Homeowners/Lowell, NC

Homeowner Resources in Lowell, NC

Local resources for homeowners in Lowell, NC dealing with foreclosure, probate, tax liens, bankruptcy, and other difficult situations. Real contacts, phone numbers, and next steps.

Verified local resources19 resource categoriesCurated by a licensed Realtor

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Resource categories for Lowell

Select a topic below to see local resources including government offices, attorneys, financial counselors, and nonprofit organizations.

Bankruptcy

Resources for homeowners in Chapter 7 or Chapter 13 bankruptcy who need to sell their home.

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IRS Tax Lien

Resources for homeowners with IRS federal tax liens — lien discharge, Fresh Start program, and Taxpayer Advocate.

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HELOC Default

Resources for homeowners in default on a HELOC or second mortgage — settlement negotiation, lien stripping, and foreclosure defense.

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More local resources in Lowell

Verified local contacts for other situations Lowell homeowners face — attorneys, government offices, and financial counselors, organized by topic.

Inheritance

Inheritance Attorneys

Stott, Hollowell, Windham & Stancil, PLLC (Stephen T. Hegedus)

Decades-spanning firm with offices in Gastonia and Mount Holly (near Lowell). Stephen Hegedus: Elon University J.D., Gaston County Bar member. Handles estate administration, guardianships, wills, trusts, and real estate.

(704) 827-3941

124 W. Catawba Ave, Mount Holly, NC 28120

Stott Hollowell estate planning

Dana Sherrill Lahbabi, Attorney at Law, PLLC

Native of Gaston County (born in Belmont). Belmont Abbey College B.A. 2000, UNC-Chapel Hill J.D. 2003. Handles wills, trusts, estate planning, real estate, and family law from her Belmont office near Lowell.

(704) 825-8285

6313 W. Wilkinson Blvd, Belmont, NC 28012

Dana Lahbabi estate and probate law

Hands Law Office, PLLC (David W. Hands)

National Black Lawyers Top 100 recognition. Handles estate planning, wills, powers of attorney, and probate administration alongside bankruptcy and real estate. Charlotte office serves Gaston County.

(704) 459-7410

3558 N. Davidson Street, Charlotte, NC 28205

Hands Law estate planning

Housing Counseling and Foreclosure Prevention

HUD Housing Counselor Referral Line

Federal HUD counselor locator and hotline for Lowell homeowners who need foreclosure-prevention counseling, loan-workout planning, and loss-mitigation guidance in Gaston County.

Find a HUD-approved housing counselor

North Carolina Housing Finance Agency Homeowner Help

State mortgage-delinquency and foreclosure-prevention guidance for North Carolina homeowners, with referrals to HUD-approved counseling agencies serving Gaston County.

NCHFA homeowner assistance

Free and Low-Cost Legal Aid

Legal Aid of North Carolina — Gastonia Office

Free civil legal services for income-eligible residents of Cleveland, Gaston, and Lincoln counties. Handles housing, foreclosure, eviction, elder law, and employment matters.

(704) 865-2357

1508 S York Rd, Gastonia, NC 28052

Legal Aid NC Gastonia office

NC Bar Association Lawyer Referral Service

Statewide lawyer referral service for Lowell homeowners who need private counsel in foreclosure, probate, bankruptcy, divorce, or title/lien disputes in Gaston County.

NC Bar lawyer referral service

Inheritance Real Estate Agents in Lowell

Chamiese Evans — Licensed Realtor

Specializing in helping Lowell homeowners navigate inheritance situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.

Visit listrobin.com

Get a no-obligation cash offer on the inherited Lowell home

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Relocation

Relocation and Sale Attorneys

Law Office of Geoffrey A. Planer

Geoffrey Planer has 50+ years of experience (practicing since 1974). Former Chapter 7 Panel Trustee, Super Lawyers selectee. Handles foreclosure defense and bankruptcy from his Gastonia office serving Gaston County.

(704) 864-0235

216 South Marietta Street, Gastonia, NC 28052

Planer Law foreclosure defense

Galletta Law Firm, PLLC (Jessica Galletta)

Jessica Galletta specializes in foreclosure defense and consumer bankruptcy. Wake Forest J.D., licensed in NC and CA. Filed 1,000+ bankruptcy cases with $15M+ in recovery. Lawyer Monthly Legal Awards 2021 recipient.

