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Homeowners/Belmont, NC

Homeowner Resources in Belmont, NC

Local resources for homeowners in Belmont, NC dealing with foreclosure, probate, tax liens, bankruptcy, and other difficult situations. Real contacts, phone numbers, and next steps.

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Resource categories for Belmont

Select a topic below to see local resources including government offices, attorneys, financial counselors, and nonprofit organizations.

Reverse Mortgage

Resources for reverse mortgage borrowers and heirs — HECM counseling, heir timelines, and non-recourse protections.

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IRS Tax Lien

Resources for homeowners with IRS federal tax liens — lien discharge, Fresh Start program, and Taxpayer Advocate.

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HELOC Default

Resources for homeowners in default on a HELOC or second mortgage — settlement negotiation, lien stripping, and foreclosure defense.

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More local resources in Belmont

Verified local contacts for other situations Belmont homeowners face — attorneys, government offices, and financial counselors, organized by topic.

Inheritance

Probate & Estate Attorneys in Belmont

Hester & Payseur, PLLC

Belmont law firm focused on estate planning, probate, guardianships, elder law, and special needs planning for Gaston County and surrounding counties.

(704) 829-8195

100 Glenway St, Suite A, Belmont, NC 28012

Hester & Payseur

Gray, Layton, Kersh, Solomon, Furr & Smith, P.A.

Established Gastonia firm. Attorney Charles D. Gray III handles estate planning, taxation, trusts, real estate, and corporate law. Full-service firm serving Gaston County for decades.

(704) 865-4400

516 S New Hope Rd, Gastonia, NC 28054

Gray Layton Kersh

Sodoma Law - Belmont Office

Belmont office opened 2024. Managing Attorney Chelsea E. Gajewski, recognized as Legal Elite and Super Lawyers Rising Star. Handles estate planning, real estate, family law, mediation, and collaborative law. Chelsea chairs the NC Bar Association Family Law Section membership committee.

(704) 926-2520

339 E Catawba St, Belmont, NC 28012

Sodoma Law Belmont

Parks Wilson Law

Attorney Parks Wilson has practiced in Belmont for 35+ years. City Attorney for Belmont since 1987. Handles wills, trusts, probate, estate administration, and guardianships.

(704) 825-1079

32 N Main St, Suite 306, Belmont, NC 28012

Parks Wilson estates

Free Legal Aid

Legal Aid of North Carolina - Gastonia Office

Free civil legal services for low-income residents in Gaston, Cleveland, and Lincoln counties. Covers housing, foreclosure, consumer, and family law. Managing Attorney: Melanie Tarrant Bull.

(704) 865-2357

1508 S York Rd, Gastonia, NC 28052

Legal Aid NC - Gastonia

Gaston County Courts

Gaston County Clerk of Superior Court

Handles probate, estate administration, foreclosure filings, guardianship, and adoption. The Clerk serves as the de facto Probate Judge in NC. Officeholder: Roxann Rankin.

(704) 852-3356

325 Dr Martin Luther King Jr Way, Suite 1004, Gastonia, NC 28052

Gaston County Courts

Inheritance Real Estate Agents in Belmont

Chamiese Evans — Licensed Realtor

Specializing in helping Belmont homeowners navigate inheritance situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.

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Divorce

Family Law Attorneys in Belmont

Sodoma Law - Belmont Office

Managing Attorney Chelsea Gajewski (Legal Elite, Super Lawyers Rising Star) handles custody, child support, alimony, equitable distribution, separation agreements, and collaborative divorce from the Belmont office.

(704) 926-2520

339 E Catawba St, Belmont, NC 28012

Sodoma Law family

Neece Law Firm

Gastonia firm serving Belmont and Gaston County since 2017. Attorney Tyler Niblett previously served as Deputy District Attorney in Fort Collins, CO and at the Gaston County DA's Office. Handles divorce, custody, child support, and adoptions.

(704) 862-0148

102 E Main Ave, Gastonia, NC 28052

Neece Law Firm

The Jonas Law Firm, P.L.L.C.

