Foreclosure
Fast, local guidance for homeowners in financial hardship who need speed and clear direction.
✓Curated resourcesView resourcesHomeowners/Concord, NC
Homeowner Resources in Concord, NC
Local resources for homeowners in Concord, NC dealing with foreclosure, probate, tax liens, bankruptcy, and other difficult situations. Real contacts, phone numbers, and next steps.
✓Verified local resources✓19 resource categories✓Curated by a licensed Realtor
Resource categories for Concord
Select a topic below to see local resources including government offices, attorneys, financial counselors, and nonprofit organizations.
Inheritance
Practical pathways for inherited homeowners who need stability, timing, and clean options.
✓Curated resourcesView resourcesGet a no-obligation cash offer on the inherited Concord home
Get my cash offerDivorce
Neutral, fast-track support when your home decision is part of a broader legal process.
✓Curated resourcesView resourcesNeed a clean, fast sale in a Concord divorce? See your offer
Get my cash offerTax Liens
Resources for homeowners behind on property taxes facing liens, advertising, or tax sale.
✓Curated resourcesView resourcesProbate
Court-supervised probate and estate administration resources including filing requirements, timelines, and legal support.
✓Curated resourcesView resourcesSelling a home in probate? See a fast cash offer
Get my cash offerCode Violations
Resources for homeowners facing code enforcement notices, building code violations, minimum housing standards, or condemnation.
✓Curated resourcesView resourcesSee open code cases and activity around any Concord address
Check my addressHOA Liens
Resources for homeowners behind on HOA dues facing liens, penalties, or HOA foreclosure.
✓Curated resourcesView resourcesFire / Storm Damage
Resources for homeowners with property damaged by fire, hurricane, tornado, or flooding.
✓Curated resourcesView resourcesStorm or fire damage? Get a cash offer, sold as-is
Get my cash offerMilitary PCS
Resources for active-duty service members with PCS orders who need to sell their home quickly.
✓Curated resourcesView resourcesPCS orders and a home to sell fast? See your cash offer
Get my cash offerJudgment Lien
Resources for homeowners with civil judgment liens — lien negotiation, homestead exemption, and selling with liens.
✓Curated resourcesView resourcesMore local resources in Concord
Verified local contacts for other situations Concord homeowners face — attorneys, government offices, and financial counselors, organized by topic.
Relocation
HUD-Approved Housing Counselors
Community Link (HUD Counseling)
HUD-approved counseling agency serving the Charlotte region with foreclosure prevention, homebuyer, and financial counseling services.
(704) 943-9490
Community Link housing counseling601 E 5th St, Suite 220, Charlotte, NC 28202
DHIC, Inc.
HUD-certified counseling and education services for Triangle homeowners and buyers.
(919) 832-4345
DHIC Housing Counseling113 S Wilmington St, Raleigh, NC 27601
Consumer Credit Counseling Service
HUD-approved foreclosure prevention counseling and debt management guidance for NC residents.
CCCS Housing CounselingState & Government Programs
NC Housing Finance Agency
Statewide foreclosure prevention and homeowner support programs, including counselor referrals.
NC Housing Finance AgencyNC Foreclosure Prevention Fund / SHFPP
Connects homeowners with approved housing counselors and legal resources for foreclosure prevention.
NC Foreclosure Prevention ProgramHUD National Counselor Hotline
Free referral line to HUD-approved housing counselors.
Find HUD counselorCFPB Mortgage Help
Federal consumer protection resources for mortgage servicing issues and foreclosure prevention.
CFPB homeowner resourcesCall 211
Connects Concord households to emergency rental, utility, food, and hardship support.
Call 211Relocation Real Estate Agents in Concord
Chamiese Evans — Licensed Realtor
Specializing in helping Concord homeowners navigate relocation situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.
Visit listrobin.comRelocating from Concord? Sell fast with a cash offer
Get my cash offerBankruptcy
Federal Bankruptcy Court
US Bankruptcy Court, Western District of NC (Charlotte Division)
Federal bankruptcy court serving Cabarrus County for Chapter 7, 11, 12, and 13 filings in the Western District of North Carolina.
401 W Trade St, Room 111, Charlotte, NC 28202
Bankruptcy Attorneys in Concord
The Law Offices of John T. Orcutt
Chapter 7 and Chapter 13 bankruptcy representation in Concord and nearby counties.
John T. Orcutt LawSasser Law Firm
Consumer bankruptcy and debt relief counseling for NC homeowners.
