Foreclosure
Fast, local guidance for homeowners in financial hardship who need speed and clear direction.
✓Curated resourcesView resourcesHomeowners/Wilmington, NC
Homeowner Resources in Wilmington, NC
Local resources for homeowners in Wilmington, NC dealing with foreclosure, probate, tax liens, bankruptcy, and other difficult situations. Real contacts, phone numbers, and next steps.
✓19 resource categories
Need help with your Wilmington home?
Get an options reviewResource categories for Wilmington
Select a topic below to see local resources including government offices, attorneys, financial counselors, and nonprofit organizations.
Inheritance
Practical pathways for inherited homeowners who need stability, timing, and clean options.
✓Curated resourcesView resourcesGet a no-obligation cash offer on the inherited Wilmington home
Get my cash offerDivorce
Neutral, fast-track support when your home decision is part of a broader legal process.
✓Curated resourcesView resourcesNeed a clean, fast sale in a Wilmington divorce? See your offer
Get my cash offerTax Liens
Resources for homeowners behind on property taxes facing liens, advertising, or tax sale.
✓Curated resourcesView resourcesProbate
Court-supervised probate and estate administration resources including filing requirements, timelines, and legal support.
✓Curated resourcesView resourcesSelling a home in probate? See a fast cash offer
Get my cash offerCode Violations
Resources for homeowners facing code enforcement notices, building code violations, minimum housing standards, or condemnation.
✓Curated resourcesView resourcesSee open code cases and activity around any Wilmington address
Check my addressHOA Liens
Resources for homeowners behind on HOA dues facing liens, penalties, or HOA foreclosure.
✓Curated resourcesView resourcesVacant Property
Resources for owners of vacant homes including registration, insurance, maintenance, and sale options.
✓Curated resourcesView resourcesDone carrying a vacant Wilmington home? Get a cash offer
Get my cash offerMedical Hardship
Resources for homeowners facing medical debt — hospital financial assistance, Medicaid, medical billing advocacy, and home protection.
✓Curated resourcesView resourcesIRS Tax Lien
Resources for homeowners with IRS federal tax liens — lien discharge, Fresh Start program, and Taxpayer Advocate.
✓Curated resourcesView resourcesMore local resources in Wilmington
Verified local contacts for other situations Wilmington homeowners face — attorneys, government offices, and financial counselors, organized by topic.
Relocation
HUD-Approved Housing Counselors
City of Wilmington Housing Counseling
HUD-approved housing counseling including foreclosure prevention, mortgage delinquency counseling, and budgeting support.
(910) 341-5826
City of Wilmington Housing Counseling305 Chestnut St, Wilmington, NC 28401
DHIC, Inc.
HUD-certified counseling and homeownership education for New Hanover County homeowners and buyers.
(919) 832-4345
DHIC Housing Counseling272 N Front St, Suite 220, Wilmington, NC 28401
HUD Housing Counselor Finder
HUD-approved foreclosure prevention counseling and debt management guidance.
Find HUD-approved counselorsState & Government Programs
NC Housing Finance Agency
Statewide foreclosure prevention support and affordable housing programs for North Carolina homeowners.
NC Housing Finance AgencyNC Foreclosure Prevention Fund / SHFPP
Connects homeowners to approved housing counselors and legal resources for foreclosure prevention.
NC Foreclosure Prevention ProgramHUD National Counselor Hotline
Free referral line to HUD-approved housing counselors.
Find HUD counselorCFPB Mortgage Help
Federal consumer protection resources for mortgage servicing issues and foreclosure prevention.
CFPB homeowner resourcesCall 211
Connects New Hanover County households to emergency rental, utility, food, and hardship support.
Call 211Relocation Real Estate Agents in Wilmington
Chamiese Evans — Licensed Realtor
Specializing in helping Wilmington homeowners navigate relocation situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.
Visit listrobin.comRelocating from Wilmington? Sell fast with a cash offer
Get my cash offerBankruptcy
Federal Bankruptcy Court
US Bankruptcy Court, Eastern District of NC (Wilmington Division)
Federal bankruptcy court serving New Hanover County for Chapter 7, 11, 12, and 13 bankruptcy filings.
