Homeowners/West Jefferson, NC

Homeowner Resources in West Jefferson, NC

Local resources for homeowners in West Jefferson, NC dealing with foreclosure, probate, tax liens, bankruptcy, and other difficult situations. Real contacts, phone numbers, and next steps.

Verified local resources19 resource categoriesCurated by a licensed Realtor

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Resource categories for West Jefferson

Select a topic below to see local resources including government offices, attorneys, financial counselors, and nonprofit organizations.

More local resources in West Jefferson

Verified local contacts for other situations West Jefferson homeowners face — attorneys, government offices, and financial counselors, organized by topic.

Foreclosure

Foreclosure Attorneys

James B. Maloney, Attorney at Law

Jefferson attorney (P.O. Box 635, Jefferson, NC 28640). B.S. Appalachian State University 1993, NC Bar admitted 1997 (28+ years). Avvo Top Contributor Award 2021. Practice areas include real estate closings, title work, civil litigation, construction law, and environmental law serving Ashe County property owners.

James B. Maloney real estate services

Reeves DiVenere Wright

West Jefferson firm at 202 E. Main Street with offices in Boone. Attorney John B. "Jak" Reeves (Campbell Law School J.D. 2004) is the current West Jefferson town attorney, following his father who held the same role. Attorney Tamara C. DiVenere (Duke University B.A. cum laude 2003, UNC School of Law J.D. with High Honors 2006) is Super Lawyers rated. Firm traces to 1973. Practice covers real estate, personal injury, and family law.

Reeves DiVenere Wright real estate services

Housing Counseling and Foreclosure Prevention

HUD National Counselor Hotline

Referral line for HUD-approved housing counselors serving West Jefferson and Ashe County homeowners facing mortgage hardship.

Find a HUD counselor

North Carolina Housing Finance Agency Homeowner Help

State housing agency programs for payment issues, mortgage assistance, and foreclosure prevention for NC homeowners.

NCHFA homeowner programs

Ashe County Financial Programs

Ashe County Department of Social Services

Administers SNAP, Medicaid, Work First, crisis assistance, and emergency aid for Ashe County residents.

Ashe County DSS

NC LIEAP — Utility Assistance

Low-Income Energy Assistance Program helps Ashe County homeowners with utility bills to avoid service shutoff.

NC energy assistance

Free and Low-Cost Legal Aid

Legal Aid of North Carolina

Free civil legal help for eligible low-income residents of Ashe County. Covers housing, foreclosure, consumer debt, and family-law matters.

Legal Aid of NC

NC Bar Association Lawyer Referral Service

North Carolina Bar Association referral to local attorneys for an initial consultation at reduced fee.

NC Bar lawyer referral

LawHelp.org North Carolina

Online directory of free legal resources, self-help guides, and pro bono attorneys available in Ashe County.

LawHelp NC

Foreclosure Real Estate Agents in West Jefferson

Chamiese Evans — Licensed Realtor

Specializing in helping West Jefferson homeowners navigate foreclosure situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.

Visit listrobin.com
Inheritance

Inheritance Attorneys

James B. Maloney, Attorney at Law

Jefferson general practitioner with 28+ years of experience (NC Bar 1997). Appalachian State University B.S. 1993. Handles wills, estate planning, probate administration, and real property matters for Ashe County families. Avvo Top Contributor Award 2021.

James B. Maloney estate services

Kilby & Hurley, Attorneys at Law

West Jefferson firm at 122 N. Jefferson Avenue. Attorney John T. Kilby (B.S. Appalachian State University 1969, NC Bar 1975, 50+ years) serves as counsel for Ashe County government. NC Bar Association Citizen Lawyer Class of 2023. 40+ years on Pisgah Legal Services board. Handles wills, estates, real estate, and business law.

Kilby & Hurley estate services

Housing Counseling and Foreclosure Prevention

HUD National Counselor Hotline

Referral line for HUD-approved housing counselors serving West Jefferson and Ashe County homeowners facing mortgage hardship.

Find a HUD counselor

North Carolina Housing Finance Agency Homeowner Help

State housing agency programs for payment issues, mortgage assistance, and foreclosure prevention for NC homeowners.

NCHFA homeowner programs

Ashe County Financial Programs

Ashe County Department of Social Services

Administers SNAP, Medicaid, Work First, crisis assistance, and emergency aid for Ashe County residents.

Ashe County DSS

NC LIEAP — Utility Assistance

Low-Income Energy Assistance Program helps Ashe County homeowners with utility bills to avoid service shutoff.

NC energy assistance

Free and Low-Cost Legal Aid

Legal Aid of North Carolina

Free civil legal help for eligible low-income residents of Ashe County. Covers housing, foreclosure, consumer debt, and family-law matters.

Legal Aid of NC

NC Bar Association Lawyer Referral Service

North Carolina Bar Association referral to local attorneys for an initial consultation at reduced fee.

NC Bar lawyer referral

LawHelp.org North Carolina

Online directory of free legal resources, self-help guides, and pro bono attorneys available in Ashe County.