(980) 859-7115

15720 Brixham Hill Ave, Suite 300, Charlotte, NC 28277

Galletta Law foreclosure defense

Saffa Law Firm (Diana Saffa)

Diana Saffa is a former creditor's attorney with 1,000+ bankruptcy filings. Uses that insider knowledge to defend homeowners. Available 7 days/week with free 60-minute consultations for Gaston County residents.

(704) 246-8203

10710 Sikes Place, Suite 180, Charlotte, NC 28277

Saffa Law foreclosure defense

Housing Counseling and Foreclosure Prevention

HUD Housing Counselor Referral Line

Federal HUD counselor locator and hotline for Lowell homeowners who need foreclosure-prevention counseling, loan-workout planning, and loss-mitigation guidance in Gaston County.

Find a HUD-approved housing counselor

North Carolina Housing Finance Agency Homeowner Help

State mortgage-delinquency and foreclosure-prevention guidance for North Carolina homeowners, with referrals to HUD-approved counseling agencies serving Gaston County.

NCHFA homeowner assistance

Free and Low-Cost Legal Aid

Legal Aid of North Carolina — Gastonia Office

Free civil legal services for income-eligible residents of Cleveland, Gaston, and Lincoln counties. Handles housing, foreclosure, eviction, elder law, and employment matters.

(704) 865-2357

1508 S York Rd, Gastonia, NC 28052

Legal Aid NC Gastonia office

NC Bar Association Lawyer Referral Service

Statewide lawyer referral service for Lowell homeowners who need private counsel in foreclosure, probate, bankruptcy, divorce, or title/lien disputes in Gaston County.

NC Bar lawyer referral service

Relocation Real Estate Agents in Lowell

Chamiese Evans — Licensed Realtor

Specializing in helping Lowell homeowners navigate relocation situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.

Visit listrobin.com
Tax Liens

Tax and Debt Attorneys

Law Office of Geoffrey A. Planer

Geoffrey Planer: 50+ years of experience, former Chapter 7 Panel Trustee in the Western District of NC, Super Lawyers selectee. Handles Chapter 7 and Chapter 13 bankruptcy filings from Gastonia.

(704) 864-0235

216 South Marietta Street, Gastonia, NC 28052

Planer Law bankruptcy

Law Office of Verna Bash-Flowers

Verna Bash-Flowers: 34 years of experience (established 1992). Quinnipiac University J.D., NYU MUP, Rutgers B.A. Fluent in Spanish. Member of NC Bar Association. Gastonia office at 936 Dr. MLK Jr. Way serving Gaston County.

(704) 691-7220

936 Dr. Martin Luther King Jr. Way, Suite 1D, Gastonia, NC 28054

Verna Bash-Flowers bankruptcy law

Hands Law Office, PLLC (David W. Hands)

Established 2004 with 30+ years combined experience. National Black Lawyers Top 100, National Trial Lawyers Top 40 Under 40. Bilingual (English/Spanish). Handles Chapter 7, Chapter 13, real estate, and estate planning.

(704) 459-7410

3558 N. Davidson Street, Charlotte, NC 28205

Hands Law bankruptcy

Housing Counseling and Foreclosure Prevention

HUD Housing Counselor Referral Line

Federal HUD counselor locator and hotline for Lowell homeowners who need foreclosure-prevention counseling, loan-workout planning, and loss-mitigation guidance in Gaston County.

Find a HUD-approved housing counselor

North Carolina Housing Finance Agency Homeowner Help

State mortgage-delinquency and foreclosure-prevention guidance for North Carolina homeowners, with referrals to HUD-approved counseling agencies serving Gaston County.

NCHFA homeowner assistance

Free and Low-Cost Legal Aid

Legal Aid of North Carolina — Gastonia Office

Free civil legal services for income-eligible residents of Cleveland, Gaston, and Lincoln counties. Handles housing, foreclosure, eviction, elder law, and employment matters.

(704) 865-2357

1508 S York Rd, Gastonia, NC 28052

Legal Aid NC Gastonia office

NC Bar Association Lawyer Referral Service

Statewide lawyer referral service for Lowell homeowners who need private counsel in foreclosure, probate, bankruptcy, divorce, or title/lien disputes in Gaston County.