Sasser Law FirmHaas & Associates, P.A.
Bankruptcy and debt-relief services for Triangle residents.
Haas & AssociatesFree Legal Aid
Charlotte Center for Legal Advocacy
Free civil legal services for qualifying low-income residents in Cabarrus County, including housing, consumer, domestic violence, and benefits matters.
(800) 438-1254
Charlotte Legal Advocacy intake5535 Albemarle Rd, Charlotte, NC 28212
NC Bar Association Lawyer Referral Service
Statewide lawyer referral support across North Carolina practice areas, including Cabarrus County.
NC Bar Referral ServiceCabarrus Victims Assistance Network (CVAN)
Domestic violence advocacy, shelter coordination, and survivor support services in Cabarrus County.
CVAN support servicesBankruptcy Real Estate Agents in Concord
Chamiese Evans — Licensed Realtor
Specializing in helping Concord homeowners navigate bankruptcy situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.
Visit listrobin.comVacant Property
HUD-Approved Housing Counselors
Community Link (HUD Counseling)
HUD-approved counseling agency serving the Charlotte region with foreclosure prevention, homebuyer, and financial counseling services.
(704) 943-9490
Community Link housing counseling601 E 5th St, Suite 220, Charlotte, NC 28202
DHIC, Inc.
HUD-certified counseling and education services for Triangle homeowners and buyers.
(919) 832-4345
DHIC Housing Counseling113 S Wilmington St, Raleigh, NC 27601
Consumer Credit Counseling Service
HUD-approved foreclosure prevention counseling and debt management guidance for NC residents.
CCCS Housing CounselingState & Government Programs
NC Housing Finance Agency
Statewide foreclosure prevention and homeowner support programs, including counselor referrals.
NC Housing Finance AgencyNC Foreclosure Prevention Fund / SHFPP
Connects homeowners with approved housing counselors and legal resources for foreclosure prevention.
NC Foreclosure Prevention ProgramHUD National Counselor Hotline
Free referral line to HUD-approved housing counselors.
Find HUD counselorCFPB Mortgage Help
Federal consumer protection resources for mortgage servicing issues and foreclosure prevention.
CFPB homeowner resourcesCall 211
Connects Concord households to emergency rental, utility, food, and hardship support.
Call 211Free Legal Aid
Charlotte Center for Legal Advocacy
Free civil legal services for qualifying low-income residents in Cabarrus County, including housing, consumer, domestic violence, and benefits matters.
(800) 438-1254
Charlotte Legal Advocacy intake5535 Albemarle Rd, Charlotte, NC 28212
NC Bar Association Lawyer Referral Service
Statewide lawyer referral support across North Carolina practice areas, including Cabarrus County.
NC Bar Referral ServiceCabarrus Victims Assistance Network (CVAN)
Domestic violence advocacy, shelter coordination, and survivor support services in Cabarrus County.
CVAN support servicesVacant Property Real Estate Agents in Concord
Chamiese Evans — Licensed Realtor
Specializing in helping Concord homeowners navigate vacant property situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.
Visit listrobin.comDone carrying a vacant Concord home? Get a cash offer
Get my cash offerUnderwater Mortgage
Short Sale & Mortgage Hardship Attorneys in Concord
The Law Offices of John T. Orcutt
Foreclosure prevention, bankruptcy, and mortgage hardship legal guidance.
John T. Orcutt LawSasser Law Firm
Consumer debt and bankruptcy counsel for distressed homeowners.
Sasser Law FirmBrennan Law Firm
Real estate and mortgage dispute representation in the Triangle.
Brennan Law FirmHUD-Approved Housing Counselors
Community Link (HUD Counseling)
HUD-approved counseling agency serving the Charlotte region with foreclosure prevention, homebuyer, and financial counseling services.
(704) 943-9490
Community Link housing counseling601 E 5th St, Suite 220, Charlotte, NC 28202
DHIC, Inc.
HUD-certified counseling and education services for Triangle homeowners and buyers.
(919) 832-4345
DHIC Housing Counseling113 S Wilmington St, Raleigh, NC 27601
Consumer Credit Counseling Service
HUD-approved foreclosure prevention counseling and debt management guidance for NC residents.
CCCS Housing CounselingState & Government Programs
NC Housing Finance Agency
Statewide foreclosure prevention and homeowner support programs, including counselor referrals.
NC Housing Finance AgencyNC Foreclosure Prevention Fund / SHFPP
Connects homeowners with approved housing counselors and legal resources for foreclosure prevention.