LawHelp NC

Inheritance Real Estate Agents in West Jefferson

Chamiese Evans — Licensed Realtor

Specializing in helping West Jefferson homeowners navigate inheritance situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.

Visit listrobin.com

Get a no-obligation cash offer on the inherited West Jefferson home

Get my cash offer
Divorce

Divorce Attorneys

Reeves DiVenere Wright

West Jefferson office at 202 E. Main Street. Attorney Tamara C. DiVenere (Duke University B.A. cum laude, UNC School of Law J.D. with High Honors 2006, Super Lawyers rated) handles family law including equitable distribution, child custody, alimony, divorce, child support, and adoption.

Reeves DiVenere Wright family law

Kilby & Hurley, Attorneys at Law

West Jefferson firm serving Ashe County families for 50+ years. Attorney John T. Kilby and Benjamin G. Hurley Jr. (UNC Chapel Hill, NC Bar ~1990, 35+ years) handle divorce, custody, and domestic matters.

Kilby & Hurley family law

Domestic Violence Support

A Safe Home for Everyone (A.S.H.E.)

Sole provider of intimate partner violence and sexual assault services in Ashe County. Services include confidential emergency and transitional shelter, crisis counseling, legal and medical advocacy, case management, and referrals. 24-hour crisis line.

A.S.H.E. domestic violence services

Housing Counseling and Foreclosure Prevention

HUD National Counselor Hotline

Referral line for HUD-approved housing counselors serving West Jefferson and Ashe County homeowners facing mortgage hardship.

Find a HUD counselor

North Carolina Housing Finance Agency Homeowner Help

State housing agency programs for payment issues, mortgage assistance, and foreclosure prevention for NC homeowners.

NCHFA homeowner programs

Ashe County Financial Programs

Ashe County Department of Social Services

Administers SNAP, Medicaid, Work First, crisis assistance, and emergency aid for Ashe County residents.

Ashe County DSS

NC LIEAP — Utility Assistance

Low-Income Energy Assistance Program helps Ashe County homeowners with utility bills to avoid service shutoff.

NC energy assistance

Free and Low-Cost Legal Aid

Legal Aid of North Carolina

Free civil legal help for eligible low-income residents of Ashe County. Covers housing, foreclosure, consumer debt, and family-law matters.

Legal Aid of NC

NC Bar Association Lawyer Referral Service

North Carolina Bar Association referral to local attorneys for an initial consultation at reduced fee.

NC Bar lawyer referral

LawHelp.org North Carolina

Online directory of free legal resources, self-help guides, and pro bono attorneys available in Ashe County.

LawHelp NC

Divorce Real Estate Agents in West Jefferson

Chamiese Evans — Licensed Realtor

Specializing in helping West Jefferson homeowners navigate divorce situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.

Visit listrobin.com

Need a clean, fast sale in a West Jefferson divorce? See your offer

Get my cash offer
Relocation

Relocation and Sale Attorneys

James B. Maloney, Attorney at Law

Jefferson attorney (P.O. Box 635, Jefferson, NC 28640). B.S. Appalachian State University 1993, NC Bar admitted 1997 (28+ years). Avvo Top Contributor Award 2021. Practice areas include real estate closings, title work, civil litigation, construction law, and environmental law serving Ashe County property owners.

James B. Maloney real estate services

Reeves DiVenere Wright

West Jefferson firm at 202 E. Main Street with offices in Boone. Attorney John B. "Jak" Reeves (Campbell Law School J.D. 2004) is the current West Jefferson town attorney, following his father who held the same role. Attorney Tamara C. DiVenere (Duke University B.A. cum laude 2003, UNC School of Law J.D. with High Honors 2006) is Super Lawyers rated. Firm traces to 1973. Practice covers real estate, personal injury, and family law.

Reeves DiVenere Wright real estate services

Housing Counseling and Foreclosure Prevention

HUD National Counselor Hotline

Referral line for HUD-approved housing counselors serving West Jefferson and Ashe County homeowners facing mortgage hardship.

Find a HUD counselor

North Carolina Housing Finance Agency Homeowner Help

State housing agency programs for payment issues, mortgage assistance, and foreclosure prevention for NC homeowners.

NCHFA homeowner programs

Ashe County Financial Programs

Ashe County Department of Social Services

Administers SNAP, Medicaid, Work First, crisis assistance, and emergency aid for Ashe County residents.

Ashe County DSS

NC LIEAP — Utility Assistance

Low-Income Energy Assistance Program helps Ashe County homeowners with utility bills to avoid service shutoff.

NC energy assistance

Free and Low-Cost Legal Aid

Legal Aid of North Carolina

Free civil legal help for eligible low-income residents of Ashe County. Covers housing, foreclosure, consumer debt, and family-law matters.

Legal Aid of NC

NC Bar Association Lawyer Referral Service

North Carolina Bar Association referral to local attorneys for an initial consultation at reduced fee.