2 Princess St, Wilmington, NC 28401
Bankruptcy Attorneys in Wilmington
The Law Offices of John T. Orcutt
Chapter 7 and Chapter 13 bankruptcy firm serving Wilmington and surrounding counties.
John T. Orcutt LawCape Fear Debt Relief
Wilmington bankruptcy and debt relief attorneys with consumer bankruptcy focus.
Cape Fear Debt ReliefAlley, Register & McEachern
Chapter 7 and Chapter 13 bankruptcy representation in Wilmington.
Alley Register McEachernFree Legal Aid
Legal Aid of North Carolina - Wilmington Office
Free civil legal services for qualifying low-income residents in New Hanover County, including housing, consumer, domestic violence, and benefits matters.
(910) 763-6207
Legal Aid of NC - Wilmington272 N Front St, Suite 220, Wilmington, NC 28401
NC Bar Association Lawyer Referral Service
Attorney referral service for New Hanover County legal matters.
NC Bar Referral ServiceNC Bar Association Lawyer Referral Service
Statewide lawyer referral support across North Carolina practice areas.
NC Bar Referral ServiceBankruptcy Real Estate Agents in Wilmington
Chamiese Evans — Licensed Realtor
Specializing in helping Wilmington homeowners navigate bankruptcy situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.
Visit listrobin.comFire / Storm Damage
Emergency & Disaster Resources
FEMA Region 4
Federal disaster declarations, individual assistance, and temporary housing resources for NC households.
FEMA Region 4NC Emergency Management
State-level disaster preparedness and recovery resources.
NC Emergency ManagementSBA Disaster Assistance
Low-interest loans for qualified homeowners after declared disasters.
SBA Disaster AssistanceHUD-Approved Housing Counselors
City of Wilmington Housing Counseling
HUD-approved housing counseling including foreclosure prevention, mortgage delinquency counseling, and budgeting support.
(910) 341-5826
City of Wilmington Housing Counseling305 Chestnut St, Wilmington, NC 28401
DHIC, Inc.
HUD-certified counseling and homeownership education for New Hanover County homeowners and buyers.
(919) 832-4345
DHIC Housing Counseling272 N Front St, Suite 220, Wilmington, NC 28401
HUD Housing Counselor Finder
HUD-approved foreclosure prevention counseling and debt management guidance.
Find HUD-approved counselorsState & Government Programs
NC Housing Finance Agency
Statewide foreclosure prevention support and affordable housing programs for North Carolina homeowners.
NC Housing Finance AgencyNC Foreclosure Prevention Fund / SHFPP
Connects homeowners to approved housing counselors and legal resources for foreclosure prevention.
NC Foreclosure Prevention ProgramHUD National Counselor Hotline
Free referral line to HUD-approved housing counselors.
Find HUD counselorCFPB Mortgage Help
Federal consumer protection resources for mortgage servicing issues and foreclosure prevention.
CFPB homeowner resourcesCall 211
Connects New Hanover County households to emergency rental, utility, food, and hardship support.
Call 211Free Legal Aid
Legal Aid of North Carolina - Wilmington Office
Free civil legal services for qualifying low-income residents in New Hanover County, including housing, consumer, domestic violence, and benefits matters.
(910) 763-6207
Legal Aid of NC - Wilmington272 N Front St, Suite 220, Wilmington, NC 28401
NC Bar Association Lawyer Referral Service
Attorney referral service for New Hanover County legal matters.
NC Bar Referral ServiceNC Bar Association Lawyer Referral Service
Statewide lawyer referral support across North Carolina practice areas.
NC Bar Referral ServiceFire / Storm Damage Real Estate Agents in Wilmington
Chamiese Evans — Licensed Realtor
Specializing in helping Wilmington homeowners navigate fire / storm damage situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.