NC Foreclosure Prevention ProgramHUD National Counselor Hotline
Free referral line to HUD-approved housing counselors.
Find HUD counselorCFPB Mortgage Help
Federal consumer protection resources for mortgage servicing issues and foreclosure prevention.
CFPB homeowner resourcesCall 211
Connects Concord households to emergency rental, utility, food, and hardship support.
Call 211Free Legal Aid
Charlotte Center for Legal Advocacy
Free civil legal services for qualifying low-income residents in Cabarrus County, including housing, consumer, domestic violence, and benefits matters.
(800) 438-1254
Charlotte Legal Advocacy intake5535 Albemarle Rd, Charlotte, NC 28212
NC Bar Association Lawyer Referral Service
Statewide lawyer referral support across North Carolina practice areas, including Cabarrus County.
NC Bar Referral ServiceCabarrus Victims Assistance Network (CVAN)
Domestic violence advocacy, shelter coordination, and survivor support services in Cabarrus County.
CVAN support servicesUnderwater Mortgage Real Estate Agents in Concord
Chamiese Evans — Licensed Realtor
Specializing in helping Concord homeowners navigate underwater mortgage situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.
Visit listrobin.comUnderwater — or do you actually have equity? Find out free
See my home valueJob Loss
Legal & Financial Support After Job Loss
The Law Offices of John T. Orcutt
Mortgage hardship and debt relief counseling after job loss.
John T. Orcutt LawHaas & Associates, P.A.
Debt restructuring and bankruptcy options for income disruption.
Haas & AssociatesCharlotte Center for Legal Advocacy
Free civil legal support for qualifying low-income Concord and WNC households.
Charlotte Legal Advocacy intakeUnemployment Insurance
NC Division of Employment Security
File unemployment claims and manage weekly certifications online.
NC DES unemploymentHUD-Approved Housing Counselors
Community Link (HUD Counseling)
HUD-approved counseling agency serving the Charlotte region with foreclosure prevention, homebuyer, and financial counseling services.
(704) 943-9490
Community Link housing counseling601 E 5th St, Suite 220, Charlotte, NC 28202
DHIC, Inc.
HUD-certified counseling and education services for Triangle homeowners and buyers.
(919) 832-4345
DHIC Housing Counseling113 S Wilmington St, Raleigh, NC 27601
Consumer Credit Counseling Service
HUD-approved foreclosure prevention counseling and debt management guidance for NC residents.
CCCS Housing CounselingState & Government Programs
NC Housing Finance Agency
Statewide foreclosure prevention and homeowner support programs, including counselor referrals.
NC Housing Finance AgencyNC Foreclosure Prevention Fund / SHFPP
Connects homeowners with approved housing counselors and legal resources for foreclosure prevention.
NC Foreclosure Prevention ProgramHUD National Counselor Hotline
Free referral line to HUD-approved housing counselors.
Find HUD counselorCFPB Mortgage Help
Federal consumer protection resources for mortgage servicing issues and foreclosure prevention.
CFPB homeowner resourcesCall 211
Connects Concord households to emergency rental, utility, food, and hardship support.
Call 211Job Loss Real Estate Agents in Concord
Chamiese Evans — Licensed Realtor
Specializing in helping Concord homeowners navigate job loss situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.
Visit listrobin.comMedical Hardship
Medical Hardship Resources
Charlotte Center for Legal Advocacy
Public benefits and civil legal help for qualifying residents facing hardship.
Charlotte Legal Advocacy intakeDuke Health Financial Assistance
Hospital billing support and financial assistance screening.
Duke Health Financial AssistanceUNC Health Financial Assistance
Charity care and financial support options for eligible patients.
UNC Health Financial AssistanceHUD-Approved Housing Counselors
Community Link (HUD Counseling)
HUD-approved counseling agency serving the Charlotte region with foreclosure prevention, homebuyer, and financial counseling services.
(704) 943-9490
Community Link housing counseling601 E 5th St, Suite 220, Charlotte, NC 28202
DHIC, Inc.
HUD-certified counseling and education services for Triangle homeowners and buyers.
(919) 832-4345
DHIC Housing Counseling113 S Wilmington St, Raleigh, NC 27601
Consumer Credit Counseling Service
HUD-approved foreclosure prevention counseling and debt management guidance for NC residents.
CCCS Housing CounselingState & Government Programs
NC Housing Finance Agency
Statewide foreclosure prevention and homeowner support programs, including counselor referrals.
