Foreclosure
Fast, local guidance for homeowners in financial hardship who need speed and clear direction.
✓Curated resourcesView resourcesHomeowners/Winston-Salem, NC
Homeowner Resources in Winston-Salem, NC
Local resources for homeowners in Winston-Salem, NC dealing with foreclosure, probate, tax liens, bankruptcy, and other difficult situations. Real contacts, phone numbers, and next steps.
✓Verified local resources✓19 resource categories✓Curated by a licensed Realtor
Resource categories for Winston-Salem
Select a topic below to see local resources including government offices, attorneys, financial counselors, and nonprofit organizations.
Inheritance
Practical pathways for inherited homeowners who need stability, timing, and clean options.
✓Curated resourcesView resourcesGet a no-obligation cash offer on the inherited Winston-Salem home
Get my cash offerDivorce
Neutral, fast-track support when your home decision is part of a broader legal process.
✓Curated resourcesView resourcesNeed a clean, fast sale in a Winston-Salem divorce? See your offer
Get my cash offerRelocation
Relocation-focused selling support for homeowners moving to a new city, job, or life phase.
✓Curated resourcesView resourcesRelocating from Winston-Salem? Sell fast with a cash offer
Get my cash offerTax Liens
Resources for homeowners behind on property taxes facing liens, advertising, or tax sale.
✓Curated resourcesView resourcesProbate
Court-supervised probate and estate administration resources including filing requirements, timelines, and legal support.
✓Curated resourcesView resourcesSelling a home in probate? See a fast cash offer
Get my cash offerCode Violations
Resources for homeowners facing code enforcement notices, building code violations, minimum housing standards, or condemnation.
✓Curated resourcesView resourcesSee open code cases and activity around any Winston-Salem address
Check my addressHOA Liens
Resources for homeowners behind on HOA dues facing liens, penalties, or HOA foreclosure.
✓Curated resourcesView resourcesVacant Property
Resources for owners of vacant homes including registration, insurance, maintenance, and sale options.
✓Curated resourcesView resourcesDone carrying a vacant Winston-Salem home? Get a cash offer
Get my cash offerHELOC Default
Resources for homeowners in default on a HELOC or second mortgage — settlement negotiation, lien stripping, and foreclosure defense.
✓Curated resourcesView resourcesJudgment Lien
Resources for homeowners with civil judgment liens — lien negotiation, homestead exemption, and selling with liens.
✓Curated resourcesView resourcesMore local resources in Winston-Salem
Verified local contacts for other situations Winston-Salem homeowners face — attorneys, government offices, and financial counselors, organized by topic.
Bankruptcy
Federal Bankruptcy Court
US Bankruptcy Court, Middle District of NC (Winston-Salem Division)
Federal bankruptcy court serving Forsyth County for Chapter 7, 11, 12, and 13 bankruptcy filings.
601 W 4th St, Winston-Salem, NC 27101
Bankruptcy Attorneys in Winston-Salem
The Law Offices of John T. Orcutt
Chapter 7 and Chapter 13 bankruptcy representation in Winston-Salem and nearby counties.
John T. Orcutt LawSasser Law Firm
Consumer bankruptcy and debt relief counseling for NC homeowners.
Sasser Law FirmHaas & Associates, P.A.
Bankruptcy and debt-relief services for Triangle residents.
Haas & AssociatesFree Legal Aid
Legal Aid of North Carolina - Winston-Salem Office
Free civil legal services for qualifying low-income residents in Forsyth County, including housing, consumer, domestic violence, and benefits matters.
(336) 725-9162
Legal Aid of NC - Winston-Salem102 W 3rd St, Suite 460, Winston-Salem, NC 27101
NC Bar Association Lawyer Referral Service
Statewide lawyer referral support across North Carolina practice areas.
NC Bar Referral ServiceFamily Services of Forsyth County - Victim Services
Domestic violence and sexual assault advocacy, shelter coordination, and crisis response in Winston-Salem/Forsyth County.
Family Services of Forsyth CountyBankruptcy Real Estate Agents in Winston-Salem
Chamiese Evans — Licensed Realtor
Specializing in helping Winston-Salem homeowners navigate bankruptcy situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.
Visit listrobin.comFire / Storm Damage
Emergency & Disaster Resources
FEMA Region 4
Federal disaster declarations, individual assistance, and temporary housing resources for NC households.