Visit listrobin.comStorm or fire damage? Get a cash offer, sold as-is
Get my cash offerMilitary PCS
Veteran & Military Services in Wilmington
New Hanover County Veterans Services
Benefits claims counseling and support for veterans, dependents, and survivors in New Hanover County.
(910) 798-7611
New Hanover County Veterans Services230 Government Center Dr, Suite 36, Wilmington, NC 28403
Wilmington Vet Center
Readjustment counseling, trauma support, and referrals for veterans, service members, and families.
(910) 815-5000
Wilmington Vet Center1705 Gardner Rd, Wilmington, NC 28405
HUD-Approved Housing Counselors
City of Wilmington Housing Counseling
HUD-approved housing counseling including foreclosure prevention, mortgage delinquency counseling, and budgeting support.
(910) 341-5826
City of Wilmington Housing Counseling305 Chestnut St, Wilmington, NC 28401
DHIC, Inc.
HUD-certified counseling and homeownership education for New Hanover County homeowners and buyers.
(919) 832-4345
DHIC Housing Counseling272 N Front St, Suite 220, Wilmington, NC 28401
HUD Housing Counselor Finder
HUD-approved foreclosure prevention counseling and debt management guidance.
Find HUD-approved counselorsState & Government Programs
NC Housing Finance Agency
Statewide foreclosure prevention support and affordable housing programs for North Carolina homeowners.
NC Housing Finance AgencyNC Foreclosure Prevention Fund / SHFPP
Connects homeowners to approved housing counselors and legal resources for foreclosure prevention.
NC Foreclosure Prevention ProgramHUD National Counselor Hotline
Free referral line to HUD-approved housing counselors.
Find HUD counselorCFPB Mortgage Help
Federal consumer protection resources for mortgage servicing issues and foreclosure prevention.
CFPB homeowner resourcesCall 211
Connects New Hanover County households to emergency rental, utility, food, and hardship support.
Call 211Free Legal Aid
Legal Aid of North Carolina - Wilmington Office
Free civil legal services for qualifying low-income residents in New Hanover County, including housing, consumer, domestic violence, and benefits matters.
(910) 763-6207
Legal Aid of NC - Wilmington272 N Front St, Suite 220, Wilmington, NC 28401
NC Bar Association Lawyer Referral Service
Attorney referral service for New Hanover County legal matters.
NC Bar Referral ServiceNC Bar Association Lawyer Referral Service
Statewide lawyer referral support across North Carolina practice areas.
NC Bar Referral ServiceMilitary PCS Real Estate Agents in Wilmington
Chamiese Evans — Licensed Realtor
Specializing in helping Wilmington homeowners navigate military pcs situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.
Visit listrobin.comPCS orders and a home to sell fast? See your cash offer
Get my cash offerUnderwater Mortgage
Short Sale & Mortgage Hardship Attorneys in Wilmington
Butler & Butler, LLP
Mortgage and real estate dispute counsel including short-sale related matters.
Butler & ButlerThe Law Offices of John T. Orcutt
Foreclosure prevention, bankruptcy, and mortgage hardship legal guidance.
John T. Orcutt LawAlley, Register & McEachern
Consumer debt and bankruptcy counsel for distressed homeowners.
Alley Register McEachernHUD-Approved Housing Counselors
City of Wilmington Housing Counseling
HUD-approved housing counseling including foreclosure prevention, mortgage delinquency counseling, and budgeting support.
(910) 341-5826
City of Wilmington Housing Counseling305 Chestnut St, Wilmington, NC 28401
DHIC, Inc.
HUD-certified counseling and homeownership education for New Hanover County homeowners and buyers.
(919) 832-4345
DHIC Housing Counseling272 N Front St, Suite 220, Wilmington, NC 28401
HUD Housing Counselor Finder
HUD-approved foreclosure prevention counseling and debt management guidance.
Find HUD-approved counselorsState & Government Programs
NC Housing Finance Agency
Statewide foreclosure prevention support and affordable housing programs for North Carolina homeowners.