NC Bar lawyer referral

LawHelp.org North Carolina

Online directory of free legal resources, self-help guides, and pro bono attorneys available in Ashe County.

LawHelp NC

Relocation Real Estate Agents in West Jefferson

Chamiese Evans — Licensed Realtor

Specializing in helping West Jefferson homeowners navigate relocation situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.

Visit listrobin.com

Relocating from West Jefferson? Sell fast with a cash offer

Get my cash offer
Probate

Probate Attorneys

James B. Maloney, Attorney at Law

Jefferson general practitioner with 28+ years of experience (NC Bar 1997). Appalachian State University B.S. 1993. Handles wills, estate planning, probate administration, and real property matters for Ashe County families. Avvo Top Contributor Award 2021.

James B. Maloney estate services

Kilby & Hurley, Attorneys at Law

West Jefferson firm at 122 N. Jefferson Avenue. Attorney John T. Kilby (B.S. Appalachian State University 1969, NC Bar 1975, 50+ years) serves as counsel for Ashe County government. NC Bar Association Citizen Lawyer Class of 2023. 40+ years on Pisgah Legal Services board. Handles wills, estates, real estate, and business law.

Kilby & Hurley estate services

Housing Counseling and Foreclosure Prevention

HUD National Counselor Hotline

Referral line for HUD-approved housing counselors serving West Jefferson and Ashe County homeowners facing mortgage hardship.

Find a HUD counselor

North Carolina Housing Finance Agency Homeowner Help

State housing agency programs for payment issues, mortgage assistance, and foreclosure prevention for NC homeowners.

NCHFA homeowner programs

Ashe County Financial Programs

Ashe County Department of Social Services

Administers SNAP, Medicaid, Work First, crisis assistance, and emergency aid for Ashe County residents.

Ashe County DSS

NC LIEAP — Utility Assistance

Low-Income Energy Assistance Program helps Ashe County homeowners with utility bills to avoid service shutoff.

NC energy assistance

Free and Low-Cost Legal Aid

Legal Aid of North Carolina

Free civil legal help for eligible low-income residents of Ashe County. Covers housing, foreclosure, consumer debt, and family-law matters.

Legal Aid of NC

NC Bar Association Lawyer Referral Service

North Carolina Bar Association referral to local attorneys for an initial consultation at reduced fee.

NC Bar lawyer referral

LawHelp.org North Carolina

Online directory of free legal resources, self-help guides, and pro bono attorneys available in Ashe County.

LawHelp NC

Probate Real Estate Agents in West Jefferson

Chamiese Evans — Licensed Realtor

Specializing in helping West Jefferson homeowners navigate probate situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.

Visit listrobin.com

Selling a home in probate? See a fast cash offer

Get my cash offer
Bankruptcy

Bankruptcy Attorneys

Duncan Law, LLP

North Wilkesboro office serving Ashe County residents. Attorney Damon Duncan is a NC State Bar Board Certified Specialist in Consumer Bankruptcy Law. Father-son team has handled over 5,000 bankruptcy cases. Practice covers Chapter 7 and Chapter 13 filings throughout the western NC mountains.

Duncan Law bankruptcy services

Housing Counseling and Foreclosure Prevention

HUD National Counselor Hotline

Referral line for HUD-approved housing counselors serving West Jefferson and Ashe County homeowners facing mortgage hardship.

Find a HUD counselor

North Carolina Housing Finance Agency Homeowner Help

State housing agency programs for payment issues, mortgage assistance, and foreclosure prevention for NC homeowners.

NCHFA homeowner programs

Ashe County Financial Programs

Ashe County Department of Social Services

Administers SNAP, Medicaid, Work First, crisis assistance, and emergency aid for Ashe County residents.

Ashe County DSS

NC LIEAP — Utility Assistance

Low-Income Energy Assistance Program helps Ashe County homeowners with utility bills to avoid service shutoff.

NC energy assistance

Free and Low-Cost Legal Aid

Legal Aid of North Carolina

Free civil legal help for eligible low-income residents of Ashe County. Covers housing, foreclosure, consumer debt, and family-law matters.

Legal Aid of NC

NC Bar Association Lawyer Referral Service

North Carolina Bar Association referral to local attorneys for an initial consultation at reduced fee.

NC Bar lawyer referral

LawHelp.org North Carolina

Online directory of free legal resources, self-help guides, and pro bono attorneys available in Ashe County.

LawHelp NC

Bankruptcy Real Estate Agents in West Jefferson

Chamiese Evans — Licensed Realtor

Specializing in helping West Jefferson homeowners navigate bankruptcy situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.

Visit listrobin.com
Code Violations

Code and Property Dispute Attorneys

James B. Maloney, Attorney at Law

Jefferson attorney (P.O. Box 635, Jefferson, NC 28640). B.S. Appalachian State University 1993, NC Bar admitted 1997 (28+ years). Avvo Top Contributor Award 2021. Practice areas include real estate closings, title work, civil litigation, construction law, and environmental law serving Ashe County property owners.