FEMA Region 4NC Emergency Management
State-level disaster preparedness and recovery resources.
NC Emergency ManagementSBA Disaster Assistance
Low-interest loans for qualified homeowners after declared disasters.
SBA Disaster AssistanceHUD-Approved Housing Counselors
Financial Pathways of the Piedmont
HUD-approved housing counseling and foreclosure prevention guidance for Winston-Salem and surrounding counties.
(336) 896-1191
Financial Pathways7820 North Point Blvd, Suite 101, Winston-Salem, NC 27106
DHIC, Inc.
HUD-certified counseling and education services for Triangle homeowners and buyers.
(919) 832-4345
DHIC Housing Counseling113 S Wilmington St, Raleigh, NC 27601
Consumer Credit Counseling Service
HUD-approved foreclosure prevention counseling and debt management guidance for NC residents.
CCCS Housing CounselingState & Government Programs
NC Housing Finance Agency
Statewide foreclosure prevention and homeowner support programs, including counselor referrals.
NC Housing Finance AgencyNC Foreclosure Prevention Fund / SHFPP
Connects homeowners with approved housing counselors and legal resources for foreclosure prevention.
NC Foreclosure Prevention ProgramHUD National Counselor Hotline
Free referral line to HUD-approved housing counselors.
Find HUD counselorCFPB Mortgage Help
Federal consumer protection resources for mortgage servicing issues and foreclosure prevention.
CFPB homeowner resourcesCall 211
Connects Winston-Salem households to emergency rental, utility, food, and hardship support.
Call 211Free Legal Aid
Legal Aid of North Carolina - Winston-Salem Office
Free civil legal services for qualifying low-income residents in Forsyth County, including housing, consumer, domestic violence, and benefits matters.
(336) 725-9162
Legal Aid of NC - Winston-Salem102 W 3rd St, Suite 460, Winston-Salem, NC 27101
NC Bar Association Lawyer Referral Service
Statewide lawyer referral support across North Carolina practice areas.
NC Bar Referral ServiceFamily Services of Forsyth County - Victim Services
Domestic violence and sexual assault advocacy, shelter coordination, and crisis response in Winston-Salem/Forsyth County.
Family Services of Forsyth CountyFire / Storm Damage Real Estate Agents in Winston-Salem
Chamiese Evans — Licensed Realtor
Specializing in helping Winston-Salem homeowners navigate fire / storm damage situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.
Visit listrobin.comStorm or fire damage? Get a cash offer, sold as-is
Get my cash offerMilitary PCS
Veteran & Military Services in Winston-Salem
Forsyth County Veterans Services
Benefits claims counseling and support for veterans, dependents, and survivors in Forsyth County.
Forsyth County Veterans ServicesWinston-Salem VA Regional Benefit Office
VA benefits claims assistance and appointments for veterans and families in the region.
Winston-Salem VA Regional OfficeHUD-Approved Housing Counselors
Financial Pathways of the Piedmont
HUD-approved housing counseling and foreclosure prevention guidance for Winston-Salem and surrounding counties.
(336) 896-1191
Financial Pathways7820 North Point Blvd, Suite 101, Winston-Salem, NC 27106
DHIC, Inc.
HUD-certified counseling and education services for Triangle homeowners and buyers.
(919) 832-4345
DHIC Housing Counseling113 S Wilmington St, Raleigh, NC 27601
Consumer Credit Counseling Service
HUD-approved foreclosure prevention counseling and debt management guidance for NC residents.
CCCS Housing CounselingState & Government Programs
NC Housing Finance Agency
Statewide foreclosure prevention and homeowner support programs, including counselor referrals.
NC Housing Finance AgencyNC Foreclosure Prevention Fund / SHFPP
Connects homeowners with approved housing counselors and legal resources for foreclosure prevention.
NC Foreclosure Prevention ProgramHUD National Counselor Hotline
Free referral line to HUD-approved housing counselors.
Find HUD counselorCFPB Mortgage Help
Federal consumer protection resources for mortgage servicing issues and foreclosure prevention.
CFPB homeowner resourcesCall 211
Connects Winston-Salem households to emergency rental, utility, food, and hardship support.
Call 211Free Legal Aid
Legal Aid of North Carolina - Winston-Salem Office
Free civil legal services for qualifying low-income residents in Forsyth County, including housing, consumer, domestic violence, and benefits matters.