NC Bar lawyer referral service

Tax Liens Real Estate Agents in Lowell

Chamiese Evans — Licensed Realtor

Specializing in helping Lowell homeowners navigate tax liens situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.

Visit listrobin.com
Code Violations

Code and Property Attorneys

Law Office of Geoffrey A. Planer

Geoffrey Planer has 50+ years of experience (practicing since 1974). Former Chapter 7 Panel Trustee, Super Lawyers selectee. Handles foreclosure defense and bankruptcy from his Gastonia office serving Gaston County.

(704) 864-0235

216 South Marietta Street, Gastonia, NC 28052

Planer Law foreclosure defense

Galletta Law Firm, PLLC (Jessica Galletta)

Jessica Galletta specializes in foreclosure defense and consumer bankruptcy. Wake Forest J.D., licensed in NC and CA. Filed 1,000+ bankruptcy cases with $15M+ in recovery. Lawyer Monthly Legal Awards 2021 recipient.

(980) 859-7115

15720 Brixham Hill Ave, Suite 300, Charlotte, NC 28277

Galletta Law foreclosure defense

Saffa Law Firm (Diana Saffa)

Diana Saffa is a former creditor's attorney with 1,000+ bankruptcy filings. Uses that insider knowledge to defend homeowners. Available 7 days/week with free 60-minute consultations for Gaston County residents.

(704) 246-8203

10710 Sikes Place, Suite 180, Charlotte, NC 28277

Saffa Law foreclosure defense

Housing Counseling and Foreclosure Prevention

HUD Housing Counselor Referral Line

Federal HUD counselor locator and hotline for Lowell homeowners who need foreclosure-prevention counseling, loan-workout planning, and loss-mitigation guidance in Gaston County.

Find a HUD-approved housing counselor

North Carolina Housing Finance Agency Homeowner Help

State mortgage-delinquency and foreclosure-prevention guidance for North Carolina homeowners, with referrals to HUD-approved counseling agencies serving Gaston County.

NCHFA homeowner assistance

Free and Low-Cost Legal Aid

Legal Aid of North Carolina — Gastonia Office

Free civil legal services for income-eligible residents of Cleveland, Gaston, and Lincoln counties. Handles housing, foreclosure, eviction, elder law, and employment matters.

(704) 865-2357

1508 S York Rd, Gastonia, NC 28052

Legal Aid NC Gastonia office

NC Bar Association Lawyer Referral Service

Statewide lawyer referral service for Lowell homeowners who need private counsel in foreclosure, probate, bankruptcy, divorce, or title/lien disputes in Gaston County.

NC Bar lawyer referral service

Code Violations Real Estate Agents in Lowell

Chamiese Evans — Licensed Realtor

Specializing in helping Lowell homeowners navigate code violations situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.

Visit listrobin.com

See open code cases and activity around any Lowell address

Check my address
HOA Liens

HOA Attorneys

Thurman, Wilson, Boutwell & Galvin P.A. (James P. Galvin)

Established 1988 with 25+ years representing Charlotte-area community associations. James Galvin: Super Lawyers 2024–2026. Handles HOA lawsuits, covenant enforcement, assessment collection, and dispute resolution.

(704) 377-4164

301 S McDowell St, Suite 608, Charlotte, NC 28204

Thurman Wilson Boutwell & Galvin HOA law

Cranfill Sumner LLP

Community Association Practice Group assisting HOAs, boards, and members across the Charlotte metro. 30+ year real estate practice. Handles governing documents, covenant enforcement, liens, and construction defect claims.

(704) 332-8300

2907 Providence Rd, Suite 200, Charlotte, NC 28211

Cranfill Sumner HOA law

Housing Counseling and Foreclosure Prevention

HUD Housing Counselor Referral Line

Federal HUD counselor locator and hotline for Lowell homeowners who need foreclosure-prevention counseling, loan-workout planning, and loss-mitigation guidance in Gaston County.

Find a HUD-approved housing counselor

North Carolina Housing Finance Agency Homeowner Help

State mortgage-delinquency and foreclosure-prevention guidance for North Carolina homeowners, with referrals to HUD-approved counseling agencies serving Gaston County.