NC Housing Finance AgencyNC Foreclosure Prevention Fund / SHFPP
Connects homeowners to approved housing counselors and legal resources for foreclosure prevention.
NC Foreclosure Prevention ProgramHUD National Counselor Hotline
Free referral line to HUD-approved housing counselors.
Find HUD counselorCFPB Mortgage Help
Federal consumer protection resources for mortgage servicing issues and foreclosure prevention.
CFPB homeowner resourcesCall 211
Connects New Hanover County households to emergency rental, utility, food, and hardship support.
Call 211Free Legal Aid
Legal Aid of North Carolina - Wilmington Office
Free civil legal services for qualifying low-income residents in New Hanover County, including housing, consumer, domestic violence, and benefits matters.
(910) 763-6207
Legal Aid of NC - Wilmington272 N Front St, Suite 220, Wilmington, NC 28401
NC Bar Association Lawyer Referral Service
Attorney referral service for New Hanover County legal matters.
NC Bar Referral ServiceNC Bar Association Lawyer Referral Service
Statewide lawyer referral support across North Carolina practice areas.
NC Bar Referral ServiceUnderwater Mortgage Real Estate Agents in Wilmington
Chamiese Evans — Licensed Realtor
Specializing in helping Wilmington homeowners navigate underwater mortgage situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.
Visit listrobin.comUnderwater — or do you actually have equity? Find out free
See my home valueJob Loss
Legal & Financial Support After Job Loss
The Law Offices of John T. Orcutt
Mortgage hardship and debt relief counseling after job loss.
John T. Orcutt LawCape Fear Debt Relief
Debt restructuring and bankruptcy options for income disruption.
Cape Fear Debt ReliefLegal Aid of North Carolina - Wilmington Office
Free legal support for qualifying low-income New Hanover County households.
Legal Aid of NC - WilmingtonUnemployment Insurance
NC Division of Employment Security
File unemployment claims and manage weekly certifications online.
NC DES unemploymentHUD-Approved Housing Counselors
City of Wilmington Housing Counseling
HUD-approved housing counseling including foreclosure prevention, mortgage delinquency counseling, and budgeting support.
(910) 341-5826
City of Wilmington Housing Counseling305 Chestnut St, Wilmington, NC 28401
DHIC, Inc.
HUD-certified counseling and homeownership education for New Hanover County homeowners and buyers.
(919) 832-4345
DHIC Housing Counseling272 N Front St, Suite 220, Wilmington, NC 28401
HUD Housing Counselor Finder
HUD-approved foreclosure prevention counseling and debt management guidance.
Find HUD-approved counselorsState & Government Programs
NC Housing Finance Agency
Statewide foreclosure prevention support and affordable housing programs for North Carolina homeowners.
NC Housing Finance AgencyNC Foreclosure Prevention Fund / SHFPP
Connects homeowners to approved housing counselors and legal resources for foreclosure prevention.
NC Foreclosure Prevention ProgramHUD National Counselor Hotline
Free referral line to HUD-approved housing counselors.
Find HUD counselorCFPB Mortgage Help
Federal consumer protection resources for mortgage servicing issues and foreclosure prevention.
CFPB homeowner resourcesCall 211
Connects New Hanover County households to emergency rental, utility, food, and hardship support.
Call 211Job Loss Real Estate Agents in Wilmington
Chamiese Evans — Licensed Realtor
Specializing in helping Wilmington homeowners navigate job loss situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.
Visit listrobin.comReverse Mortgage
Reverse Mortgage Counseling & Elder Law
Triangle Family Services (HECM counseling)
HUD-approved counseling including reverse mortgage (HECM) education.
City of Wilmington Housing CounselingSeay Law Firm, PLLC
Estate planning and elder-focused legal guidance relevant to reverse mortgages.
Seay Law FirmNCOA Reverse Mortgage Counseling Resource
National counseling pathways for seniors evaluating reverse mortgages.
NCOA Counseling GuideHUD-Approved Housing Counselors
City of Wilmington Housing Counseling
HUD-approved housing counseling including foreclosure prevention, mortgage delinquency counseling, and budgeting support.
