eligible Montgomery County residents including housing, foreclosure defense, eviction, consumer protection, and public benefits.

Legal Aid NC statewide helpline

NC Bar Association Lawyer Referral Service

Statewide lawyer referral service connecting Troy homeowners with private attorneys for foreclosure, probate, bankruptcy, divorce, or lien matters.

NC Bar lawyer referral service

Reverse Mortgage Real Estate Agents in Troy

Chamiese Evans — Licensed Realtor

Specializing in helping Troy homeowners navigate reverse mortgage situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.

Visit listrobin.com

Know exactly what your Troy home is worth first

See my home value
IRS Tax Lien

IRS Lien and Debt Attorneys

McCarley Law, PLLC — Dewitt F. McCarley

AV Preeminent-rated attorney with 48 years of practice in Troy, NC. Dewitt F. McCarley handles business disputes, contract matters, and civil litigation for Montgomery County residents. Represents clients in debt-related proceedings through the U.S. Bankruptcy Court, Middle District of NC.

(336) 203-4055

208 Ridge Dr, Troy, NC 27371

Dewitt McCarley civil practice Troy

Housing Counseling and Foreclosure Prevention

HUD Housing Counselor Referral Line

Federal HUD counselor locator and hotline for Troy homeowners who need foreclosure-prevention counseling, loan-workout planning, and loss-mitigation guidance in Montgomery County.

Find a HUD-approved housing counselor

North Carolina Housing Finance Agency Homeowner Help

State mortgage-delinquency and foreclosure-prevention guidance for North Carolina homeowners, with referrals to HUD-approved counseling agencies serving Montgomery County.

NCHFA homeowner assistance

Free and Low-Cost Legal Aid

Legal Aid of North Carolina — Asheboro Office

Free civil legal services for income-eligible Montgomery County residents including housing, foreclosure defense, eviction, consumer protection, and public benefits.

Legal Aid NC statewide helpline

NC Bar Association Lawyer Referral Service

Statewide lawyer referral service connecting Troy homeowners with private attorneys for foreclosure, probate, bankruptcy, divorce, or lien matters.

NC Bar lawyer referral service

IRS Tax Lien Real Estate Agents in Troy

Chamiese Evans — Licensed Realtor

Specializing in helping Troy homeowners navigate irs tax lien situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.

Visit listrobin.com
Judgment Lien

Judgment Lien Attorneys

McCarley Law, PLLC — Dewitt F. McCarley

Attorney Dewitt F. McCarley (UNC Chapel Hill BA, 48 years licensed) is a Troy-based attorney with a Martindale-Hubbell AV Preeminent peer rating 2025. Practice covers business law, contracts, civil litigation, and government matters. Serves as a trusted general practitioner for Montgomery County residents from his office at 208 Ridge Drive in Troy, the county seat.

(336) 203-4055

208 Ridge Dr, Troy, NC 27371

Dewitt F. McCarley attorney Troy NC

Housing Counseling and Foreclosure Prevention

HUD Housing Counselor Referral Line

Federal HUD counselor locator and hotline for Troy homeowners who need foreclosure-prevention counseling, loan-workout planning, and loss-mitigation guidance in Montgomery County.

Find a HUD-approved housing counselor

North Carolina Housing Finance Agency Homeowner Help

State mortgage-delinquency and foreclosure-prevention guidance for North Carolina homeowners, with referrals to HUD-approved counseling agencies serving Montgomery County.

NCHFA homeowner assistance

Free and Low-Cost Legal Aid

Legal Aid of North Carolina — Asheboro Office

Free civil legal services for income-eligible Montgomery County residents including housing, foreclosure defense, eviction, consumer protection, and public benefits.

Legal Aid NC statewide helpline

NC Bar Association Lawyer Referral Service

Statewide lawyer referral service connecting Troy homeowners with private attorneys for foreclosure, probate, bankruptcy, divorce, or lien matters.

NC Bar lawyer referral service

Judgment Lien Real Estate Agents in Troy

Chamiese Evans — Licensed Realtor

Specializing in helping Troy homeowners navigate judgment lien situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.

Visit listrobin.com

Your local real estate expert

Connect with a licensed Realtor who specializes in helping homeowners navigate homeowner situations in Troy, NC.

CE

Chamiese Evans

Licensed Realtor — NorthGroup Real Estate

Helping homeowners across the Carolinas find the right path forward — whether that means selling, negotiating, or exploring every option before making a decision.

Visit listrobin.com

Researched by CC Evans, Marketing Analyst — RobinOffer

Last reviewed: February 2026

This directory is for informational purposes only. It does not constitute legal, financial, or tax advice. Confirm all options with licensed counsel or a qualified financial professional before signing any agreement.

Sources: NC General Statutes · HUD.gov · CFPB.gov

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