NCHFA homeowner assistance

Free and Low-Cost Legal Aid

Legal Aid of North Carolina — Gastonia Office

Free civil legal services for income-eligible residents of Cleveland, Gaston, and Lincoln counties. Handles housing, foreclosure, eviction, elder law, and employment matters.

(704) 865-2357

1508 S York Rd, Gastonia, NC 28052

Legal Aid NC Gastonia office

NC Bar Association Lawyer Referral Service

Statewide lawyer referral service for Lowell homeowners who need private counsel in foreclosure, probate, bankruptcy, divorce, or title/lien disputes in Gaston County.

NC Bar lawyer referral service

HOA Liens Real Estate Agents in Lowell

Chamiese Evans — Licensed Realtor

Specializing in helping Lowell homeowners navigate hoa liens situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.

Visit listrobin.com
Fire / Storm Damage

Property Damage Attorneys

Law Office of Geoffrey A. Planer

Geoffrey Planer has 50+ years of experience (practicing since 1974). Former Chapter 7 Panel Trustee, Super Lawyers selectee. Handles foreclosure defense and bankruptcy from his Gastonia office serving Gaston County.

(704) 864-0235

216 South Marietta Street, Gastonia, NC 28052

Planer Law foreclosure defense

Galletta Law Firm, PLLC (Jessica Galletta)

Jessica Galletta specializes in foreclosure defense and consumer bankruptcy. Wake Forest J.D., licensed in NC and CA. Filed 1,000+ bankruptcy cases with $15M+ in recovery. Lawyer Monthly Legal Awards 2021 recipient.

(980) 859-7115

15720 Brixham Hill Ave, Suite 300, Charlotte, NC 28277

Galletta Law foreclosure defense

Saffa Law Firm (Diana Saffa)

Diana Saffa is a former creditor's attorney with 1,000+ bankruptcy filings. Uses that insider knowledge to defend homeowners. Available 7 days/week with free 60-minute consultations for Gaston County residents.

(704) 246-8203

10710 Sikes Place, Suite 180, Charlotte, NC 28277

Saffa Law foreclosure defense

Housing Counseling and Foreclosure Prevention

HUD Housing Counselor Referral Line

Federal HUD counselor locator and hotline for Lowell homeowners who need foreclosure-prevention counseling, loan-workout planning, and loss-mitigation guidance in Gaston County.

Find a HUD-approved housing counselor

North Carolina Housing Finance Agency Homeowner Help

State mortgage-delinquency and foreclosure-prevention guidance for North Carolina homeowners, with referrals to HUD-approved counseling agencies serving Gaston County.

NCHFA homeowner assistance

Free and Low-Cost Legal Aid

Legal Aid of North Carolina — Gastonia Office

Free civil legal services for income-eligible residents of Cleveland, Gaston, and Lincoln counties. Handles housing, foreclosure, eviction, elder law, and employment matters.

(704) 865-2357

1508 S York Rd, Gastonia, NC 28052

Legal Aid NC Gastonia office

NC Bar Association Lawyer Referral Service

Statewide lawyer referral service for Lowell homeowners who need private counsel in foreclosure, probate, bankruptcy, divorce, or title/lien disputes in Gaston County.

NC Bar lawyer referral service

Fire / Storm Damage Real Estate Agents in Lowell

Chamiese Evans — Licensed Realtor

Specializing in helping Lowell homeowners navigate fire / storm damage situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.

Visit listrobin.com

Storm or fire damage? Get a cash offer, sold as-is

Get my cash offer
Vacant Property

Vacant Property Attorneys

Thurman, Wilson, Boutwell & Galvin P.A. (James P. Galvin)

Established 1988 with 25+ years representing Charlotte-area community associations. James Galvin: Super Lawyers 2024–2026. Handles HOA lawsuits, covenant enforcement, assessment collection, and dispute resolution.

(704) 377-4164

301 S McDowell St, Suite 608, Charlotte, NC 28204

Thurman Wilson Boutwell & Galvin HOA law

Cranfill Sumner LLP

Community Association Practice Group assisting HOAs, boards, and members across the Charlotte metro. 30+ year real estate practice. Handles governing documents, covenant enforcement, liens, and construction defect claims.