James B. Maloney real estate services

Reeves DiVenere Wright

West Jefferson firm at 202 E. Main Street with offices in Boone. Attorney John B. "Jak" Reeves (Campbell Law School J.D. 2004) is the current West Jefferson town attorney, following his father who held the same role. Attorney Tamara C. DiVenere (Duke University B.A. cum laude 2003, UNC School of Law J.D. with High Honors 2006) is Super Lawyers rated. Firm traces to 1973. Practice covers real estate, personal injury, and family law.

Reeves DiVenere Wright real estate services

Housing Counseling and Foreclosure Prevention

HUD National Counselor Hotline

Referral line for HUD-approved housing counselors serving West Jefferson and Ashe County homeowners facing mortgage hardship.

Find a HUD counselor

North Carolina Housing Finance Agency Homeowner Help

State housing agency programs for payment issues, mortgage assistance, and foreclosure prevention for NC homeowners.

NCHFA homeowner programs

Ashe County Financial Programs

Ashe County Department of Social Services

Administers SNAP, Medicaid, Work First, crisis assistance, and emergency aid for Ashe County residents.

Ashe County DSS

NC LIEAP — Utility Assistance

Low-Income Energy Assistance Program helps Ashe County homeowners with utility bills to avoid service shutoff.

NC energy assistance

Free and Low-Cost Legal Aid

Legal Aid of North Carolina

Free civil legal help for eligible low-income residents of Ashe County. Covers housing, foreclosure, consumer debt, and family-law matters.

Legal Aid of NC

NC Bar Association Lawyer Referral Service

North Carolina Bar Association referral to local attorneys for an initial consultation at reduced fee.

NC Bar lawyer referral

LawHelp.org North Carolina

Online directory of free legal resources, self-help guides, and pro bono attorneys available in Ashe County.

LawHelp NC

Code Violations Real Estate Agents in West Jefferson

Chamiese Evans — Licensed Realtor

Specializing in helping West Jefferson homeowners navigate code violations situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.

Visit listrobin.com

See open code cases and activity around any West Jefferson address

Check my address
HOA Liens

HOA Attorneys

Law Firm Carolinas

Greensboro office at 3623 N. Elm Street serves western NC communities including Ashe County. Attorney Jim Slaughter is a Fellow and former President of the College of Community Association Lawyers (CCAL). 2024 Don Buck Lifetime Contribution Award recipient from Community Associations Institute. First NC firm recognized by Best Lawyers in Community Association Law.

Law Firm Carolinas HOA law

Housing Counseling and Foreclosure Prevention

HUD National Counselor Hotline

Referral line for HUD-approved housing counselors serving West Jefferson and Ashe County homeowners facing mortgage hardship.

Find a HUD counselor

North Carolina Housing Finance Agency Homeowner Help

State housing agency programs for payment issues, mortgage assistance, and foreclosure prevention for NC homeowners.

NCHFA homeowner programs

Ashe County Financial Programs

Ashe County Department of Social Services

Administers SNAP, Medicaid, Work First, crisis assistance, and emergency aid for Ashe County residents.

Ashe County DSS

NC LIEAP — Utility Assistance

Low-Income Energy Assistance Program helps Ashe County homeowners with utility bills to avoid service shutoff.

NC energy assistance

Free and Low-Cost Legal Aid

Legal Aid of North Carolina

Free civil legal help for eligible low-income residents of Ashe County. Covers housing, foreclosure, consumer debt, and family-law matters.

Legal Aid of NC

NC Bar Association Lawyer Referral Service

North Carolina Bar Association referral to local attorneys for an initial consultation at reduced fee.

NC Bar lawyer referral

LawHelp.org North Carolina

Online directory of free legal resources, self-help guides, and pro bono attorneys available in Ashe County.

LawHelp NC

HOA Liens Real Estate Agents in West Jefferson

Chamiese Evans — Licensed Realtor

Specializing in helping West Jefferson homeowners navigate hoa liens situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.

Visit listrobin.com
Fire / Storm Damage

Housing Counseling and Foreclosure Prevention

HUD National Counselor Hotline

Referral line for HUD-approved housing counselors serving West Jefferson and Ashe County homeowners facing mortgage hardship.

Find a HUD counselor

North Carolina Housing Finance Agency Homeowner Help

State housing agency programs for payment issues, mortgage assistance, and foreclosure prevention for NC homeowners.

NCHFA homeowner programs

Ashe County Financial Programs

Ashe County Department of Social Services

Administers SNAP, Medicaid, Work First, crisis assistance, and emergency aid for Ashe County residents.

Ashe County DSS

NC LIEAP — Utility Assistance

Low-Income Energy Assistance Program helps Ashe County homeowners with utility bills to avoid service shutoff.

NC energy assistance

Free and Low-Cost Legal Aid

Legal Aid of North Carolina

Free civil legal help for eligible low-income residents of Ashe County. Covers housing, foreclosure, consumer debt, and family-law matters.

Legal Aid of NC

NC Bar Association Lawyer Referral Service

North Carolina Bar Association referral to local attorneys for an initial consultation at reduced fee.