(336) 725-9162
Legal Aid of NC - Winston-Salem102 W 3rd St, Suite 460, Winston-Salem, NC 27101
NC Bar Association Lawyer Referral Service
Statewide lawyer referral support across North Carolina practice areas.
NC Bar Referral ServiceFamily Services of Forsyth County - Victim Services
Domestic violence and sexual assault advocacy, shelter coordination, and crisis response in Winston-Salem/Forsyth County.
Family Services of Forsyth CountyMilitary PCS Real Estate Agents in Winston-Salem
Chamiese Evans — Licensed Realtor
Specializing in helping Winston-Salem homeowners navigate military pcs situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.
Visit listrobin.comPCS orders and a home to sell fast? See your cash offer
Get my cash offerUnderwater Mortgage
Short Sale & Mortgage Hardship Attorneys in Winston-Salem
The Law Offices of John T. Orcutt
Foreclosure prevention, bankruptcy, and mortgage hardship legal guidance.
John T. Orcutt LawSasser Law Firm
Consumer debt and bankruptcy counsel for distressed homeowners.
Sasser Law FirmBrennan Law Firm
Real estate and mortgage dispute representation in the Triangle.
Brennan Law FirmHUD-Approved Housing Counselors
Financial Pathways of the Piedmont
HUD-approved housing counseling and foreclosure prevention guidance for Winston-Salem and surrounding counties.
(336) 896-1191
Financial Pathways7820 North Point Blvd, Suite 101, Winston-Salem, NC 27106
DHIC, Inc.
HUD-certified counseling and education services for Triangle homeowners and buyers.
(919) 832-4345
DHIC Housing Counseling113 S Wilmington St, Raleigh, NC 27601
Consumer Credit Counseling Service
HUD-approved foreclosure prevention counseling and debt management guidance for NC residents.
CCCS Housing CounselingState & Government Programs
NC Housing Finance Agency
Statewide foreclosure prevention and homeowner support programs, including counselor referrals.
NC Housing Finance AgencyNC Foreclosure Prevention Fund / SHFPP
Connects homeowners with approved housing counselors and legal resources for foreclosure prevention.
NC Foreclosure Prevention ProgramHUD National Counselor Hotline
Free referral line to HUD-approved housing counselors.
Find HUD counselorCFPB Mortgage Help
Federal consumer protection resources for mortgage servicing issues and foreclosure prevention.
CFPB homeowner resourcesCall 211
Connects Winston-Salem households to emergency rental, utility, food, and hardship support.
Call 211Free Legal Aid
Legal Aid of North Carolina - Winston-Salem Office
Free civil legal services for qualifying low-income residents in Forsyth County, including housing, consumer, domestic violence, and benefits matters.
(336) 725-9162
Legal Aid of NC - Winston-Salem102 W 3rd St, Suite 460, Winston-Salem, NC 27101
NC Bar Association Lawyer Referral Service
Statewide lawyer referral support across North Carolina practice areas.
NC Bar Referral ServiceFamily Services of Forsyth County - Victim Services
Domestic violence and sexual assault advocacy, shelter coordination, and crisis response in Winston-Salem/Forsyth County.
Family Services of Forsyth CountyUnderwater Mortgage Real Estate Agents in Winston-Salem
Chamiese Evans — Licensed Realtor
Specializing in helping Winston-Salem homeowners navigate underwater mortgage situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.
Visit listrobin.comUnderwater — or do you actually have equity? Find out free
See my home valueJob Loss
Legal & Financial Support After Job Loss
The Law Offices of John T. Orcutt
Mortgage hardship and debt relief counseling after job loss.
John T. Orcutt LawHaas & Associates, P.A.
Debt restructuring and bankruptcy options for income disruption.
Haas & AssociatesLegal Aid of North Carolina - Winston-Salem Office
Free legal support for qualifying low-income Winston-Salem households.
Legal Aid of NC - Winston-SalemUnemployment Insurance
NC Division of Employment Security
File unemployment claims and manage weekly certifications online.
NC DES unemploymentHUD-Approved Housing Counselors
Financial Pathways of the Piedmont
HUD-approved housing counseling and foreclosure prevention guidance for Winston-Salem and surrounding counties.
