Homeowners/IRS & Federal Tax Lien

IRS & Federal Tax Lien

IRS federal tax lien resources by city in the Carolinas. Lien discharge, Fresh Start program, Offer in Compromise, Taxpayer Advocate Service, and tax resolution attorneys.

What homeowners need to know

Resources for homeowners with IRS federal tax liens — lien discharge, Fresh Start program, and Taxpayer Advocate.

An IRS federal tax lien in Charlotte, NC attaches to all your property but does not prevent selling. File Form 14135 for lien discharge at least 45 days before closing. In NC, federal tax liens are filed with the Secretary of State — search free at sosnc.gov. The IRS Fresh Start program offers expanded payment options.

Common questions

Can I sell my house if the IRS has a tax lien on it in Charlotte?

Yes, but you need IRS cooperation. File Form 14135 at least 45 days before closing to request a lien discharge. The IRS will discharge the lien from the property if they receive the proceeds or the remaining assets cover the debt.

How long does an IRS tax lien last?

The IRS has 10 years from the date of assessment to collect, but this period can be suspended by installment agreements, offers in compromise, or bankruptcy. The lien is released when the debt is paid, the statute expires, or you negotiate a settlement.

Where do I search for IRS liens on my property in NC?

In North Carolina, federal tax liens are filed with the NC Secretary of State — search free online at sosnc.gov. In South Carolina, federal tax liens are filed with the county Register of Deeds or Clerk of Court in each county where you own property.

IRS Tax Lien in North Carolina

Select a city to see local resources, government contacts, and next steps for North Carolina homeowners.

IRS Tax Lien in South Carolina

Select a city to see local resources, government contacts, and next steps for South Carolina homeowners.

Your local real estate expert

Connect with a licensed Realtor who specializes in helping homeowners navigate irs & federal tax lien across the Carolinas.

CE

Chamiese Evans

Licensed Realtor — NorthGroup Real Estate

Helping homeowners across the Carolinas find the right path forward — whether that means selling, negotiating, or exploring every option before making a decision.

Visit listrobin.com

Researched by CC Evans, Marketing Analyst — RobinOffer

Licensed Real Estate Broker · NC License #332092

NorthGroup Real Estate · Charlotte, NC

Last reviewed: February 2026

This directory is for informational purposes only. It does not constitute legal, financial, or tax advice. Confirm all options with licensed counsel or a qualified financial professional before signing any agreement.

Sources: NC General Statutes · SC Code of Laws · HUD.gov · CFPB.gov

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