NC Bar lawyer referral

LawHelp.org North Carolina

Online directory of free legal resources, self-help guides, and pro bono attorneys available in Ashe County.

LawHelp NC

Fire / Storm Damage Real Estate Agents in West Jefferson

Chamiese Evans — Licensed Realtor

Specializing in helping West Jefferson homeowners navigate fire / storm damage situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.

Visit listrobin.com

Storm or fire damage? Get a cash offer, sold as-is

Get my cash offer
Vacant Property

Vacant Property Attorneys

Law Firm Carolinas

Greensboro office at 3623 N. Elm Street serves western NC communities including Ashe County. Attorney Jim Slaughter is a Fellow and former President of the College of Community Association Lawyers (CCAL). 2024 Don Buck Lifetime Contribution Award recipient from Community Associations Institute. First NC firm recognized by Best Lawyers in Community Association Law.

Law Firm Carolinas HOA law

Housing Counseling and Foreclosure Prevention

HUD National Counselor Hotline

Referral line for HUD-approved housing counselors serving West Jefferson and Ashe County homeowners facing mortgage hardship.

Find a HUD counselor

North Carolina Housing Finance Agency Homeowner Help

State housing agency programs for payment issues, mortgage assistance, and foreclosure prevention for NC homeowners.

NCHFA homeowner programs

Ashe County Financial Programs

Ashe County Department of Social Services

Administers SNAP, Medicaid, Work First, crisis assistance, and emergency aid for Ashe County residents.

Ashe County DSS

NC LIEAP — Utility Assistance

Low-Income Energy Assistance Program helps Ashe County homeowners with utility bills to avoid service shutoff.

NC energy assistance

Free and Low-Cost Legal Aid

Legal Aid of North Carolina

Free civil legal help for eligible low-income residents of Ashe County. Covers housing, foreclosure, consumer debt, and family-law matters.

Legal Aid of NC

NC Bar Association Lawyer Referral Service

North Carolina Bar Association referral to local attorneys for an initial consultation at reduced fee.

NC Bar lawyer referral

LawHelp.org North Carolina

Online directory of free legal resources, self-help guides, and pro bono attorneys available in Ashe County.

LawHelp NC

Vacant Property Real Estate Agents in West Jefferson

Chamiese Evans — Licensed Realtor

Specializing in helping West Jefferson homeowners navigate vacant property situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.

Visit listrobin.com

Done carrying a vacant West Jefferson home? Get a cash offer

Get my cash offer
Military PCS

Military and Veteran Services

Housing Counseling and Foreclosure Prevention

HUD National Counselor Hotline

Referral line for HUD-approved housing counselors serving West Jefferson and Ashe County homeowners facing mortgage hardship.

Find a HUD counselor

North Carolina Housing Finance Agency Homeowner Help

State housing agency programs for payment issues, mortgage assistance, and foreclosure prevention for NC homeowners.

NCHFA homeowner programs

Ashe County Financial Programs

Ashe County Department of Social Services

Administers SNAP, Medicaid, Work First, crisis assistance, and emergency aid for Ashe County residents.

Ashe County DSS

NC LIEAP — Utility Assistance

Low-Income Energy Assistance Program helps Ashe County homeowners with utility bills to avoid service shutoff.

NC energy assistance

Free and Low-Cost Legal Aid

Legal Aid of North Carolina

Free civil legal help for eligible low-income residents of Ashe County. Covers housing, foreclosure, consumer debt, and family-law matters.

Legal Aid of NC

NC Bar Association Lawyer Referral Service

North Carolina Bar Association referral to local attorneys for an initial consultation at reduced fee.

NC Bar lawyer referral

LawHelp.org North Carolina

Online directory of free legal resources, self-help guides, and pro bono attorneys available in Ashe County.

LawHelp NC

Military PCS Real Estate Agents in West Jefferson

Chamiese Evans — Licensed Realtor

Specializing in helping West Jefferson homeowners navigate military pcs situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.

Visit listrobin.com

PCS orders and a home to sell fast? See your cash offer

Get my cash offer
Underwater Mortgage

Underwater Mortgage Attorneys

James B. Maloney, Attorney at Law

Jefferson attorney (P.O. Box 635, Jefferson, NC 28640). B.S. Appalachian State University 1993, NC Bar admitted 1997 (28+ years). Avvo Top Contributor Award 2021. Practice areas include real estate closings, title work, civil litigation, construction law, and environmental law serving Ashe County property owners.

James B. Maloney real estate services

Reeves DiVenere Wright

West Jefferson firm at 202 E. Main Street with offices in Boone. Attorney John B. "Jak" Reeves (Campbell Law School J.D. 2004) is the current West Jefferson town attorney, following his father who held the same role. Attorney Tamara C. DiVenere (Duke University B.A. cum laude 2003, UNC School of Law J.D. with High Honors 2006) is Super Lawyers rated. Firm traces to 1973. Practice covers real estate, personal injury, and family law.