(704) 332-8300

2907 Providence Rd, Suite 200, Charlotte, NC 28211

Cranfill Sumner HOA law

Housing Counseling and Foreclosure Prevention

HUD Housing Counselor Referral Line

Federal HUD counselor locator and hotline for Lowell homeowners who need foreclosure-prevention counseling, loan-workout planning, and loss-mitigation guidance in Gaston County.

Find a HUD-approved housing counselor

North Carolina Housing Finance Agency Homeowner Help

State mortgage-delinquency and foreclosure-prevention guidance for North Carolina homeowners, with referrals to HUD-approved counseling agencies serving Gaston County.

NCHFA homeowner assistance

Free and Low-Cost Legal Aid

Legal Aid of North Carolina — Gastonia Office

Free civil legal services for income-eligible residents of Cleveland, Gaston, and Lincoln counties. Handles housing, foreclosure, eviction, elder law, and employment matters.

(704) 865-2357

1508 S York Rd, Gastonia, NC 28052

Legal Aid NC Gastonia office

NC Bar Association Lawyer Referral Service

Statewide lawyer referral service for Lowell homeowners who need private counsel in foreclosure, probate, bankruptcy, divorce, or title/lien disputes in Gaston County.

NC Bar lawyer referral service

Vacant Property Real Estate Agents in Lowell

Chamiese Evans — Licensed Realtor

Specializing in helping Lowell homeowners navigate vacant property situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.

Visit listrobin.com

Done carrying a vacant Lowell home? Get a cash offer

Get my cash offer
Underwater Mortgage

Underwater Mortgage Attorneys

Law Office of Geoffrey A. Planer

Geoffrey Planer has 50+ years of experience (practicing since 1974). Former Chapter 7 Panel Trustee, Super Lawyers selectee. Handles foreclosure defense and bankruptcy from his Gastonia office serving Gaston County.

(704) 864-0235

216 South Marietta Street, Gastonia, NC 28052

Planer Law foreclosure defense

Galletta Law Firm, PLLC (Jessica Galletta)

Jessica Galletta specializes in foreclosure defense and consumer bankruptcy. Wake Forest J.D., licensed in NC and CA. Filed 1,000+ bankruptcy cases with $15M+ in recovery. Lawyer Monthly Legal Awards 2021 recipient.

(980) 859-7115

15720 Brixham Hill Ave, Suite 300, Charlotte, NC 28277

Galletta Law foreclosure defense

Saffa Law Firm (Diana Saffa)

Diana Saffa is a former creditor's attorney with 1,000+ bankruptcy filings. Uses that insider knowledge to defend homeowners. Available 7 days/week with free 60-minute consultations for Gaston County residents.

(704) 246-8203

10710 Sikes Place, Suite 180, Charlotte, NC 28277

Saffa Law foreclosure defense

Housing Counseling and Foreclosure Prevention

HUD Housing Counselor Referral Line

Federal HUD counselor locator and hotline for Lowell homeowners who need foreclosure-prevention counseling, loan-workout planning, and loss-mitigation guidance in Gaston County.

Find a HUD-approved housing counselor

North Carolina Housing Finance Agency Homeowner Help

State mortgage-delinquency and foreclosure-prevention guidance for North Carolina homeowners, with referrals to HUD-approved counseling agencies serving Gaston County.

NCHFA homeowner assistance

Free and Low-Cost Legal Aid

Legal Aid of North Carolina — Gastonia Office

Free civil legal services for income-eligible residents of Cleveland, Gaston, and Lincoln counties. Handles housing, foreclosure, eviction, elder law, and employment matters.

(704) 865-2357

1508 S York Rd, Gastonia, NC 28052

Legal Aid NC Gastonia office

NC Bar Association Lawyer Referral Service

Statewide lawyer referral service for Lowell homeowners who need private counsel in foreclosure, probate, bankruptcy, divorce, or title/lien disputes in Gaston County.

NC Bar lawyer referral service

Underwater Mortgage Real Estate Agents in Lowell

Chamiese Evans — Licensed Realtor

Specializing in helping Lowell homeowners navigate underwater mortgage situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.

Visit listrobin.com

Underwater — or do you actually have equity? Find out free

See my home value
Medical Hardship

Medical Hardship Attorneys

Law Office of Geoffrey A. Planer

Geoffrey Planer: 50+ years of experience, former Chapter 7 Panel Trustee in the Western District of NC, Super Lawyers selectee. Handles Chapter 7 and Chapter 13 bankruptcy filings from Gastonia.