NC Housing Finance AgencyNC Foreclosure Prevention Fund / SHFPP
Connects homeowners with approved housing counselors and legal resources for foreclosure prevention.
NC Foreclosure Prevention ProgramHUD National Counselor Hotline
Free referral line to HUD-approved housing counselors.
Find HUD counselorCFPB Mortgage Help
Federal consumer protection resources for mortgage servicing issues and foreclosure prevention.
CFPB homeowner resourcesCall 211
Connects Concord households to emergency rental, utility, food, and hardship support.
Call 211Free Legal Aid
Charlotte Center for Legal Advocacy
Free civil legal services for qualifying low-income residents in Cabarrus County, including housing, consumer, domestic violence, and benefits matters.
(800) 438-1254
Charlotte Legal Advocacy intake5535 Albemarle Rd, Charlotte, NC 28212
NC Bar Association Lawyer Referral Service
Statewide lawyer referral support across North Carolina practice areas, including Cabarrus County.
NC Bar Referral ServiceCabarrus Victims Assistance Network (CVAN)
Domestic violence advocacy, shelter coordination, and survivor support services in Cabarrus County.
CVAN support servicesMedical Hardship Real Estate Agents in Concord
Chamiese Evans — Licensed Realtor
Specializing in helping Concord homeowners navigate medical hardship situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.
Visit listrobin.comReverse Mortgage
Reverse Mortgage Counseling & Elder Law
Concord Housing Authority (HECM referral support)
HUD-approved counseling including reverse mortgage (HECM) education.
Community Link housing counselingHatch, Little & Bunn, LLP
Estate planning and elder-focused legal guidance relevant to reverse mortgages.
Hatch Little & BunnNCOA Reverse Mortgage Counseling Resource
National counseling pathways for seniors evaluating reverse mortgages.
NCOA Counseling GuideHUD-Approved Housing Counselors
Community Link (HUD Counseling)
HUD-approved counseling agency serving the Charlotte region with foreclosure prevention, homebuyer, and financial counseling services.
(704) 943-9490
Community Link housing counseling601 E 5th St, Suite 220, Charlotte, NC 28202
DHIC, Inc.
HUD-certified counseling and education services for Triangle homeowners and buyers.
(919) 832-4345
DHIC Housing Counseling113 S Wilmington St, Raleigh, NC 27601
Consumer Credit Counseling Service
HUD-approved foreclosure prevention counseling and debt management guidance for NC residents.
CCCS Housing CounselingState & Government Programs
NC Housing Finance Agency
Statewide foreclosure prevention and homeowner support programs, including counselor referrals.
NC Housing Finance AgencyNC Foreclosure Prevention Fund / SHFPP
Connects homeowners with approved housing counselors and legal resources for foreclosure prevention.
NC Foreclosure Prevention ProgramHUD National Counselor Hotline
Free referral line to HUD-approved housing counselors.
Find HUD counselorCFPB Mortgage Help
Federal consumer protection resources for mortgage servicing issues and foreclosure prevention.
CFPB homeowner resourcesCall 211
Connects Concord households to emergency rental, utility, food, and hardship support.
Call 211Free Legal Aid
Charlotte Center for Legal Advocacy
Free civil legal services for qualifying low-income residents in Cabarrus County, including housing, consumer, domestic violence, and benefits matters.
(800) 438-1254
Charlotte Legal Advocacy intake5535 Albemarle Rd, Charlotte, NC 28212
NC Bar Association Lawyer Referral Service
Statewide lawyer referral support across North Carolina practice areas, including Cabarrus County.
NC Bar Referral ServiceCabarrus Victims Assistance Network (CVAN)
Domestic violence advocacy, shelter coordination, and survivor support services in Cabarrus County.
CVAN support servicesReverse Mortgage Real Estate Agents in Concord
Chamiese Evans — Licensed Realtor
Specializing in helping Concord homeowners navigate reverse mortgage situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.
Visit listrobin.comKnow exactly what your Concord home is worth first
See my home valueIRS Tax Lien
IRS and Tax Resolution Resources
IRS Taxpayer Assistance Center - Concord
In-person IRS account/payment help by appointment for lien and tax debt issues.
IRS NC local officesTaxpayer Advocate Service (NC)
Independent organization within IRS that assists with unresolved tax problems.
Taxpayer Advocate ServiceManning Fulton - Tax Controversy
Tax controversy and collection defense counsel in the Triangle.