(336) 896-1191
Financial Pathways7820 North Point Blvd, Suite 101, Winston-Salem, NC 27106
DHIC, Inc.
HUD-certified counseling and education services for Triangle homeowners and buyers.
(919) 832-4345
DHIC Housing Counseling113 S Wilmington St, Raleigh, NC 27601
Consumer Credit Counseling Service
HUD-approved foreclosure prevention counseling and debt management guidance for NC residents.
CCCS Housing CounselingState & Government Programs
NC Housing Finance Agency
Statewide foreclosure prevention and homeowner support programs, including counselor referrals.
NC Housing Finance AgencyNC Foreclosure Prevention Fund / SHFPP
Connects homeowners with approved housing counselors and legal resources for foreclosure prevention.
NC Foreclosure Prevention ProgramHUD National Counselor Hotline
Free referral line to HUD-approved housing counselors.
Find HUD counselorCFPB Mortgage Help
Federal consumer protection resources for mortgage servicing issues and foreclosure prevention.
CFPB homeowner resourcesCall 211
Connects Winston-Salem households to emergency rental, utility, food, and hardship support.
Call 211Job Loss Real Estate Agents in Winston-Salem
Chamiese Evans — Licensed Realtor
Specializing in helping Winston-Salem homeowners navigate job loss situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.
Visit listrobin.comMedical Hardship
Medical Hardship Resources
Legal Aid of North Carolina - Winston-Salem Office
Public benefits and civil legal help for qualifying residents facing hardship.
Legal Aid of NC - Winston-SalemDuke Health Financial Assistance
Hospital billing support and financial assistance screening.
Duke Health Financial AssistanceUNC Health Financial Assistance
Charity care and financial support options for eligible patients.
UNC Health Financial AssistanceHUD-Approved Housing Counselors
Financial Pathways of the Piedmont
HUD-approved housing counseling and foreclosure prevention guidance for Winston-Salem and surrounding counties.
(336) 896-1191
Financial Pathways7820 North Point Blvd, Suite 101, Winston-Salem, NC 27106
DHIC, Inc.
HUD-certified counseling and education services for Triangle homeowners and buyers.
(919) 832-4345
DHIC Housing Counseling113 S Wilmington St, Raleigh, NC 27601
Consumer Credit Counseling Service
HUD-approved foreclosure prevention counseling and debt management guidance for NC residents.
CCCS Housing CounselingState & Government Programs
NC Housing Finance Agency
Statewide foreclosure prevention and homeowner support programs, including counselor referrals.
NC Housing Finance AgencyNC Foreclosure Prevention Fund / SHFPP
Connects homeowners with approved housing counselors and legal resources for foreclosure prevention.
NC Foreclosure Prevention ProgramHUD National Counselor Hotline
Free referral line to HUD-approved housing counselors.
Find HUD counselorCFPB Mortgage Help
Federal consumer protection resources for mortgage servicing issues and foreclosure prevention.
CFPB homeowner resourcesCall 211
Connects Winston-Salem households to emergency rental, utility, food, and hardship support.
Call 211Free Legal Aid
Legal Aid of North Carolina - Winston-Salem Office
Free civil legal services for qualifying low-income residents in Forsyth County, including housing, consumer, domestic violence, and benefits matters.
(336) 725-9162
Legal Aid of NC - Winston-Salem102 W 3rd St, Suite 460, Winston-Salem, NC 27101
NC Bar Association Lawyer Referral Service
Statewide lawyer referral support across North Carolina practice areas.
NC Bar Referral ServiceFamily Services of Forsyth County - Victim Services
Domestic violence and sexual assault advocacy, shelter coordination, and crisis response in Winston-Salem/Forsyth County.
Family Services of Forsyth CountyMedical Hardship Real Estate Agents in Winston-Salem
Chamiese Evans — Licensed Realtor
Specializing in helping Winston-Salem homeowners navigate medical hardship situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.
Visit listrobin.comReverse Mortgage
Reverse Mortgage Counseling & Elder Law
Financial Pathways of the Piedmont (HECM referral support)
HUD-approved counseling including reverse mortgage (HECM) education.
Financial PathwaysHatch, Little & Bunn, LLP
Estate planning and elder-focused legal guidance relevant to reverse mortgages.
Hatch Little & BunnNCOA Reverse Mortgage Counseling Resource
National counseling pathways for seniors evaluating reverse mortgages.