Multigenerational law firm founded in 1912 serving Lincoln, Gaston, and surrounding counties. Located in Denver (Lincoln County, bordering Gaston County near Belmont). Over a century of continuous practice in family law, divorce, and estate planning.

(704) 859-8737

1258 NC-16 Business Hwy, Denver, NC 28037

Jonas Law Firm

Free Legal Aid

Legal Aid of North Carolina - Gastonia Office

Free civil legal services for low-income residents in Gaston, Cleveland, and Lincoln counties. Covers housing, foreclosure, consumer, and family law. Managing Attorney: Melanie Tarrant Bull.

(704) 865-2357

1508 S York Rd, Gastonia, NC 28052

Legal Aid NC - Gastonia

Divorce Real Estate Agents in Belmont

Chamiese Evans — Licensed Realtor

Specializing in helping Belmont homeowners navigate divorce situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.

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Tax Liens

Gaston County Tax Office

Gaston County Tax Collection Department

Property tax bills, payment plans, delinquent tax inquiries. Contact early if you have difficulty paying. Pay by phone at (980) 303-2276.

(704) 866-3158

128 W Main Ave, Gastonia, NC 28052

Pay property taxes online

HUD and Homeownership Counseling

City of Gastonia HUD-Approved Housing Counseling

HUD-approved counseling agency serving Gaston County residents including Belmont. Pre-purchase guidance and housing counseling support.

(704) 854-6602

150 S York St, 2nd Floor, Gastonia, NC 28052

Gastonia HUD counseling

Community Hardship Support

Gaston County Department of Health & Human Services

County services for Medicaid, SNAP, Work First (TANF), energy assistance, and emergency support.

(704) 862-7500

330 Dr Martin Luther King Jr Way, Gastonia, NC 28052

Gaston County Social Services

Call 211

Local referrals for utility, food, shelter, and emergency financial-assistance programs.

Call 211

Free Legal Aid

Legal Aid of North Carolina - Gastonia Office

Free civil legal services for low-income residents in Gaston, Cleveland, and Lincoln counties. Covers housing, foreclosure, consumer, and family law. Managing Attorney: Melanie Tarrant Bull.

(704) 865-2357

1508 S York Rd, Gastonia, NC 28052

Legal Aid NC - Gastonia

Tax Liens Real Estate Agents in Belmont

Chamiese Evans — Licensed Realtor

Specializing in helping Belmont homeowners navigate tax liens situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.

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Bankruptcy

Federal Bankruptcy Court

US Bankruptcy Court, Western District of NC

Federal bankruptcy court handling Chapter 7 and Chapter 13 filings for Gaston County. NC Homestead Exemption: $35,000 ($60,000 if 65 or older).

Charles R. Jonas Federal Building, 401 W Trade St, Charlotte, NC 28202

US Bankruptcy Court - Western NC

Bankruptcy Attorneys in Belmont

Taylor Law, PLLC

Belmont-based firm founded 2011 by Attorney Yansea Taylor. Handles Chapter 7 and Chapter 13 bankruptcy, estate planning, and real estate. Expanded to 6 locations across the western Charlotte metro area.

(704) 461-8785

217 Glenway St, Belmont, NC 28012

Taylor Law

Mullen Holland & Cooper, P.A.

Established Gastonia firm in operation for over 60 years. Attorney Langdon M. Cooper leads the bankruptcy and business litigation practice. Full-service firm handling bankruptcy, creditor-debtor rights, and estate planning.

(704) 864-6751

301 S York St, Gastonia, NC 28053

Mullen Holland & Cooper

Law Office of Kelli Y. Allen, PLLC

Gaston County attorney previously serving as Director of Legal Aid's statewide Bankruptcy team. Extensive bankruptcy experience handling consumer filings. Also practices family law, immigration, and guardianships.