(910) 341-5826
City of Wilmington Housing Counseling305 Chestnut St, Wilmington, NC 28401
DHIC, Inc.
HUD-certified counseling and homeownership education for New Hanover County homeowners and buyers.
(919) 832-4345
DHIC Housing Counseling272 N Front St, Suite 220, Wilmington, NC 28401
HUD Housing Counselor Finder
HUD-approved foreclosure prevention counseling and debt management guidance.
Find HUD-approved counselorsState & Government Programs
NC Housing Finance Agency
Statewide foreclosure prevention support and affordable housing programs for North Carolina homeowners.
NC Housing Finance AgencyNC Foreclosure Prevention Fund / SHFPP
Connects homeowners to approved housing counselors and legal resources for foreclosure prevention.
NC Foreclosure Prevention ProgramHUD National Counselor Hotline
Free referral line to HUD-approved housing counselors.
Find HUD counselorCFPB Mortgage Help
Federal consumer protection resources for mortgage servicing issues and foreclosure prevention.
CFPB homeowner resourcesCall 211
Connects New Hanover County households to emergency rental, utility, food, and hardship support.
Call 211Free Legal Aid
Legal Aid of North Carolina - Wilmington Office
Free civil legal services for qualifying low-income residents in New Hanover County, including housing, consumer, domestic violence, and benefits matters.
(910) 763-6207
Legal Aid of NC - Wilmington272 N Front St, Suite 220, Wilmington, NC 28401
NC Bar Association Lawyer Referral Service
Attorney referral service for New Hanover County legal matters.
NC Bar Referral ServiceNC Bar Association Lawyer Referral Service
Statewide lawyer referral support across North Carolina practice areas.
NC Bar Referral ServiceReverse Mortgage Real Estate Agents in Wilmington
Chamiese Evans — Licensed Realtor
Specializing in helping Wilmington homeowners navigate reverse mortgage situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.
Visit listrobin.comKnow exactly what your Wilmington home is worth first
See my home valueHELOC Default
HELOC Default & Foreclosure Prevention Attorneys
The Law Offices of John T. Orcutt
Mortgage and HELOC default defense through bankruptcy and negotiation options.
John T. Orcutt LawCape Fear Debt Relief
Consumer debt and bankruptcy support including second-lien/HELOC challenges.
Cape Fear Debt ReliefAlley, Register & McEachern
Bankruptcy options for HELOC default and unsecured debt pressure.
Alley Register McEachernHUD-Approved Housing Counselors
City of Wilmington Housing Counseling
HUD-approved housing counseling including foreclosure prevention, mortgage delinquency counseling, and budgeting support.
(910) 341-5826
City of Wilmington Housing Counseling305 Chestnut St, Wilmington, NC 28401
DHIC, Inc.
HUD-certified counseling and homeownership education for New Hanover County homeowners and buyers.
(919) 832-4345
DHIC Housing Counseling272 N Front St, Suite 220, Wilmington, NC 28401
HUD Housing Counselor Finder
HUD-approved foreclosure prevention counseling and debt management guidance.
Find HUD-approved counselorsState & Government Programs
NC Housing Finance Agency
Statewide foreclosure prevention support and affordable housing programs for North Carolina homeowners.
NC Housing Finance AgencyNC Foreclosure Prevention Fund / SHFPP
Connects homeowners to approved housing counselors and legal resources for foreclosure prevention.
NC Foreclosure Prevention ProgramHUD National Counselor Hotline
Free referral line to HUD-approved housing counselors.
Find HUD counselorCFPB Mortgage Help
Federal consumer protection resources for mortgage servicing issues and foreclosure prevention.
CFPB homeowner resourcesCall 211
Connects New Hanover County households to emergency rental, utility, food, and hardship support.
Call 211Free Legal Aid
Legal Aid of North Carolina - Wilmington Office
Free civil legal services for qualifying low-income residents in New Hanover County, including housing, consumer, domestic violence, and benefits matters.