Reeves DiVenere Wright real estate services

Housing Counseling and Foreclosure Prevention

HUD National Counselor Hotline

Referral line for HUD-approved housing counselors serving West Jefferson and Ashe County homeowners facing mortgage hardship.

Find a HUD counselor

North Carolina Housing Finance Agency Homeowner Help

State housing agency programs for payment issues, mortgage assistance, and foreclosure prevention for NC homeowners.

NCHFA homeowner programs

Ashe County Financial Programs

Ashe County Department of Social Services

Administers SNAP, Medicaid, Work First, crisis assistance, and emergency aid for Ashe County residents.

Ashe County DSS

NC LIEAP — Utility Assistance

Low-Income Energy Assistance Program helps Ashe County homeowners with utility bills to avoid service shutoff.

NC energy assistance

Free and Low-Cost Legal Aid

Legal Aid of North Carolina

Free civil legal help for eligible low-income residents of Ashe County. Covers housing, foreclosure, consumer debt, and family-law matters.

Legal Aid of NC

NC Bar Association Lawyer Referral Service

North Carolina Bar Association referral to local attorneys for an initial consultation at reduced fee.

NC Bar lawyer referral

LawHelp.org North Carolina

Online directory of free legal resources, self-help guides, and pro bono attorneys available in Ashe County.

LawHelp NC

Underwater Mortgage Real Estate Agents in West Jefferson

Chamiese Evans — Licensed Realtor

Specializing in helping West Jefferson homeowners navigate underwater mortgage situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.

Visit listrobin.com

Underwater — or do you actually have equity? Find out free

See my home value
Job Loss

Job Loss and Debt Attorneys

Duncan Law, LLP

North Wilkesboro office serving Ashe County residents. Attorney Damon Duncan is a NC State Bar Board Certified Specialist in Consumer Bankruptcy Law. Father-son team has handled over 5,000 bankruptcy cases. Practice covers Chapter 7 and Chapter 13 filings throughout the western NC mountains.

Duncan Law bankruptcy services

Employment and Income Support

NCWorks Career Center — Ashe County

Job search assistance, career counseling, and training opportunities for residents experiencing employment disruption.

NCWorks career services

Housing Counseling and Foreclosure Prevention

HUD National Counselor Hotline

Referral line for HUD-approved housing counselors serving West Jefferson and Ashe County homeowners facing mortgage hardship.

Find a HUD counselor

North Carolina Housing Finance Agency Homeowner Help

State housing agency programs for payment issues, mortgage assistance, and foreclosure prevention for NC homeowners.

NCHFA homeowner programs

Ashe County Financial Programs

Ashe County Department of Social Services

Administers SNAP, Medicaid, Work First, crisis assistance, and emergency aid for Ashe County residents.

Ashe County DSS

NC LIEAP — Utility Assistance

Low-Income Energy Assistance Program helps Ashe County homeowners with utility bills to avoid service shutoff.

NC energy assistance

Free and Low-Cost Legal Aid

Legal Aid of North Carolina

Free civil legal help for eligible low-income residents of Ashe County. Covers housing, foreclosure, consumer debt, and family-law matters.

Legal Aid of NC

NC Bar Association Lawyer Referral Service

North Carolina Bar Association referral to local attorneys for an initial consultation at reduced fee.

NC Bar lawyer referral

LawHelp.org North Carolina

Online directory of free legal resources, self-help guides, and pro bono attorneys available in Ashe County.

LawHelp NC

Job Loss Real Estate Agents in West Jefferson

Chamiese Evans — Licensed Realtor

Specializing in helping West Jefferson homeowners navigate job loss situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.

Visit listrobin.com
Medical Hardship

Medical Hardship and Debt Attorneys

Duncan Law, LLP

North Wilkesboro office serving Ashe County residents. Attorney Damon Duncan is a NC State Bar Board Certified Specialist in Consumer Bankruptcy Law. Father-son team has handled over 5,000 bankruptcy cases. Practice covers Chapter 7 and Chapter 13 filings throughout the western NC mountains.

Duncan Law bankruptcy services

Housing Counseling and Foreclosure Prevention

HUD National Counselor Hotline

Referral line for HUD-approved housing counselors serving West Jefferson and Ashe County homeowners facing mortgage hardship.

Find a HUD counselor

North Carolina Housing Finance Agency Homeowner Help

State housing agency programs for payment issues, mortgage assistance, and foreclosure prevention for NC homeowners.

NCHFA homeowner programs

Ashe County Financial Programs

Ashe County Department of Social Services

Administers SNAP, Medicaid, Work First, crisis assistance, and emergency aid for Ashe County residents.

Ashe County DSS

NC LIEAP — Utility Assistance

Low-Income Energy Assistance Program helps Ashe County homeowners with utility bills to avoid service shutoff.

NC energy assistance

Free and Low-Cost Legal Aid

Legal Aid of North Carolina

Free civil legal help for eligible low-income residents of Ashe County. Covers housing, foreclosure, consumer debt, and family-law matters.