(704) 864-0235

216 South Marietta Street, Gastonia, NC 28052

Planer Law bankruptcy

Law Office of Verna Bash-Flowers

Verna Bash-Flowers: 34 years of experience (established 1992). Quinnipiac University J.D., NYU MUP, Rutgers B.A. Fluent in Spanish. Member of NC Bar Association. Gastonia office at 936 Dr. MLK Jr. Way serving Gaston County.

(704) 691-7220

936 Dr. Martin Luther King Jr. Way, Suite 1D, Gastonia, NC 28054

Verna Bash-Flowers bankruptcy law

Hands Law Office, PLLC (David W. Hands)

Established 2004 with 30+ years combined experience. National Black Lawyers Top 100, National Trial Lawyers Top 40 Under 40. Bilingual (English/Spanish). Handles Chapter 7, Chapter 13, real estate, and estate planning.

(704) 459-7410

3558 N. Davidson Street, Charlotte, NC 28205

Hands Law bankruptcy

Housing Counseling and Foreclosure Prevention

HUD Housing Counselor Referral Line

Federal HUD counselor locator and hotline for Lowell homeowners who need foreclosure-prevention counseling, loan-workout planning, and loss-mitigation guidance in Gaston County.

Find a HUD-approved housing counselor

North Carolina Housing Finance Agency Homeowner Help

State mortgage-delinquency and foreclosure-prevention guidance for North Carolina homeowners, with referrals to HUD-approved counseling agencies serving Gaston County.

NCHFA homeowner assistance

Free and Low-Cost Legal Aid

Legal Aid of North Carolina — Gastonia Office

Free civil legal services for income-eligible residents of Cleveland, Gaston, and Lincoln counties. Handles housing, foreclosure, eviction, elder law, and employment matters.

(704) 865-2357

1508 S York Rd, Gastonia, NC 28052

Legal Aid NC Gastonia office

NC Bar Association Lawyer Referral Service

Statewide lawyer referral service for Lowell homeowners who need private counsel in foreclosure, probate, bankruptcy, divorce, or title/lien disputes in Gaston County.

NC Bar lawyer referral service

Medical Hardship Real Estate Agents in Lowell

Chamiese Evans — Licensed Realtor

Specializing in helping Lowell homeowners navigate medical hardship situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.

Visit listrobin.com
Reverse Mortgage

Reverse Mortgage and Probate Attorneys

Stott, Hollowell, Windham & Stancil, PLLC (Stephen T. Hegedus)

Decades-spanning firm with offices in Gastonia and Mount Holly (near Lowell). Stephen Hegedus: Elon University J.D., Gaston County Bar member. Handles estate administration, guardianships, wills, trusts, and real estate.

(704) 827-3941

124 W. Catawba Ave, Mount Holly, NC 28120

Stott Hollowell estate planning

Dana Sherrill Lahbabi, Attorney at Law, PLLC

Native of Gaston County (born in Belmont). Belmont Abbey College B.A. 2000, UNC-Chapel Hill J.D. 2003. Handles wills, trusts, estate planning, real estate, and family law from her Belmont office near Lowell.

(704) 825-8285

6313 W. Wilkinson Blvd, Belmont, NC 28012

Dana Lahbabi estate and probate law

Hands Law Office, PLLC (David W. Hands)

National Black Lawyers Top 100 recognition. Handles estate planning, wills, powers of attorney, and probate administration alongside bankruptcy and real estate. Charlotte office serves Gaston County.

(704) 459-7410

3558 N. Davidson Street, Charlotte, NC 28205

Hands Law estate planning

Housing Counseling and Foreclosure Prevention

HUD Housing Counselor Referral Line

Federal HUD counselor locator and hotline for Lowell homeowners who need foreclosure-prevention counseling, loan-workout planning, and loss-mitigation guidance in Gaston County.

Find a HUD-approved housing counselor

North Carolina Housing Finance Agency Homeowner Help

State mortgage-delinquency and foreclosure-prevention guidance for North Carolina homeowners, with referrals to HUD-approved counseling agencies serving Gaston County.