(910) 763-6207
Legal Aid of NC - Wilmington272 N Front St, Suite 220, Wilmington, NC 28401
NC Bar Association Lawyer Referral Service
Attorney referral service for New Hanover County legal matters.
NC Bar Referral ServiceNC Bar Association Lawyer Referral Service
Statewide lawyer referral support across North Carolina practice areas.
NC Bar Referral ServiceHELOC Default Real Estate Agents in Wilmington
Chamiese Evans — Licensed Realtor
Specializing in helping Wilmington homeowners navigate heloc default situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.
Visit listrobin.comJudgment Lien
Judgment Lien & Civil Litigation Attorneys
Carter & Carter, PA
Civil litigation and creditor/debtor dispute representation in Wilmington.
Carter & CarterJordan Price Wall Gray Jones & Carlton, PLLC
Business and real property litigation including lien-related disputes.
Jordan PriceZachary S. Rivenbark, Attorney at Law
Civil litigation and collection defense counsel in New Hanover County.
Zachary Rivenbark LawHUD-Approved Housing Counselors
City of Wilmington Housing Counseling
HUD-approved housing counseling including foreclosure prevention, mortgage delinquency counseling, and budgeting support.
(910) 341-5826
City of Wilmington Housing Counseling305 Chestnut St, Wilmington, NC 28401
DHIC, Inc.
HUD-certified counseling and homeownership education for New Hanover County homeowners and buyers.
(919) 832-4345
DHIC Housing Counseling272 N Front St, Suite 220, Wilmington, NC 28401
HUD Housing Counselor Finder
HUD-approved foreclosure prevention counseling and debt management guidance.
Find HUD-approved counselorsState & Government Programs
NC Housing Finance Agency
Statewide foreclosure prevention support and affordable housing programs for North Carolina homeowners.
NC Housing Finance AgencyNC Foreclosure Prevention Fund / SHFPP
Connects homeowners to approved housing counselors and legal resources for foreclosure prevention.
NC Foreclosure Prevention ProgramHUD National Counselor Hotline
Free referral line to HUD-approved housing counselors.
Find HUD counselorCFPB Mortgage Help
Federal consumer protection resources for mortgage servicing issues and foreclosure prevention.
CFPB homeowner resourcesCall 211
Connects New Hanover County households to emergency rental, utility, food, and hardship support.
Call 211Free Legal Aid
Legal Aid of North Carolina - Wilmington Office
Free civil legal services for qualifying low-income residents in New Hanover County, including housing, consumer, domestic violence, and benefits matters.
(910) 763-6207
Legal Aid of NC - Wilmington272 N Front St, Suite 220, Wilmington, NC 28401
NC Bar Association Lawyer Referral Service
Attorney referral service for New Hanover County legal matters.
NC Bar Referral ServiceNC Bar Association Lawyer Referral Service
Statewide lawyer referral support across North Carolina practice areas.
NC Bar Referral ServiceJudgment Lien Real Estate Agents in Wilmington
Chamiese Evans — Licensed Realtor
Specializing in helping Wilmington homeowners navigate judgment lien situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.
Visit listrobin.comThinking about selling your Wilmington home?
Whichever situation brought you here, you have options — and you do not have to decide today. Start with the one that fits.
- Cash offer for your house in North and South Carolina: what cash buyers really pay: the honest breakdown of who buys, what they really pay, and how to avoid scams.
Your local real estate expert
Connect with a licensed Realtor who specializes in helping homeowners navigate homeowner situations in Wilmington, NC.
CE
Chamiese Evans
Licensed Realtor — NorthGroup Real Estate
Helping homeowners across the Carolinas find the right path forward — whether that means selling, negotiating, or exploring every option before making a decision.
Visit listrobin.comResearched by CC Evans, Marketing Analyst — RobinOffer
Last reviewed: February 2026
This directory is for informational purposes only. It does not constitute legal, financial, or tax advice. Confirm all options with licensed counsel or a qualified financial professional before signing any agreement.
Sources: NC General Statutes · HUD.gov · CFPB.gov
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