Legal Aid of NC

NC Bar Association Lawyer Referral Service

North Carolina Bar Association referral to local attorneys for an initial consultation at reduced fee.

NC Bar lawyer referral

LawHelp.org North Carolina

Online directory of free legal resources, self-help guides, and pro bono attorneys available in Ashe County.

LawHelp NC

Medical Hardship Real Estate Agents in West Jefferson

Chamiese Evans — Licensed Realtor

Specializing in helping West Jefferson homeowners navigate medical hardship situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.

Visit listrobin.com
Reverse Mortgage

Reverse Mortgage and Probate Attorneys

James B. Maloney, Attorney at Law

Jefferson general practitioner with 28+ years of experience (NC Bar 1997). Appalachian State University B.S. 1993. Handles wills, estate planning, probate administration, and real property matters for Ashe County families. Avvo Top Contributor Award 2021.

James B. Maloney estate services

Kilby & Hurley, Attorneys at Law

West Jefferson firm at 122 N. Jefferson Avenue. Attorney John T. Kilby (B.S. Appalachian State University 1969, NC Bar 1975, 50+ years) serves as counsel for Ashe County government. NC Bar Association Citizen Lawyer Class of 2023. 40+ years on Pisgah Legal Services board. Handles wills, estates, real estate, and business law.

Kilby & Hurley estate services

Senior Support Resources

Ashe Services for Aging (Generations Ashe)

Operates the Ashe County senior center in West Jefferson at 180 Chattyrob Lane. Provides Community Alternatives Program (CAP), in-home aide services, nutrition and meals programs, intergenerational day program, and assisted living community.

Ashe Services for Aging

Housing Counseling and Foreclosure Prevention

HUD National Counselor Hotline

Referral line for HUD-approved housing counselors serving West Jefferson and Ashe County homeowners facing mortgage hardship.

Find a HUD counselor

North Carolina Housing Finance Agency Homeowner Help

State housing agency programs for payment issues, mortgage assistance, and foreclosure prevention for NC homeowners.

NCHFA homeowner programs

Ashe County Financial Programs

Ashe County Department of Social Services

Administers SNAP, Medicaid, Work First, crisis assistance, and emergency aid for Ashe County residents.

Ashe County DSS

NC LIEAP — Utility Assistance

Low-Income Energy Assistance Program helps Ashe County homeowners with utility bills to avoid service shutoff.

NC energy assistance

Free and Low-Cost Legal Aid

Legal Aid of North Carolina

Free civil legal help for eligible low-income residents of Ashe County. Covers housing, foreclosure, consumer debt, and family-law matters.

Legal Aid of NC

NC Bar Association Lawyer Referral Service

North Carolina Bar Association referral to local attorneys for an initial consultation at reduced fee.

NC Bar lawyer referral

LawHelp.org North Carolina

Online directory of free legal resources, self-help guides, and pro bono attorneys available in Ashe County.

LawHelp NC

Reverse Mortgage Real Estate Agents in West Jefferson

Chamiese Evans — Licensed Realtor

Specializing in helping West Jefferson homeowners navigate reverse mortgage situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.

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IRS Tax Lien

IRS Lien and Debt Attorneys

Kilby & Hurley, Attorneys at Law

West Jefferson firm at 122 N. Jefferson Avenue. Attorney John T. Kilby (50+ years, NC Bar 1975, Citizen Lawyer 2023) and Benjamin G. Hurley Jr. (35+ years) serve as counsel for Ashe County government. Full-service practice covering real estate, family law, estates, business, criminal defense, and civil litigation.

Kilby & Hurley legal services

Housing Counseling and Foreclosure Prevention

HUD National Counselor Hotline

Referral line for HUD-approved housing counselors serving West Jefferson and Ashe County homeowners facing mortgage hardship.

Find a HUD counselor

North Carolina Housing Finance Agency Homeowner Help

State housing agency programs for payment issues, mortgage assistance, and foreclosure prevention for NC homeowners.

NCHFA homeowner programs

Ashe County Financial Programs

Ashe County Department of Social Services

Administers SNAP, Medicaid, Work First, crisis assistance, and emergency aid for Ashe County residents.

Ashe County DSS

NC LIEAP — Utility Assistance

Low-Income Energy Assistance Program helps Ashe County homeowners with utility bills to avoid service shutoff.

NC energy assistance

Free and Low-Cost Legal Aid

Legal Aid of North Carolina

Free civil legal help for eligible low-income residents of Ashe County. Covers housing, foreclosure, consumer debt, and family-law matters.

Legal Aid of NC

NC Bar Association Lawyer Referral Service

North Carolina Bar Association referral to local attorneys for an initial consultation at reduced fee.

NC Bar lawyer referral

LawHelp.org North Carolina

Online directory of free legal resources, self-help guides, and pro bono attorneys available in Ashe County.

LawHelp NC

IRS Tax Lien Real Estate Agents in West Jefferson

Chamiese Evans — Licensed Realtor

Specializing in helping West Jefferson homeowners navigate irs tax lien situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.