NCHFA homeowner assistance

Free and Low-Cost Legal Aid

Legal Aid of North Carolina — Gastonia Office

Free civil legal services for income-eligible residents of Cleveland, Gaston, and Lincoln counties. Handles housing, foreclosure, eviction, elder law, and employment matters.

(704) 865-2357

1508 S York Rd, Gastonia, NC 28052

Legal Aid NC Gastonia office

NC Bar Association Lawyer Referral Service

Statewide lawyer referral service for Lowell homeowners who need private counsel in foreclosure, probate, bankruptcy, divorce, or title/lien disputes in Gaston County.

NC Bar lawyer referral service

Reverse Mortgage Real Estate Agents in Lowell

Chamiese Evans — Licensed Realtor

Specializing in helping Lowell homeowners navigate reverse mortgage situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.

Visit listrobin.com

Know exactly what your Lowell home is worth first

See my home value
Judgment Lien

Judgment Lien Attorneys

Law Office of Geoffrey A. Planer

Geoffrey Planer has 50+ years of experience (practicing since 1974). Former Chapter 7 Panel Trustee, Super Lawyers selectee. Handles foreclosure defense and bankruptcy from his Gastonia office serving Gaston County.

(704) 864-0235

216 South Marietta Street, Gastonia, NC 28052

Planer Law foreclosure defense

Galletta Law Firm, PLLC (Jessica Galletta)

Jessica Galletta specializes in foreclosure defense and consumer bankruptcy. Wake Forest J.D., licensed in NC and CA. Filed 1,000+ bankruptcy cases with $15M+ in recovery. Lawyer Monthly Legal Awards 2021 recipient.

(980) 859-7115

15720 Brixham Hill Ave, Suite 300, Charlotte, NC 28277

Galletta Law foreclosure defense

Saffa Law Firm (Diana Saffa)

Diana Saffa is a former creditor's attorney with 1,000+ bankruptcy filings. Uses that insider knowledge to defend homeowners. Available 7 days/week with free 60-minute consultations for Gaston County residents.

(704) 246-8203

10710 Sikes Place, Suite 180, Charlotte, NC 28277

Saffa Law foreclosure defense

Housing Counseling and Foreclosure Prevention

HUD Housing Counselor Referral Line

Federal HUD counselor locator and hotline for Lowell homeowners who need foreclosure-prevention counseling, loan-workout planning, and loss-mitigation guidance in Gaston County.

Find a HUD-approved housing counselor

North Carolina Housing Finance Agency Homeowner Help

State mortgage-delinquency and foreclosure-prevention guidance for North Carolina homeowners, with referrals to HUD-approved counseling agencies serving Gaston County.

NCHFA homeowner assistance

Free and Low-Cost Legal Aid

Legal Aid of North Carolina — Gastonia Office

Free civil legal services for income-eligible residents of Cleveland, Gaston, and Lincoln counties. Handles housing, foreclosure, eviction, elder law, and employment matters.

(704) 865-2357

1508 S York Rd, Gastonia, NC 28052

Legal Aid NC Gastonia office

NC Bar Association Lawyer Referral Service

Statewide lawyer referral service for Lowell homeowners who need private counsel in foreclosure, probate, bankruptcy, divorce, or title/lien disputes in Gaston County.

NC Bar lawyer referral service

Judgment Lien Real Estate Agents in Lowell

Chamiese Evans — Licensed Realtor

Specializing in helping Lowell homeowners navigate judgment lien situations — whether that means selling, negotiating, or exploring every option before making a decision. NorthGroup Real Estate.

Visit listrobin.com

Thinking about selling your Lowell home?

Whichever situation brought you here, you have options — and you do not have to decide today. Start with the one that fits.

Your local real estate expert

Connect with a licensed Realtor who specializes in helping homeowners navigate homeowner situations in Lowell, NC.

CE

Chamiese Evans

Licensed Realtor — NorthGroup Real Estate

Helping homeowners across the Carolinas find the right path forward — whether that means selling, negotiating, or exploring every option before making a decision.

Visit listrobin.com

Researched by CC Evans, Marketing Analyst — RobinOffer

Last reviewed: February 2026

This directory is for informational purposes only. It does not constitute legal, financial, or tax advice. Confirm all options with licensed counsel or a qualified financial professional before signing any agreement.

Sources: NC General Statutes · HUD.gov · CFPB.gov

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