Manning Fulton Tax PracticeFree Legal Aid
Charlotte Center for Legal Advocacy
Free civil legal services for qualifying low-income residents in Cabarrus County, including housing, consumer, domestic violence, and benefits matters.
(800) 438-1254
Charlotte Legal Advocacy intake5535 Albemarle Rd, Charlotte, NC 28212
NC Bar Association Lawyer Referral Service
Statewide lawyer referral support across North Carolina practice areas, including Cabarrus County.
NC Bar Referral ServiceCabarrus Victims Assistance Network (CVAN)
Domestic violence advocacy, shelter coordination, and survivor support services in Cabarrus County.
CVAN support servicesIRS Tax Lien Real Estate Agents in Concord
Chamiese Evans — Licensed Realtor
Specializing in helping Concord homeowners navigate irs tax lien situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.
Visit listrobin.comHELOC Default
HELOC Default & Foreclosure Prevention Attorneys
The Law Offices of John T. Orcutt
Mortgage and HELOC default defense through bankruptcy and negotiation options.
John T. Orcutt LawHaas & Associates, P.A.
Consumer debt and bankruptcy support including second-lien/HELOC challenges.
Haas & AssociatesSasser Law Firm
Bankruptcy options for HELOC default and unsecured debt pressure.
Sasser Law FirmHUD-Approved Housing Counselors
Community Link (HUD Counseling)
HUD-approved counseling agency serving the Charlotte region with foreclosure prevention, homebuyer, and financial counseling services.
(704) 943-9490
Community Link housing counseling601 E 5th St, Suite 220, Charlotte, NC 28202
DHIC, Inc.
HUD-certified counseling and education services for Triangle homeowners and buyers.
(919) 832-4345
DHIC Housing Counseling113 S Wilmington St, Raleigh, NC 27601
Consumer Credit Counseling Service
HUD-approved foreclosure prevention counseling and debt management guidance for NC residents.
CCCS Housing CounselingState & Government Programs
NC Housing Finance Agency
Statewide foreclosure prevention and homeowner support programs, including counselor referrals.
NC Housing Finance AgencyNC Foreclosure Prevention Fund / SHFPP
Connects homeowners with approved housing counselors and legal resources for foreclosure prevention.
NC Foreclosure Prevention ProgramHUD National Counselor Hotline
Free referral line to HUD-approved housing counselors.
Find HUD counselorCFPB Mortgage Help
Federal consumer protection resources for mortgage servicing issues and foreclosure prevention.
CFPB homeowner resourcesCall 211
Connects Concord households to emergency rental, utility, food, and hardship support.
Call 211Free Legal Aid
Charlotte Center for Legal Advocacy
Free civil legal services for qualifying low-income residents in Cabarrus County, including housing, consumer, domestic violence, and benefits matters.
(800) 438-1254
Charlotte Legal Advocacy intake5535 Albemarle Rd, Charlotte, NC 28212
NC Bar Association Lawyer Referral Service
Statewide lawyer referral support across North Carolina practice areas, including Cabarrus County.
NC Bar Referral ServiceCabarrus Victims Assistance Network (CVAN)
Domestic violence advocacy, shelter coordination, and survivor support services in Cabarrus County.
CVAN support servicesHELOC Default Real Estate Agents in Concord
Chamiese Evans — Licensed Realtor
Specializing in helping Concord homeowners navigate heloc default situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.
Visit listrobin.comThinking about selling your Concord home?
Whichever situation brought you here, you have options — and you do not have to decide today. Start with the one that fits.
- Concord homeowner selling options — a plain-English walkthrough of every way to sell, including the ones that are not us.
- Sell your Concord house fast — see what a no-obligation cash offer on your Concord home looks like.
Your local real estate expert
Connect with a licensed Realtor who specializes in helping homeowners navigate homeowner situations in Concord, NC.
CE
Chamiese Evans
Licensed Realtor — NorthGroup Real Estate
Helping homeowners across the Carolinas find the right path forward — whether that means selling, negotiating, or exploring every option before making a decision.
Visit listrobin.comNeighborhoods served
Resources on this page cover homeowners across Concord and surrounding areas.
- Downtown Concord
- Afton Village
- Brookwood
- Christenbury
- Derita
- Gold Hill
- Highland Creek
Researched by CC Evans, Marketing Analyst — RobinOffer
Last reviewed: February 2026
This directory is for informational purposes only. It does not constitute legal, financial, or tax advice. Confirm all options with licensed counsel or a qualified financial professional before signing any agreement.
Sources: NC General Statutes · HUD.gov · CFPB.gov
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