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HELOC Default

HELOC Default Attorneys

James B. Maloney, Attorney at Law

Jefferson attorney (P.O. Box 635, Jefferson, NC 28640). B.S. Appalachian State University 1993, NC Bar admitted 1997 (28+ years). Avvo Top Contributor Award 2021. Practice areas include real estate closings, title work, civil litigation, construction law, and environmental law serving Ashe County property owners.

James B. Maloney real estate services

Reeves DiVenere Wright

West Jefferson firm at 202 E. Main Street with offices in Boone. Attorney John B. "Jak" Reeves (Campbell Law School J.D. 2004) is the current West Jefferson town attorney, following his father who held the same role. Attorney Tamara C. DiVenere (Duke University B.A. cum laude 2003, UNC School of Law J.D. with High Honors 2006) is Super Lawyers rated. Firm traces to 1973. Practice covers real estate, personal injury, and family law.

Reeves DiVenere Wright real estate services

Housing Counseling and Foreclosure Prevention

HUD National Counselor Hotline

Referral line for HUD-approved housing counselors serving West Jefferson and Ashe County homeowners facing mortgage hardship.

Find a HUD counselor

North Carolina Housing Finance Agency Homeowner Help

State housing agency programs for payment issues, mortgage assistance, and foreclosure prevention for NC homeowners.

NCHFA homeowner programs

Ashe County Financial Programs

Ashe County Department of Social Services

Administers SNAP, Medicaid, Work First, crisis assistance, and emergency aid for Ashe County residents.

Ashe County DSS

NC LIEAP — Utility Assistance

Low-Income Energy Assistance Program helps Ashe County homeowners with utility bills to avoid service shutoff.

NC energy assistance

Free and Low-Cost Legal Aid

Legal Aid of North Carolina

Free civil legal help for eligible low-income residents of Ashe County. Covers housing, foreclosure, consumer debt, and family-law matters.

Legal Aid of NC

NC Bar Association Lawyer Referral Service

North Carolina Bar Association referral to local attorneys for an initial consultation at reduced fee.

NC Bar lawyer referral

LawHelp.org North Carolina

Online directory of free legal resources, self-help guides, and pro bono attorneys available in Ashe County.

LawHelp NC

HELOC Default Real Estate Agents in West Jefferson

Chamiese Evans — Licensed Realtor

Specializing in helping West Jefferson homeowners navigate heloc default situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.

Visit listrobin.com
Judgment Lien

Judgment Lien Attorneys

Kilby & Hurley, Attorneys at Law

West Jefferson firm at 122 N. Jefferson Avenue. Attorney John T. Kilby (50+ years, NC Bar 1975, Citizen Lawyer 2023) and Benjamin G. Hurley Jr. (35+ years) serve as counsel for Ashe County government. Full-service practice covering real estate, family law, estates, business, criminal defense, and civil litigation.

Kilby & Hurley legal services

Housing Counseling and Foreclosure Prevention

HUD National Counselor Hotline

Referral line for HUD-approved housing counselors serving West Jefferson and Ashe County homeowners facing mortgage hardship.

Find a HUD counselor

North Carolina Housing Finance Agency Homeowner Help

State housing agency programs for payment issues, mortgage assistance, and foreclosure prevention for NC homeowners.

NCHFA homeowner programs

Ashe County Financial Programs

Ashe County Department of Social Services

Administers SNAP, Medicaid, Work First, crisis assistance, and emergency aid for Ashe County residents.

Ashe County DSS

NC LIEAP — Utility Assistance

Low-Income Energy Assistance Program helps Ashe County homeowners with utility bills to avoid service shutoff.

NC energy assistance

Free and Low-Cost Legal Aid

Legal Aid of North Carolina

Free civil legal help for eligible low-income residents of Ashe County. Covers housing, foreclosure, consumer debt, and family-law matters.

Legal Aid of NC

NC Bar Association Lawyer Referral Service

North Carolina Bar Association referral to local attorneys for an initial consultation at reduced fee.

NC Bar lawyer referral

LawHelp.org North Carolina

Online directory of free legal resources, self-help guides, and pro bono attorneys available in Ashe County.

LawHelp NC

Judgment Lien Real Estate Agents in West Jefferson

Chamiese Evans — Licensed Realtor

Specializing in helping West Jefferson homeowners navigate judgment lien situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.

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Your local real estate expert

Connect with a licensed Realtor who specializes in helping homeowners navigate homeowner situations in West Jefferson, NC.

CE

Chamiese Evans

Licensed Realtor — NorthGroup Real Estate

Helping homeowners across the Carolinas find the right path forward — whether that means selling, negotiating, or exploring every option before making a decision.

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Researched by CC Evans, Marketing Analyst — RobinOffer

Last reviewed: February 2026

This directory is for informational purposes only. It does not constitute legal, financial, or tax advice. Confirm all options with licensed counsel or a qualified financial professional before signing any agreement.

Sources: NC General Statutes · HUD.gov · CFPB.gov

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