(704) 870-0340

P.O. Box 2336, Gastonia, NC 28053

Kelli Allen Law

Free Legal Aid

Legal Aid of North Carolina - Gastonia Office

Free civil legal services for low-income residents in Gaston, Cleveland, and Lincoln counties. Covers housing, foreclosure, consumer, and family law. Managing Attorney: Melanie Tarrant Bull.

(704) 865-2357

1508 S York Rd, Gastonia, NC 28052

Legal Aid NC - Gastonia

Bankruptcy Real Estate Agents in Belmont

Chamiese Evans — Licensed Realtor

Specializing in helping Belmont homeowners navigate bankruptcy situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.

Visit listrobin.com
Code Violations

Belmont Code Enforcement

Free Legal Aid

Legal Aid of North Carolina - Gastonia Office

Free civil legal services for low-income residents in Gaston, Cleveland, and Lincoln counties. Covers housing, foreclosure, consumer, and family law. Managing Attorney: Melanie Tarrant Bull.

(704) 865-2357

1508 S York Rd, Gastonia, NC 28052

Legal Aid NC - Gastonia

Code Violations Real Estate Agents in Belmont

Chamiese Evans — Licensed Realtor

Specializing in helping Belmont homeowners navigate code violations situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.

Visit listrobin.com

See open code cases and activity around any Belmont address

Check my address
HOA Liens

HOA Attorneys Serving Belmont

Law Firm Carolinas

First NC firm recognized by Best Lawyers in Community Association Law. Attorney Jim Slaughter was the first Carolinas attorney inducted as a CCAL Fellow and served as 2014 CCAL national President. Partners David Wilson and Harmony Taylor are also CCAL Fellows. Serves all of Gaston County.

(704) 970-1593

1927 S Tryon St, Suite 100, Charlotte, NC 28203

Law Firm Carolinas HOA

Gray, Layton, Kersh, Solomon, Furr & Smith, P.A.

Established Gastonia firm listing community associations among practice areas. Physically located in Gaston County with familiarity with local HOA governing documents and county ordinances. Handles HOA governance, assessment disputes, and covenant enforcement.

(704) 865-4400

516 S New Hope Rd, Gastonia, NC 28054

Gray Layton HOA

Free Legal Aid

Legal Aid of North Carolina - Gastonia Office

Free civil legal services for low-income residents in Gaston, Cleveland, and Lincoln counties. Covers housing, foreclosure, consumer, and family law. Managing Attorney: Melanie Tarrant Bull.

(704) 865-2357

1508 S York Rd, Gastonia, NC 28052

Legal Aid NC - Gastonia

HOA Liens Real Estate Agents in Belmont

Chamiese Evans — Licensed Realtor

Specializing in helping Belmont homeowners navigate hoa liens situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.

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Fire / Storm Damage

Emergency & Disaster Resources

FEMA Region 4

Federal disaster declarations, individual assistance, and temporary housing for NC/SC.

FEMA Region 4

NC Division of Emergency Management

State-level disaster response, recovery programs, and individual assistance.

NC Emergency Management

SBA Disaster Loans

Low-interest disaster loans for homeowners to repair or replace damaged property.

SBA Disaster Loans

HUD and Homeownership Counseling

City of Gastonia HUD-Approved Housing Counseling

HUD-approved counseling agency serving Gaston County residents including Belmont. Pre-purchase guidance and housing counseling support.

(704) 854-6602

150 S York St, 2nd Floor, Gastonia, NC 28052

Gastonia HUD counseling

Community Hardship Support

Gaston County Department of Health & Human Services

County services for Medicaid, SNAP, Work First (TANF), energy assistance, and emergency support.

(704) 862-7500

330 Dr Martin Luther King Jr Way, Gastonia, NC 28052

Gaston County Social Services

Call 211

Local referrals for utility, food, shelter, and emergency financial-assistance programs.

Call 211

Free Legal Aid

Legal Aid of North Carolina - Gastonia Office

Free civil legal services for low-income residents in Gaston, Cleveland, and Lincoln counties. Covers housing, foreclosure, consumer, and family law. Managing Attorney: Melanie Tarrant Bull.