NCOA Counseling GuideHUD-Approved Housing Counselors
Financial Pathways of the Piedmont
HUD-approved housing counseling and foreclosure prevention guidance for Winston-Salem and surrounding counties.
(336) 896-1191
Financial Pathways7820 North Point Blvd, Suite 101, Winston-Salem, NC 27106
DHIC, Inc.
HUD-certified counseling and education services for Triangle homeowners and buyers.
(919) 832-4345
DHIC Housing Counseling113 S Wilmington St, Raleigh, NC 27601
Consumer Credit Counseling Service
HUD-approved foreclosure prevention counseling and debt management guidance for NC residents.
CCCS Housing CounselingState & Government Programs
NC Housing Finance Agency
Statewide foreclosure prevention and homeowner support programs, including counselor referrals.
NC Housing Finance AgencyNC Foreclosure Prevention Fund / SHFPP
Connects homeowners with approved housing counselors and legal resources for foreclosure prevention.
NC Foreclosure Prevention ProgramHUD National Counselor Hotline
Free referral line to HUD-approved housing counselors.
Find HUD counselorCFPB Mortgage Help
Federal consumer protection resources for mortgage servicing issues and foreclosure prevention.
CFPB homeowner resourcesCall 211
Connects Winston-Salem households to emergency rental, utility, food, and hardship support.
Call 211Free Legal Aid
Legal Aid of North Carolina - Winston-Salem Office
Free civil legal services for qualifying low-income residents in Forsyth County, including housing, consumer, domestic violence, and benefits matters.
(336) 725-9162
Legal Aid of NC - Winston-Salem102 W 3rd St, Suite 460, Winston-Salem, NC 27101
NC Bar Association Lawyer Referral Service
Statewide lawyer referral support across North Carolina practice areas.
NC Bar Referral ServiceFamily Services of Forsyth County - Victim Services
Domestic violence and sexual assault advocacy, shelter coordination, and crisis response in Winston-Salem/Forsyth County.
Family Services of Forsyth CountyReverse Mortgage Real Estate Agents in Winston-Salem
Chamiese Evans — Licensed Realtor
Specializing in helping Winston-Salem homeowners navigate reverse mortgage situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.
Visit listrobin.comKnow exactly what your Winston-Salem home is worth first
See my home valueIRS Tax Lien
IRS and Tax Resolution Resources
IRS Taxpayer Assistance Center - Winston-Salem
In-person IRS account/payment help by appointment for lien and tax debt issues.
IRS NC local officesTaxpayer Advocate Service (NC)
Independent organization within IRS that assists with unresolved tax problems.
Taxpayer Advocate ServiceManning Fulton - Tax Controversy
Tax controversy and collection defense counsel in the Triangle.
Manning Fulton Tax PracticeFree Legal Aid
Legal Aid of North Carolina - Winston-Salem Office
Free civil legal services for qualifying low-income residents in Forsyth County, including housing, consumer, domestic violence, and benefits matters.
(336) 725-9162
Legal Aid of NC - Winston-Salem102 W 3rd St, Suite 460, Winston-Salem, NC 27101
NC Bar Association Lawyer Referral Service
Statewide lawyer referral support across North Carolina practice areas.
NC Bar Referral ServiceFamily Services of Forsyth County - Victim Services
Domestic violence and sexual assault advocacy, shelter coordination, and crisis response in Winston-Salem/Forsyth County.
Family Services of Forsyth CountyIRS Tax Lien Real Estate Agents in Winston-Salem
Chamiese Evans — Licensed Realtor
Specializing in helping Winston-Salem homeowners navigate irs tax lien situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.
Visit listrobin.comYour local real estate expert
Connect with a licensed Realtor who specializes in helping homeowners navigate homeowner situations in Winston-Salem, NC.
CE
Chamiese Evans
Licensed Realtor — NorthGroup Real Estate
Helping homeowners across the Carolinas find the right path forward — whether that means selling, negotiating, or exploring every option before making a decision.
Visit listrobin.comResearched by CC Evans, Marketing Analyst — RobinOffer
Last reviewed: February 2026
This directory is for informational purposes only. It does not constitute legal, financial, or tax advice. Confirm all options with licensed counsel or a qualified financial professional before signing any agreement.
Sources: NC General Statutes · HUD.gov · CFPB.gov
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