(704) 865-2357

1508 S York Rd, Gastonia, NC 28052

Legal Aid NC - Gastonia

Fire / Storm Damage Real Estate Agents in Belmont

Chamiese Evans — Licensed Realtor

Specializing in helping Belmont homeowners navigate fire / storm damage situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.

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Storm or fire damage? Get a cash offer, sold as-is

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Judgment Lien

Creditor/Debtor Attorneys in Belmont

W. Porter Rhoton III, Attorney at Law

Belmont attorney with 38+ years experience. Davidson College B.A. (1982), Wake Forest University J.D. (1987). Handles real estate closings, foreclosures, estate administration, and guardianships. Member of NC Bar Association Bankruptcy and Elder Law sections.

(704) 825-2029

32 E Woodrow Ave, Belmont, NC 28012

Porter Rhoton Law

Bruce Law, PLLC

Attorney Tyler G. Bruce handles residential and commercial real estate closings across NC and SC from his downtown Belmont office. Former retail banker and lending officer (4 years) before law school, providing direct financial transaction experience.

(980) 296-5105

202 S Main St, Suite F, Belmont, NC 28012

Bruce Law

Michael, Elting, & Anders, PLLC

Mount Holly firm serving Gaston County in real estate law including closings, refinances, title searches, and deed preparation. Serves as City Attorney for Mount Holly. Also handles probate, elder law, and business law.

(704) 827-5897

124 W Catawba Ave, Mount Holly, NC 28120

Mount Holly Law

Parks Wilson Law

Attorney Parks H. Wilson Jr. has 35+ years of practice in Belmont. Davidson College and Cumberland School of Law graduate. Has served as City Attorney for the City of Belmont since 1987. Handles real estate, foreclosures, probate, and municipal law.

(704) 825-1079

32 N Main St, Suite 306, Belmont, NC 28012

Parks Wilson Law

HUD and Homeownership Counseling

City of Gastonia HUD-Approved Housing Counseling

HUD-approved counseling agency serving Gaston County residents including Belmont. Pre-purchase guidance and housing counseling support.

(704) 854-6602

150 S York St, 2nd Floor, Gastonia, NC 28052

Gastonia HUD counseling

Community Hardship Support

Gaston County Department of Health & Human Services

County services for Medicaid, SNAP, Work First (TANF), energy assistance, and emergency support.

(704) 862-7500

330 Dr Martin Luther King Jr Way, Gastonia, NC 28052

Gaston County Social Services

Call 211

Local referrals for utility, food, shelter, and emergency financial-assistance programs.

Call 211

Free Legal Aid

Legal Aid of North Carolina - Gastonia Office

Free civil legal services for low-income residents in Gaston, Cleveland, and Lincoln counties. Covers housing, foreclosure, consumer, and family law. Managing Attorney: Melanie Tarrant Bull.

(704) 865-2357

1508 S York Rd, Gastonia, NC 28052

Legal Aid NC - Gastonia

Judgment Lien Real Estate Agents in Belmont

Chamiese Evans — Licensed Realtor

Specializing in helping Belmont homeowners navigate judgment lien situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.

Visit listrobin.com

Thinking about selling your Belmont home?

Whichever situation brought you here, you have options — and you do not have to decide today. Start with the one that fits.

Your local real estate expert

Connect with a licensed Realtor who specializes in helping homeowners navigate homeowner situations in Belmont, NC.

CE

Chamiese Evans

Licensed Realtor — NorthGroup Real Estate

Helping homeowners across the Carolinas find the right path forward — whether that means selling, negotiating, or exploring every option before making a decision.

(704) 712-2717chamieseevans@gmail.com
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Researched by CC Evans, Marketing Analyst — RobinOffer

Last reviewed: February 2026

This directory is for informational purposes only. It does not constitute legal, financial, or tax advice. Confirm all options with licensed counsel or a qualified financial professional before signing any agreement.

Sources: NC General Statutes · HUD.gov · CFPB.gov

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